{"id":10061,"date":"2020-03-31T10:15:57","date_gmt":"2020-03-31T03:15:57","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=10061"},"modified":"2022-03-02T10:18:54","modified_gmt":"2022-03-02T03:18:54","slug":"2-937-bay-nhau-cach-xu-no-can-than-vet-den-tren-ly-lich-tai-chinh","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-937-bay-nhau-cach-xu-no-can-than-vet-den-tren-ly-lich-tai-chinh\/","title":{"rendered":"2.937. B\u00e0y nhau c\u00e1ch x\u00f9 n\u1ee3, c\u1ea9n th\u1eadn v\u1ebft \u0111en tr\u00ean \u2018l\u00fd l\u1ecbch\u2019 t\u00e0i ch\u00ednh"},"content":{"rendered":"

(VNN) – Vay n\u1ee3 tr\u00e0n lan r\u1ed3i t\u00ecm c\u00e1ch tr\u1ed1n n\u1ee3, ch\u00e2y \u1ef3 tr\u1ea3 n\u1ee3\u2026 b\u1ea1n kh\u00f4ng ch\u1ec9 l\u00e0m kh\u00f3 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh m\u00e0 c\u00f2n t\u1ef1 \u0111\u1ea9y m\u00ecnh v\u00e0o th\u1ebf kh\u00f3 khi d\u00ednh \u201cv\u1ebft \u0111en\u201d tr\u00ean l\u00fd l\u1ecbch t\u00e0i ch\u00ednh, g\u00e2y b\u1ea5t l\u1ee3i cho giao d\u1ecbch t\u00e0i ch\u00ednh v\u1ec1 sau.<\/h4>\n

L\u1ea1 \u0111\u1eddi: B\u00e0y nhau c\u00e1ch x\u00f9 n\u1ee3<\/p>\n

Tr\u00ean m\u1ed9t di\u1ec5n \u0111\u00e0n m\u1ea1ng x\u00e3 h\u1ed9i m\u1edbi \u0111\u00e2y, kh\u00e1ch \u0111ang vay ti\u1ec1n m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 \u0111\u0103ng m\u1ed9t b\u00e0i vi\u1ebft xin chia s\u1ebb kinh nghi\u1ec7m \u201cx\u00f9 n\u1ee3\u201d c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, v\u00ec b\u1ea3n th\u00e2n \u0111ang r\u01a1i v\u00e0o c\u1ea3nh m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3.<\/p>\n

B\u00e0i vi\u1ebft \u0111\u00e3 thu h\u00fat h\u00e0ng tr\u0103m b\u00ecnh lu\u1eadn, trong \u0111\u00f3c\u00f3 nhi\u1ec1u b\u00ecnh lu\u1eadn ch\u1ec9 cho nhau c\u00e1ch b\u00f9ng n\u1ee3, tr\u1ed1n n\u1ee3 nh\u01b0 \u0111\u1ed5i \u0111\u1ecba ch\u1ec9 nh\u00e0, \u0111\u1ecba ch\u1ec9 c\u00f4ng ty, \u0111\u1ed5i ch\u1ee9ng minh th\u01b0\/c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n\u2026 Tuy nhi\u00ean, \u0111a ph\u1ea7n c\u00e1c \u00fd ki\u1ebfn b\u00ecnh lu\u1eadn l\u00e0 ch\u1ec9 tr\u00edch, c\u1ea3nh b\u00e1o h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c thi\u1ebfu tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3.<\/p>\n

T\u00ecnh tr\u1ea1ng kh\u00e1ch h\u00e0ng vay n\u1ee3, v\u01b0\u1ee3t qu\u00e1 kh\u1ea3 n\u0103ng chi tr\u1ea3 v\u00e0 t\u00ecm c\u00e1ch tho\u00e1i th\u00e1c tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 kh\u00f4ng hi\u1ebfm. Nhi\u1ec1u \u0111\u01a1n v\u1ecb v\u1ecb cho vay nh\u01b0 c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, ng\u00e2n h\u00e0ng cho vay c\u00e1 nh\u00e2n\u2026 cho bi\u1ebft, nhi\u1ec1u kh\u00e1ch h\u00e0ng khi vay v\u1ed1n ch\u01b0a x\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c m\u1ed9t k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n r\u00f5 r\u00e0ng, d\u1eabn \u0111\u1ebfn vi\u1ec7c kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3, ch\u1eadm thanh to\u00e1n hay th\u1eadm ch\u00ed l\u00e0 ph\u1ea3i tr\u1ed1n n\u1ee3.<\/p>\n

Theo anh Nguy\u1ec5n V\u0103n M, nh\u00e2n vi\u00ean t\u00edn d\u1ee5ng c\u1ee7a 1 ng\u00e2n h\u00e0ng qu\u1ed1c doanh l\u1edbn, b\u1ea3n th\u00e2n anh \u0111\u00e3 t\u1eebng ph\u1ea3i t\u1eeb ch\u1ed1i h\u1ed3 s\u01a1 t\u00edn d\u1ee5ng c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi v\u00ec d\u00ednh \u201cv\u1ebft\u201d v\u00ec tr\u01b0\u1edbc \u0111\u00f3 kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u00fang quy \u0111\u1ecbnh khi vay ti\u00eau d\u00f9ng t\u1ea1i c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

\u201cTheo quy \u0111\u1ecbnh, n\u1ee3 nh\u00f3m 3 tr\u1edf l\u00ean m\u1edbi \u0111\u01b0\u1ee3c coi l\u00e0 n\u1ee3 x\u1ea5u, song th\u1ef1c t\u1ebf, ch\u1ec9 c\u1ea7n nh\u00ecn tr\u00ean CIC th\u1ea5y kh\u00e1ch h\u00e0ng v\u01b0\u1edbng v\u00e0o nh\u00f3m 2 l\u00e0 ng\u00e2n h\u00e0ng \u0111\u00e3 kh\u00f4ng mu\u1ed1n cho vay. Nhi\u1ec1u kh\u00e1ch h\u00e0ng c\u00e1ch \u0111\u00e2y 4-5 n\u0103m v\u01b0\u1edbng v\u00e0o m\u1ed9t kho\u1ea3n vay nh\u1ecf nh\u01b0ng do kh\u00f4ng ch\u1ecbu tr\u1ea3, gi\u1edd s\u1ed1 n\u1ee3 ph\u00ecnh l\u00ean v\u00e0 r\u1edbt xu\u1ed1ng nh\u00f3m 5, khi\u1ebfn c\u00e1nh c\u1eeda vay ng\u00e2n h\u00e0ng ho\u00e0n to\u00e0n b\u1ecb kh\u00e9p l\u1ea1i\u201d, anh cho bi\u1ebft.<\/p>\n

\"\"<\/p>\n

\u00d4ng Nguy\u1ec5n Th\u00e0nh Ph\u00fac, Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c FE Credit nh\u1eadn x\u00e9t, ki\u1ebfn th\u1ee9c v\u1ec1 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n \u1edf Vi\u1ec7t Nam c\u00f2n nhi\u1ec1u h\u1ea1n ch\u1ebf so v\u1edbi c\u00e1c n\u01b0\u1edbc l\u00e2n c\u1eadn kh\u00e1c nh\u01b0 Singapore, Malaysia, Thailand\u2026Vi\u1ec7c n\u00e0y d\u1eabn \u0111\u1ebfn \u00fd th\u1ee9c thanh to\u00e1n v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi kho\u1ea3n vay ch\u01b0a cao th\u1eadm ch\u00ed c\u00f2n c\u00f3 c\u00e1i nh\u00ecn ti\u00eau c\u1ef1c \u0111\u1ed1i v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb vay ti\u00eau d\u00f9ng. K\u1ebf \u0111\u1ebfn, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng kho\u1ea3n vay kh\u00f4ng minh b\u1ea1ch, d\u1eabn \u0111\u1ebfn m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110\u00e2y ch\u00ednh l\u00e0 r\u00e0o c\u1ea3n v\u1edbi c\u00e1c \u0111\u01a1n v\u1ecb cho vay trong thu h\u1ed3i n\u1ee3.<\/p>\n

\u201cNg\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea7n hi\u1ec3u r\u00f5 h\u1ec7 l\u1ee5y n\u1ebfu c\u00f3 \u201cv\u1ebft \u0111en\u201d t\u00e0i ch\u00ednh khi kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3. B\u1edfi l\u1ebd, ch\u1ec9 c\u1ea7n ng\u01b0\u1eddi s\u1eed d\u1ee5ng ph\u00e1t sinh n\u1ee3 x\u1ea5u t\u1ea1i m\u1ed9t t\u1ed5 ch\u1ee9c th\u00ec t\u1ea5t c\u1ea3 c\u00e1c n\u01a1i kh\u00e1c \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o v\u00e0 ng\u01b0ng c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng c\u00f3 n\u1ee3 x\u1ea5u\u201d, \u00f4ng Ph\u00fac c\u1ea3nh b\u00e1o.\u00d4ng Ph\u00fac cho r\u1eb1ng, ng\u01b0\u1eddi \u0111i vay c\u1ea7n c\u00f3 k\u1ef7 lu\u1eadt v\u00e0 quy\u1ebft t\u00e2m trong vi\u1ec7c c\u00e2n \u0111\u1ed1i chi ti\u00eau \u0111\u1ec3 thanh to\u00e1n c\u00e1c kho\u1ea3n vay m\u1ed7i th\u00e1ng, tr\u1ea3 \u0111\u00fang h\u1ea1n nh\u1eb1m tr\u00e1nh vi\u1ec7c tr\u1ea3 n\u1ee3 qu\u00e1 h\u1ea1n v\u00e0 c\u00e1c kho\u1ea3n l\u00e3i ph\u00e1t sinh hay nghi\u00eam tr\u1ecdng h\u01a1n l\u00e0 m\u1ea5t kh\u1ea3 n\u0103ng thanh to\u00e1n n\u1ee3.<\/p>\n

\u0110\u1eebng t\u1ef1 \u0111\u00f3ng c\u00e1nh c\u1eeda c\u1ee7a m\u00ecnh<\/p>\n

Theo c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n nay, vi\u1ec7c kh\u00f4ng ho\u00e0n th\u00e0nh tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng ch\u1ec9 khi\u1ebfn c\u00e1nh c\u1eeda ti\u1ebfp c\u1eadn c\u00e1c k\u00eanh ch\u00ednh th\u1ee9c v\u1edbi kh\u00e1ch h\u00e0ng b\u1ecb kh\u00e9p l\u1ea1i, ph\u1ea3i s\u1ed1ng chui l\u1ee7i nhi\u1ec1u n\u0103m, b\u1ecb ng\u01b0\u1eddi th\u00e2n \u0111\u00e1nh gi\u00e1 th\u1ea5p\u2026 m\u00e0 c\u00f2n c\u00f3 nguy c\u01a1 kho\u1ea3n n\u1ee3 ph\u00ecnh to g\u1ea5p nhi\u1ec1u l\u1ea7n (n\u1ee3 qu\u00e1 h\u1ea1n b\u1ecb ph\u1ea1t 150% l\u00e3i su\u1ea5t), ch\u01b0a n\u00f3i \u0111\u1ebfn kh\u1ea3 n\u0103ng b\u1ecb kh\u1edfi ki\u1ec7n ra to\u00e0 v\u00ec vi ph\u1ea1m \u0110i\u1ec1u 466 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015 quy \u0111\u1ecbnh v\u1ec1 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 cho ng\u01b0\u1eddi vay.<\/p>\n

Chuy\u00ean gia ng\u00e2n h\u00e0ng\u00a0Nguy\u1ec5n T\u00fa Anh cho r\u1eb1ng, h\u00e0nh lang ph\u00e1p l\u00fd v\u1ec1 cho vay ti\u00eau d\u00f9ng ch\u01b0a th\u1ef1c s\u1ef1 ch\u1eb7t ch\u1ebd, ch\u01b0a b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c ng\u01b0\u1eddi \u0111i vay l\u1eabn b\u00ean cho vay.<\/p>\n

\u201cC\u00e1c quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt, b\u00ean c\u1ea1nh b\u1ea3o v\u1ec7 ng\u01b0\u1eddi \u0111i vay, c\u1ea7n ph\u1ea3i b\u1ea3o v\u1ec7 t\u1ed5 ch\u1ee9c cho vay h\u1ee3p ph\u00e1p. V\u00ec n\u1ebfu k\u00eanh cho vay ch\u00ednh th\u1ee9c nh\u01b0 c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 th\u00ec th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng ch\u00ednh th\u1ee9c kh\u00f3 ph\u00e1t tri\u1ec3n, khi \u0111\u00f3 t\u00edn d\u1ee5ng \u0111en l\u1ea1i b\u00f9ng ph\u00e1t. K\u00eanh cho vay ch\u00ednh th\u1ee9c kh\u00f4ng ph\u00e1t tri\u1ec3n th\u00ec quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi \u0111i vay b\u1ecb h\u1ea1n ch\u1ebf\u201d, \u00f4ng T\u00fa Anh n\u00f3i.<\/p>\n

Nhi\u1ec1u chuy\u00ean gia kinh t\u1ebf c\u0169ng cho r\u1eb1ng, b\u00ean c\u1ea1nh c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o v\u1ec7 ng\u01b0\u1eddi vay, h\u00e0nh lang ph\u00e1p l\u00fd c\u0169ng c\u1ea7n quy \u0111\u1ecbnh ch\u1eb7t ch\u1ebd h\u01a1n v\u1ec1 tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 c\u1ee7a ng\u01b0\u1eddi vay \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u00ean cho vay, nh\u1eb1m ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng l\u00e0nh m\u1ea1nh.<\/p>\n

PGS.TS.\u00a0\u0110\u1ed7 Ho\u00e0i Linh, \u0110\u1ea1i h\u1ecdc Kinh t\u1ebf Qu\u1ed1c d\u00e2n cho r\u1eb1ng, nh\u1eadn th\u1ee9c c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u1ec1 t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng n\u00f3i ri\u00eang c\u0169ng l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng vay ti\u00eau d\u00f9ng, trong \u0111\u00f3 c\u00f3 ki\u1ebfn th\u1ee9c \u0111\u1ec3 qu\u1ea3n l\u00fd thu chi, tr\u00e1nh \u0111\u1ec3 d\u00f2ng ti\u1ec1n vay b\u1ecb m\u1ea5t thanh kho\u1ea3n.<\/p>\n

Gi\u00e1m \u0111\u1ed1c m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh cho bi\u1ebft, hi\u1ec7n nay, khi cho vay, c\u00e1c DN th\u1ea9m \u0111\u1ecbnh k\u1ef9 \u0111\u1ed1i t\u01b0\u1ee3ng vay, x\u00e9t duy\u1ec7t h\u1ea1n m\u1ee9c kho\u1ea3n vay n\u1eb1m trong kh\u1ea3 n\u0103ng thanh to\u00e1n c\u1ee7a kh\u00e1ch h\u00e0ng, ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng tin kh\u00e1ch h\u00e0ng cung c\u1ea5p \u0111\u1ed1i v\u1edbi thu nh\u1eadp v\u00e0 chi ti\u00eau c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng. Minh b\u1ea1ch v\u00e0 c\u00f4ng khai th\u00f4ng tin v\u1ec1 h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng, khung l\u00e3i su\u1ea5t, m\u1ee9c ph\u00ed\u2026 Tuy v\u1eady, r\u1ee7i ro lu\u00f4n x\u1ea3y ra khi kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f3\u00fd th\u1ee9c, tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3.<\/p>\n

Theo LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, d\u00f9 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 quy \u0111\u1ecbnh, kh\u00f4ng ho\u00e0n th\u00e0nh tr\u00e1ch nhi\u1ec7m tr\u1ea3 n\u1ee3 l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt, b\u00ean cho vay ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 ki\u1ec7n ra to\u00e0 \u0111\u1ec3 \u0111\u00f2i n\u1ee3.<\/em><\/p>\n

\u201cTh\u1ef1c t\u1ebf, to\u00e0 \u00e1n hi\u1ec7n nay c\u0169ng nh\u01b0 nhi\u1ec1u n\u0103m n\u1eefa ch\u01b0a th\u1ec3 l\u00e0m t\u1ed1t \u0111\u01b0\u1ee3c v\u1ea5n \u0111\u1ec1 n\u00e0y. R\u00f5 r\u00e0ng, trong n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, b\u00ean c\u1ea1nh vi\u1ec7c b\u1ea3o v\u1ec7 ng\u01b0\u1eddi \u0111i vay v\u00e0 tr\u1eadt t\u1ef1 an to\u00e0n x\u00e3 h\u1ed9i, r\u1ea5t c\u1ea7n th\u00eam c\u00e1c quy \u0111\u1ecbnh b\u1ea3o v\u1ec7 quy\u1ec1n s\u1edf h\u1eefu n\u00f3i chung, quy\u1ec1n c\u1ee7a b\u00ean cho vay n\u00f3i ri\u00eang\u201d, TS. \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

\u1ede kh\u00eda c\u1ea1nh ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng, \u00f4ng Nguy\u1ec5n Th\u00e0nh Ph\u00fac khuy\u1ebfn c\u00e1o, vi\u1ec7c th\u1ef1c hi\u1ec7n thanh to\u00e1n \u0111\u00fang th\u1eddi h\u1ea1n theo th\u1ecfa thu\u1eadn ban \u0111\u1ea7u gi\u00fap cho kh\u00e1ch h\u00e0ng kh\u00f4ng b\u1ecb ph\u00e1t sinh th\u00eam c\u00e1c kho\u1ea3n ph\u00ed v\u1ec1 l\u00e3i su\u1ea5t v\u00e0 ph\u00ed ph\u1ea1t. B\u00ean c\u1ea1nh \u0111\u00f3, l\u00fd l\u1ecbch\u201d t\u00edn d\u1ee5ng t\u1ed1t s\u1ebd h\u1ed7 tr\u1ee3 cho kh\u00e1ch h\u00e0ng c\u00f3 nhi\u1ec1u c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn v\u1edbi vi\u1ec7c vay v\u1ed1n v\u1edbi nhi\u1ec1u k\u00eanh kh\u00e1c nhau v\u00e0 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 nhanh ch\u00f3ng h\u01a1n. C\u00f2n kh\u00f4ng b\u1ea1n s\u1ebd t\u1ef1 \u0111\u00f3ng c\u1ea3nh c\u1eeda d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p>\n

\u2014\u2014\u2014\u2014\u2014<\/em><\/p>\n

Vietnamnet <\/em><\/strong>(T\u00e0i ch\u00ednh) 31-3-2020:<\/em><\/strong><\/p>\n

https:\/\/vietnamnet.vn\/vn\/kinh-doanh\/tai-chinh\/bay-nhau-cach-xu-no-can-than-vet-den-tren-ly-lich-tai-chinh-629563.html<\/em><\/a><\/p>\n

(100\/1.243)<\/em>","protected":false},"excerpt":{"rendered":"

(VNN) – Vay n\u1ee3 tr\u00e0n lan r\u1ed3i t\u00ecm c\u00e1ch tr\u1ed1n n\u1ee3, ch\u00e2y \u1ef3 tr\u1ea3 n\u1ee3\u2026 b\u1ea1n kh\u00f4ng ch\u1ec9 l\u00e0m kh\u00f3 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh m\u00e0 c\u00f2n t\u1ef1 \u0111\u1ea9y m\u00ecnh v\u00e0o th\u1ebf kh\u00f3 khi d\u00ednh \u201cv\u1ebft \u0111en\u201d tr\u00ean l\u00fd l\u1ecbch t\u00e0i ch\u00ednh, g\u00e2y b\u1ea5t l\u1ee3i cho giao d\u1ecbch t\u00e0i ch\u00ednh v\u1ec1 sau. L\u1ea1 \u0111\u1eddi: B\u00e0y […]<\/p>\n","protected":false},"author":1,"featured_media":10063,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-10061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n2.937. 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