{"id":10296,"date":"2020-05-08T15:13:12","date_gmt":"2020-05-08T08:13:12","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=10296"},"modified":"2022-03-02T17:04:12","modified_gmt":"2022-03-02T10:04:12","slug":"2-981-cuoc-chien-hoa-hong-bao-hiem-trach-nhiem-dan-su","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-981-cuoc-chien-hoa-hong-bao-hiem-trach-nhiem-dan-su\/","title":{"rendered":"2.981. Cu\u1ed9c chi\u1ebfn hoa h\u1ed3ng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1"},"content":{"rendered":"

(GT) – Theo Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 cho kh\u00e1ch h\u00e0ng nh\u01b0ng th\u1ef1c t\u1ebf ho\u00e0n to\u00e0n ng\u01b0\u1ee3c l\u1ea1i.<\/h4>\n

\"\"<\/p>\n

Mu\u031b\u0301c gia\u0301 ba\u0309o hie\u0302\u0309m cu\u0309a BIC \u0111u\u031bo\u031b\u0323c da\u0301n co\u0302ng khai ta\u0323i Trung ta\u0302m \u0111a\u0306ng kie\u0302\u0309m 3402D ta\u0323i TP. Chi\u0301 Linh (t\u1ec9nh Ha\u0309i Du\u031bo\u031bng)<\/p>\n

Theo nh\u1eadn \u0111\u1ecbnh, vi\u1ec7c gi\u1ea3m gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (TNDS) xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c chi\u1ebft kh\u1ea5u (hoa h\u1ed3ng) qu\u00e1 s\u00e2u, v\u01b0\u1ee3t khung quy \u0111\u1ecbnh nh\u1eb1m l\u00f4i k\u00e9o kh\u00e1ch h\u00e0ng.<\/p>\n

Lo\u1ea1n khuy\u1ebfn m\u1ea1i, gi\u1ea3m gi\u00e1 b\u00e1n<\/strong><\/p>\n

G\u1ea7n \u0111\u00e2y, m\u1ed9t s\u1ed1 nh\u00e2n vi\u00ean \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m ph\u1ea3n \u00e1nh \u0111\u1ebfn\u00a0B\u00e1o Giao th\u00f4ng<\/a>\u00a0v\u1ec1 hi\u1ec7n t\u01b0\u1ee3ng m\u1ed9t s\u1ed1 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m khi b\u00e1n s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m TNDS xe c\u01a1 gi\u1edbi th\u1ef1c hi\u1ec7n vi\u1ec7c chi\u1ebft kh\u1ea5u v\u01b0\u1ee3t khung quy \u0111\u1ecbnh cho c\u00e1c \u0111\u1ea1i l\u00fd. \u0110i\u1ec1u \u0111\u00f3 khi\u1ebfn c\u00e1c \u0111\u1ea1i l\u00fd gi\u1ea3m gi\u00e1 b\u00e1n qu\u00e1 s\u00e2u, t\u1ea1o ra s\u1ef1 c\u1ea1nh tranh thi\u1ebfu c\u00f4ng b\u1eb1ng v\u00e0 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5.<\/p>\n

Theo ghi nh\u1eadn c\u1ee7a PV t\u1ea1i Trung t\u00e2m \u0111\u0103ng ki\u1ec3m 3402D tr\u00ean QL18 qua TP Ch\u00ed Linh (H\u1ea3i D\u01b0\u01a1ng), \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m BIC (T\u1ed5ng c\u00f4ng ty b\u1ea3o hi\u1ec3m BIDV) \u0111ang ni\u00eam y\u1ebft c\u00f4ng khai m\u1ee9c gi\u1ea3m gi\u00e1 30% cho t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe c\u01a1 gi\u1edbi.<\/p>\n

C\u1ee5 th\u1ec3, sau khi gi\u1ea3m gi\u00e1 30% m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c cho \u00f4 t\u00f4 con (4 – 5 ch\u1ed7) ch\u1ec9 c\u00f2n 350 ngh\u00ecn \u0111\u1ed3ng (gi\u1ea3m 130 ngh\u00ecn \u0111\u1ed3ng so v\u1edbi gi\u00e1 quy \u0111\u1ecbnh c\u1ee7a h\u00e3ng). \u0110\u1ed1i v\u1edbi xe 7 ch\u1ed7 c\u00f2n 640 ngh\u00ecn \u0111\u1ed3ng (gi\u1ea3m 230 ngh\u00ecn \u0111\u1ed3ng), xe b\u00e1n t\u1ea3i c\u00f2n 750 ngh\u00ecn \u0111\u1ed3ng (gi\u1ea3m 280 ngh\u00ecn \u0111\u1ed3ng). M\u1ee9c gi\u1ea3m cao nh\u1ea5t cho xe \u0111\u1ea7u k\u00e9o xu\u1ed1ng c\u00f2n 3,84 tri\u1ec7u \u0111\u1ed3ng (gi\u1ea3m 1,44 tri\u1ec7u \u0111\u1ed3ng).<\/p>\n

L\u00fd gi\u1ea3i c\u00e2u h\u1ecfi v\u1ec1 m\u1ee9c gi\u1ea3m gi\u00e1 b\u00e1n \u0111\u1ebfn 30% th\u00ec \u0111\u1ea1i l\u00fd \u201c\u0103n\u201d g\u00ec t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m, m\u1ed9t \u0111\u1ea1i l\u00fd c\u1ee7a b\u1ea3o hi\u1ec3m BIC H\u1ea3i D\u01b0\u01a1ng cho hay, \u0111\u01b0\u01a1ng nhi\u00ean \u0111\u1ea1i l\u00fd ph\u1ea3i nh\u1eadn \u0111\u01b0\u1ee3c hoa h\u1ed3ng cao h\u01a1n th\u00ec m\u1edbi d\u00e1m gi\u1ea3m gi\u00e1 cho kh\u00e1ch \u0111\u1ebfn m\u1ee9c \u0111\u00f3. Tuy nhi\u00ean \u0111\u1ec3 h\u01b0\u1edfng hoa h\u1ed3ng m\u1ee9c \u0111\u00f3 th\u00ec \u0111\u1ea1i l\u00fd ph\u1ea3i cam k\u1ebft doanh s\u1ed1, m\u1ed7i th\u00e1ng t\u1eeb 300 – 400 tri\u1ec7u \u0111\u1ed3ng. C\u00f2n \u0111\u1ea1i l\u00fd nh\u1ecf l\u1ebb th\u00ec hoa h\u1ed3ng s\u1ebd kho\u1ea3ng 25%.<\/p>\n

Kh\u1ea3o s\u00e1t tr\u00ean trang th\u00f4ng tin \u0111i\u1ec7n t\u1eed ch\u00ednh th\u1ee9c c\u1ee7a h\u00e0ng lo\u1ea1t c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u1edbn, PV ghi nh\u1eadn th\u1ef1c t\u1ebf m\u1ed9t s\u1ed1 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f4ng khai m\u1ee9c gi\u1ea3m gi\u00e1 r\u1ea5t cao. \u0110\u01a1n c\u1eed nh\u01b0 tr\u00ean trang ch\u1ee7 c\u1ee7a T\u1ed5ng c\u00f4ng ty C\u1ed5 ph\u1ea7n B\u1ea3o Minh (baominh.com.vn) c\u00f4ng b\u1ed1: \u201cHi\u1ec7n t\u1ea1i B\u1ea3o Minh \u0111ang c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh chi\u1ebft kh\u1ea5u 30% cho s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m TNDS ch\u1ee7 xe g\u1eafn m\u00e1y khi qu\u00fd kh\u00e1ch h\u00e0ng thanh to\u00e1n online t\u1ea1i trang th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed b\u00e1n b\u1ea3o hi\u1ec3m online c\u1ee7a B\u1ea3o Minh\u201d.<\/p>\n

Nh\u1eadn \u0111\u1ecbnh v\u1ec1 cu\u1ed9c \u0111ua gi\u1ea3m gi\u00e1 ph\u00ed b\u1ea3o hi\u1ec3m TNDS n\u00e0y, \u00f4ng Nguy\u1ec5n Kh\u1eafc Xu\u00e2n, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty TNHH T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m InFair ph\u00e2n t\u00edch, b\u1ea3n ch\u1ea5t c\u1ee7a vi\u1ec7c gi\u1ea3m ti\u1ec1n (chi\u1ebft kh\u1ea5u, gi\u1ea3m gi\u00e1) tr\u00ean s\u1ed1 ph\u00ed ph\u1ea3i \u0111\u00f3ng ch\u00ednh l\u00e0 vi\u1ec7c \u0111\u1ea1i l\u00fd t\u1ef1 c\u1eaft gi\u1ea3m hoa h\u1ed3ng c\u1ee7a m\u00ecnh sang cho kh\u00e1ch, nh\u1eb1m m\u1ee5c \u0111\u00edch thu h\u00fat th\u00eam c\u00e0ng nhi\u1ec1u kh\u00e1ch h\u00e0ng v\u1ec1 m\u00ecnh. \u0110\u00e2y l\u00e0 vi\u1ec7c l\u00e0m kh\u00f4ng l\u1ea1, kh\u00f4ng m\u1edbi. Khi vi\u1ec7c khai th\u00e1c kh\u00e1ch h\u00e0ng m\u1edbi kh\u00f3 kh\u0103n, nhi\u1ec1u \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m khai th\u00e1c m\u1ea1nh tay chi\u00eau n\u00e0y \u0111\u1ec3 d\u1ec5 b\u00e1n b\u1ea3o hi\u1ec3m h\u01a1n do \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m chi\u1ebft kh\u1ea5u m\u1ea1nh tay. Vi\u1ec7c ch\u1ee9ng minh m\u1ee9c chi\u1ebft kh\u1ea5u cao c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m cho \u0111\u1ea1i l\u00fd r\u1ea5t kh\u00f3 v\u00ec \u0111\u00e2y l\u00e0 nh\u1eefng th\u1ecfa thu\u1eadn ng\u1ea7m. Tuy nhi\u00ean vi\u1ec7c \u0111\u1ea1i l\u00fd gi\u1ea3m gi\u00e1 s\u00e2u nh\u01b0 v\u1eady \u0111\u1ee7 \u0111\u1ec3 th\u1ea5y m\u1ee9c chi\u1ebft kh\u1ea5u cao c\u1ee1 n\u00e0o.<\/p>\n

\u201c\u0110\u1eb7c bi\u1ec7t, theo quy \u0111\u1ecbnh, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1 cho kh\u00e1ch h\u00e0ng mua b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c. V\u00ec th\u1ebf vi\u1ec7c gi\u1ea3m gi\u00e1 b\u00e1n \u0111\u00e3 sai, nh\u01b0ng gi\u1ea3m gi\u00e1 s\u00e2u nh\u01b0 v\u1eady l\u1ea1i c\u00e0ng sai h\u01a1n\u201d, \u00f4ng Xu\u00e2n cho bi\u1ebft th\u00eam.<\/p>\n

Vi ph\u1ea1m c\u00e1c quy \u0111\u1ecbnh v\u1ec1 kinh doanh b\u1ea3o hi\u1ec3m?<\/strong><\/p>\n

Vie\u0323\u0302c ca\u0301c doanh nghie\u0323\u0302p chi hoa ho\u0302\u0300ng qua\u0301 cao cho ca\u0301c \u0111a\u0323i ly\u0301 co\u0301 the\u0302\u0309 a\u0309nh hu\u031bo\u031b\u0309ng \u0111e\u0302\u0301n cha\u0302\u0301t lu\u031bo\u031b\u0323ng di\u0323ch vu\u0323, quye\u0302\u0300n lo\u031b\u0323i cu\u0309a kha\u0301ch ha\u0300ng khi gia\u0309i quye\u0302\u0301t bo\u0302\u0300i thu\u031bo\u031b\u0300ng ba\u0309o hie\u0302\u0309m<\/p>\n

\"\"<\/p>\n

Theo Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m, hoa h\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c chi tr\u1ea3 cho \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m v\u00e0 m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi c\u00f3 c\u00f4ng trong kh\u00e2u ph\u00e2n ph\u1ed1i d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m \u0111\u1ebfn t\u1eadn tay kh\u00e1ch h\u00e0ng.<\/p>\n

Lu\u1eadt c\u0169ng quy \u0111\u1ecbnh r\u00f5, kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3 hoa h\u1ed3ng b\u1ea3o hi\u1ec3m cho b\u00ean mua b\u1ea3o hi\u1ec3m (kh\u00e1ch h\u00e0ng), tr\u1eeb tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cho ch\u00ednh m\u00ecnh.<\/p>\n

\u201cNh\u00e2n vi\u00ean m\u1ed9t \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m cho bi\u1ebft, vi\u1ec7c c\u00e1c doanh nghi\u1ec7p, \u0111\u1ea1i l\u00fd gi\u1ea3m gi\u00e1 b\u00e1n b\u1ea3o hi\u1ec3m TNDS qu\u00e1 s\u00e2u kh\u00f4ng ch\u1ec9 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 b\u00ecnh \u0111\u1eb3ng trong c\u1ea1nh tranh m\u00e0 quan tr\u1ecdng h\u01a1n s\u1ebd \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u1ee7a kh\u00e1ch h\u00e0ng. V\u1edbi m\u1ee9c chi\u1ebft kh\u1ea5u qu\u00e1 cao th\u00ec ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 s\u1ebd gi\u1ea3m, v\u00ec th\u1ebf m\u1edbi x\u1ea3y ra nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng ki\u1ec7n doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00ec b\u1ecb t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng ho\u1eb7c \u00e1p ch\u1ebf t\u00e0i \u0111\u1ec3 gi\u1ea3m m\u1ee9c b\u1ed3i th\u01b0\u1eddng.\u201d<\/p>\n

T\u1ea1i Th\u00f4ng t\u01b0 50\/2017 do B\u1ed9 T\u00e0i ch\u00ednh ban h\u00e0nh (c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/7\/2017) quy \u0111\u1ecbnh chi ti\u1ebft m\u1ee9c hoa h\u1ed3ng \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m v\u1edbi bi\u00ean \u0111\u1ed9 t\u1eeb 0,5 – 20%. Tuy nhi\u00ean, hoa h\u1ed3ng c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m cho \u0111\u1ea1i l\u00fd kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t ng\u01b0\u1ee1ng t\u1ed1i \u0111a 5% \u0111\u1ed1i v\u1edbi \u00f4 t\u00f4 v\u00e0 20% v\u1edbi xe m\u00e1y. V\u00ec v\u1eady, vi\u1ec7c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m cho xe \u00f4 t\u00f4 hay xe m\u00e1y gi\u1ea3m gi\u00e1 t\u1edbi 30% n\u00eau tr\u00ean khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng kh\u1ecfi gi\u1eadt m\u00ecnh.<\/p>\n

Trao \u0111\u1ed5i v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI ph\u00e2n t\u00edch: Vi\u1ec7c nh\u1eadp nh\u00e8m c\u00e2u ch\u1eef gi\u1eefa \u201choa h\u1ed3ng \u0111\u1ea1i l\u00fd\u201d v\u1edbi \u201cchi\u1ebft kh\u1ea5u kh\u00e1ch h\u00e0ng\u201d l\u00e0 m\u1ed9t bi\u1ec3u hi\u1ec7n r\u00f5 n\u00e9t c\u1ee7a s\u1ef1 l\u00e1ch lu\u1eadt nh\u1eb1m c\u1ea1nh tranh kh\u00f4ng l\u00e0nh m\u1ea1nh, vi ph\u1ea1m nghi\u00eam tr\u1ecdng quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn thi h\u00e0nh. Th\u1ef1c ch\u1ea5t s\u1ed1 ti\u1ec1n \u0111\u00f3 c\u00f9ng m\u1ed9t ngu\u1ed3n g\u1ed1c nh\u01b0ng n\u1ebfu kh\u00f4ng ki\u1ec3m so\u00e1t th\u00ec s\u1ebd d\u1eabn \u0111\u1ebfn h\u1ec7 l\u1ee5y nguy hi\u1ec3m khi kh\u00e1ch h\u00e0ng \u0111i\u1ec1m nhi\u00ean \u201cm\u1eb7c c\u1ea3\u201d \u0111\u00f2i chia hoa h\u1ed3ng v\u1edbi \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m.<\/em><\/p>\n

Theo \u00f4ng Nguy\u1ec5n Kh\u1eafc Xu\u00e2n, m\u1ea5u ch\u1ed1t c\u1ee7a v\u1ea5n \u0111\u1ec1 \u1edf ch\u1ed7, m\u1ee9c chi l\u1ea1i cho kh\u00e1ch (chi\u1ebft kh\u1ea5u, gi\u1ea3m gi\u00e1) t\u1eeb ti\u1ec1n hoa h\u1ed3ng l\u00e0 bao nhi\u00eau \u0111\u1ec3 kh\u00f4ng sai quy \u0111\u1ecbnh v\u00e0 kh\u00f4ng ph\u00e1 gi\u00e1 th\u1ecb tr\u01b0\u1eddng. Chi hoa h\u1ed3ng cho kh\u00e1ch h\u00e0ng ch\u1ec9 l\u00e0 th\u1ecfa thu\u1eadn ng\u1ea7m gi\u1eefa \u0111\u1ea1i l\u00fd v\u00e0 kh\u00e1ch h\u00e0ng. Ch\u00ednh v\u00ec l\u00e0 th\u1ecfa thu\u1eadn ng\u1ea7m n\u00ean m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m d\u00f9 c\u00f3 quy \u0111\u1ecbnh r\u1ea5t nghi\u00eam v\u1edbi nh\u1eefng h\u00e0nh vi n\u00e0y c\u0169ng r\u1ea5t kh\u00f3 ph\u00e1t hi\u1ec7n x\u1eed l\u00fd. H\u01a1n n\u1eefa, c\u00f4ng ty c\u0169ng kh\u00f4ng th\u1ec3 can thi\u1ec7p qu\u00e1 s\u00e2u v\u00e0o m\u1ed1i quan h\u1ec7 gi\u1eefa \u0111\u1ea1i l\u00fd v\u00e0 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c.<\/p>\n

\u201c\u0110\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m mu\u1ed1n b\u00e1n h\u00e0ng ph\u1ea3i t\u1ef1 c\u1eaft h\u1ebft hoa h\u1ed3ng, r\u1ed3i t\u00ecm c\u00e1ch ki\u1ebfm ch\u00e1c l\u1ea1i t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m khi\u1ebfn chi ph\u00ed b\u00e1n h\u00e0ng c\u1ee7a m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd \u0111\u1ed9i l\u00ean r\u1ea5t cao. Cu\u1ed9c r\u01b0\u1ee3t \u0111u\u1ed5i v\u1ec1 chi hoa h\u1ed3ng cho \u0111\u1ea1i l\u00fd, cho kh\u00e1ch h\u00e0ng khi\u1ebfn nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd trong n\u01b0\u1edbc m\u1ec7t m\u1ecfi v\u00ec thu kh\u00f4ng \u0111\u1ee7 b\u00f9 chi. Trong khi \u0111\u00f3, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd n\u01b0\u1edbc ngo\u00e0i th\u00ec \u0111\u00e0nh ph\u1ea3i \u0111\u1ee9ng ngo\u00e0i nhi\u1ec1u ph\u00e2n kh\u00fac d\u1ecbch v\u1ee5 b\u00e9o b\u1edf, v\u00ec \u0111\u1ea5u kh\u00f4ng n\u1ed5i trong cu\u1ed9c chi\u1ebfn hoa h\u1ed3ng\u201d, \u00f4ng Xu\u00e2n cho hay.<\/p>\n

Lam Anh<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n

Giao th\u00f4ng (Xe) 08-5-2020:<\/em><\/strong><\/p>\n

https:\/\/xe.baogiaothong.vn\/cuoc-chien-hoa-hong-bao-hiem-trach-nhiem-dan-su-d464348.html<\/em><\/a><\/p>\n

(109\/1.336)<\/em>","protected":false},"excerpt":{"rendered":"

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