{"id":10680,"date":"2020-06-16T14:16:09","date_gmt":"2020-06-16T07:16:09","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=10680"},"modified":"2022-03-03T15:41:38","modified_gmt":"2022-03-03T08:41:38","slug":"3-055-ung-ho-cam-dich-vu-doi-no-lieu-co-phai-khong-quan-duoc-thi-cam","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-055-ung-ho-cam-dich-vu-doi-no-lieu-co-phai-khong-quan-duoc-thi-cam\/","title":{"rendered":"3.055. \u1ee6ng h\u1ed9 c\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3: Li\u1ec7u c\u00f3 ph\u1ea3i kh\u00f4ng qu\u1ea3n \u0111\u01b0\u1ee3c th\u00ec c\u1ea5m?"},"content":{"rendered":"(N\u0110T) – V\u1eeba qua, 77,51% \u0110BQH \u0111\u01b0a \u00fd ki\u1ebfn \u1ee7ng h\u1ed9 c\u1ea5m kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3. Tuy nhi\u00ean, b\u00ean c\u1ea1nh \u0111\u00f3 v\u1eabn c\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n nh\u00ecn v\u00e0o th\u1ef1c t\u1ebf \u0111\u1ec3 nh\u1eadn th\u1ea5y \u0111\u00e2y l\u00e0 m\u1ed9t nhu c\u1ea7u c\u1ee7a x\u00e3 h\u1ed9i, c\u1ea7n xem x\u00e9t to\u00e0n di\u1ec7n ch\u1ee9 kh\u00f4ng ph\u1ea3i c\u1ee9 kh\u00f4ng qu\u1ea3n \u0111\u01b0\u1ee3c th\u00ec c\u1ea5m.<\/strong><\/p>\n

C\u1ee5 th\u1ec3, trong khi b\u00e0n v\u1ec1 d\u1ef1 \u00e1n Lu\u1eadt \u0110\u1ea7u t\u01b0 (s\u1eeda \u0111\u1ed5i), do c\u00f2n nhi\u1ec1u \u00fd ki\u1ebfn kh\u00e1c nhau vi\u1ec7c c\u1ea5m hay kh\u00f4ng d\u1ecbch v\u1ee5 kinh doanh \u0111\u00f2i n\u1ee3, T\u1ed5ng th\u01b0 k\u00fd Qu\u1ed1c h\u1ed9i Nguy\u1ec5n H\u1ea1nh Ph\u00fac \u0111\u00e3 g\u1eedi phi\u1ebfu xin \u00fd ki\u1ebfn \u0111\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i (\u0110BQH) v\u1ec1 n\u1ed9i dung n\u00e0y. K\u1ebft qu\u1ea3, trong 409 phi\u1ebfu ph\u00e1t ra, c\u00f3 317 phi\u1ebfu (77,51%) \u1ee7ng h\u1ed9 c\u1ea5m kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3.<\/p>\n

Ghi nh\u1eadn c\u1ee7a PV \u0110\u1eddi s\u1ed1ng & Ph\u00e1p lu\u1eadt \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 doanh nghi\u1ec7p, ng\u00e2n h\u00e0ng, chuy\u00ean gia kinh t\u1ebf, chuy\u00ean gia ph\u00e1p l\u00fd cho th\u1ea5y v\u1eabn c\u00f2n \u0111\u00f3 nh\u1eefng b\u0103n kho\u0103n\u2026<\/p>\n

Nhu c\u1ea7u c\u00f3 th\u1eadt<\/strong><\/p>\n

Ng\u00e0y 21\/11\/2019, ng\u00e2n h\u00e0ng TMCP \u0110\u1ea7u t\u01b0 v\u00e0 Ph\u00e1t tri\u1ec3n Vi\u1ec7t Nam \u2013 chi nh\u00e1nh Thanh H\u00f3a \u0111\u00e3 ti\u1ebfn h\u00e0nh thu gi\u1eef t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u00f4ng ty C\u1ed5 ph\u1ea7n H\u1ed3ng Ph\u00fac v\u1edbi s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ee7a m\u1ed9t s\u1ed1 v\u1ec7 s\u0129 thu\u1ed9c c\u00f4ng ty Th\u00e0nh Long. T\u1ea1i \u0111\u00e2y, c\u00e1c v\u1ec7 s\u0129 \u0111\u01b0\u1ee3c BIDV Thanh H\u00f3a thu\u00ea \u0111\u1ec3 b\u1ea3o v\u1ec7 tr\u1eadt t\u1ef1 \u0111\u00e3 c\u00f3 h\u00e0nh vi kh\u00f3a tay, kh\u1ed1ng ch\u1ebf, “\u00e1p gi\u1ea3i” c\u00e1n b\u1ed9, \u00f4ng ch\u1ee7 doanh nghi\u1ec7p khi thu gi\u1eef t\u00e0i s\u1ea3n. S\u1ef1 vi\u1ec7c \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh tr\u00ean h\u00e0ng lo\u1ea1t t\u1edd b\u00e1o l\u00e0 m\u1ed9t minh ch\u1ee9ng cho th\u1ea5y nhu c\u1ea7u c\u1ea7n h\u1ed7 tr\u1ee3 \u0111\u00f2i n\u1ee3 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u00e0 c\u00f3 th\u1eadt.<\/p>\n

Song h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f3 ng\u00e2n h\u00e0ng n\u00e0o ch\u1ecbu th\u1eeba nh\u1eadn \u0111ang s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 thu n\u1ee3. Chia s\u1ebb v\u1edbi PV \u0110S & PL, m\u1ed9t l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 doanh s\u1ed1 b\u00e1n l\u1ebb thu\u1ed9c h\u00e0ng top hi\u1ec7n nay cho bi\u1ebft: \u201cKh\u00f4ng th\u1ec3 kh\u00f4ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 ngo\u00e0i ng\u00e2n h\u00e0ng b\u1edfi v\u00ec b\u1ea3n th\u00e2n ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 \u0111\u1ee7 ngu\u1ed3n l\u1ef1c v\u00e0 k\u1ef9 n\u0103ng \u0111\u1ec3 x\u1eed l\u00fd h\u1ebft n\u1ee3 x\u1ea5u n\u1ed9i t\u1ea1i\u201d.<\/p>\n

\u1ee6ng h\u1ed9 vi\u1ec7c cho ph\u00e9p kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3, v\u1ecb l\u00e3nh \u0111\u1ea1o n\u00eau quan \u0111i\u1ec3m: \u201cS\u1edf d\u0129 ng\u00e2n h\u00e0ng ph\u1ea3i thu\u00ea \u0111\u00f2i n\u1ee3 l\u00e0 v\u00ec ti\u1ebft ki\u1ec7m ngu\u1ed3n l\u1ef1c. N\u1ebfu t\u1ef1 ch\u00fang t\u00f4i \u0111i \u0111\u00f2i n\u1ee3 m\u00e0 hi\u1ec7u qu\u1ea3 cao h\u01a1n th\u00ec kh\u00f4ng l\u00fd g\u00ec d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 t\u1ed3n t\u1ea1i ph\u00e1t tri\u1ec3n bao nhi\u00eau n\u0103m qua. Vi\u1ec7c n\u00e0y c\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1c gia \u0111\u00ecnh b\u1eadn r\u1ed9n bu\u1ed9c ph\u1ea3i thu\u00ea ng\u01b0\u1eddi gi\u00fap vi\u1ec7c m\u00e0 th\u00f4i\u201d.<\/p>\n

\"\"<\/p>\n

M\u1ed9t c\u00e1n b\u1ed9 t\u00edn d\u1ee5ng thu\u1ed9c ng\u00e2n h\u00e0ng trong nh\u00f3m Big4 kh\u00e1c c\u0169ng chia s\u1ebb: \u201cM\u1eb7c d\u00f9 kh\u00f4ng ng\u00e2n h\u00e0ng n\u00e0o th\u1eeba nh\u1eadn nh\u01b0ng th\u1ef1c t\u1ebf vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng tr\u1ef1c ti\u1ebfp ho\u1eb7c gi\u00e1n ti\u1ebfp thu\u00ea d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 l\u00e0 c\u00f3. Th\u1eadm ch\u00ed, v\u00ec m\u1ed7i c\u00e1n b\u1ed9 t\u00edn d\u1ee5ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1edbi c\u00e1c kho\u1ea3n cho vay c\u1ee7a m\u00ecnh n\u00e2n ph\u1ea3i thu\u00ea \u0111\u00f2i n\u1ee3 khi c\u00f3 n\u1ee3 x\u1ea5u\u201d.<\/p>\n

V\u00e0 ngay c\u1ea3 c\u00e1c doanh nghi\u1ec7p kinh doanh ng\u00e0nh ngh\u1ec1 kh\u00e1c c\u0169ng th\u1eeba nh\u1eadn c\u00f3 nhu c\u1ea7u thu\u00ea d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3. Trao \u0111\u1ed5i v\u1edbi PV \u0110S & PL, \u00f4ng Nguy\u1ec5n Huy Long \u2013 Gi\u00e1m \u0111\u1ed1c Doanh nghi\u1ec7p t\u01b0 nh\u00e2n Huy L\u00e2m (Hi\u1ec7p h\u1ed9i DN t\u1ec9nh Thanh Ho\u00e1) kinh doanh ng\u00e0nh X\u00e2y d\u1ef1ng, cho hay: \u201cTrong h\u1ee3p t\u00e1c kinh doanh kh\u00f4ng th\u1ec3 kh\u00f4ng ph\u00e1t sinh n\u1ee3 v\u00e0 c\u00e0ng kh\u00f4ng tr\u00e1nh kh\u1ecfi vi\u1ec7c \u0111\u1ed1i t\u00e1c ch\u00e2y \u00ec n\u1ee3. M\u00e0 kh\u00f4ng ph\u1ea3i v\u1ee5 vi\u1ec7c n\u00e0o c\u0169ng c\u00f3 th\u1ec3 l\u00f4i nhau ra To\u00e0 \u00e1n v\u00ec c\u00f3 khi gi\u00e1 tr\u1ecb vay n\u1ee3 kh\u00f4ng l\u1edbn, chi ph\u00ed ki\u1ec7n c\u00e1o v\u00e0 th\u1eddi gian ch\u1edd \u0111\u1ee3i qu\u00e1 t\u1ed9i. Do \u0111\u00f3 t\u00f4i \u1ee7ng h\u1ed9 h\u1ee3p ph\u00e1p ho\u00e1 d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea \u0111\u1ec3 qu\u1ea3n l\u00fd ho\u1ea1t \u0111\u1ed9ng n\u00e0y t\u1ed1t h\u01a1n\u201d.<\/p>\n

\u00d4ng Phan Trung Kh\u00e1nh \u2013 Gi\u00e1m \u0111\u1ed1c m\u1ed9t c\u00f4ng ty kinh doanh v\u1eadt li\u1ec7u x\u00e2y d\u1ef1ng \u1edf Xu\u00e2n Tr\u01b0\u1eddng (Nam \u0110\u1ecbnh) c\u0169ng cho hay: \u201cTh\u1ef1c t\u1ebf b\u1ea1n b\u00e8 t\u00f4i \u0111ang ph\u1ea3i thu\u00ea d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 r\u1ea5t nhi\u1ec1u, h\u1ecd ch\u1ea5p nh\u1eadn chi 10 \u2013 15% gi\u00e1 tr\u1ecb kho\u1ea3n n\u1ee3 cho d\u1ecbch v\u1ee5 n\u00e0y \u0111\u1ec3 c\u00f3 th\u1ec3 thu h\u1ed3i n\u1ee3 nhanh, th\u1eadm ch\u00ed 30 \u2013 40% cho nh\u1eefng kho\u1ea3n cho vay c\u00f3 ch\u1ee9ng l\u00fd y\u1ebfu, kh\u00f3 c\u00f3 c\u01a1 s\u1edf ki\u1ec7n ra To\u00e0 \u00e1n\u201d \u2013 \u00f4ng Kh\u00e1nh n\u00f3i.<\/p>\n

\"\"<\/p>\n

\u201cV\u1eeba r\u1ed3i, t\u1ea1i k\u1ef3 h\u1ecdp th\u1ee9 9 Qu\u1ed1c h\u1ed9i kho\u00e1 XIV, v\u1eabn c\u00f2n 77,51% \u0111\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i \u1ee7ng h\u1ed9 quy \u0111\u1ecbnh c\u1ea5m kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3. Khi n\u00eau \u00fd ki\u1ebfn c\u1ee7a m\u00ecnh, t\u00f4i \u0111\u00e3 ki\u1ebfn ngh\u1ecb Ch\u00ednh ph\u1ee7 v\u00e0 c\u00e1c \u0111\u1ea1i bi\u1ec3u c\u00e2n nh\u1eafc. Th\u1ee9 nh\u1ea5t, d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 ph\u1ea3n \u00e1nh nhu c\u1ea7u t\u1ea5t y\u1ebfu c\u1ee7a th\u1ecb tr\u01b0\u1eddng, ch\u00fang ta c\u00f3 c\u1ea5m hay kh\u00f4ng th\u00ec n\u00f3 v\u1eabn t\u1ed3n t\u1ea1i. Th\u1ee9 hai, ng\u00e0nh C\u00f4ng an ch\u01b0a h\u1ec1 \u0111\u01b0a ra m\u1ed9t s\u1ed1 li\u1ec7u \u0111i\u1ec1u tra, th\u1ed1ng k\u00ea n\u00e0o cho th\u1ea5y \u0111\u01a1n v\u1ecb kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 h\u1ee3p ph\u00e1p g\u00e2y ra nh\u1eefng v\u1ee5 h\u00e0nh x\u1eed giang h\u1ed3. B\u1edfi v\u1eady t\u00f4i \u0111\u1ec1 ngh\u1ecb c\u00f4ng nh\u1eadn v\u00e0 \u0111\u1ed5i t\u00ean l\u00e0 \u201ckinh doanh d\u1ecbch v\u1ee5 thu h\u1ed9 n\u1ee3\u201d. Ch\u1ec9 c\u00f3 c\u00f4ng nh\u1eadn v\u00e0 \u0111\u01b0a cho n\u00f3 \u0111i\u1ec1u ki\u1ec7n ho\u1ea1t \u0111\u1ed9ng th\u00ec ch\u00fang ta m\u1edbi qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c t\u1ed1t. C\u00f2n khi \u0111\u00e3 c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ec3 ho\u1ea1t \u0111\u1ed9ng, sai \u0111\u1ebfn \u0111\u00e2u ch\u00fang ta x\u1eed l\u00fd \u0111\u1ebfn \u0111\u00f3\u201d<\/em><\/p>\n

(\u0110BQH Ph\u1ea1m V\u0103n H\u00f2a \u2013 \u1ee6y vi\u00ean UB Ph\u00e1p lu\u1eadt c\u1ee7a Qu\u1ed1c h\u1ed9i)<\/p>\n

“C\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 kh\u00e1c n\u00e0o h\u1ea1n ch\u1ebf cho vay?”<\/strong><\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c c\u00f4ng ty kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 \u0111\u00e3 xu\u1ea5t hi\u1ec7n t\u1eeb l\u00e2u v\u00e0 \u0111ang ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n. Theo B\u00e1o c\u00e1o \u0111\u00e1nh gi\u00e1 t\u00e1c \u0111\u1ed9ng c\u1ee7a Ch\u00ednh ph\u1ee7, t\u00ednh \u0111\u1ebfn h\u1ebft th\u00e1ng 8\/2019, c\u1ea3 n\u01b0\u1edbc c\u00f3 29 t\u1ec9nh, th\u00e0nh ph\u1ed1 tr\u1ef1c thu\u1ed9c trung \u01b0\u01a1ng c\u00f3 ho\u1ea1t \u0111\u1ed9ng kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 v\u1edbi 217 doanh nghi\u1ec7p \u0111\u0103ng k\u00fd, trong \u0111\u00f3 t\u1eadp trung ch\u1ee7 y\u1ebfu t\u1ea1i TP. H\u1ed3 Ch\u00ed Minh (84 doanh nghi\u1ec7p) v\u00e0 H\u00e0 N\u1ed9i (62 doanh nghi\u1ec7p).<\/p>\n

\u201cC\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 \u0111\u1ec3 tri\u1ec7t ti\u00eau n\u1ea1n giang h\u1ed3 xi\u1ebft n\u1ee3 ch\u1eb3ng kh\u00e1c g\u00ec c\u1ea5m \u0111i \u00f4 t\u00f4 v\u00ec \u00f4 t\u00f4 hay g\u00e2y tai n\u1ea1n giao th\u00f4ng\u201d.<\/em><\/p>\n

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(Chuy\u00ean gia kinh t\u1ebf – TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu )<\/p>\n

D\u01b0\u1edbi g\u00f3c \u0111\u1ed9 kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, chuy\u00ean gia kinh t\u1ebf – TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu (ng\u01b0\u1eddi \u0111\u1ea7u ti\u00ean th\u00e0nh l\u1eadp ng\u00e2n h\u00e0ng Vi\u1ec7t Nam t\u1ea1i M\u1ef9) chia s\u1ebb v\u1edbi PV \u0110S & PL r\u1eb1ng d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 l\u00e0 m\u1ed9t d\u1ecbch v\u1ee5 \u0111\u1eb7c bi\u1ec7t m\u00e0 h\u1ea7u h\u1ebft c\u00e1c qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi hi\u1ec7n nay \u0111ang s\u1eed d\u1ee5ng.<\/p>\n

\u201cVi\u1ec7t Nam b\u00e2y gi\u1edd m\u00e0 c\u00f2n b\u00e0n v\u1ea5n \u0111\u1ec1 c\u00f3 n\u00ean h\u1ee3p ph\u00e1p ho\u00e1 d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 hay kh\u00f4ng l\u00e0 m\u1ed9t chuy\u1ec7n kh\u00f4ng th\u1ec3 t\u01b0\u1edfng t\u01b0\u1ee3ng n\u1ed5i. V\u1ea5n \u0111\u1ec1 c\u1ea7n b\u00e0n kh\u00f4ng ph\u1ea3i l\u00e0 c\u00f3 cho ph\u00e9p n\u00f3 hay kh\u00f4ng (v\u00ec kh\u00f4ng cho ph\u00e9p th\u00ec n\u00f3 v\u1eabn t\u1ed3n t\u1ea1i) m\u00e0 l\u00e0 b\u00e0n xem n\u00ean qu\u1ea3n l\u00fd n\u00f3 nh\u01b0 th\u1ebf n\u00e0o cho hi\u1ec7u qu\u1ea3\u201d.<\/p>\n

\u201cC\u00e1c ng\u00e2n h\u00e0ng, c\u00e1c doanh nghi\u1ec7p hi\u1ec7n nay r\u1ea5t y\u1ebfu ki\u1ebfn th\u1ee9c, k\u1ef9 n\u0103ng v\u00e0 c\u1ea3 t\u00e2m l\u00fd \u0111\u1ec3 \u0111i \u0111\u00f2i n\u1ee3 cho n\u00ean \u0111\u00f2i n\u1ee3 kh\u00f4ng hi\u1ec7u qu\u1ea3 b\u1eb1ng c\u00f4ng ty chuy\u00ean nghi\u1ec7p. N\u00ean coi d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 nh\u01b0 m\u1ed9t \u0111\u01a1n v\u1ecb trung gian gi\u00fap vi\u1ec7c cho c\u00e1c giao d\u1ecbch d\u00e2n s\u1ef1, t\u01b0\u01a1ng t\u1ef1 nh\u01b0 c\u00e1c v\u0103n ph\u00f2ng lu\u1eadt s\u01b0 tr\u1ee3 gi\u00fap ph\u00e1p l\u00fd cho th\u00e2n ch\u1ee7\u201d \u2013 \u00f4ng Hi\u1ebfu n\u00f3i.<\/p>\n

D\u01b0\u1edbi g\u00f3c \u0111\u1ed9 ph\u00e1p l\u00fd, lu\u1eadt s\u01b0 Tr\u1ea7n Tu\u1ea5n Anh (Gi\u00e1m \u0111\u1ed1c c\u00f4ng ty Lu\u1eadt Minh B\u1ea1ch, \u0111o\u00e0n lu\u1eadt s\u01b0 TP H\u00e0 N\u1ed9i) chia s\u1ebb: \u201cThay v\u00ec c\u1ea5m \u0111o\u00e1n, ch\u00fang ta n\u00ean c\u00f4ng nh\u1eadn ho\u1ea1t \u0111\u1ed9ng n\u00e0y l\u00e0 m\u1ed9t ngh\u1ec1 n\u1eb1m trong nh\u00f3m ng\u00e0nh ngh\u1ec1 kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n. Tr\u00ean th\u1ef1c t\u1ebf, \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 kinh doanh d\u1ecbch v\u1ee5 n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh t\u1ea1i c\u00e1c Ngh\u1ecb \u0111\u1ecbnh 104\/2007\/N\u0110-CP v\u1ec1 kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 v\u00e0 Ngh\u1ecb \u0111\u1ecbnh 96\/2016\/N\u0110-CP v\u1ec1 \u0111i\u1ec1u ki\u1ec7n v\u1ec1 an ninh, tr\u1eadt t\u1ef1 \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 ng\u00e0nh, ngh\u1ec1 \u0111\u1ea7u t\u01b0 kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n.<\/p>\n

\u201cVi\u1ec7c h\u00ecnh th\u1ee9c kinh doanh \u0111\u00f2i n\u1ee3 bi\u1ebfn t\u01b0\u1edbng theo ki\u1ec3u x\u00e3 h\u1ed9i \u0111en c\u00f3 nhi\u1ec1u nguy\u00ean nh\u00e2n, song nguy\u00ean nh\u00e2n s\u00e2u xa l\u00e0 c\u00f4ng t\u00e1c qu\u1ea3n l\u00fd, x\u1eed l\u00fd vi ph\u1ea1m trong thu h\u1ed3i n\u1ee3 c\u00f2n th\u1edd \u01a1, dung t\u00fang, ch\u01b0a nghi\u00eam minh. M\u00e0 tr\u00ean th\u1ef1c t\u1ebf, ph\u1ea7n l\u1edbn c\u00e1c v\u1ee5 giang h\u1ed3 \u0111\u00f2i n\u1ee3 \u0111\u1ebfn t\u1eeb d\u1ecbch v\u1ee5 t\u00edn d\u1ee5ng \u0111en b\u1ea5t h\u1ee3p ph\u00e1p ch\u1ee9 kh\u00f4ng ph\u1ea3i d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 chuy\u00ean nghi\u1ec7p.\u201d \u2013 \u00f4ng Tu\u1ea5n Anh n\u00f3i.<\/p>\n

C\u0169ng \u0111\u1ee9ng tr\u00ean g\u00f3c ti\u1ebfp c\u1eadn nh\u01b0 v\u1eady, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, nguy\u00ean Ph\u00f3 T\u1ed5ng gi\u00e1m \u0111\u1ed1c ng\u00e2n h\u00e0ng H\u00e0ng h\u1ea3i Vi\u1ec7t Nam – MaritimeBank) \u0111\u1eb7t c\u00e2u h\u1ecfi: \u201cC\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 kh\u00e1c n\u00e0o h\u1ea1n ch\u1ebf cho vay?\u201d.<\/p>\n

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\u201cNgay c\u1ea3 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eabn c\u1ea7n c\u00f3 c\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n (VAMC) trong \u0111\u00f3 ho\u1ea1t \u0111\u1ed9ng ch\u00ednh l\u00e0 \u0111\u00f2i n\u1ee3, mua b\u00e1n n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u00ec t\u1ea1i sao l\u1ea1i c\u1ea5m d\u1ecbch v\u1ee5 n\u00e0y \u1edf c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p kh\u00e1c?\u201d.<\/em><\/p>\n

(Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c)<\/p>\n

V\u1ecb chuy\u00ean gia c\u00f3 h\u01a1n 30 n\u0103m qu\u1ea3n l\u00fd v\u00e0 t\u01b0 v\u1ea5n l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng n\u00eau quan \u0111i\u1ec3m: \u201cNgay c\u1ea3 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eabn c\u1ea7n c\u00f3 C\u00f4ng ty Qu\u1ea3n l\u00fd T\u00e0i s\u1ea3n (VAMC) trong \u0111\u00f3 ho\u1ea1t \u0111\u1ed9ng ch\u00ednh l\u00e0 \u0111\u00f2i n\u1ee3, mua b\u00e1n n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng th\u00ec t\u1ea1i sao l\u1ea1i c\u1ea5m d\u1ecbch v\u1ee5 n\u00e0y \u1edf c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p kh\u00e1c?\u201d.<\/p>\n

Trong khi \u0111\u00f3, theo \u00f4ng \u0110\u1ee9c, \u0111\u00f2i n\u1ee3 l\u00e0 vi\u1ec7c kh\u00f3 h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi vi\u1ec7c cho vay, v\u00ec v\u1eady r\u1ea5t c\u1ea7n ph\u1ea3i thu\u00ea b\u00ean c\u00f3 chuy\u00ean m\u00f4n, ngh\u1ec1 nghi\u1ec7p, k\u1ef9 n\u0103ng, ngh\u1ec7 thu\u1eadt m\u1ed9t c\u00e1ch chuy\u00ean nghi\u1ec7p.<\/p>\n

\u201cCh\u00fang ta kh\u00f4ng n\u00ean ch\u1ec9 ngh\u0129 t\u1edbi gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 con n\u1ee3 m\u00e0 b\u1ecf qua quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a ch\u1ee7 n\u1ee3. C\u0169ng kh\u00f4ng n\u00ean v\u00ec b\u1ea3o v\u1ec7 con n\u1ee3 m\u00e0 t\u1ea1o ra t\u00e1c d\u1ee5ng ng\u01b0\u1ee3c, th\u1eadm ch\u00ed khuy\u1ebfn kh\u00edch s\u1ef1 ch\u1eadm tr\u1ec5, ch\u00e2y \u1ef3, t\u1eeb ch\u1ed1i ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3\u201d \u2013 \u00f4ng \u0110\u1ee9c n\u00f3i.<\/p>\n

C\u1ea7n ph\u00e2n \u0111\u1ecbnh gi\u1eefa “d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3” bi\u1ebfn t\u01b0\u1edbng vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/strong><\/p>\n

\u0110\u00f3 l\u00e0 quan \u0111i\u1ec3m c\u1ee7a TS Cao V\u0169 Minh (Gi\u1ea3ng vi\u00ean khoa Lu\u1eadt H\u00e0nh ch\u00ednh – Tr\u01b0\u1eddng \u0110H Lu\u1eadt TP.HCM, Ph\u00f3 T\u1ed5ng bi\u00ean t\u1eadp t\u1ea1p ch\u00ed Khoa h\u1ecdc Ph\u00e1p l\u00fd Vi\u1ec7t Nam) chia s\u1ebb v\u1edbi PV \u0110\u1eddi s\u1ed1ng & Ph\u00e1p lu\u1eadt trong cu\u1ed9c tr\u00f2 chuy\u1ec7n v\u1edbi ch\u1ee7 \u0111\u1ec1: C\u00f3 n\u00ean lu\u1eadt ho\u00e1 d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 hay kh\u00f4ng?<\/p>\n

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TS Cao V\u0169 Minh (Gi\u1ea3ng vi\u00ean khoa Lu\u1eadt H\u00e0nh ch\u00ednh – Tr\u01b0\u1eddng \u0110H Lu\u1eadt TP.HCM, Ph\u00f3 T\u1ed5ng bi\u00ean t\u1eadp t\u1ea1p ch\u00ed Khoa h\u1ecdc Ph\u00e1p l\u00fd Vi\u1ec7t Nam)<\/em><\/p>\n

\u00d4ng Cao V\u0169 Minh cho r\u1eb1ng, khi t\u1ed3n t\u1ea1i giao d\u1ecbch cho vay n\u1ee3 s\u1ebd t\u1ea5t y\u1ebfu ph\u00e1t sinh nhu c\u1ea7u \u0111\u00f2i n\u1ee3. Ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 t\u1ef1 m\u00ecnh \u0111\u00f2i ho\u1eb7c \u1ee7y quy\u1ec1n cho ng\u01b0\u1eddi kh\u00e1c \u0111i \u0111\u00f2i n\u1ee3. T\u1ea1i Kho\u1ea3n 2 \u0110i\u1ec1u 34 Ngh\u1ecb \u0111\u1ecbnh 96\/2016 ghi nh\u1eadn: \u201cC\u01a1 s\u1edf kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 ch\u1ec9 \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 trong ph\u1ea1m vi ph\u00e1p lu\u1eadt cho ph\u00e9p v\u00e0 ph\u1ea3i c\u00f3 h\u1ee3p \u0111\u1ed3ng \u1ee7y quy\u1ec1n c\u1ee7a ch\u1ee7 n\u1ee3\u201d. V\u1edbi t\u01b0 duy \u0111\u00f3 th\u00ec d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 th\u1ef1c ch\u1ea5t l\u00e0 th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c do ch\u1ee7 n\u1ee3 \u1ee7y quy\u1ec1n v\u00e0 l\u00e0 h\u1ee3p ph\u00e1p.<\/p>\n

Th\u01b0a TS Cao V\u0169 Minh, nh\u01b0ng hi\u1ec7n nay v\u1eabn c\u00f3 nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng n\u00ean c\u1ea5m kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 v\u00ec nh\u1eefng h\u1eadu qu\u1ea3 n\u00f3 g\u00e2y ra cho x\u00e3 h\u1ed9i nh\u01b0 x\u00e3 h\u1ed9i \u0111en tr\u1ea5n \u00e1p, kh\u1ee7ng b\u1ed1 tinh th\u1ea7n, g\u00e2y th\u01b0\u01a1ng t\u00edch trong qu\u00e1 tr\u00ecnh \u0111\u00f2i n\u1ee3. Quan \u0111i\u1ec3m c\u1ee7a \u00f4ng v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y th\u1ebf n\u00e0o?<\/em><\/p>\n

Gi\u1eefa \u201cd\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3\u201d v\u00e0 \u201cs\u1ef1 bi\u1ebfn t\u01b0\u1edbng c\u1ee7a d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3\u201d l\u00e0 hai ph\u1ea1m tr\u00f9 kh\u00f4ng th\u1ec3 \u0111\u1ed3ng nh\u1ea5t. \u201cD\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3\u201d th\u1ef1c hi\u1ec7n m\u1ed9t c\u00f4ng vi\u1ec7c \u1ee7y quy\u1ec1n h\u1ee3p ph\u00e1p. Trong khi \u0111\u00f3, bi\u1ebfn t\u01b0\u1edbng c\u1ee7a d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 nh\u01b0 \u0111e d\u1ecda mang t\u00ednh ch\u1ea5t x\u00e3 h\u1ed9i \u0111en hay x\u00fac ph\u1ea1m, ch\u1eedi m\u1eafng, h\u00e0nh hung, g\u00e2y th\u01b0\u01a1ng t\u00edch cho ng\u01b0\u1eddi vay n\u1ee3 l\u00e0 nh\u1eefng h\u00e0nh vi tr\u00e1i ph\u00e1p lu\u1eadt. Th\u1ef1c t\u1ebf l\u00e0 kho\u1ea3n 4 \u0110i\u1ec1u 34 Ngh\u1ecb \u0111\u1ecbnh 96\/2016 c\u0169ng \u0111\u00e3 quy \u0111\u1ecbnh \u201ckhi th\u1ef1c hi\u1ec7n \u0111\u00f2i n\u1ee3 kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u0169 l\u1ef1c, \u0111e d\u1ecda s\u1eed d\u1ee5ng v\u0169 l\u1ef1c v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn tr\u1eadt t\u1ef1 c\u00f4ng c\u1ed9ng\u201d.<\/p>\n

Do \u0111\u00f3, n\u1ebfu x\u1ea3y ra c\u00e1c h\u00e0nh vi n\u00e0y th\u00ec ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng ch\u1ebf t\u00e0i h\u00e0nh ch\u00ednh, th\u1eadm ch\u00ed l\u00e0 ch\u1ebf t\u00e0i h\u00ecnh s\u1ef1 \u0111\u1ec3 x\u1eed l\u00fd. Hi\u1ec7n nay, c\u00e1c ch\u1ebf t\u00e0i n\u00e0y \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh c\u1ee5 th\u1ec3 trong Ngh\u1ecb \u0111\u1ecbnh 167\/2013 v\u1ec1 x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c an ninh, tr\u1eadt t\u1ef1, an to\u00e0n x\u00e3 h\u1ed9i v\u00e0 trong B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 2015 (s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2017). C\u00e1i c\u1ea7n c\u1ea5m \u0111o\u00e1n ch\u00ednh l\u00e0 bi\u1ebfn t\u01b0\u1edbng c\u1ee7a d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 c\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3.<\/p>\n

\u00d4ng ngh\u0129 th\u1ebf n\u00e0o v\u1ec1 quan \u0111i\u1ec3m kh\u00f4ng c\u1ea7n thi\u1ebft ph\u1ea3i c\u00f3 d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 khi m\u00e0 Nh\u00e0 n\u01b0\u1edbc ta \u0111\u00e3 c\u00f3 \u0111\u1ea7y \u0111\u1ee7 c\u00e1c c\u01a1 quan b\u1ea3o v\u1ec7 v\u00e0 th\u1ef1c thi ph\u00e1p lu\u1eadt nh\u01b0 t\u00f2a \u00e1n, vi\u1ec7n ki\u1ec3m s\u00e1t, thi h\u00e0nh \u00e1n?<\/em><\/p>\n

\u0110\u00fang l\u00e0 Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 c\u00e1c c\u01a1 quan tr\u00ean \u0111\u1ec3 gi\u00fap ng\u01b0\u1eddi d\u00e2n gi\u1ea3i quy\u1ebft vi\u1ec7c \u0111\u00f2i n\u1ee3. Tuy nhi\u00ean, \u0111i theo th\u1ee7 t\u1ee5c n\u00e0y, ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 thu h\u1ed3i \u0111\u01b0\u1ee3c n\u1ee3 nh\u01b0ng m\u1ea5t th\u1eddi gian. Trong khi \u0111\u00f3, \u201cd\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3\u201dnhanh h\u01a1n, mang t\u00ednh d\u00e2n s\u1ef1 h\u01a1n m\u00e0 tr\u00e1nh \u0111\u01b0\u1ee3c c\u1ea3nh \u201cv\u00f4 ph\u00fac \u0111\u00e1o t\u1ee5ng \u0111\u00ecnh\u201d. D\u1ecbch v\u1ee5 n\u00e0y \u0111\u1eb7c bi\u1ec7t ph\u00e1t huy t\u00e1c d\u1ee5ng trong b\u1ed1i c\u1ea3nh thi h\u00e0nh \u00e1n d\u00e2n s\u1ef1 \u1edf n\u01b0\u1edbc ta ho\u1ea1t \u0111\u1ed9ng ch\u01b0a th\u1eadt s\u1ef1 hi\u1ec7u qu\u1ea3, t\u1ec9 l\u1ec7 thi h\u00e0nh \u00e1n th\u00e0nh c\u00f4ng ch\u01b0a cao.<\/p>\n

T\u00f3m l\u1ea1i, \u0111a d\u1ea1ng h\u00f3a c\u00e1c h\u00ecnh th\u1ee9c thu h\u1ed3i n\u1ee3 (qua thi h\u00e0nh \u00e1n, th\u1eeba ph\u00e1t l\u1ea1i, d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 \u2026) gi\u00fap cho ch\u1ee7 th\u1ec3 c\u00f3 nhi\u1ec1u s\u1ef1 l\u1ef1a ch\u1ecdn, b\u1ea3o \u0111\u1ea3m quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u1ee7a c\u00f4ng d\u00e2n.<\/p>\n

Theo \u00f4ng, n\u1ebfu c\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3 thu\u00ea s\u1ebd g\u00e2y ra h\u1eadu qu\u1ea3 g\u00ec cho x\u00e3 h\u1ed9i?<\/em><\/p>\n

C\u1ea5m kinh doanh m\u1ed9t lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 m\u00e0 th\u1ecb tr\u01b0\u1eddng c\u00f3 nhu c\u1ea7u l\u00e0 \u0111i ng\u01b0\u1ee3c l\u1ea1i quy lu\u1eadt th\u1ecb tr\u01b0\u1eddng. Tr\u01b0\u1edbc \u0111\u00e2y t\u1eeb nh\u1eefng v\u1ee5 v\u1ee1 h\u1ee5i g\u00e2y tan c\u1eeda n\u00e1t nh\u00e0 nhi\u1ec1u gia \u0111\u00ecnh, th\u1eadm ch\u00ed x\u1ea3y ra th\u01b0\u01a1ng t\u00edch v\u00e0 \u00e1n m\u1ea1ng, ch\u00fang ta \u0111\u00e3 c\u00f3 th\u1eddi gian c\u1ea5m \u201ch\u1ee5i h\u1ecd b\u01b0u ph\u01b0\u1eddng\u201d. Nh\u01b0ng th\u1ef1c t\u1ebf n\u00f3 v\u1eabn t\u1ed3n t\u1ea1i h\u1ee5i h\u1ecd v\u00e0 \u0111\u1ebfn B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015 ch\u00fang ta ph\u1ea3i c\u00f4ng nh\u1eadn tr\u1edf l\u1ea1i d\u1ecbch v\u1ee5 \u0111\u00f3. Th\u00ec v\u1edbi \u0111\u00f2i n\u1ee3 thu\u00ea c\u0169ng v\u1eady, vi\u1ec7c b\u1ecb c\u1ea5m kh\u00f4ng th\u1ec3 khi\u1ebfn d\u1ecbch v\u1ee5 n\u00e0y bi\u1ebfn m\u1ea5t m\u00e0 n\u00f3 s\u1ebd v\u1eabn t\u1ed3n t\u1ea1i v\u1edbi nh\u1eefng bi\u1ebfn t\u01b0\u1edbng tinh vi ph\u1ee9c t\u1ea1p h\u01a1n.<\/p>\n

V\u1eady theo \u00f4ng ch\u00fang ta n\u00ean \u1ee9ng x\u1eed th\u1ebf n\u00e0o \u0111\u1ec3 ph\u00f9 h\u1ee3p quy lu\u1eadt th\u1ecb tr\u01b0\u1eddng?<\/em><\/p>\n

C\u1ea7n ph\u00e2n \u0111\u1ecbnh r\u1ea1ch r\u00f2i gi\u1eefa \u201cd\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3\u201d v\u1edbi bi\u1ebfn t\u01b0\u1edbng vi ph\u1ea1m ph\u00e1p lu\u1eadt c\u1ee7a n\u00f3 \u0111\u1ec3 c\u00f3 c\u00e1ch \u1ee9ng x\u1eed ph\u00f9 h\u1ee3p. Th\u1ef1c t\u1ebf th\u1eddi gian qua, bi\u1ebfn t\u01b0\u1edbng c\u1ee7a \u0111\u00f2i n\u1ee3 thu\u00ea c\u00f3 th\u1ec3 ph\u00e1t sinh l\u00e0 do qu\u00e1 tr\u00ecnh qu\u1ea3n l\u00fd ch\u01b0a hi\u1ec7u qu\u1ea3 c\u1ee7a c\u00e1c c\u01a1 quan Nh\u00e0 n\u01b0\u1edbc. Ngh\u1ecb \u0111\u1ecbnh 96\/2016 quy \u0111\u1ecbnh r\u1ea5t ch\u1eb7t ch\u1ebd v\u1ec1 \u0111i\u1ec1u ki\u1ec7n, tr\u00e1ch nhi\u1ec7m\u2026 \u0111\u1ed1i v\u1edbi kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3. N\u1ebfu vi\u1ec7c qu\u1ea3n l\u00fd ch\u01b0a \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ed1t th\u00ec ph\u1ea3i t\u0103ng c\u01b0\u1eddng ch\u1ee9 kh\u00f4ng n\u00ean t\u1ea1o ra s\u1ef1 c\u1ea5m \u0111o\u00e1n thi\u1ebfu c\u01a1 s\u1edf.<\/p>\n

Xin tr\u00e2n tr\u1ecdng c\u1ea3m \u01a1n \u00f4ng.<\/em><\/p>\n

Minh Minh(th\u1ef1c hi\u1ec7n)<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2013<\/p>\n

Ng\u01b0\u1eddi \u0111\u01b0a tin 16-6-2002:<\/em><\/strong><\/p>\n

https:\/\/www.nguoiduatin.vn\/ung-ho-cam-dich-vu-doi-no-lieu-co-phai-khong-quan-duoc-thi-cam-a478921.html<\/em><\/a><\/p>\n

(266\/2.629)<\/em>","protected":false},"excerpt":{"rendered":"

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Tuy nhi\u00ean, b\u00ean c\u1ea1nh \u0111\u00f3 v\u1eabn c\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng c\u1ea7n nh\u00ecn v\u00e0o th\u1ef1c t\u1ebf \u0111\u1ec3 nh\u1eadn th\u1ea5y \u0111\u00e2y l\u00e0 m\u1ed9t nhu c\u1ea7u c\u1ee7a x\u00e3 h\u1ed9i, c\u1ea7n xem x\u00e9t to\u00e0n di\u1ec7n ch\u1ee9 kh\u00f4ng ph\u1ea3i c\u1ee9 kh\u00f4ng […]<\/p>\n","protected":false},"author":1,"featured_media":10681,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-10680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.055. \u1ee6ng h\u1ed9 c\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3: Li\u1ec7u c\u00f3 ph\u1ea3i kh\u00f4ng qu\u1ea3n \u0111\u01b0\u1ee3c th\u00ec c\u1ea5m? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-3-055-ung-ho-cam-dich-vu-doi-no-lieu-co-phai-khong-quan-duoc-thi-cam\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.055. \u1ee6ng h\u1ed9 c\u1ea5m d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3: Li\u1ec7u c\u00f3 ph\u1ea3i kh\u00f4ng qu\u1ea3n \u0111\u01b0\u1ee3c th\u00ec c\u1ea5m?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(N\u0110T) – V\u1eeba qua, 77,51% \u0110BQH \u0111\u01b0a \u00fd ki\u1ebfn \u1ee7ng h\u1ed9 c\u1ea5m kinh doanh d\u1ecbch v\u1ee5 \u0111\u00f2i n\u1ee3. 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