{"id":10790,"date":"2019-11-28T16:04:46","date_gmt":"2019-11-28T09:04:46","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=10790"},"modified":"2022-03-03T16:07:04","modified_gmt":"2022-03-03T09:07:04","slug":"2-823-khong-che-chi-phi-lai-vay-doanh-nghiep-kiet-suc","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-823-khong-che-chi-phi-lai-vay-doanh-nghiep-kiet-suc\/","title":{"rendered":"2.823. Kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay, doanh nghi\u1ec7p ki\u1ec7t s\u1ee9c"},"content":{"rendered":"
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(TN) – Quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft sau h\u01a1n 2 n\u0103m th\u1ef1c hi\u1ec7n khi\u1ebfn h\u00e0ng ng\u00e0n doanh nghi\u1ec7p<\/a>\u00a0lao \u0111ao, ki\u1ec7t qu\u1ec7.<\/strong><\/p>\n<\/div>\n

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\"2<\/td>\n<\/tr>\n
2 n\u0103m qua, d\u00f9 c\u00f3 r\u1ea5t nhi\u1ec1u ki\u1ebfn ngh\u1ecb nh\u01b0ng t\u1edbi gi\u1edd Ngh\u1ecb \u0111\u1ecbnh 20 v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n
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Th\u1ebf nh\u01b0ng, d\u00f9 \u0111\u00edch th\u00e2n Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u00e3 nh\u1eafc nh\u1edf 3 l\u1ea7n nh\u01b0ng quy \u0111\u1ecbnh n\u00e0y v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c s\u1eeda.<\/p>\n

Kh\u1ed1ng ch\u1ebf l\u00e3i vay, doanh nghi\u1ec7p thua l\u1ed7<\/h2>\n
C\u1ee5 th\u1ec3, theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 20\/2017 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft \u0111\u00e3 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb gi\u1eefa n\u0103m 2017, n\u1ebfu\u00a0chi ph\u00ed l\u00e3i vay<\/a>\u00a0v\u01b0\u1ee3t tr\u00ean m\u1ee9c 20% t\u1ed5ng l\u1ee3i nhu\u1eadn thu\u1ea7n th\u00ec kho\u1ea3n v\u01b0\u1ee3t \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh v\u00e0o chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p (DN).<\/div>\n
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Kh\u1ed1ng ch\u1ebf l\u00e3i vay t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 20 ch\u01b0a ph\u00f9 h\u1ee3p, g\u00e2y kh\u00f3 kh\u0103n cho DN. Vi\u1ec7c n\u00e0y Th\u1ee7 t\u01b0\u1edbng \u0111\u00e3 nh\u1eafc 3 l\u1ea7n. Tinh th\u1ea7n c\u1ee7a Ch\u00ednh ph\u1ee7 v\u01b0\u1edbng \u0111\u1ebfn \u0111\u00e2u g\u1ee1 \u0111\u1ebfn \u0111\u1ea5y, kh\u00f4ng ph\u1ea3i ch\u1edd s\u1eeda lu\u1eadt<\/p>\n<\/div>\n

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Ph\u00f3 th\u1ee7 t\u01b0\u1edbng V\u01b0\u01a1ng \u0110\u00ecnh Hu\u1ec7<\/p>\n<\/div>\n<\/div>\n

Quy \u0111\u1ecbnh n\u00e0y khi\u1ebfn c\u00e1c DN b\u1ed7ng d\u01b0ng r\u01a1i v\u00e0o t\u00ecnh c\u1ea3nh thua l\u1ed7 h\u00e0ng tr\u0103m t\u1ec9 \u0111\u1ed3ng, lao \u0111ao ki\u1ec7t qu\u1ec7. N\u0103m 2018, T\u1eadp \u0111o\u00e0n \u0111i\u1ec7n l\u1ef1c Vi\u1ec7t Nam (EVN) \u0111\u00e3 g\u1eedi ki\u1ebfn ngh\u1ecb l\u00ean B\u1ed9\u00a0T\u00e0i ch\u00ednh<\/a>\u00a0r\u1eb1ng khi th\u1ef1c hi\u1ec7n quy \u0111\u1ecbnh n\u00e0y, s\u1ed1 thu\u1ebf thu nh\u1eadp DN c\u00e1c c\u00f4ng ty th\u00e0nh vi\u00ean ph\u1ea3i n\u1ed9p t\u0103ng r\u1ea5t nhi\u1ec1u nh\u01b0 EVN GENCO 1 n\u1ed9p thu\u1ebf t\u0103ng kho\u1ea3ng 339 t\u1ec9 \u0111\u1ed3ng; EVN GENCO 3 t\u0103ng kho\u1ea3ng 212 t\u1ec9 \u0111\u1ed3ng.<\/p>\n

\u0110i\u1ec1u n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng r\u1ea5t l\u1edbn \u0111\u1ebfn t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh c\u1ee7a EVN v\u00e0 c\u00e1c c\u00f4ng ty, g\u00e2y kh\u00f3 kh\u0103n trong c\u00e2n \u0111\u1ed1i v\u1ed1n \u0111\u1ea7u t\u01b0 c\u1ee7a DN.<\/p>\n

M\u1edbi nh\u1ea5t,\u00a0C\u00f4ng ty c\u1ed5 ph\u1ea7n Ho\u00e0ng Anh Gia Lai<\/a>, v\u1eeba tho\u00e1t hi\u1ec3m trong ho\u1ea1t \u0111\u1ed9ng\u00a0kinh doanh<\/a>\u00a0sau c\u00fa b\u1eaft tay h\u1ee3p t\u00e1c v\u1edbi C\u00f4ng ty c\u1ed5 ph\u1ea7n \u00f4 t\u00f4 Tr\u01b0\u1eddng H\u1ea3i l\u1ea1i b\u1ecb quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf l\u00e3i vay \u201c\u0111\u00e8\u201d xu\u1ed1ng, ch\u00ecm s\u00e2u trong thua l\u1ed7.<\/p>\n

C\u1ee5 th\u1ec3 trong B\u00e1o c\u00e1o t\u00e0i ch\u00ednh b\u00e1n ni\u00ean 2019 c\u00f3 so\u00e1t x\u00e9t, ph\u00eda c\u00f4ng ty ki\u1ec3m to\u00e1n nh\u00ecn nh\u1eadn, n\u1ebfu C\u00f4ng ty Ho\u00e0ng Anh Gia Lai th\u1ef1c hi\u1ec7n vi\u1ec7c \u01b0\u1edbc t\u00ednh v\u00e0 ghi nh\u1eadn chi ph\u00ed thu\u1ebf thu nh\u1eadp DN theo\u00a0h\u01b0\u1edbng d\u1eabn<\/a>\u00a0c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20 cho k\u1ef3 k\u1ebf to\u00e1n b\u00e1n ni\u00ean th\u00ec thu nh\u1eadp s\u1ebd gi\u1ea3m g\u1ea7n 335,3 t\u1ec9 \u0111\u1ed3ng v\u00e0 chi ph\u00ed thu\u1ebf thu nh\u1eadp DN hi\u1ec7n h\u00e0nh s\u1ebd t\u0103ng 155,5 t\u1ec9 \u0111\u1ed3ng.<\/p>\n

T\u1eeb \u0111\u00f3, c\u00f4ng ty s\u1ebd ch\u1ecbu l\u1ed7 t\u0103ng th\u00eam 490,6 t\u1ec9 \u0111\u1ed3ng. Theo Ban Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Ho\u00e0ng Anh Gia Lai, Ngh\u1ecb \u0111\u1ecbnh 20 c\u00f2n nhi\u1ec1u \u0111i\u1ec3m b\u1ea5t h\u1ee3p l\u00fd, c\u00f3 nhi\u1ec1u c\u00e1ch hi\u1ec3u kh\u00e1c nhau g\u00e2y kh\u00f3 kh\u0103n trong vi\u1ec7c \u00e1p d\u1ee5ng trong th\u1ef1c ti\u1ec5n v\u00e0 ch\u01b0a \u0111\u00fang b\u1ea3n ch\u1ea5t c\u1ee7a ngh\u1ecb \u0111\u1ecbnh l\u00e0 ch\u1ed1ng chuy\u1ec3n gi\u00e1. C\u00f4ng ty n\u00e0y v\u1eabn \u0111ang ki\u1ebfn ngh\u1ecb v\u1edbi Ki\u1ec3m to\u00e1n Nh\u00e0 n\u01b0\u1edbc, T\u1ed5ng c\u1ee5c Thu\u1ebf, B\u1ed9 T\u00e0i ch\u00ednh\u2026 v\u1ec1 vi\u1ec7c xem x\u00e9t \u0111i\u1ec1u ch\u1ec9nh Ngh\u1ecb \u0111\u1ecbnh 20.<\/p>\n

Th\u1ef1c t\u1ebf, k\u1ebft qu\u1ea3\u00a0\u0111i\u1ec1u tra<\/a>\u00a0c\u1ee7a T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea cho th\u1ea5y, \u0111\u1ed1i v\u1edbi DN t\u01b0 nh\u00e2n trong n\u01b0\u1edbc, b\u00ecnh qu\u00e2n t\u1ef7 l\u1ec7 n\u1ee3 ph\u1ea3i tr\u1ea3 tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu v\u00e0o kho\u1ea3ng 3\/1, t\u1ee9c l\u00e0 c\u1ee9 c\u00f3 4 \u0111\u1ed3ng v\u1ed1n th\u00ec khu v\u1ef1c n\u00e0y ch\u1ec9 c\u00f3 1 \u0111\u1ed3ng v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu, c\u00f2n 3 \u0111\u1ed3ng ph\u1ea3i \u0111i vay. T\u00ednh to\u00e1n d\u1ef1a tr\u00ean s\u1ed1 li\u1ec7u n\u00e0y c\u0169ng cho th\u1ea5y t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn tr\u00ean v\u1ed1n c\u1ee7a khu v\u1ef1c DN t\u01b0 nh\u00e2n trong n\u01b0\u1edbc ch\u1ec9 kho\u1ea3ng 1,12%.<\/p>\n

\u00d4ng Nguy\u1ec5n Tr\u1ea7n Nam, Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i\u00a0B\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/a>\u00a0Vi\u1ec7t Nam nh\u1ea5n m\u1ea1nh: C\u00f3 th\u1ec3 th\u1ea5y Ngh\u1ecb \u0111\u1ecbnh 20 khi\u1ebfn kh\u1ed1i DN t\u01b0 nh\u00e2n trong n\u01b0\u1edbc b\u1ecb t\u0103ng l\u1ee3i nhu\u1eadn \u1ea3o, d\u1eabn \u0111\u1ebfn ph\u1ea3i n\u1ed9p thu\u1ebf thu nh\u1eadp DN cao h\u01a1n v\u00e0 l\u1ee3i nhu\u1eadn th\u1eadt c\u1ee7a DN b\u1ecb gi\u1ea3m \u0111\u00e1ng k\u1ec3, kh\u00f4ng \u00edt DN b\u1ecb l\u1ed7 n\u1eb7ng.<\/p>\n

Do \u0111\u00f3 ki\u1ebfn ngh\u1ecb Ch\u00ednh ph\u1ee7 v\u00e0 c\u00e1c b\u1ed9 ng\u00e0nh li\u00ean quan th\u1ef1c hi\u1ec7n x\u00e1c \u0111\u1ecbnh chi ph\u00ed l\u00e3i vay \u0111\u01b0\u1ee3c tr\u1eeb khi x\u00e1c \u0111\u1ecbnh thu nh\u1eadp ch\u1ecbu thu\u1ebf theo quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt Thu\u1ebf thu nh\u1eadp DN v\u00e0 nghi\u00ean c\u1ee9u s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Ngh\u1ecb \u0111\u1ecbnh 20 cho ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh v\u00e0 th\u1ef1c t\u1ebf ho\u1ea1t \u0111\u1ed9ng, s\u1ea3n xu\u1ea5t kinh doanh c\u1ee7a DN t\u1ea1i Vi\u1ec7t Nam. Tr\u01b0\u1edbc m\u1eaft, \u0111\u1ec1 ngh\u1ecb Ch\u00ednh ph\u1ee7 ng\u01b0ng Ngh\u1ecb \u0111\u1ecbnh 20 cho \u0111\u1ebfn khi c\u00f3 v\u0103n b\u1ea3n s\u1eeda \u0111\u1ed5i b\u1ed5 sung, thay th\u1ebf.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, trong n\u0103m 2018, h\u00e0ng lo\u1ea1t t\u1eadp \u0111o\u00e0n, c\u00f4ng ty l\u1edbn nh\u01b0 EVN, T\u1eadp \u0111o\u00e0n c\u00f4ng nghi\u1ec7p than kho\u00e1ng s\u1ea3n Vi\u1ec7t Nam, T\u1ed5ng c\u00f4ng ty l\u1eafp m\u00e1y, T\u1ed5ng c\u00f4ng ty xi m\u0103ng Vi\u1ec7t Nam… c\u0169ng \u0111\u00e3 g\u1eedi ki\u1ebfn ngh\u1ecb \u0111\u1ebfn B\u1ed9 T\u00e0i ch\u00ednh v\u00e0 nhi\u1ec1u c\u01a1 quan ch\u1ee9c n\u0103ng v\u1ec1 nh\u1eefng \u0111i\u1ec3m ch\u01b0a h\u1ee3p l\u00fd c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20. Tuy nhi\u00ean, \u0111\u1ebfn nay quy \u0111\u1ecbnh n\u00e0y v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i.<\/p>\n

Th\u1ee7 t\u01b0\u1edbng \u0111\u00e3 nh\u1eafc s\u1eeda 3 l\u1ea7n<\/h2>\n

H\u01a1n 2 n\u0103m qua, quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf l\u00e3i vay tr\u1edf th\u00e0nh r\u00e0o c\u1ea3n g\u00e2y kh\u00f3 kh\u0103n cho\u00a0c\u1ed9ng \u0111\u1ed3ng<\/a>\u00a0DN v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i. \u0110\u00e1ng ch\u00fa \u00fd, t\u1ea1i h\u1ed9i ngh\u1ecb tr\u1ef1c tuy\u1ebfn c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh v\u00e0o ng\u00e0y 12.7, Ph\u00f3 th\u1ee7 t\u01b0\u1edbng V\u01b0\u01a1ng \u0110\u00ecnh Hu\u1ec7 \u0111\u00e3 ph\u1ea3i nh\u1eafc nh\u1edf l\u00e3nh \u0111\u1ea1o B\u1ed9 T\u00e0i ch\u00ednh, T\u1ed5ng c\u1ee5c Thu\u1ebf: \u201cKh\u1ed1ng ch\u1ebf l\u00e3i vay t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 20 ch\u01b0a ph\u00f9 h\u1ee3p, g\u00e2y kh\u00f3 kh\u0103n cho DN. Vi\u1ec7c n\u00e0y Th\u1ee7 t\u01b0\u1edbng \u0111\u00e3 nh\u1eafc 3 l\u1ea7n. Tinh th\u1ea7n c\u1ee7a Ch\u00ednh ph\u1ee7 v\u01b0\u1edbng \u0111\u1ebfn \u0111\u00e2u g\u1ee1 \u0111\u1ebfn \u0111\u1ea5y, kh\u00f4ng ph\u1ea3i ch\u1edd s\u1eeda lu\u1eadt. C\u00f2n \u0111\u1ec3 DN k\u00eau r\u1ea5t nhi\u1ec1u m\u00e0 kh\u00f4ng gi\u1ea3i quy\u1ebft l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c\u201d. Th\u1ebf nh\u01b0ng t\u1edbi th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, m\u1ecdi vi\u1ec7c v\u1eabn gi\u1eadm ch\u00e2n t\u1ea1i ch\u1ed7.<\/p>\n

Theo chuy\u00ean gia t\u00e0i ch\u00ednh Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, vi\u1ec7c\u00a0kh\u1ed1ng ch\u1ebf t\u1ef7 l\u1ec7 tr\u1ea7n l\u00e3i vay<\/a>\u00a020% ch\u1ec9 c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho c\u00e1c DN n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 ch\u1ed1ng chuy\u1ec3n gi\u00e1 khi c\u00e1c c\u00f4ng ty con vay t\u1eeb c\u00f4ng ty m\u1eb9 \u0111\u1ec3 khai kh\u1ed1ng chi ph\u00ed. Trong khi c\u00e1c DN c\u1ee7a Vi\u1ec7t Nam \u0111\u1ec1u ch\u1ee7 y\u1ebfu d\u1ef1a v\u00e0o v\u1ed1n vay\u00a0ng\u00e2n h\u00e0ng<\/a>. C\u00e1c DN trong n\u01b0\u1edbc c\u0169ng kh\u00f3 c\u00f3 vi\u1ec7c chuy\u1ec3n gi\u00e1. V\u00ec v\u1eady, vi\u1ec7c kh\u1ed1ng ch\u1ebf tr\u1ea7n l\u00e3i vay l\u00e0 si\u1ebft ch\u1eb7t v\u00e0 kh\u00f4ng khuy\u1ebfn kh\u00edch DN m\u1edf r\u1ed9ng \u0111\u1ea7u t\u01b0 kinh doanh.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, \u00f4ng Chung Th\u00e0nh Ti\u1ebfn, \u1ee6y vi\u00ean Trung \u01b0\u01a1ng H\u1ed9i K\u1ebf to\u00e1n v\u00e0 Ki\u1ec3m to\u00e1n Vi\u1ec7t Nam, n\u00f3i th\u1eb3ng, quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf l\u00e3i vay \u0111\u01b0\u1ee3c c\u00e1c n\u01b0\u1edbc th\u00e0nh vi\u00ean trong T\u1ed5 ch\u1ee9c H\u1ee3p t\u00e1c v\u00e0\u00a0ph\u00e1t tri\u1ec3n kinh t\u1ebf<\/a>\u00a0(OECD) ch\u1ec9 \u00e1p d\u1ee5ng cho c\u00e1c DN \u0111a qu\u1ed1c gia, \u0111\u1ec3 ch\u1ed1ng chuy\u1ec3n gi\u00e1 b\u1eb1ng c\u00e1ch d\u1ecbch chuy\u1ec3n l\u1ee3i nhu\u1eadn t\u1eeb n\u01b0\u1edbc n\u00e0y sang n\u01b0\u1edbc kh\u00e1c nh\u1eb1m h\u01b0\u1edfng ch\u00eanh l\u1ec7ch v\u1ec1 thu\u1ebf su\u1ea5t. Trong khi \u0111\u00f3, Vi\u1ec7t Nam l\u1ea1i \u00e1p d\u1ee5ng cho c\u1ea3 c\u00e1c DN trong n\u01b0\u1edbc v\u1edbi nhau. Ch\u00fang ta kh\u00f4ng s\u1edbm s\u1eeda sai, DN trong n\u01b0\u1edbc \u0111\u00e3 kh\u00f3 kh\u0103n trong c\u1ea1nh tranh, l\u1ea1i c\u00e0ng kh\u00f3 kh\u0103n h\u01a1n.<\/p>\n

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V\u1ea5n \u0111\u1ec1 b\u1ee9c x\u00fac c\u1ee7a DN v\u1ec1 quy \u0111\u1ecbnh n\u00e0y l\u00e0 \u0111\u00fang v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c l\u00e3nh \u0111\u1ea1o cao nh\u1ea5t \u0111\u1ed3ng \u00fd thay \u0111\u1ed5i. Th\u1ebf nh\u01b0ng, B\u1ed9 T\u00e0i ch\u00ednh l\u1ea1i ch\u1eadm ch\u1ea1p l\u00e0 g\u00e2y kh\u00f3 v\u00e0 kh\u00f4ng theo tinh th\u1ea7n \u0111\u1ed3ng h\u00e0nh, h\u1ed7 tr\u1ee3 c\u00f9ng DN nh\u01b0 Ch\u00ednh ph\u1ee7 \u0111\u1eb7t ra.<\/p>\n

L\u1ebd ra sau khi nh\u1eadn \u0111\u01b0\u1ee3c ki\u1ebfn ngh\u1ecb c\u1ee7a DN v\u00e0 th\u1ea5y h\u1ee3p l\u00fd th\u00ec c\u00f3 th\u1ec3 s\u1eeda ngay b\u1eb1ng c\u00e1ch ki\u1ebfn ngh\u1ecb d\u1eebng \u00e1p d\u1ee5ng quy \u0111\u1ecbnh n\u00e0y cho \u0111\u1ebfn khi thay \u0111\u1ed5i b\u1eb1ng m\u1ed9t ngh\u1ecb \u0111\u1ecbnh m\u1edbi. Kh\u00f4ng th\u1ec3 ch\u1ea5p nh\u1eadn vi\u1ec7c k\u00e9o d\u00e0i m\u1ed9t quy \u0111\u1ecbnh g\u00e2y kh\u00f3 kh\u0103n, nhi\u1ec1u DN s\u1ebd b\u1ecb thua l\u1ed7, t\u1eeb \u0111\u00f3 khi\u1ebfn kinh t\u1ebf Vi\u1ec7t Nam \u0111i xu\u1ed1ng.<\/p>\n

Lu\u1eadt s\u01b0\u00a0Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\u00a0<\/strong>(Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

Lam Nghi<\/a> –\u00a0An Y\u1ebfn<\/a><\/h4>\n

——————<\/p>\n

Thanh ni\u00ean (T\u00e0i ch\u00ednh – kinh doanh) 28-11-2019:<\/b><\/em><\/p>\n

Kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay, doanh nghi\u1ec7p ki\u1ec7t s\u1ee9c (thanhnien.vn)<\/a>","protected":false},"excerpt":{"rendered":"

(TN) – Quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft sau h\u01a1n 2 n\u0103m th\u1ef1c hi\u1ec7n khi\u1ebfn h\u00e0ng ng\u00e0n doanh nghi\u1ec7p\u00a0lao \u0111ao, ki\u1ec7t qu\u1ec7. 2 n\u0103m qua, d\u00f9 c\u00f3 r\u1ea5t nhi\u1ec1u ki\u1ebfn ngh\u1ecb nh\u01b0ng t\u1edbi gi\u1edd Ngh\u1ecb \u0111\u1ecbnh 20 v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i Th\u1ebf […]<\/p>\n","protected":false},"author":10,"featured_media":10792,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-10790","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n2.823. 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