{"id":11075,"date":"2020-07-17T10:16:51","date_gmt":"2020-07-17T03:16:51","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=11075"},"modified":"2022-03-04T13:12:11","modified_gmt":"2022-03-04T06:12:11","slug":"3-086-vu-khach-hang-to-mat-tien-khi-gui-tiet-kiem-tai-ocb-ngan-hang-co-phai-chiu-trach-nhiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-086-vu-khach-hang-to-mat-tien-khi-gui-tiet-kiem-tai-ocb-ngan-hang-co-phai-chiu-trach-nhiem\/","title":{"rendered":"3.086. V\u1ee5 kh\u00e1ch h\u00e0ng t\u1ed1 m\u1ea5t ti\u1ec1n khi g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i OCB: Ng\u00e2n h\u00e0ng c\u00f3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m?"},"content":{"rendered":"(ANT\u0110) – Chuy\u00ean gia cho r\u1eb1ng, n\u1ebfu kh\u00e1ch h\u00e0ng giao d\u1ecbch v\u1edbi \u0111\u00fang nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c giao nhi\u1ec7m v\u1ee5 huy \u0111\u1ed9ng v\u1ed1n, k\u00fd \u0111\u1ea7y \u0111\u1ee7 v\u00e0 \u0111\u00fang c\u00e1c gi\u1ea5y t\u1edd th\u00ec khi x\u1ea3y ra m\u1ea5t m\u00e1t ng\u00e2n h\u00e0ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. C\u00f2n ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o c\u00e1c gi\u1ea5y t\u1edd kh\u00f4ng \u0111\u00fang, k\u00fd kh\u1ed1ng\u2026 v\u00e0 \u0111\u1eb7c bi\u1ec7t nh\u1eadn di\u1ec7n sai c\u00e1n b\u1ed9 \u0111\u1ec3 \u0111\u1ed1i t\u01b0\u1ee3ng x\u1ea5u l\u1ee3i d\u1ee5ng th\u00ec r\u1ea5t kh\u00f3 quy tr\u00e1ch nhi\u1ec7m cho ng\u00e2n h\u00e0ng.<\/strong><\/p>\n

\u201cGiao tr\u1ee9ng cho \u00e1c\u201d<\/strong><\/p>\n

Nh\u01b0 B\u00e1o An ninh Th\u1ee7 \u0111\u00f4 \u0111\u00e3 \u0111\u01b0a tin, theo ph\u1ea3n \u00e1nh c\u1ee7a b\u00e0 Hu\u1ef3nh Tuy\u1ebft H\u1eb1ng, t\u1eeb th\u00e1ng 9\/2011, b\u00e0 \u0111\u1ebfn H\u1ed9i s\u1edf ng\u00e2n h\u00e0ng TMCP Ph\u01b0\u01a1ng \u0110\u00f4ng (OCB) t\u1ea1i \u0111\u1ecba ch\u1ec9 41-45 L\u00ea Du\u1ea9n (ph\u01b0\u1eddng B\u1ebfn Ngh\u00e9, qu\u1eadn 1, TP. HCM) \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch ti\u1ec1n g\u1eedi.<\/p>\n

Cho \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m th\u00e1ng 1\/2019, b\u00e0 H\u1eb1ng \u0111\u1ee9ng t\u00ean 1 s\u1ed5 ti\u1ebft ki\u1ec7m tr\u1ecb gi\u00e1 4,7 t\u1ef7 \u0111\u1ed3ng v\u00e0 ch\u1ed3ng b\u00e0 H\u1eb1ng \u0111\u1ee9ng t\u00ean m\u1ed9t s\u1ed5 ti\u1ebft ki\u1ec7m v\u1edbi gi\u00e1 tr\u1ecb 1 t\u1ef7 \u0111\u1ed3ng (t\u1ed5ng c\u1ed9ng 2 s\u1ed1 ti\u1ebft ki\u1ec7m c\u00f3 tr\u1ecb gi\u00e1 5,7 t\u1ef7 \u0111\u1ed3ng).<\/p>\n

C\u00e1c giao d\u1ecbch tr\u00ean, b\u00e0 H\u1eb1ng th\u1ef1c hi\u1ec7n v\u1edbi b\u00e0 V\u0169 Ph\u01b0\u01a1ng Th\u1ea3o, t\u1eebng l\u00e0 nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng. Trong qu\u00e1 tr\u00ecnh g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m t\u1ea1i OCB t\u1eeb n\u0103m 2011 \u0111\u1ebfn n\u0103m 2019, b\u00e0 v\u1eabn nh\u1eadn l\u00e3i h\u00e0ng th\u00e1ng \u0111\u00fang k\u1ef3 h\u1ea1n.<\/p>\n

Nh\u01b0ng \u0111\u1ebfn n\u0103m 2019, khi kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n l\u00e3i nh\u01b0 th\u01b0\u1eddng l\u1ec7, b\u00e0 H\u1eb1ng ph\u1ea3n h\u1ed3i l\u1ea1i ph\u00eda OCB th\u00ec bi\u1ebft \u0111\u01b0\u1ee3c b\u00e0 V\u0169 Ph\u01b0\u01a1ng Th\u1ea3o \u0111\u00e3 th\u00f4i vi\u1ec7c t\u1ea1i ng\u00e2n h\u00e0ng t\u1eeb th\u00e1ng 5\/2018. \u0110\u1eb7c bi\u1ec7t, ph\u00eda Ng\u00e2n h\u00e0ng cho bi\u1ebft 2 s\u1ed5 ti\u1ebft ki\u1ec7m tr\u1ecb gi\u00e1 5,7 t\u1ef7 \u0111\u1ed3ng c\u1ee7a b\u00e0 H\u1eb1ng v\u00e0 ch\u1ed3ng l\u00e0 s\u1ed5 ti\u1ebft ki\u1ec7m gi\u1ea3.<\/p>\n

V\u1ec1 ph\u00eda OCB, ng\u00e2n h\u00e0ng n\u00e0y cho bi\u1ebft sau khi nh\u1eadn \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u c\u1ee7a b\u00e0 H\u1eb1ng, OCB \u0111\u00e3 ki\u1ec3m tra v\u00e0 x\u00e1c \u0111\u1ecbnh s\u1ed5 ti\u1ebft ki\u1ec7m, h\u1ee3p \u0111\u1ed3ng ti\u1ec1n g\u1eedi \u0111\u1ee9ng t\u00ean b\u00e0 H\u1eb1ng l\u00e0 gi\u1ea3 (ph\u00f4i s\u1ed5 ti\u1ebft ki\u1ec7m b\u1ecb l\u00e0m gi\u1ea3, ch\u1eef k\u00fd c\u1ee7a \u0111\u1ea1i di\u1ec7n OCB tr\u00ean c\u00e1c ch\u1ee9ng t\u1eeb kh\u00f4ng \u0111\u00fang v\u00e0 m\u1eabu d\u1ea5u s\u1eed d\u1ee5ng kh\u00f4ng ph\u1ea3i m\u1eabu d\u1ea5u th\u1eadt c\u1ee7a OCB).<\/p>\n

Do v\u1eady, theo OCB, kh\u00f4ng c\u00f3 c\u0103n c\u1ee9 x\u00e1c \u0111\u1ecbnh Ng\u00e2n h\u00e0ng c\u00f3 nh\u1eadn ti\u1ec1n huy \u0111\u1ed9ng c\u1ee7a b\u00e0 H\u1eb1ng v\u00e0 cho r\u1eb1ng giao d\u1ecbch gi\u1eefa b\u00e0 Th\u1ea3o v\u00e0 b\u00e0 H\u1eb1ng c\u00f3 th\u1ec3 xem nh\u01b0 c\u00e1c giao d\u1ecbch c\u00e1 nh\u00e2n, ho\u00e0n to\u00e0n kh\u00f4ng trong t\u1ea7m ki\u1ec3m tra, ki\u1ec3m so\u00e1t c\u1ee7a OCB.<\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, b\u00e0 H\u1eb1ng v\u00e0 b\u00e0 Th\u1ea3o c\u00f3 m\u1ed1i quan h\u1ec7 th\u00e2n thi\u1ebft (d\u00ec \u2013 ch\u00e1u). \u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ea5u ch\u1ed1t v\u1ea5n \u0111\u1ec1 khi\u1ebfn b\u00e0 H\u1eb1ng tin t\u01b0\u1edfng ch\u00e1u m\u00ecnh \u0111\u1ec3 g\u1eedi ti\u1ec1n, d\u00f9 V\u0169 Ph\u01b0\u01a1ng Th\u1ea3o khi c\u00f2n l\u00e0 nh\u00e2n vi\u00ean c\u1ee7a OCB kh\u00f4ng \u0111\u01b0\u1ee3c giao b\u1ea5t k\u1ef3 nhi\u1ec7m v\u1ee5, quy\u1ec1n h\u1ea1n g\u00ec li\u00ean quan \u0111\u1ebfn vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n (b\u00e0 Th\u1ea3o c\u00e1n b\u1ed9 t\u1ea1i b\u1ed9 ph\u1eadn x\u1eed l\u00fd giao d\u1ecbch t\u00edn d\u1ee5ng, thu\u1ed9c kh\u1ed1i h\u1ed7 tr\u1ee3).<\/p>\n

\"\"<\/p>\n

V\u1ee5 vi\u1ec7c t\u1ea1i OCB \u0111ang \u0111\u01b0\u1ee3c c\u01a1 quan C\u00f4ng an \u0111i\u1ec1u tra, l\u00e0m r\u00f5 (\u1ea2nh minh h\u1ecda)<\/em><\/p>\n

Tr\u00ean th\u1ef1c t\u1ebf, b\u00e0 H\u1eb1ng kh\u00f4ng ph\u1ea3i l\u00e0 n\u1ea1n nh\u00e2n duy nh\u1ea5t c\u1ee7a Th\u1ea3o. Khi ph\u00e1t hi\u1ec7n c\u00e1c h\u00e0nh vi l\u1eeba \u0111\u1ea3o c\u1ee7a Th\u1ea3o, ph\u00eda OCB \u0111\u00e3 t\u1ed1 c\u00e1o \u0111\u1ebfn c\u01a1 quan c\u00f4ng an v\u00e0 C\u01a1 quan \u0111i\u1ec1u tra C\u00f4ng an TP.HCM \u0111\u00e3 kh\u1edfi t\u1ed1 v\u1ee5 \u00e1n h\u00ecnh s\u1ef1, kh\u1edfi t\u1ed1 b\u1ecb can \u0111\u1ed1i v\u1edbi V\u0169 Ph\u01b0\u01a1ng Th\u1ea3o, t\u1ed9i danh L\u1eeba \u0111\u1ea3o chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n v\u00e0 L\u00e0m gi\u1ea3 con d\u1ea5u, t\u00e0i li\u1ec7u c\u01a1 quan, t\u1ed5 ch\u1ee9c.<\/p>\n

Theo \u0111i\u1ec1u tra ban \u0111\u1ea7u, V\u0169 Ph\u01b0\u01a1ng Th\u1ea3o \u0111\u00e3 l\u1ee3i d\u1ee5ng m\u1ed1i quan h\u1ec7 quen bi\u1ebft v\u1edbi nhi\u1ec1u n\u1ea1n nh\u00e2n, d\u1ee5 d\u1ed7 c\u00e1c n\u1ea1n nh\u00e2n chuy\u1ec3n ti\u1ec1n cho Th\u1ea3o \u0111\u1ec3 h\u01b0\u1edfng l\u00e3i su\u1ea5t cao. Sau \u0111\u00f3, Th\u1ea3o \u0111\u00e3 l\u1eadp s\u1ed5 ti\u1ebft ki\u1ec7m, h\u1ee3p \u0111\u1ed3ng ti\u1ec1n g\u1eedi gi\u1ea3 \u0111\u1ec3 chuy\u1ec3n cho c\u00e1c c\u00e1 nh\u00e2n n\u00e0y.<\/p>\n

Kh\u00e1ch h\u00e0ng li\u1ec7u c\u00f3 \u0111\u00f2i \u0111\u01b0\u1ee3c ti\u1ec1n?<\/strong><\/p>\n

C\u00f3 th\u1ec3 th\u1ea5y, th\u1eddi gian g\u1ea7n \u0111\u00e2y x\u1ea3y ra r\u1ea5t nhi\u1ec1u v\u1ee5 vi\u1ec7c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng l\u1eeba \u0111\u1ea3o, chi\u1ebfm ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng. \u0110a ph\u1ea7n l\u00e0 do kh\u00e1ch h\u00e0ng c\u00f3 m\u1ed1i quan h\u1ec7 th\u00e2n thi\u1ebft, tin t\u01b0\u1edfng nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng, d\u1eabn \u0111\u1ebfn giao d\u1ecbch b\u1ea5t c\u1ea9n nh\u01b0: kh\u00f4ng giao d\u1ecbch tr\u1ef1c ti\u1ebfp t\u1ea1i qu\u1ea7y giao d\u1ecbch, k\u00fd kh\u1ed1ng c\u00e1c gi\u1ea5y t\u1edd, k\u00fd \u1ee7y nhi\u1ec7m chi, c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m\u2026 \u0110i\u1ec1u n\u00e0y khi\u1ebfn k\u1ebb l\u1eeba \u0111\u1ea3o d\u1ec5 d\u00e0ng l\u1ee3i d\u1ee5ng \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n kh\u00e1ch h\u00e0ng.<\/p>\n

Ph\u00e2n t\u00edch v\u1ec1 c\u00e1c v\u1ee5 vi\u1ec7c l\u1eeba \u0111\u1ea3o g\u1ea7n \u0111\u00e2y, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em>) cho r\u1eb1ng, c\u00f3 hai tr\u01b0\u1eddng h\u1ee3p m\u00e0 t\u00f9y v\u00e0o c\u00e1c y\u1ebfu t\u1ed1 m\u00e0 c\u00f3 th\u1ec3 ho\u1eb7c kh\u00f4ng th\u1ec3 quy tr\u00e1ch nhi\u1ec7m cho ng\u00e2n h\u00e0ng.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p th\u1ee9 nh\u1ea5t, n\u1ebfu kh\u00e1ch h\u00e0ng ch\u1ecdn \u0111\u00fang ng\u00e2n h\u00e0ng; \u0111\u00fang nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u00f3 th\u1ea9m quy\u1ec1n, ch\u1ee9c n\u0103ng, nhi\u1ec7m v\u1ee5 huy \u0111\u1ed9ng v\u1ed1n; k\u00fd \u0111\u00fang c\u00e1c gi\u1ea5y t\u1edd\u2026 th\u00ec n\u1ebfu x\u1ea3y ra m\u1ea5t m\u00e1t, to\u00e0n b\u1ed9 tr\u00e1ch nhi\u1ec7m s\u1ebd thu\u1ed9c v\u1ec1 ng\u00e2n h\u00e0ng.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p c\u00f2n l\u1ea1i, n\u1ebfu kh\u00e1ch h\u00e0ng giao d\u1ecbch v\u1edbi ng\u01b0\u1eddi kh\u00f4ng c\u00f3 th\u1ea7m quy\u1ec1n; hay k\u00fd v\u00e0o c\u00e1c gi\u1ea5y t\u1edd kh\u1ed1ng nh\u01b0 h\u1ee3p \u0111\u1ed3ng ti\u1ec1n g\u1eedi, \u1ee7y nhi\u1ec7m chi, h\u1ee3p \u0111\u1ed3ng c\u1ea7m c\u1ed1 s\u1ed5 ti\u1ebft ki\u1ec7m\u2026 \u0111\u1ec3 \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ee3i d\u1ee5ng l\u1eeba \u0111\u1ea3o th\u00ec kh\u00f3 c\u00f3 th\u1ec3 quy tr\u00e1ch nhi\u1ec7m cho ng\u00e2n h\u00e0ng.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, tr\u01b0\u1eddng h\u1ee3p nh\u1eadn di\u1ec7n sai c\u00e1n b\u1ed9, giao d\u1ecbch v\u1edbi c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean kh\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m huy \u0111\u1ed9ng ti\u1ec1n g\u1eedi \u0111\u1ec3 nh\u1edd g\u1eedi h\u1ed9 th\u00ec r\u1ee7i ro r\u1ea5t cao.<\/p>\n

\u201cM\u1ea5u ch\u1ed1t trong v\u1ee5 vi\u1ec7c n\u00e0y, n\u1ebfu kh\u00e1ch h\u00e0ng c\u00f3 c\u01a1 s\u1edf, c\u0103n c\u1ee9 tin ch\u1eafc m\u00ecnh giao d\u1ecbch v\u1edbi \u0111\u00fang ng\u01b0\u1eddi c\u00f3 th\u1ea9m quy\u1ec1n th\u00ec m\u1edbi quy tr\u00e1ch nhi\u1ec7m cho ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c. C\u00f2n n\u1ebfu nh\u1eadn di\u1ec7n nh\u1ea7m, \u201cgiao tr\u1ee9ng cho \u00e1c\u201d, l\u1ea1i g\u1eedi ti\u1ec1n cho ng\u01b0\u1eddi kh\u00f4ng c\u00f3 th\u1ea9m quy\u1ec1n th\u00ec r\u1ea5t kh\u00f3. V\u00ec nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng r\u1ea5t nhi\u1ec1u, ng\u01b0\u1eddi ta ra ngo\u00e0i l\u1eeba th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c\u201d \u2013 lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/p>\n

V\u1ecb lu\u1eadt s\u01b0 minh h\u1ecda th\u00eam: \u201cN\u00f3i v\u00ed d\u1ee5 th\u1ebf n\u00e0y, anh v\u00e0o ng\u00e2n h\u00e0ng, anh g\u1eedi xe cho b\u1ea3o v\u1ec7, l\u00e0 ng\u01b0\u1eddi c\u00f3 tr\u00e1ch nhi\u1ec7m tr\u00f4ng xe, n\u1ebfu m\u1ea5t xe th\u00ec anh b\u1eaft \u0111\u1ec1n \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng. Nh\u01b0ng n\u1ebfu v\u00ec quen anh b\u1ea3o v\u1ec7, r\u1ed3i \u0111\u01b0a ti\u1ec1n cho b\u1ea3o v\u1ec7 nh\u1edd g\u1eedi v\u00e0o ng\u00e2n h\u00e0ng th\u00ec m\u1ea5t anh ph\u1ea3i ch\u1ecbu. Ch\u1ee9c n\u0103ng nhi\u1ec7m v\u1ee5 m\u1ed7i ng\u01b0\u1eddi kh\u00e1c nhau n\u00ean kh\u00e1ch h\u00e0ng ph\u1ea3i giao d\u1ecbch \u0111\u00fang ng\u01b0\u1eddi c\u00f3 tr\u00e1ch nhi\u1ec7m\u201d.<\/p>\n

V\u1ec1 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng c\u00f3 m\u1ed9t quy tr\u00ecnh g\u1eedi ti\u1ebft ki\u1ec7m, n\u1ebfu kh\u00f4ng tu\u00e2n th\u1ee7 c\u00e1c quy tr\u00ecnh \u0111\u00f3 th\u00ec kh\u00e1ch h\u00e0ng c\u00f3 g\u1eb7p r\u1ee7i ro, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng khi kh\u00e1ch h\u00e0ng \u0111\u1ebfn ng\u00e2n h\u00e0ng n\u1ebfu giao d\u1ecbch \u0111\u00fang v\u1edbi ng\u01b0\u1eddi c\u00f3 th\u1ea9m quy\u1ec1n th\u00ec kh\u00f4ng c\u1ea7n kh\u00e1i ni\u1ec7m quy tr\u00ecnh.<\/p>\n

\u201cKhi t\u00f4i \u0111\u1ebfn ng\u00e2n h\u00e0ng, giao d\u1ecbch v\u1edbi nh\u00e2n vi\u00ean c\u00f3 th\u1ea9m quy\u1ec1n th\u00ec anh h\u01b0\u1edbng d\u1eabn th\u1ebf n\u00e0o t\u00f4i l\u00e0m v\u1eady th\u00f4i, t\u00f4i kh\u00f4ng c\u1ea7n bi\u1ebft quy tr\u00ecnh c\u1ee7a ng\u00e2n h\u00e0ng ra sao. Khi x\u1ea3y ra sai s\u00f3t, ng\u00e2n h\u00e0ng v\u1eabn ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m\u201d \u2013 v\u1ecb lu\u1eadt s\u01b0 n\u00eau quan \u0111i\u1ec3m.<\/p>\n

V\u1ec1 ph\u00eda OCB, sau khi x\u1ea3y ra v\u1ee5 vi\u1ec7c tr\u00ean, sau s\u1ef1 vi\u1ec7c tr\u00ean, ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 \u0111\u01b0a ra khuy\u1ebfn c\u00e1o kh\u00e1ch h\u00e0ng khi c\u00f3 nhu c\u1ea7u m\u1edf t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, c\u1ea7n t\u1ef1 th\u1ef1c hi\u1ec7n tr\u1ef1c ti\u1ebfp c\u00e1c giao d\u1ecbch; \u0111\u1ed3ng th\u1eddi li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp c\u00e1c chi nh\u00e1nh, ph\u00f2ng giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

Ngo\u00e0i ra, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ki\u1ec3m tra th\u00f4ng tin v\u1ec1 c\u00e1c s\u1ed5 ti\u1ebft ki\u1ec7m \u0111\u00e3 m\u1edf c\u1ee7a m\u00ecnh c\u1ea3 t\u1ea1i qu\u1ea7y v\u00e0 tr\u00ean c\u00e1c k\u00eanh online c\u1ee7a ng\u00e2n h\u00e0ng nh\u01b0 website v\u00e0 app OCB OMNI.<\/p>\n

H\u00e0 Loan<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2013<\/em><\/strong><\/p>\n

An ninh Th\u1ee7 \u0111\u00f4 (Kinh doanh) 17-7-2020:<\/em><\/strong><\/p>\n

https:\/\/anninhthudo.vn\/kinh-doanh\/vu-khach-hang-to-mat-tien-khi-gui-tiet-kiem-tai-ocb-ngan-hang-co-phai-chiu-trach-nhiem\/860574.antd<\/em><\/a><\/p>\n

(533\/1.307)<\/em>","protected":false},"excerpt":{"rendered":"

(ANT\u0110) – Chuy\u00ean gia cho r\u1eb1ng, n\u1ebfu kh\u00e1ch h\u00e0ng giao d\u1ecbch v\u1edbi \u0111\u00fang nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c giao nhi\u1ec7m v\u1ee5 huy \u0111\u1ed9ng v\u1ed1n, k\u00fd \u0111\u1ea7y \u0111\u1ee7 v\u00e0 \u0111\u00fang c\u00e1c gi\u1ea5y t\u1edd th\u00ec khi x\u1ea3y ra m\u1ea5t m\u00e1t ng\u00e2n h\u00e0ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. C\u00f2n ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu kh\u00e1ch h\u00e0ng k\u00fd v\u00e0o c\u00e1c gi\u1ea5y t\u1edd […]<\/p>\n","protected":false},"author":1,"featured_media":11076,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-11075","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n3.086. 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