{"id":1166,"date":"2021-02-04T20:03:14","date_gmt":"2021-02-04T13:03:14","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=1166"},"modified":"2024-10-29T15:44:15","modified_gmt":"2024-10-29T08:44:15","slug":"271-tai-chinh-ca-nhan-trong-nam-dai-dich","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/271-tai-chinh-ca-nhan-trong-nam-dai-dich\/","title":{"rendered":"271. T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n trong n\u0103m \u0111\u1ea1i d\u1ecbch"},"content":{"rendered":"

T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n trong n\u0103m \u0111\u1ea1i d\u1ecbch<\/span><\/h4>\n
(KTSG) – C\u00f3 l\u1ebd ph\u1ea3i \u0111\u1ebfn 90% c\u00e1c d\u1ea1ng t\u1ed5ng k\u1ebft, nh\u00ecn l\u1ea1i ch\u1eb7ng \u0111\u01b0\u1eddng m\u1ed9t n\u0103m qua, c\u00f3 xu\u1ea5t hi\u1ec7n \u201cb\u00f3ng d\u00e1ng\u201d c\u1ee7a \u0111\u1ea1i d\u1ecbch Covid-19, y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng v\u00f4 c\u00f9ng l\u1edbn \u0111\u1ebfn m\u1ecdi m\u1eb7t c\u1ee7a cu\u1ed9c s\u1ed1ng, x\u00e3 h\u1ed9i, t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 \u0111\u1ea7u t\u01b0, kinh doanh tr\u00ean to\u00e0n th\u1ebf gi\u1edbi.<\/strong><\/h5>\n\n\n\n\n
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\"T\u00e0i<\/div>\n<\/td>\n<\/tr>\n
C\u0169ng v\u00ec d\u1ecbch Covid-19 m\u00e0 g\u1eedi ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t xu\u1ed1ng kh\u00e1 th\u1ea5p. Trong \u1ea3nh: Kh\u00e1ch h\u00e0ng giao d\u1ecbch t\u1ea1i Techcombank. \u1ea2nh: HO\u00c0NG T\u00c2N<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\u0110\u1ea7u t\u01b0 kinh doanh<\/strong><\/h5>\n

C\u00e1i th\u00fa v\u1ecb c\u1ee7a n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng l\u00e0 n\u00f3 c\u1ee9 th\u00fac \u0111\u1ea9y v\u00e0 l\u00f4i k\u00e9o g\u1ea7n nh\u01b0 t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi v\u00e0o v\u00f2ng xo\u00e1y \u0111\u1ea7u t\u01b0, kinh doanh m\u1ed9t c\u00e1ch r\u1ea5t t\u1ef1 nhi\u00ean, k\u1ec3 c\u1ea3 khi \u0111\u1ea1i d\u1ecbch Covid-19 \u0111\u00e3 v\u00e0 \u0111ang x\u1ea3y ra. D\u00f9 ng\u01b0\u1eddi n\u00e0o kh\u00f4ng tham gia v\u00e0o vi\u1ec7c s\u1ea3n xu\u1ea5t, bu\u00f4n b\u00e1n hay cung c\u1ea5p d\u1ecbch v\u1ee5 g\u00ec \u0111\u00f3 th\u00ec c\u0169ng \u0111\u00f3ng vai ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u00e0 nghi\u1ec5m nhi\u00ean t\u1eadp h\u1ee3p th\u00e0nh nh\u00e2n t\u1ed1 quy\u1ebft \u0111\u1ecbnh th\u00e0nh b\u1ea1i c\u1ee7a c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 kinh doanh.<\/p>\n

Ng\u01b0\u1eddi n\u00e0o c\u00f3 ti\u1ec1n th\u00ec c\u0169ng \u0111\u1ec1u tham gia v\u00e0o m\u1ed9t d\u1ea1ng ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 kinh doanh n\u00e0o \u0111\u00f3, v\u1edbi t\u00e2m th\u1ebf ch\u1ee7 \u0111\u1ed9ng ho\u1eb7c th\u1ee5 \u0111\u1ed9ng. Gi\u1eef ti\u1ec1n m\u1eb7t; mua v\u00e0ng, ngo\u1ea1i t\u1ec7, ch\u1ee9ng kho\u00e1n, nh\u00e0 \u0111\u1ea5t hay g\u1eedi ng\u00e2n h\u00e0ng, t\u1ea5t c\u1ea3 \u0111\u1ec1u \u00edt nhi\u1ec1u c\u00e2n nh\u1eafc h\u01a1n thi\u1ec7t, l\u1ee3i h\u1ea1i.<\/p>\n

Ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 kinh doanh lu\u00f4n song h\u00e0nh v\u1edbi chuy\u1ec7n \u0111\u01b0\u1ee3c m\u1ea5t. Nguy\u00ean l\u00fd s\u1ef1 nguy hi\u1ec3m t\u0103ng theo l\u00e3i su\u1ea5t, l\u1ee3i nhu\u1eadn t\u1ef7 l\u1ec7 thu\u1eadn v\u1edbi r\u1ee7i ro c\u00e0ng th\u1ea5y l\u00e0 \u0111\u00fang trong n\u0103m Canh T\u00fd.<\/p>\n

\u0110\u01b0\u1ee3c thua mu\u00f4n thu\u1edf<\/strong><\/h5>\n\n\n\n
V\u00e0 d\u00f9 ch\u1eb3ng h\u1ec1 \u0111\u1ea7u t\u01b0 kinh doanh th\u00ec c\u0169ng v\u1eabn ch\u1ecbu nhi\u1ec1u may r\u1ee7i v\u00ec d\u1ecbch Covid-19, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn y\u1ebfu t\u1ed1 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Di\u1ec5n bi\u1ebfn trong n\u0103m qua d\u01b0\u1eddng nh\u01b0 l\u00e0 s\u1ef1 \u201cminh h\u1ecda\u201d cho nguy\u00ean l\u00fd: c\u00e1i g\u00ec r\u1ee7i ro cao th\u00ec h\u1ea5p d\u1eabn l\u1edbn v\u00e0 th\u1ec3 hi\u1ec7n r\u00f5 qua s\u1ef1 s\u00f4i \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng.<\/p>\n

R\u1ee7i ro c\u1ee7a ng\u01b0\u1eddi n\u00e0y nhi\u1ec1u khi l\u1ea1i l\u00e0 c\u01a1 h\u1ed9i c\u1ee7a ng\u01b0\u1eddi kh\u00e1c. Trong khi qu\u00e1 nhi\u1ec1u doanh nghi\u1ec7p, c\u00e1 nh\u00e2n thi\u1ec7t h\u1ea1i v\u00ec d\u1ecbch b\u1ec7nh, c\u0169ng kh\u00f4ng \u00edt l\u0129nh v\u1ef1c \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i nh\u01b0 b\u00e1n h\u00e0ng tr\u1ef1c tuy\u1ebfn hay d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111i\u1ec7n t\u1eed.<\/p>\n

Ti\u1ec1n \u1ea3o, r\u1ee7i ro v\u00e0o lo\u1ea1i cao nh\u1ea5t, nh\u01b0ng v\u1eabn \u0111\u01b0\u1ee3c ng\u01b0\u1eddi ch\u01a1i \u0111\u1ed5 v\u00e0o r\u1ea5t nhi\u1ec1u ti\u1ec1n. N\u0103m qua, gi\u00e1 ti\u1ec1n \u1ea3o bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh, t\u0103ng gi\u1ea3m \u0111\u1ed9t ng\u1ed9t nhi\u1ec1u l\u1ea7n, ri\u00eang bitcoin \u0111\u00e3 t\u0103ng gi\u00e1 kho\u1ea3ng 170%. Tuy nhi\u00ean nhi\u1ec1u \u0111\u1ed3ng ti\u1ec1n \u1ea3o kh\u00e1c l\u1ea1i tr\u1edf th\u00e0nh v\u00f4 gi\u00e1 tr\u1ecb v\u00e0 ch\u00ednh t\u01b0\u01a1ng lai c\u1ee7a bitcoin c\u0169ng l\u00e0 m\u1ed9t \u1ea9n s\u1ed1 r\u1ea5t kh\u00f3 l\u01b0\u1eddng.<\/p>\n

Th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, v\u1edbi r\u1ee7i ro cao nh\u01b0ng c\u0169ng s\u00f4i \u0111\u1ed9ng nh\u1ea5t. Ch\u1ec9 s\u1ed1 ch\u1ee9ng kho\u00e1n VN-Index trong n\u0103m Canh T\u00fd gi\u1ea3m \u0111\u00e1y v\u00e0o \u0111\u1ea7u n\u0103m (645 \u0111i\u1ec3m), t\u0103ng l\u00ean \u0111\u1ec9nh cao nh\u1ea5t trong g\u1ea7n ba n\u0103m qua v\u00e0o cu\u1ed1i n\u0103m (1.091 \u0111i\u1ec3m), nh\u01b0ng ng\u00e0y 28-1-2021 \u0111\u00e3 m\u1ea5t t\u1edbi 73,23 \u0111i\u1ec3m, gi\u1ea3m s\u00e2u nh\u1ea5t trong l\u1ecbch s\u1eed. Trong n\u0103m 2020, nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n chi\u1ebfm t\u1edbi 90% gi\u00e1 tr\u1ecb giao d\u1ecbch, v\u1edbi s\u1ed1 l\u01b0\u1ee3ng t\u00e0i kho\u1ea3n giao d\u1ecbch ch\u1ee9ng kho\u00e1n m\u1edf m\u1edbi b\u1eb1ng 10 n\u0103m tr\u01b0\u1edbc \u0111\u00f3. Y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u1eabn l\u00e0 ph\u1ea3i d\u1ef1a v\u00e0o s\u1ed1 \u0111\u00f4ng, tr\u0103m ng\u01b0\u1eddi b\u00e1n, v\u1ea1n ng\u01b0\u1eddi mua. To\u00e0n cu\u1ed9c, s\u1ed1 ng\u01b0\u1eddi th\u1eafng c\u0169ng l\u1eafm m\u00e0 s\u1ed1 ng\u01b0\u1eddi thua c\u0169ng nhi\u1ec1u.<\/p>\n

Th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i (Forex) c\u0169ng l\u00f4i k\u00e9o \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi tham gia v\u00ec s\u1ef1 h\u1ea5p d\u1eabn c\u00f3 l\u1ebd ch\u1ec9 sau ti\u1ec1n \u1ea3o, nh\u01b0ng \u0111\u01b0\u1ee3c \u00edt, m\u1ea5t nhi\u1ec1u. V\u00e0ng c\u0169ng g\u00e2y ra qu\u00e1 nhi\u1ec1u c\u1ea3m x\u00fac khi nhi\u1ec1u l\u1ea7n t\u0103ng gi\u1ea3m \u0111\u1ed9t ng\u1ed9t v\u1edbi bi\u00ean \u0111\u1ed9 l\u1edbn. C\u00e1c chi\u00eau huy \u0111\u1ed9ng v\u1ed1n \u0111a c\u1ea5p c\u0169ng r\u1ea5t s\u00f4i \u0111\u1ed9ng th\u00f4ng qua nhi\u1ec1u giao d\u1ecbch nh\u01b0 ti\u1ec1n \u1ea3o, nh\u00e0 \u0111\u1ea5t, c\u1ed5 ph\u1ea7n.<\/p>\n

R\u1ee7i ro m\u1ecdi m\u1eb7t<\/strong><\/h5>\n

Ng\u01b0\u1eddi mua b\u00e1n nh\u00e0 \u0111\u1ea5t, d\u00f9 l\u00e0 \u0111\u1ea7u t\u01b0 kinh doanh hay ti\u00eau d\u00f9ng, c\u0169ng kh\u00f3 l\u01b0\u1eddng \u0111o\u00e1n \u0111\u01b0\u1ee3c r\u1eb1ng, m\u1ed9t n\u0103m \u0111\u1ea1i d\u1ecbch kh\u00f3 kh\u0103n nh\u01b0 v\u1eady, s\u1ea3n xu\u1ea5t kinh doanh b\u1ecb thu h\u1eb9p, thu nh\u1eadp b\u1ecb s\u1ee5t gi\u1ea3m \u0111\u00e1ng k\u1ec3, nh\u01b0ng nh\u00e0 \u0111\u1ea5t l\u1ea1i v\u1eabn c\u1ee9 gi\u1eef gi\u00e1 v\u00e0 th\u1eadm ch\u00ed c\u00f2n t\u0103ng \u1edf nhi\u1ec1u n\u01a1i.<\/p>\n

G\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m, k\u1ec3 c\u1ea3 tr\u01b0\u1eddng h\u1ee3p g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n, h\u01b0\u1edfng l\u00e3i su\u1ea5t 1%\/n\u0103m hay g\u1eedi \u0111\u00f4 la v\u1edbi l\u00e3i su\u1ea5t 0%, suy cho c\u00f9ng th\u00ec c\u0169ng l\u00e0 m\u1ed9t d\u1ea1ng \u0111\u1ea7u t\u01b0 kinh doanh \u1edf m\u1ee9c \u0111\u1ed9 \u0111\u01a1n gi\u1ea3n. C\u0169ng v\u00ec d\u1ecbch Covid-19 m\u00e0 g\u1eedi ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t xu\u1ed1ng kh\u00e1 th\u1ea5p. V\u1ec1 l\u00fd th\u00ec g\u1eedi ng\u00e2n h\u00e0ng c\u00f3 l\u00e3i su\u1ea5t v\u00e0o lo\u1ea1i th\u1ea5p nh\u1ea5t l\u00e0 an to\u00e0n nh\u1ea5t, nh\u01b0ng m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p v\u1eabn \u0111\u1ee9ng tr\u01b0\u1edbc nguy c\u01a1 m\u1ea5t ti\u1ec1n \u201coan\u201d do nh\u00e2n vi\u00ean nhi\u1ec1u ng\u00e2n h\u00e0ng vi ph\u1ea1m nguy\u00ean t\u1eafc an to\u00e0n g\u00e2y ra th\u1ea5t tho\u00e1t h\u00e0ng tr\u0103m t\u1ec9 \u0111\u1ed3ng.<\/p>\n

V\u00e0 d\u00f9 ch\u1eb3ng h\u1ec1 \u0111\u1ea7u t\u01b0 kinh doanh th\u00ec c\u0169ng v\u1eabn ch\u1ecbu nhi\u1ec1u may r\u1ee7i v\u00ec d\u1ecbch Covid-19, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn y\u1ebfu t\u1ed1 t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. C\u1ea3 n\u01b0\u1edbc \u0111\u00e3 t\u1eebng b\u1ecb gi\u00e3n c\u00e1ch x\u00e3 h\u1ed9i, h\u00e0ng tri\u1ec7u ng\u01b0\u1eddi \u0111\u00e3, \u0111ang v\u00e0 s\u1ebd c\u00f3 th\u1ec3 b\u1ea5t ng\u1edd b\u1ecb c\u00e1ch ly v\u00ec kh\u00f4ng may ti\u1ebfp x\u00fac tr\u1ef1c ti\u1ebfp, gi\u00e1n ti\u1ebfp hay ch\u1ec9 v\u00ec c\u01b0 tr\u00fa \u1edf khu v\u1ef1c c\u00f3 nh\u1eefng ca d\u01b0\u01a1ng t\u00ednh.<\/p>\n

Kh\u00f4ng \u00edt t\u00ecnh hu\u1ed1ng tr\u1edb tr\u00eau nh\u01b0 l\u1ec5 \u0111\u00f3n d\u00e2u ph\u1ea3i d\u1eebng l\u1ea1i \u1edf \u0111\u1ecba gi\u1edbi H\u1ea3i Ph\u00f2ng – Qu\u1ea3ng Ninh, hay m\u1ed9t c\u00f4 g\u00e1i v\u1eeba ra m\u1eaft gia \u0111\u00ecnh ng\u01b0\u1eddi y\u00eau kh\u00f4ng \u0111\u01b0\u1ee3c tr\u1edf v\u1ec1 nh\u00e0 \u0103n T\u1ebft v\u00ec b\u1ecb k\u1eb9t l\u1ea1i 21 ng\u00e0y do th\u00e0nh ph\u1ed1 Ch\u00ed Linh b\u1ecb phong t\u1ecfa.<\/p>\n

Su\u1ed1t m\u1ed9t n\u0103m qua, cu\u1ed9c s\u1ed1ng s\u00f4i \u0111\u1ed9ng \u0111\u00e3 nhi\u1ec1u l\u1ea7n ng\u01b0ng l\u1ea1i v\u00ec b\u1ecb phong t\u1ecfa, c\u00e1ch ly v\u00e0 gi\u00e3n c\u00e1ch, \u0111\u00e3 \u0111\u01b0\u1ee3c g\u1ecdi vui l\u00e0 ngh\u1ec9 T\u1ebft Covid. V\u00e0 \u0111\u1ebfn nay th\u00ec \u0111\u00fang ngh\u0129a l\u00e0 T\u1ebft Covid \u0111\u1ed1i v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi, nh\u1ea5t l\u00e0 t\u1ea1i nh\u1eefng khu v\u1ef1c b\u1ecb phong t\u1ecfa qua h\u1ebft d\u1ecbp T\u1ebft. Tr\u01b0\u1edbc th\u1ec1m T\u1ebft T\u00e2n S\u1eedu, c\u1ea7u mong m\u1ecdi nh\u00e0, m\u1ecdi ng\u01b0\u1eddi b\u00ecnh an v\u1edbi \u201ccon Covid\u201d, \u1edf c\u1ea3 kh\u00eda c\u1ea1nh s\u1ee9c kh\u1ecfe v\u00e0 t\u00e0i ch\u00ednh.<\/p>\n

 <\/p>\n

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Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a><\/em><\/strong><\/p>\n

\u0110C: <\/em>Ph\u00f2ng 406, <\/em>t\u1ea7ng <\/em>4<\/em>, s\u1ed1<\/em> 1 \u0110inh L\u1ec5, Tr\u00e0ng Ti\u1ec1n, Ho\u00e0n Ki\u1ebfm, HN<\/em><\/p>\n

FB: www.facebook.com\/LSTruongThanhDuc<\/em><\/p>\n

E-mail:<\/em> duc.tt@anvilaw.com<\/a> <\/em>\u00a0<\/em><\/p>\n

\u0110T: 090.345.9070<\/em>","protected":false},"excerpt":{"rendered":"

T\u00e0i ch\u00ednh c\u00e1 nh\u00e2n trong n\u0103m \u0111\u1ea1i d\u1ecbch (KTSG) – C\u00f3 l\u1ebd ph\u1ea3i \u0111\u1ebfn 90% c\u00e1c d\u1ea1ng t\u1ed5ng k\u1ebft, nh\u00ecn l\u1ea1i ch\u1eb7ng \u0111\u01b0\u1eddng m\u1ed9t n\u0103m qua, c\u00f3 xu\u1ea5t hi\u1ec7n \u201cb\u00f3ng d\u00e1ng\u201d c\u1ee7a \u0111\u1ea1i d\u1ecbch Covid-19, y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng v\u00f4 c\u00f9ng l\u1edbn \u0111\u1ebfn m\u1ecdi m\u1eb7t c\u1ee7a cu\u1ed9c s\u1ed1ng, x\u00e3 h\u1ed9i, t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n v\u00e0 […]<\/p>\n","protected":false},"author":2,"featured_media":1167,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,26],"tags":[39,40,41,44,36,43],"class_list":["post-1166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nghien-cuu-bao-chi","category-legal-media","tag-cong-ty-luat-anvi","tag-dich-vu-phap-ly","tag-luat-su-chung-khoan","tag-luat-su-dau-tu","tag-luat-su-ngan-hang","tag-luat-su-thuong-mai-dien-tu"],"acf":[],"yoast_head":"\n271. 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