{"id":12177,"date":"2019-03-24T13:43:40","date_gmt":"2019-03-24T06:43:40","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=12177"},"modified":"2022-03-06T13:45:53","modified_gmt":"2022-03-06T06:45:53","slug":"2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/","title":{"rendered":"2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng"},"content":{"rendered":"
\n
\n
(VOV.VN) – Khi ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 P2P, ng\u01b0\u1eddi vay c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi vay. B\u1edfi vay ngang h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t cao s\u1ebd d\u1eabn \u0111\u1ebfn nhi\u1ec1u h\u1ec7 l\u1ee5y kh\u00f3 l\u01b0\u1eddng.\u00a0<\/strong><\/div>\n<\/div>\n<\/div>\n
\n
\n
\n

Cho vay ngang h\u00e0ng<\/a>\u00a0(P2P Lending) l\u00e0 m\u00f4 h\u00ecnh kinh doanh m\u1edbi, d\u1ecbch v\u1ee5 s\u00e1ng t\u1ea1o d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 s\u1ed1 k\u1ebft n\u1ed1i tr\u1ef1c ti\u1ebfp ng\u01b0\u1eddi \u0111i vay v\u1edbi ng\u01b0\u1eddi cho vay m\u00e0 kh\u00f4ng th\u00f4ng qua trung gian t\u00e0i ch\u00ednh.<\/p>\n

V\u1ec1 b\u1ea3n ch\u1ea5t, P2P Lending \u0111\u00e3 v\u00e0 \u0111ang g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y t\u00e0i ch\u00ednh to\u00e0n di\u1ec7n, \u0111\u1eb7c bi\u1ec7t l\u00e0 t\u1ea1i c\u00e1c \u0111\u1ecba b\u00e0n m\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh ch\u01b0a ph\u00e1t tri\u1ec3n, ng\u01b0\u1eddi d\u00e2n, c\u00e1c h\u1ed9 kinh doanh, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba \u00edt c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng v\u1edbi chi ph\u00ed th\u1ea5p, \u00edt th\u1ee7 t\u1ee5c.<\/p>\n

\u0110\u1ebfn nay, t\u1ef7 l\u1ec7 t\u0103ng tr\u01b0\u1edfng c\u1ee7a cho vay P2P t\u1ea1i Vi\u1ec7t Nam \u0111\u00e3 \u0111\u1ea1t 35-50%. L\u00fd do khi\u1ebfn P2P ph\u00e1t tri\u1ec3n m\u1ea1nh l\u00e0 do nhu c\u1ea7u vay m\u01b0\u1ee3n ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi d\u00e2n r\u1ea5t l\u1edbn, trong khi vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n t\u00edn d\u1ee5ng t\u1ea1i c\u00e1c Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n v\u1ec1 th\u1ee7 t\u1ee5c th\u1ea9m \u0111\u1ecbnh, h\u1ed7 tr\u1ee3 cho vay \u0111\u1ed1i v\u1edbi kho\u1ea3n ti\u1ec1n th\u1ea5p t\u1eeb v\u00e0i tri\u1ec7u \u0111\u1ebfn v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Vay ngang h\u00e0ng \u0111ang b\u1ecb bi\u1ebfn t\u01b0\u1edbng v\u1edbi nh\u1eefng h\u1ec7 l\u1ee5y kh\u00f3 l\u01b0\u1eddng. (\u1ea2nh minh h\u1ecda: KT)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

Theo s\u1ed1 li\u1ec7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, hi\u1ec7n, c\u1ea3 n\u01b0\u1edbc c\u00f3 kho\u1ea3ng 40 c\u00f4ng ty P2P \u0111ang ho\u1ea1t \u0111\u1ed9ng. Trong \u0111\u00f3, 10 c\u00f4ng ty c\u00f3 ngu\u1ed3n g\u1ed1c t\u1eeb Trung Qu\u1ed1c v\u00e0 m\u1ed9t s\u1ed1 c\u00f4ng ty \u0111\u1ebfn t\u1eeb Indonesia v\u00e0 Singapore. C\u00f3 th\u1ec3 n\u00f3i, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a d\u1ecbch v\u1ee5 n\u00e0y \u0111\u00e3 t\u1ea1o ra s\u1ee9c b\u1eadt l\u1edbn \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong vi\u1ec7c ti\u1ebfp c\u1eadn v\u1ed1n vay nhanh ch\u00f3ng, thu\u1eadn ti\u1ec7n khi c\u00f3 nhu c\u1ea7u.<\/p>\n

B\u00ean c\u1ea1nh nh\u1eefng ti\u1ec7n \u00edch c\u1ee7a P2P, nhi\u1ec1u chuy\u00ean gia kinh t\u1ebf c\u0169ng c\u1ea3nh b\u00e1o nh\u1eefng m\u1eb7t tr\u00e1i c\u1ee7a d\u1ecbch v\u1ee5 cho vay n\u00e0y. B\u1edfi th\u1eddi gian qua, trong qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng, m\u1ed9t s\u1ed1 c\u00f4ng ty P2P \u0111\u00e3 bi\u1ebfn t\u01b0\u1edbng th\u00e0nh \u0111\u01a1n v\u1ecb huy \u0111\u1ed9ng v\u1ed1n \u0111a c\u1ea5p \u0111\u1ec3 l\u1eeba \u0111\u1ea3o, cho vay v\u1edbi l\u00e3i su\u1ea5t l\u00ean t\u1edbi 700%\/n\u0103m… Ngo\u00e0i ra, thay v\u00ec l\u00e0m trung gian k\u1ebft n\u1ed1i th\u00f4ng tin, m\u1ed9t s\u1ed1 c\u00f4ng ty P2P \u0111\u00e3 huy \u0111\u1ed9ng t\u00e0i ch\u00ednh \u0111a c\u1ea5p \u0111\u1ec3 l\u1eeba \u0111\u1ea3o, chi\u1ebfm d\u1ee5ng v\u1ed1n; huy \u0111\u1ed9ng v\u1ed1n \u0111\u1ec3 cho vay tr\u00e0n lan, ph\u00e1t sinh n\u1ee3 x\u1ea5u, m\u1ea5t kh\u1ea3 n\u0103ng thanh to\u00e1n v\u00e0 th\u1ef1c hi\u1ec7n ch\u1ee9c n\u0103ng thanh to\u00e1n trung gian b\u1ea5t h\u1ee3p ph\u00e1p nh\u1eb1m chi\u1ebfm d\u1ee5ng v\u1ed1n. \u0110i\u1ec1u n\u00e0y vi ph\u1ea1m ph\u00e1p lu\u1eadt nghi\u00eam tr\u1ecdng v\u1ec1 ng\u00e2n h\u00e0ng v\u00e0 t\u00edn d\u1ee5ng.<\/p>\n

Chuy\u00ean gia kinh t\u1ebf B\u00f9i Quang T\u00edn chia s\u1ebb, qua t\u00ecm hi\u1ec3u tr\u1ef1c ti\u1ebfp ho\u1ea1t \u0111\u1ed9ng c\u00e1c c\u00f4ng ty P2P c\u1ee7a nh\u1eefng doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i v\u00e0o Vi\u1ec7t Nam th\u00ec th\u1ea5y, g\u1ea7n nh\u01b0 c\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n, ng\u01b0\u1eddi th\u00e2n c\u1ee7a ng\u01b0\u1eddi vay v\u1edbi h\u00ecnh th\u1ee9c P2P \u0111\u1ec1u \u0111\u01b0\u1ee3c thu th\u1eadp qu\u1ea3n l\u00fd.<\/p>\n

T\u1edbi k\u1ef3 h\u1ea1n tr\u1ea3 ti\u1ec1n, n\u1ebfu kh\u00e1ch h\u00e0ng ch\u01b0a tr\u1ea3 n\u1ee3 v\u00e0 kh\u00f4ng li\u00ean l\u1ea1c \u0111\u01b0\u1ee3c, h\u1ecd s\u1ebd li\u00ean t\u1ee5c g\u1ecdi \u0111i\u1ec7n tho\u1ea1i cho ng\u01b0\u1eddi th\u00e2n, th\u1eadm ch\u00ed t\u00ecm t\u1edbi n\u01a1i \u0111\u1ec3 \u0111\u00f2i n\u1ee3. Ho\u1ea1t \u0111\u1ed9ng thu h\u1ed3i n\u1ee3 nh\u01b0 v\u1eady v\u01b0\u1ee3t qu\u00e1 khu\u00f4n kh\u1ed5 ph\u00e1p lu\u1eadt cho ph\u00e9p. Th\u1eddi gian qua, c\u01a1 quan nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 v\u00e0o cu\u1ed9c, nh\u01b0ng do ho\u1ea1t \u0111\u1ed9ng cho vay ngang h\u00e0ng ch\u01b0a c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd n\u00ean v\u1eabn ch\u01b0a x\u1eed l\u00fd \u0111\u01b0\u1ee3c t\u00ecnh tr\u1ea1ng n\u00e0y.<\/p>\n

C\u0169ng theo \u00f4ng T\u00edn, ho\u1ea1t \u0111\u1ed9ng P2P hi\u1ec7n nay \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1. H\u1ee3p \u0111\u1ed3ng vay v\u1ed1n \u0111\u01b0\u1ee3c xem l\u00e0 h\u1ee3p \u0111\u1ed3ng giao d\u1ecbch d\u00e2n s\u1ef1 gi\u1eefa 2 b\u00ean. Song, c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng v\u1ec1 c\u01a1 b\u1ea3n ch\u01b0a \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c chu\u1ea9n m\u1ef1c t\u1ed1i thi\u1ec3u c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng d\u00e2n s\u1ef1 hi\u1ec7n nay.<\/p>\n

Trong khi \u0111\u00f3, v\u1ea5n \u0111\u1ec1 l\u00e3i su\u1ea5t c\u1ee7a ho\u1ea1t \u0111\u1ed9ng P2P v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c NHNN qu\u1ea3n l\u00fd theo \u0111\u00fang chu\u1ea9n m\u1ef1c nh\u01b0 \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Do ch\u01b0a c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd, ch\u01b0a c\u00f3 s\u1ef1 gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd c\u1ee7a c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng chuy\u00ean ng\u00e0nh, n\u00ean h\u1eadu cho vay x\u1ea3y ra nhi\u1ec1u r\u1ee7i ro nh\u01b0: ng\u01b0\u1eddi \u0111i vay g\u1eb7p r\u1eafc r\u1ed1i trong v\u1ea5n \u0111\u1ec1 thu h\u1ed3i n\u1ee3 khi b\u00ean thu h\u1ed3i n\u1ee3 ch\u01b0a tu\u00e2n th\u1ee7 theo ph\u00e1p lu\u1eadt chuy\u00ean ng\u00e0nh.<\/p>\n

\n
\n
\"\"<\/div>\n
TS.LS B\u00f9i Quang T\u00edn-CEO Tr\u01b0\u1eddng Doanh nh\u00e2n Bizlight.<\/span><\/em><\/div>\n<\/div>\n<\/div>\n

TS. T\u00edn cho r\u1eb1ng, Vi\u1ec7t Nam c\u1ea7n s\u1edbm c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ec3 qu\u1ea3n l\u00fd vi\u1ec7c cho vay ngang h\u00e0ng.<\/p>\n

\u201cVi\u1ec7t Nam c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng 3 b\u01b0\u1edbc trong kinh nghi\u1ec7m c\u1ee7a Singapore. B\u01b0\u1edbc th\u1ee9 nh\u1ea5t, l\u1ef1a ch\u1ecdn nh\u1eefng doanh nghi\u1ec7p tri\u1ec3n v\u1ecdng \u00e1p d\u1ee5ng nh\u1eefng m\u00f4 h\u00ecnh ho\u1eb7c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 ph\u1ee5c v\u1ee5 ng\u01b0\u1eddi d\u00e2n. B\u01b0\u1edbc th\u1ee9 hai, sau khi l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c nh\u1eefng s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 t\u1ed1t, c\u00e1c doanh nghi\u1ec7p c\u00f3 ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n, c\u01a1 quan qu\u1ea3n l\u00fd s\u1ebd \u0111\u01b0a ra khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd th\u1eed nghi\u1ec7m, nh\u1eefng quy \u0111\u1ecbnh v\u1eeba h\u1ed7 tr\u1ee3 fintech ph\u00e1t tri\u1ec3n, v\u1eeba \u0111\u00e1p \u1ee9ng chu\u1ea9n m\u1ef1c t\u01b0\u01a1ng \u0111\u1ed1i c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam. B\u01b0\u1edbc cu\u1ed1i c\u00f9ng, sau khi c\u00e1c doanh nghi\u1ec7p \u0111\u00e1p \u1ee9ng chu\u1ea9n m\u1ef1c t\u01b0\u01a1ng \u0111\u1ed1i c\u1ee7a ph\u00e1p lu\u1eadt, c\u01a1 quan ch\u1ee9c n\u0103ng tri\u1ec3n khai r\u1ed9ng r\u00e3i tr\u00ean th\u1ecb tr\u01b0\u1eddng nh\u1eefng s\u1ea3n ph\u1ea9m k\u1ebft qu\u1ea3 gi\u00fap \u00edch cho ng\u01b0\u1eddi d\u00e2n, mang l\u1ea1i an to\u00e0n cho h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng t\u1ea1i Vi\u1ec7t Nam\u201d, chuy\u00ean gia kinh t\u1ebf B\u00f9i Quang T\u00edn hi\u1ebfn k\u1ebf.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, vi\u1ec7c cho vay ngang h\u00e0ng \u0111\u00e3 v\u00e0 \u0111ang g\u00e2y nhi\u1ec1u r\u1ee7i ro, h\u1ec7 l\u1ee5y, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 an to\u00e0n c\u1ee7a x\u00e3 h\u1ed9i th\u00ec c\u1ea7n c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd, \u0111\u1ec3 ph\u00e2n bi\u1ec7t r\u00f5 gi\u1eefa nh\u1eefng vi\u1ec7c l\u00e0m \u0111\u01b0\u1ee3c ph\u00e9p v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p. C\u00f9ng v\u1edbi \u0111\u00f3, c\u1ea7n s\u1eeda lu\u1eadt doanh nghi\u1ec7p \u0111\u1ec3 ban h\u00e0nh ng\u00e0nh ngh\u1ec1 kinh doanh theo danh m\u1ee5c 243 hi\u1ec7n nay, ti\u1ebfp \u0111\u00f3, Ch\u00ednh ph\u1ee7 c\u1ea7n c\u1ee5 th\u1ec3 h\u00f3a chi ti\u1ebft \u0111i\u1ec1u ki\u1ec7n kinh doanh, \u0111\u1ed3ng th\u1eddi, nghi\u00ean c\u1ee9u xem x\u00e9t, nh\u1eadn di\u1ec7n xem h\u00e0nh vi \u0111\u00f3 nh\u01b0 th\u1ebf n\u00e0o, \u0111i\u1ec1u ch\u1ec9nh h\u00e0nh lang ph\u00e1p l\u00fd ra sao\u2026<\/p>\n

\u201c\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi cho vay, khi gi\u1ea3i ng\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c qu\u00e1 100% v\u00ec tr\u00ean 100% m\u00e0 l\u1ea1i c\u00f3 c\u00e1c d\u1ea5u hi\u1ec7u kh\u00e1c nh\u01b0, thu l\u1eddi tr\u00ean 30 tri\u1ec7u \u0111\u1ed3ng th\u00ec s\u1ebd c\u00f3 nguy c\u01a1 b\u1ecb xem x\u00e9t x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1. V\u1edbi ng\u01b0\u1eddi \u0111i vay, khi ti\u1ebfp c\u1eadn c\u00e1c h\u00ecnh th\u1ee9c vay tr\u1ef1c tuy\u1ebfn, c\u1ea7n l\u01b0u \u00fd, xem x\u00e9t ch\u1ee7 th\u1ec3 n\u00e0o cho vay, c\u00e1c cam k\u1ebft tr\u00ean h\u1ee3p \u0111\u1ed3ng, th\u1ecfa thu\u1eadn c\u1ee5 th\u1ec3 v\u1ec1 l\u00e3i su\u1ea5t, th\u1eddi gian vay, l\u00e3i su\u1ea5t ph\u1ea1t, l\u00e3i su\u1ea5t ph\u1ea1t qu\u00e1 h\u1ea1n \u0111\u1ec3 tr\u00e1nh nh\u1eefng r\u1ee7i ro v\u1ec1 sau.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ng\u01b0\u1eddi vay c\u0169ng c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi vay, b\u1edfi vay ngang h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t cao nh\u01b0 v\u1eady s\u1ebd d\u1eabn \u0111\u1ebfn nhi\u1ec1u h\u1ec7 l\u1ee5y kh\u00f3 l\u01b0\u1eddng nh\u01b0 kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 s\u1ebd t\u1ea1o s\u1ee9c \u00e9p \u0111\u00f2i n\u1ee3 l\u00ean c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng cho vay. Vi\u1ec7c \u0111\u00f2i n\u1ee3 m\u1ed9t c\u00e1ch b\u1ea5t h\u1ee3p ph\u00e1p mang d\u1ea5u hi\u1ec7u t\u00edn d\u1ee5ng \u0111en s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00ednh m\u1ea1ng, danh d\u1ef1, nh\u00e2n ph\u1ea9m c\u1ee7a ng\u01b0\u1eddi \u0111i vay. \u201d, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0111\u01b0a ra l\u1eddi khuy\u00ean.\/.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

Chung Th\u1ee7y\/VOV.VN<\/strong><\/p>\n

——————<\/p>\n

VOV.vn (Kinh t\u1ebf) 24-03-2019:<\/b><\/em><\/p>\n

Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng | VOV.VN<\/a><\/p>\n

(298\/1.224)<\/em>","protected":false},"excerpt":{"rendered":"

(VOV.VN) – Khi ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 P2P, ng\u01b0\u1eddi vay c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi vay. B\u1edfi vay ngang h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t cao s\u1ebd d\u1eabn \u0111\u1ebfn nhi\u1ec1u h\u1ec7 l\u1ee5y kh\u00f3 l\u01b0\u1eddng.\u00a0 Cho vay ngang h\u00e0ng\u00a0(P2P Lending) l\u00e0 m\u00f4 h\u00ecnh kinh doanh m\u1edbi, d\u1ecbch v\u1ee5 s\u00e1ng t\u1ea1o d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 s\u1ed1 […]<\/p>\n","protected":false},"author":10,"featured_media":12180,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-12177","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VOV.VN) – Khi ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 P2P, ng\u01b0\u1eddi vay c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi vay. B\u1edfi vay ngang h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t cao s\u1ebd d\u1eabn \u0111\u1ebfn nhi\u1ec1u h\u1ec7 l\u1ee5y kh\u00f3 l\u01b0\u1eddng.\u00a0 Cho vay ngang h\u00e0ng\u00a0(P2P Lending) l\u00e0 m\u00f4 h\u00ecnh kinh doanh m\u1edbi, d\u1ecbch v\u1ee5 s\u00e1ng t\u1ea1o d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 s\u1ed1 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-24T06:43:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-06T06:45:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"290\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\"},\"headline\":\"2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng\",\"datePublished\":\"2019-03-24T06:43:40+00:00\",\"dateModified\":\"2022-03-06T06:45:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\"},\"wordCount\":1892,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg\",\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\",\"url\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\",\"name\":\"[:vi]2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg\",\"datePublished\":\"2019-03-24T06:43:40+00:00\",\"dateModified\":\"2022-03-06T06:45:53+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg\",\"width\":500,\"height\":290},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"(Ti\u1ebfng Vi\u1ec7t) 2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\",\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng[:] - ANVI Law Firm","og_description":"(VOV.VN) – Khi ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 P2P, ng\u01b0\u1eddi vay c\u1ea7n c\u00e2n nh\u1eafc tr\u01b0\u1edbc khi vay. B\u1edfi vay ngang h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t cao s\u1ebd d\u1eabn \u0111\u1ebfn nhi\u1ec1u h\u1ec7 l\u1ee5y kh\u00f3 l\u01b0\u1eddng.\u00a0 Cho vay ngang h\u00e0ng\u00a0(P2P Lending) l\u00e0 m\u00f4 h\u00ecnh kinh doanh m\u1edbi, d\u1ecbch v\u1ee5 s\u00e1ng t\u1ea1o d\u1ef1a tr\u00ean n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 s\u1ed1 […]","og_url":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2019-03-24T06:43:40+00:00","article_modified_time":"2022-03-06T06:45:53+00:00","og_image":[{"width":500,"height":290,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"9 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/"},"author":{"name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9"},"headline":"2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng","datePublished":"2019-03-24T06:43:40+00:00","dateModified":"2022-03-06T06:45:53+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/"},"wordCount":1892,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg","articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/","url":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/","name":"[:vi]2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg","datePublished":"2019-03-24T06:43:40+00:00","dateModified":"2022-03-06T06:45:53+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/3119_86739218bf6028978636a60eee5e8e9d_untitled_jrhp.jpg","width":500,"height":290},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/en\/2-569-chuyen-gia-hien-ke-day-lui-bien-tuong-cua-vay-ngang-hang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"(Ti\u1ebfng Vi\u1ec7t) 2.569. Chuy\u00ean gia hi\u1ebfn k\u1ebf \u0111\u1ea9y l\u00f9i bi\u1ebfn t\u01b0\u1edbng c\u1ee7a vay ngang h\u00e0ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9","name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/12177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=12177"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/12177\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/12180"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=12177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=12177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=12177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}