{"id":13023,"date":"2018-12-20T22:06:24","date_gmt":"2018-12-20T15:06:24","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=13023"},"modified":"2022-03-10T22:18:08","modified_gmt":"2022-03-10T15:18:08","slug":"2-450-khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-450-khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu\/","title":{"rendered":"2.450. Kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20%: Quy \u0111\u1ecbnh kh\u00f4ng r\u00f5 r\u00e0ng, l\u1ec7ch m\u1ee5c ti\u00eau."},"content":{"rendered":"(CFL) – \u0110\u00f3 l\u00e0 \u0111\u00e1nh gi\u00e1 c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, U\u1ef7 vi\u00ean Ban ch\u1ea5p h\u00e0nh H\u1ed9i c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p Vi\u1ec7t Nam, li\u00ean quan \u0111\u1ebfn quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20% c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20\/2017.<\/strong><\/p>\n

CafeLand:\u00a0<\/strong>Ng\u00e0y 24-2-2017, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh 20\/2017 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n l\u00fd thu\u1ebf \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft. Sau 2 n\u0103m \u00e1p d\u1ee5ng, theo \u00f4ng, ngh\u1ecb \u0111\u1ecbnh n\u00e0y \u0111\u00e3 b\u1ed9c l\u1ed9 nh\u1eefng b\u1ea5t c\u1eadp g\u00ec?<\/em><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c:\u00a0<\/strong>Qua th\u1eddi gian ng\u1eafn \u00e1p d\u1ee5ng, Ngh\u1ecb \u0111\u1ecbnh 20 \u0111\u00e3 b\u1ed9c l\u1ed9 nhi\u1ec1u b\u1ea5t c\u1eadp. V\u1edbi t\u1ef7 l\u1ec7 nh\u01b0 v\u1eady, t\u00f4i cho r\u1eb1ng s\u1ebd g\u00e2y kh\u00f3 kh\u0103n l\u1edbn cho doanh nghi\u1ec7p khi nhu c\u1ea7u vay v\u1ed1n l\u00e0 ch\u00ednh \u0111\u00e1ng v\u00e0 c\u1ea7n thi\u1ebft. Tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p c\u00f3 d\u1ea5u hi\u1ec7u chuy\u1ec3n gi\u00e1, tr\u1ed1n thu\u1ebf th\u00ec \u00e1p d\u1ee5ng t\u1ef7 l\u1ec7 n\u00e0y, th\u1eadm ch\u00ed th\u1ea5p h\u01a1n th\u00ec kh\u00f4ng v\u1ea5n \u0111\u1ec1 g\u00ec. Nh\u01b0ng trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, t\u00f4i cho l\u00e0 quy \u0111\u1ecbnh kh\u00f4ng r\u00f5 r\u00e0ng, c\u00f3 s\u1ef1 nh\u1ea7m l\u1eabn trong vi\u1ec7c \u00e1p d\u1ee5ng cho doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i nh\u1eb1m tr\u00e1nh t\u00ecnh tr\u1ea1ng l\u1ee3i d\u1ee5ng \u0111\u1ea7u t\u01b0 c\u00f4ng ty m\u1eb9 – con, giao d\u1ecbch li\u00ean k\u1ebft, chuy\u1ec3n gi\u00e1 ra n\u01b0\u1edbc ngo\u00e0i.<\/p>\n

\u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p Vi\u1ec7t Nam, k\u1ec3 c\u1ea3 c\u00f3 hi\u1ec7n t\u01b0\u1ee3ng chi ph\u00ed l\u00e3i cao, chi ph\u00ed gi\u1eefa c\u00e1c doanh nghi\u1ec7p li\u00ean k\u1ebft, hay s\u1ef1 b\u1ea5t th\u01b0\u1eddng t\u1ea1i c\u00e1c c\u00f4ng ty m\u1eb9 – con th\u00ec cu\u1ed1i c\u00f9ng c\u00e1c doanh nghi\u1ec7p n\u00e0y c\u0169ng n\u1ed9p thu\u1ebf \u1edf Vi\u1ec7t Nam, kh\u00f4ng c\u00f4ng ty m\u1eb9 th\u00ec c\u00f4ng ty con n\u1ed9p. Cho n\u00ean v\u1ec1 nguy\u00ean t\u1eafc c\u1ea7n xem x\u00e9t, t\u1ea1m th\u1eddi ch\u01b0a n\u00ean \u00e1p d\u1ee5ng quy \u0111\u1ecbnh n\u00e0y.<\/p>\n

\"\"<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c.<\/em><\/p>\n

\u00d4ng c\u00f3 th\u1ec3 ch\u1ec9 r\u00f5 nh\u1eefng kh\u00f3 kh\u0103n \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p trong n\u01b0\u1edbc khi b\u1ecb \u00e1p d\u1ee5ng ngh\u1ecb \u0111\u1ecbnh n\u00e0y?<\/em><\/p>\n

Nh\u00ecn chung c\u00e1c doanh nghi\u1ec7p \u0111i vay v\u1ed1n r\u1ea5t nhi\u1ec1u. Th\u1eadm ch\u00ed c\u00f3 th\u1eddi \u0111i\u1ec3m th\u1ed1ng k\u00ea cho th\u1ea5y c\u00f3 70 \u2013 80% ngu\u1ed3n v\u1ed1n c\u1ee7a doanh nghi\u1ec7p l\u00e0 \u0111i vay t\u1eeb ng\u00e2n h\u00e0ng, ch\u01b0a n\u00f3i \u0111\u1ebfn c\u00e1c ngu\u1ed3n v\u1ed1n kh\u00e1c nh\u01b0 ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu. \u0110\u1eb7c bi\u1ec7t v\u1edbi c\u00e1c doanh nghi\u1ec7p m\u1edbi th\u00e0nh l\u1eadp, trong \u0111\u00f3 c\u00f3 doanh nghi\u1ec7p b\u1ea5t \u0111\u1ed9ng s\u1ea3n l\u00e0 \u0111i\u1ec3n h\u00ecnh ph\u1ea3i \u0111i vay v\u1ed1n r\u1ea5t nhi\u1ec1u.<\/p>\n

Nhi\u1ec1u doanh nghi\u1ec7p d\u00f9 kh\u00f4ng li\u00ean quan \u0111\u1ebfn giao d\u1ecbch chuy\u1ec3n gi\u00e1 nh\u01b0ng cu\u1ed1i c\u00f9ng v\u1eabn b\u1ecb ngo\u1ea1i tr\u1eeb chi ph\u00ed h\u1ee3p l\u1ec7 \u0111\u1ebfn h\u00e0ng ngh\u00ecn t\u1ec9 \u0111\u1ed3ng nh\u01b0 t\u1eadp \u0111o\u00e0n \u0111i\u1ec7n l\u1ef1c. R\u00f5 r\u00e0ng \u0111\u00e2y kh\u00f4ng c\u00f2n l\u00e0 c\u00e2u chuy\u1ec7n c\u00e1 bi\u1ec7t n\u1eefa. Quy \u0111\u1ecbnh ban h\u00e0nh nh\u1eb1m m\u1ee5c \u0111\u00edch ch\u1ed1ng chuy\u1ec3n gi\u00e1 nh\u01b0ng l\u1ea1i \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh b\u00ecnh th\u01b0\u1eddng nh\u1ea5t, h\u1ee3p ph\u00e1p nh\u1ea5t c\u1ee7a doanh nghi\u1ec7p.<\/p>\n

C\u00f3 \u00fd ki\u1ebfn cho r\u1eb1ng, Vi\u1ec7t Nam h\u1ed9i nh\u1eadp ng\u00e0y c\u00e0ng s\u00e2u r\u1ed9ng, \u0111i c\u00f9ng l\u00e0 ph\u1ea3i b\u1eaft k\u1ecbp v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u00e0 Ngh\u1ecb \u0111\u1ecbnh 20 c\u0169ng n\u1eb1m trong xu h\u01b0\u1edbng \u0111\u00f3. Theo \u00f4ng, l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 c\u00f3 th\u1ec3 v\u1eeba \u0111\u1ea3m b\u1ea3o t\u00ednh h\u1ed9i nh\u1eadp, v\u1eeba h\u00e0i ho\u00e0 l\u1ee3i \u00edch cho c\u00e1c doanh nghi\u1ec7p trong n\u01b0\u1edbc? N\u00ean ch\u0103ng c\u1ea7n c\u00f3 c\u01a1 ch\u1ebf ri\u00eang \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p trong n\u01b0\u1edbc?<\/em><\/p>\n

Th\u00f4ng l\u1ec7, n\u1ebfu ch\u1ec9 \u00e1p d\u1ee5ng m\u1ed9t c\u00e1ch m\u00e1y m\u00f3c c\u00f3 th\u1ec3 g\u00e2y t\u00e1c d\u1ee5ng ng\u01b0\u1ee3c l\u1ea1i.<\/p>\n

V\u1ec1 ngh\u1ecb \u0111\u1ecbnh n\u00e0y, th\u1ee9 nh\u1ea5t, t\u1ef7 l\u1ec7 c\u1ea7n \u0111\u01b0\u1ee3c \u0111i k\u00e8m c\u00e1ch \u00e1p d\u1ee5ng, t\u00ednh to\u00e1n nh\u01b0 th\u1ebf n\u00e0o cho h\u1ee3p l\u00fd.<\/p>\n

Th\u1ee9 hai, quy \u0111\u1ecbnh \u0111\u1ec1u ph\u1ea3i nh\u1eb1m m\u1ee5c ti\u00eau quan tr\u1ecdng nh\u1ea5t kh\u00f4ng ph\u1ea3i l\u00e0 ch\u1eb7n gi\u1edbi h\u1ea1n vay, chi ph\u00ed vay m\u00e0 l\u00e0 ch\u1eb7n chuy\u1ec3n gi\u00e1, s\u00e2u h\u01a1n l\u00e0 ng\u0103n ch\u1eb7n t\u00ecnh tr\u1ea1ng tr\u1ed1n thu\u1ebf. N\u1ebfu \u0111\u1ea1t \u0111\u01b0\u1ee3c 2 m\u1ee5c ti\u00eau \u0111\u00f3 th\u00ec ho\u00e0n to\u00e0n nh\u1ea5t tr\u00ed.<\/p>\n

N\u1ebfu doanh nghi\u1ec7p c\u00f3 d\u1ea5u hi\u1ec7u chuy\u1ec3n gi\u00e1 nh\u01b0ng kh\u00f4ng l\u00e0m r\u00f5 \u0111\u01b0\u1ee3c th\u00ec c\u1ea7n \u00e1p d\u1ee5ng t\u1ef7 l\u1ec7 \u0111\u1ec3 ng\u0103n ch\u1eb7n, c\u00f2n n\u1ebfu kh\u00f4ng c\u00f3 d\u1ea5u hi\u1ec7u chuy\u1ec3n gi\u00e1 th\u00ec t\u1ef7 l\u1ec7 d\u00f9 cao bao nhi\u00eau c\u0169ng kh\u00f4ng n\u00ean \u0111i\u1ec1u ch\u1ec9nh. C\u00e1c n\u01b0\u1edbc\u00a0kh\u00e1c\u00a0c\u0169ng v\u1eady.<\/p>\n

Tuy nhi\u00ean, v\u0103n b\u1ea3n c\u1ee7a ch\u00fang ta kh\u00f4ng r\u00f5 r\u00e0ng, th\u1ebf n\u00ean \u0111\u01b0\u1ee3c hi\u1ec3u v\u00e0 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng m\u1ed9t c\u00e1ch c\u00e0o b\u1eb1ng. K\u1ebft qu\u1ea3 l\u00e0 t\u1eeb n\u0103m ngo\u00e1i \u0111\u1ebfn n\u0103m nay, doanh nghi\u1ec7p n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng k\u00eau ca, kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng, trong khi \u0111\u00f3 t\u1ea5t c\u1ea3 doanh nghi\u1ec7p Vi\u1ec7t Nam kh\u00f4ng li\u00ean quan \u0111\u1ebfn chuy\u1ec3n gi\u00e1 th\u00ec l\u1ea1i b\u1ecb \u1ea3nh h\u01b0\u1edfng. Nh\u01b0 v\u1eady, quy \u0111\u1ecbnh \u0111\u00e3 b\u1ecb ch\u1ec7nh m\u1ee5c ti\u00eau, kh\u00f4ng \u0111\u00fang b\u1ea3n ch\u1ea5t v\u1ea5n \u0111\u1ec1.<\/p>\n

Theo \u00f4ng n\u00ean \u00e1p d\u1ee5ng t\u1ef7 l\u1ec7 bao nhi\u00eau th\u00ec h\u1ee3p l\u00fd cho c\u00e1c doanh nghi\u1ec7p Vi\u1ec7t Nam?<\/em><\/p>\n

N\u1ebfu \u00e1p d\u1ee5ng m\u1ee9c 20% th\u00ec ph\u1ea3i t\u00ednh to\u00e1n d\u1ef1a tr\u00ean \u0111\u1ea7u ra, \u0111\u1ea7u v\u00e0o v\u1edbi c\u00e1ch th\u1ec3 hi\u1ec7n ho\u00e0n to\u00e0n kh\u00e1c. C\u00f2n n\u1ebfu nh\u01b0 kh\u00f4ng t\u00ednh \u0111\u01b0\u1ee3c th\u00ec ph\u1ea3i t\u00ednh \u0111\u1ebfn t\u1ef7 l\u1ec7 cao h\u01a1n r\u1ea5t nhi\u1ec1u. V\u00ed d\u1ee5, \u1edf c\u00e1c n\u01b0\u1edbc v\u0103n minh, ph\u00e1t tri\u1ec3n, h\u1ecd \u00e1p t\u1ef7 l\u1ec7 \u0111\u1ebfn 30% th\u00ec ch\u00fang ta \u00edt nh\u1ea5t c\u0169ng ph\u1ea3i t\u00ednh \u0111\u1ebfn t\u1ef7 l\u1ec7 \u0111\u00f3.<\/p>\n

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Vi\u1ec7c \u00e1p d\u1ee5ng quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20% \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn c\u00e1c doanh nghi\u1ec7p trong n\u01b0\u1edbc.<\/em><\/p>\n

C\u00f3 m\u1ed9t s\u1ed1 doanh nghi\u1ec7p \u0111\u1ec1 xu\u1ea5t, n\u1ebfu ngh\u1ecb \u0111\u1ecbnh n\u00e0y s\u1eeda \u0111\u1ed5i ho\u1eb7c kh\u00f4ng \u00e1p d\u1ee5ng n\u1eefa th\u00ec h\u1ecd y\u00eau c\u1ea7u \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i s\u1ed1 ti\u1ec1n ph\u1ea3i \u0111\u00f3ng trong su\u1ed1t th\u1eddi gian \u00e1p d\u1ee5ng ngh\u1ecb \u0111\u1ecbnh n\u00e0y.\u00a0Theo \u00f4ng, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 h\u1ee3p l\u00fd?<\/em><\/p>\n

N\u1ebfu r\u00e0 so\u00e1t l\u1ea1i v\u00e0 th\u1ea5y r\u1eb1ng doanh nghi\u1ec7p kh\u00f4ng c\u00f3 d\u1ea5u hi\u1ec7u chuy\u1ec3n gi\u00e1, th\u00ec n\u00ean gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 \u0111\u00f3 cho doanh nghi\u1ec7p. Vi\u1ec7c n\u1ed9p thu\u1ebf th\u1eddi gian v\u1eeba qua ph\u1ea3i \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i n\u1ebfu kh\u00f4ng \u0111\u00fang b\u1ea3n ch\u1ea5t.<\/p>\n

Hi\u1ec7n nay, Ch\u1ec9 th\u1ecb 20 c\u1ee7a Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh ch\u1ec9 \u0111\u01b0\u1ee3c thanh, ki\u1ec3m tra thu\u1ebf c\u1ee7a doanh nghi\u1ec7p 1 n\u0103m 1 l\u1ea7n. Tuy nhi\u00ean, hi\u1ec7n nhi\u1ec1u doanh nghi\u1ec7p c\u00f3 th\u1ec3 b\u1ecb ki\u1ec3m tra 2-3 l\u1ea7n b\u1edfi c\u00e1c b\u1ed9 ng\u00e0nh kh\u00e1c nhau. \u00d4ng nh\u00ecn nh\u1eadn sao v\u1ec1 c\u00e2u chuy\u1ec7n n\u00e0y?<\/em><\/p>\n

C\u00e1c doanh nghi\u1ec7p k\u00eau ca r\u1ea5t nhi\u1ec1u, m\u1ed9t l\u0129nh v\u1ef1c b\u1ecb ki\u1ec3m tra tr\u00ean m\u1ed9t l\u1ea7n, c\u00f3 l\u0129nh v\u1ef1c b\u1ecb tr\u00ean ch\u1ee5c l\u1ea7n. Th\u1ef1c t\u1ebf n\u00e0y c\u00f3 nhi\u1ec1u l\u00fd do, c\u00f3 th\u1ec3 v\u0103n b\u1ea3n ch\u1ec9 n\u00f3i chung chung, ch\u01b0a ch\u1ec9 r\u00f5 m\u1ed9t l\u1ea7n th\u00ec ai l\u00e0m \u0111\u1ea7u m\u1ed1i, ai quy\u1ebft \u0111\u1ecbnh vi\u1ec7c \u0111\u00f3. Trong khi c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 quy\u1ec1n h\u1ea1n kh\u00e1c nhau, h\u1ecd ph\u1ea3i th\u1ef1c hi\u1ec7n nhi\u1ec7m v\u1ee5 b\u1edfi n\u1ebfu \u0111\u1ec3 x\u1ea3y ra sai s\u00f3t g\u00ec th\u00ec h\u1ecd ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. V\u00e0 c\u00e1c l\u0129nh v\u1ef1c b\u1ecb thanh tra, ki\u1ec3m tra c\u00f3 th\u1ec3 kh\u00f4ng ho\u00e0n to\u00e0n tr\u00f9ng l\u1eb7p, n\u1ebfu n\u00f3i chi ti\u1ebft ra th\u00ec kh\u00f4ng bi\u1ebft vi ph\u1ea1m hay kh\u00f4ng vi ph\u1ea1m. Vi\u1ec7c n\u00e0y t\u00f4i cho l\u00e0 v\u01b0\u1edbng m\u1eafc c\u1ea7n \u0111\u01b0\u01a1c l\u00e0m r\u00f5. C\u1ee5 th\u1ec3, c\u00e1ch th\u1ee9c ki\u1ec3m tra nh\u01b0 th\u1ebf n\u00e0o, trong l\u0129nh v\u1ef1c n\u00e0o\u2026 th\u00ec m\u1edbi h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c ch\u1ee9 n\u00f3i chung chung th\u00ec m\u1ea5y n\u0103m nay th\u1ef1c tr\u1ea1ng n\u00e0y v\u1eabn ch\u01b0a c\u00f3 thay \u0111\u1ed5i.<\/p>\n

Theo \u00f4ng, vi\u1ec7c thanh tra, ki\u1ec3m tra thu\u1ebf nhi\u1ec1u l\u1ea7n nh\u01b0 v\u1eady s\u1ebd \u1ea3nh h\u01b0\u1edfng nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng c\u1ee7a doanh nghi\u1ec7p?<\/em><\/p>\n

Doanh nghi\u1ec7p s\u1ebd r\u1ea5t m\u1ec7t m\u1ecfi, m\u1ea5t th\u1eddi gian, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ea3n xu\u1ea5t kinh doanh, uy t\u00edn, th\u01b0\u01a1ng hi\u1ec7u v\u00e0 c\u1ea3 h\u1ee3p \u0111\u1ed3ng v\u1edbi kh\u00e1ch h\u00e0ng. Th\u1ebf nh\u01b0ng c\u01a1 quan thu\u1ebf c\u0169ng d\u1ef1a tr\u00ean c\u01a1 s\u1edf c\u00f3 d\u1ea5u hi\u1ec7u vi ph\u1ea1m, ho\u1eb7c sai s\u00f3t trong ho\u00e1 \u0111\u01a1n ch\u1ee9ng t\u1eeb th\u00ec h\u1ecd s\u1ebd ti\u1ebfn h\u00e0nh ki\u1ec3m tra. Qu\u1ea3 th\u1eadt r\u1ea5t kh\u00f3 b\u1eaft b\u1ebb \u0111\u00f3 l\u00e0 vi ph\u1ea1m ch\u1ec9 th\u1ecb c\u1ee7a Th\u1ee7 t\u01b0\u1edbng.<\/p>\n

C\u00f2n m\u1ed9t s\u1ed1 \u00fd ki\u1ebfn cho r\u1eb1ng, doanh nghi\u1ec7p nhi\u1ec1u khi kh\u00f4ng c\u1ed1 t\u00ecnh l\u00e0m sai m\u00e0 do v\u0103n b\u1ea3n ch\u00ednh s\u00e1ch c\u1ee7a c\u00e1c b\u1ed9 ban ng\u00e0nh ban h\u00e0nh nhi\u1ec1u khi ch\u01b0a r\u00f5 r\u00e0ng, ch\u1ed3ng ch\u00e9o, m\u1ed7i l\u00fac l\u1ea1i h\u01b0\u1edbng d\u1eabn m\u1ed9t c\u00e1ch kh\u00e1c nhau, \u0111\u1ea9y h\u1ecd v\u00e0o th\u1ebf sai. \u0110\u1ebfn khi ki\u1ec3m tra ph\u00e1t hi\u1ec7n ra l\u1ed7i sai \u0111\u00f3 th\u00ec c\u01a1 quan ch\u1ee9c n\u0103ng cho r\u1eb1ng do doanh nghi\u1ec7p v\u00e0 truy thu thu\u1ebf r\u1ea5t l\u1edbn. Theo \u00f4ng, l\u00e0m sao \u0111\u1ec3 doanh nghi\u1ec7p tr\u00e1nh \u0111\u01b0\u1ee3c vi\u1ec7c n\u00e0y?<\/em><\/p>\n

T\u00f4i cho r\u1eb1ng ngo\u00e0i c\u00e1ch th\u1ee9c, ph\u01b0\u01a1ng ph\u00e1p, tr\u00ecnh \u0111\u1ed9 qu\u1ea3n l\u00fd c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng th\u00ec m\u1ed9t y\u1ebfu t\u1ed1 v\u00f4 c\u00f9ng quan tr\u1ecdng m\u00e0 theo nh\u01b0 ch\u01b0\u01a1ng tr\u00ecnh Qu\u1ed1c h\u1ed9i \u0111\u1eb7t ra \u0111\u00f3 l\u00e0 s\u1eeda \u0111\u1ed5i \u201cg\u1ed1c\u201d \u2013 t\u1ee9c lu\u1eadt ban h\u00e0nh v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt. Lu\u1eadt \u0111\u00f3 ph\u1ea3i gi\u1ea3i quy\u1ebft theo h\u01b0\u1edbng thu\u1eadn l\u1ee3i cho doanh nghi\u1ec7p.<\/p>\n

\u1ede c\u00e1c n\u01b0\u1edbc, doanh nghi\u1ec7p, ng\u01b0\u1eddi d\u00e2n \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn v\u0103n b\u1ea3n n\u00e0o c\u00f3 l\u1ee3i, thu\u1eadn l\u1ee3i th\u00ec h\u1ecd \u00e1p d\u1ee5ng, c\u00f2n c\u01a1 quan nh\u00e0 n\u01b0\u1edbc l\u00e0m sai, ban h\u00e0nh v\u0103n b\u1ea3n ch\u1ed3ng ch\u00e9o th\u00ec c\u01a1 quan \u0111\u00f3 ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. Hi\u1ec7n nay, c\u00e1c v\u0103n b\u1ea3n c\u1ee7a ch\u00fang ta \u0111ang khi\u1ebfn doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi d\u00e2n lu\u00f4n lu\u00f4n b\u1ecb b\u1eaft b\u1ebb.<\/p>\n

Theo \u00f4ng, c\u00f3 chi ph\u00ed kh\u00f4ng ch\u00ednh th\u1ee9c x\u1ea3y ra gi\u1eefa doanh nghi\u1ec7p v\u00e0 c\u01a1 quan thu\u1ebf hay kh\u00f4ng?<\/em><\/p>\n

M\u1ecdi c\u00e1i kh\u00f4ng r\u00f5 r\u00e0ng th\u00ec s\u1ebd d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng m\u1eb7c c\u1ea3, ti\u00eau c\u1ef1c, nh\u0169ng nhi\u1ec5u. B\u1edfi khi \u0111\u00f3, c\u00f3 ng\u01b0\u1eddi ch\u1ea5p nh\u1eadn th\u1ebf n\u00e0y, ng\u01b0\u1eddi ch\u1ea5p nh\u1eadn th\u1ebf kh\u00e1c. Doanh nghi\u1ec7p ph\u1ea3i \u0111i gi\u1ea3i th\u00edch, tr\u00ecnh b\u00e0y, \u0111\u01b0\u1ee3c hay kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn ph\u1ee5 thu\u1ed9c v\u00e0o \u00fd ch\u00ed ch\u1ee7 quan c\u1ee7a c\u00e1n b\u1ed9 th\u00ec r\u1ea5t d\u1ec5 x\u1ea3y ra ti\u00eau c\u1ef1c, tham nh\u0169ng, sai ph\u1ea1m.<\/p>\n

Xin c\u1ea3m \u01a1n \u00f4ng!<\/em><\/p>\n

T\u00e2m An<\/strong><\/p>\n

\n

CafeLand (G\u00f3c nh\u00ecn chuy\u00ean gia) 20-12-2018:<\/em><\/strong><\/p>\n

https:\/\/cafeland.vn\/phan-tich\/khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu-77432.html<\/em><\/a><\/p>\n

(1.560\/1.560)<\/em>","protected":false},"excerpt":{"rendered":"

(CFL) – \u0110\u00f3 l\u00e0 \u0111\u00e1nh gi\u00e1 c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, U\u1ef7 vi\u00ean Ban ch\u1ea5p h\u00e0nh H\u1ed9i c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p Vi\u1ec7t Nam, li\u00ean quan \u0111\u1ebfn quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20% c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20\/2017. CafeLand:\u00a0Ng\u00e0y 24-2-2017, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh 20\/2017 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n […]<\/p>\n","protected":false},"author":7,"featured_media":13032,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-13023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n2.450. Kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20%: Quy \u0111\u1ecbnh kh\u00f4ng r\u00f5 r\u00e0ng, l\u1ec7ch m\u1ee5c ti\u00eau. - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-2-450-khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]2.450. Kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20%: Quy \u0111\u1ecbnh kh\u00f4ng r\u00f5 r\u00e0ng, l\u1ec7ch m\u1ee5c ti\u00eau.[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(CFL) – \u0110\u00f3 l\u00e0 \u0111\u00e1nh gi\u00e1 c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, U\u1ef7 vi\u00ean Ban ch\u1ea5p h\u00e0nh H\u1ed9i c\u00e1c nh\u00e0 qu\u1ea3n tr\u1ecb doanh nghi\u1ec7p Vi\u1ec7t Nam, li\u00ean quan \u0111\u1ebfn quy \u0111\u1ecbnh kh\u1ed1ng ch\u1ebf chi ph\u00ed l\u00e3i vay 20% c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 20\/2017. CafeLand:\u00a0Ng\u00e0y 24-2-2017, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Ngh\u1ecb \u0111\u1ecbnh 20\/2017 quy \u0111\u1ecbnh v\u1ec1 qu\u1ea3n […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/en\/tieng-viet-2-450-khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2018-12-20T15:06:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-10T15:18:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/Screen-Shot-2022-03-10-at-22.16.23.png\" \/>\n\t<meta property=\"og:image:width\" content=\"403\" \/>\n\t<meta property=\"og:image:height\" content=\"236\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-2-450-khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/en\/tieng-viet-2-450-khong-che-chi-phi-lai-vay-20-quy-dinh-khong-ro-rang-lech-muc-tieu\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/3ed6356b2b43ea929d46dfbdac9c841c\"},\"headline\":\"2.450. 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