{"id":1372,"date":"2020-04-23T13:28:05","date_gmt":"2020-04-23T06:28:05","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=1372"},"modified":"2024-10-30T09:23:25","modified_gmt":"2024-10-30T02:23:25","slug":"262-dieu-chinh-chi-phi-lai-vay-voi-doanh-nghiep-tren-thong-duoi-khong-thoang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/262-dieu-chinh-chi-phi-lai-vay-voi-doanh-nghiep-tren-thong-duoi-khong-thoang\/","title":{"rendered":"262. \u0110i\u1ec1u ch\u1ec9nh chi ph\u00ed l\u00e3i vay v\u1edbi doanh nghi\u1ec7p: tr\u00ean th\u00f4ng d\u01b0\u1edbi kh\u00f4ng tho\u00e1ng"},"content":{"rendered":"

\u0110i\u1ec1u ch\u1ec9nh chi ph\u00ed l\u00e3i vay v\u1edbi doanh nghi\u1ec7p: tr\u00ean th\u00f4ng d\u01b0\u1edbi kh\u00f4ng tho\u00e1ng<\/span><\/h4>\n
(KTSG) –\u00a0Ch\u1ec9 khi kho\u1ea3n chi ph\u00ed l\u00e3i vay c\u00f3 y\u1ebfu t\u1ed1 chuy\u1ec3n gi\u00e1, th\u00ec m\u1edbi ph\u1ea3i \u00e1p \u0111\u1eb7t gi\u1edbi h\u1ea1n \u0111\u1ec3 tr\u00e1nh th\u1ea5t thu thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p; c\u00f2n n\u1ebfu kho\u1ea3n chi kh\u00f4ng h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 th\u00ec d\u00f9 1 \u0111\u1ed3ng c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn.<\/strong><\/h5>\n

\"\u0110i\u1ec1u<\/p>\n

Ba n\u0103m ki\u1ebfn ngh\u1ecb<\/strong><\/h5>\n

S\u1ef1 b\u1ea5t c\u1eadp r\u00f5 r\u00e0ng v\u1ec1 gi\u1edbi h\u1ea1n t\u1ed5ng chi ph\u00ed l\u00e3i vay kh\u00f4ng qu\u00e1 20%, theo Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 20\/2017\/N\u0110-CP ng\u00e0y 24-02-2017 c\u1ee7a Chi\u0301nh phu\u0309, \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n ngay t\u1eeb k\u1ef3 quy\u1ebft to\u00e1n thu\u1ebf doanh nghi\u1ec7p \u0111\u1ea7u ti\u00ean v\u00e0o qu\u00ed 1-2018.<\/p>\n

T\u00f4i \u0111\u00e3 c\u00f3 b\u00e0i tham lu\u1eadn, trong \u0111\u00f3 kh\u1eb3ng \u0111\u1ecbnh, quy \u0111\u1ecbnh tr\u00ean thi\u1ebfu ba c\u00e1i l\u00fd l\u00e0: kh\u00f4ng \u0111\u1ee7 c\u01a1 s\u1edf ph\u00e1p l\u00fd, quy \u0111\u1ecbnh kh\u00f4ng h\u1ee3p l\u00fd v\u00e0 \u00e1p d\u1ee5ng kh\u00f4ng h\u1ee3p l\u00fd, t\u1ea1i h\u1ed9i th\u1ea3o v\u1ec1 ngh\u1ecb \u0111\u1ecbnh n\u00e0y do Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n Vi\u1ec7t nam t\u1ed5 ch\u1ee9c v\u00e0o ng\u00e0y 14-12-2018.<\/p>\n

Kh\u00f4ng \u0111\u1ee7 c\u01a1 s\u1edf ph\u00e1p l\u00fd, v\u00ec n\u00f3 l\u00e0 m\u1ed9t quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf quy\u1ec1n c\u1ee7a doanh nghi\u1ec7p nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong c\u00e1c lu\u1eadt thu\u1ebf, n\u00ean tr\u00e1i v\u1edbi B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015. Hi\u1ec7n nay, v\u1ea5n \u0111\u1ec1 n\u00e0y m\u1edbi \u0111\u01b0\u1ee3c \u0111\u01b0a v\u00e0o Lu\u1eadt Qu\u1ea3n l\u00fd thu\u1ebf n\u0103m 2019, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1-7-2020 s\u1eafp t\u1edbi.<\/p>\n

<\/h6>\n

Quy \u0111\u1ecbnh kh\u00f4ng h\u1ee3p l\u00fd, v\u00ec n\u00f3 c\u00f3 th\u1ec3 th\u1ef1c s\u1ef1 l\u00e0 c\u00e1c kho\u1ea3n chi ph\u00ed h\u1ee3p l\u00fd, h\u1ee3p l\u1ec7 v\u00e0 h\u1ee3p ph\u00e1p. V\u1edbi \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a c\u00e1c doanh nghi\u1ec7p Vi\u1ec7t Nam, v\u1ed1n vay r\u1ea5t l\u1edbn, l\u00e3i su\u1ea5t r\u1ea5t cao, do \u0111\u00f3 chi ph\u00ed l\u00e3i vay cao h\u01a1n 20% th\u00ec c\u0169ng v\u1eabn r\u1ea5t b\u00ecnh th\u01b0\u1eddng, trong khi Lu\u1eadt Doanh nghi\u1ec7p v\u00e0 c\u00e1c lu\u1eadt kh\u00e1c kh\u00f4ng c\u00f3 h\u1ea1n ch\u1ebf v\u1ec1 t\u1ef7 l\u1ec7 v\u1ed1n vay.<\/p>\n

\u00c1p d\u1ee5ng kh\u00f4ng h\u1ee3p l\u00fd, v\u00ec n\u00f3 kh\u00f4ng nh\u1eb1m \u00e1p \u0111\u1eb7t \u0111\u1ed1i v\u1edbi m\u1ecdi doanh nghi\u1ec7p, m\u00e0 ch\u1ec9 nh\u1eb1m v\u00e0o c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u00f3 t\u1ed5ng chi ph\u00ed l\u00e3i vay l\u1edbn \u0111\u1ed3ng th\u1eddi v\u1edbi vi\u1ec7c c\u00f3 d\u1ea5u hi\u1ec7u chuy\u1ec3n gi\u00e1. Do \u0111\u00f3, m\u1ee5c ti\u00eau ch\u1ee7 y\u1ebfu l\u00e0 nh\u1eb1m tr\u00e1nh th\u1ea5t thu thu\u1ebf \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p c\u00f3 giao d\u1ecbch li\u00ean k\u1ebft v\u1edbi n\u01b0\u1edbc ngo\u00e0i m\u00e0 ch\u00fang ta g\u1ea7n nh\u01b0 kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c chi ph\u00ed \u0111\u1ea7u v\u00e0o v\u00e0 gi\u00e1 b\u00e1n h\u00e0ng \u0111\u1ea7u ra.<\/p>\n

Quy \u0111\u1ecbnh kh\u00f4ng \u0111\u00fang v\u00e0 s\u1ef1 \u00e1p \u0111\u1eb7t sai v\u00e0o th\u1ef1c t\u1ebf c\u00e0ng b\u1ed9c l\u1ed9 r\u00f5 h\u01a1n \u0111\u1ed1i v\u1edbi t\u1eadp \u0111o\u00e0n Ho\u00e0ng Anh Gia Lai \u0111ang l\u1ed7 h\u00e0ng tr\u0103m t\u1ec9 \u0111\u1ed3ng, nh\u01b0ng l\u1ea1i b\u1ecb \u00e1p \u0111\u1eb7t c\u00f3 l\u00e3i v\u00e0 d\u1eabn \u0111\u1ebfn h\u1eadu qu\u1ea3 ph\u1ea3i l\u1ed7 th\u00eam h\u00e0ng tr\u0103m t\u1ec9 \u0111\u1ed3ng v\u00ec kho\u1ea3n thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p.<\/p>\n

Su\u1ed1t ba n\u0103m qua, \u0111\u00e3 c\u00f3 r\u1ea5t nhi\u1ec1u \u00fd ki\u1ebfn y\u00eau c\u1ea7u s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh tr\u00ean, trong \u0111\u00f3 ri\u00eang t\u00f4i c\u0169ng \u0111\u00e3 l\u00ean ti\u1ebfng h\u00e0ng ch\u1ee5c l\u1ea7n.<\/p>\n

Gian nan x\u1eed l\u00fd<\/strong><\/h5>\n

Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u00e3 ba l\u1ea7n y\u00eau c\u1ea7u s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh b\u1ea5t h\u1ee3p l\u00fd n\u00f3i tr\u00ean theo h\u01b0\u1edbng t\u0103ng gi\u1edbi h\u1ea1n h\u01a1n 20%, nh\u01b0ng B\u1ed9 T\u00e0i ch\u00ednh v\u1eabn ch\u1ea7n ch\u1eeb k\u00e9o d\u00e0i.<\/p>\n

T\u1ea1i sao su\u1ed1t ba n\u0103m tr\u1eddi m\u00e0 kh\u00f4ng s\u1eeda xong m\u1ed9t \u0111i\u1ec1u trong ngh\u1ecb \u0111\u1ecbnh r\u00f5 r\u00e0ng l\u00e0 b\u1ea5t h\u1ee3p l\u00fd? N\u1ebfu s\u1eeda ngay t\u1eeb hai n\u0103m tr\u01b0\u1edbc, th\u00ec v\u1ea5n \u0111\u1ec1 nh\u1eb9 nh\u00e0ng, \u0111\u01a1n gi\u1ea3n h\u01a1n.<\/p>\n

\u0110\u1ebfn \u0111\u1ea7u n\u0103m 2020, c\u00f9ng v\u1edbi vi\u1ec7c s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh tr\u00ean l\u00e0 v\u1ea5n \u0111\u1ec1 cho h\u1ed3i t\u1ed1 (\u00e1p d\u1ee5ng quy \u0111\u1ecbnh m\u1edbi cho c\u00e1c n\u0103m tr\u01b0\u1edbc) \u0111\u1ed1i v\u1edbi s\u1ed1 ti\u1ec1n g\u1ea7n 5.000 t\u1ec9 \u0111\u1ed3ng thu\u1ebf kh\u00f4ng h\u1ee3p l\u00fd v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111a s\u1ed1 c\u00e1c th\u00e0nh vi\u00ean Ch\u00ednh ph\u1ee7 th\u00f4ng qua.<\/p>\n

\u0110\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 chuy\u1ec7n \u01b0u \u0111\u00e3i hay h\u1ed7 tr\u1ee3 doanh nghi\u1ec7p, m\u00e0 l\u00e0 s\u1eeda sai m\u1ed9t c\u00e1ch \u0111\u00e0ng ho\u00e0ng, s\u00f2ng ph\u1eb3ng, nh\u1ea5t l\u00e0 trong th\u1eddi k\u1ef3 v\u00f4 c\u00f9ng kh\u00f3 kh\u0103n do d\u1ecbch b\u1ec7nh hi\u1ec7n nay.<\/p>\n

<\/h6>\n

Tuy nhi\u00ean, B\u1ed9 T\u00e0i ch\u00ednh v\u1eabn b\u1ea3o l\u01b0u quan \u0111i\u1ec3m kh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi quy \u0111\u1ecbnh h\u1ed3i t\u1ed1. C\u00f9ng c\u0103n c\u1ee9 v\u00e0o \u0111i\u1ec1u 152, Lu\u1eadt Ban h\u00e0nh v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt n\u0103m 2015, nh\u01b0ng B\u1ed9 T\u01b0 ph\u00e1p th\u00ec cho r\u1eb1ng kh\u00f4ng v\u01b0\u1edbng m\u1eafc, c\u00f2n B\u1ed9 T\u00e0i ch\u00ednh th\u00ec l\u1ea1i cho r\u1eb1ng lu\u1eadt kh\u00f4ng cho ph\u00e9p, v\u00ec kh\u00f4ng thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p \u201c\u0111\u1ec3 b\u1ea3o \u0111\u1ea3m l\u1ee3i \u00edch chung c\u1ee7a x\u00e3 h\u1ed9i\u201d.<\/p>\n

Nguy\u00ean nh\u00e2n l\u00e0 do c\u00e1ch hi\u1ec3u lu\u1eadt theo \u00fd m\u00ecnh, m\u00e0 b\u1ecf qua quy \u0111\u1ecbnh r\u1eb1ng lu\u1eadt c\u00f2n cho ph\u00e9p h\u1ed3i t\u1ed1 trong tr\u01b0\u1eddng h\u1ee3p th\u1ee9 hai, l\u00e0 \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m \u201cth\u1ef1c hi\u1ec7n quy\u1ec1n, l\u1ee3i \u00edch c\u1ee7a t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n\u201d.<\/p>\n

Kh\u00f4ng nh\u1eefng th\u1ebf, \u0111i\u1ec1u 47 Lu\u1eadt Qu\u1ea3n l\u00fd thu\u1ebf hi\u1ec7n h\u00e0nh c\u00f2n quy \u0111\u1ecbnh r\u00f5, trong th\u1eddi h\u1ea1n 10 n\u0103m, n\u1ebfu s\u1ed1 ti\u1ec1n thu\u1ebf \u0111\u00e3 n\u1ed9p l\u1edbn h\u01a1n s\u1ed1 ph\u1ea3i n\u1ed9p th\u00ec \u0111\u01b0\u1ee3c b\u00f9 tr\u1eeb s\u1ed1 ti\u1ec1n thu\u1ebf, k\u1ec3 c\u1ea3 vi\u1ec7c b\u00f9 tr\u1eeb gi\u1eefa c\u00e1c lo\u1ea1i thu\u1ebf v\u1edbi nhau ho\u1eb7c tr\u1eeb v\u00e0o s\u1ed1 ti\u1ec1n thu\u1ebf ph\u1ea3i n\u1ed9p c\u1ee7a l\u1ea7n n\u1ed9p thu\u1ebf ti\u1ebfp theo.<\/p>\n

K\u1ebft th\u00fac v\u1eabn ch\u01b0a tr\u1ecdn v\u1eb9n<\/strong><\/h5>\n

S\u1ef1 vi\u1ec7c c\u1ee9 dai d\u1eb3ng cho \u0111\u1ebfn khi Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u00e3 y\u00eau c\u1ea7u ph\u1ea3i tr\u00ecnh ban h\u00e0nh ngh\u1ecb \u0111\u1ecbnh v\u00e0o ng\u00e0y 20-4-2020 theo h\u01b0\u1edbng cho ph\u00e9p \u00e1p d\u1ee5ng h\u1ed3i t\u1ed1 th\u00ec m\u1ecdi vi\u1ec7c m\u1edbi \u0111\u1ebfn h\u1ed3i k\u1ebft th\u00fac.<\/p>\n

Tuy nhi\u00ean, v\u1ea5n \u0111\u1ec1 v\u1eabn ch\u01b0a tr\u1ecdn v\u1eb9n khi ch\u1ec9 d\u1eebng l\u1ea1i \u1edf ch\u1ed7 cho h\u1ed3i t\u1ed1 kho\u1ea3n \u0111\u00e3 thu l\u1ed1 v\u00e0 n\u00e2ng gi\u1edbi h\u1ea1n t\u1ed5ng chi ph\u00ed l\u00e3i vay t\u1eeb 20% l\u00ean 30%.<\/p>\n

Vi\u1ec7c n\u00e0y gi\u1ed1ng v\u1edbi c\u00e2u chuy\u1ec7n quy \u0111\u1ecbnh v\u1ec1 tr\u1ea7n chi ph\u00ed qu\u1ea3ng c\u00e1o 10%. T\u1eeb n\u0103m 2007, t\u00f4i \u0111\u00e3 tham gia ki\u1ebfn ngh\u1ecb b\u00e3i b\u1ecf, cho \u0111\u1ebfn n\u0103m 2013 m\u1edbi \u0111\u01b0\u1ee3c t\u0103ng l\u00ean 15%, tuy nhi\u00ean l\u1ea1i ch\u1ec9 \u00e1p d\u1ee5ng cho ba n\u0103m \u0111\u1ea7u c\u1ee7a doanh nghi\u1ec7p. Nh\u01b0ng b\u1ea5t ng\u1edd m\u1ed9t n\u0103m sau, m\u1ecdi gi\u1edbi h\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c b\u00e3i b\u1ecf khi s\u1eeda \u0111\u1ed5i Lu\u1eadt Thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p. T\u1ee9c l\u00e0 doanh nghi\u1ec7p c\u00f3 th\u1ec3 chi qu\u1ea3ng c\u00e1o 100% chi ph\u00ed v\u1eabn h\u1ee3p ph\u00e1p. V\u00e0 th\u1ef1c t\u1ebf cho th\u1ea5y s\u1ef1 vi\u1ec7c ch\u1ec9 c\u00f3 \u0111\u01a1n gi\u1ea3n, minh b\u1ea1ch v\u00e0 t\u1ed1t \u0111\u1eb9p h\u01a1n m\u00e0 th\u00f4i.<\/p>\n

Mong ch\u1edd s\u1ebd \u0111\u1ebfn ng\u00e0y b\u1ecf h\u1eb3n gi\u1edbi h\u1ea1n t\u1ed5ng chi ph\u00ed l\u00e3i vay \u0111\u1ed1i v\u1edbi c\u00e1c doanh nghi\u1ec7p kh\u00f4ng c\u00f3 y\u1ebfu t\u1ed1 chuy\u1ec3n gi\u00e1.<\/h5>\n

Lu\u1eadt s\u01b0<\/span><\/a> Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a><\/em><\/strong><\/p>\n

Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt<\/a> ANVI<\/a>, Tr\u1ecdng t\u00e0i vi\u00ean VIAC<\/em><\/strong><\/p>\n

——————-<\/em><\/p>\n

Th\u1eddi b\u00e1o Kinh t\u1ebf S\u00e0i G\u00f2n (C\u00e2u chuy\u1ec7n qu\u1ea3n tr\u1ecb) 23-4-2020:<\/em><\/p>\n

https:\/\/www.thesaigontimes.vn\/302743\/dieu-chinh-chi-phi-lai-vay-voi-doanh-nghiep-tren-thong-duoi-khong-thoang-.html<\/a><\/em><\/p>\n

(1.037\/1.037)<\/em>","protected":false},"excerpt":{"rendered":"

\u0110i\u1ec1u ch\u1ec9nh chi ph\u00ed l\u00e3i vay v\u1edbi doanh nghi\u1ec7p: tr\u00ean th\u00f4ng d\u01b0\u1edbi kh\u00f4ng tho\u00e1ng (KTSG) –\u00a0Ch\u1ec9 khi kho\u1ea3n chi ph\u00ed l\u00e3i vay c\u00f3 y\u1ebfu t\u1ed1 chuy\u1ec3n gi\u00e1, th\u00ec m\u1edbi ph\u1ea3i \u00e1p \u0111\u1eb7t gi\u1edbi h\u1ea1n \u0111\u1ec3 tr\u00e1nh th\u1ea5t thu thu\u1ebf thu nh\u1eadp doanh nghi\u1ec7p; c\u00f2n n\u1ebfu kho\u1ea3n chi kh\u00f4ng h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 th\u00ec d\u00f9 1 […]<\/p>\n","protected":false},"author":1,"featured_media":1373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14,26],"tags":[34,38],"class_list":["post-1372","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nghien-cuu-bao-chi","category-legal-media","tag-luat-su-doanh-nghiep","tag-luat-su-thue"],"acf":[],"yoast_head":"\n262. \u0110i\u1ec1u ch\u1ec9nh chi ph\u00ed l\u00e3i vay v\u1edbi doanh nghi\u1ec7p: tr\u00ean th\u00f4ng d\u01b0\u1edbi kh\u00f4ng tho\u00e1ng - 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