{"id":14207,"date":"2017-12-07T15:17:14","date_gmt":"2017-12-07T08:17:14","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=14207"},"modified":"2022-03-18T15:20:29","modified_gmt":"2022-03-18T08:20:29","slug":"1-921-ngan-hang-gap-kho-duoc-vay-dac-biet-bao-hiem-nua-voi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-921-ngan-hang-gap-kho-duoc-vay-dac-biet-bao-hiem-nua-voi\/","title":{"rendered":"1.921. Ng\u00e2n h\u00e0ng g\u1eb7p kh\u00f3 \u0111\u01b0\u1ee3c vay \u0111\u1eb7c bi\u1ec7t: B\u1ea3o hi\u1ec3m n\u1eeda v\u1eddi"},"content":{"rendered":"(\u0110V) – \u1ede Vi\u1ec7t Nam, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u00edt c\u0169ng nh\u01b0 ng\u01b0\u1eddi g\u1eedi nhi\u1ec1u, b\u1ea3o \u0111\u1ea3m cho c\u1ea3 tr\u0103m t\u1ef7, ngh\u00ecn t\u1ef7 \u0111\u1ed3ng c\u0169ng nh\u01b0 tr\u0103m tri\u1ec7u \u0111\u1ed3ng.<\/strong><\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 x\u00e2y d\u1ef1ng d\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t c\u00f3 th\u1ec3 vay ti\u1ec1n.<\/p>\n

Theo d\u1ef1 th\u1ea3o n\u00e0y,\u00a0NHNN s\u1ebd cho vay \u0111\u1eb7c bi\u1ec7t khi TCTD c\u00f3 nguy c\u01a1 m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, ho\u1eb7c l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng.<\/p>\n

Kho\u1ea3n vay \u0111\u1eb7c bi\u1ec7t h\u1ed7 tr\u1ee3 thanh kho\u1ea3n s\u1ebd ch\u1ec9 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch chi tr\u1ea3 ti\u1ec1n g\u1eedi cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n l\u00e0 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n. Th\u1eddi h\u1ea1n cho vay t\u1ed1i \u0111a l\u00e0 2 n\u0103m nh\u01b0ng kh\u00f4ng qu\u00e1 th\u1eddi h\u1ea1n ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. L\u00e3i su\u1ea5t kho\u1ea3n vay \u0111\u1eb7c bi\u1ec7t c\u00f3 th\u1ec3 \u01b0u \u0111\u00e3i \u0111\u1ebfn m\u1ee9c 0%.<\/p>\n

Trao \u0111\u1ed5i v\u1ec1 ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y, m\u1ed9t s\u1ed1 chuy\u00ean gia cho r\u1eb1ng, \u0111\u00e2y l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p c\u1ee7a NHNN nh\u1eb1m v\u1eeba gi\u00fap cho ng\u00e2n h\u00e0ng c\u00f3 nguy c\u01a1 m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, ho\u1eb7c l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng m\u1ea5t kh\u1ea3 n\u0103ng chi tr\u1ea3, \u0111e d\u1ecda s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a h\u1ec7 th\u1ed1ng c\u00f3 th\u1ec3 kinh doanh tr\u1edf l\u1ea1i v\u1eeba b\u1ea3o v\u1ec7 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t s\u1ebd \u0111\u01b0\u1ee3c vay ti\u1ec1n \u0111\u1ec3 tr\u1ea3 cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n l\u00e0 c\u00e1 nh\u00e2n<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Theo PGS.TS Ng\u00f4 H\u01b0\u1edbng, nguy\u00ean Hi\u1ec7u tr\u01b0\u1edfng \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP.HCM: “\u0110\u00e2y l\u00e0 \u0111i\u1ec1u b\u00ecnh th\u01b0\u1eddng. L\u00e2u nay\u00a0ng\u00e2n h\u00e0ng\u00a0\u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t\u00a0\u0111\u1eb7c bi\u1ec7t v\u1eabn\u00a0\u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, ch\u1ec9 c\u00f3\u00a0\u0111i\u1ec1u b\u00e2y gi\u1edd ra th\u00eam\u00a0v\u0103n b\u1ea3n cho r\u00f5 r\u00e0ng, minh b\u1ea1ch.<\/p>\n

N\u00f3 kh\u00f4ng h\u1ec1 m\u00e2u thu\u1eabn v\u1edbi Lu\u1eadt b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi b\u1edfi b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi chi \u00e1p d\u1ee5ng khi ng\u00e2n h\u00e0ng tuy\u00ean b\u1ed1 ph\u00e1 s\u1ea3n, c\u00f2n \u1edf \u0111\u00e2y ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t, ch\u01b0a r\u01a1i v\u00e0o ph\u00e1 s\u1ea3n”.<\/p>\n

B\u1ed5 sung th\u00eam, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC) cho bi\u1ebft, d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 n\u00e0y l\u00e0 bi\u1ec7n ph\u00e1p h\u1ed7 tr\u1ee3 cho ng\u00e2n h\u00e0ng v\u00e0 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, c\u00f2n b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi kh\u00f4ng ph\u1ea3i l\u00e0 h\u1ed7 tr\u1ee3 n\u1eefa m\u00e0 nguy\u00ean t\u1eafc l\u00e0 ph\u1ea3i b\u1ea3o \u0111\u1ea3m an to\u00e0n cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u00e0 h\u1ec7 th\u1ed1ng.<\/em><\/p>\n

“Quy \u0111\u1ecbnh n\u00e0y l\u00e0 c\u1ee7a Vi\u1ec7t Nam, c\u00f2n b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi c\u1ea3 th\u1ebf gi\u1edbi \u0111\u1ec1u l\u00e0m, \u0111\u00e1ng l\u1ebd l\u00e0m t\u1ed1t v\u1ea5n \u0111\u1ec1 b\u1ea3o hi\u1ec3m th\u00ec vi\u1ec7c h\u1ed7 tr\u1ee3 n\u00f3i tr\u00ean s\u1ebd gi\u1ea3m \u0111i, th\u1eadm ch\u00ed kh\u00f4ng ph\u1ea3i l\u00e0m. Nh\u01b0ng v\u00ec b\u1ea3o hi\u1ec3m c\u1ee7a Vi\u1ec7t Nam qu\u00e1 \u00edt ti\u1ec1n n\u00ean ph\u1ea3i t\u0103ng tr\u01b0\u1eddng h\u1ed7 tr\u1ee3 \u0111\u1ec3 b\u00f9 v\u00e0o”, \u00f4ng gi\u1ea3i th\u00edch.<\/em><\/p>\n

LS Tr\u01b0\u01a1ng Thanh\u00a0\u0110\u1ee9c\u00a0cho bi\u1ebft, theo quy \u0111\u1ecbnh c\u1ee7a d\u1ef1 th\u1ea3o, khi ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t, c\u00e1 nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m, c\u00f2n ph\u00e1p nh\u00e2n, c\u00e1c t\u1ed5 ch\u1ee9c kh\u00e1c kh\u00f4ng\u00a0thu\u1ed9c di\u1ec7n \u01b0u ti\u00ean, n\u1ebfu ng\u00e2n h\u00e0ng c\u00f2n ti\u1ec1n th\u00ec \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3,\u00a0c\u00f3 th\u1ec3 ph\u1ea3i ch\u1ecbu m\u1ea5t n\u1ebfu ng\u00e2n h\u00e0ng ph\u00e1 s\u1ea3n.\u00a0<\/em><\/p>\n

“Tuy nhi\u00ean,\u00a0\u0111i\u1ec1u kh\u00f4ng r\u1ea1ch r\u00f2i,\u00a0kh\u00f4ng r\u00f5 r\u00e0ng, kh\u00f4ng s\u00f2ng ph\u1eb3ng v\u00e0 kh\u00f4ng c\u00f4ng b\u1eb1ng\u00a0\u1edf Vi\u1ec7t Nam l\u00e0\u00a0ng\u01b0\u1eddi g\u1eedi ti\u1ec1n\u00a0\u00edt c\u0169ng nh\u01b0 ng\u01b0\u1eddi g\u1eedi nhi\u1ec1u, kh\u00f4ng c\u00f3 s\u1ef1 ph\u00e2n bi\u1ec7t.<\/em><\/p>\n

\u0110\u00e1ng l\u1ebd ph\u1ea3i xem l\u1ea1i b\u1ea3o v\u1ec7 b\u1ea3o v\u1ec7 s\u1ed1 \u0111\u00f4ng hay s\u1ed1 \u00edt ng\u01b0\u1eddi g\u1eedi ti\u1ebft ki\u1ec7m m\u00e0 g\u1eedi nhi\u1ec1u, kh\u00f4ng th\u1ec3 n\u00e0o b\u1ea3o \u0111\u1ea3m cho c\u1ea3 tr\u0103m t\u1ef7, ngh\u00ecn t\u1ef7 \u0111\u1ed3ng c\u0169ng nh\u01b0 ng\u01b0\u1eddi g\u1eedi tr\u0103m tri\u1ec7u \u0111\u1ed3ng”, v\u1ecb chuy\u00ean gia nh\u1eadn x\u00e9t.<\/em><\/p>\n

Theo d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0, TCTD kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng kho\u1ea3n vay \u0111\u1eb7c bi\u1ec7t t\u1ea1i\u00a0NHNN \u0111\u1ec3 chi tr\u1ea3 cho ng\u01b0\u1eddi c\u00f3 li\u00ean quan c\u1ee7a TCTD; ng\u01b0\u1eddi \u0111i\u1ec1u h\u00e0nh, c\u1ed5 \u0111\u00f4ng s\u00e1ng l\u1eadp; ng\u01b0\u1eddi c\u00f3 li\u00ean quan c\u1ee7a ng\u01b0\u1eddi qu\u1ea3n l\u00fd, ng\u01b0\u1eddi \u0111i\u1ec1u h\u00e0nh, c\u1ed5 \u0111\u00f4ng l\u1edbn, c\u1ed5 \u0111\u00f4ng s\u00e1ng l\u1eadp.<\/p>\n

Tr\u01b0\u1edbc b\u0103n kho\u0103n quy \u0111\u1ecbnh nh\u01b0 v\u1eady c\u00f3 gi\u1ea3i quy\u1ebft t\u1eadn g\u1ed1c \u0111\u01b0\u1ee3c nguy c\u01a1 nh\u1eefng nh\u00f3m l\u1ee3i \u00edch tr\u1ee5c l\u1ee3i t\u1eeb ch\u00ednh s\u00e1ch n\u00e0y hay kh\u00f4ng, \u0111\u1eb7c bi\u1ec7t khi s\u1edf h\u1eefu ch\u00e9o \u0111\u01b0\u1ee3c nh\u1eadn di\u1ec7n l\u00e0 m\u1ed9t ma tr\u1eadn, t\u1edbi gi\u1edd v\u1eabn ch\u01b0a x\u1eed l\u00fd xong?, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng v\u1ea5n \u0111\u1ec1 n\u00e0y kh\u00f4ng li\u00ean quan \u0111\u1ebfn chuy\u1ec7n tr\u1ee5c l\u1ee3i.\u00a0<\/em><\/p>\n

Theo\u00a0\u00f4ng,\u00a0\u0111\u01b0\u01a1ng nhi\u00ean nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng tr\u00ean kh\u00f4ng \u0111\u01b0\u1ee3c \u01b0u ti\u00ean v\u00ec h\u1ecd bi\u1ebft \u0111\u01b0\u1ee3c th\u00f4ng tin, l\u00e0 ng\u01b0\u1eddi trong cu\u1ed9c v\u00e0 l\u00e0 nh\u1eefng ng\u01b0\u1eddi cu\u1ed1i c\u00f9ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/em><\/p>\n

Nh\u1eefng ng\u01b0\u1eddi n\u00e0y c\u00f3 th\u1ec3 c\u0169ng g\u1eedi ti\u1ec1n v\u00e0o ng\u00e2n h\u00e0ng \u0111\u00f3 v\u00e0 s\u00f2ng ph\u1eb3ng ra c\u0169ng ph\u1ea3i b\u1ea3o \u0111\u1ea3m nh\u01b0 nhau, nh\u01b0ng v\u00ec\u00a0c\u01a1 h\u1ed9i nh\u1eefng ng\u01b0\u1eddi kh\u00e1c\u00a0\u0111\u01b0\u1ee3c \u00edt n\u00ean\u00a0Nh\u00e0 n\u01b0\u1edbc d\u00e0nh cho c\u00e1c\u00a0\u0111\u1ed1i t\u01b0\u1ee3ng tr\u00ean th\u1ee9 t\u1ef1\u00a0\u1edf sau. N\u1ebfu\u00a0ti\u1ec1n c\u1ee7a nh\u1eefng ng\u01b0\u1eddi n\u00f3i tr\u00ean \u0111em g\u1eedi ng\u00e2n h\u00e0ng kh\u00e1c th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean h\u1ecd s\u1ebd l\u1ea1i \u0111\u01b0\u1ee3c \u01b0u ti\u00ean.<\/em><\/p>\n

PGS.TS Ng\u00f4 H\u01b0\u1edbng n\u00f3i th\u00eam, v\u1ec1 nguy\u00ean t\u1eafc, ng\u01b0\u1eddi n\u00e0o r\u00fat ti\u1ec1n th\u00ec ng\u00e2n h\u00e0ng tr\u1ea3 cho\u00a0ng\u01b0\u1eddi \u0111\u00f3.\u00a0Nh\u1eefng ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u1edf ng\u00e2n h\u00e0ng l\u00e0 b\u00ecnh \u0111\u1eb3ng\u00a0nh\u01b0 nhau, ng\u01b0\u1eddi n\u00e0o r\u00fat tr\u01b0\u1edbc th\u00ec ng\u00e2n h\u00e0ng chi tr\u1ea3 tr\u01b0\u1edbc cho ng\u01b0\u1eddi \u0111\u00f3.<\/p>\n

“Nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng\u00a0\u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t\u00a0\u0111\u1eb7c bi\u1ec7t\u00a0s\u1eed d\u1ee5ng kho\u1ea3n vay \u0111\u1eb7c bi\u1ec7t \u0111\u1ec3 chi tr\u1ea3 m\u00e0 d\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 \u0111\u1ec1 c\u1eadp kh\u00f4ng g\u1ecdi l\u00e0 th\u00e2n h\u1eefu, m\u00e0 \u0111\u00e2y l\u00e0 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng thu\u1ed9c di\u1ec7n \u01b0u ti\u00ean, cho d\u00f9 h\u1ecd c\u0169ng l\u00e0 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n t\u1ea1i ng\u00e2n h\u00e0ng. B\u1ed9 ph\u1eadn ki\u1ec3m so\u00e1t ph\u1ea3i ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c c\u00e1i n\u00e0y.<\/p>\n

Vi\u1ec7c ki\u1ec3m so\u00e1t xem ng\u00e2n h\u00e0ng c\u00f3 chi tr\u1ea3 cho c\u00e1c\u00a0\u0111\u1ed1i t\u01b0\u1ee3ng n\u00f3i tr\u00ean hay th\u00e2n h\u1eefu hay kh\u00f4ng kh\u00f4ng h\u1ec1 kh\u00f3. Khi chi tr\u1ea3 cho ai, th\u00f4ng tin v\u1ec1\u00a0kh\u00e1ch h\u00e0ng\u00a0\u0111\u00e3 c\u00f3\u00a0s\u1eb5n trong\u00a0h\u1ec7 th\u1ed1ng m\u00e1y t\u00ednh c\u1ee7a ng\u00e2n h\u00e0ng, mu\u1ed1n ki\u1ec3m tra\u00a0th\u00ec s\u1ebd ki\u1ec3m tra\u00a0\u0111\u01b0\u1ee3c ngay.<\/p>\n

V\u1ea5n\u00a0\u0111\u1ec1 \u1edf ch\u1ed7 nh\u1eefng ng\u01b0\u1eddi ki\u1ec3m so\u00e1t, h\u1ecd\u00a0c\u00f3 th\u1ec3\u00a0r\u00fat \u0111i ph\u1ea7n b\u00e1o c\u00e1o b\u1edfi h\u00e0ng ng\u00e0y, b\u1ed9 ph\u1eadn ki\u1ec3m so\u00e1t c\u1ee7a ng\u00e2n h\u00e0ng ph\u1ea3i ki\u1ec3m so\u00e1t \u0111\u1ec3 bi\u1ebft vi\u1ec7c chi tr\u1ea3 c\u00f3 b\u1ecb nh\u1ea7m l\u1eabn hay kh\u00f4ng”, v\u1ecb nguy\u00ean Hi\u1ec7u tr\u01b0\u1edfng \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP.HCM n\u00f3i.<\/p>\n

\u0110\u1eb7t c\u00e2u h\u1ecfi: Vi\u1ec7t Nam \u0111ang ti\u1ebfn l\u00ean chu\u1ea9n m\u1ef1c Basel II, tuy\u00a0nhi\u00ean, n\u1ebfu\u00a0ng\u00e2n h\u00e0ng\u00a0c\u1ee9 l\u00e0m h\u1ecfng v\u00e0 v\u1eabn \u0111\u01b0\u1ee3c c\u1ee9u nh\u01b0 hi\u1ec7n nay,\u00a0li\u1ec7u Vi\u1ec7t Nam\u00a0c\u00f3 th\u1ec3 ti\u1ebfn t\u1edbi m\u1ee5c ti\u00eau n\u00e0y?,\u00a0LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng \u0111\u00e2y l\u00e0 hai v\u1ea5n \u0111\u1ec1 kh\u00e1c nhau, th\u1eadm ch\u00ed c\u00e0ng nh\u01b0 th\u1ebf Vi\u1ec7t Nam\u00a0c\u00e0ng ti\u1ebfn \u0111\u01b0\u1ee3c \u0111\u1ebfn m\u1ee5c ti\u00eau tr\u00ean v\u00ec n\u00f3\u00a0an to\u00e0n, ti\u00eau chu\u1ea9n. Trong tr\u01b0\u1eddng h\u1ee3p Vi\u1ec7t Nam kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c ti\u00eau chu\u1ea9n Basel II th\u00ec\u00a0h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u0169ng kh\u00f4ng \u0111\u1ed5 v\u1ee1, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n\u00a0v\u1eabn c\u00f3 th\u1ec3\u00a0y\u00ean t\u00e2m.<\/em><\/p>\n

“Ch\u1ec9 c\u00f3 \u0111i\u1ec1u \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 b\u00e0i to\u00e1n c\u1ee7a kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng.\u00a0C\u00e1ch l\u00e0m c\u1ee7a Vi\u1ec7t\u00a0Nam v\u1eabn\u00a0n\u1eeda v\u1eddi, b\u1ea3o hi\u1ec3m n\u1eeda v\u1eddi, ph\u00e1 s\u1ea3n n\u1eeda v\u1eddi…”, v\u1ecb chuy\u00ean gia nh\u1eadn x\u00e9t.<\/em><\/p>\n

Th\u00e0nh Lu\u00e2n<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2013<\/strong><\/p>\n

\u0110\u1ea5t Vi\u1ec7t (Kinh t\u1ebf) 07-12-2017:<\/em><\/strong><\/p>\n

http:\/\/baodatviet.vn\/kinh-te\/tai-chinh\/ngan-hang-gap-kho-duoc-vay-dac-biet-bao-hiem-nua-voi-3348514\/<\/a><\/em><\/p>\n

(566\/1.181)<\/em>","protected":false},"excerpt":{"rendered":"

(\u0110V) – \u1ede Vi\u1ec7t Nam, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u00edt c\u0169ng nh\u01b0 ng\u01b0\u1eddi g\u1eedi nhi\u1ec1u, b\u1ea3o \u0111\u1ea3m cho c\u1ea3 tr\u0103m t\u1ef7, ngh\u00ecn t\u1ef7 \u0111\u1ed3ng c\u0169ng nh\u01b0 tr\u0103m tri\u1ec7u \u0111\u1ed3ng. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 x\u00e2y d\u1ef1ng d\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t c\u00f3 th\u1ec3 […]<\/p>\n","protected":false},"author":1,"featured_media":14208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-14207","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.921. 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