{"id":1444,"date":"2021-11-03T14:36:49","date_gmt":"2021-11-03T07:36:49","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=1444"},"modified":"2022-01-20T14:53:27","modified_gmt":"2022-01-20T07:53:27","slug":"3-543-ba-dau-moc-quan-trong-trong-hanh-trinh-11-nam-cua-fe-credit","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-543-ba-dau-moc-quan-trong-trong-hanh-trinh-11-nam-cua-fe-credit\/","title":{"rendered":"3.543. Ba d\u1ea5u m\u1ed1c quan tr\u1ecdng trong h\u00e0nh tr\u00ecnh 11 n\u0103m c\u1ee7a FE Credit."},"content":{"rendered":"(TN) – Sau 11 n\u0103m ho\u1ea1t \u0111\u1ed9ng, FE Credit \u0111\u00e3 tr\u1edf th\u00e0nh c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam v\u1edbi th\u1ecb ph\u1ea7n tr\u00ean 50%. Gi\u1edd \u0111\u00e2y, c\u00fa b\u1eaft tay v\u1edbi \u201c\u00f4ng l\u1edbn\u201d t\u00e0i ch\u00ednh Nh\u1eadt B\u1ea3n SMBC \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng th\u00fac \u0111\u1ea9y FE Credit th\u00eam v\u1eefng m\u1ea1nh.<\/p>\n

K\u1ebft duy\u00ean c\u00f9ng SMBC<\/h4>\n

Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (VPBank) ng\u00e0y 28.10 th\u00f4ng b\u00e1o \u0111\u00e3 ho\u00e0n t\u1ea5t vi\u1ec7c b\u00e1n 49% v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1ea1i C\u00f4ng ty t\u00e0i ch\u00ednh TNHH MTV Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (FE Credit) cho C\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng SMBC (SMBCCF), m\u1ed9t c\u00f4ng ty con do T\u1eadp \u0111o\u00e0n Sumitomo Mitsui Financial Group c\u1ee7a Nh\u1eadt B\u1ea3n s\u1edf h\u1eefu 100% v\u1ed1n.<\/p>\n

Nh\u01b0 v\u1eady, sau 6 th\u00e1ng k\u1ec3 t\u1eeb khi VPBank v\u00e0 SMBCCF k\u00fd h\u1ee3p \u0111\u1ed3ng chuy\u1ec3n nh\u01b0\u1ee3ng v\u1ed1n v\u00e0o th\u00e1ng 4.2021, hai b\u00ean \u0111\u00e3 ho\u00e0n th\u00e0nh c\u00e1c b\u01b0\u1edbc v\u00e0 th\u1ee7 t\u1ee5c c\u1ea7n thi\u1ebft \u0111\u1ec3 SMBCCF ch\u00ednh th\u1ee9c n\u1eafm gi\u1eef 49% v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1ea1i FE Credit. \u0110\u1ed3ng th\u1eddi, C\u00f4ng ty T\u00e0i ch\u00ednh TNHH MTV Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ed5i t\u00ean th\u00e0nh C\u00f4ng ty T\u00e0i ch\u00ednh TNHH Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng SMBC (VPB FC SMBC). VPBank v\u1eabn n\u1eafm gi\u1eef 50% v\u1ed1n \u0111i\u1ec1u l\u1ec7 t\u1ea1i FE Credit, trong khi 1% v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u00f2n l\u1ea1i thu\u1ed9c v\u1ec1 m\u1ed9t nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00e1c.<\/p>\n\n\n\n
\"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nh\u1eadn \u0111\u1ecbnh v\u1ec1 d\u1ea5u m\u1ed1c m\u1edbi nh\u1ea5t v\u00e0 quan tr\u1ecdng n\u00e0y, chuy\u00ean gia cho r\u1eb1ng FE Credit c\u00f3 l\u1ee3i khi “k\u1ebft duy\u00ean” c\u00f9ng SMBC. Theo \u0111\u00f3, FE Credit c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 v\u1ec1 ngu\u1ed3n v\u1ed1n, n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb \u0111i\u1ec1u h\u00e0nh v\u00e0 c\u00e1c ki\u1ebfn th\u1ee9c kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng t\u1ea1i c\u00e1c th\u1ecb tr\u01b0\u1eddng nh\u01b0 Hongkong (Trung Qu\u1ed1c), \u0110\u00e0i Loan (Trung Qu\u1ed1c), Th\u00e1i Lan, Nh\u1eadt B\u1ea3n, Trung Qu\u1ed1c \u0111\u1ea1i l\u1ee5c, Malaysia… c\u1ee7a SMBC.<\/p>\n

\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, cu\u1ed9c “n\u00ean duy\u00ean” v\u1edbi FE Credit s\u1ebd gi\u00fap SMBC ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u1ee7a Vi\u1ec7t Nam. Nh\u00e0 \u0111\u1ea7u t\u01b0 Nh\u1eadt B\u1ea3n c\u0169ng c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng kinh doanh trong khu v\u1ef1c, b\u1eb1ng c\u00e1ch chia s\u1ebb nh\u1eefng b\u00ed quy\u1ebft v\u00e0 kinh nghi\u1ec7m kinh doanh \u0111\u00e3 t\u00edch l\u0169y \u0111\u01b0\u1ee3c t\u1ea1i th\u1ecb tr\u01b0\u1eddng Nh\u1eadt B\u1ea3n v\u00e0 c\u00e1c qu\u1ed1c gia ch\u00e2u \u00c1 kh\u00e1c.<\/p>\n

Theo chuy\u00ean gia kinh t<\/em>\u1ebf<\/em> – ng<\/em>\u00e2<\/em>n h<\/em>\u00e0<\/em>ng – LS Tr<\/em>\u01b0\u01a1<\/em>ng Thanh <\/em>\u0110<\/em>\u1ee9<\/em>c, Gi<\/em>\u00e1<\/em>m <\/em>\u0111<\/em>\u1ed1<\/em>c C<\/em>\u00f4<\/em>ng ty Lu<\/em>\u1ead<\/em>t ANVI, c<\/em>\u00e1<\/em>c nh<\/em>\u00e0<\/em> \u0111<\/em>\u1ea7<\/em>u t<\/em>\u01b0<\/em> ngo<\/em>\u1ea1<\/em>i quan t<\/em>\u00e2<\/em>m t<\/em>\u1edb<\/em>i th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng t<\/em>\u00e0<\/em>i ch<\/em>\u00ed<\/em>nh ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng Vi<\/em>\u1ec7<\/em>t Nam l<\/em>\u00e0<\/em> \u0111<\/em>i<\/em>\u1ec1<\/em>u t<\/em>\u1ea5<\/em>t y<\/em>\u1ebf<\/em>u. B<\/em>\u1edf<\/em>i l<\/em>\u1ebd<\/em>, th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng Vi<\/em>\u1ec7<\/em>t Nam n<\/em>\u00f3<\/em>i chung v<\/em>\u00e0<\/em> th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng t<\/em>\u00e0<\/em>i ch<\/em>\u00ed<\/em>nh ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng n<\/em>\u00f3<\/em>i ri\u00eang l\u00e0 th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng ti<\/em>\u1ec1<\/em>m n<\/em>\u0103<\/em>ng h<\/em>\u00e0<\/em>ng <\/em>\u0111<\/em>\u1ea7<\/em>u trong c<\/em>\u00e1<\/em>c lo<\/em>\u1ea1<\/em>i th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng. C<\/em>\u00e1<\/em>c con s<\/em>\u1ed1<\/em> th<\/em>\u1ed1<\/em>ng k<\/em>\u00ea<\/em> c<\/em>\u1ee7<\/em>a Ng<\/em>\u00e2<\/em>n h<\/em>\u00e0<\/em>ng Nh<\/em>\u00e0<\/em> n<\/em>\u01b0\u1edb<\/em>c, c<\/em>\u00e1<\/em>c <\/em>\u0111<\/em>\u01a1<\/em>n v<\/em>\u1ecb<\/em> kh<\/em>\u1ea3<\/em>o s<\/em>\u00e1<\/em>t, nghi<\/em>\u00ea<\/em>n c<\/em>\u1ee9<\/em>u, di<\/em>\u1ec5<\/em>n bi<\/em>\u1ebf<\/em>n c<\/em>\u1ee7<\/em>a n<\/em>\u1ec1<\/em>n kinh t<\/em>\u1ebf<\/em> x<\/em>\u00e3<\/em>-h<\/em>\u1ed9<\/em>i trong n<\/em>\u01b0\u1edb<\/em>c v<\/em>\u00e0<\/em> qu<\/em>\u1ed1<\/em>c t<\/em>\u1ebf<\/em> \u0111\u00e3<\/em> th<\/em>\u1ec3<\/em> hi<\/em>\u1ec7<\/em>n r<\/em>\u00f5<\/em> \u0111<\/em>i<\/em>\u1ec1<\/em>u n<\/em>\u00e0<\/em>y.<\/em><\/p>\n

Ri\u00eang FE Credit th<\/em>\u1edd<\/em>i gian qua <\/em>\u0111\u00e3<\/em> c<\/em>\u00f3<\/em> th\u00e0nh c\u00f4ng n<\/em>\u1ed5<\/em>i b<\/em>\u1ead<\/em>t, ph<\/em>\u00e1<\/em>t tri<\/em>\u1ec3<\/em>n v<\/em>\u01b0\u1ee3<\/em>t b<\/em>\u1ead<\/em>c v<\/em>\u00e0<\/em> \u0111<\/em>em v<\/em>\u1ec1<\/em> l<\/em>\u1ee3<\/em>i nhu<\/em>\u1ead<\/em>n kh<\/em>\u1ee7<\/em>ng t<\/em>\u1eeb<\/em> ho<\/em>\u1ea1<\/em>t <\/em>\u0111<\/em>\u1ed9<\/em>ng cho vay ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng.<\/em><\/p>\n

T<\/em>\u1eeb<\/em> nhi<\/em>\u1ec1<\/em>u n<\/em>\u0103<\/em>m qua, FE Credit <\/em>\u0111<\/em>\u01b0\u1ee3<\/em>c v<\/em>\u00ed<\/em> l<\/em>\u00e0<\/em> “con g<\/em>\u00e0<\/em> \u0111<\/em>\u1ebb<\/em> tr<\/em>\u1ee9<\/em>ng v<\/em>\u00e0<\/em>ng” c<\/em>\u1ee7<\/em>a VPBank. Tr<\/em>\u01b0\u1edb<\/em>c khi d<\/em>\u1ecb<\/em>ch COVID-19 b<\/em>\u00f9<\/em>ng ph<\/em>\u00e1<\/em>t, c<\/em>\u00f4<\/em>ng ty n<\/em>\u00e0<\/em>y <\/em>\u0111\u00f3<\/em>ng g<\/em>\u00f3<\/em>p kho<\/em>\u1ea3<\/em>ng 40-50% v<\/em>\u00e0<\/em>o l<\/em>\u1ee3<\/em>i nhu<\/em>\u1ead<\/em>n h<\/em>\u1ee3<\/em>p nh<\/em>\u1ea5<\/em>t cho ng<\/em>\u00e2<\/em>n h<\/em>\u00e0<\/em>ng m<\/em>\u1eb9<\/em>.<\/em><\/p>\n

“Cho n\u00ean, h<\/em>\u01b0\u1edb<\/em>ng <\/em>\u0111<\/em>i n<\/em>\u00e0<\/em>y l<\/em>\u00e0<\/em> ph<\/em>\u00f9<\/em> h<\/em>\u1ee3<\/em>p, c<\/em>\u00e1<\/em>c nh<\/em>\u00e0<\/em> \u0111<\/em>\u1ea7<\/em>u t<\/em>\u01b0<\/em> l<\/em>\u00e3<\/em>o luy<\/em>\u1ec7<\/em>n, s<\/em>\u00e0<\/em>nh s<\/em>\u1ecf<\/em>i <\/em>\u0111\u00e3<\/em> t<\/em>\u00ed<\/em>nh to<\/em>\u00e1<\/em>n k<\/em>\u1ef9<\/em> c<\/em>\u00e0<\/em>ng tr<\/em>\u01b0\u1edb<\/em>c khi l<\/em>\u1ef1<\/em>a ch<\/em>\u1ecd<\/em>n”, v<\/em>\u1ecb<\/em> lu<\/em>\u1ead<\/em>t s<\/em>\u01b0<\/em> nh<\/em>\u1ead<\/em>n x<\/em>\u00e9<\/em>t.<\/em><\/p>\n

T<\/em>\u1ea5<\/em>t nhi<\/em>\u00ea<\/em>n, <\/em>\u00f4<\/em>ng c<\/em>\u0169<\/em>ng l<\/em>\u01b0<\/em>u <\/em>\u00fd<\/em>, vi<\/em>\u1ec7<\/em>c th<\/em>\u00e0<\/em>nh b<\/em>\u1ea1<\/em>i trong t<\/em>\u01b0\u01a1<\/em>ng lai c<\/em>\u1ee7<\/em>a c<\/em>\u00fa<\/em> b<\/em>\u1eaf<\/em>t tay h<\/em>\u1ee3<\/em>p t<\/em>\u00e1<\/em>c n<\/em>\u00e0<\/em>y c<\/em>\u00f2<\/em>n ph<\/em>\u1ee5<\/em> thu<\/em>\u1ed9<\/em>c v<\/em>\u00e0<\/em>o r<\/em>\u1ea5<\/em>t nhi<\/em>\u1ec1<\/em>u y<\/em>\u1ebf<\/em>u t<\/em>\u1ed1<\/em> “thi<\/em>\u00ea<\/em>n th<\/em>\u1edd<\/em>i, <\/em>\u0111<\/em>\u1ecb<\/em>a l<\/em>\u1ee3<\/em>i, nh<\/em>\u00e2<\/em>n h<\/em>\u00f2<\/em>a”.<\/em><\/p>\n

\u201cN<\/em>\u1ebf<\/em>u nh<\/em>\u01b0<\/em> n<\/em>\u1eaf<\/em>m ch<\/em>\u1eaf<\/em>c <\/em>\u0111<\/em>\u01b0\u1ee3<\/em>c 100% t<\/em>\u1ea5<\/em>t c<\/em>\u1ea3<\/em> th<\/em>\u00f4<\/em>ng tin, con ng<\/em>\u01b0\u1edd<\/em>i, <\/em>\u0111<\/em>\u1eb7<\/em>c <\/em>\u0111<\/em>i<\/em>\u1ec3<\/em>m th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng Vi<\/em>\u1ec7<\/em>t Nam… th<\/em>\u00ec<\/em> nh<\/em>\u00e0<\/em> \u0111<\/em>\u1ea7<\/em>u t<\/em>\u01b0<\/em> v<\/em>\u1eab<\/em>n c<\/em>\u00f3<\/em> c<\/em>\u01a1<\/em> h<\/em>\u1ed9<\/em>i, <\/em>\u0111<\/em>\u01b0<\/em>a ra c<\/em>\u00e1<\/em>c ch<\/em>\u00ed<\/em>nh s<\/em>\u00e1<\/em>ch <\/em>\u0111<\/em>\u1ec3<\/em> \u0111<\/em>\u1ea1<\/em>t <\/em>\u0111<\/em>\u01b0\u1ee3<\/em>c t<\/em>\u0103<\/em>ng tr<\/em>\u01b0\u1edf<\/em>ng, ki<\/em>\u1ebf<\/em>m <\/em>\u0111<\/em>\u01b0\u1ee3<\/em>c l<\/em>\u1ee3<\/em>i nhu<\/em>\u1ead<\/em>n<\/em>\u201d<\/em>, LS Tr<\/em>\u01b0\u01a1<\/em>ng Thanh \u0110<\/em>\u1ee9<\/em>c ph<\/em>\u00e2<\/em>n t<\/em>\u00ed<\/em>ch.<\/em><\/p>\n

Nh\u00ecn l\u1ea1i nh\u1eefng ng\u00e0y \u0111\u1ea7u…<\/h4>\n

S\u1ef1 th\u00e0nh c\u00f4ng c\u1ee7a FE Credit trong nhi\u1ec1u n\u0103m qua, v\u1edbi d\u1ea5u m\u1ed1c m\u1edbi n\u0103m 2021 l\u00e0 c\u00fa b\u1eaft tay v\u1edbi m\u1ed9t trong ba t\u1eadp \u0111o\u00e0n t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t t\u1ea1i Nh\u1eadt B\u1ea3n v\u1edbi t\u1ed5ng t\u00e0i s\u1ea3n tr\u00ean 2.100 t\u1ec9 USD t\u1ea1i th\u1eddi \u0111i\u1ec3m 31.12.2020, kh\u00f4ng th\u1ec3 kh\u00f4ng nh\u1eafc \u0111\u1ebfn nh\u1eefng ng\u00e0y \u0111\u1ea7u c\u1ee7a FE Credit. \u1ede th\u1eddi \u0111i\u1ec3m n\u0103m 2010, FE Credit v\u1eabn l\u00e0 Kh\u1ed1i T\u00edn d\u1ee5ng ti\u00eau d\u00f9ng tr\u1ef1c thu\u1ed9c VPBank.<\/p>\n

LS Tr<\/em>\u01b0\u01a1<\/em>ng Thanh <\/em>\u0110<\/em>\u1ee9<\/em>c cho bi<\/em>\u1ebf<\/em>t, th<\/em>\u1edd<\/em>i <\/em>\u0111<\/em>i<\/em>\u1ec3<\/em>m <\/em>\u1ea5<\/em>y, th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng t<\/em>\u00e0<\/em>i ch<\/em>\u00ed<\/em>nh ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng c<\/em>\u1ee7<\/em>a Vi<\/em>\u1ec7<\/em>t Nam c<\/em>\u00f2<\/em>n non tr<\/em>\u1ebb<\/em>, song nh<\/em>\u01b0<\/em> \u0111\u00e3 th\u00e0nh quy lu<\/em>\u1ead<\/em>t, nh<\/em>\u1eef<\/em>ng g<\/em>\u00ec<\/em> \u1edf<\/em> giai <\/em>\u0111<\/em>o<\/em>\u1ea1<\/em>n <\/em>\u0111<\/em>\u1ea7<\/em>u <\/em>\u0111<\/em>\u1ec1<\/em>u th<\/em>\u1eaf<\/em>ng.<\/em><\/p>\n

\u201cGiai \u0111o<\/em>\u1ea1<\/em>n <\/em>\u0111<\/em>\u1ea7<\/em>u <\/em>\u1edf<\/em> \u0111\u00e2<\/em>y kh<\/em>\u00f4<\/em>ng ph<\/em>\u1ea3<\/em>i l<\/em>\u00e0<\/em> b<\/em>\u1eaf<\/em>t <\/em>\u0111<\/em>\u1ea7<\/em>u ch<\/em>\u1ead<\/em>p ch<\/em>\u1eef<\/em>ng m<\/em>\u00e0<\/em> l<\/em>\u00e0<\/em> giai <\/em>\u0111<\/em>o<\/em>\u1ea1<\/em>n n<\/em>\u1ec1<\/em>n kinh t<\/em>\u1ebf<\/em> b<\/em>\u1eaf<\/em>t <\/em>\u0111<\/em>\u1ea7<\/em>u t<\/em>\u0103<\/em>ng tr<\/em>\u01b0\u1edf<\/em>ng nhanh, t<\/em>\u1eeb<\/em> GDP <\/em>\u0111<\/em>\u1ebf<\/em>n <\/em>\u0111<\/em>\u1ea7<\/em>u t<\/em>\u01b0<\/em>, thu nh<\/em>\u1ead<\/em>p, ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng nhu c<\/em>\u1ea7<\/em>u vay m<\/em>\u01b0\u1ee3<\/em>n <\/em>\u0111<\/em>\u1ebf<\/em>n th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng c<\/em>\u00e1<\/em>c s<\/em>\u1ea3<\/em>n ph<\/em>\u1ea9<\/em>m… <\/em>\u00cd<\/em>t ai trong nh<\/em>\u1eef<\/em>ng ng<\/em>\u01b0\u1edd<\/em>i <\/em>\u1edf<\/em> l<\/em>\u1ee9<\/em>a tu<\/em>\u1ed5<\/em>i t<\/em>\u00f4<\/em>i ngh<\/em>\u0129<\/em> r<\/em>\u1eb1<\/em>ng khi thi<\/em>\u1ebf<\/em>u ti<\/em>\u1ec1<\/em>n s<\/em>\u1ebd<\/em> \u0111<\/em>i vay <\/em>\u0111<\/em>\u1ec3<\/em> \u0103<\/em>n, ti<\/em>\u00ea<\/em>u, song l<\/em>\u1edb<\/em>p tr<\/em>\u1ebb<\/em> th<\/em>\u00ec<\/em> kh<\/em>\u00e1<\/em>c. H<\/em>\u1ecd<\/em> s<\/em>\u1eb5<\/em>n s<\/em>\u00e0<\/em>ng vay tr<\/em>\u01b0\u1edb<\/em>c tr<\/em>\u1ea3<\/em> sau <\/em>\u0111<\/em>\u1ec3<\/em> mua <\/em>\u0111<\/em>i<\/em>\u1ec7<\/em>n tho<\/em>\u1ea1<\/em>i, <\/em>\u0111<\/em>i du l<\/em>\u1ecb<\/em>ch… m<\/em>\u1ee9<\/em>c <\/em>\u0111<\/em>\u1ed9<\/em> h<\/em>\u01b0\u1edf<\/em>ng th<\/em>\u1ee5<\/em> cao h<\/em>\u01a1<\/em>n th<\/em>\u1ebf<\/em> h<\/em>\u1ec7<\/em> tr<\/em>\u01b0\u1edb<\/em>c r<\/em>\u1ea5<\/em>t nhi<\/em>\u1ec1<\/em>u<\/em>\u201d<\/em>, LS Tr<\/em>\u01b0\u01a1<\/em>ng Thanh <\/em>\u0110<\/em>\u1ee9<\/em>c k<\/em>\u1ec3<\/em>.<\/em><\/p>\n

V<\/em>\u1ecb<\/em> lu<\/em>\u1ead<\/em>t s<\/em>\u01b0<\/em>, v<\/em>\u00e0<\/em>o nh<\/em>\u1eef<\/em>ng n<\/em>\u0103<\/em>m 2010 c<\/em>\u00f2<\/em>n <\/em>\u0111<\/em>ang l<\/em>\u00e0<\/em> ng<\/em>\u01b0\u1edd<\/em>i c<\/em>\u1ee7<\/em>a ng<\/em>\u00e2<\/em>n h<\/em>\u00e0<\/em>ng, nh<\/em>\u1edb<\/em> l<\/em>\u1ea1<\/em>i, khi <\/em>\u1ea5<\/em>y r<\/em>\u1ea5<\/em>t r<\/em>\u00e0<\/em>nh r<\/em>\u1ebd<\/em>, ng<\/em>\u00e2<\/em>n h<\/em>\u00e0<\/em>ng cho vay ph<\/em>\u1ee5<\/em>c v<\/em>\u1ee5<\/em> \u0111<\/em>\u1edd<\/em>i s<\/em>\u1ed1<\/em>ng, c<\/em>\u00e1<\/em>c c<\/em>\u00f4<\/em>ng ty t<\/em>\u00e0<\/em>i ch<\/em>\u00ed<\/em>nh cho vay ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng. Nhi<\/em>\u1ec1<\/em>u ng<\/em>\u00e2<\/em>n h<\/em>\u00e0<\/em>ng c<\/em>\u00f2<\/em>n d<\/em>\u00e8<\/em> d<\/em>\u1eb7<\/em>t cho vay ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng b<\/em>\u1edf<\/em>i c<\/em>\u01a1<\/em> h<\/em>\u1ed9<\/em>i, ti<\/em>\u1ec1<\/em>m n<\/em>\u0103<\/em>ng tr<\/em>\u00ea<\/em>n l<\/em>\u00fd<\/em> thuy<\/em>\u1ebf<\/em>t th<\/em>\u00ec<\/em> nhi<\/em>\u1ec1<\/em>u nh<\/em>\u01b0<\/em>ng nguy c<\/em>\u01a1<\/em> c<\/em>\u0169<\/em>ng kh<\/em>\u00f4<\/em>ng k<\/em>\u00e9<\/em>m. Nh<\/em>\u01b0<\/em>ng r<\/em>\u00f5<\/em> r<\/em>\u00e0<\/em>ng, cho vay ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng l<\/em>\u00e0<\/em> m<\/em>\u1ed9<\/em>t xu th<\/em>\u1ebf<\/em>, m<\/em>\u00e0<\/em> ng<\/em>\u01b0\u1edd<\/em>i kinh doanh th<\/em>\u00e0<\/em>nh c<\/em>\u00f4<\/em>ng l<\/em>\u00e0<\/em> bi<\/em>\u1ebf<\/em>t ki<\/em>\u1ec3<\/em>m so<\/em>\u00e1<\/em>t r<\/em>\u1ee7<\/em>i ro v<\/em>\u00e0<\/em> n<\/em>\u1eaf<\/em>m b<\/em>\u1eaf<\/em>t <\/em>\u0111<\/em>\u01b0\u1ee3<\/em>c xu th<\/em>\u1ebf<\/em>.<\/em><\/p>\n

Ch\u1ee7 t\u1ecbch VPBank \u2013 \u00f4ng Ng\u00f4 Ch\u00ed D\u0169ng c\u0169ng t\u1eebng chia s\u1ebb tr\u00ean Forbes v\u1ec1 h\u01b0\u1edbng \u0111i n\u00e0y c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n
\"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u201cT\u1eeb n\u0103m 2010, ch\u00fang t\u00f4i \u0111\u00e3 nh\u00ecn th\u1ea5y xu h\u01b0\u1edbng \u1edf c\u00e1c n\u01b0\u1edbc \u0110\u00f4ng \u00c2u. Nh\u1edd s\u1ef1 h\u1ed7 tr\u1ee3 t\u01b0 v\u1ea5n c\u1ee7a b\u1ea1n b\u00e8 n\u00ean ch\u00fang t\u00f4i bi\u1ebft c\u00e1ch th\u1ee9c l\u00e0m nh\u01b0 th\u1ebf n\u00e0o\u201d, v\u1ecb doanh nh\u00e2n n\u00e0y t\u1eebng n\u00f3i.<\/p>\n

B\u00ean c<\/em>\u1ea1<\/em>nh <\/em>\u0111\u00f3<\/em>, theo nh<\/em>\u1ead<\/em>n <\/em>\u0111<\/em>\u1ecb<\/em>nh c<\/em>\u1ee7<\/em>a <\/em>\u00f4<\/em>ng Tr<\/em>\u01b0\u01a1<\/em>ng Thanh <\/em>\u0110<\/em>\u1ee9<\/em>c, t<\/em>\u1ea1<\/em>i Vi<\/em>\u1ec7<\/em>t Nam nh<\/em>\u1eef<\/em>ng n<\/em>\u0103<\/em>m 2010, ng\u00e0nh ng\u00e2n h\u00e0ng truy<\/em>\u1ec1<\/em>n th<\/em>\u1ed1<\/em>ng kh<\/em>\u00f4<\/em>ng m<\/em>\u1ea5<\/em>y ch<\/em>\u00fa<\/em> tr<\/em>\u1ecd<\/em>ng <\/em>\u0111<\/em>\u1ebf<\/em>n c<\/em>\u00e1<\/em>c kho<\/em>\u1ea3<\/em>n vay d<\/em>\u01b0\u1edb<\/em>i 100 tri<\/em>\u1ec7<\/em>u <\/em>\u0111<\/em>\u1ed3<\/em>ng v<\/em>\u00e0<\/em> th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng t<\/em>\u00ed<\/em>n d<\/em>\u1ee5<\/em>ng <\/em>\u0111<\/em>en <\/em>\u0111<\/em>\u01b0\u1ee3<\/em>c h<\/em>\u01b0\u1edf<\/em>ng l<\/em>\u1ee3<\/em>i. VPBank nh<\/em>\u1ead<\/em>n th<\/em>\u1ea5<\/em>y c<\/em>\u01a1<\/em> h<\/em>\u1ed9<\/em>i <\/em>\u1edf<\/em> th<\/em>\u1ecb<\/em> tr<\/em>\u01b0\u1edd<\/em>ng n<\/em>\u00e0<\/em>y.<\/em><\/p>\n

V\u00e0 s<\/strong>\u1ef1<\/strong> xu<\/strong>\u1ea5<\/strong>t hi<\/strong>\u1ec7<\/strong>n th<\/strong>\u01b0\u01a1<\/strong>ng hi<\/strong>\u1ec7<\/strong>u FE Credit<\/strong><\/h4>\n

T\u1eeb b\u01b0\u1edbc ban \u0111\u1ea7u FE Credit \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng nh\u01b0 m\u1ed9t kh\u1ed1i c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u1ebfn n\u0103m 2014, VPBank mua l\u1ea1i C\u00f4ng ty C\u1ed5 ph\u1ea7n T\u00e0i ch\u00ednh Than Kho\u00e1ng s\u1ea3n v\u00e0 t\u00e1ch b\u1ea1ch FE Credit th\u00e0nh c\u00f4ng ty ri\u00eang n\u0103m 2015.<\/p>\n

Vi<\/em>\u1ec7<\/em>c FE Credit chuy<\/em>\u1ec3<\/em>n <\/em>\u0111<\/em>\u1ed5<\/em>i to<\/em>\u00e0<\/em>n b<\/em>\u1ed9<\/em> ho<\/em>\u1ea1<\/em>t <\/em>\u0111<\/em>\u1ed9<\/em>ng kinh doanh sang ph<\/em>\u00e1<\/em>p nh\u00e2n \u0111<\/em>\u1ed9<\/em>c l<\/em>\u1ead<\/em>p v<\/em>\u00e0<\/em>o th<\/em>\u1edd<\/em>i <\/em>\u0111<\/em>i<\/em>\u1ec3<\/em>m n<\/em>\u0103<\/em>m 2015, theo LS Tr<\/em>\u01b0\u01a1<\/em>ng Thanh <\/em>\u0110<\/em>\u1ee9<\/em>c, l<\/em>\u00e0<\/em> ph<\/em>\u00f9<\/em> h<\/em>\u1ee3<\/em>p b<\/em>\u1edf<\/em>i t<\/em>\u00ed<\/em>nh ch<\/em>\u1ea5<\/em>t <\/em>\u0111<\/em>\u1eb7<\/em>c th<\/em>\u00f9<\/em> c<\/em>\u1ee7<\/em>a ho<\/em>\u1ea1<\/em>t <\/em>\u0111<\/em>\u1ed9<\/em>ng cho vay ti<\/em>\u00ea<\/em>u d<\/em>\u00f9<\/em>ng, g<\/em>\u1eaf<\/em>n li<\/em>\u1ec1<\/em>n v<\/em>\u1edb<\/em>i tr<\/em>\u00e1<\/em>ch nhi<\/em>\u1ec7<\/em>m c<\/em>\u00e1<\/em>c ph<\/em>\u00e1<\/em>p l<\/em>\u00fd<\/em>.<\/em><\/p>\n\n\n\n
\"\"<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Xin l\u01b0u \u00fd th\u00eam, giai \u0111o\u1ea1n 2014-2015 c\u00f3 th\u1ec3 coi l\u00e0 giai \u0111o\u1ea1n b\u00f9ng n\u1ed5 c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng v\u1edbi h\u00e0ng lo\u1ea1t c\u00f4ng ty t\u00e0i ch\u00ednh m\u1edbi gia nh\u1eadp th\u1ecb tr\u01b0\u1eddng \u0111ua tranh quy\u1ebft li\u1ec7t. N\u0103m 2015, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng Vi\u1ec7t Nam ghi nh\u1eadn m\u1ee9c t\u0103ng tr\u01b0\u1edfng m\u1ea1nh nh\u1ea5t trong v\u00f2ng 5 n\u0103m.<\/p>\n

Theo b\u00e1o c\u00e1o c\u1ee7a StoxPlus, d\u01b0 n\u1ee3 vay ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam \u0111\u1ea1t 10,5 t\u1ec9 USD t\u00ednh \u0111\u1ebfn th\u00e1ng 12.2014, \u0111\u00e3 l\u00ean m\u1ee9c 15,12 t\u1ec9 USD v\u00e0o cu\u1ed1i n\u0103m 2015 (t\u0103ng 44,1%). S\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng v\u00e0 s\u1ef1 c\u1ea1nh tranh tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 th\u00fac \u0111\u1ea9y vi\u1ec7c FE Credit t\u00e1ch ra th\u00e0nh \u0111\u01a1n v\u1ecb \u0111\u1ed9c l\u1eadp.<\/p>\n

Nh\u1eefng th\u00e0nh t\u1ef1u c\u1ee7a FE Credit l\u00e0 \u0111i\u1ec1u \u0111\u00e3 \u0111\u01b0\u1ee3c ghi nh\u1eadn. \u0110\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, FE Credit \u0111\u00e3 chi\u1ebfm tr\u00ean 50% th\u1ecb ph\u1ea7n c\u1ee7a th\u1ecb tr\u01b0\u1eddng cho vay t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng, s\u1edf h\u1eefu m\u1ea1ng l\u01b0\u1edbi ph\u00e2n ph\u1ed1i r\u1ed9ng kh\u1eafp c\u1ea3 n\u01b0\u1edbc v\u1edbi h\u01a1n 16.000 \u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c t\u1ea1i h\u01a1n 21.000 \u0111i\u1ec3m gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5. M\u1ea1ng l\u01b0\u1edbi ph\u00e2n ph\u1ed1i n\u00e0y \u0111\u00e3 v\u00e0 \u0111ang mang l\u1ea1i con s\u1ed1 kinh doanh \u1ea5n t\u01b0\u1ee3ng v\u1edbi h\u01a1n 200.000 kho\u1ea3n vay m\u1edbi m\u1ed7i th\u00e1ng. Sau 11 n\u0103m, c\u00f4ng ty n\u00e0y \u0111\u00e3 cung c\u1ea5p h\u01a1n 15 tri\u1ec7u kho\u1ea3n vay, ph\u1ee5c v\u1ee5 kho\u1ea3ng 12 tri\u1ec7u kh\u00e1ch h\u00e0ng, v\u1edbi \u0111\u1ed9i ng\u0169 nh\u00e2n vi\u00ean h\u01a1n 20.000 ng\u01b0\u1eddi.<\/p>\n

B\u1eaft k\u1ecbp xu th\u1ebf cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng nghi\u1ec7p l\u1ea7n th\u1ee9 4, nh\u1eefng n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, FE Credit \u0111\u1ea7u t\u01b0 r\u1ea5t nhi\u1ec1u v\u00e0o s\u1ed1 h\u00f3a \u0111\u1eb7c bi\u1ec7t l\u00e0 l\u00e0m sao \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111i\u1ec3m t\u00edn d\u1ee5ng \u0111\u1eb7c bi\u1ec7t d\u1ef1a tr\u00ean d\u1eef li\u1ec7u x\u00e3 h\u1ed9i. V\u00ed d\u1ee5 vi\u1ec7c chi tr\u1ea3 h\u00f3a \u0111\u01a1n nh\u00e0 m\u1ea1ng \u0111\u1ec3 x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng, ti\u1ebfp c\u1eadn \u0111\u1ebfn c\u00e1c c\u00e1 nh\u00e2n t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng.<\/p>\n

\"\"
\nN\u00f3i nh\u01b0 m\u1ed9t v\u1ecb chuy\u00ean gia, \u0111\u1ec3 g\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng kh\u00f4ng h\u1ec1 d\u1ec5. V\u00e0 \u0111\u1ec3 g\u00e2y d\u1ef1ng \u0111\u01b0\u1ee3c m\u1ed9t c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng nh\u01b0 FE Credit l\u00e0 ch\u01b0a t\u1eebng c\u00f3 t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam.Trong nh\u1eefng n\u0103m tr\u1edf l\u1ea1i \u0111\u00e2y, c\u00f4ng ty n\u00e0y ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng \u201cD\u1eef li\u1ec7u l\u1edbn\u201d (Big Data), Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI conversation) tr\u00ean chatbot, ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed,\u2026 nh\u1eb1m r\u00fat ng\u1eafn th\u1eddi gian duy\u1ec7t vay.<\/p>\n

Quang H\u1ea3i<\/h4>\n

————–<\/em><\/strong><\/p>\n

Thanh ni\u00ean (T\u00e0i ch\u00ednh kinh doanh) 03-11-2021:<\/em><\/p>\n

https:\/\/thanhnien.vn\/post-1397313.html<\/em><\/a><\/p>\n

(606\/1.579)<\/em>","protected":false},"excerpt":{"rendered":"

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