{"id":15343,"date":"2017-07-03T21:54:08","date_gmt":"2017-07-03T14:54:08","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=15343"},"modified":"2022-03-22T21:56:42","modified_gmt":"2022-03-22T14:56:42","slug":"1-710-biet-phu-yen-bai-ngan-hang-nao-cho-vay-20-ty-xay-nha","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-710-biet-phu-yen-bai-ngan-hang-nao-cho-vay-20-ty-xay-nha\/","title":{"rendered":"1.710. Bi\u1ec7t ph\u1ee7 Y\u00ean B\u00e1i: Ng\u00e2n h\u00e0ng n\u00e0o cho vay 20 t\u1ef7 x\u00e2y nh\u00e0?"},"content":{"rendered":"(N\u0110T) – D\u01b0 lu\u1eadn \u0111ang “n\u00f3ng” chuy\u1ec7n Gi\u00e1m \u0111\u1ed1c s\u1edf TN&MT Y\u00ean B\u00e1i vay 20 t\u1ef7 x\u00e2y nh\u00e0. V\u1eady theo quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng, ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 vay \u0111\u01b0\u1ee3c 20 t\u1ef7 l\u00e0m nh\u00e0? Ph\u1ea3i th\u1ebf ch\u1ea5p b\u1eb1ng kh\u1ed1i t\u00e0i s\u1ea3n tr\u1ecb gi\u00e1 nh\u01b0 th\u1ebf n\u00e0o hay c\u00f3 th\u1ec3 t\u00edn ch\u1ea5p b\u1eb1ng “gh\u1ebf” gi\u00e1m \u0111\u1ed1c s\u1edf?<\/strong><\/p>\n

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\u00a0Bi\u1ec7t ph\u1ee7 Y\u00ean B\u00e1i: T\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p 5 t\u1ef7, vay 20 t\u1ef7 \u0111\u01b0\u1ee3c kh\u00f4ng?<\/em><\/p>\n

\u00d4ng Ph\u1ea1m S\u1ef9 Qu\u00fd – Gi\u00e1m \u0111\u1ed1c s\u1edf TN&MT Y\u00ean B\u00e1i cho bi\u1ebft, khu dinh th\u1ef1 600m2 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean m\u1eb7t b\u1eb1ng g\u1ea7n 2 ha \u00a0l\u00e0 t\u1eeb ti\u1ec1n vay ng\u00e2n h\u00e0ng 20 t\u1ef7 \u0111\u1ed3ng v\u00e0 ti\u1ec1n \u00f4ng t\u00edch g\u00f3p t\u1eeb bu\u00f4n ch\u1ed5i \u0111\u00f3t, l\u00e1 ch\u00edt, n\u1ea5u men r\u01b0\u1ee3u t\u1eeb “ng\u00e0y x\u1eeda x\u01b0a”.<\/p>\n

Vay 20 t\u1ef7 c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p 30 t\u1ef7 v\u00e0 thu nh\u1eadp 200 tri\u1ec7u\/th\u00e1ng<\/strong><\/p>\n

M\u1ed5 x\u1ebb c\u00e2u chuy\u1ec7n tr\u00ean c\u0169ng c\u00f3 nhi\u1ec1u \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u v\u00e0 hi\u1ec7n c\u01a1 quan ch\u1ee9c n\u0103ng \u0111ang thanh ki\u1ec3m tra l\u00e0m r\u00f5.<\/p>\n

Nh\u01b0ng ri\u00eang chuy\u1ec7n “vay ng\u00e2n h\u00e0ng \u00a020 t\u1ef7 x\u00e2y nh\u00e0” \u0111ang khi\u1ebfn nhi\u1ec1u v\u1ecb l\u00e0m trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng kh\u00f4ng kh\u1ecfi th\u1ea3ng th\u1ed1t. B\u1edfi n\u1ebfu ai c\u0169ng nh\u01b0 \u00f4ng Qu\u00fd, vay 20 t\u1ef7 l\u00e0m nh\u00e0 th\u00ec c\u0169ng qu\u1ea3 l\u00e0 \u0111\u00e1ng lo ng\u1ea1i cho ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam.<\/p>\n

C\u00e1c v\u1ecb lo m\u1ed9t ng\u00e0y n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng l\u1ea1i l\u00ean ch\u00f3t v\u00f3t, c\u00f3 khi kh\u00f4ng ph\u1ea3i l\u00e0 12-15% nh\u01b0 d\u1ea1o v\u1ee1 bong b\u00f3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n, m\u00e0 c\u00f3 khi n\u00f3 ph\u1ea3i l\u00ean t\u1edbi v\u00e0i tr\u0103m %.<\/p>\n

Tuy nhi\u00ean, \u0111i\u1ec1u “may m\u1eafn”\u00a0l\u00e0 kh\u00f4ng d\u1ec5 ai c\u0169ng \u0111\u01b0\u1ee3c nh\u01b0 \u00f4ng Qu\u00fd. Theo t\u00ecm hi\u1ec3u, tuy m\u1ed7i ng\u00e2n h\u00e0ng c\u00f3 m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c t\u00edn d\u1ee5ng kh\u00e1c nhau, nh\u01b0ng th\u01b0\u1eddng nh\u1eefng kho\u1ea3n vay l\u1edbn kho\u1ea3ng 20 t\u1ef7 \u0111\u1ed3ng \u0111\u1ec1u ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p b\u1eb1ng s\u1ed5 \u0111\u1ecf, quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t ch\u1ee9 kh\u00f4ng ch\u1ea5p nh\u1eadn vay t\u00edn ch\u1ea5p.<\/p>\n

Ri\u00eang v\u1edbi c\u00e1c kho\u1ea3n vay x\u00e2y d\u1ef1ng nh\u00e0 c\u1eeda th\u00ec kho\u1ea3n vay ch\u1ec9 \u0111\u01b0\u1ee3c b\u1eb1ng t\u1ed1i \u0111a 70% so v\u1edbi t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. V\u00ec th\u1ebf, mu\u1ed1n vay 20 t\u1ef7 \u0111\u1ed3ng x\u00e2y nh\u00e0 anh ph\u1ea3i c\u00f3 30 t\u1ef7 \u0111\u1ed3ng \u0111\u1ec3 th\u1ebf ch\u1ea5p.<\/p>\n

\u0110i k\u00e8m v\u1edbi \u0111i\u1ec1u ki\u1ec7n tr\u00ean l\u00e0 vi\u1ec7c ch\u1ee9ng minh thu nh\u1eadp \u0111\u1ee7 tr\u1ea3 l\u00e3i v\u00e0 g\u1ed1c h\u00e0ng th\u00e1ng. C\u1ee5 th\u1ec3, vay 20 t\u1ef7 v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i kho\u1ea3ng 7%\/n\u0103m th\u00ec anh c\u0169ng ph\u1ea3i c\u00f3 t\u1ed1i thi\u1ec3u 130 tri\u1ec7u \u0111\u1ec3 tr\u1ea3 ti\u1ec1n l\u00e3i, c\u1ed9ng v\u1edbi s\u1ed1 ti\u1ec1n g\u1ed1c ph\u1ea3i tr\u1ea3 trong 30 n\u0103m l\u00e0 kho\u1ea3ng 60 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. V\u1eady l\u00e0 1 th\u00e1ng anh ph\u1ea3i c\u00f3 thu nh\u1eadp kho\u1ea3ng 200 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

T\u00e0i s\u1ea3n 5 t\u1ef7 v\u1eabn vay \u0111\u01b0\u1ee3c 20 t\u1ef7, “kh\u00f4ng c\u00f3 g\u00ec l\u00e0 kh\u00f4ng th\u1ec3”<\/strong><\/p>\n

\u00d4ng Ph\u1ea1m S\u1ef9 Qu\u00fd sinh n\u0103m 1971, qu\u00ea qu\u00e1n \u1edf Nam \u0110\u00e0n, Ngh\u1ec7 An. \u00d4ng\u00a0l\u00e0 em trai ru\u1ed9t c\u1ee7a b\u00e0\u00a0Ph\u1ea1m Th\u1ecb Thanh Tr\u00e0, Ch\u1ee7 t\u1ecbch\u00a0H\u0110ND t\u1ec9nh Y\u00ean B\u00e1i,\u00a0B\u00ed th\u01b0 T\u1ec9nh \u1ee7y\u00a0Y\u00ean B\u00e1i.<\/p>\n

Tr\u01b0\u1edbc khi \u0111\u01b0\u1ee3c b\u1ed5 nhi\u1ec7m ch\u1ee9c v\u1ee5 Gi\u00e1m \u0111\u1ed1c S\u1edf TN&MT t\u1ec9nh Y\u00ean B\u00e1i, \u00f4ng t\u1eebng c\u00f3 nhi\u1ec1u n\u0103m l\u00e0m Ph\u00f3 gi\u00e1m \u0111\u1ed1c S\u1edf TN&MT t\u1ec9nh Y\u00ean B\u00e1i ki\u00eam Gi\u00e1m \u0111\u1ed1c Trung t\u00e2m ph\u00e1t tri\u1ec3n qu\u1ef9 \u0111\u1ea5t t\u1ec9nh Y\u00ean B\u00e1i.<\/p>\n

\"\"<\/p>\n

\u00a0\u00d4ng Ph\u1ea1m S\u1ef9 Qu\u00fd – Gi\u00e1m \u0111\u1ed1c S\u1edf TNMT Y\u00ean B\u00e1i l\u00e0 em ru\u1ed9t b\u00e0\u00a0Ph\u1ea1m Th\u1ecb Thanh Tr\u00e0, Ch\u1ee7 t\u1ecbch H\u0110ND t\u1ec9nh Y\u00ean B\u00e1i, B\u00ed th\u01b0 T\u1ec9nh \u1ee7y Y\u00ean B\u00e1i.<\/em><\/p>\n

Theo b\u1ea3n k\u00ea khai t\u00e0i s\u1ea3n c\u1ee7a \u00f4ng Ph\u1ea1m S\u1ef9 Qu\u00fd \u0111\u01b0\u1ee3c l\u1eadp v\u00e0o ng\u00e0y 20\/12\/2016, \u00f4ng Qu\u00fd c\u00f3 c\u00e1c t\u00e0i s\u1ea3n nh\u01b0 sau:\u00a0Nh\u00e0 \u1edf, c\u00f4ng tr\u00ecnh x\u00e2y d\u1ef1ng g\u1ed3m:\u00a0Nh\u00e0 th\u1ee9 nh\u1ea5t t\u1ea1i T\u1ed5 51 ph\u01b0\u1eddng\u00a0Minh T\u00e2n\u00a0(c\u00f4ng tr\u00ecnh c\u1ea5p 3) c\u00f3 di\u1ec7n t\u00edch x\u00e2y d\u1ef1ng 600m2 v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu.<\/p>\n

Nh\u00e0 th\u1ee9 hai t\u1ea1i khu chung c\u01b0 Mandarin Garden (\u0111\u01b0\u1eddng Tr\u1ea7n Duy H\u01b0ng, qu\u1eadn\u00a0C\u1ea7u Gi\u1ea5y,\u00a0H\u00e0 N\u1ed9i) r\u1ed9ng tr\u00ean 130m2 v\u1edbi gi\u00e1 tr\u1ecb khi mua l\u00e0 2,5 t\u1ef7 \u0111\u1ed3ng, \u0111\u00e3 c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu.<\/p>\n

Ngo\u00e0i ra, \u00f4ng Qu\u00fd c\u00f2n c\u00f3 m\u1ed9t trang tr\u1ea1i di\u1ec7n t\u00edch 2\u00a0ha\u00a0gi\u00e1 tr\u1ecb 1 t\u1ef7 \u0111\u1ed3ng, \u00a0m\u1ed9t m\u1ea3nh \u0111\u1ea5t 1.000m2 tr\u1ecb gi\u00e1 500 tri\u1ec7u \u0111\u1ed3ng \u0111\u00e3 c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng. M\u1ed9t nh\u00e0 t\u1ea1m di\u1ec7n t\u00edch x\u00e2y d\u1ef1ng 150 m2, gi\u00e1 tr\u1ecb 200 tri\u1ec7u \u0111\u1ed3ng \u0111\u00e3 c\u00f3 gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu. Gi\u00e1m \u0111\u1ed1c s\u1edf c\u00f2n c\u00f3 m\u1ed9t \u00f4 t\u00f4\u00a0Toyota Camry\u00a0tr\u1ecb gi\u00e1 h\u01a1n 1 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Nh\u01b0 v\u1eady, t\u00ednh s\u01a1 b\u1ed9 kh\u1ed1i t\u00e0i s\u1ea3n \u00f4ng Qu\u00fd k\u00ea khai, to\u00e0n b\u1ed9 nh\u1eefng t\u00e0i s\u1ea3n m\u00e0 \u00f4ng c\u00f3 th\u1ec3 mang ra th\u1ebf ch\u1ea5p t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2016, c\u1ea3 nh\u00e0, \u0111\u1ea5t, \u00f4 t\u00f4 ch\u1ec9 v\u00e0o kho\u1ea3ng tr\u00ean d\u01b0\u1edbi 5 t\u1ef7 \u0111\u1ed3ng (ch\u01b0a t\u00ednh c\u0103n nh\u00e0 600m2 hi\u1ec7n t\u1ea1i, v\u00ec kh\u00f4ng th\u1ea5y k\u00ea khai c\u1ee5 th\u1ec3 v\u00e0 \u1edf th\u1eddi \u0111i\u1ec3m vay ti\u1ec1n x\u00e2y nh\u00e0 th\u00ec c\u0103n nh\u00e0 c\u0169ng ch\u01b0a h\u00ecnh th\u00e0nh).<\/p>\n

Nh\u01b0 v\u1eady, r\u00f5 r\u00e0ng n\u1ebfu d\u00f9ng c\u1ea3 kh\u1ed1i t\u00e0i s\u1ea3n \u0111ang c\u00f3 \u0111\u1ec3 th\u1ebf ch\u1ea5p th\u00ec th\u1eb3ng th\u1eafn ra l\u00e0 \u00f4ng Qu\u00fd c\u0169ng kh\u00f4ng th\u1ec3 vay \u0111\u01b0\u1ee3c 20 t\u1ef7 \u0111\u1ed3ng \u0111\u1ec3 x\u00e2y nh\u00e0.<\/p>\n

\u0110i\u1ec1u n\u00e0y \u0111\u1eb7t ra 3 v\u1ea5n \u0111\u1ec1: M\u1ed9t l\u00e0 kh\u1ed1i t\u00e0i s\u1ea3n c\u1ee7a \u00f4ng Qu\u00fd \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng \u0111\u1ecbnh gi\u00e1 qu\u00e1 cao so v\u1edbi nh\u1eefng g\u00ec \u00f4ng k\u00ea khai? Hai l\u00e0 c\u00f3 s\u1ef1 li\u00ean th\u00f4ng, m\u00f3c ngo\u1eb7c gi\u1eefa \u00f4ng Qu\u00fd v\u00e0 nh\u00e2n vi\u00ean t\u00edn d\u1ee5ng \u0111\u1ec3 “\u0111\u1ea9y” gi\u00e1 t\u00e0i s\u1ea3n c\u1ee7a \u00f4ng Qu\u00fd l\u00ean cao h\u01a1n gi\u00e1 tr\u1ecb th\u1ef1c \u0111\u1ec3 c\u00f3 th\u1ec3 vay \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n kh\u1ee7ng 20 t\u1ef7 \u0111\u1ed3ng? Ba l\u00e0 c\u00f3 th\u1ec3 \u0111\u00e3 c\u00f3 s\u1ef1 tho\u1ea3 thu\u1eadn ng\u1ea7m n\u00e0o \u0111\u00f3 gi\u1eefa \u00f4ng Qu\u00fd v\u00e0 l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng kia, \u0111\u1ec3 \u00f4ng Qu\u00fd c\u00f3 th\u1ec3 vay kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p, hay n\u00f3i c\u00e1ch kh\u00e1c l\u00e0 vay t\u00edn ch\u1ea5p b\u1eb1ng ch\u00ednh chi\u1ebfc “gh\u1ebf” gi\u00e1m \u0111\u1ed1c s\u1edf c\u1ee7a \u00f4ng?<\/p>\n

\u0110\u1ec3 ch\u1ee9ng minh vi\u1ec7c vay ti\u1ec1n c\u1ee7a \u00f4ng Qu\u00fd c\u00f3 \u0111\u00fang hay kh\u00f4ng, ng\u00e2n h\u00e0ng n\u00e0o cho vay, th\u1ee7 t\u1ee5c cho vay th\u1ebf n\u00e0o…, c\u01a1 quan ch\u1ee9c n\u0103ng li\u00ean quan c\u1ea7n s\u1edbm l\u00e0m r\u00f5 \u0111\u1ec3 c\u00f4ng khai tr\u01b0\u1edbc d\u01b0 lu\u1eadn.<\/p>\n

Theo kinh nghi\u1ec7m c\u1ee7a m\u1ed9t v\u1ecb c\u00e1n b\u1ed9 t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng l\u00e2u n\u0103m th\u00ec th\u01b0\u1eddng v\u1edbi nh\u1eefng kho\u1ea3n vay l\u1edbn nh\u01b0 \u00f4ng Qu\u00fd k\u1ec3 tr\u00ean \u0111\u1ec1u c\u1ea7n c\u00f3 s\u1ef1 th\u00f4ng qua c\u1ee7a h\u1ed9i \u0111\u1ed3ng c\u1ea5p cao c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/p>\n

N\u1ebfu \u0111\u00fang l\u00e0 c\u00f3 kho\u1ea3n vay tr\u00ean nh\u01b0 l\u1eddi \u00f4ng Qu\u00fd n\u00f3i v\u1edbi ch\u1ee9ng t\u1eeb \u0111\u1ea7y \u0111\u1ee7 th\u00ec kh\u00f4ng bi\u1ebft trong th\u1eddi gian t\u1edbi v\u00e0 sau n\u00e0y ng\u00e2n h\u00e0ng s\u1ebd l\u1ea5y g\u00ec \u0111\u1ec3 b\u00f9 l\u00e3i v\u00e0 v\u1ed1n cho kho\u1ea3n 20 t\u1ef7 \u0111\u1ed3ng n\u00eau tr\u00ean? Li\u1ec7u s\u1ebd c\u00f3 m\u1ed9t ng\u00e0y ng\u00e2n h\u00e0ng t\u1edbi si\u1ebft n\u1ee3, thanh l\u00fd nh\u1eefng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111ang \u0111\u01b0\u1ee3c \u00f4ng Qu\u00fd khai tr\u1ecb gi\u00e1 kho\u1ea3ng 5 t\u1ef7 \u0111\u1ed3ng kia kh\u00f4ng?<\/p>\n

\u0110i\u1ec1u 12, Quy\u1ebft \u0111\u1ecbnh 1627 ban h\u00e0nh ng\u00e0y 31\/12\/2001 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c ban h\u00e0nh quy ch\u1ebf cho vay c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng quy \u0111\u1ecbnh v\u1ec1 m\u1ee9c cho vay c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi kh\u00e1ch h\u00e0ng: T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u0103n c\u1ee9 v\u00e0o nhu c\u1ea7u vay v\u1ed1n v\u00e0 kh\u1ea3 n\u0103ng ho\u00e0n tr\u1ea3 n\u1ee3 c\u1ee7a kh\u00e1ch h\u00e0ng, kh\u1ea3 n\u0103ng ngu\u1ed3n v\u1ed1n c\u1ee7a m\u00ecnh \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh m\u1ee9c cho vay.<\/p>\n

\u0110i\u1ec1u 7 c\u1ee7a Quy\u1ebft \u0111\u1ecbnh n\u00e0y quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n c\u1ee7a kh\u00e1ch h\u00e0ng, y\u00eau c\u1ea7u kh\u00e1ch h\u00e0ng ph\u1ea3i c\u00f3 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh \u0111\u1ea3m b\u1ea3o tr\u1ea3 n\u1ee3 trong th\u1eddi h\u1ea1n cam k\u1ebft.<\/p>\n

Nh\u01b0 v\u1eady, lu\u1eadt ph\u00e1p kh\u00f4ng c\u00f3 r\u00e0ng bu\u1ed9c n\u00e0o trong quan h\u1ec7 t\u00edn d\u1ee5ng gi\u1eefa ng\u00e2n h\u00e0ng v\u00e0 kh\u00e1ch h\u00e0ng. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC) cho bi\u1ebft: Kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m hay c\u00f3 bao nhi\u00eau t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u0169ng \u0111\u1ec1u c\u00f3 th\u1ec3 vay \u0111\u01b0\u1ee3c 20 t\u1ef7 \u0111\u1ed3ng \u0111\u1ec3 x\u00e2y nh\u00e0. B\u1edfi theo quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt ph\u00e1p th\u00ec kh\u00f4ng c\u00f3 \u0111i\u1ec1u n\u00e0o nghi\u00eam c\u1ea5m c\u00e2u chuy\u1ec7n tr\u00ean.<\/em><\/p>\n

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Ri\u00eang v\u1edbi c\u00e2u chuy\u1ec7n \u00f4ng Ph\u1ea1m S\u1ef9 Qu\u00fd, Gi\u00e1m \u0111\u1ed1c S\u1edf TN&MT t\u1ec9nh Y\u00ean B\u00e1i vay 20 t\u1ef7 \u0111\u1ec3 x\u00e2y nh\u00e0 trong khi ch\u1ec9 c\u00f3 kh\u1ed1i t\u00e0i s\u1ea3n \u01b0\u1edbc \u0111o\u00e1n 5 t\u1ef7 \u0111\u1ed3ng, \u00f4ng \u0110\u1ee9c cho bi\u1ebft, n\u00ean xem x\u00e9t c\u00e2u chuy\u1ec7n \u1edf g\u00f3c \u0111\u1ed9 li\u1ec7u c\u00f3 th\u1ef1c c\u00f3 kho\u1ea3n vay nh\u01b0 v\u1eady? V\u00e0 n\u00f3 c\u00f3 vi ph\u1ea1m v\u00e0o \u0111i\u1ec1u kho\u1ea3n n\u00e0o c\u1ee7a lu\u1eadt ph\u00e1p hay kh\u00f4ng?<\/em><\/p>\n

Tuy nhi\u00ean, tr\u1ea3 l\u1eddi\u00a0Nhadautu.vn<\/a>, m\u1ed9t l\u00e3nh \u0111\u1ea1o Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc chi nh\u00e1nh Y\u00ean B\u00e1i cho bi\u1ebft b\u1ea3n th\u00e2n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u201ckh\u00f4ng c\u00f3 ch\u1ee9c n\u0103ng \u0111\u1ec3 qu\u1ea3n l\u00fd v\u1ee5 vi\u1ec7c n\u00eau tr\u00ean\u201d v\u00e0 b\u1ea3n th\u00e2n \u00f4ng c\u0169ng \u2018kh\u00f4ng quan t\u00e2m l\u1eafm t\u1edbi s\u1ef1 vi\u1ec7c \u00f4ng Qu\u00fd vay ng\u00e2n h\u00e0ng 20 t\u1ef7 \u0111\u1ec3 x\u00e2y nh\u00e0\u201d.<\/p>\n

NGUY\u1ec4N THOAN<\/strong><\/p>\n

\n

 <\/p>\n

Nh\u00e0 \u0111\u1ea7u t\u01b0 (T\u00e0i ch\u00ednh) 03-7-2017:<\/em><\/strong><\/p>\n

http:\/\/www.nhadautu.vn\/biet-phu-yen-bai-ngan-hang-nao-cho-vay-20-ty-xay-nha-d1611.html<\/em><\/a><\/p>\n

(218\/1.507)<\/em>","protected":false},"excerpt":{"rendered":"

(N\u0110T) – D\u01b0 lu\u1eadn \u0111ang “n\u00f3ng” chuy\u1ec7n Gi\u00e1m \u0111\u1ed1c s\u1edf TN&MT Y\u00ean B\u00e1i vay 20 t\u1ef7 x\u00e2y nh\u00e0. V\u1eady theo quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng, ph\u1ea3i \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n n\u00e0o \u0111\u1ec3 vay \u0111\u01b0\u1ee3c 20 t\u1ef7 l\u00e0m nh\u00e0? Ph\u1ea3i th\u1ebf ch\u1ea5p b\u1eb1ng kh\u1ed1i t\u00e0i s\u1ea3n tr\u1ecb gi\u00e1 nh\u01b0 th\u1ebf n\u00e0o hay c\u00f3 th\u1ec3 t\u00edn ch\u1ea5p b\u1eb1ng […]<\/p>\n","protected":false},"author":7,"featured_media":15344,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-15343","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.710. 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