{"id":15360,"date":"2017-04-17T09:09:56","date_gmt":"2017-04-17T02:09:56","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=15360"},"modified":"2022-03-23T12:52:36","modified_gmt":"2022-03-23T05:52:36","slug":"1-609-vi-sao-phai-dung-mua-ngan-hang-voi-gia-0-dong","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-609-vi-sao-phai-dung-mua-ngan-hang-voi-gia-0-dong\/","title":{"rendered":"1.609. V\u00ec sao ph\u1ea3i d\u1eebng mua ng\u00e2n h\u00e0ng v\u1edbi gi\u00e1 0 \u0111\u1ed3ng?"},"content":{"rendered":"(ANT\u0110) – Thay v\u00ec kh\u00f4i ph\u1ee5c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m th\u00ec s\u1ebd d\u00f9ng chi ph\u00ed n\u00e0y \u0111\u1ec3 h\u1ed7 tr\u1ee3 chi tr\u1ea3 cho c\u00f4ng ch\u00fang g\u1eedi ti\u1ec1n, \u0111\u1ed3ng th\u1eddi v\u1edbi vi\u1ec7c gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n doanh nghi\u1ec7p.<\/strong><\/p>\n

\"\"<\/p>\n

Vi\u1ec7c duy tr\u00ec c\u00e1c ng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng t\u1ed1n k\u00e9m r\u1ea5t nhi\u1ec1u chi ph\u00ed, c\u00f4ng s\u1ee9c<\/em><\/p>\n

Ngh\u1ecb quy\u1ebft phi\u00ean h\u1ecdp Ch\u00ednh ph\u1ee7 chuy\u00ean \u0111\u1ec1 x\u00e2y d\u1ef1ng ph\u00e1p lu\u1eadt th\u00e1ng 4-2017 v\u1eeba \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 ban h\u00e0nh \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh, t\u1eeb nay, Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p mua b\u1eaft bu\u1ed9c v\u1edbi gi\u00e1 0 \u0111\u1ed3ng \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. V\u1eady t\u1eeb nay, c\u00e1c TCTD trong di\u1ec7n ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t s\u1ebd \u0111\u01b0\u1ee3c x\u1eed l\u00fd theo h\u01b0\u1edbng n\u00e0o?<\/p>\n

Kh\u00f4ng \u1ea5n \u0111\u1ecbnh gi\u00e1 0 \u0111\u1ed3ng\u00a0<\/strong><\/p>\n

V\u1ec1 D\u1ef1 \u00e1n Lu\u1eadt C\u01a1 c\u1ea5u l\u1ea1i c\u00e1c TCTD v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u, Ch\u00ednh ph\u1ee7 \u0111\u00e3 th\u1ed1ng nh\u1ea5t c\u01a1 b\u1ea3n v\u1edbi n\u1ed9i dung c\u1ee7a d\u1ef1 th\u1ea3o c\u00e1c quy \u0111\u1ecbnh v\u1ec1 c\u01a1 c\u1ea5u l\u1ea1i c\u00e1c TCTD y\u1ebfu k\u00e9m v\u00e0 x\u1eed l\u00fd n\u1ee3 x\u1ea5u do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) tr\u00ecnh. Tr\u00ean c\u01a1 s\u1edf \u0111\u00f3, NHNN s\u1ebd ti\u1ebfp thu \u00fd ki\u1ebfn c\u1ee7a c\u00e1c th\u00e0nh vi\u00ean Ch\u00ednh ph\u1ee7, ch\u1ec9nh l\u00fd, ho\u00e0n thi\u1ec7n theo h\u01b0\u1edbng x\u00e2y d\u1ef1ng d\u1ef1 th\u1ea3o Ngh\u1ecb quy\u1ebft c\u1ee7a Qu\u1ed1c h\u1ed9i v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u v\u00e0 d\u1ef1 \u00e1n Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0 c\u00e1c lu\u1eadt c\u00f3 li\u00ean quan, tr\u00ecnh \u0111\u1ed3ng th\u1eddi Qu\u1ed1c h\u1ed9i cho \u00fd ki\u1ebfn, th\u00f4ng qua t\u1ea1i k\u1ef3 h\u1ecdp th\u1ee9 ba, Qu\u1ed1c h\u1ed9i kh\u00f3a XIV.<\/p>\n

V\u1ec1 bi\u1ec7n ph\u00e1p chuy\u1ec3n giao b\u1eaft bu\u1ed9c, t\u1eeb nay, Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p mua b\u1eaft bu\u1ed9c v\u1edbi gi\u00e1 0 \u0111\u1ed3ng. Tr\u01b0\u1eddng h\u1ee3p c\u00e1c TCTD \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t sau khi \u0111\u00e3 th\u1ef1c hi\u1ec7n ph\u01b0\u01a1ng \u00e1n ph\u1ee5c h\u1ed3i m\u00e0 kh\u00f4ng th\u1ec3 ph\u1ee5c h\u1ed3i, th\u00ec \u01b0u ti\u00ean ph\u01b0\u01a1ng \u00e1n chuy\u1ec3n nh\u01b0\u1ee3ng cho nh\u00e0 \u0111\u1ea7u t\u01b0 m\u1edbi, cho TCTD c\u00f3 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh t\u1ed1t.<\/p>\n

C\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c g\u00e2y ra n\u1ee3 x\u1ea5u, th\u1ea5t tho\u00e1t v\u1ed1n, t\u00e0i s\u1ea3n… c\u1ee7a TCTD v\u1eabn ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u00e0 ngh\u0129a v\u1ee5 v\u1ec1 h\u1eadu qu\u1ea3 do m\u00ecnh g\u00e2y ra. Ch\u00ednh ph\u1ee7 quy\u1ebft \u0111\u1ecbnh vi\u1ec7c chuy\u1ec3n giao b\u1eaft bu\u1ed9c TCTD \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t. Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng chuy\u1ec3n giao \u0111\u01b0\u1ee3c m\u00e0 kh\u00f4ng th\u1ec3 ph\u00e1 s\u1ea3n th\u00ec thu h\u1eb9p d\u1ea7n ho\u1ea1t \u0111\u1ed9ng \u0111\u1ec3 x\u1eed l\u00fd, gi\u1ea3i th\u1ec3, ch\u1ea5m d\u1ee9t ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Trong c\u00e1c giai \u0111o\u1ea1n tr\u01b0\u1edbc, NHNN \u0111\u00e3 l\u1ea7n l\u01b0\u1ee3t mua l\u1ea1i b\u1eaft bu\u1ed9c 3 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u1edbi gi\u00e1 0 \u0111\u1ed3ng g\u1ed3m: Ng\u00e2n h\u00e0ng X\u00e2y d\u1ef1ng, Ng\u00e2n h\u00e0ng \u0110\u1ea1i D\u01b0\u01a1ng v\u00e0 Ng\u00e2n h\u00e0ng D\u1ea7u kh\u00ed To\u00e0n c\u1ea7u. Tuy nhi\u00ean, theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI th\u00ec vi\u1ec7c mua n\u00e0y l\u00e0 kh\u00f4ng ph\u00f9 h\u1ee3p, v\u00ec nh\u01b0 v\u1eady \u0111\u00e3 \u0111\u01b0\u01a1ng nhi\u00ean ph\u1ee7 nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n h\u1ee3p ph\u00e1p c\u1ee7a c\u1ed5 \u0111\u00f4ng, nh\u00e0 \u0111\u1ea7u t\u01b0 b\u1eb1ng c\u01a1 ch\u1ebf h\u00e0nh ch\u00ednh.<\/em><\/p>\n

\u201c\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a d\u00f9 c\u1ed5 \u0111\u00f4ng kh\u00f4ng c\u00f3 l\u1ed7i, kh\u00f4ng b\u00e1n c\u1ed5 ph\u1ea7n (d\u00f9 l\u00e0 t\u1ef1 nguy\u1ec7n hay b\u1eaft bu\u1ed9c), nh\u01b0ng b\u1ed7ng d\u01b0ng l\u1ea1i m\u1ea5t quy\u1ec1n s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n. N\u00f3 ho\u00e0n to\u00e0n kh\u00e1c v\u1edbi vi\u1ec7c ch\u1ee7 s\u1edf h\u1eefu bi\u1ec3u quy\u1ebft gi\u1ea3i th\u1ec3 doanh nghi\u1ec7p hay doanh nghi\u1ec7p b\u1ecb tuy\u00ean b\u1ed1 ph\u00e1 s\u1ea3n. Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c ph\u00e9p tr\u01b0ng mua v\u00e0 mua t\u00e0i s\u1ea3n theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng nh\u01b0ng kh\u00f4ng th\u1ec3 \u1ea5n \u0111\u1ecbnh s\u1eb5n l\u00e0 0 \u0111\u1ed3ng\u201d – lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c ph\u00e2n t\u00edch.<\/em><\/p>\n

Cho ph\u00e1 s\u1ea3n s\u1ebd hi\u1ec7u qu\u1ea3 h\u01a1n<\/em><\/strong><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c c\u0169ng cho r\u1eb1ng, th\u1ef1c t\u1ebf, vi\u1ec7c mua 0 \u0111\u1ed3ng ch\u1ec9 l\u00e0 t\u01b0\u1ee3ng tr\u01b0ng, c\u00f2n mu\u1ed1n duy tr\u00ec \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a TCTD y\u1ebfu k\u00e9m, \u00e2m v\u1ed1n \u0111i\u1ec1u l\u1ec7 th\u00ec r\u1ea5t ph\u1ee9c t\u1ea1p, t\u1ed1n k\u00e9m, d\u00f9 l\u00e0 h\u1ed7 tr\u1ee3 tr\u1ef1c ti\u1ebfp hay gi\u00e1n ti\u1ebfp. Vi\u1ec7c n\u00e0y nh\u1eb1m b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi d\u00e2n g\u1eedi ti\u1ec1n, ch\u1ee9 kh\u00f4ng nh\u1eb1m c\u1ee9u doanh nghi\u1ec7p g\u1eedi ti\u1ec1n, c\u1ee9u c\u1ed5 \u0111\u00f4ng – nh\u00e0 \u0111\u1ea7u t\u01b0\u2026<\/em><\/p>\n

V\u00ec v\u1eady, theo lu\u1eadt s\u01b0 n\u00e0y, t\u1ed1t nh\u1ea5t l\u00e0 n\u00ean h\u1ed7 tr\u1ee3 b\u1eb1ng c\u00e1ch kh\u00e1c hi\u1ec7u qu\u1ea3 h\u01a1n nh\u01b0 thay v\u00ec kh\u00f4i ph\u1ee5c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m th\u00ec d\u00f9ng chi ph\u00ed n\u00e0y \u0111\u1ec3 h\u1ed7 tr\u1ee3 chi tr\u1ea3 cho c\u00f4ng ch\u00fang g\u1eedi ti\u1ec1n, \u0111\u1ed3ng th\u1eddi v\u1edbi vi\u1ec7c gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n doanh nghi\u1ec7p. Trong \u0111\u00f3, ngu\u1ed3n l\u1ef1c n\u00e0y bao g\u1ed3m vai tr\u00f2 chi tr\u1ea3 c\u1ee7a b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi, h\u1ed7 tr\u1ee3 thanh kho\u1ea3n c\u1ee7a c\u00e1c TCTD kh\u00e1c, c\u1ee7a NHNN v\u00e0 c\u1ee7a Ch\u00ednh ph\u1ee7\u2026\u00a0<\/em><\/p>\n

V\u1ec1 lo ng\u1ea1i ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn an to\u00e0n h\u1ec7 th\u1ed1ng, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng, qu\u00e1 tr\u00ecnh n\u00e0y k\u00e9o d\u00e0i \u00edt nh\u1ea5t l\u00e0 3 n\u0103m, nhi\u1ec1u l\u00e0 5 – 10 n\u0103m, n\u00ean ho\u00e0n to\u00e0n kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 an to\u00e0n c\u1ee7a h\u1ec7 th\u1ed1ng. \u201cKh\u00f4ng \u0111\u1ec3 TCTD qu\u00e1 y\u1ebfu k\u00e9m v\u1eabn t\u1ed3n t\u1ea1i d\u1eb7t d\u1eb9o, g\u00e2y kh\u00f3 kh\u0103n cho NHNN v\u00e0 c\u00e1c TCTD kh\u00e1c. Kh\u00f4ng n\u00ean hao ti\u1ec1n t\u1ed1n c\u1ee7a \u0111\u1ec3 v\u1ef1c d\u1eady nh\u1eefng TCTD c\u1ea7n ph\u1ea3i \u201cch\u1ebft\u201d. Th\u1ef1c t\u1ebf nh\u1eefng n\u0103m qua c\u0169ng \u0111\u00e3 t\u1eebng x\u1eed l\u00fd ki\u1ec3u gi\u1ea3i th\u1ec3 m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0 Vi\u1ec7t Hoa, APBank\u2026 trong th\u1eddi gian h\u00e0ng ch\u1ee5c n\u0103m\u201d, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho bi\u1ebft.<\/em><\/p>\n

H\u01a1n n\u1eefa, vi\u1ec7c cho ph\u00e9p ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng c\u0169ng nh\u1eb1m n\u00e2ng cao tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n. B\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi hi\u1ec7n nay ch\u1ec9 chi tr\u1ea3 t\u1ed1i thi\u1ec3u 50 tri\u1ec7u \u0111\u1ed3ng cho m\u1ed7i ng\u01b0\u1eddi g\u1eedi ti\u1ec1n t\u1ea1i m\u1ed9t TCTD. Nh\u01b0ng b\u1eb1ng bi\u1ec7n ph\u00e1p mua b\u1eaft bu\u1ed9c 0 \u0111\u1ed3ng, th\u1ef1c ch\u1ea5t Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 cam k\u1ebft \u201cchi tr\u1ea3 b\u1ea3o hi\u1ec3m ti\u1ec1n g\u1eedi\u201d kh\u00f4ng gi\u1edbi h\u1ea1n, nh\u01b0 v\u1eady, c\u0169ng g\u00e2y ra t\u00ecnh tr\u1ea1ng b\u1ea5t h\u1ee3p l\u00fd l\u00e0 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n kh\u00f4ng c\u1ea7n quan t\u00e2m \u0111\u1ebfn s\u1ef1 an to\u00e0n ti\u1ec1n g\u1eedi c\u1ee7a m\u00ecnh.<\/em><\/p>\n

H\u00e0 Loan<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014\u2013<\/em><\/strong><\/p>\n

An ninh Th\u1ee7 \u0111\u00f4 (Kinh doanh) 17-4-2017:<\/em><\/strong><\/p>\n

http:\/\/anninhthudo.vn\/kinh-doanh\/vi-sao-phai-dung-mua-ngan-hang-voi-gia-0-dong\/724981.antd<\/a><\/em><\/p>\n

(550\/965)<\/em>","protected":false},"excerpt":{"rendered":"

(ANT\u0110) – Thay v\u00ec kh\u00f4i ph\u1ee5c ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m th\u00ec s\u1ebd d\u00f9ng chi ph\u00ed n\u00e0y \u0111\u1ec3 h\u1ed7 tr\u1ee3 chi tr\u1ea3 cho c\u00f4ng ch\u00fang g\u1eedi ti\u1ec1n, \u0111\u1ed3ng th\u1eddi v\u1edbi vi\u1ec7c gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n doanh nghi\u1ec7p. Vi\u1ec7c duy tr\u00ec c\u00e1c ng\u00e2n h\u00e0ng 0 \u0111\u1ed3ng t\u1ed1n k\u00e9m r\u1ea5t nhi\u1ec1u chi ph\u00ed, c\u00f4ng s\u1ee9c Ngh\u1ecb quy\u1ebft phi\u00ean […]<\/p>\n","protected":false},"author":1,"featured_media":15361,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-15360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.609. 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