{"id":15386,"date":"2017-04-26T09:44:27","date_gmt":"2017-04-26T02:44:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=15386"},"modified":"2022-03-23T09:55:03","modified_gmt":"2022-03-23T02:55:03","slug":"1-618-cong-ty-cho-vay-tieu-dung-bi-to-doi-no-kieu-khung-bo","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-618-cong-ty-cho-vay-tieu-dung-bi-to-doi-no-kieu-khung-bo\/","title":{"rendered":"1.618. C\u00f4ng ty cho vay ti\u00eau d\u00f9ng b\u1ecb t\u1ed1 \u0111\u00f2i n\u1ee3 ki\u1ec3u \u201ckh\u1ee7ng b\u1ed1\u201d"},"content":{"rendered":"(GT) – Ngay c\u1ea3 khi n\u1ee3 ch\u01b0a qu\u00e1 h\u1ea1n m\u00e0 ch\u1ec9 g\u1ea7n \u0111\u1ebfn h\u1ea1n thanh to\u00e1n, nh\u00e2n vi\u00ean c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 g\u1ecdi c\u1ea3 tr\u0103m cu\u1ed9c \u0111i\u1ec7n tho\u1ea1i m\u1ed9t ng\u00e0y \u0111\u1ec3 \u201ckh\u1ee7ng b\u1ed1\u201d ng\u01b0\u1eddi vay, th\u1eadm ch\u00ed r\u00eau rao, b\u00eau x\u1ea5u tr\u00ean facebook.<\/strong><\/p>\n

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Nhi\u1ec1u c\u00f4ng ty t\u00e0i ch\u00ednh b\u1ecb t\u1ed1 kh\u1ee7ng b\u1ed1 ng\u01b0\u1eddi vay ti\u00eau d\u00f9ng qua \u0111i\u1ec7n tho\u1ea1i, facebook – \u1ea2nh: T\u1ea1 T\u00f4n<\/em><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

D\u00f9ng facebook t\u1ea1o s\u1ee9c \u00e9p<\/strong><\/p>\n

Trao \u0111\u1ed5i b\u00ean l\u1ec1 t\u1ecda \u0111\u00e0m c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 nghi\u00ean c\u1ee9u v\u1ec1 th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng t\u1ea1i Vi\u1ec7t Nam ng\u00e0y 25\/4, \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/span> cho bi\u1ebft, tr\u01b0\u1edbc \u0111\u00e2y khi vay ti\u00eau d\u00f9ng<\/strong>\u00a0hay vay tr\u1ea3 g\u00f3p mua s\u1ea3n ph\u1ea9m nh\u01b0 \u0111i\u1ec7n tho\u1ea1i, m\u00e1y t\u00ednh… kh\u00e1ch h\u00e0ng ph\u1ea3i cung c\u1ea5p s\u1ed1 \u0111i\u1ec7n tho\u1ea1i ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8 \u0111\u1ec3 c\u00f4ng ty t\u00e0i ch\u00ednh ph\u00f2ng khi kh\u00f4ng \u0111\u00f2i n\u1ee3 \u0111\u01b0\u1ee3c \u201cch\u00ednh ch\u1ee7\u201d s\u1ebd quay sang g\u1ecdi v\u00e0o nh\u1eefng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i n\u00e0y.<\/em><\/p>\n

Tuy nhi\u00ean, hi\u1ec7n nay c\u00f3 c\u00f4ng ty t\u00e0i ch\u00ednh y\u00eau c\u1ea7u ng\u01b0\u1eddi vay ph\u1ea3i cung c\u1ea5p t\u1ed1i thi\u1ec3u 3 \u0111\u1ecba ch\u1ec9 facebook c\u1ee7a ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8 khi k\u00fd h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng vay v\u1ed1n. T\u1eeb facebook con n\u1ee3, ch\u1ee7 n\u1ee3 s\u1ebd k\u1ebft b\u1ea1n v\u1edbi nhi\u1ec1u b\u1ea1n b\u00e8 kh\u00e1c trong danh s\u00e1ch. V\u00e0 t\u1edbi th\u1eddi \u0111i\u1ec3m tr\u1ea3 n\u1ee3, con n\u1ee3 kh\u00f4ng tr\u1ea3 s\u1ebd b\u1ecb g\u00e2y s\u1ee9c \u00e9p, r\u00eau rao, b\u00eau x\u1ea5u ngay tr\u00ean facebook. \u201c\u0110i\u1ec1u n\u00e0y hi\u1ec7u qu\u1ea3 h\u01a1n l\u00e0 \u0111\u00f2i qua \u0111i\u1ec7n tho\u1ea1i v\u00ec qua \u0111i\u1ec7n tho\u1ea1i th\u00ec ch\u1ec9 1 ng\u01b0\u1eddi bi\u1ebft nh\u01b0ng l\u00ean facebook th\u00ec r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi bi\u1ebft. Cho d\u00f9 n\u1ee3 500 ngh\u00ecn \u0111\u1ed3ng, 1 tri\u1ec7u hay 5 tri\u1ec7u \u0111\u1ed3ng th\u00ec \u0111\u00f3 l\u00e0 s\u1ee9c \u00e9p gh\u00ea g\u1edbm m\u00e0 lu\u1eadt c\u1ee7a ch\u00fang ta ch\u01b0a \u0111i\u1ec1u ch\u1ec9nh\u201d, \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n\n\n\n
90% ng\u01b0\u1eddi \u0111i vay ti\u00eau d\u00f9ng c\u00f3 thu nh\u1eadp t\u1eeb 5-8 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng<\/strong><\/p>\n

Theo \u00f4ng Ho\u00e0ng Minh Tu\u1ea5n, Tr\u01b0\u1edfng ph\u00f2ng Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i, h\u00e0nh vi vay ti\u00eau d\u00f9ng c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t Nam hi\u1ec7n \u0111\u00e3 thay \u0111\u1ed5i nhi\u1ec1u so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y. \u201cHi\u1ec7n nay, 90% ng\u01b0\u1eddi \u0111i vay ti\u00eau d\u00f9ng c\u00f3 thu nh\u1eadp t\u1eeb 5-8 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. S\u1ed1 l\u01b0\u1ee3ng n\u00e0y chi\u1ebfm t\u1ef7 l\u1ec7 d\u00e2n s\u1ed1 r\u1ea5t l\u1edbn, nh\u1ea5t l\u00e0 nh\u1eefng ng\u01b0\u1eddi tr\u1ebb tu\u1ed5i c\u00f3 xu h\u01b0\u1edbng vay \u0111\u1ec3 ti\u00eau tr\u01b0\u1edbc, tr\u1ea3 sau \u0111ang t\u0103ng l\u00ean. Hi\u1ec7n nay, th\u1eddi gian ph\u00ea duy\u1ec7t m\u1ed9t kho\u1ea3n vay t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng c\u0169ng ch\u1ec9 m\u1ea5t 15-30 ph\u00fat\u201d, \u00f4ng Tu\u1ea5n cho bi\u1ebft.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Theo lu\u1eadt s\u01b0 \u0110\u1ee9c, h\u00e0nh vi n\u00e0y \u1edf c\u00e1c n\u01b0\u1edbc s\u1ebd b\u1ecb coi l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p, \u201ct\u1ea1i c\u00e1c n\u01b0\u1edbc, h\u1ecd quy \u0111\u1ecbnh b\u00ean \u0111\u00f2i n\u1ee3 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ebfn c\u01a1 quan ng\u01b0\u1eddi vay \u0111\u1ec3 \u0111\u00f2i n\u1ee3; sau 21h kh\u00f4ng \u0111\u01b0\u1ee3c\u00a0g\u1ecdi \u0111i\u1ec7n \u0111\u00f2i n\u1ee3<\/strong>, m\u1ed9t ng\u00e0y kh\u00f4ng qu\u00e1 bao nhi\u00eau cu\u1ed9c… C\u00f2n \u1edf Vi\u1ec7t Nam, th\u1eadm ch\u00ed ch\u01b0a qu\u00e1 h\u1ea1n m\u00e0 ch\u1ec9 g\u1ea7n \u0111\u1ebfn h\u1ea1n thanh to\u00e1n \u0111\u00e3 b\u1ecb g\u1ecdi c\u1ea3 ch\u1ee5c cu\u1ed9c \u0111i\u1ec7n tho\u1ea1i m\u1ed9t ng\u00e0y. Kh\u1ee7ng b\u1ed1 nh\u01b0 th\u1ebf, \u0111\u1ea7u \u00f3c n\u00e0o ch\u1ecbu n\u1ed5i\u201d, \u00f4ng \u0110\u1ee9c nh\u1eadn x\u00e9t.<\/em><\/p>\n

Ph\u00e2n t\u00edch c\u00e1c h\u00e0nh vi \u0111\u00f2i n\u1ee3 n\u00e0y, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng, c\u0169ng c\u00f3 nguy\u00ean nh\u00e2n, quy \u0111\u1ecbnh ph\u00e1p l\u00fd hi\u1ec7n kh\u00f4ng \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 n\u1ee3 d\u1eabn \u0111\u1ebfn c\u00e1c th\u1ea5t tho\u00e1t, kh\u00e1ch h\u00e0ng tr\u1ed1n n\u1ee3. \u201cDo b\u1ecb vi ph\u1ea1m nhi\u1ec1u n\u00ean c\u00e1c \u0111\u01a1n v\u1ecb cho vay bu\u1ed9c ph\u1ea3i t\u00ecm c\u00e1ch \u1ee9ng x\u1eed kh\u00e1c. Trong qu\u00e1 tr\u00ecnh \u0111\u00f3, c\u00f3 nh\u1eefng \u0111\u01a1n v\u1ecb \u0111\u00e3 l\u00e0m qu\u00e1\u201d, \u00f4ng \u0110\u1ee9c nh\u1eadn x\u00e9t.<\/em><\/p>\n

Trong khi \u0111\u00f3, \u0111\u1ee9ng \u1edf ph\u00eda ng\u01b0\u1eddi cho vay, \u00f4ng Ho\u00e0ng Minh Tu\u1ea5n, Tr\u01b0\u1edfng ban Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i n\u00eau th\u1ef1c tr\u1ea1ng: \u201cC\u00f3 kh\u00e1ch h\u00e0ng n\u1ed9p h\u1ed3 s\u01a1 vay c\u00f9ng m\u1ed9t th\u1eddi \u0111i\u1ec3m 3 ng\u00e2n h\u00e0ng. \u0110\u00e2y c\u0169ng l\u00e0 b\u00e0i to\u00e1n h\u1ebft s\u1ee9c \u0111au \u0111\u1ea7u khi\u1ebfn c\u00e1c \u0111\u01a1n v\u1ecb t\u00e0i ch\u00ednh kh\u00f4ng th\u1ec3 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c. N\u1ebfu b\u1ecb \u201cb\u00f9ng\u201d n\u1ee3, ki\u1ec7n ra t\u00f2a c\u0169ng ph\u1ea3i m\u1ea5t m\u1ea5y n\u0103m. Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi vay c\u00f3 t\u00e0i s\u1ea3n c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 nh\u01b0ng kh\u00f4ng tr\u1ea3 n\u00ean bu\u1ed9c b\u00ean cho vay ph\u1ea3i t\u00ecm c\u00e1ch \u201ch\u00e0nh \u0111\u1ed9ng\u201d.<\/p>\n

Qua \u0111\u00e2y, \u00f4ng Tu\u1ea5n khuy\u1ebfn ngh\u1ecb c\u1ea7n x\u00e2y d\u1ef1ng m\u1ed9t trung t\u00e2m d\u1eef li\u1ec7u chung \u0111\u1ec3 h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng kh\u00e1ch h\u00e0ng v\u1ee5 l\u1ee3i l\u1eeba \u0111\u1ea3o t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng.<\/p>\n

T\u00edn d\u1ee5ng \u0111en chi\u1ebfm th\u1ebf th\u01b0\u1ee3ng phong<\/strong><\/p>\n

Th\u00f4ng tin v\u1edbi PV B\u00e1o Giao th\u00f4ng, lu\u1eadt s\u01b0 \u0110\u1ee9c cho hay, t\u00edn d\u1ee5ng \u0111en trong n\u1ec1n kinh t\u1ebf hi\u1ec7n nay r\u1ea5t l\u1edbn. \u201c\u1ede H\u00e0 N\u1ed9i c\u00f3 nh\u1eefng con ph\u1ed1 c\u00f3 30 ti\u1ec7m c\u1ea7m \u0111\u1ed3. V\u00e0 c\u1ea3 H\u00e0 N\u1ed9i, d\u01b0 n\u1ee3 quy m\u00f4 c\u1ea7m \u0111\u1ed3 c\u00f3 th\u1ec3 c\u00f2n l\u1edbn h\u01a1n d\u01b0 n\u1ee3 t\u00e0i ch\u00ednh ch\u00ednh th\u1ee9c\u201d, \u00f4ng \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh. M\u1eb7t kh\u00e1c, \u00f4ng \u0110\u1ee9c c\u0169ng cho r\u1eb1ng, hi\u1ec7n ch\u01b0a c\u00f3 c\u01a1 ch\u1ebf hi\u1ec7u qu\u1ea3 ki\u1ec3m so\u00e1t\u00a0t\u00edn d\u1ee5ng \u0111en<\/strong>.<\/em><\/p>\n

\u0110\u01b0\u1ee3c bi\u1ebft, cu\u1ed1i n\u0103m 2016, tr\u01b0\u1edbc v\u1ea5n \u0111\u1ec1 b\u1ee9c x\u00fac c\u1ee7a t\u00edn d\u1ee5ng \u0111en, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 cu\u1ed9c h\u1ecdp c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, c\u00f4ng ty t\u00e0i ch\u00ednh, chuy\u00ean gia \u0111\u1ec3 l\u1ea5y \u00fd ki\u1ebfn cho vi\u1ec7c x\u00e2y d\u1ef1ng d\u1ef1 th\u1ea3o quy \u0111\u1ecbnh h\u00e0nh lang ph\u00e1p l\u00fd cho\u00a0t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng<\/strong>\u00a0\u1edf Vi\u1ec7t Nam. Sau \u0111\u00f3, Th\u00f4ng t\u01b0 39 v\u00e0 Th\u00f4ng t\u01b0 43 \u0111\u00e3 \u0111\u01b0\u1ee3c ban h\u00e0nh v\u00e0 \u00e1p d\u1ee5ng ngay \u0111\u1ea7u n\u0103m 2017.<\/em><\/p>\n

Tuy nhi\u00ean, theo \u0111\u00e1nh gi\u00e1 c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, c\u00e1c quy \u0111\u1ecbnh n\u00e0y ch\u1ee7 y\u1ebfu l\u00e0 si\u1ebft l\u1ea1i vi\u1ec7c c\u1ea5p ph\u00e9p, qu\u1ea3n tr\u1ecb c\u00e1c \u0111i\u1ec1u ki\u1ec7n an to\u00e0n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh v\u00e0 mang t\u00ednh ch\u1ea5t ph\u1ee5c v\u1ee5 cho vi\u1ec7c t\u00e1i c\u1ea5u tr\u00fac h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. C\u00f2n \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng, m\u1ea3ng nghi\u1ec7p v\u1ee5 t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng th\u00ec ch\u01b0a c\u00f3 thay \u0111\u1ed5i l\u1edbn, th\u1eadm ch\u00ed th\u00f4ng t\u01b0 43 l\u1ea1i n\u1edbi l\u1ecfng c\u00e1c \u0111i\u1ec1u ki\u1ec7n so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y.<\/em><\/p>\n

\u00d4ng \u0110\u1ee9c ch\u1ec9 ra, tr\u01b0\u1edbc kia khi kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh ri\u00eang v\u1ec1 cho vay ti\u00eau d\u00f9ng th\u00ec r\u1ea5t ch\u1eb7t v\u00ec ph\u1ea3i \u00e1p d\u1ee5ng theo quy \u0111\u1ecbnh chung l\u00e0 ph\u1ea3i c\u00f3 h\u1ed3 s\u01a1 vay v\u1ed1n, ch\u1ee9ng minh m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u1ed1n, l\u1ed9 tr\u00ecnh tr\u1ea3 n\u1ee3… C\u00f2n b\u00e2y gi\u1edd, quy \u0111\u1ecbnh c\u01a1i n\u1edbi ra nhi\u1ec1u, nh\u01b0 khi vay ch\u1ec9 c\u1ea7n c\u00f3 h\u00f3a \u0111\u01a1n \u0111i\u1ec7n tho\u1ea1i, h\u00f3a \u0111\u01a1n \u0111i\u1ec7n n\u01b0\u1edbc…<\/em><\/p>\n

Cao S\u01a1n<\/strong><\/a><\/p>\n

\u2014\u2014\u2014\u2014-<\/p>\n

Giao th\u00f4ng (Kinh t\u1ebf) 26-4-2017:<\/em><\/strong><\/p>\n

http:\/\/www.baogiaothong.vn\/cong-ty-cho-vay-tieu-dung-bi-to-doi-no-kieu-khung-bo-d206072.html<\/a><\/em><\/p>\n

(699\/1.035)<\/em>","protected":false},"excerpt":{"rendered":"

(GT) – Ngay c\u1ea3 khi n\u1ee3 ch\u01b0a qu\u00e1 h\u1ea1n m\u00e0 ch\u1ec9 g\u1ea7n \u0111\u1ebfn h\u1ea1n thanh to\u00e1n, nh\u00e2n vi\u00ean c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 g\u1ecdi c\u1ea3 tr\u0103m cu\u1ed9c \u0111i\u1ec7n tho\u1ea1i m\u1ed9t ng\u00e0y \u0111\u1ec3 \u201ckh\u1ee7ng b\u1ed1\u201d ng\u01b0\u1eddi vay, th\u1eadm ch\u00ed r\u00eau rao, b\u00eau x\u1ea5u tr\u00ean facebook. Nhi\u1ec1u c\u00f4ng ty t\u00e0i ch\u00ednh b\u1ecb t\u1ed1 kh\u1ee7ng b\u1ed1 ng\u01b0\u1eddi vay […]<\/p>\n","protected":false},"author":1,"featured_media":15387,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-15386","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.618. C\u00f4ng ty cho vay ti\u00eau d\u00f9ng b\u1ecb t\u1ed1 \u0111\u00f2i n\u1ee3 ki\u1ec3u \u201ckh\u1ee7ng b\u1ed1\u201d - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-618-cong-ty-cho-vay-tieu-dung-bi-to-doi-no-kieu-khung-bo\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.618. 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