{"id":15688,"date":"2017-05-27T15:32:35","date_gmt":"2017-05-27T08:32:35","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=15688"},"modified":"2022-03-23T15:45:58","modified_gmt":"2022-03-23T08:45:58","slug":"1-665-can-lam-ro-va-xu-ly-trach-nhiem-nguoi-gay-ra-no-xau","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-665-can-lam-ro-va-xu-ly-trach-nhiem-nguoi-gay-ra-no-xau\/","title":{"rendered":"1.665. C\u1ea7n l\u00e0m r\u00f5 v\u00e0 x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m ng\u01b0\u1eddi g\u00e2y ra n\u1ee3 x\u1ea5u"},"content":{"rendered":"(GD) – Theo Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, c\u1ea7n th\u1eadn tr\u1ecdng trong x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 ng\u01b0\u1eddi g\u00e2y ra n\u1ee3 x\u1ea5u \u0111\u1ec3 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/strong><\/p>\n

Theo\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m th\u00e1ng 1\/2017, to\u00e0n h\u1ec7 th\u1ed1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 x\u1eed l\u00fd \u0111\u01b0\u1ee3c 616,7 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng n\u1ee3 x\u1ea5u, trong \u0111\u00f3 n\u1ee3 x\u1ea5u do c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng t\u1ef1 x\u1eed l\u00fd l\u00e0 349,7 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng (chi\u1ebfm 56,7% t\u1ed5ng s\u1ed1 n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd), c\u00f2n l\u1ea1i l\u00e0 b\u00e1n n\u1ee3 cho c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00e1c (chi\u1ebfm 43,3%).<\/p>\n

Ri\u00eang k\u1ebft qu\u1ea3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng qua C\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, l\u0169y k\u1ebf t\u1eeb n\u0103m 2013 \u0111\u1ebfn 31\/3\/2017, t\u1ed5ng s\u1ed1 ti\u1ec1n thu h\u1ed3i n\u1ee3 qua C\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ea1t 53.236 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Trong t\u1ed5ng s\u1ed1 n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd, th\u00ec h\u00ecnh th\u1ee9c b\u00e1n, ph\u00e1t m\u1ea1i t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 thu h\u1ed3i n\u1ee3 \u1edf m\u1ee9c kh\u00e1 th\u1ea5p 17,1 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng (chi\u1ebfm 2,8% t\u1ed5ng n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c x\u1eed l\u00fd).<\/p>\n

Tr\u01b0\u1edbc kh\u00f3 kh\u0103n trong v\u1ea5n \u0111\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u, ng\u00e0y 23\/5 v\u1eeba qua t\u1ea1i H\u1ed9i th\u1ea3o \u201cX\u1eed l\u00fd n\u1ee3 x\u1ea5u nh\u00ecn t\u1eeb g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch ph\u00e1p lu\u1eadt\u201d, \u00f4ng Nguy\u1ec5n \u0110\u1ee9c Ki\u00ean – Ph\u00f3 ch\u1ee7 nhi\u1ec7m \u1ee6y ban Kinh t\u1ebf c\u1ee7a Qu\u1ed1c h\u1ed9i cho bi\u1ebft, Qu\u1ed1c h\u1ed9i s\u1ebd ban h\u00e0nh Ngh\u1ecb quy\u1ebft v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/p>\n

Theo \u00f4ng Ki\u00ean, ngh\u1ecb quy\u1ebft s\u1ebd kh\u00f4ng lo\u1ea1i tr\u1eeb\u00a0tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 c\u00e1c c\u00e1 nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
To\u00e0n c\u1ea3nh\u00a0H\u1ed9i th\u1ea3o \u201cX\u1eed l\u00fd n\u1ee3 x\u1ea5u nh\u00ecn t\u1eeb g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch ph\u00e1p lu\u1eadt\u201d – \u1ea3nh Duy Th\u00f4ng\/ B\u00e1o \u0110i\u1ec7n t\u1eed \u0110\u1ea1i bi\u1ec3u Nh\u00e2n d\u00e2n.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0110\u00fang, nh\u01b0ng c\u1ea7n th\u1eadn tr\u1ecdng<\/strong><\/p>\n

Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean B\u00e1o \u0110i\u1ec7n t\u1eed Gi\u00e1o d\u1ee5c Vi\u1ec7t Nam, Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu \u2013 Chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng nh\u1eadn \u0111\u1ecbnh, n\u1ee3 x\u1ea5u \u0111ang \u0111e d\u1ecda nghi\u00eam tr\u1ecdng kh\u00f4ng ch\u1ec9 v\u1edbi h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh m\u00e0 c\u00f2n c\u1ea3 h\u1ec7 th\u1ed1ng an ninh ti\u1ec1n t\u1ec7 qu\u1ed1c gia.<\/p>\n

\u201cV\u00ec v\u1eady Qu\u1ed1c h\u1ed9i ban h\u00e0nh Ngh\u1ecb quy\u1ebft v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng trong \u0111\u00f3 \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1 xem x\u00e9t tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi c\u00e1c c\u00e1 nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u l\u00e0 c\u1ea7n thi\u1ebft\u201d, \u00f4ng Hi\u1ebfu b\u00e0y t\u1ecf s\u1ef1 \u0111\u1ed3ng t\u00ecnh.<\/p>\n

Kh\u1eb3ng \u0111\u1ecbnh s\u1ef1 c\u1ea7n thi\u1ebft xem x\u00e9t tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi c\u00e1 nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u nh\u01b0ng Ti\u1ebfn s\u0129 Hi\u1ebfu \u0111\u1ec1 ngh\u1ecb c\u1ea7n th\u1eadn tr\u1ecdng \u0111\u1ec3 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u.<\/p>\n

Ti\u1ebfn s\u0129 Hi\u1ebfu ph\u00e2n t\u00edch, nguy\u00ean nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u \u0111\u1ebfn t\u1eeb c\u1ea3 hai ph\u00eda ng\u00e2n h\u00e0ng v\u00e0 ng\u01b0\u1eddi \u0111i vay.<\/p>\n

V\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng, nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u1ed1 t\u00ecnh vi ph\u1ea1m quy \u0111\u1ecbnh cho vay ho\u1eb7c do n\u0103ng l\u1ef1c c\u1ee7a c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m.<\/p>\n

\u201cNguy\u00ean nh\u00e2n c\u00f3 th\u1ec3 do sai s\u00f3t v\u1ec1 th\u00f4ng tin kh\u00e1ch h\u00e0ng, kh\u00f4ng th\u1ea9m \u0111\u1ecbnh \u0111\u00fang t\u00ecnh tr\u1ea1ng t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng d\u1eabn \u0111\u1ebfn cho vay nh\u01b0ng kh\u00f4ng thu h\u1ed3i \u0111\u01b0\u1ee3c n\u1ee3, tr\u1edf th\u00e0nh n\u1ee3 x\u1ea5u.<\/p>\n

Ngo\u00e0i ra c\u00f3 th\u1ec3 do ng\u00e2n h\u00e0ng c\u1ea7u th\u1ea3, c\u00e1n b\u1ed9 nh\u00e2n vi\u00ean ti\u1ebfp tay l\u1eeba \u0111\u1ea3o l\u1eadp ra h\u1ed3 s\u01a1 kh\u1ed1ng \u0111\u1ec3 t\u01b0 t\u00fai v\u1edbi kh\u00e1ch h\u00e0ng\u201d, \u00f4ng Hi\u1ebfu cho bi\u1ebft.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu cho r\u1eb1ng, trong x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi c\u00e1 nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u c\u1ea7n th\u1eadn tr\u1ecdng – \u1ea3nh: Ho\u00e0ng L\u1ef1c.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

T\u01b0\u01a1ng t\u1ef1 v\u1ec1 ph\u00eda kh\u00e1ch h\u00e0ng \u0111i vay, theo Ti\u1ebfn s\u0129 Hi\u1ebfu c\u0169ng c\u00f3 nguy\u00ean nh\u00e2n t\u1eeb kh\u00e1ch quan nh\u01b0: vi\u1ec7c kinh doanh th\u1ea5t b\u1ea1i, m\u1ea5t kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3.<\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i c\u0169ng c\u00f3 tr\u01b0\u1eddng h\u1ee3p c\u1ed1 t\u00ecnh t\u00ecm c\u00e1ch l\u1eeba \u0111\u1ea3o g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u00e2n h\u00e0ng.<\/p>\n

Nh\u00ecn l\u1ea1i sai ph\u1ea1m ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u ngo\u00e0i sai x\u00f3t v\u1ec1 nghi\u1ec7p v\u1ee5, Ti\u1ebfn s\u0129 Hi\u1ebfu cho r\u1eb1ng h\u1ea7u h\u1ebft nguy\u00ean nh\u00e2n nh\u1eefng kho\u1ea3n n\u1ee3 x\u1ea5u l\u00e0 do sai ph\u1ea1m c\u1ee7a c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng. \u0110i\u1ec3n h\u00ecnh nh\u01b0 t\u1ea1i\u00a0Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n\u00a0– Chi nh\u00e1nh Th\u00e0nh ph\u1ed1 C\u1ea7n Th\u01a1 (Agribank C\u1ea7n Th\u01a1).<\/p>\n

T\u1ea1i ng\u00e2n h\u00e0ng n\u00e0y n\u0103m 2012, C\u00f4ng ty n\u00f4ng th\u1ee7y s\u1ea3n T\u00e2y Nam (C\u1ea7n Th\u01a1) \u0111\u00e3 l\u00e0m h\u1ed3 s\u01a1 vay g\u1ea7n 300 t\u1ef7 \u0111\u1ed3ng c\u1ee7a g\u00f3i t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i ti\u00eau th\u1ee5 n\u00f4ng s\u1ea3n trong n\u00f4ng nghi\u1ec7p (l\u00e3i su\u1ea5t 0% hai n\u0103m \u0111\u1ea7u v\u00e0 n\u0103m th\u1ee9 3 tr\u1edf \u0111i l\u00e0 50% m\u1ed7i n\u0103m).<\/p>\n

\u0110\u1ec3 vay v\u1ed1n doanh nghi\u1ec7p n\u00e0y \u0111\u00e3 d\u00f9ng si\u00eau th\u1ecb Citimart \u1edf qu\u1eadn Ninh Ki\u1ec1u (Th\u00e0nh ph\u1ed1 C\u1ea7n Th\u01a1) th\u1ebf ch\u1ea5p v\u00e0 \u0111\u01b0\u1ee3c cho vay 290 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Tr\u1ee5 s\u1edf c\u1ee7a\u00a0Ng\u00e2n h\u00e0ng N\u00f4ng nghi\u1ec7p v\u00e0 Ph\u00e1t tri\u1ec3n n\u00f4ng th\u00f4n – Chi nh\u00e1nh TP C\u1ea7n Th\u01a1 (Agribank C\u1ea7n Th\u01a1) – \u1ea3nh ngu\u1ed3n Agribank.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Sau khi vay ti\u1ec1n, C\u00f4ng ty n\u00f4ng th\u1ee7y s\u1ea3n T\u00e2y Nam s\u1eed d\u1ee5ng ti\u1ec1n vay kh\u00f4ng \u0111\u00fang m\u1ee5c \u0111\u00edch, kh\u00f4ng mua m\u00e1y m\u00f3c thi\u1ebft b\u1ecb, kh\u00f4ng k\u00fd v\u00e0 th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng ti\u00eau th\u1ee5 n\u00f4ng s\u1ea3n, d\u1ecbch v\u1ee5 c\u01a1 gi\u1edbi h\u00f3a s\u1ea3n xu\u1ea5t n\u00f4ng nghi\u1ec7p v\u1edbi n\u00f4ng d\u00e2n.<\/p>\n

Theo C\u01a1 quan an ninh \u0111i\u1ec1u tra (PA92) C\u00f4ng an Th\u00e0nh ph\u1ed1 C\u1ea7n Th\u01a1 nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn C\u00f4ng ty n\u00f4ng th\u1ee7y s\u1ea3n T\u00e2y Nam d\u1ec5 d\u00e0ng \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t kho\u1ea3n vay tr\u00ean do s\u1ef1 ti\u1ebfp tay c\u1ee7a B\u00f9i Tu\u1ea5n Anh – Ph\u00f3 ph\u00f2ng T\u00edn d\u1ee5ng doanh nghi\u1ec7p Agribank C\u1ea7n Th\u01a1 ng\u01b0\u1eddi tr\u1ef1c ti\u1ebfp th\u1ee5 l\u00fd, gi\u00e1m s\u00e1t h\u1ed3 s\u01a1 vay c\u1ee7a C\u00f4ng ty n\u00f4ng th\u1ee7y s\u1ea3n T\u00e2y Nam.<\/p>\n

Thay v\u00ec th\u1ef1c hi\u1ec7n \u0111\u00fang quy \u0111\u1ecbnh, B\u00f9i Tu\u1ea5n Anh \u0111\u00e3 b\u1ecf qua c\u00e1c quy \u0111\u1ecbnh khi thi\u1ebfu ki\u1ec3m tra, gi\u00e1m s\u00e1t d\u1ef1 \u00e1n, ngu\u1ed3n v\u1ed1n ph\u00e1t vay, ti\u1ebfn \u0111\u1ed9 th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n\u2026<\/p>\n

C\u0169ng li\u00ean quan \u0111\u1ebfn v\u1ee5 vi\u1ec7c n\u00e0y c\u01a1 quan c\u00f4ng an \u0111\u00e3 kh\u1edfi t\u1ed1 b\u1eaft t\u1ea1m giam B\u00f9i Tu\u1ea5n Anh – Ph\u00f3 ph\u00f2ng T\u00edn d\u1ee5ng doanh nghi\u1ec7p Agribank C\u1ea7n Th\u01a1, Nguy\u1ec5n Hu\u1ef3nh \u0110\u1ea1t Nh\u00e2n – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty N\u00f4ng th\u1ee7y s\u1ea3n T\u00e2y Nam.<\/p>\n

\u0110\u1ed3ng th\u1eddi kh\u1edfi t\u1ed1 v\u00e0 c\u1ea5m r\u1eddi n\u01a1i c\u01b0 tr\u00fa \u0111\u1ed1i v\u1edbi \u00f4ng L\u00ea Thanh H\u1ea3i \u2013 nguy\u00ean Gi\u00e1m \u0111\u1ed1c Agribank C\u1ea7n Th\u01a1 v\u00e0 \u00f4ng Tr\u1ea7n Huy Li\u1ec7u \u2013 nguy\u00ean Ph\u00f3 Gi\u00e1m \u0111\u1ed1c Agribank C\u1ea7n Th\u01a1 c\u0169ng h\u00e0nh vi vi ph\u1ea1m \u201cX\u00e9t duy\u1ec7t cho vay sai \u0111\u1ed1i t\u01b0\u1ee3ng”.<\/p>\n

T\u1eeb d\u1eabn ch\u1ee9ng tr\u00ean Ti\u1ebfn s\u0129 Hi\u1ebfu n\u00eau quan \u0111i\u1ec3m: Ch\u1ec9 n\u00ean xem x\u00e9t tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 nh\u1eefng kho\u1ea3n n\u1ee3 x\u1ea5u m\u00e0 nguy\u00ean nh\u00e2n g\u00e2y ra do c\u1ed1 t\u00ecnh vi ph\u1ea1m, c\u1ed1 t\u00ecnh l\u00e0m tr\u00e1i quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt c\u1ee7a c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng v\u00e0 ng\u01b0\u1eddi \u0111i vay.<\/p>\n

\u201cV\u1edbi nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u do y\u1ebfu t\u1ed1 th\u1ecb tr\u01b0\u1eddng ho\u1eb7c tr\u00ecnh \u0111\u1ed9 c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 t\u00f9y tr\u01b0\u1eddng h\u1ee3p xem x\u00e9t x\u1eed l\u00fd c\u1ea3nh c\u00e1o \u0111\u1ebfn x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00e0nh ch\u00ednh.<\/p>\n

Kh\u00f4ng n\u00ean h\u00ecnh s\u1ef1 h\u00f3a t\u1ea5t c\u1ea3 nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u m\u00e0 c\u1ea7n ph\u1ea3i l\u00e0m r\u00f5 \u0111\u00e2u l\u00e0 kh\u00e1ch quan \u0111\u00e2u l\u00e0 ch\u1ee7 quan.<\/p>\n

H\u00ecnh s\u1ef1 h\u00f3a tr\u00e1ch nhi\u1ec7m n\u1ee3 x\u1ea5u s\u1ebd c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 n\u1ee3 x\u1ea5u kh\u00f4ng \u0111\u01b0\u1ee3c l\u00e0m r\u00f5 x\u1eed l\u00fd v\u00ec lo ng\u1ea1i b\u1ecb x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1\u201d, \u00f4ng Hi\u1ebfu n\u00eau quan \u0111i\u1ec3m.<\/p>\n

Trong x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 c\u00e1 nh\u00e2n, theo Ti\u1ebfn s\u0129 Hi\u1ebfu b\u1ea5t c\u1ee9 g\u00f3i t\u00edn d\u1ee5ng n\u00e0o c\u0169ng theo quy tr\u00ecnh ph\u00ea duy\u1ec7t. C\u00f3 nh\u1eefng g\u00f3i t\u00edn d\u1ee5ng vi\u1ec7c th\u1ea9m \u0111\u1ecbnh cho vay do c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c giao ph\u00ea duy\u1ec7t nh\u01b0ng c\u0169ng c\u00f3 th\u1ec3 do ban ho\u1eb7c h\u1ed9i \u0111\u1ed3ng t\u00edn d\u1ee5ng ph\u00ea duy\u1ec7t.<\/p>\n

\u201cT\u00f9y t\u1eebng g\u00f3i t\u00edn d\u1ee5ng g\u00e2y ra n\u1ee3 x\u1ea5u m\u00e0 x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 c\u00e1 nh\u00e2n hay t\u1eadp th\u1ec3 h\u1ed9i \u0111\u1ed3ng x\u00e9t duy\u1ec7t cho vay. Trong tr\u01b0\u1eddng h\u1ee3p c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng ngh\u1ec9 hay chuy\u1ec3n c\u00f4ng t\u00e1c c\u0169ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd\u201d, \u00f4ng Hi\u1ebfu cho bi\u1ebft th\u00eam.<\/p>\n

Ph\u1ea3i th\u00e1o g\u1ee1 t\u1eeb lu\u1eadt<\/em><\/strong><\/p>\n

N\u00eau quan \u0111i\u1ec3m x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi ng\u01b0\u1eddi g\u00e2y ra n\u1ee3 x\u1ea5u, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Tr\u01b0\u1edfng Ban T\u01b0 v\u1ea5n v\u00e0 Ph\u1ea3n bi\u1ec7n ch\u00ednh s\u00e1ch, H\u1ed9i c\u00e1c Nh\u00e0 Qu\u1ea3n tr\u1ecb Doanh nghi\u1ec7p Vi\u1ec7t Nam (VACD) kh\u1eb3ng \u0111\u1ecbnh: \u201c\u0110\u00e2y l\u00e0 nguy\u00ean t\u1eafc b\u1ea5t di b\u1ea5t d\u1ecbch, lu\u1eadt ph\u00e1p quy \u0111\u1ecbnh g\u00e2y ra sai ph\u1ea1m ph\u1ea3i b\u1ecb x\u1eed l\u00fd, kh\u00f4ng ri\u00eang g\u00ec n\u1ee3 x\u1ea5u m\u00e0 b\u1ea5t c\u1ee9 l\u0129nh v\u1ef1c n\u00e0o\u201d.<\/em><\/p>\n

Tuy nhi\u00ean, Lu\u1eadt s\u01b0 \u0110\u1ee9c cho r\u1eb1ng, v\u1ea5n \u0111\u1ec1 x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 v\u1edbi c\u00e1 nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u s\u1ebd kh\u00f4ng d\u1ec5 b\u1edfi li\u00ean quan \u0111\u1ebfn nhi\u1ec1u c\u00e1 nh\u00e2n, t\u1eeb c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng tr\u1ef1c ti\u1ebfp cho vay \u0111\u1ebfn l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng, l\u00e3nh \u0111\u1ea1o chi nh\u00e1nh.\u00a0<\/em><\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Tr\u01b0\u1edfng Ban T\u01b0 v\u1ea5n v\u00e0 Ph\u1ea3n bi\u1ec7n ch\u00ednh s\u00e1ch, H\u1ed9i c\u00e1c Nh\u00e0 Qu\u1ea3n tr\u1ecb Doanh nghi\u1ec7p Vi\u1ec7t Nam (VACD) – \u1ea3nh do nh\u00e2n v\u1eadt cung c\u1ea5p.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

M\u1eb7t kh\u00e1c, theo Lu\u1eadt s\u01b0 \u0110\u1ee9c d\u00f9 x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n nh\u01b0ng m\u1ee5c \u0111\u00edch cu\u1ed1i c\u00f9ng ph\u1ea3i x\u1eed l\u00fd \u0111\u01b0\u1ee3c n\u1ee3 x\u1ea5u, thu l\u1ea1i t\u00e0i s\u1ea3n. Trong khi nguy\u00ean nh\u00e2n khi\u1ebfn n\u1ee3 x\u1ea5u ch\u01b0a x\u1eed l\u00fd d\u1ee9t \u0111i\u1ec3m l\u00e0 c\u01a1 ch\u1ebf ph\u00e1p lu\u1eadt v\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u ch\u01b0a ho\u00e0n thi\u1ec7n, l\u00e0m gi\u1ea3m hi\u1ec7u qu\u1ea3 x\u1eed l\u00fd.\u00a0<\/em><\/p>\n

\u0110\u1eb7c bi\u1ec7t, c\u01a1 ch\u1ebf hi\u1ec7n nay ch\u01b0a b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i h\u1ee3p ph\u00e1p c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, ch\u01b0a t\u1ea1o thu\u1eadn l\u1ee3i cho quy\u1ec1n x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, th\u1eddi gian x\u1eed l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o t\u1ea1i t\u00f2a \u00e1n k\u00e9o d\u00e0i…<\/em><\/p>\n

\u201cV\u01b0\u1edbng m\u1eafc ph\u00e1p l\u00fd, ch\u1ee7 y\u1ebfu gi\u1ea3i quy\u1ebft c\u00e2u chuy\u1ec7n ph\u00e1p l\u00fd b\u00e1n, thanh l\u00fd t\u00e0i s\u1ea3n. Nh\u01b0ng lu\u1eadt hi\u1ec7n nay \u0111ang c\u00f3 nhi\u1ec1u r\u00e0o c\u1ea3n\u201d, Lu\u1eadt s\u01b0 \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

Ph\u00e2n t\u00edch c\u1ee5 th\u1ec3 Lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft, h\u1ea7u h\u1ebft t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u l\u00e0 nh\u00e0 \u0111\u1ea5t. Khi ng\u01b0\u1eddi vay kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c \u0111\u01b0\u01a1ng nhi\u00ean ng\u00e2n h\u00e0ng c\u00f3 quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p.<\/em><\/p>\n

Tuy nhi\u00ean, vi\u1ec7c thu gi\u1eef t\u00e0i s\u1ea3n kh\u00f4ng d\u1ec5, b\u1edfi c\u00f3 tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea5t \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p do ng\u01b0\u1eddi th\u00e2n c\u1ee7a ng\u01b0\u1eddi \u0111i vay s\u1eed d\u1ee5ng.<\/em><\/p>\n


\nN\u1ebfu b\u00e1n ph\u1ea3i qua \u0111\u1ea5u gi\u00e1 s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u th\u1ee7 t\u1ee5c th\u1eadm ch\u00ed ph\u1ea3i k\u00e9o ra t\u00f2a gi\u1ea3i quy\u1ebft trong nhi\u00ean n\u0103m v\u1eabn ch\u01b0a xong.<\/em>B\u00ean c\u1ea1nh \u0111\u00f3 ngay c\u1ea3 thu gi\u1eef r\u1ed3i x\u1eed l\u00fd c\u0169ng kh\u00f3 v\u00ec ph\u1ea3i xem h\u1ee3p \u0111\u1ed3ng vay b\u00ean nh\u1eadn t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u00f3 \u0111\u01b0\u1ee3c b\u00e1n kh\u00f4ng?<\/em><\/p>\n

\u201cLu\u1eadt hi\u1ec7n nay \u0111ang b\u1ea3o v\u1ec7 ng\u01b0\u1eddi \u0111i vay v\u00ec l\u00e0 ng\u01b0\u1eddi y\u1ebfu th\u1ebf, tuy nhi\u00ean h\u1ecd ch\u1ec9 y\u1ebfu th\u1ebf khi \u0111i vay c\u00f2n khi vay \u0111\u01b0\u1ee3c ti\u1ec1n th\u00ec ng\u00e2n h\u00e0ng m\u1edbi y\u1ebfu th\u1ebf, b\u1edfi vi\u1ec7c tr\u1ea3 n\u1ee3 hay kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o \u00fd th\u1ee9c ng\u01b0\u1eddi \u0111i vay.<\/em><\/p>\n

Trong khi vi\u1ec7c thu v\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p kh\u00f3 kh\u0103n\u201d, \u00f4ng \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh.<\/em><\/p>\n

\u0110\u01b0\u1ee3c bi\u1ebft b\u00ean c\u1ea1nh vi\u1ec7c \u0111\u1ec1 c\u1eadp \u0111\u1ebfn tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 c\u00e1 nh\u00e2n g\u00e2y ra n\u1ee3 x\u1ea5u, trong d\u1ef1 th\u1ea3o Ngh\u1ecb quy\u1ebft x\u1eed l\u00fd n\u1ee3 x\u1ea5u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f2n \u0111\u01b0a ra v\u1ea5n \u0111\u1ec1: T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i, t\u1ed5 ch\u1ee9c mua b\u00e1n, x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c quy\u1ec1n b\u00e1n n\u1ee3 x\u1ea5u, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a kho\u1ea3n n\u1ee3 x\u1ea5u theo gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, k\u1ec3 c\u1ea3 b\u00e1n v\u1edbi gi\u00e1 th\u1ea5p h\u01a1n gi\u00e1 tr\u1ecb ghi s\u1ed5 c\u1ee7a kho\u1ea3n n\u1ee3.\u00a0<\/em><\/p>\n

\u0110\u1ed3ng th\u1eddi t\u1ed5 ch\u1ee9c mua b\u00e1n, x\u1eed l\u00fd n\u1ee3 x\u1ea5u \u0111\u01b0\u1ee3c b\u00e1n n\u1ee3 x\u1ea5u cho c\u00e1c ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n bao g\u1ed3m c\u1ea3 c\u00e1c ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n kh\u00f4ng c\u00f3 ch\u1ee9c n\u0103ng kinh doanh mua, b\u00e1n n\u1ee3\u2026 D\u1ef1 th\u1ea3o Ngh\u1ecb quy\u1ebft c\u0169ng kh\u1eb3ng \u0111\u1ecbnh v\u00e0 \u0111\u1ea3m b\u1ea3o cho quy\u1ec1n thu gi\u1eef t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng.<\/em><\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 n\u1ed9i dung tr\u00ean trong d\u1ef1 th\u1ea3o Ngh\u1ecb quy\u1ebft x\u1eed l\u00fd n\u1ee3 x\u1ea5u Lu\u1eadt s\u01b0 \u0110\u1ee9c cho r\u1eb1ng \u0111\u00e2y l\u00e0 \u0111i\u1ec3m m\u1edbi t\u00edch c\u1ef1c m\u00e0 khi \u0111\u01b0\u1ee3c th\u00f4ng qua v\u00e0 ban h\u00e0nh s\u1ebd th\u00e1o g\u1ee1 \u0111\u01b0\u1ee3c n\u00fat th\u1eaft thanh l\u00fd t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p qua \u0111\u00f3 th\u00fac \u0111\u1ea9y qu\u00e1 tr\u00ecnh x\u1eed l\u00fd n\u1ee3 x\u1ea5u.\u00a0<\/em><\/p>\n

MAI ANH<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014-<\/em><\/strong><\/p>\n

Gi\u00e1o d\u1ee5c (Kinh t\u1ebf) 27-5-2017:<\/em><\/strong><\/p>\n

http:\/\/giaoduc.net.vn\/Kinh-te\/Can-lam-ro-va-xu-ly-trach-nhiem-nguoi-gay-ra-no-xau-post176926.gd<\/em><\/a><\/p>\n

(705\/2.055)<\/em>","protected":false},"excerpt":{"rendered":"

(GD) – Theo Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, c\u1ea7n th\u1eadn tr\u1ecdng trong x\u1eed l\u00fd tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 ng\u01b0\u1eddi g\u00e2y ra n\u1ee3 x\u1ea5u \u0111\u1ec3 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Theo\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m th\u00e1ng 1\/2017, to\u00e0n h\u1ec7 th\u1ed1ng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e3 x\u1eed l\u00fd \u0111\u01b0\u1ee3c 616,7 […]<\/p>\n","protected":false},"author":1,"featured_media":15695,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-15688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.665. 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