{"id":16133,"date":"2017-10-24T14:30:01","date_gmt":"2017-10-24T07:30:01","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16133"},"modified":"2022-03-25T14:34:47","modified_gmt":"2022-03-25T07:34:47","slug":"1-859-cho-vay-bot-nguy-co-no-xau-gia-tang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-859-cho-vay-bot-nguy-co-no-xau-gia-tang\/","title":{"rendered":"1.859. Cho vay BOT: Nguy c\u01a1 n\u1ee3 x\u1ea5u gia t\u0103ng"},"content":{"rendered":"

(TTVN) – Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Chuy\u00ean gia ph\u00e1p l\u00fd t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng, vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng t\u1eeb cho vay BOT s\u1ebd kh\u00f3 thanh kho\u1ea3n, t\u0103ng nguy c\u01a1 n\u1ee3 x\u1ea5u.<\/strong><\/p>\n

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Cho vay BOT ti\u1ec1m \u1ea9n nguy c\u01a1 n\u1ee3 x\u1ea5u khi d\u1ef1 \u00e1n ch\u1eadm ti\u1ebfn \u0111\u1ed9 – \u1ea2nh N\u0110T<\/em><\/p>\n<\/figcaption><\/figure>\n

Theo b\u00e1o c\u00e1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, cam k\u1ebft c\u1ea5p t\u00edn d\u1ee5ng v\u00e0 d\u01b0 n\u1ee3 \u0111\u1ebfn h\u1ebft n\u0103m 2016 v\u1eabn t\u0103ng, tuy nhi\u00ean t\u1ed1c \u0111\u1ed9 t\u0103ng \u0111\u00e3 gi\u1ea3m m\u1ea1nh so v\u1edbi n\u0103m 2015.<\/p>\n

T\u1ef7 tr\u1ecdng d\u01b0 n\u1ee3 BOT, BT giao th\u00f4ng tr\u00ean t\u1ed5ng d\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng \u1edf m\u1ee9c th\u1ea5p (t\u1eeb n\u0103m 2014 \u0111\u1ebfn nay ch\u1ec9 dao \u0111\u1ed9ng t\u1eeb 1% \u0111\u1ebfn 1,6%), t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u th\u1ea5p chi\u1ebfm 0,003%.<\/p>\n

C\u0169ng theo b\u00e1o c\u00e1o n\u00e0y, d\u01b0 n\u1ee3 t\u00ednh \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y t\u1eadp trung v\u00e0o 4 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng: BIDV, VietinBank, Vietcombank v\u00e0 SHB chi\u1ebfm 91% d\u01b0 n\u1ee3 to\u00e0n ng\u00e0nh, trong \u0111\u00f3 VietinBank v\u00e0 Vietcombank \u0111ang c\u00f3 t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u00e0o c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng \u1edf m\u1ee9c r\u1ea5t cao.<\/p>\n

Tr\u01b0\u1edbc vi\u1ec7c ng\u00e2n h\u00e0ng \u0111ang t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng nh\u1edd cho vay BOT, Lu\u00e2t s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Chuy\u00ean gia ph\u00e1p l\u00fd t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng cho r\u1eb1ng, b\u1ea3n th\u00e2n ng\u00e2n h\u00e0ng m\u1edbi \u0111ang l\u00e0 ch\u1ee7 th\u1ef1c s\u1ef1 c\u1ee7a c\u00e1c d\u1ef1 \u00e1n BOT giao th\u00f4ng, b\u1edfi h\u1ea7u h\u1ebft v\u1ed1n th\u1ef1c hi\u1ec7n\u00a0d\u1ef1 \u00e1n BOT giao th\u00f4ng<\/a>\u00a0\u0111\u1ec1u vay t\u1eeb ng\u00e2n h\u00e0ng.<\/p>\n

\u201cNguy\u00ean nh\u00e2n xu\u1ea5t ph\u00e1t t\u1eeb quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt, hi\u1ec7n nay v\u1edbi d\u1ef1 \u00e1n c\u00f3 m\u1ee9c \u0111\u1ea7u t\u01b0 d\u01b0\u1edbi 1.500 t\u1ef7 \u0111\u1ed3ng doanh nghi\u1ec7p t\u1ed1i thi\u1ec3u ph\u1ea3i c\u00f3 15% v\u1ed1n t\u1ef1 c\u00f3, t\u01b0\u01a1ng t\u1ef1 v\u1edbi d\u1ef1 \u00e1n c\u00f3 m\u1ee9c \u0111\u1ea7u t\u01b0 tr\u00ean 1.500 t\u1ef7 \u0111\u1ed3ng y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 t\u1ed1i thi\u1ec3u 10% v\u1ed1n t\u1ef1 c\u00f3.<\/p>\n

Quy \u0111\u1ecbnh l\u00e0 nh\u01b0 v\u1eady nh\u01b0ng hi\u1ec7n nay v\u1ed1n t\u1ef1 c\u00f3 t\u1ed1i thi\u1ec3u th\u1ef1c t\u1ebf l\u00e0 v\u1ed1n t\u1ed1i \u0111a c\u00f3 khi kh\u00f4ng \u0111\u1ee7 c\u00f2n l\u1ea1i ph\u1ea3i vay ng\u00e2n h\u00e0ng \u0111\u1ebfn 90% theo l\u00e3i su\u1ea5t th\u01b0\u01a1ng m\u1ea1i, do \u0111\u00f3 \u201cv\u1eadn m\u1ec7nh\u201d c\u00e1c d\u1ef1 \u00e1n BOT li\u00ean quan tr\u1ef1c ti\u1ebfp t\u1edbi c\u00e1c ng\u00e2n h\u00e0ng\u201d, Lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft.<\/p>\n

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Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\u00a0cho r\u1eb1ng, vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng d\u1ef1a v\u00e0o cho vay BOT ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro\u00a0– \u1ea2nh Ho\u00e0ng L\u1ef1c.<\/em><\/figcaption><\/figure>\n

Ph\u00e2n t\u00edch h\u1ec7 l\u1ee5y x\u1ea3y ra v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng trong vi\u1ec7c cho vay BOT, Lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft, khi cho vay ng\u00e2n h\u00e0ng lu\u00f4n ch\u1ecbu r\u1ee7i ro, cho vay BOT c\u0169ng v\u1eady. R\u1ee7i ro l\u1edbn nh\u1ea5t l\u00e0 vi\u1ec7c d\u1ef1 \u00e1n BOT kh\u00f4ng thu h\u1ed3i v\u1ed1n nh\u01b0 d\u1ef1 \u0111\u1ecbnh d\u1eabn \u0111\u1ebfn k\u00e9o d\u00e0i, th\u1eadm ch\u00ed g\u00e2y ra n\u1ee3 x\u1ea5u cho ng\u00e2n h\u00e0ng.<\/p>\n

\u201cNguy\u00ean nh\u00e2n xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c m\u1ee9c \u0111\u1ea7u t\u01b0 b\u1ecb th\u1ed5i ph\u1ed3ng so v\u1edbi th\u1ef1c t\u1ebf, khi c\u00e1c c\u01a1 quan thanh tra, ki\u1ec3m to\u00e1n v\u00e0o cu\u1ed9c r\u00fat t\u1ed5ng m\u1ee9c \u0111\u1ea7u t\u01b0 xu\u1ed1ng, k\u00e9o ng\u1eafn th\u1eddi gian thu ph\u00ed. \u0110i\u1ec1u n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c thu h\u1ed3i v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng\u201d, Lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft.<\/p>\n

M\u1eb7c d\u00f9 c\u00f3 nguy c\u01a1 gia t\u0103ng n\u1ee3 x\u1ea5u nh\u01b0ng \u00f4ng \u0110\u1ee9c cho r\u1eb1ng ng\u00e2n h\u00e0ng kh\u00f4ng s\u1ee3 m\u1ea5t ti\u1ec1n d\u1ef1 \u00e1n BOT. \u201cBOT l\u00e0 h\u1ee3p \u0111\u1ed3ng gi\u1eefa c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc v\u00e0 doanh nghi\u1ec7p, trong \u0111\u00f3 nh\u00e0 n\u01b0\u1edbc \u0111\u1ed3ng \u00fd cho doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n giao th\u00f4ng sau \u0111\u00f3 thu ph\u00ed ho\u00e0n v\u1ed1n cu\u1ed1i c\u00f9ng b\u00e0n giao l\u1ea1i cho nh\u00e0 n\u01b0\u1edbc qu\u1ea3n l\u00fd.<\/p>\n

Nh\u01b0 v\u1eady c\u00e2u chuy\u1ec7n ch\u1ec9 l\u00e0 thu ph\u00ed ho\u00e0n v\u1ed1n nhanh hay ch\u1eadm c\u00f2n ng\u00e2n h\u00e0ng kh\u00f4ng s\u1ee3 m\u1ea5t ti\u1ec1n. \u0110i\u1ec1u n\u00e0y l\u00fd gi\u1ea3i t\u1ea1i sao c\u00e1c ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng cho vay n\u1ebfu d\u1ef1 \u00e1n BOT \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t\u201d, \u00f4ng \u0110\u1ee9c ch\u1ec9 r\u00f5.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c vi\u1ec7c cho vay \u0111\u1ea7u t\u01b0 BOT kh\u00f4ng ch\u1ec9 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c ng\u00e2n h\u00e0ng m\u00e0 c\u00f2n l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn m\u1ee9c ph\u00ed BOT cao.<\/p>\n

V\u1ed1n kh\u00f4ng c\u00f3, nh\u00e0 \u0111\u1ea7u t\u01b0 BOT ph\u1ea3i \u0111i vay ng\u00e2n h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t th\u01b0\u01a1ng m\u1ea1i cao, do \u0111\u00f3 b\u00ean c\u1ea1nh chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng, l\u00e3i doanh nghi\u1ec7p nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i ch\u1ecbu l\u00e3i ng\u00e2n h\u00e0ng. Ch\u00ednh \u00e1p l\u1ef1c l\u00e3i su\u1ea5t khi\u1ebfn ch\u1ee7 \u0111\u1ea7u t\u01b0 BOT bu\u1ed9c ph\u1ea3i c\u00f3 l\u1ed9 tr\u00ecnh t\u0103ng ph\u00ed.<\/p>\n

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Trong b\u00e1o c\u00e1o \u00fd ki\u1ebfn, ki\u1ebfn ngh\u1ecb c\u1ee7a c\u1eed tri v\u00e0 nh\u00e2n d\u00e2n c\u1ea3 n\u01b0\u1edbc g\u1eedi t\u1edbi k\u1ef3 h\u1ecdp th\u1ee9 4 Qu\u1ed1c h\u1ed9i kho\u00e1 14, \u00f4ng Tr\u1ea7n Thanh M\u1eabn – Ch\u1ee7 t\u1ecbch \u1ee6y ban Trung \u01b0\u01a1ng M\u1eb7t tr\u1eadn T\u1ed5 qu\u1ed1c Vi\u1ec7t Nam cho bi\u1ebft, c\u1eed tri v\u00e0 Nh\u00e2n d\u00e2n t\u1ea1i m\u1ed9t s\u1ed1 \u0111\u1ecba ph\u01b0\u01a1ng b\u1ee9c x\u00fac v\u00e0 ph\u1ea3n \u00e1nh v\u1ec1 vi\u1ec7c ph\u00ea duy\u1ec7t, \u0111\u1ea7u t\u01b0, qu\u1ea3n l\u00fd v\u00e0 v\u1eadn h\u00e0nh c\u00e1c tr\u1ea1m BOT giao th\u00f4ng c\u00f2n nhi\u1ec1u b\u1ea5t c\u1eadp, kho\u1ea3ng c\u00e1ch \u0111\u1eb7t tr\u1ea1m thu ph\u00ed qu\u00e1 d\u00e0y, m\u1ee9c ph\u00ed cao, g\u00e2y b\u1ea5t b\u00ecnh trong Nh\u00e2n d\u00e2n.<\/p>\n

\u0110\u00f3 l\u00e0 c\u00e1c tr\u1ea1m thu ph\u00ed c\u1ea7u B\u1ebfn Th\u1ee7y (Ngh\u1ec7 An), S\u00f4ng R\u00e1c (H\u00e0 T\u0129nh), Tam N\u00f4ng (Ph\u00fa Th\u1ecd), Cai L\u1eady (Ti\u1ec1n Giang) v\u00e0 B\u1edd \u0110\u1eadu (Th\u00e1i Nguy\u00ean); vi\u1ec7c qu\u1ea3n l\u00fd ch\u01b0a ch\u1eb7t ch\u1ebd, g\u00e2y l\u00e3ng ph\u00ed v\u00e0 th\u1ea5t tho\u00e1t.<\/p>\n<\/div>\n

Mu\u1ed1n gi\u1ea3m m\u1ee9c ph\u00ed BOT, theo Lu\u1eadt s\u01b0 \u0110\u1ee9c ph\u1ea3i l\u00e0m sao gi\u1ea3m chi ph\u00ed \u0111\u1ea7u t\u01b0 xu\u1ed1ng m\u1ee9c th\u1ea5p nh\u1ea5t, l\u1ef1a ch\u1ecdn nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh t\u1ed1t, thi\u1ebft k\u1ebf thi c\u00f4ng chu\u1ea9n kh\u00f4ng \u0111\u1ed9i gi\u00e1 kh\u00f4ng ph\u1ea3i l\u00e0m \u0111i l\u00e0m l\u1ea1i. Gi\u1ea3m chi ph\u00ed b\u1ea3o h\u00e0nh b\u1ea3o d\u01b0\u1ee1ng, duy tu \u0111\u01b0\u1eddng.<\/p>\n

\u0110\u1ec3 gi\u1ea3i quy\u1ebft \u201cg\u1ed1c r\u1ec5\u201d n\u00e0y, theo Lu\u1eadt s\u01b0 \u0110\u1ee9c c\u1ea7n ph\u1ea3i c\u00f3 quy \u0111\u1ecbnh t\u0103ng tr\u1ea7n v\u1ed1n t\u1ef1 c\u00f3 doanh nghi\u1ec7p. Thay v\u00ec y\u00eau c\u1ea7u v\u1ed1n t\u1ed1i thi\u1ec3u 10% – 15% trong t\u1ed5ng s\u1ed1 v\u1ed1n \u0111\u1ea7u t\u01b0 hi\u1ec7n nay, ph\u1ea3i t\u0103ng l\u00ean 50%.<\/p>\n

B\u00e1o c\u00e1o k\u1ebft qu\u1ea3 th\u1ef1c hi\u1ec7n Ngh\u1ecb quy\u1ebft s\u1ed1 63\/2013 c\u1ee7a Qu\u1ed1c h\u1ed9i v\u1ec1 t\u0103ng c\u01b0\u1eddng c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u1ea5u tranh ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m n\u0103m 2017 c\u1ee7a Ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc v\u1eeba \u0111\u01b0\u1ee3c c\u01a1 quan n\u00e0y g\u1eedi \u0111\u1ebfn \u1ee6y ban Th\u01b0\u1eddng v\u1ee5 Qu\u1ed1c h\u1ed9i v\u00e0 c\u00e1c \u0110\u1ea1i bi\u1ec3u Qu\u1ed1c h\u1ed9i.<\/p>\n

Theo \u0111\u00f3, Ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 th\u1ef1c hi\u1ec7n ki\u1ec3m to\u00e1n 22 d\u1ef1 \u00e1n giao th\u00f4ng. Trong \u0111\u00f3 n\u1ed5i b\u1eadt l\u00e0 Ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc ki\u1ebfn ngh\u1ecb gi\u1ea3m th\u1eddi gian thu ph\u00ed 62 n\u0103m 8 th\u00e1ng t\u1ea1i 22 d\u1ef1 \u00e1n giao th\u00f4ng n\u00e0y, t\u01b0\u01a1ng \u1ee9ng gi\u1ea3m doanh thu 22.237,6 t\u1ec9 \u0111\u1ed3ng.<\/p>\n

\u0110\u1eb7c bi\u1ec7t, Ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc c\u0169ng ph\u00e1t hi\u1ec7n c\u00f3 6 trong s\u1ed1 52 tr\u1ea1m thu ph\u00ed th\u1ef1c hi\u1ec7n thu ph\u00ed tr\u01b0\u1edbc 14 n\u0103m 6 th\u00e1ng, trong khi ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n thu ph\u00ed, thu ph\u00ed tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m d\u1ef1 \u00e1n ho\u00e0n th\u00e0nh b\u00e0n giao \u0111\u01b0a v\u00e0o s\u1eed d\u1ee5ng. To\u00e0n qu\u1ed1c c\u00f3 31 trong t\u1ed5ng s\u1ed1 87 tr\u1ea1m thu ph\u00ed tr\u00ean c\u00f9ng tuy\u1ebfn kh\u00f4ng \u0111\u1ea3m b\u1ea3o kho\u1ea3ng c\u00e1ch t\u1ed1i thi\u1ec3u gi\u1eefa 2 tr\u1ea1m 70 km.<\/p>\n

T\u00ednh \u0111\u1ebfn ng\u00e0y 30\/09\/2017, Ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 tri\u1ec3n khai 185\/252 cu\u1ed9c ki\u1ec3m to\u00e1n theo k\u1ebf ho\u1ea1ch, k\u1ebft th\u00fac 164 cu\u1ed9c ki\u1ec3m to\u00e1n, x\u00e9t duy\u1ec7t 144 d\u1ef1 th\u1ea3o b\u00e1o c\u00e1o ki\u1ec3m to\u00e1n, ph\u00e1t h\u00e0nh 90 b\u00e1o c\u00e1o ki\u1ec3m to\u00e1n. K\u1ebft qu\u1ea3 t\u1ed5ng h\u1ee3p s\u01a1 b\u1ed9 k\u1ebft qu\u1ea3 x\u1eed l\u00fd t\u00e0i ch\u00ednh c\u1ee7a 108 d\u1ef1 th\u1ea3o b\u00e1o c\u00e1o ki\u1ec3m to\u00e1n l\u00e0 22.954 t\u1ec9 \u0111\u1ed3ng. Trong \u0111\u00f3 ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc s\u1ebd t\u0103ng th\u00eam 11.017 t\u1ec9 \u0111\u1ed3ng do Ki\u1ec3m to\u00e1n nh\u00e0 n\u01b0\u1edbc \u0111\u1ec1 ngh\u1ecb thu v\u1ec1 sau ki\u1ec3m to\u00e1n t\u1ea1i c\u00e1c d\u1ef1 \u00e1n tr\u00ean.<\/p>\n<\/div>\n

Mai Anh<\/strong><\/p>\n

——————<\/p>\n

Tin t\u1ee9c VN (B\u1ea5t \u0111\u1ed9ng s\u1ea3n) 25-10-2017:<\/em><\/strong><\/p>\n

http:\/\/tintucvietnam.vn\/cho-vay-bot-nguy-co-no-xau-gia-tang-18878<\/a><\/em><\/p>\n

(599\/1.225)<\/em>","protected":false},"excerpt":{"rendered":"

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