{"id":16265,"date":"2017-10-26T14:36:48","date_gmt":"2017-10-26T07:36:48","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16265"},"modified":"2022-03-28T14:44:17","modified_gmt":"2022-03-28T07:44:17","slug":"1-861-ngan-hang-pha-san-nguoi-gui-tien-chi-duoc-boi-thuong-75-trieu","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-861-ngan-hang-pha-san-nguoi-gui-tien-chi-duoc-boi-thuong-75-trieu\/","title":{"rendered":"1.861. Ng\u00e2n h\u00e0ng ph\u00e1 s\u1ea3n, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n ch\u1ec9 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng 75 tri\u1ec7u?"},"content":{"rendered":"

(TT) – Nh\u1eefng m\u00f3n ti\u1ec1n d\u00e2n t\u00edch c\u00f3p g\u1eedi ti\u1ebft ki\u1ec7m t\u1eeb v\u00e0i ch\u1ee5c \u0111\u1ebfn v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng n\u00ean \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng \u0111\u1ea7y \u0111\u1ee7 thay v\u00ec ch\u1ec9 t\u1ed1i \u0111a 75 tri\u1ec7u \u0111\u1ed3ng n\u1ebfu ng\u00e2n h\u00e0ng ph\u00e1 s\u1ea3n.<\/strong><\/p>\n

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\"Ng\u00e2n<\/a><\/div>\n
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Kh\u00e1ch h\u00e0ng giao d\u1ecbch t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng \u1edf Q.1, TP.HCM – \u1ea2nh: D.Ph.<\/em><\/p>\n<\/div>\n<\/div>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 ph\u00e1p ch\u1ebf Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng, \u0111\u00e3 khuy\u1ebfn ngh\u1ecb nh\u01b0 v\u1eady khi trao \u0111\u1ed5i v\u1edbi\u00a0Tu\u1ed5i Tr\u1ebb<\/i>\u00a0v\u1ec1 d\u1ef1 \u00e1n Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, theo d\u1ef1 ki\u1ebfn \u0111\u01b0\u1ee3c Qu\u1ed1c h\u1ed9i th\u1ea3o lu\u1eadn trong h\u00f4m nay (26-10).<\/p>\n

\u00d4ng \u0110\u1ee9c cho r\u1eb1ng m\u1ed9t trong nh\u1eefng n\u1ed9i dung c\u1ee7a d\u1ef1 lu\u1eadt s\u1eeda \u0111\u1ed5i \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n quan t\u00e2m l\u00e0 m\u1ee9c h\u1ed7 tr\u1ee3 chi tr\u1ea3 ti\u1ec1n g\u1eedi c\u00f3 v\u01b0\u1ee3t h\u1ea1n m\u1ee9c hay d\u1eebng \u1edf kh\u00f4ng qu\u00e1 75 tri\u1ec7u \u0111\u1ed3ng\/c\u00e1 nh\u00e2n nh\u01b0 quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh m\u1ed9t khi ng\u00e2n h\u00e0ng ph\u00e1 s\u1ea3n.<\/p>\n

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\"Ng\u00e2n<\/a><\/div>\n
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Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – \u1ea2nh: L.Thanh<\/p>\n<\/div>\n<\/div>\n

* T\u1ea1i k\u1ef3 h\u1ecdp th\u00e1ng 5 v\u1eeba qua, Qu\u1ed1c h\u1ed9i \u0111\u1ec1 ngh\u1ecb b\u1ecf quy \u0111\u1ecbnh h\u1ed7 tr\u1ee3 chi tr\u1ea3 v\u01b0\u1ee3t h\u1ea1n m\u1ee9c cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n khi ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng, nay Ch\u00ednh ph\u1ee7 v\u1eabn \u0111\u1ec1 xu\u1ea5t duy tr\u00ec. Theo \u00f4ng, n\u1ebfu b\u1ecf li\u1ec7u c\u00f3 r\u1ee7i ro?<\/b><\/p>\n

V\u1ec1 nguy\u00ean t\u1eafc, Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng h\u1ed7 tr\u1ee3 m\u00e0 ph\u1ea3i \u0111i\u1ec1u h\u00e0nh, qu\u1ea3n l\u00fd \u0111\u1ec3 ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng l\u00e0nh m\u1ea1nh nh\u1ea5t, kh\u1ea3 n\u0103ng ph\u00e1 s\u1ea3n l\u00e0 h\u1ea1n h\u1eefu, th\u1ea5p nh\u1ea5t.<\/p>\n

Nh\u01b0ng n\u1ebfu c\u00f3 ng\u00e2n h\u00e0ng b\u00ea b\u1ebft, Nh\u00e0 n\u01b0\u1edbc c\u0169ng c\u00f3 th\u1ec3 cho ph\u00e1 s\u1ea3n. Cho ph\u00e1 s\u1ea3n l\u00e0 c\u00f3 ki\u1ec3m so\u00e1t, \u0111\u1ec3 h\u1ea1n ch\u1ebf r\u1ee7i ro cho n\u1ec1n kinh t\u1ebf v\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, c\u1ee7a Nh\u00e0 n\u01b0\u1edbc, kh\u00e1ch h\u00e0ng \u1edf m\u1ee9c cao nh\u1ea5t.<\/p>\n

N\u1ebfu Qu\u1ed1c h\u1ed9i kh\u00f4ng ch\u1ea5p thu\u1eadn vi\u1ec7c h\u1ed7 tr\u1ee3 v\u01b0\u1ee3t m\u1ee9c hi\u1ec7n nay, trong t\u00ecnh hu\u1ed1ng x\u1ea5u nh\u1ea5t, ng\u01b0\u1eddi g\u1eedi v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng tr\u1edf l\u00ean ch\u1ec9 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 75 tri\u1ec7u \u0111\u1ed3ng l\u00e0 r\u1ea5t v\u00f4 l\u00fd. N\u1ebfu x\u1ea3y ra t\u00ecnh hu\u1ed1ng \u0111\u00f3, ng\u01b0\u1eddi d\u00e2n kh\u00f4ng an t\u00e2m, ph\u1ea3n \u1ee9ng d\u00e2y chuy\u1ec1n, r\u1ea5t b\u1ea5t l\u1ee3i cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n

\u0110\u1ec3 tr\u00e1nh t\u00e2m l\u00fd d\u00e2y chuy\u1ec1n, Nh\u00e0 n\u01b0\u1edbc ph\u1ea3i h\u1ed7 tr\u1ee3, m\u1ee5c \u0111\u00edch nh\u1eb1m thu h\u1ed3i n\u1ee3 g\u1ed1c. Nh\u00e0 n\u01b0\u1edbc \u0111\u1eb7t ra l\u1ed9 tr\u00ecnh cho ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng, c\u00e2n nh\u1eafc tuy\u00ean b\u1ed1 v\u1edbi ng\u01b0\u1eddi g\u1eedi ti\u1ec1n \u1edf ng\u00e2n h\u00e0ng \u0111\u00f3 r\u1eb1ng s\u1ebd cam k\u1ebft tr\u1ea3 \u0111\u1ee7 nh\u01b0ng theo k\u1ebf ho\u1ea1ch ph\u00f9 h\u1ee3p v\u1edbi vi\u1ec7c thu n\u1ee3, khi \u0111\u00f3 d\u00e2n s\u1ebd y\u00ean t\u00e2m h\u01a1n.<\/p>\n

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Cho ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng ch\u1ec9 l\u00e0 gi\u1ea3i\u00a0ph\u00e1p cu\u1ed1i c\u00f9ng<\/b><\/p>\n

Ph\u01b0\u01a1ng \u00e1n cho ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng ch\u1ec9 l\u00e0 m\u1ed9t trong n\u0103m gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong d\u1ef1 th\u1ea3o lu\u1eadt \u0111\u1ec3 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ec3 x\u1eed l\u00fd m\u1ed9t ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m, nh\u1eb1m b\u1ea3o v\u1ec7 ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u00e0 an to\u00e0n h\u1ec7 th\u1ed1ng.<\/p>\n

Theo \u0111\u00f3, m\u1ed9t ng\u00e2n h\u00e0ng b\u1ecb ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u01b0\u1ee3c \u0111\u1eb7t d\u01b0\u1edbi s\u1ef1 ki\u1ec3m so\u00e1t tr\u1ef1c ti\u1ebfp c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 \u0111\u01b0\u1ee3c c\u01a1 c\u1ea5u l\u1ea1i theo c\u00e1c ph\u01b0\u01a1ng \u00e1n: ph\u1ee5c h\u1ed3i; s\u00e1p nh\u1eadp, h\u1ee3p nh\u1ea5t, chuy\u1ec3n nh\u01b0\u1ee3ng to\u00e0n b\u1ed9 c\u1ed5 ph\u1ea7n, ph\u1ea7n v\u1ed1n g\u00f3p; gi\u1ea3i th\u1ec3; chuy\u1ec3n giao b\u1eaft bu\u1ed9c; ph\u00e1 s\u1ea3n.<\/p>\n

Ch\u00ednh ph\u1ee7 \u0111\u1ec1 xu\u1ea5t \u0111\u01b0a v\u00e0o lu\u1eadt c\u00e1c ph\u01b0\u01a1ng \u00e1n n\u00e0y \u0111\u1ec3 c\u00f3 nhi\u1ec1u l\u1ef1a ch\u1ecdn, c\u01a1 s\u1edf ph\u00e1p l\u00fd nh\u1eb1m c\u1ee7ng c\u1ed1, \u0111\u01b0a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng tr\u1edf l\u1ea1i ho\u1ea1t \u0111\u1ed9ng l\u00e0nh m\u1ea1nh.<\/p>\n

C\u00e1c gi\u1ea3i ph\u00e1p n\u00e0y \u0111\u01b0\u1ee3c xem l\u00e0 “sau c\u00f9ng” b\u1edfi trong qu\u00e1 tr\u00ecnh ho\u1ea1t \u0111\u1ed9ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f2n c\u00f3 r\u1ea5t nhi\u1ec1u quy \u0111\u1ecbnh ki\u1ec3m so\u00e1t kh\u00e1c nhau \u0111\u1ec3 ng\u00e2n h\u00e0ng ho\u1ea1t \u0111\u1ed9ng an to\u00e0n, \u0111\u00fang h\u01b0\u1edbng.<\/p>\n<\/div>\n<\/div>\n

N\u1ebfu h\u1ed7 tr\u1ee3 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, theo \u00f4ng, n\u00ean th\u1ef1c hi\u1ec7n theo nguy\u00ean t\u1eafc n\u00e0o?<\/b><\/p>\n

C\u1ea7n ph\u00e2n lo\u1ea1i kh\u00e1ch h\u00e0ng \u0111\u1ec3 c\u00f3 m\u1ee9c \u0111\u1ed9 h\u1ed7 tr\u1ee3 ph\u00f9 h\u1ee3p. C\u00f3 th\u1ed1ng k\u00ea r\u1eb1ng “80% ngu\u1ed3n v\u1ed1n ng\u00e2n h\u00e0ng l\u00e0 c\u1ee7a 20% kh\u00e1ch h\u00e0ng v\u00e0 ng\u01b0\u1ee3c l\u1ea1i 80% kh\u00e1ch h\u00e0ng ch\u1ec9 chi\u1ebfm 20% v\u1ed1n g\u1eedi ng\u00e2n h\u00e0ng”.<\/p>\n

C\u00f3 ngh\u0129a kh\u00e1ch g\u1eedi ti\u1ec1n \u1edf ng\u00e2n h\u00e0ng \u0111a s\u1ed1 c\u00f3 kho\u1ea3n ti\u1ec1n nh\u1ecf v\u00e0 Nh\u00e0 n\u01b0\u1edbc ch\u1ee7 tr\u01b0\u01a1ng \u01b0u ti\u00ean b\u1ea3o v\u1ec7 v\u00e0 h\u1ed7 tr\u1ee3 nh\u1eefng ng\u01b0\u1eddi n\u00e0y. \u01afu ti\u00ean chi tr\u1ea3 100% v\u1edbi nh\u1eefng m\u00f3n ti\u1ec1n g\u1eedi s\u1ed1 \u00edt, c\u00f3 th\u1ec3 l\u00e0 v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng. Nh\u01b0ng m\u1ee9c c\u1ee5 th\u1ec3 bao nhi\u00eau th\u00ec Ch\u00ednh ph\u1ee7 t\u00ednh to\u00e1n \u0111\u1ec3 tr\u00ecnh l\u00ean Qu\u1ed1c h\u1ed9i. N\u1ebfu c\u1ea7n th\u00ec c\u00f3 th\u1ec3 \u1ea5n \u0111\u1ecbnh ngay trong lu\u1eadt v\u1ec1 m\u1ee9c h\u1ed7 tr\u1ee3 n\u00e0y.<\/p>\n

Quan tr\u1ecdng l\u00e0 ngu\u1ed3n ti\u1ec1n \u1edf \u0111\u00e2u khi Qu\u1ed1c h\u1ed9i \u0111\u00e3 ra ngh\u1ecb quy\u1ebft s\u1ebd kh\u00f4ng d\u00f9ng ng\u00e2n s\u00e1ch \u0111\u1ec3 c\u1ee9u ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m, thua l\u1ed7?<\/b><\/p>\n

Ph\u1ea3i x\u00e1c \u0111\u1ecbnh quan \u0111i\u1ec3m \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 c\u1ee9u ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m, m\u00e0 l\u00e0 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi d\u00e2n, ng\u01b0\u1eddi g\u1eedi ti\u1ec1n ti\u1ebft ki\u1ec7m.<\/p>\n

V\u1ec1 ngu\u1ed3n v\u1ed1n h\u1ed7 tr\u1ee3, c\u00f3 th\u1ec3 t\u1eeb ngu\u1ed3n v\u1ed1n kinh doanh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i n\u00e0o \u0111\u00f3. \u0110\u1ec3 h\u1ed7 tr\u1ee3 ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 ngu\u1ed3n nh\u1eb1m chi tr\u1ea3 cho ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ec3 cho vay t\u00e1i chi\u1ebft kh\u1ea5u d\u01b0\u1edbi m\u1ee9c th\u00f4ng th\u01b0\u1eddng.<\/p>\n

C\u1ea7n ph\u1ea3i ph\u00e2n bi\u1ec7t r\u00f5: h\u1ed7 tr\u1ee3 l\u00e0 \u0111\u1ec3 ng\u00e2n h\u00e0ng qu\u00e1 y\u1ebfu k\u00e9m \u0111\u00f3 ph\u00e1 s\u1ea3n, h\u1ea1n ch\u1ebf thi\u1ec7t h\u1ea1i c\u1ee7a ng\u01b0\u1eddi g\u1eedi ti\u1ec1n, tr\u00e1nh ph\u1ea3n \u1ee9ng d\u00e2y chuy\u1ec1n, ch\u1ee9 kh\u00f4ng ph\u1ea3i h\u1ed7 tr\u1ee3 \u0111\u1ec3 c\u1ee9u ng\u00e2n h\u00e0ng \u0111\u00f3.<\/p>\n

Nh\u01b0ng t\u1ea1i k\u1ef3 h\u1ecdp v\u00e0o th\u00e1ng 5 v\u1eeba qua, Qu\u1ed1c h\u1ed9i kh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi gi\u1ea3i ph\u00e1p Ch\u00ednh ph\u1ee7 tr\u00ecnh l\u00e0 s\u1ebd h\u1ed7 tr\u1ee3 b\u1eb1ng c\u00e1ch cho vay \u0111\u1eb7c bi\u1ec7t v\u1edbi l\u00e3i su\u1ea5t \u0111\u1eb7c bi\u1ec7t. \u00d4ng ngh\u0129 th\u1ebf n\u00e0o v\u1ec1 vi\u1ec7c n\u00e0y?<\/b><\/p>\n

\u1ede \u0111\u00e2y \u0111\u00e3 n\u00f3i Nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 th\u00ec x\u00e9t v\u1ec1 l\u00fd c\u0169ng l\u00e0 ti\u1ec1n c\u00f3 ngu\u1ed3n g\u1ed1c ng\u00e2n s\u00e1ch, nh\u01b0ng kh\u00f4ng h\u1ed7 tr\u1ee3 tr\u1ef1c ti\u1ebfp c\u0169ng l\u00e0 gi\u00e1n ti\u1ebfp.<\/p>\n

Mu\u1ed1n ch\u1ee7 \u0111\u1ed9ng cho ph\u00e1 s\u1ea3n ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n c\u1ea3 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng m\u00e0 l\u1ea1i kh\u00f4ng mu\u1ed1n m\u1ea5t g\u00ec, c\u0169ng kh\u00f4ng mu\u1ed1n c\u00f3 ph\u1ea3n \u1ee9ng d\u00e2y chuy\u1ec1n l\u00e0 r\u1ea5t kh\u00f3. Ph\u1ea3i c\u00f3 s\u1ef1 \u0111\u00e1nh \u0111\u1ed5i \u1edf m\u1ee9c ch\u1ea5p nh\u1eadn \u0111\u01b0\u1ee3c.<\/p>\n<\/div>\n

<\/i>L\u00ca THANH<\/strong><\/div>\n
——————<\/div>\n
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Tu\u1ed5i tr\u1ebb (Kinh doanh) 26-10-2017:<\/em><\/strong><\/p>\n

https:\/\/tuoitre.vn\/ngan-hang-pha-san-nguoi-gui-tien-chi-duoc-boi-thuong-75-trieu-20171026095537359.htm<\/p>\n

(1.031\/1.031)<\/em><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

(TT) – Nh\u1eefng m\u00f3n ti\u1ec1n d\u00e2n t\u00edch c\u00f3p g\u1eedi ti\u1ebft ki\u1ec7m t\u1eeb v\u00e0i ch\u1ee5c \u0111\u1ebfn v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng n\u00ean \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng \u0111\u1ea7y \u0111\u1ee7 thay v\u00ec ch\u1ec9 t\u1ed1i \u0111a 75 tri\u1ec7u \u0111\u1ed3ng n\u1ebfu ng\u00e2n h\u00e0ng ph\u00e1 s\u1ea3n. Kh\u00e1ch h\u00e0ng giao d\u1ecbch t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng \u1edf Q.1, TP.HCM – \u1ea2nh: D.Ph. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng […]<\/p>\n","protected":false},"author":10,"featured_media":16266,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16265","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.861. 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