{"id":16341,"date":"2017-10-30T15:45:25","date_gmt":"2017-10-30T08:45:25","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16341"},"modified":"2022-03-28T15:47:40","modified_gmt":"2022-03-28T08:47:40","slug":"1-883-ngan-hang-rao-riet-thu-hoi-tai-san-siet-no-nguoi-mua-nha-ganh-rui-ro","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-883-ngan-hang-rao-riet-thu-hoi-tai-san-siet-no-nguoi-mua-nha-ganh-rui-ro\/","title":{"rendered":"1.883. Ng\u00e2n h\u00e0ng r\u00e1o ri\u1ebft thu h\u1ed3i t\u00e0i s\u1ea3n si\u1ebft n\u1ee3: Ng\u01b0\u1eddi mua nh\u00e0 g\u00e1nh r\u1ee7i ro"},"content":{"rendered":"<header class=\"detail__header\">\n<p class=\"detail__summary\"><strong>(KT\u0110T) &#8211; Sau C\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (VAMC), g\u1ea7n \u0111\u00e2y, h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng \u0111\u1ec1u t\u0103ng c\u01b0\u1eddng thu h\u1ed3i n\u1ee3, \u0111\u1ea5u gi\u00e1 v\u00e0 rao b\u00e1n t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o (TS\u0110B), tuy v\u1eady v\u1ea5n \u0111\u1ec1 \u0111\u00e1ng quan t\u00e2m hi\u1ec7n nay l\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi mua nh\u00e0 t\u1ea1i c\u00e1c d\u1ef1 \u00e1n th\u1ebf ch\u1ea5p s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft th\u1ebf n\u00e0o?<\/strong><\/p>\n<\/header>\n<div class=\"detail__content-wrap\">\n<div class=\"detail__content\">\n<div id=\"cotent_detail\" class=\"pkg\">\n<div><strong>H\u00e0ng lo\u1ea1t \u201c\u0111\u1ea1i gia\u201d th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n<\/strong><\/div>\n<div>Ch\u1ee7 t\u1ecbch H\u0110TV VAMC Nguy\u1ec5n Ti\u1ebfn \u0110\u00f4ng cho bi\u1ebft, g\u1ea7n 2 th\u00e1ng k\u1ec3 t\u1eeb khi Ngh\u1ecb quy\u1ebft 42\/2017\/QH14 \u0111i v\u00e0o th\u1ef1c hi\u1ec7n, VAMC d\u1ed3n d\u1eadp mua 6 &#8211; 7 kho\u1ea3n n\u1ee3 l\u1edbn theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng. H\u1ea7u h\u1ebft \u0111\u1ec1u l\u00e0 nh\u1eefng kho\u1ea3n n\u1ee3 c\u00f3 TS\u0110B nh\u01b0ng do kh\u00e1ch h\u00e0ng kh\u00f4ng c\u00f3 tr\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. Kh\u00f4ng ch\u1ec9 VAMC, g\u1ea7n \u0111\u00e2y, BIDV, Vietcombank,Vietinbank, Techcombank\u2026 \u0111\u1ec1u t\u0103ng c\u01b0\u1eddng thu h\u1ed3i n\u1ee3, \u0111\u1ea5u gi\u00e1 v\u00e0 giao b\u00e1n TS\u0110B, th\u1ecb tr\u01b0\u1eddng h\u00e9 l\u1ed9 h\u00e0ng lo\u1ea1t d\u1ef1 \u00e1n c\u1ee7a c\u00e1c &#8220;\u0111\u1ea1i gia&#8221; b\u1ecb ng\u00e2n h\u00e0ng r\u00e1o ri\u1ebft si\u1ebft n\u1ee3. Kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch mua nh\u00e0 t\u1ea1i c\u00e1c d\u1ef1 \u00e1n b\u1ecb ng\u00e2n h\u00e0ng si\u1ebft n\u1ee3 d\u1eabn t\u1edbi hoang mang, lo l\u1eafng.<\/div>\n<div>H\u01a1n 3 n\u0103m tr\u01b0\u1edbc, b\u00e0 M.H k\u00fd h\u1ee3p \u0111\u1ed3ng mua c\u0103n h\u1ed9 t\u1ea1i d\u1ef1 \u00e1n\u00a0Saigon\u00a0One\u00a0Tower\u00a0v\u1edbi di\u1ec7n t\u00edch h\u01a1n 250m2 g\u1ea7n 16 t\u1ef7 \u0111\u1ed3ng. B\u00e0 H. \u0111\u00e3 \u0111\u00f3ng cho ch\u1ee7 \u0111\u1ea7u t\u01b0 13 t\u1ef7 \u0111\u1ed3ng nh\u01b0ng nhi\u1ec1u n\u0103m nay d\u1ef1 \u00e1n kh\u00f4ng tri\u1ec3n khai. &#8220;T\u00f4i v\u00e0 nhi\u1ec1u kh\u00e1ch h\u00e0ng kh\u00e1c \u0111\u00e3 t\u00ecm ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 t\u00ednh ph\u01b0\u01a1ng \u00e1n gi\u1ea3i quy\u1ebft, nh\u01b0ng h\u1ecd n\u00e9 tr\u00e1nh. B\u00e2y gi\u1edd VAMC thu gi\u1eef t\u00f2a nh\u00e0 \u0111\u1ec3 x\u1eed l\u00fd c\u00e1c kho\u1ea3n n\u1ee3 khi\u1ebfn ch\u00fang t\u00f4i r\u1ea5t lo l\u1eafng\u201d &#8211; b\u00e0 H. n\u00f3i.<\/div>\n<div>\n<table class=\"picture\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td class=\"pic\">\n<div class=\"box_img_detail\"><center><img decoding=\"async\" src=\"https:\/\/static.kinhtedothi.vn\/w960\/images\/upload\/2021\/12\/26\/ngan-hang-siet-no-bds.jpg\" alt=\"Ng\u00e2n h\u00e0ng r\u00e1o ri\u1ebft thu h\u1ed3i t\u00e0i s\u1ea3n si\u1ebft n\u1ee3: Ng\u01b0\u1eddi mua nh\u00e0 g\u00e1nh r\u1ee7i ro - \u1ea2nh 1\" width=\"550\" data-original=\"2021\/12\/26\/ngan-hang-siet-no-bds.jpg\" \/><\/center><\/div>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"caption\">D\u1ef1 \u00e1n\u00a0Saigon\u00a0One\u00a0Tower\u00a0M&amp;C b\u1ecb thu h\u1ed3i \u0111\u1ec3 x\u1eed l\u00fd n\u1ee3 x\u1ea5u.\u00a0 \u1ea2nh: Gia Khi\u00eam<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>D\u1ef1 \u00e1n Khu d\u00e2n c\u01b0 584 T\u00e2n Ki\u00ean (TP H\u1ed3 Ch\u00ed Minh) c\u1ee7a C\u00f4ng ty CP \u0110\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng v\u00e0 Khai th\u00e1c c\u00f4ng tr\u00ecnh giao th\u00f4ng 584 c\u0169ng b\u1ecb BIDV th\u00f4ng b\u00e1o s\u1ebd b\u00e1n \u0111\u1ea5u gi\u00e1 to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 g\u1ed1c, l\u00e3i ph\u00e1t sinh c\u1ee7a d\u1ef1 \u00e1n v\u1edbi gi\u00e1 kh\u1edfi \u0111i\u1ec3m l\u00e0 810 t\u1ef7 \u0111\u1ed3ng. H\u00e0ng tr\u0103m kh\u00e1ch h\u00e0ng \u0111ang b\u1ecb \u201cm\u1eafc k\u1eb9t\u201d kh\u00f4ng bi\u1ebft quy\u1ec1n l\u1ee3i m\u00ecnh \u0111i v\u1ec1 \u0111\u00e2u\u2026 T\u1ea1i H\u00e0 N\u1ed9i, S\u00f4ng \u0110\u00e0 Th\u0103ng Long c\u0169ng n\u1ee3 \u0111\u1ea7m \u0111\u00eca. Nhi\u1ec1u nh\u00e0 b\u0103ng c\u00f3 m\u1ee9c cho vay l\u1edbn nh\u01b0 BIDV l\u00e0 118 t\u1ef7 \u0111\u1ed3ng, Ng\u00e2n h\u00e0ng An B\u00ecnh cho vay 213 t\u1ef7 \u0111\u1ed3ng, Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i cho vay 495 t\u1ef7 \u0111\u1ed3ng&#8230; Vi\u1ec7c gi\u1ea3i quy\u1ebft quy\u1ec1n l\u1ee3i cho c\u00e1c kh\u00e1ch h\u00e0ng c\u0169 ra sao \u0111ang khi\u1ebfn nhi\u1ec1u kh\u00e1ch h\u00e0ng b\u0103n kho\u0103n.<\/div>\n<div><strong>Ng\u01b0\u1eddi mua nh\u00e0 b\u1ecb \u1ea3nh h\u01b0\u1edfng g\u00ec?<\/strong><\/div>\n<div>Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh th\u00ec nh\u00e0 \u0111\u1ea5t thu\u1ed9c d\u1ef1 \u00e1n \u0111\u00e3 b\u00e1n cho ng\u01b0\u1eddi d\u00e2n m\u00e0 mang \u0111i th\u1ebf ch\u1ea5p cho ng\u00e2n h\u00e0ng th\u00ec giao d\u1ecbch th\u1ebf ch\u1ea5p l\u00e0 v\u00f4 hi\u1ec7u, do ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f2n quy\u1ec1n th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n \u0111\u00e3 b\u00e1n. Ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 n\u00f3i l\u00e0 kh\u00f4ng bi\u1ebft t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u00e3 b\u00e1n cho ng\u01b0\u1eddi d\u00e2n v\u00ec c\u00f2n kh\u00e2u th\u1ea9m \u0111\u1ecbnh. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, lu\u1eadt s\u01b0 ch\u1ec9 ra r\u00f5 kh\u00e1ch h\u00e0ng \u0111\u1ec1u c\u00f3 quy\u1ec1n y\u00ean t\u00e2m n\u1ebfu c\u00f3 h\u1ee3p \u0111\u1ed3ng mua b\u00e1n.<\/div>\n<div>\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu d\u1ef1 \u00e1n \u0111\u00e3 \u201cc\u1eafm\u201d cho ng\u00e2n h\u00e0ng m\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 l\u1ea1i mang b\u00e1n ti\u1ebfp cho ng\u01b0\u1eddi d\u00e2n, v\u1ec1 nguy\u00ean t\u1eafc th\u00ec h\u1ee3p \u0111\u1ed3ng b\u00e1n nh\u00e0 cho d\u00e2n l\u00e0 v\u00f4 hi\u1ec7u, t\u1ea5t nhi\u00ean trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a h\u00e0nh vi \u201cl\u1eeba \u0111\u1ea3o\u201d. Khi d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c b\u00e1n \u0111i hay nh\u01b0\u1ee3ng l\u1ea1i cho ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00e1c th\u00ec th\u00ec c\u00e1c kh\u00e1ch h\u00e0ng mua nh\u00e0 d\u1ef1 \u00e1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u01b0u ti\u00ean x\u1eed l\u00fd quy\u1ec1n l\u1ee3i v\u00ec ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f3 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, theo quy \u0111\u1ecbnh, s\u1ebd x\u1eed l\u00fd \u01b0u ti\u00ean c\u00e1c kho\u1ea3n ti\u1ec1n n\u1ee3 thu\u1ebf, ngh\u0129a v\u1ee5 li\u00ean quan \u0111\u1ebfn Nh\u00e0 n\u01b0\u1edbc n\u1ebfu c\u00f3 c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0. K\u1ebf \u0111\u1ebfn l\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a c\u00e1c \u0111\u01a1n v\u1ecb c\u00f3 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m l\u00e0 ng\u00e2n h\u00e0ng. S\u1ed1 ti\u1ec1n c\u00f2n l\u1ea1i m\u1edbi x\u1eed l\u00fd quy\u1ec1n l\u1ee3i cho c\u00e1c kh\u00e1ch h\u00e0ng. Nh\u01b0 v\u1eady \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 nh\u01b0 th\u1ebf n\u00e0o th\u00ec c\u00e1c kh\u00e1ch h\u00e0ng kh\u00f4ng kh\u00e1c g\u00ec \u0111ang ch\u01a1i tr\u00f2 h\u00ean xui.<\/div>\n<div>Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u1ec3 ng\u0103n ch\u1eb7n vi\u1ec7c ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e3 b\u00e1n nh\u00e0 cho kh\u00e1ch h\u00e0ng nh\u01b0ng v\u1eabn mang d\u1ef1 \u00e1n \u0111i c\u1ea7m c\u1ed1 ho\u1eb7c vay v\u1ed1n ng\u00e2n h\u00e0ng, ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i ch\u1ea5p \u0111\u00e3 b\u00e1n ra th\u1ecb tr\u01b0\u1eddng, h\u01a1n m\u1ed9t n\u0103m tr\u1edf v\u1ec1 tr\u01b0\u1edbc, TP H\u1ed3 Ch\u00ed Minh v\u00e0 H\u00e0 N\u1ed9i \u0111\u00e3 c\u00f4ng khai d\u1ef1 \u00e1n B\u0110S vay v\u1ed1n ng\u00e2n h\u00e0ng, l\u1ea7n l\u01b0\u1ee3t l\u00e0 77 v\u00e0 26 d\u1ef1 \u00e1n, chi\u1ebfm kho\u1ea3ng 10%. Tuy v\u1eady, con s\u1ed1 n\u00e0y m\u1edbi ch\u1ec9 l\u00e0 \u201cph\u1ea7n n\u1ed5i c\u1ee7a t\u1ea3ng b\u0103ng ch\u00ecm\u201d, qua th\u1ed1ng k\u00ea c\u1ee7a B\u1ed9 X\u00e2y d\u1ef1ng hi\u1ec7n c\u00f3 h\u01a1n 70% v\u1ed1n \u0111\u1ea7u t\u01b0 kinh doanh B\u0110S l\u00e0 th\u1ebf ch\u1ea5p, vay v\u1ed1n ng\u00e2n h\u00e0ng. \u0110i\u1ec1u n\u00e0y ti\u1ec1m \u1ea9n nhi\u1ec1u r\u1ee7i ro cho kh\u00e1ch h\u00e0ng, l\u00e0m r\u1ed1i lo\u1ea1n th\u1ecb tr\u01b0\u1eddng B\u0110S.<\/div>\n<div>\n<table border=\"0\" align=\"center\">\n<tbody>\n<tr>\n<td>\n<div>Khi mua nh\u00e0 \u1edf nh\u1eefng d\u1ef1 \u00e1n ch\u01b0a \u0111\u00f3ng ti\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t ho\u1eb7c ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n, kh\u00e1ch h\u00e0ng s\u1ebd g\u1eb7p nhi\u1ec1u r\u1ee7i ro. Ng\u01b0\u1eddi mua nh\u00e0 ph\u1ea3i t\u00ecm hi\u1ec3u ch\u1ee7 quy\u1ec1n \u0111\u1ea5t, xem d\u1ef1 \u00e1n \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e9p b\u00e1n ch\u01b0a, NHTM n\u00e0o \u0111\u1ee9ng ra b\u1ea3o l\u00e3nh&#8230; \u0110i\u1ec1u quan tr\u1ecdng n\u1eefa l\u00e0 h\u1ee3p \u0111\u1ed3ng mua b\u00e1n r\u1ea5t c\u1ea7n c\u00f3 tham v\u1ea5n ph\u00e1p l\u00fd c\u1ee7a lu\u1eadt s\u01b0.<\/div>\n<div>Lu\u1eadt s\u01b0 <strong>B\u00f9i Quang T\u00edn<\/strong><\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"post-author\"><strong>NGUY\u00caN ANH<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>Kinh t\u1ebf &amp; \u0110\u00f4 th\u1ecb (Kinh t\u1ebf) 30-10-2017<\/em><\/strong><\/p>\n<p><em><a href=\"http:\/\/kinhtedothi.vn\/ngan-hang-rao-riet-thu-hoi-tai-san-siet-no-nguoi-mua-nha-ganh-rui-ro-301562.html\">http:\/\/kinhtedothi.vn\/ngan-hang-rao-riet-thu-hoi-tai-san-siet-no-nguoi-mua-nha-ganh-rui-ro-301562.html<\/a><\/em><\/p>\n<p><em>(270\/936)<\/em>","protected":false},"excerpt":{"rendered":"<p>(KT\u0110T) &#8211; Sau C\u00f4ng ty Qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (VAMC), g\u1ea7n \u0111\u00e2y, h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng \u0111\u1ec1u t\u0103ng c\u01b0\u1eddng thu h\u1ed3i n\u1ee3, \u0111\u1ea5u gi\u00e1 v\u00e0 rao b\u00e1n t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o (TS\u0110B), tuy v\u1eady v\u1ea5n \u0111\u1ec1 \u0111\u00e1ng quan t\u00e2m hi\u1ec7n nay l\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi mua nh\u00e0 t\u1ea1i [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":16342,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16341","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1.883. Ng\u00e2n h\u00e0ng r\u00e1o ri\u1ebft thu h\u1ed3i t\u00e0i s\u1ea3n si\u1ebft n\u1ee3: Ng\u01b0\u1eddi mua nh\u00e0 g\u00e1nh r\u1ee7i ro - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-883-ngan-hang-rao-riet-thu-hoi-tai-san-siet-no-nguoi-mua-nha-ganh-rui-ro\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.883. 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