{"id":16407,"date":"2017-07-06T21:13:53","date_gmt":"2017-07-06T14:13:53","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16407"},"modified":"2022-03-28T21:19:54","modified_gmt":"2022-03-28T14:19:54","slug":"1-713-khong-duoc-giu-dang-ky-ban-goc-ngan-hang-lo-no-ro-lua-dao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-713-khong-duoc-giu-dang-ky-ban-goc-ngan-hang-lo-no-ro-lua-dao\/","title":{"rendered":"1.713. Kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1eef \u0111\u0103ng k\u00fd b\u1ea3n g\u1ed1c, ng\u00e2n h\u00e0ng lo n\u1edf r\u1ed9 l\u1eeba \u0111\u1ea3o."},"content":{"rendered":"\n\n\n\n
<\/td>\n<\/tr>\n
(GT) – Ph\u01b0\u01a1ng ti\u1ec7n ch\u1ec9 xu\u1ea5t tr\u00ecnh \u0111\u0103ng k\u00fd xe ph\u00f4 t\u00f4 c\u00f4ng ch\u1ee9ng s\u1ebd b\u1ecb CSGT x\u1eed ph\u1ea1t – \u1ea2nh: T\u1ea1 T\u00f4n<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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Ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n\u00a0b\u1ecb ph\u1ea1t \u201coan\u201d?<\/strong><\/p>\n

Anh N.H.V. (\u0110\u1ee9c Th\u01b0\u1ee3ng, Ho\u00e0i \u0110\u1ee9c H\u00e0 N\u1ed9i) cho bi\u1ebft, th\u00e1ng 2\/2016 anh l\u00e0m th\u1ee7 t\u1ee5c vay 440 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 mua xe \u00f4 t\u00f4 t\u1ea1i v\u0103n ph\u00f2ng giao d\u1ecbch V\u0103n Ph\u00fa c\u1ee7a Ng\u00e2n h\u00e0ng (NH) Qu\u1ed1c t\u1ebf VIB. \u201cNH gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u00f2n t\u00f4i ch\u1ec9 \u0111\u01b0\u1ee3c c\u1ea7m b\u1ea3n photo c\u00f4ng ch\u1ee9ng. M\u1ea5y h\u00f4m nay r\u1ed9 l\u00ean th\u00f4ng tin ng\u01b0\u1eddi \u0111i xe tr\u1ea3 g\u00f3p kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c b\u1ecb x\u1eed ph\u1ea1t m\u00e0 ch\u01b0a bi\u1ebft th\u1ef1c h\u01b0 nh\u01b0 th\u1ebf n\u00e0o\u201d anh V. lo l\u1eafng.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, anh T.V.T., ch\u1ee7 m\u1ed9t DN t\u01b0 nh\u00e2n c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i Q. Hai B\u00e0 Tr\u01b0ng, H\u00e0 N\u1ed9i chia s\u1ebb, ngay sau khi nghe th\u00f4ng tin \u0111\u00e3 t\u00e1 h\u1ecfa g\u1ecdi \u0111i\u1ec7n \u0111\u1ebfn NH Qu\u00e2n \u0111\u1ed9i (MB) – n\u01a1i vay v\u1ed1n mua \u00f4 t\u00f4 xem th\u1ef1c h\u01b0 ra sao, song \u0111\u1ea1i di\u1ec7n NH kh\u1ea5t c\u00e2u tr\u1ea3 l\u1eddi. \u201cT\u1eeb tr\u01b0\u1edbc t\u1edbi nay, ai c\u1ea7n vay v\u1ed1n mua xe tr\u1ea3 g\u00f3p \u1edf b\u1ea5t c\u1ee9 NH, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) n\u00e0o c\u0169ng \u0111\u1ec1u b\u1ecb gi\u1eef l\u1ea1i gi\u1ea5y \u0111\u0103ng k\u00fd xe v\u00e0 coi \u0111\u00f3 l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean. Th\u1ebf nh\u01b0ng b\u00e2y gi\u1edd CSGT l\u1ea1i \u0111\u1eb7t v\u1ea5n \u0111\u1ec1 x\u1eed ph\u1ea1t khi\u1ebfn ch\u00fang t\u00f4i kh\u00f4ng kh\u1ecfi hoang mang, \u1ea5m \u1ee9c v\u00ec ngo\u00e0i nguy c\u01a1 b\u1ecb m\u1ea5t ti\u1ec1n \u201coan\u201d, c\u00f2n ph\u1ea3i ch\u1ecbu t\u00e2m l\u00fd nh\u01b0 m\u00ecnh sai khi tham gia giao th\u00f4ng\u201d, anh T. chia s\u1ebb.<\/p>\n

Ng\u00e0y 4\/7, trong vai kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u vay v\u1ed1n mua xe tr\u1ea3 g\u00f3p, PV B\u00e1o Giao th\u00f4ng \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u cu\u1ed9c g\u1ecdi c\u1ee7a c\u00e1c nh\u00e2n vi\u00ean NH t\u01b0 v\u1ea5n v\u1ec1 th\u1ee7 t\u1ee5c, h\u1ed3 s\u01a1 th\u1ebf ch\u1ea5p. M\u1ed9t nh\u00e2n vi\u00ean t\u00edn d\u1ee5ng x\u01b0ng t\u00ean Q. chi nh\u00e1nh T\u1eeb Li\u00eam c\u1ee7a NH VIB cho bi\u1ebft: N\u1ebfu kh\u00e1ch h\u00e0ng mua \u00f4 t\u00f4 m\u1edbi s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 vay t\u1ed1i \u0111a 80% gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i 7% trong n\u0103m \u0111\u1ea7u ti\u00ean. V\u1ec1 v\u1ea5n \u0111\u1ec1 NH s\u1ebd gi\u1eef \u0111\u0103ng k\u00fd xe nh\u01b0 v\u1eadt th\u1ebf ch\u1ea5p \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay khi\u1ebfn kh\u00e1ch h\u00e0ng \u0111i xe tr\u1ea3 g\u00f3p c\u00f3 th\u1ec3 b\u1ecb CSGT x\u1eed ph\u1ea1t, Q. tr\u1ea5n an: \u201cT\u1eeb tr\u01b0\u1edbc t\u1edbi nay t\u1ea5t c\u1ea3 NH v\u1eabn l\u00e0m th\u1ebf, kh\u00e1ch l\u01b0u h\u00e0nh xe b\u00ecnh th\u01b0\u1eddng, \u0111\u00e3 c\u00f3 \u0111i\u1ec1u lu\u1eadt n\u00e0o x\u1eed ph\u1ea1t \u0111\u00e2u? M\u1ea5y tr\u0103m ngh\u00ecn xe \u0111ang th\u1ebf ch\u1ea5p \u1edf NH th\u00ec ch\u1ea3 nh\u1ebd ph\u1ea1t t\u1ea5t?\u201d.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, nh\u00e2n vi\u00ean c\u1ee7a m\u1ed9t lo\u1ea1t NH kh\u00e1c c\u0169ng kh\u1eb3ng \u0111\u1ecbnh v\u1edbi gi\u1ea5y x\u00e1c nh\u1eadn c\u1ee7a NH, kh\u00e1ch mua xe tr\u1ea3 g\u00f3p c\u1ee9 \u0111i b\u00ecnh th\u01b0\u1eddng. Th\u1eadm ch\u00ed, m\u1ed9t nh\u00e2n vi\u00ean NH c\u00f2n cam k\u1ebft: \u201cN\u1ebfu b\u1ecb b\u1eaft (CSGT gi\u1eef xe – PV) th\u00ec c\u1ee9 g\u1ecdi cho chuy\u00ean vi\u00ean ph\u1ee5 tr\u00e1ch h\u1ee3p \u0111\u1ed3ng, \u0111\u00e3 gi\u1eef gi\u1ea5y t\u1edd th\u00ec NH ph\u1ea3i \u0111\u1ea3m b\u1ea3o cho ch\u1ecb\u201d.<\/p>\n

Ng\u00e2n h\u00e0ng\u00a0t\u0103ng \u00e1p l\u1ef1c n\u1ee3 x\u1ea5u<\/strong><\/p>\n

Mang nh\u1eefng b\u0103n kho\u0103n, lo l\u1eafng c\u1ee7a kh\u00e1ch h\u00e0ng trao \u0111\u1ed5i v\u1edbi \u0111\u1ea1i di\u1ec7n c\u00e1c NH, PV B\u00e1o Giao th\u00f4ng nh\u1eadn l\u1ea1i \u0111\u01b0\u1ee3c kh\u00f4ng \u00edt t\u00e2m t\u01b0. Tr\u01b0\u1edfng ph\u00f2ng Ph\u00e1p ch\u1ebf m\u1ed9t NH th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n (xin kh\u00f4ng n\u00eau t\u00ean) cho r\u1eb1ng, h\u1ec7 th\u1ed1ng v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y c\u00f3 \u0111i\u1ec3m ch\u01b0a kh\u1edbp nhau, g\u00e2y kh\u00f3 cho c\u1ea3 NH v\u00e0 kh\u00e1ch vay v\u1ed1n. Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163 (v\u00e0 Ngh\u1ecb \u0111\u1ecbnh 11\/2012\/N\u0110-CP s\u1eeda \u0111\u1ed5i, b\u1ed5 sung Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163) c\u0103n c\u1ee9 v\u00e0o B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005 (v\u00e0 hi\u1ec7n nay l\u00e0 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015). Theo B\u1ed9 lu\u1eadt n\u00e0y, c\u00e1c b\u00ean c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c b\u00ean nh\u1eadn th\u1ebf ch\u1ea5p gi\u1eef gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m n\u00ean t\u1ea5t c\u1ea3 c\u00e1c NH \u0111\u1ec1u \u0111ang th\u1ef1c hi\u1ec7n nh\u01b0 v\u1eady. \u201cKh\u00f4ng hi\u1ec3u sao m\u1edbi \u0111\u00e2y, CSGT l\u1ea1i \u0111\u1eb7t v\u1ea5n \u0111\u1ec1 x\u1eed ph\u1ea1t? Ngo\u00e0i ra, \u0111\u1ed1i v\u1edbi c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng \u0111\u00e3 th\u1ebf ch\u1ea5p v\u1edbi NH, b\u00ean c\u1ea1nh b\u1ea3n s\u1ea3o Gi\u1ea5y \u0111\u0103ng k\u00fd c\u00f3 \u0111\u00f3ng d\u1ea5u sao y c\u1ee7a NH, c\u00f2n c\u00f3 S\u1ed5 ki\u1ec3m \u0111\u1ecbnh xe b\u1ea3n g\u1ed1c, Gi\u1ea5y b\u1ea3o hi\u1ec3m b\u1ea3n g\u1ed1c n\u00ean vi\u1ec7c x\u00e1c \u0111\u1ecbnh ch\u1ee7 xe kh\u00f4ng kh\u00f3 kh\u0103n\u201d, v\u1ecb tr\u01b0\u1edfng ph\u00f2ng Ph\u00e1p ch\u1ebf n\u00f3i.<\/p>\n\n\n\n
Tr\u01b0\u1edbc \u0111\u00f3, B\u00e1o Giao th\u00f4ng \u0111\u00e3 ph\u1ea3n \u00e1nh, th\u1eddi gian v\u1eeba qua, nhi\u1ec1u ng\u01b0\u1eddi mua xe tr\u1ea3 g\u00f3p trong qu\u00e1 tr\u00ecnh l\u01b0u h\u00e0nh \u0111\u00e3 b\u1ecb CSGT x\u1eed ph\u1ea1t l\u1ed7i kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe do khi mua xe \u0111\u00e3 th\u1ebf ch\u1ea5p gi\u1ea5y \u0111\u0103ng k\u00fd g\u1ed1c, ch\u1ec9 s\u1eed d\u1ee5ng gi\u1ea5y t\u1edd ph\u00f4 t\u00f4 c\u00f4ng ch\u1ee9ng v\u00e0 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng cho \u0111\u1ebfn khi tr\u1ea3 h\u1ebft s\u1ed1 ti\u1ec1n \u0111\u00e3 vay.<\/p>\n

B\u1ed9 C\u00f4ng an kh\u1eb3ng \u0111\u1ecbnh vi\u1ec7c x\u1eed ph\u1ea1t nh\u01b0 tr\u00ean l\u00e0 ho\u00e0n to\u00e0n ch\u00ednh x\u00e1c theo quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006\/N\u0110-CP \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i b\u1ed5 sung t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 11\/2012\/N\u0110-CP, trong \u0111\u00f3 n\u00eau r\u00f5: \u201cTrong tr\u01b0\u1eddng h\u1ee3p t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 t\u00e0u bay, t\u00e0u bi\u1ec3n ho\u1eb7c ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng, b\u00ean th\u1ebf ch\u1ea5p gi\u1eef b\u1ea3n ch\u00ednh Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu trong th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p c\u00f3 hi\u1ec7u l\u1ef1c\u201d.<\/p>\n

Ng\u00e0y 24\/5, NHNN c\u0169ng c\u00f3 c\u00f4ng v\u0103n g\u1eedi c\u00e1c TCTD \u0111\u1ec1 ngh\u1ecb th\u1ef1c hi\u1ec7n nghi\u00eam t\u00fac quy \u0111\u1ecbnh n\u00eau tr\u00ean. Tuy nhi\u00ean, th\u1ef1c t\u1ebf c\u00e1c NH hi\u1ec7n v\u1eabn c\u1ea7m gi\u1eef gi\u1ea5y t\u1edd g\u1ed1c c\u1ee7a ch\u1ee7 xe \u0111\u00e3 th\u1ebf ch\u1ea5p.Ho\u00e0ng Ng\u00e2n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00e3nh \u0111\u1ea1o m\u1ed9t NH l\u1edbn kh\u00e1c th\u00ec n\u00eau quan \u0111i\u1ec3m, quy \u0111\u1ecbnh x\u1eed ph\u1ea1t c\u00e1c ng\u01b0\u1eddi mua xe tr\u1ea3 g\u00f3p kh\u00f4ng xu\u1ea5t tr\u00ecnh \u0111\u01b0\u1ee3c b\u1ea3n g\u1ed1c \u0111\u0103ng k\u00fd xe c\u1ea7n ph\u1ea3i xem x\u00e9t l\u1ea1i v\u00ec g\u00e2y kh\u00f3 cho c\u1ea3 kh\u00e1ch vay v\u1ed1n l\u1eabn NH. \u00d4ng n\u00e0y chia s\u1ebb, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) c\u00f3 v\u0103n b\u1ea3n y\u00eau c\u1ea7u c\u00e1c NH th\u01b0\u01a1ng m\u1ea1i giao gi\u1ea5y t\u1edd g\u1ed1c cho kh\u00e1ch vay v\u1ed1n, NH kh\u00f4ng th\u1ef1c hi\u1ec7n th\u00ec tr\u00e1i ch\u1ec9 \u0111\u1ea1o, song n\u1ebfu \u00e1p d\u1ee5ng th\u00ec ki\u1ec3m so\u00e1t r\u1ee7i ro th\u1ebf n\u00e0o? \u00d4ng ph\u00e2n t\u00edch, th\u1ef1c t\u1ebf khi NH nh\u1eadn th\u1ebf ch\u1ea5p ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng v\u00e0 gi\u1eef b\u1ea3n ch\u00ednh c\u1ee7a gi\u1ea5y t\u1edd li\u00ean quan \u0111\u1ebfn ph\u01b0\u01a1ng ti\u1ec7n, v\u1eabn c\u00f3 kh\u00f4ng \u00edt tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ebf ch\u1ea5p mang t\u00e0i s\u1ea3n \u0111i c\u1ea7m \u0111\u1ed3, b\u00e1n cho b\u00ean th\u1ee9 ba b\u1eb1ng gi\u1ea5y vi\u1ebft tay, th\u1eadm ch\u00ed th\u1ef1c hi\u1ec7n c\u00e1c h\u00e0nh vi l\u1eeba \u0111\u1ea3o. Khi x\u1ea3y ra n\u1ee3 qu\u00e1 h\u1ea1n, NH \u0111\u1ec1 ngh\u1ecb c\u01a1 quan C\u00f4ng an h\u1ed7 tr\u1ee3 thu h\u1ed3i t\u00e0i s\u1ea3n t\u1eeb b\u00ean th\u1ee9 ba \u0111\u1ec3 x\u1eed l\u00fd thu h\u1ed3i n\u1ee3, song ph\u00eda C\u00f4ng an cho r\u1eb1ng, ng\u01b0\u1eddi mua t\u00e0i s\u1ea3n b\u1eb1ng gi\u1ea5y t\u1edd vi\u1ebft tay v\u1eabn c\u00f3 quy\u1ec1n l\u1ee3i li\u00ean quan, d\u00f9 ph\u01b0\u01a1ng ti\u1ec7n \u0111\u00e3 th\u1ebf ch\u1ea5p, do \u0111\u00f3 NH v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i theo h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p \u0111\u00e3 k\u00fd. M\u1eb7t kh\u00e1c, khi NH thu gi\u1eef v\u00e0 th\u1ef1c hi\u1ec7n b\u00e1n \u0111\u1ea5u gi\u00e1 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m th\u00ec NH ph\u1ea3i b\u00e0n giao b\u1ea3n ch\u00ednh Gi\u1ea5y \u0111\u0103ng k\u00fd ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng cho ng\u01b0\u1eddi tr\u00fang gi\u00e1 \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c sang t\u00ean t\u1ea1i c\u01a1 quan c\u00f4ng an. N\u1ebfu th\u1ef1c hi\u1ec7n vi\u1ec7c giao gi\u1ea5y t\u1edd g\u1ed1c cho b\u00ean th\u1ebf ch\u1ea5p nh\u01b0 quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 163 v\u00e0 y\u00eau c\u1ea7u c\u1ee7a B\u1ed9 C\u00f4ng an, c\u00e1c NH, TCTD s\u1ebd g\u1eb7p v\u00f4 v\u00e0n kh\u00f3 kh\u0103n, nh\u01b0: Kh\u00e1ch h\u00e0ng vay v\u1ed1n c\u00f3 th\u1ec3 t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n nh\u01b0\u1ee3ng, mua b\u00e1n, cho thu\u00ea, c\u1ea7m \u0111\u1ed3… m\u00e0 TCTD kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c; Kh\u00e1ch h\u00e0ng kh\u00f4ng b\u1ecb \u00e1p l\u1ef1c v\u1edbi b\u00ean cho vay (v\u00ec kh\u00f4ng c\u1ea7n TCTD c\u1ea5p l\u01b0u h\u00e0nh xe \u0111\u1ecbnh k\u1ef3 nh\u01b0 hi\u1ec7n nay) n\u00ean vi\u1ec7c ki\u1ec3m tra t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ecbnh k\u1ef3, theo d\u00f5i bi\u1ebfn \u0111\u1ed9ng v\u00e0 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c khi\u1ebfn TCTD r\u1ea5t m\u1ea5t th\u1eddi gian, c\u00f4ng s\u1ee9c v\u00e0 chi ph\u00ed \u0111\u1ec3 x\u1eed l\u00fd, th\u1eadm ch\u00ed kh\u00f4ng x\u1eed l\u00fd \u0111\u01b0\u1ee3c.<\/p>\n

\u201cN\u1ebfu quy \u0111\u1ecbnh n\u00e0y \u00e1p d\u1ee5ng trong th\u1ef1c t\u1ebf, t\u00f4i e ng\u1ea1i s\u1ebd t\u00e1c \u0111\u1ed9ng ti\u00eau c\u1ef1c \u0111\u1ebfn l\u0129nh v\u1ef1c t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng, t\u1eeb \u0111\u00f3 \u1ea3nh h\u01b0\u1edfng kh\u00f4ng nh\u1ecf \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a h\u1ec7 th\u1ed1ng NH. M\u1eb7t kh\u00e1c, n\u1ee3 x\u1ea5u c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng s\u1ebd t\u0103ng v\u1ecdt, g\u00e2y \u00e1p l\u1ef1c l\u1edbn cho kh\u00f4ng ch\u1ec9 c\u00e1c NH m\u00e0 c\u00f2n cho c\u1ea3 n\u1ec1n kinh t\u1ebf\u201d, l\u00e3nh \u0111\u1ea1o NH n\u00e0y lo l\u1eafng.<\/p>\n

N\u00ean s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh?<\/strong><\/p>\n

Trao \u0111\u1ed5i v\u1edbi PV B\u00e1o Giao th\u00f4ng, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, ph\u00e2n t\u00edch: NH gi\u1eef l\u1ea1i gi\u1ea5y t\u1edd g\u1ed1c c\u1ee7a xe th\u1ebf ch\u1ea5p l\u00e0 vi\u1ec7c l\u00e0m tr\u00e1i so v\u1edbi quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh. Tuy nhi\u00ean, n\u1ebfu kh\u00f4ng th\u1ef1c hi\u1ec7n bi\u1ec7n ph\u00e1p n\u00e0y, r\u1ea5t nhi\u1ec1u r\u1ee7i ro s\u1ebd d\u1ed3n v\u1ec1 ph\u00eda NH. \u201cN\u1ebfu kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1eef gi\u1ea5y t\u1edd \u0111\u1ea3m b\u1ea3o t\u00f4i kh\u1eb3ng \u0111\u1ecbnh, t\u1ea5t c\u1ea3 NH s\u1ebd d\u1eebng kh\u00f4ng nh\u1eadn th\u1ebf ch\u1ea5p xe\u201d, \u00f4ng \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh.<\/em><\/p>\n

Theo Lu\u1eadt s\u01b0 \u0110\u1ee9c, c\u1ea7n c\u00f3 m\u1ed9t ph\u01b0\u01a1ng \u00e1n h\u00e0i h\u00f2a v\u1eeba b\u1ea3o \u0111\u1ea3m quy\u1ec1n l\u1ee3i c\u1ee7a ch\u1ee7 xe khi tham gia giao th\u00f4ng, v\u1eeba h\u1ea1n ch\u1ebf r\u1ee7i ro th\u1ea5p nh\u1ea5t cho ph\u00eda NH. \u201cT\u00f4i \u0111\u01b0\u1ee3c bi\u1ebft, t\u1ea1i m\u1ed9t s\u1ed1 n\u01b0\u1edbc, ch\u1ee7 xe s\u1ebd \u0111\u01b0\u1ee3c c\u1ea5p 2 lo\u1ea1i gi\u1ea5y g\u1ed3m: Gi\u1ea5y s\u1edf h\u1eefu v\u00e0 gi\u1ea5y l\u01b0u h\u00e0nh. Trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft ph\u1ea3i vay v\u1ed1n th\u00ec s\u1ebd giao cho NH ki\u1ec3m so\u00e1t gi\u1ea5y s\u1edf h\u1eefu, c\u00f2n ph\u01b0\u01a1ng ti\u1ec7n v\u1eabn l\u01b0u th\u00f4ng b\u00ecnh th\u01b0\u1eddng. Tuy nhi\u00ean t\u1ea1i Vi\u1ec7t Nam hi\u1ec7n nay ch\u1ec9 c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe n\u00ean t\u1eeb l\u00e2u nghi\u1ec5m nhi\u00ean \u0111\u01b0\u1ee3c coi l\u00e0 h\u00ecnh th\u1ee9c ch\u1ee9ng minh quy\u1ec1n s\u1edf h\u1eefu\u201d, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m, Lu\u1eadt s\u01b0 Nguy\u1ec5n Th\u1ebf Truy\u1ec1n, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng Th\u00e0nh vi\u00ean C\u00f4ng ty Lu\u1eadt h\u1ee3p danh Thi\u00ean Thanh cho r\u1eb1ng: \u201cNHNN kh\u00f4ng n\u00ean ra m\u1ec7nh l\u1ec7nh h\u00e0nh ch\u00ednh, \u0111\u1ea9y r\u1ee7i ro v\u1ec1 ph\u00eda c\u00e1c NH th\u01b0\u01a1ng m\u1ea1i v\u00e0 TCTD. Thay v\u00e0o \u0111\u00f3, NHNN n\u00ean c\u00f9ng ng\u1ed3i l\u1ea1i v\u1edbi B\u1ed9 C\u00f4ng an, \u0111\u1ec1 ngh\u1ecb c\u1ea5p cho 1 lo\u1ea1i bi\u1ec3n \u0111\u1ed1i v\u1edbi c\u00e1c lo\u1ea1i xe \u0111\u00e3 th\u1ebf ch\u1ea5p t\u1ea1i c\u00e1c NH v\u00e0 TCTD. Ch\u1ee7 xe s\u1ebd kh\u00f4ng th\u1ec3 sang nh\u01b0\u1ee3ng, mua b\u00e1n tr\u00e1i ph\u00e9p; ch\u1ec9 c\u00f3 th\u1ec3 \u0111\u1ed5i sang bi\u1ec3n th\u00f4ng d\u1ee5ng khi \u0111\u00e3 quy\u1ebft to\u00e1n v\u1edbi ng\u00e2n h\u00e0ng\u201d, \u00f4ng Truy\u1ec1n \u0111\u1ec1 xu\u1ea5t.<\/p>\n

PV B\u00e1o Giao th\u00f4ng \u0111\u00e3 \u0111\u1eb7t c\u00e1c c\u00e2u h\u1ecfi li\u00ean quan, nh\u1eefng lo l\u1eafng c\u1ee7a kh\u00e1ch h\u00e0ng c\u0169ng nh\u01b0 b\u0103n kho\u0103n c\u1ee7a c\u00e1c NHTM c\u0169ng nh\u01b0 \u0111\u1ec1 xu\u1ea5t c\u1ee7a c\u00e1c lu\u1eadt s\u01b0 v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y v\u1edbi \u0111\u1ea1i di\u1ec7n NHNN, tuy nhi\u00ean v\u1eabn ch\u01b0a nh\u1eadn \u0111\u01b0\u1ee3c c\u00e2u tr\u1ea3 l\u1eddi.<\/p>\n

 <\/p>\n

Nh\u00f3m P.V \u00a0<\/strong><\/p>\n

\n

 <\/p>\n

Giao th\u00f4ng 06-7-2017:<\/em><\/strong><\/p>\n

http:\/\/xe.baogiaothong.vn\/khong-duoc-giu-dang-ky-ban-goc-ngan-hang-lo-no-ro-lua-dao-d215529.html<\/em><\/a><\/p>\n

(200\/1.721)<\/em>","protected":false},"excerpt":{"rendered":"

(GT) – Ph\u01b0\u01a1ng ti\u1ec7n ch\u1ec9 xu\u1ea5t tr\u00ecnh \u0111\u0103ng k\u00fd xe ph\u00f4 t\u00f4 c\u00f4ng ch\u1ee9ng s\u1ebd b\u1ecb CSGT x\u1eed ph\u1ea1t – \u1ea2nh: T\u1ea1 T\u00f4n Ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n\u00a0b\u1ecb ph\u1ea1t \u201coan\u201d? Anh N.H.V. (\u0110\u1ee9c Th\u01b0\u1ee3ng, Ho\u00e0i \u0110\u1ee9c H\u00e0 N\u1ed9i) cho bi\u1ebft, th\u00e1ng 2\/2016 anh l\u00e0m th\u1ee7 t\u1ee5c vay 440 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ec3 mua xe \u00f4 t\u00f4 t\u1ea1i v\u0103n […]<\/p>\n","protected":false},"author":7,"featured_media":16408,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16407","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.713. Kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1eef \u0111\u0103ng k\u00fd b\u1ea3n g\u1ed1c, ng\u00e2n h\u00e0ng lo n\u1edf r\u1ed9 l\u1eeba \u0111\u1ea3o. - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-713-khong-duoc-giu-dang-ky-ban-goc-ngan-hang-lo-no-ro-lua-dao\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.713. 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