{"id":16610,"date":"2016-08-29T09:42:35","date_gmt":"2016-08-29T02:42:35","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16610"},"modified":"2022-03-31T09:45:12","modified_gmt":"2022-03-31T02:45:12","slug":"1-305-dich-vu-ngan-hang-tai-nha-rui-ro-ca-hai-phia","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-305-dich-vu-ngan-hang-tai-nha-rui-ro-ca-hai-phia\/","title":{"rendered":"1.305. D\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng t\u1ea1i nh\u00e0, r\u1ee7i ro c\u1ea3 hai ph\u00eda"},"content":{"rendered":"(GT) – V\u1ee5 kh\u00e1ch h\u00e0ng VPBank b\u1ecb t\u1ed1 m\u1ea5t 11,3 t\u1ef7 \u0111\u1ed3ng cho th\u1ea5y, c\u1ea3 hai b\u00ean \u0111\u1ec1u \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro.<\/strong><\/p>\n
\"Kh\u00e1ch<\/a>
Kh\u00e1ch h\u00e0ng n\u00ean giao d\u1ecbch t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro. \u1ea2nh minh h\u1ecda<\/figcaption><\/figure>\n

\u0110\u1ec3 t\u0103ng c\u1ea1nh tranh, nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang cung c\u1ea5p d\u1ecbch v\u1ee5 giao, nh\u1eadn ti\u1ec1n v\u00e0 l\u00e0m th\u1ee7 t\u1ee5c cho kh\u00e1ch h\u00e0ng b\u00ean ngo\u00e0i ng\u00e2n h\u00e0ng. T\u1eeb th\u1ef1c t\u1ebf n\u00e0y, nh\u1ea5t l\u00e0 v\u1edbi nhi\u1ec1u u\u1ea9n kh\u00fac v\u1ee5 kh\u00e1ch h\u00e0ng\u00a0VPBank<\/strong>\u00a0b\u1ecb t\u1ed1 m\u1ea5t 11,3 t\u1ef7 \u0111\u1ed3ng cho th\u1ea5y, c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ec1u ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro.<\/p>\n

Ch\u0103m s\u00f3c t\u1eadn nh\u00e0<\/strong><\/p>\n

Ch\u1ecb T.P.A.Hoa (tr\u00fa t\u1ea1i C\u1ea7u Gi\u1ea5y, H\u00e0 N\u1ed9i) m\u1edbi li\u00ean h\u1ec7 v\u1edbi m\u1ed9t\u00a0chi nh\u00e1nh ng\u00e2n h\u00e0ng<\/strong>t\u1ea1i C\u1ea7u Gi\u1ea5y \u0111\u1ec3 l\u00e0m th\u1ee7 t\u1ee5c t\u1ea1i nh\u00e0 cho kho\u1ea3n g\u1eedi ti\u1ebft ki\u1ec7m g\u1ea7n 300 tri\u1ec7u \u0111\u1ed3ng gi\u00fap b\u1ed1 m\u1eb9. Theo h\u01b0\u1edbng d\u1eabn c\u1ee7a nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng, ch\u1ecb Hoa s\u1ebd cung c\u1ea5p c\u00e1c th\u00f4ng tin c\u1ee7a b\u1ed1 m\u1eb9 ch\u1ecb cho nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng nh\u01b0: N\u01a1i \u1edf, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, c\u00e1c th\u00f4ng tin tr\u00ean CMND. Sau \u0111\u00f3, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng s\u1ebd l\u00e0m s\u1eb5n c\u00e1c th\u1ee7 t\u1ee5c v\u00e0 mang t\u1edbi nh\u00e0 b\u1ed1 m\u1eb9 ch\u1ecb Hoa l\u1ea5y ch\u1eef k\u00fd ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean s\u1ed5 v\u00e0 c\u1ea5p s\u1ed5 ngay t\u1ea1i nh\u00e0 khi nh\u1eadn ti\u1ec1n.<\/p>\n

Nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng cho bi\u1ebft, m\u1ee9c l\u00e3i su\u1ea5t g\u1eedi ti\u1ec1n k\u1ef3 h\u1ea1n l\u00e0 6,7%\/n\u0103m. \u201cV\u00ec \u0111ang c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh\u00a0tri \u00e2n kh\u00e1ch h\u00e0ng<\/strong>\u00a0n\u00ean ng\u00e2n h\u00e0ng c\u00f2n t\u1eb7ng phi\u1ebfu mua h\u00e0ng (\u0111\u00e3 thanh to\u00e1n tr\u01b0\u1edbc) tr\u1ecb gi\u00e1 200 ngh\u00ecn \u0111\u1ed3ng\u201d, ch\u1ecb Hoa cho bi\u1ebft th\u00eam.<\/p>\n

Theo kh\u1ea3o s\u00e1t c\u1ee7a PV B\u00e1o Giao th\u00f4ng, t\u1ea1i H\u00e0 N\u1ed9i, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0: Sacombank, Techcombank\u2026 v\u1eabn \u0111ang tri\u1ec3n khai d\u1ecbch v\u1ee5 n\u00e0y. M\u1ed9t nh\u00e2n vi\u00ean c\u1ee7a Sacombank \u1edf\u00a0ph\u00f2ng giao d\u1ecbch<\/strong>Tr\u1ea7n Duy H\u01b0ng cho hay, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 chu\u1ea9n b\u1ecb tr\u01b0\u1edbc c\u00e1c ch\u1ee9ng t\u1eeb, khi t\u1edbi nh\u00e0 kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n l\u1ea5y ch\u1eef k\u00fd m\u1eabu c\u1ee7a ng\u01b0\u1eddi \u0111\u1ee9ng t\u00ean s\u1ed5 ti\u1ebft ki\u1ec7m, th\u00f4ng tin CMND, sau \u0111\u00f3 ki\u1ec3m k\u00ea thu ti\u1ec1n v\u00e0 giao s\u1ed5 ti\u1ebft ki\u1ec7m cho kh\u00e1ch h\u00e0ng. Hi\u1ec7n, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m t\u1ea1i \u0111\u00e2y l\u00e0 6,8%\/n\u0103m nh\u01b0ng nh\u00e2n vi\u00ean n\u00e0y c\u00f2n t\u01b0 v\u1ea5n th\u00eam cho kh\u00e1ch h\u00e0ng n\u00ean g\u1eedi k\u1ef3 h\u1ea1n 3-6 th\u00e1ng \u0111\u1ec3 linh ho\u1ea1t khi r\u00fat ti\u1ec1n.<\/p>\n

Theo lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0, Ch\u1ee7 t\u1ecbch C\u00f4ng ty Lu\u1eadt SB, ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh c\u1ea5m ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 ho\u1eb7c giao d\u1ecbch ngo\u00e0i \u0111\u1ecba \u0111i\u1ec3m qu\u1ea7y giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng (hay d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng t\u1ea1i ch\u1ed7). Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng kh\u00f4ng khuy\u1ebfn c\u00e1o l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c hay kh\u00f4ng n\u00ean th\u1ef1c hi\u1ec7n, n\u00ean th\u1ef1c t\u1ebf nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 tri\u1ec3n khai.<\/p>\n

V\u00ed d\u1ee5 nh\u01b0 LienVietPostBank, ABBank \u0111\u00e3 gi\u1edbi thi\u1ec7u c\u00f4ng khai d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng t\u1ea1i ch\u1ed7 tr\u00ean website ch\u00ednh th\u1ee9c c\u1ee7a h\u1ecd, d\u00e0nh cho \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng l\u00e0 doanh nghi\u1ec7p, t\u1ed5 ch\u1ee9c; Hay VPBank cung c\u1ea5p d\u1ecbch v\u1ee5 cho\u00a0kh\u00e1ch h\u00e0ng<\/strong>\u00a0l\u00e0 h\u1ed9 kinh doanh ho\u1eb7c c\u00e1 nh\u00e2n c\u00f3 nhu c\u1ea7u giao d\u1ecbch l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t l\u1edbn\u2026<\/p>\n

H\u00ecnh th\u1ee9c n\u00e0y gi\u1ea3m thi\u1ec3u r\u1ee7i ro khi kh\u00e1ch h\u00e0ng v\u1eadn chuy\u1ec3n m\u1ed9t l\u01b0\u1ee3ng ti\u1ec1n l\u1edbn tr\u00ean \u0111\u01b0\u1eddng m\u00e0 kh\u1ea3 n\u0103ng b\u1ea3o qu\u1ea3n v\u00e0 t\u1ef1 v\u1ec7 kh\u00f4ng th\u1ec3 cao nh\u01b0 ng\u00e2n h\u00e0ng c\u00f3 nghi\u1ec7p v\u1ee5, b\u1ea3o v\u1ec7, v\u1ec7 s\u0129 \u0111\u1ec3 v\u1eadn chuy\u1ec3n.<\/p>\n

\"V\u1ee5<\/a>
V\u1ee5 C\u00f4ng ty Quang Hu\u00e2n t\u1ed1 m\u1ea5t 11,3 t\u1ef7 \u0111\u1ed3ng trong t\u00e0i kho\u1ea3n VP Bank c\u00f3 li\u00ean quan \u0111\u1ebfn quy tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n b\u00ean ngo\u00e0i ng\u00e2n h\u00e0ng (Trong \u1ea3nh: B\u00e0 Thanh Xu\u00e2n, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Quang Hu\u00e2n \u0111\u01b0a ra ch\u1ee9ng t\u1eeb ch\u1ee9ng minh s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa c\u00e1c ch\u1eef k\u00fd) \u2013 \u1ea2nh: Ng\u1ecdc D\u01b0\u01a1ng<\/figcaption><\/figure>\n

Nhi\u1ec1u r\u1ee7i ro<\/strong><\/p>\n

Theo quy tr\u00ecnh m\u1edf m\u1ed9t s\u1ed5 ti\u1ebft ki\u1ec7m, kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u00ecnh gi\u1ea5y t\u1edd c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p, n\u1ed9p ti\u1ec1n tr\u01b0\u1edbc, ti\u1ec1n v\u00e0o kho qu\u1ef9 r\u1ed3i ng\u00e2n h\u00e0ng m\u1edbi c\u1ea5p s\u1ed5. C\u00f2n n\u1ebfu theo c\u00e1ch l\u00e0m c\u1ee7a m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng tr\u00ean l\u00e0 \u0111ang \u201c\u0111i t\u1eaft\u201d quy tr\u00ecnh. Chuy\u00ean gia t\u00e0i ch\u00ednh Nguy\u1ec5n Tr\u00ed Hi\u1ebfu cho r\u1eb1ng, vi\u1ec7c\u00a0m\u1edf t\u00e0i kho\u1ea3n<\/strong>\u00a0hay giao d\u1ecbch th\u1ef1c hi\u1ec7n b\u00ean ngo\u00e0i ng\u00e2n h\u00e0ng lu\u00f4n c\u00f3 r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t n\u1ebfu ng\u01b0\u1eddi k\u00fd m\u1edf t\u00e0i kho\u1ea3n kh\u00f4ng ph\u1ea3i ch\u00ednh ch\u1ee7 v\u00ec c\u00f3 th\u1ec3 x\u1ea3y ra tranh ch\u1ea5p sau n\u00e0y. \u00d4ng Hi\u1ebfu cho r\u1eb1ng, vi\u1ec7c c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng mang ti\u1ec1n b\u1ecf tr\u1ed1n kh\u00f3 x\u1ea3y ra nh\u01b0ng vi\u1ec7c c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng v\u1eadn chuy\u1ec3n h\u00e0ng t\u1ef7 \u0111\u1ed3ng tr\u00ean \u0111\u01b0\u1eddng d\u1ec5 b\u1ecb nguy hi\u1ec3m do c\u01b0\u1edbp gi\u1eadt.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho bi\u1ebft, c\u00e1ch \u0111\u00e2y h\u01a1n 10 n\u0103m, \u0111\u00e3 x\u1ea3y ra tr\u01b0\u1eddng h\u1ee3p nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng H\u00e0ng h\u1ea3i b\u1ecb tai n\u1ea1n tr\u00ean \u0111\u01b0\u1eddng v\u1eadn chuy\u1ec3n v\u00e0ng n\u00ean s\u1ed1 v\u00e0ng b\u1ecb c\u01b0\u1edbp. D\u00f9 sau \u0111\u00f3 l\u1ef1c l\u01b0\u1ee3ng c\u00f4ng an \u0111\u00e3 \u0111i\u1ec1u tra, b\u1eaft gi\u1eef nh\u01b0ng kh\u00f4ng thu h\u1ed3i \u0111\u01b0\u1ee3c to\u00e0n b\u1ed9 s\u1ed1 v\u00e0ng n\u00e0y. \u201c\u0110\u1ea5y l\u00e0 kh\u00f4ng k\u1ec3 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean \u0111i l\u1ea5y ch\u1eef k\u00fd c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 gi\u1ea3 m\u1ea1o l\u1ea5y ch\u1eef k\u00fd, l\u1ea1m d\u1ee5ng ch\u1eef k\u00fd, hay kh\u00f4ng ki\u1ec3m tra ch\u1eb7t ch\u1ebd ch\u1eef k\u00fd\u2026\u201d, chuy\u00ean gia Nguy\u1ec5n Tr\u00ed Hi\u1ebfu n\u00f3i.<\/p>\n

\u0110\u01a1n c\u1eed nh\u01b0 theo lu\u1eadt s\u01b0 \u0110\u1ee9c, m\u1ed9t s\u1ed1 v\u1ee5 vi\u1ec7c li\u00ean quan t\u1edbi d\u1ecbch v\u1ee5 ngo\u00e0i ng\u00e2n h\u00e0ng nh\u01b0 \u201cv\u1ee5 Huy\u1ec1n Nh\u01b0\u201d ho\u1eb7c tranh ch\u1ea5p \u0111ang di\u1ec5n ra gi\u1eefa VPBank v\u00e0 C\u00f4ng ty Quang Hu\u00e2n m\u00e0 B\u00e1o Giao th\u00f4ng \u0111\u00e3 ph\u1ea3n \u00e1nh c\u0169ng li\u00ean quan t\u1edbi d\u1ecbch v\u1ee5 l\u00e0m th\u1ee7 t\u1ee5c ngo\u00e0i ng\u00e2n h\u00e0ng\u2026 Ch\u00ednh v\u00ec \u201cl\u1ed7 h\u1ed5ng\u201d d\u1ec5 x\u1ea3y ra \u201cv\u1ea5n \u0111\u1ec1\u201d n\u00ean \u00f4ng Hi\u1ebfu cho r\u1eb1ng, khi kh\u00e1ch h\u00e0ng k\u00fd c\u00e1c v\u0103n b\u1ea3n th\u1ee7 t\u1ee5c n\u00ean th\u1ef1c hi\u1ec7n t\u1ea1i qu\u1ea7y ng\u00e2n h\u00e0ng v\u00e0 c\u00f3 s\u1ef1 ch\u1ee9ng ki\u1ebfn c\u1ee7a c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng.<\/p>\n

Lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0 cho r\u1eb1ng, v\u1edbi d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng t\u1ea1i nh\u00e0, ng\u00e2n h\u00e0ng c\u0169ng c\u00f3 th\u1ec3 ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi vi\u1ec7c ki\u1ec3m tra ti\u1ec1n th\u1eadt, ti\u1ec1n gi\u1ea3; Hay r\u1ee7i ro ti\u1ec1m t\u00e0ng l\u00e0 nh\u00e2n vi\u00ean thu ti\u1ec1n m\u1eb7t nh\u01b0ng l\u1ea1i kh\u00f4ng n\u1ed9p v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng ho\u1eb7c kh\u00f4ng h\u1ea1ch to\u00e1n tr\u00ean h\u1ec7 th\u1ed1ng ph\u1ea7n m\u1ec1m c\u1ee7a ng\u00e2n h\u00e0ng\u2026 V\u00ec v\u1eady, ng\u00e2n h\u00e0ng cung c\u1ea5p d\u1ecbch v\u1ee5 n\u00e0y c\u1ea7n c\u00f3 quy tr\u00ecnh ph\u1ed1i h\u1ee3p ch\u1eb7t ch\u1ebd, ki\u1ec3m duy\u1ec7t b\u1eb1ng ph\u1ea7n m\u1ec1m gi\u1eefa nh\u00e2n vi\u00ean \u0111\u01b0\u1ee3c giao \u0111i thu ti\u1ec1n t\u1ea1i ch\u1ed7 v\u00e0 b\u1ed9 ph\u1eadn h\u1ea1ch to\u00e1n tr\u00ean h\u1ec7 th\u1ed1ng c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o khi kh\u00e1ch h\u00e0ng n\u1ed9p ti\u1ec1n cho nh\u00e2n vi\u00ean \u0111i thu, l\u00e0 tr\u00ean h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u00e3 hi\u1ec3n th\u1ecb b\u00e1o c\u00f3.<\/p>\n

L\u00e0 m\u1ed9t trong s\u1ed1 \u00edt ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ef1c hi\u1ec7n d\u1ecbch v\u1ee5 ngo\u00e0i ng\u00e2n h\u00e0ng, nh\u00e2n vi\u00ean Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n (SCB) cho hay, ng\u00e2n h\u00e0ng n\u00e0y ch\u1ec9 th\u1ef1c hi\u1ec7n t\u1ea5t to\u00e1n cho kh\u00e1ch t\u1ea1i nh\u00e0 v\u00e0 kh\u00f4ng l\u00e0m th\u1ee7 t\u1ee5c hay nh\u1eadn ti\u1ec1n c\u1ee7a kh\u00e1ch b\u00ean ngo\u00e0i ng\u00e2n h\u00e0ng. Tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 l\u00e0 kh\u00e1ch h\u00e0ng th\u00e2n thi\u1ebft, s\u1ed1 ti\u1ec1n g\u1eedi tr\u00ean 1 t\u1ef7 \u0111\u1ed3ng th\u00ec ng\u00e2n h\u00e0ng s\u1ebd c\u1eed nh\u00e2n vi\u00ean t\u1edbi nh\u1eadn ti\u1ec1n, l\u00e0m gi\u1ea5y ch\u1ee9ng nh\u1eadn v\u00e0 c\u00f9ng v\u1edbi kh\u00e1ch h\u00e0ng t\u1edbi\u00a0ng\u00e2n h\u00e0ng<\/strong>\u00a0\u0111\u1ec3 l\u0129nh s\u1ed5 ti\u1ebft ki\u1ec7m.<\/p>\n

\u00d4ng V\u00f5 T\u1ea5n Ho\u00e0ng V\u0103n, th\u00e0nh vi\u00ean H\u0110QT, T\u1ed5ng gi\u00e1m \u0111\u1ed1c SCB l\u00fd gi\u1ea3i, kh\u00f4ng th\u1ef1c hi\u1ec7n d\u1ecbch v\u1ee5 n\u00e0y v\u00ec s\u1ee3 r\u1ee7i ro l\u00e0 s\u1ed1 ti\u1ec1n c\u00f3 th\u1ec3 b\u1ecb c\u01b0\u1edbp tr\u00ean \u0111\u01b0\u1eddng v\u1eadn chuy\u1ec3n ho\u1eb7c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng c\u1ea7m ti\u1ec1n b\u1ecf tr\u1ed1n. B\u00ean c\u1ea1nh \u0111\u00f3, \u0111\u1ec3 tri\u1ec3n khai d\u1ecbch v\u1ee5 ngo\u00e0i ng\u00e2n h\u00e0ng, ng\u00e2n h\u00e0ng s\u1ebd ph\u1ea3i \u0111\u1ea7u t\u01b0 kh\u00e1 t\u1ed1n k\u00e9m v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 nh\u00e2n l\u1ef1c.<\/p>\n

\u201cNg\u00e2n h\u00e0ng ph\u1ea3i th\u00e0nh l\u1eadp c\u00e1c \u0111\u1ed9i c\u01a1 \u0111\u1ed9ng g\u1ed3m b\u1ed1n ng\u01b0\u1eddi l\u00e0: Nh\u00e2n vi\u00ean th\u1ee7 qu\u1ef9, nh\u00e2n vi\u00ean ki\u1ec3m so\u00e1t, nh\u00e2n vi\u00ean \u00e1p t\u1ea3i v\u00e0 l\u00e1i xe\u201d, \u00f4ng V\u0103n cho r\u1eb1ng v\u00ec th\u1ebf chi ph\u00ed ti\u1ec1n l\u01b0\u01a1ng v\u00e0 r\u1ee7i ro c\u1ee7a ng\u00e2n h\u00e0ng s\u1ebd t\u0103ng l\u00ean, ng\u00e2n h\u00e0ng c\u0169ng ph\u1ea3i mua th\u00eam b\u1ea3o hi\u1ec3m. Do \u0111\u00f3, \u201cch\u1ec9 c\u00f3 ph\u00f2ng giao d\u1ecbch n\u00e0y mu\u1ed1n v\u01b0\u1ee3t tr\u1ed9i v\u1ec1 ch\u1ec9 ti\u00eau, mu\u1ed1n \u0111\u01b0\u1ee3c th\u01b0\u1edfng kinh doanh nhi\u1ec1u h\u01a1n, thu h\u00fat kh\u00e1ch h\u00e0ng v\u00e0 c\u1ea1nh tranh v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c v\u1ec1 ti\u1ec7n \u00edch th\u00ec m\u1edbi l\u00e0m. \u0110\u00f3 c\u0169ng l\u00e0 l\u1ea5y c\u00f4ng l\u00e0m l\u00e3i th\u00f4i ch\u1ee9 c\u0169ng kh\u00f3 kh\u0103n l\u1eafm\u201d, \u00f4ng V\u0103n n\u00f3i.<\/p>\n

Cao S\u01a1n<\/a><\/strong><\/p>\n

——————<\/p>\n

Giao th\u00f4ng (T\u00e0i ch\u00ednh) 29-8-2016:<\/em><\/strong><\/p>\n

http:\/\/www.baogiaothong.vn\/dich-vu-ngan-hang-tai-nha-rui-ro-ca-hai-phia-d165892.html<\/em><\/a><\/p>\n

(85\/1.444)<\/em><\/p>\n

 ","protected":false},"excerpt":{"rendered":"

(GT) – V\u1ee5 kh\u00e1ch h\u00e0ng VPBank b\u1ecb t\u1ed1 m\u1ea5t 11,3 t\u1ef7 \u0111\u1ed3ng cho th\u1ea5y, c\u1ea3 hai b\u00ean \u0111\u1ec1u \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro. Kh\u00e1ch h\u00e0ng n\u00ean giao d\u1ecbch t\u1ea1i ng\u00e2n h\u00e0ng \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro. \u1ea2nh minh h\u1ecda \u0110\u1ec3 t\u0103ng c\u1ea1nh tranh, nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang cung c\u1ea5p d\u1ecbch v\u1ee5 giao, nh\u1eadn ti\u1ec1n v\u00e0 l\u00e0m […]<\/p>\n","protected":false},"author":10,"featured_media":16611,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.305. 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