{"id":16645,"date":"2017-07-11T14:35:03","date_gmt":"2017-07-11T07:35:03","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16645"},"modified":"2022-03-31T14:40:54","modified_gmt":"2022-03-31T07:40:54","slug":"1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop\/","title":{"rendered":"1.725. N\u1ed7i lo \u201csi\u1ebft\u201d t\u00edn d\u1ee5ng n\u1ebfu ng\u00e2n h\u00e0ng tr\u1ea3 gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p."},"content":{"rendered":"(N\u0110T) – Nhi\u1ec1u ng\u00e2n h\u00e0ng ph\u1ea3n \u1ee9ng khi b\u1ecb d\u01b0 lu\u1eadn ph\u1ea3n \u0111\u1ed1i vi\u1ec7c gi\u1eef gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p, trong khi chuy\u00ean gia kinh t\u1ebf lo ng\u1ea1i r\u1eb1ng t\u00edn d\u1ee5ng theo h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb si\u1ebft l\u1ea1i.<\/strong><\/p>\n

Ng\u01b0\u1eddi ti\u00eau d\u00f9ng hoang mang…<\/strong><\/p>\n

Th\u1eddi gian qua, nhi\u1ec1u ng\u01b0\u1eddi mua xe \u00f4 t\u00f4 tr\u1ea3 g\u00f3p c\u00f3 th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng khi l\u01b0u th\u00f4ng tr\u00ean \u0111\u01b0\u1eddng \u0111\u00e3 b\u1ecb l\u1ef1c l\u01b0\u1ee3ng c\u1ea3nh s\u00e1t giao th\u00f4ng (CSGT) x\u1eed ph\u1ea1t l\u1ed7i kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe. \u0110a s\u1ed1 c\u00e1c ch\u1ee7 xe n\u00e0y t\u1ecf ra kh\u00e1 b\u1ea5t ng\u1edd v\u00ec khi mua xe theo h\u00ecnh th\u1ee9c tr\u1ea3 g\u00f3p, h\u1ecd \u0111\u00e3 th\u1ebf ch\u1ea5p gi\u1ea5y \u0111\u0103ng k\u00fd g\u1ed1c t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0 ph\u1ea3i s\u1eed d\u1ee5ng gi\u1ea5y t\u1edd ph\u00f4 t\u00f4 c\u00f4ng ch\u1ee9ng c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng. Vi\u1ec7c n\u00e0y \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn s\u1ebd k\u00e9o d\u00e0i cho \u0111\u1ebfn khi tr\u1ea3 h\u1ebft s\u1ed1 ti\u1ec1n \u0111\u00e3 vay.<\/p>\n

V\u1ea5p ph\u1ea3i ph\u1ea3n \u1ee9ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n, l\u1ef1c l\u01b0\u1ee3ng CSGT \u0111\u1ecba ph\u01b0\u01a1ng \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n \u0111\u1ec1 ngh\u1ecb C\u1ee5c CSGT (C67, B\u1ed9 C\u00f4ng an) h\u01b0\u1edbng d\u1eabn. V\u00e0 ng\u00e0y 31\/5\/2017, C\u1ee5c CSGT c\u00f3 v\u0103n b\u1ea3n s\u1ed1 2916\/C67-P9 h\u01b0\u1edbng d\u1eabn l\u1ef1c l\u01b0\u1ee3ng CSGT c\u00e1c t\u1ec9nh th\u00e0nh, kh\u1eb3ng \u0111\u1ecbnh vi\u1ec7c x\u1eed ph\u1ea1t ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c l\u00e0 ho\u00e0n to\u00e0n ch\u00ednh x\u00e1c.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Ng\u01b0\u1eddi ti\u00eau d\u00f9ng b\u1ea5t ng\u1edd khi b\u1ecb CSGT ph\u1ea1t v\u00ec thi\u1ebfu gi\u1ea5y t\u1edd g\u1ed1c \u0111\u1ed1i v\u1edbi xe tr\u1ea3 g\u00f3p (\u1ea3nh minh h\u1ecda)<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Theo n\u1ed9i dung v\u0103n b\u1ea3n n\u00e0y: “\u0110\u1ed1i v\u1edbi nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng khi tham gia giao th\u00f4ng th\u00ec b\u00ean th\u1ebf ch\u1ea5p (ng\u01b0\u1eddi mua xe) \u0111\u01b0\u1ee3c gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd xe trong th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c theo \u0111\u00fang quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 163\/2006\/N\u0110-CP v\u1ec1 giao d\u1ecbch \u0111\u1ea3m b\u1ea3o v\u00e0 c\u00f4ng v\u0103n s\u1ed1 3851\/NHNH-PC ng\u00e0y 24\/5\/2017 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam\u201d.<\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, ng\u00e0y 24\/5\/2017, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111\u00e3 ra v\u0103n b\u1ea3n 3851\/NHNN-PC ng\u00e0y 24\/5\/2017 y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i th\u1ef1c hi\u1ec7n nghi\u00eam t\u00fac c\u00e1c quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n, nh\u1ea5t l\u00e0 ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng. Theo n\u1ed9i dung v\u0103n b\u1ea3n n\u00e0y, b\u00ean th\u1ebf ch\u1ea5p (t\u1ee9c ch\u1ee7 xe) \u0111\u01b0\u1ee3c gi\u1eef b\u1ea3n ch\u00ednh gi\u1ea5y \u0111\u0103ng k\u00fd ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng trong th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p c\u00f3 hi\u1ec7u l\u1ef1c theo Ngh\u1ecb \u0111\u1ecbnh 163\/2006\/N\u0110-CP.<\/p>\n

C\u1ea3 b\u1ed9 C\u00f4ng an v\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u1ec1u kh\u1eb3ng \u0111\u1ecbnh vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng gi\u1eef gi\u1ea5y t\u1edd xe trong giao d\u1ecbch vay th\u1ebf ch\u1ea5p l\u00e0 ph\u1ea1m lu\u1eadt.<\/p>\n

Ng\u00e2n h\u00e0ng s\u1ebd g\u00e1nh r\u1ee7i ro<\/strong><\/p>\n

Tuy nhi\u00ean, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC), Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng (Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam – VNBA), nguy\u00ean Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng H\u00e0ng h\u1ea3i) th\u00ec kh\u00f4ng ngh\u0129 th\u1ebf.<\/em><\/p>\n

Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean b\u00e1o Ng\u01b0\u1eddi \u0111\u01b0a tin, lu\u1eadt s\u01b0 \u0110\u1ee9c cho r\u1eb1ng vi\u1ec7c ng\u00e2n h\u00e0ng gi\u1eef h\u1ed3 s\u01a1 g\u1ed1c c\u1ee7a ng\u01b0\u1eddi mua xe tr\u1ea3 g\u00f3p kh\u00f4ng h\u1eb3n l\u00e0 sai, v\u1ea5n \u0111\u1ec1 l\u00e0 t\u00f9y theo c\u00e1ch gi\u1eef.<\/em><\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

V\u1ec1 m\u1eb7t ph\u00e1p lu\u1eadt th\u00ec t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay lu\u1eadt lu\u00f4n th\u1ed1ng nh\u1ea5t quy \u0111\u1ecbnh ph\u1ea3i c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c khi l\u01b0u h\u00e0nh xe.<\/em><\/p>\n

Ch\u1ec9 c\u00f3 th\u1eddi k\u1ef3 nh\u1eefng n\u0103m 2006 (ra \u0111\u1eddi Ngh\u1ecb \u0111\u1ecbnh 163\/2006\/N\u0110-CP ng\u00e0y 29\/12\/2006 v\u1ec1 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m) v\u00e0 n\u0103m 2012 (Ngh\u1ecb \u0111\u1ecbnh 11\/2012\/N\u0110-CP ng\u00e0y 22\/02\/2012 ra \u0111\u1eddi s\u1eeda \u0111\u1ed5i, b\u1ed5 sung N\u0110 163) l\u00e0 Ch\u00ednh ph\u1ee7 cho ph\u00e9p Ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c gi\u1eef gi\u1ea5y t\u1edd g\u1ed1c.<\/em><\/p>\n

Tuy nhi\u00ean \u0111\u1ebfn nay hai Ngh\u1ecb \u0111\u1ecbnh n\u00e0y \u0111\u00e3 h\u1ebft hi\u1ec7u l\u1ef1c, do \u0111\u00f3 vi\u1ec7c ng\u00e2n h\u00e0ng gi\u1eef gi\u1ea5y t\u1edd xe g\u1ed1c c\u1ee7a kh\u00e1ch h\u00e0ng \u201cm\u00e0 c\u00f3 th\u1ecfa thu\u1eadn r\u00f5 trong h\u1ee3p \u0111\u1ed3ng\u201d l\u00e0 sai.<\/em><\/p>\n

Tuy nhi\u00ean, v\u1ecb chuy\u00ean gia c\u00f3 30 n\u0103m kinh nghi\u1ec7m lu\u1eadt s\u01b0 t\u01b0 v\u1ea5n chuy\u00ean nghi\u1ec7p v\u1ec1 l\u0129nh v\u1ef1c kinh t\u1ebf – ng\u00e2n h\u00e0ng n\u00e0y l\u1ea1i kh\u1eb3ng \u0111\u1ecbnh lu\u1eadt ph\u00e1p v\u00e0 th\u1ef1c t\u1ebf trong l\u0129nh v\u1ef1c n\u00e0y v\u1eabn \u0111ang t\u1ed3n t\u1ea1i m\u1ed9t kho\u1ea3ng c\u00e1ch.<\/em><\/p>\n

C\u1ee5 th\u1ec3 l\u00e0 sau khi 2 Ngh\u1ecb \u0111\u1ecbnh n\u00f3i tr\u00ean h\u1ebft hi\u1ec7u l\u1ef1c th\u00ec c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay \u0111ang \u201cl\u00e1ch lu\u1eadt\u201d m\u1ed9t c\u00e1ch kh\u00f4n ngoan l\u00e0 l\u1eadp m\u1ed9t th\u1ecfa thu\u1eadn b\u00ean ngo\u00e0i v\u1edbi kh\u00e1ch h\u00e0ng th\u00f4ng qua \u0111\u01a1n c\u1ee7a ch\u1ee7 xe t\u1ef1 nguy\u1ec7n nh\u1edd ng\u00e2n h\u00e0ng gi\u1eef h\u1ed9 gi\u1ea5y t\u1edd xe, ho\u1eb7c l\u00e0 m\u1ed9t h\u1ee3p \u0111\u1ed3ng g\u1eedi gi\u1eef gi\u1ea5y t\u1edd quan tr\u1ecdng, t\u01b0\u01a1ng t\u1ef1 nh\u01b0 h\u1ee3p \u0111\u1ed3ng nh\u1edd ng\u00e2n h\u00e0ng gi\u1eef h\u1ed9 v\u00e0ng b\u1ea1c \u0111\u00e1 qu\u00fd, c\u1ed5 phi\u1ebfu, di ch\u00fac… v\u00e0o kho k\u00e9t c\u1ee7a ng\u00e2n h\u00e0ng.<\/em><\/p>\n

\u201c\u0110\u00e2y ho\u00e0n to\u00e0n l\u00e0 m\u1ed9t cu\u1ed9c ch\u01a1i s\u00f2ng ph\u1eb3ng, t\u1ef1 nguy\u1ec7n. B\u1ed9 Lu\u1eadt d\u00e2n s\u1ef1 n\u0103m 2015 c\u00f3 quy \u0111\u1ecbnh ng\u01b0\u1eddi ti\u00eau d\u00f9ng mua xe theo h\u00ecnh th\u1ee9c n\u00e0y th\u00ec gi\u1ea5y t\u1edd xe do kh\u00e1ch h\u00e0ng hay ng\u00e2n h\u00e0ng gi\u1eef s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o s\u1ef1 th\u1ecfa thu\u1eadn c\u1ee7a hai b\u00ean\u201d \u2013 lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

D\u01b0\u1edbi g\u00f3c \u0111\u1ed9 ph\u00e1p l\u00fd th\u00ec v\u1eabn c\u00f3 quy\u1ec1n l\u00ean \u00e1n ng\u00e2n h\u00e0ng nh\u01b0ng th\u1ef1c t\u1ebf th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng bao gi\u1edd \u201cth\u1ea3\u201d ra \u0111\u01b0\u1ee3c. Th\u00e0 l\u00e0 kh\u00f4ng nh\u1eadn th\u1ebf ch\u1ea5p, n\u1ebfu nh\u1eadn th\u00ec b\u1eb1ng m\u1ecdi gi\u00e1 h\u1ecd ph\u1ea3i gi\u1eef gi\u1ea5y t\u1edd g\u1ed1c. V\u00ec \u0111\u00e3 c\u00f3 qu\u00e1 nhi\u1ec1u b\u00e0i h\u1ecdc trong \u0111\u00f3 ng\u00e2n h\u00e0ng gi\u1eef gi\u1ea5y t\u1eddb\u1ea3n ch\u00ednh v\u1eabn b\u1ecb m\u1ea5t xe ch\u1ee9 n\u00f3i g\u00ec kh\u00f4ng gi\u1eef. Trong giai \u0111o\u1ea1n tr\u1ea3 n\u1ee3 ng\u00e2n h\u00e0ng, nhi\u1ec1u ch\u1ee7 xe v\u1eabn b\u00e1n b\u1ea5t h\u1ee3p ph\u00e1p, mang \u0111i n\u01a1i kh\u00e1c ho\u1eb7c l\u00e0 kh\u00f4ng tr\u1ea3 n\u1ee3 nh\u01b0ng kh\u00f4ng \u0111\u1ec3 ng\u00e2n h\u00e0ng thu gi\u1eef… Tr\u01b0\u1eddng h\u1ee3p n\u00e0y t\u00e0i s\u1ea3n \u0111\u00f3 coi nh\u01b0 m\u1ea5t v\u00e0 ng\u00e2n h\u00e0ng ph\u1ea3i ch\u1ecbu. \u2013 lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft th\u00eam.<\/em><\/p>\n

Lu\u1eadt s\u01b0 \u0110\u1ee9c c\u0169ng chia s\u1ebb: Tr\u01b0\u1edbc \u0111\u00e2y ng\u00e2n h\u00e0ng c\u1ea5p b\u1ea3n sao \u0111\u0103ng k\u00fd xe cho kh\u00e1ch h\u00e0ng, ban \u0111\u1ea7u c\u1ea5p d\u00e0i h\u1ea1n, v\u1ec1 sau ph\u1ea3i c\u1ea5p t\u1eebng th\u00e1ng. L\u00fd do v\u00ec sao? L\u00e0 v\u00ec n\u1ebfu c\u1ea5p d\u00e0i th\u00ec kh\u00e1ch h\u00e0ng qu\u00ean ng\u00e2n h\u00e0ng, c\u00f3 khi h\u00e0ng n\u0103m h\u1ecd kh\u00f4ng \u0111\u1ebfn ng\u00e2n h\u00e0ng tr\u1ea3 n\u1ee3, trong khi xe v\u1eabn ch\u1ea1y \u1ea7m \u1ea7m.<\/em><\/p>\n

N\u1ed7i lo t\u00edn d\u1ee5ng b\u1ecb si\u1ebft l\u1ea1i<\/strong><\/p>\n

Trong khi \u0111\u00f3, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng b\u1eaft \u0111\u1ea7u r\u1ee5c r\u1ecbch c\u00f3 ph\u1ea3n \u1ee9ng, c\u00f2n c\u00e1c chuy\u00ean gia kinh t\u1ebf th\u00ec lo ng\u1ea1i r\u1eb1ng khi ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u01b0\u1ee3c quy\u1ec1n gi\u1eef b\u1ea3n g\u1ed1c gi\u1ea5y t\u1edd xe th\u1ebf ch\u1ea5p \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kho\u1ea3n cho vay, th\u00ec vi\u1ec7c cho vay mua \u00f4t\u00f4 tr\u1ea3 g\u00f3p theo h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p s\u1eafp t\u1edbi c\u00f3 th\u1ec3 s\u1ebd b\u1ecb si\u1ebft ch\u1eb7t.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi PV, Gi\u00e1m \u0111\u1ed1c chi nh\u00e1nh m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i t\u1ea1i H\u00e0 N\u1ed9i cho bi\u1ebft \u0111\u01a1n v\u1ecb n\u00e0y \u0111\u00e3 b\u1eaft \u0111\u1ea7u nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng ph\u1ea3n h\u1ed3i \u0111\u1ea7u ti\u00ean c\u1ee7a kh\u00e1ch h\u00e0ng. Hi\u1ec7n t\u1ea1i h\u1ecd \u0111ang tr\u00ec ho\u00e3n tr\u1ea3 l\u1eddi kh\u00e1ch h\u00e0ng \u0111\u1ec3 ch\u1edd v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

Theo \u0111\u00f3, v\u1ecb gi\u00e1m \u0111\u1ed1c n\u00e0y cho bi\u1ebft s\u1ebd li\u00ean k\u1ebft v\u1edbi m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i kh\u00e1c \u0111\u1ec3 g\u1eedi v\u0103n b\u1ea3n xin h\u01b0\u1edbng d\u1eabn chi ti\u1ebft l\u00ean Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

\u201cN\u1ebfu trong v\u0103n b\u1ea3n tr\u1ea3 l\u1eddi chi ti\u1ebft, NHNN v\u1eabn y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tr\u1ea3 gi\u1ea5y t\u1edd xe b\u1ea3n ch\u00ednh cho kh\u00e1ch h\u00e0ng th\u00ec ch\u00fang t\u00f4i bu\u1ed9c ph\u1ea3i ch\u1ea5p h\u00e0nh. Tuy nhi\u00ean song song v\u1edbi ch\u1ea5p h\u00e0nh ch\u1ee7 tr\u01b0\u01a1ng n\u00f3i tr\u00ean, ch\u00fang t\u00f4i s\u1ebd ph\u1ea3i \u0111\u1ec1 xu\u1ea5t c\u00e1c ph\u01b0\u01a1ng \u00e1n kh\u00e1c \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00e0i s\u1ea3n, tr\u00e1nh r\u1ee7i ro n\u1ee3 x\u1ea5u\u201d \u2013 v\u1ecb gi\u00e1m \u0111\u1ed1c ng\u00e2n h\u00e0ng cho hay.<\/p>\n

Tr\u01b0\u1edbc t\u00ecnh h\u00ecnh n\u00f3i tr\u00ean, chuy\u00ean gia kinh t\u1ebf Nguy\u1ec5n Minh Phong nh\u1eadn \u0111\u1ecbnh, n\u1ebfu ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng, \u00f4ng lo ng\u1ea1i th\u1eddi gian t\u1edbi c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd th\u1eaft ch\u1eb7t t\u00edn d\u1ee5ng v\u1edbi \u00f4t\u00f4 tr\u1ea3 g\u00f3p v\u00e0 nh\u01b0 v\u1eady s\u1ebd k\u00ecm h\u00e3m th\u1ecb tr\u01b0\u1eddng v\u00e0 g\u00e2y ra m\u1ed9t s\u1ed1 r\u1ed1i lo\u1ea1n t\u00e2m l\u00fd kh\u00f4ng c\u1ea7n thi\u1ebft.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Chuy\u00ean gia kinh t\u1ebf – TS Nguy\u1ec5n Minh Phong<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00d4ng Phong cho r\u1eb1ng vi\u1ec7c b\u1ed9 C\u00f4ng an si\u1ebft ch\u1eb7t x\u1eed ph\u1ea1t xe kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd g\u1ed1c l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c t\u0103ng c\u01b0\u1eddng qu\u1ea3n l\u00fd xe \u00f4 t\u00f4 ch\u00ednh ch\u1ee7, \u0111\u00e2y l\u00e0 m\u1ed9t ch\u1ee7 tr\u01b0\u01a1ng \u0111\u00fang, tuy nhi\u00ean c\u1ea7n th\u1ef1c hi\u1ec7n m\u1ec1m d\u1ebbo, linh ho\u1ea1t.<\/p>\n

“T\u00f4i \u1ee7ng h\u1ed9 vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng gi\u1eef b\u1ea3n g\u1ed1c gi\u1ea5y t\u1edd xe th\u1ebf ch\u1ea5p \u0111\u1ec3 qu\u1ea3n tr\u1ecb r\u1ee7i ro, \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u1ed1n vay trong qu\u00e1 tr\u00ecnh cho vay. N\u1ebfu cho vay th\u1ebf ch\u1ea5p m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1eef gi\u1ea5y t\u1edd xe b\u1ea3n ch\u00ednh, ch\u1eafc ch\u1eafn t\u00edn d\u1ee5ng cho vay \u00f4t\u00f4 s\u1ebd b\u1ecb th\u1eaft ch\u1eb7t l\u1ea1i. Ng\u00e2n h\u00e0ng s\u1ebd chuy\u1ec3n sang cho vay t\u00edn ch\u1ea5p, khi \u0111\u00f3, l\u00e3i su\u1ea5t s\u1ebd cao h\u01a1n r\u1ea5t nhi\u1ec1u v\u00e0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u00ednh l\u00e0 ng\u01b0\u1eddi ch\u1ecbu thi\u1ec7t\u201d \u2013 chuy\u00ean gia kinh t\u1ebf Nguy\u1ec5n Minh Phong n\u00f3i.<\/p>\n

Minh Minh<\/strong><\/p>\n

\n

Ng\u01b0\u1eddi \u0111\u01b0a tin (Kinh doanh) 11-7-2017:<\/em><\/strong><\/p>\n

http:\/\/www.nguoiduatin.vn\/noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop-a332004.html<\/a><\/em><\/p>\n

(572\/1.459)<\/em>","protected":false},"excerpt":{"rendered":"

(N\u0110T) – Nhi\u1ec1u ng\u00e2n h\u00e0ng ph\u1ea3n \u1ee9ng khi b\u1ecb d\u01b0 lu\u1eadn ph\u1ea3n \u0111\u1ed1i vi\u1ec7c gi\u1eef gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p, trong khi chuy\u00ean gia kinh t\u1ebf lo ng\u1ea1i r\u1eb1ng t\u00edn d\u1ee5ng theo h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb si\u1ebft l\u1ea1i. Ng\u01b0\u1eddi ti\u00eau d\u00f9ng hoang mang… Th\u1eddi gian qua, nhi\u1ec1u ng\u01b0\u1eddi mua xe […]<\/p>\n","protected":false},"author":7,"featured_media":16646,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16645","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.725. N\u1ed7i lo \u201csi\u1ebft\u201d t\u00edn d\u1ee5ng n\u1ebfu ng\u00e2n h\u00e0ng tr\u1ea3 gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p. - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.725. 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Ng\u01b0\u1eddi ti\u00eau d\u00f9ng hoang mang… Th\u1eddi gian qua, nhi\u1ec1u ng\u01b0\u1eddi mua xe […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2017-07-11T07:35:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-31T07:40:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/03\/Screen-Shot-2022-03-31-at-14.38.53.png\" \/>\n\t<meta property=\"og:image:width\" content=\"508\" \/>\n\t<meta property=\"og:image:height\" content=\"296\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Thu H\u1eb1ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/3ed6356b2b43ea929d46dfbdac9c841c\"},\"headline\":\"1.725. 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N\u1ed7i lo \u201csi\u1ebft\u201d t\u00edn d\u1ee5ng n\u1ebfu ng\u00e2n h\u00e0ng tr\u1ea3 gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p.[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/1-725-noi-lo-siet-tin-dung-neu-ngan-hang-tra-giay-to-xe-tra-gop\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]1.725. N\u1ed7i lo \u201csi\u1ebft\u201d t\u00edn d\u1ee5ng n\u1ebfu ng\u00e2n h\u00e0ng tr\u1ea3 gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p.[:] - ANVI Law Firm","og_description":"(N\u0110T) – Nhi\u1ec1u ng\u00e2n h\u00e0ng ph\u1ea3n \u1ee9ng khi b\u1ecb d\u01b0 lu\u1eadn ph\u1ea3n \u0111\u1ed1i vi\u1ec7c gi\u1eef gi\u1ea5y t\u1edd xe tr\u1ea3 g\u00f3p, trong khi chuy\u00ean gia kinh t\u1ebf lo ng\u1ea1i r\u1eb1ng t\u00edn d\u1ee5ng theo h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb si\u1ebft l\u1ea1i. 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