{"id":16879,"date":"2016-09-06T14:14:59","date_gmt":"2016-09-06T07:14:59","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16879"},"modified":"2022-04-03T14:17:59","modified_gmt":"2022-04-03T07:17:59","slug":"1-325-giai-quyet-no-xau-mac-o-khau-nao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-325-giai-quyet-no-xau-mac-o-khau-nao\/","title":{"rendered":"1.325. Gi\u1ea3i quy\u1ebft n\u1ee3 x\u1ea5u: \u201cM\u1eafc\u201d \u1edf kh\u00e2u n\u00e0o?"},"content":{"rendered":"(THCL) – Xung quanh ho\u00e0i nghi v\u1ec1 con s\u1ed1 n\u1ee3 x\u1ea5u hi\u1ec7n cao h\u01a1n nhi\u1ec1u so v\u1edbi c\u00f4ng b\u1ed1 v\u00e0 nh\u1eefng quan ng\u1ea1i t\u1eeb th\u1ef1c tr\u1ea1ng n\u00e0y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf NH, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI <\/span>n\u00eau quan \u0111i\u1ec3m: \u201cN\u1ebfu Nh\u00e0 n\u01b0\u1edbc nh\u1eadn r\u00f5 nguy c\u01a1, c\u0169ng nh\u01b0 s\u1ef1 c\u1ea7n thi\u1ebft, c\u1ea5p b\u00e1ch \u0111\u1ec3 gi\u1ea3i quy\u1ebft t\u1ed3n t\u1ea1i n\u00e0y th\u00ec c\u00f3 l\u1ebd kh\u00f4ng ph\u1ea3i ch\u1edd \u0111\u1ebfn h\u00f4m nay\u201d.<\/strong><\/p>\n

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Theo c\u00f4ng b\u1ed1, n\u1ee3 x\u1ea5u c\u1ee7a Vi\u1ec7t Nam t\u1eeb 2 – 3%. Tuy nhi\u00ean, kh\u00f4ng \u00edt th\u00f4ng tin cho r\u1eb1ng, c\u00f3 s\u1ef1 \u201cm\u00f3c n\u1ed1i\u201d gi\u1eefa c\u00e1n b\u1ed9 NH v\u1edbi ng\u01b0\u1eddi \u0111i vay \u0111\u1ec3 t\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n. Theo lu\u1eadt, n\u1ebfu \u201cl\u1ed9\u201d, c\u00e1n b\u1ed9 NH s\u1ebd b\u1ecb x\u1eed l\u00fd. V\u00ec v\u1eady, khi n\u1ee3 \u0111\u1ebfn h\u1ea1n thanh to\u00e1n, ph\u1ea3i thu h\u1ed3i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, l\u1ea1i b\u1ecb \u201ctreo\u201d \u1edf \u0111\u00f3. Li\u1ec7u \u0111\u00e2y c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n khi\u1ebfn con s\u1ed1 n\u1ee3 x\u1ea5u cao h\u01a1n nhi\u1ec1u?<\/p>\n

Cao h\u01a1n l\u00e0 do ph\u1ecfng \u0111o\u00e1n, kh\u00f4ng ai bi\u1ebft ch\u00ednh x\u00e1c l\u00e0 nh\u01b0 th\u1ebf n\u00e0o, v\u00ec Thanh tra NHNN \u0111\u00f4i khi kh\u00f4ng c\u00f4ng b\u1ed1 ho\u1eb7c c\u00f4ng b\u1ed1 s\u1ed1 n\u1ee3 kh\u00e1c nhau.<\/p>\n

Vi\u1ec7c \u0111\u1ecbnh gi\u00e1 t\u00e0i s\u1ea3n, c\u00f3 3 kh\u1ea3 n\u0103ng x\u1ea3y ra: Cho vay d\u1ef1 \u00e1n kh\u1ea3 thi kh\u00f4ng c\u1ea7n bi\u1ebft \u0111\u1ebfn t\u00e0i s\u1ea3n; \u0111\u00e1nh gi\u00e1 th\u1ea5p t\u00e0i s\u1ea3n, th\u1ebf m\u1edbi c\u00f3 chuy\u1ec7n DN k\u00eau tr\u1eddi v\u00ec t\u00e0i s\u1ea3n \u0111\u00e1ng gi\u00e1 kho\u1ea3ng 10 t\u1ef7 \u0111\u1ed3ng, nh\u01b0ng ch\u1ec9 \u0111\u1ecbnh gi\u00e1 kho\u1ea3ng 3 t\u1ef7, kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c nhu c\u1ea7u s\u1ea3n xu\u1ea5t, kinh doanh; t\u0103ng v\u1ed1n so v\u1edbi gi\u00e1 tr\u1ecb. Trong \u0111\u00f3, c\u0169ng c\u00f3 kh\u1ea3 n\u0103ng, l\u00fac th\u1ea9m \u0111\u1ecbnh cho vay, ho\u00e0n to\u00e0n \u0111\u00e1nh gi\u00e1 b\u00ecnh th\u01b0\u1eddng, nh\u01b0ng \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m ph\u1ea3i thanh to\u00e1n, gi\u00e1 c\u1ea3 bi\u1ebfn \u0111\u1ed9ng gi\u1ea3m.<\/p>\n

Vi\u1ec7c th\u00f4ng \u0111\u1ed3ng, m\u00f3c n\u1ed1i c\u1ed1 t\u00ecnh t\u0103ng\u2026 c\u0169ng c\u00f3. Nh\u01b0ng t\u00f4i ngh\u0129, hi\u1ec7n t\u01b0\u1ee3ng \u0111\u00f3 kh\u00f4ng nhi\u1ec1u, v\u00ec tr\u00e1ch nhi\u1ec7m n\u1eb7ng n\u1ec1. Tr\u00ean th\u1ef1c t\u1ebf, c\u00f3 khi kh\u00f4ng c\u1ea7n x\u1eed l\u00fd t\u00e0i s\u1ea3n, kh\u1ea3 n\u0103ng s\u1ea3n xu\u1ea5t, kinh doanh v\u1eabn thu h\u1ed3i v\u1ed1n \u0111\u1ec3 tr\u1ea3 n\u1ee3 \u0111\u01b0\u1ee3c, tr\u01b0\u1eddng h\u1ee3p x\u1ea5u nh\u1ea5t m\u1edbi ph\u1ea3i \u0111\u1ed9ng \u0111\u1ebfn t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n

M\u1eb7t kh\u00e1c, kh\u00f4ng ph\u1ea3i NH kh\u00f4ng mu\u1ed1n thu h\u1ed3i t\u00e0i s\u1ea3n, m\u00e0 v\u01b0\u1edbng \u1edf v\u1ea5n \u0111\u1ec1 tr\u00e1ch nhi\u1ec7m – th\u1eadm ch\u00ed ng\u01b0\u1eddi kh\u00f4ng li\u00ean quan c\u0169ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. L\u00e3nh \u0111\u1ea1o, chi nh\u00e1nh c\u0169ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 hi\u1ec7u qu\u1ea3, t\u1ed5ng th\u1ec3 – \u0111\u00e2y l\u00e0 c\u00e1i d\u1edf c\u1ee7a ch\u00fang ta. L\u1ebd ra, ph\u1ea3i ch\u1ea5p nh\u1eadn m\u1ed9t s\u1ef1 th\u1eadt r\u1eb1ng, ch\u1ec9 c\u00f3 th\u1ebf th\u00f4i th\u00ec b\u00e1n nh\u01b0 th\u1ebf, gi\u1ed1ng nh\u01b0 tr\u01b0\u1eddng h\u1ee3p Vinashin, Vinalines, \u0111\u00e1ng l\u1ebd c\u1eaft l\u1ed7 d\u1ee9t kho\u00e1t t\u1eeb \u0111\u1ea7u th\u00ec thi\u1ec7t h\u1ea1i \u00edt h\u01a1n, song c\u1ee9 c\u1ed1 k\u00e9o d\u00e0i khi\u1ebfn thi\u1ec7t h\u1ea1i tr\u1ea7m tr\u1ecdng.<\/p>\n

N\u1ee3 x\u1ea5u c\u0169ng v\u1eady, n\u1ebfu k\u1ef3 v\u1ecdng \u0111\u1ec3 l\u1ea1i m\u1ed7i n\u0103m m\u1ed9t gi\u00e1, th\u1ecb tr\u01b0\u1eddng l\u1ea1i l\u00ean m\u1ea5y ch\u1ee5c ph\u1ea7n tr\u0103m c\u00f3 khi l\u1ea1i t\u1ed1t, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 kh\u00f4ng n\u00ean, th\u1eadm ch\u00ed c\u00f3 th\u1ec3 m\u1eafc sai l\u1ea7m. Nh\u00e0 n\u01b0\u1edbc c\u0169ng \u0111ang \u201cm\u1eafc\u201d \u1edf ch\u1ed7 \u0111\u00f3. T\u1ea5t c\u1ea3 n\u1ee3 x\u1ea5u \u0111ang khoanh \u1edf \u0111\u00f3 \u0111\u1ec3 ch\u1edd, n\u00f3 t\u1ed1t c\u00f2n \u0111\u1ee1, c\u00f2n n\u1ebfu nh\u01b0 th\u1ebf ho\u1eb7c x\u1ea5u \u0111i th\u00ec h\u1eadu qu\u1ea3 c\u00f2n n\u1eb7ng n\u1ec1 h\u01a1n nhi\u1ec1u.<\/p>\n

Theo \u00f4ng, n\u1ee3 x\u1ea5u c\u1ee7a Vi\u1ec7t Nam hi\u1ec7n kho\u1ea3ng bao nhi\u00eau ph\u1ea7n tr\u0103m, c\u1ea3 n\u1ee3 c\u00f4ng khai l\u1eabn n\u1ee3 kh\u00f4ng c\u00f4ng khai\u2026?<\/em><\/h5>\n

C\u00f3 th\u1ec3 c\u1ed9ng con s\u1ed1 n\u1ee3 x\u1ea5u hi\u1ec7n t\u1ea1i v\u1edbi n\u1ee3 ch\u01b0a \u0111\u01b0\u1ee3c x\u1eed l\u00fd v\u00e0 VAMC, m\u1ed9t ph\u1ea7n n\u1eefa l\u00e0 ch\u01b0a t\u00ednh \u0111\u00fang, ch\u01b0a t\u00ednh \u0111\u1ee7 s\u1ebd t\u0103ng v\u00e0i ph\u1ea7n tr\u0103m\u2026 ch\u1ee9 n\u00f3i l\u00e0 bao nhi\u00eau, ph\u00e1n \u0111o\u00e1n b\u1eeba 10 – 15 – 20% ch\u1ec9 l\u00e0 n\u00f3i cho vui.<\/p>\n

R\u00f5 r\u00e0ng, ph\u01b0\u01a1ng ph\u00e1p t\u00ednh v\u1edbi nh\u1eefng th\u1ed1ng k\u00ea c\u1ee5 th\u1ec3, s\u1ebd cho con s\u1ed1 kh\u00e1c h\u1eb3n. C\u00f3 th\u1eddi \u0111i\u1ec3m, n\u01b0\u1edbc ngo\u00e0i \u0111\u00e3 t\u00ednh ra con s\u1ed1 n\u1ee3 x\u1ea5u c\u1ee7a Vi\u1ec7t Nam l\u00e0 14%.<\/p>\n

M\u1ed9t s\u1ed1 chuy\u00ean gia c\u00f3 \u00fd ki\u1ebfn, n\u1ee3 x\u1ea5u c\u1ee7a Vi\u1ec7t Nam hi\u1ec7n cao h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi con s\u1ed1 c\u00f4ng b\u1ed1?<\/em><\/h5>\n

Vi\u1ec7c n\u00e0y, l\u1ed7i l\u1edbn, theo t\u00f4i \u0111\u00f3 l\u00e0 b\u1edfi ch\u00fang ta kh\u00f4ng nh\u00ecn th\u1eb3ng v\u00e0o s\u1ef1 th\u1eadt. Ng\u00e0nh NH bi\u1ebft nh\u01b0ng kh\u00f4ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c, v\u00ec v\u01b0\u1edbng \u0111\u1ee7 th\u1ee9: k\u1ef7 lu\u1eadt, tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n, c\u01a1 ch\u1ebf \u0111\u1ec3 h\u1ed7 tr\u1ee3 gi\u1ea3i quy\u1ebft\u2026<\/p>\n

N\u1ebfu Nh\u00e0 n\u01b0\u1edbc nh\u1eadn r\u00f5 nguy c\u01a1, c\u0169ng nh\u01b0 s\u1ef1 c\u1ea7n thi\u1ebft, c\u1ea5p b\u00e1ch \u0111\u1ec3 gi\u1ea3i quy\u1ebft t\u1ed3n t\u1ea1i n\u00e0y th\u00ec c\u00f3 l\u1ebd kh\u00f4ng ph\u1ea3i ch\u1edd \u0111\u1ebfn h\u00f4m nay. 5 n\u0103m v\u1eeba r\u1ed3i, kh\u00f4ng c\u00f3 ch\u00ednh s\u00e1ch g\u00ec c\u00f3 th\u1ec3 gi\u1ea3i quy\u1ebft c\u0103n b\u1ea3n v\u00e0 t\u1ed1t nh\u1ea5t t\u00ecnh tr\u1ea1ng n\u1ee3 x\u1ea5u. C\u00f3 ch\u0103ng, ch\u1ec9 theo l\u1ed1i h\u00ecnh th\u1ee9c, qua qu\u00fdt, l\u1ea5p li\u1ebfm v\u00e0 t\u1ea1m b\u1ee3, \u0111\u1ed1i ph\u00f3, khoanh, nh\u1ed1t, che gi\u1ea5u n\u1ee3\u2026, ch\u01b0a c\u00f3 bi\u1ec7n ph\u00e1p g\u00ec m\u1ea1nh d\u1ea1n – th\u1ef1c s\u1ef1 \u0111i v\u00e0o gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1. V\u00ec th\u1ebf, \u0111\u1ebfn gi\u1edd c\u00f2n \u0111ang ng\u1ed3i t\u00ednh xem l\u00e0m th\u1ebf n\u00e0o\u2026<\/p>\n

V\u1eady theo \u00f4ng, ph\u01b0\u01a1ng ph\u00e1p kh\u1ea3 thi \u0111\u1ec3 gi\u1ea3i quy\u1ebft n\u1ee3 x\u1ea5u hi\u1ec7n nay l\u00e0 g\u00ec?<\/em><\/h5>\n

Tr\u01b0\u1edbc m\u1eaft c\u0169ng nh\u01b0 l\u00e2u d\u00e0i l\u00e0 v\u1ea5n \u0111\u1ec1 c\u1ee7a th\u1ecb tr\u01b0\u1eddng, ph\u1ea3i gi\u1ea3i quy\u1ebft theo th\u1ecb tr\u01b0\u1eddng, song d\u01b0\u1eddng nh\u01b0 Vi\u1ec7t Nam \u0111ang l\u00e0m ng\u01b0\u1ee3c l\u1ea1i. \u1ede \u0111\u00e2y l\u00e0 ch\u00ednh s\u00e1ch, \u0111\u1ecbnh h\u01b0\u1edbng sai l\u1ea7m. L\u1ebd ra, tr\u01b0\u1edbc h\u1ebft l\u00e0 lu\u1eadt l\u1ec7, kh\u00f4ng th\u1ec3 \u0111\u1ec3 \u201clu\u1eadt kh\u00f4ng b\u00e1n \u0111\u01b0\u1ee3c n\u1ee3\u201d; th\u1ee9 hai, c\u01a1 ch\u1ebf ph\u1ea3i d\u1ee9t kho\u00e1t, bu\u1ed9c b\u00e1n ra th\u1ecb tr\u01b0\u1eddng th\u00ec ph\u1ea3i ch\u1ea5p nh\u1eadn, kh\u00f4ng th\u1ec3 n\u00e0o n\u00f3i r\u1eb1ng b\u00e1n b\u00e2y gi\u1edd th\u00ec l\u1ed7, thi\u1ec7t h\u1ea1i\u2026<\/p>\n

Tr\u00e2n tr\u1ecdng c\u1ea3m \u01a1n \u00f4ng!<\/p>\n

Thanh H\u00e0 (Th\u1ef1c hi\u1ec7n)<\/strong><\/p>\n

——————<\/p>\n

Th\u01b0\u01a1ng hi\u1ec7u & C\u00f4ng lu\u1eadn (Kinh t\u1ebf) 07-9-2016:<\/em><\/strong><\/p>\n

http:\/\/thuonghieucongluan.com.vn\/tin-tuc\/kinh-te\/29196-giai-quyet-no-xau-mac-o-khau-nao.html<\/em><\/a><\/p>\n

(915\/915)<\/em>","protected":false},"excerpt":{"rendered":"

(THCL) – Xung quanh ho\u00e0i nghi v\u1ec1 con s\u1ed1 n\u1ee3 x\u1ea5u hi\u1ec7n cao h\u01a1n nhi\u1ec1u so v\u1edbi c\u00f4ng b\u1ed1 v\u00e0 nh\u1eefng quan ng\u1ea1i t\u1eeb th\u1ef1c tr\u1ea1ng n\u00e0y, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 nhi\u1ec7m CLB Ph\u00e1p ch\u1ebf NH, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI n\u00eau quan \u0111i\u1ec3m: \u201cN\u1ebfu Nh\u00e0 n\u01b0\u1edbc nh\u1eadn r\u00f5 nguy c\u01a1, c\u0169ng […]<\/p>\n","protected":false},"author":10,"featured_media":16880,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.325. 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