{"id":16895,"date":"2016-09-09T14:53:11","date_gmt":"2016-09-09T07:53:11","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16895"},"modified":"2022-04-03T15:02:23","modified_gmt":"2022-04-03T08:02:23","slug":"1-330-bit-ke-ho-trong-bao-mat-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-330-bit-ke-ho-trong-bao-mat-ngan-hang\/","title":{"rendered":"1.330. B\u1ecbt k\u1ebd h\u1edf trong b\u1ea3o m\u1eadt ng\u00e2n h\u00e0ng"},"content":{"rendered":"

(TT) – L\u00ean ti\u1ebfp v\u1eeba qua \u0111\u00e3 x\u1ea3y ra s\u1ef1 c\u1ed1 \u201cb\u1ed1c h\u01a1i\u201d ti\u1ec1n trong t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng, t\u1eeb v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ebfn h\u00e0ng ch\u1ee5c t\u1ef7 \u0111\u1ed3ng. Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng cho r\u1eb1ng, vi\u1ec7c kh\u00e1ch h\u00e0ng b\u1ecb m\u1ea5t ti\u1ec1n g\u1ea7n \u0111\u00e2y ch\u1ec9 l\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra \u0111\u01a1n l\u1ebb, c\u00f3 th\u1ec3 do t\u1ed9i ph\u1ea1m \u0111\u00e1nh c\u1eafp ho\u1eb7c l\u1eeba \u0111\u1ea3o kh\u00e1ch h\u00e0ng.<\/strong><\/p>\n

Tuy nhi\u00ean c\u0169ng ph\u1ea3i th\u1ea5y r\u1eb1ng, h\u1ec7 th\u1ed1ng b\u1ea3o m\u1eadt ng\u00e2n h\u00e0ng v\u00e0 quy tr\u00ecnh giao d\u1ecbch c\u0169ng c\u00f2n c\u00f3 k\u1ebd h\u1edf.<\/div>\n
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C\u1ea7n n\u00e2ng chu\u1ea9n b\u1ea3o m\u1eadt<\/strong><\/div>\n
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\u0110\u1ea1i di\u1ec7n V\u1ee5 Thanh to\u00e1n- Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) cho bi\u1ebft: Tr\u01b0\u1edbc s\u1ef1 ph\u00e1t tri\u1ec3n \u1ed3 \u1ea1t c\u1ee7a c\u00f4ng ngh\u1ec7, c\u00e1c lo\u1ea1i th\u1ebb ng\u00e2n h\u00e0ng c\u0169ng ra \u0111\u1eddi v\u1edbi s\u1ed1 l\u01b0\u1ee3ng l\u1edbn. T\u00ednh \u0111\u1ebfn cu\u1ed1i th\u00e1ng 7\/2016, s\u1ed1 l\u01b0\u1ee3ng th\u1ebb ph\u00e1t h\u00e0nh tr\u00ean 107 tri\u1ec7u th\u1ebb (t\u0103ng g\u1ea5p 3,48 l\u1ea7n so v\u1edbi cu\u1ed1i n\u0103m 2010).<\/div>\n
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S\u1ed1 l\u01b0\u1ee3ng th\u1ebb l\u1edbn, nguy c\u01a1 m\u1ea5t an to\u00e0n h\u1ec7 th\u1ed1ng th\u1ebb c\u0169ng gia t\u0103ng khi\u1ebfn vi\u1ec7c b\u1ea3o m\u1eadt ng\u00e0y m\u1ed9t ph\u1ee9c t\u1ea1p v\u00e0 \u00e1p l\u1ef1c h\u01a1n. Th\u1ef1c t\u1ebf ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb ATM, th\u1ebb t\u00edn d\u1ee5ng (visa debit) t\u1eebng b\u1ecb th\u1ea5t tho\u00e1t ti\u1ec1n kh\u00f4ng c\u00f2n l\u00e0 chuy\u1ec7n m\u1edbi nh\u01b0ng tr\u01b0\u1edbc kia s\u1ed1 ti\u1ec1n m\u1ea5t \u00edt n\u00ean ch\u1ec9 gi\u1ea3i quy\u1ebft n\u1ed9i b\u1ed9. Ch\u1ec9 \u0111\u1ebfn khi n\u1eeda t\u1ef7 \u0111\u1ed3ng tr\u00ean t\u00e0i kho\u1ea3n h\u1ec7 th\u1ed1ng Ng\u00e2n h\u00e0ng Vietcombank c\u1ee7a kh\u00e1ch h\u00e0ng Na H\u01b0\u01a1ng b\u1ecb \u201cbi\u1ebfn m\u1ea5t\u201d ch\u1ec9 trong m\u1ed9t \u0111\u00eam m\u1edbi khi\u1ebfn th\u00f4ng tin lan r\u1ed9ng, d\u01b0 lu\u1eadn hoang mang.<\/div>\n
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Kh\u00e1ch h\u00e0ng mong \u0111\u1ee3i ti\u1ec1n trong t\u00e0i kho\u1ea3n \u0111\u01b0\u1ee3c an to\u00e0n.<\/em><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\u0110\u00e1ng n\u00f3i l\u00e0 sau s\u1ef1 c\u1ed1 tr\u00ean, h\u00e0ng lo\u1ea1t v\u1ee5 m\u1ea5t ti\u1ec1n trong th\u1ebb v\u00e0 t\u00e0i kho\u1ea3n c\u1ee7a c\u00e1c kh\u00e1ch h\u00e0ng v\u1eabn x\u1ea3y ra \u1edf t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng kh\u00e1c nh\u01b0: V\u1ee5 \u201cb\u1ed1c h\u01a1i\u201d 26 t\u1ef7 \u0111\u1ed3ng t\u1ea1i VPBank (kh\u00e1ch h\u00e0ng t\u1ed1 v\u1edbi b\u00e1o gi\u1edbi), c\u00f2n ph\u00eda VPBank th\u00ec kh\u1eb3ng \u0111\u1ecbnh ch\u1ec9 11,3 t\u1ef7 \u0111\u1ed3ng; m\u1ed9t kh\u00e1ch Vip b\u1ecb m\u1ea5t 4 t\u1ef7 \u0111\u1ed3ng trong t\u00e0i kho\u1ea3n Ng\u00e2n h\u00e0ng SCB… M\u1edbi \u0111\u00e2y nh\u1ea5t kh\u00e1ch h\u00e0ng t\u1ea1i TP H\u1ed3 Ch\u00ed Minh l\u1ea1i b\u00e1o m\u1ea5t h\u01a1n 22 tri\u1ec7u \u0111\u1ed3ng trong t\u00e0i kho\u1ea3n Vietcombank. Hi\u1ec7n, ch\u01b0a m\u1ed9t ng\u00e2n h\u00e0ng n\u00e0o c\u0169ng nh\u01b0 c\u01a1 quan \u0111i\u1ec1u tra c\u00f3 k\u1ebft lu\u1eadn ch\u00ednh th\u1ee9c nguy\u00ean nh\u00e2n c\u00e1c v\u1ee5 vi\u1ec7c.<\/p>\n<\/div>\n

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T\u1ea1i H\u1ed9i ngh\u1ecb \u201c\u0110\u1ea3m b\u1ea3o an ninh, an to\u00e0n trong thanh to\u00e1n \u0111i\u1ec7n t\u1eed v\u00e0 thanh to\u00e1n th\u1ebb\u201d do NHNN t\u1ed5 ch\u1ee9c ng\u00e0y 8\/9, \u0111\u1ea1i t\u00e1 Tr\u1ea7n V\u0103n Doanh, C\u1ee5c c\u1ea3nh s\u00e1t ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 cao – C50 (B\u1ed9 C\u00f4ng an) chia s\u1ebb: Th\u1ee7 \u0111o\u1ea1n c\u1ee7a t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 th\u01b0\u1eddng s\u1eed d\u1ee5ng \u0111\u1ec3 \u0103n c\u1eafp ti\u1ec1n trong t\u00e0i kho\u1ea3n l\u00e0 d\u00f9ng thi\u1ebft b\u1ecb g\u1eafn v\u00e0o c\u00e1c m\u00e1y ATM \u0111\u1ec3 tr\u1ed9m c\u1eafp d\u1eef li\u1ec7u, l\u00e0m gi\u1ea3 th\u1ebb t\u1eeb \u0111\u1ec3 r\u00fat ti\u1ec1n. \u201cC\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng c\u0169ng l\u1ee3i d\u1ee5ng s\u01a1 h\u1edf ph\u00eda ng\u01b0\u1eddi s\u1eed d\u1ee5ng hay \u0111\u1eb7t m\u1eadt kh\u1ea9u \u0111\u01a1n gi\u1ea3n, d\u1ec5 nh\u1edb nh\u01b0 abc123 hay 123456, theo ng\u00e0y sinh, n\u0103m sinh… \u0111\u1ec3 r\u00e0 qu\u00e9t truy c\u1eadp v\u00e0o t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng\u201d, \u00f4ng Doanh n\u00f3i.<\/div>\n
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Kh\u00f4ng ch\u1ec9 c\u00f3 k\u1ebd h\u1edf trong b\u1ea3o m\u1eadt c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng, c\u00e1c chuy\u00ean gia ng\u00e2n h\u00e0ng c\u0169ng cho r\u1eb1ng quy tr\u00ecnh giao d\u1ecbch gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng c\u0169ng c\u00f2n nhi\u1ec1u k\u1ebd h\u1edf nh\u01b0: L\u1ecfng l\u1ebbo t\u1eeb kh\u00e2u m\u1edf t\u00e0i kho\u1ea3n t\u1ea1i ng\u00e2n h\u00e0ng; t\u00ecnh tr\u1ea1ng \u201cch\u1eef k\u00fd m\u1ed9t \u0111\u01b0\u1eddng, ch\u1ee7 \u0111i m\u1ed9t n\u1ebbo\u201d; nghi\u1ec7p v\u1ee5 \u0111\u1ed1i chi\u1ebfu m\u1eabu d\u1ea5u, ch\u1eef k\u00fd c\u1ee7a ch\u1ee7 t\u00e0i kho\u1ea3n c\u00f2n y\u1ebfu d\u1eabn \u0111\u1ebfn vi\u1ec7c ch\u1ee7 t\u00e0i kho\u1ea3n kh\u00f4ng r\u00fat ti\u1ec1n m\u00e0 ti\u1ec1n b\u1ed7ng \u201cc\u1ea5t c\u00e1nh\u201d\u2026<\/div>\n
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M\u1ed9t s\u1ed1 ng\u01b0\u1eddi trong ng\u00e0nh ng\u00e2n h\u00e0ng c\u0169ng th\u1eeba nh\u1eadn, th\u1ef1c t\u1ebf trong ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, r\u1ea5t hi\u1ebfm khi l\u00e3nh \u0111\u1ea1o doanh nghi\u1ec7p tr\u1ef1c ti\u1ebfp \u0111\u1ebfn m\u1edf t\u00e0i kho\u1ea3n, ng\u1ed3i \u0111\u1eb7t b\u00fat k\u00fd tr\u01b0\u1edbc s\u1ef1 ch\u1ee9ng ki\u1ebfn c\u1ee7a ng\u00e2n h\u00e0ng. Thay v\u00e0o \u0111\u00f3, h\u1ea7u h\u1ebft l\u00e3nh \u0111\u1ea1o doanh nghi\u1ec7p \u0111\u1ec1u giao cho nh\u00e2n vi\u00ean k\u1ebf to\u00e1n ho\u1eb7c b\u1ed9 ph\u1eadn chuy\u00ean tr\u00e1ch \u0111\u1ee9ng ra l\u00e0m th\u1ee7 t\u1ee5c, tr\u00ecnh k\u00fd, th\u1eadm ch\u00ed h\u1ed3 s\u01a1 n\u00e0y c\u00f3 th\u1ec3 chuy\u1ec3n qua \u0111\u01b0\u1eddng b\u01b0u \u0111i\u1ec7n \u0111\u1ebfn doanh nghi\u1ec7p\u2026 Ho\u1eb7c c\u00f3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch VIP b\u1eadn r\u1ed9n, y\u00eau c\u1ea7u nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n thay c\u00e1c th\u1ee7 t\u1ee5c, th\u1eadm ch\u00ed r\u00fat ti\u1ec1n h\u1ed9 v\u00e0 mang \u0111\u1ebfn t\u1eadn nh\u00e0. \u201cC\u00e1ch l\u00e0m n\u00e0y l\u1ea1i ti\u1ec1m \u1ea9n v\u00f4 c\u00f9ng nhi\u1ec1u r\u1ee7i ro cho kh\u00e1ch g\u1eedi ti\u1ec1n. N\u1ebfu kh\u00f4ng m\u1edf s\u1ed5 t\u1ea1i qu\u1ea7y, b\u1ea1n c\u00f3 th\u1ec3 b\u1ecb m\u1ea1o danh \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t. T\u01b0\u01a1ng t\u1ef1, v\u1ed9i v\u00e0ng k\u00fd s\u1eb5n ch\u1ee9ng t\u1eeb, b\u1ea1n c\u00f3 th\u1ec3 b\u1ed7ng d\u01b0ng th\u00e0nh con n\u1ee3\u201d, m\u1ed9t chuy\u00ean gia trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng ph\u00e2n t\u00edch.<\/div>\n
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T\u1ed5ng ki\u1ec3m tra, b\u1ea3o \u0111\u1ea3m an ninh cho ATM\/POS<\/strong><\/div>\n
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\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n ti\u1ec1n c\u1ee7a kh\u00e1ch h\u00e0ng trong h\u1ec7 th\u1ed1ng, C\u1ee5c C50 ki\u1ebfn ngh\u1ecb NHNN ch\u1ec9 \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) l\u1eafp thi\u1ebft b\u1ecb v\u00e0 ph\u1ea7n m\u1ec1m<\/div>\n
anti-skimming cho c\u00e1c m\u00e1y ATM. Hi\u1ec7n v\u1eabn c\u00f2n nhi\u1ec1u ATM ch\u01b0a \u0111\u01b0\u1ee3c c\u00e0i ho\u1eb7c l\u1eafp thi\u1ebft b\u1ecb anti-skimming nh\u01b0ng \u0111\u1ec3 \u1edf ch\u1ebf \u0111\u1ed9 kh\u00f4ng ch\u1ed1ng \u0111\u01b0\u1ee3c vi\u1ec7c tr\u1ed9m c\u1eafp th\u00f4ng tin th\u1ebb.<\/div>\n
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C50 c\u0169ng ki\u1ebfn ngh\u1ecb NHNN ch\u1ec9 \u0111\u1ea1o c\u00e1c NHTM ki\u1ec3m tra, r\u00e0 so\u00e1t v\u00e0 th\u1ef1c hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 c\u00e1c b\u01b0\u1edbc theo qui \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n th\u1ebb v\u00e0 tr\u1ef1c tuy\u1ebfn. \u0110\u1ed1i v\u1edbi d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng \u0111i\u1ec7n t\u1eed (internet banking, mobilbanking), c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i r\u00e0 so\u00e1t l\u1ea1i qui tr\u00ecnh thanh to\u00e1n, trong \u0111\u00f3 y\u00eau c\u1ea7u b\u1eaft bu\u1ed9c vi\u1ec7c \u0111\u0103ng k\u00fd, x\u00e1c th\u1ef1c ph\u1ea3i th\u1ef1c hi\u1ec7n t\u1ea1i chi nh\u00e1nh ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ef1c hi\u1ec7n qua Internet; ho\u1eb7c t\u0103ng c\u01b0\u1eddng c\u00e1c l\u1edbp, b\u01b0\u1edbc s\u00e1t th\u1ef1c qua tin nh\u1eafn SMS, OTP; nghi\u00ean c\u1ee9u b\u1ed5 sung th\u00eam gi\u1ea3i ph\u00e1p b\u1ea3o m\u1eadt, x\u00e1c th\u1ef1c tr\u01b0\u1edbc khi ho\u00e0n th\u00e0nh giao d\u1ecbch thanh to\u00e1n (ATM, POS, internet banking, mobi banking) nh\u01b0 \u1ee9ng d\u1ee5ng Keypasco.<\/div>\n
Trao \u0111\u1ed5i v\u1edbi ph\u00f3ng vi\u00ean b\u00e1o Tin T\u1ee9c ng\u00e0y 8\/9, \u00f4ng Ng\u00f4 Tu\u1ea5n Anh, Ph\u00f3 Ch\u1ee7 t\u1ecbch ph\u1ee5 tr\u00e1ch An ninh m\u1ea1ng c\u1ee7a Bkav cho hay: Ph\u00eda ng\u00e2n h\u00e0ng c\u1ea7n trang b\u1ecb th\u00eam c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u1ec3 b\u1ea3o v\u1ec7 cho ng\u01b0\u1eddi d\u00f9ng, v\u00ed d\u1ee5 nh\u01b0 n\u00e2ng c\u1ea5p s\u1eed d\u1ee5ng gi\u1ea3i ph\u00e1p ch\u1eef k\u00fd s\u1ed1 thay v\u00ec gi\u1ea3i ph\u00e1p OTP (m\u1eadt kh\u1ea9u d\u00f9ng 1 l\u1ea7n) v\u1ed1n t\u1ed3n t\u1ea1i nhi\u1ec1u \u0111i\u1ec3m y\u1ebfu c\u00f3 th\u1ec3 khai th\u00e1c. \u0110\u1eb7c bi\u1ec7t, trong m\u1ed9t d\u1ef1 \u00e1n CNTT, c\u1ea7n \u0111\u1ea7u t\u01b0 \u00edt nh\u1ea5t t\u1eeb 5 \u0111\u1ebfn 10% cho an ninh m\u1ea1ng.<\/div>\n
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\u201cHi\u1ec7n, kh\u00f4ng qu\u00e1 30% ng\u00e2n h\u00e0ng \u1edf Vi\u1ec7t Nam c\u00f3 ch\u1ee9ng ch\u1ec9 PIC DSS – ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt d\u00e0nh cho thanh to\u00e1n th\u1ebb. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y t\u00ednh b\u1ea3o m\u1eadt v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c quan t\u00e2m \u0111\u00fang m\u1ee9c \u1edf m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng\u201d, \u00f4ng V\u00f5 T\u1ea5n Ho\u00e0ng V\u0103n, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng SCB n\u00f3i. Theo SCB, b\u1ed9 ti\u00eau chu\u1ea9n PCI DSS s\u1ebd gi\u00fap \u201cv\u1ea1ch m\u1eb7t, ch\u1ec9 t\u00ean\u201d nh\u1eefng k\u1ebd h\u1edf trong quy tr\u00ecnh ph\u00e1t h\u00e0nh v\u00e0 v\u1eadn h\u00e0nh th\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng nh\u01b0 c\u1ea3nh b\u00e1o trong h\u1ec7 th\u1ed1ng c\u00f3 \u0111i\u1ec3m n\u00e0o kh\u00f4ng an to\u00e0n, c\u00f3 k\u1ebd h\u1edf n\u00e0o \u0111\u00f3 m\u00e0 k\u1ebb x\u1ea5u d\u1ec5 l\u1ee3i d\u1ee5ng \u0111\u1ec3 \u0111\u00e1nh c\u1eafp ti\u1ec1n c\u1ee7a ng\u00e2n h\u00e0ng ho\u1eb7c kh\u00e1ch h\u00e0ng. Tuy nhi\u00ean vi\u1ec7c \u00e1p d\u1ee5ng h\u1ec7 th\u1ed1ng theo PCI DSS c\u0169ng \u0111\u00f2i h\u1ecfi chi ph\u00ed ti\u1ec1n b\u1ea1c, th\u1eddi gian, nh\u00e2n s\u1ef1 l\u1edbn v\u1edbi quy tr\u00ecnh v\u1eadn h\u00e0nh r\u1ea5t ph\u1ee9c t\u1ea1p n\u00ean nhi\u1ec1u ng\u00e2n h\u00e0ng ch\u01b0a m\u1eb7n m\u00e0.<\/div>\n
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Tr\u01b0\u1edbc t\u00ecnh h\u00ecnh c\u00e1c t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 \u0111ang li\u00ean t\u1ee5c thay \u0111\u1ed5i c\u00e1c ph\u01b0\u01a1ng th\u1ee9c th\u1ee7 \u0111o\u1ea1n t\u1ea5n c\u00f4ng m\u1edbi \u0111\u1ec3 \u0103n c\u1eafp d\u1eef li\u1ec7u th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a ch\u1ee7 th\u1ebb, l\u1eeba \u0111\u1ea3o d\u1ecbch v\u1ee5 thanh to\u00e1n \u0111i\u1ec7n t\u1eed, thanh to\u00e1n th\u1ebb, Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n Kim Anh \u0111\u00e3 y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) \u0111\u1ecbnh k\u1ef3 r\u00e0 so\u00e1t, b\u1ed5 sung c\u00e1c thi\u1ebft b\u1ecb \u0111\u1ea3m b\u1ea3o an ninh, an to\u00e0n cho h\u1ec7 th\u1ed1ng th\u1ebb ATM nh\u01b0: L\u1eafp \u0111\u1eb7t camera gi\u00e1m s\u00e1t, h\u1ec7 th\u1ed1ng b\u00e1o \u0111\u1ed9ng s\u1ef1 c\u1ed1, h\u1ec7 th\u1ed1ng ch\u1ed1ng tr\u1ed9m\u2026, ki\u1ec3m tra ATM\/POS (m\u00e1y ch\u1ea5p nh\u1eadn th\u1ebb) \u0111\u1ec3 k\u1ecbp th\u1eddi ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n c\u00e1c thi\u1ebft b\u1ecb l\u1eafp \u0111\u1eb7t tr\u00e1i ph\u00e9p. C\u00e1c TCTD c\u1ea7n t\u0103ng c\u01b0\u1eddng nghi\u00ean c\u1ee9u, \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng ngh\u1ec7 b\u1ea3o m\u1eadt ti\u00ean ti\u1ebfn nh\u01b0: X\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc, kh\u00f3a c\u00f4ng khai PKI, c\u00f4ng ngh\u1ec7 3D secure cho c\u00e1c kh\u00e1ch h\u00e0ng c\u00f3 giao d\u1ecbch l\u1edbn v\u00e0 t\u1eebng b\u01b0\u1edbc m\u1edf r\u1ed9ng cho to\u00e0n b\u1ed9 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng.<\/div>\n
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\u0110\u1ec1 c\u1eadp v\u1ec1 s\u1ef1 l\u1ecfng l\u1ebbo trong quy tr\u00ecnh n\u1ed9i b\u1ed9 qu\u1ea3n l\u00fd, chuy\u00ean gia kinh t\u1ebf TS B\u00f9i Quang T\u00edn, \u0110\u1ea1i h\u1ecdc Ng\u00e2n h\u00e0ng TP.HCM cho r\u1eb1ng: \u0110\u1ec3 b\u1ecbt l\u1ed7 h\u1ed5ng ch\u1eef k\u00fd, ph\u00eda ng\u00e2n h\u00e0ng c\u1ea7n r\u00e0 so\u00e1t l\u1ea1i quy tr\u00ecnh m\u1edf t\u00e0i kho\u1ea3n \u0111\u1ec3 c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111\u00fang ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n ph\u00e1p lu\u1eadt hay ng\u01b0\u1eddi \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n m\u1edf t\u00e0i kho\u1ea3n; n\u00e2ng cao nghi\u1ec7p v\u1ee5 cho ki\u1ec3m so\u00e1t giao d\u1ecbch vi\u00ean v\u1ec1 ki\u1ebfn th\u1ee9c kinh t\u1ebf, \u00fd th\u1ee9c ph\u00e1p lu\u1eadt. \u201cC\u00e1c l\u1ed7 h\u1ed5ng v\u1ec1 qu\u1ea3n tr\u1ecb, nghi\u1ec7p v\u1ee5 d\u00f9 l\u00e0 b\u00e9 nh\u01b0 c\u00e1i kim s\u1ee3i ch\u1ec9 c\u0169ng c\u1ea7n ph\u1ea3i si\u1ebft ngay l\u1ea1i. \u0110\u1eb7c bi\u1ec7t, quy tr\u00ecnh ki\u1ec3m so\u00e1t, tu\u00e2n th\u1ee7 trong ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u01b0\u1ee3c quan t\u00e2m h\u00e0ng \u0111\u1ea7u\u201d, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c nh\u1ea5n m\u1ea1nh.<\/div>\n
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TS. Nguy\u1ec5n Tr\u00ed Hi\u1ebfu: N\u00ean nh\u1eadn tr\u00e1ch nhi\u1ec7m v\u00e0 tr\u1ea5n an kh\u00e1ch h\u00e0ng\u00a0<\/b><\/p>\n

Ng\u00e2n h\u00e0ng n\u00ean \u0111\u1ee9ng ra nh\u1eadn tr\u00e1ch nhi\u1ec7m d\u00f9 ch\u01b0a bi\u1ebft \u0111\u00fang sai th\u1ebf n\u00e0o. H\u00e0nh \u0111\u1ed9ng \u0111\u00f3 s\u1ebd tr\u1ea5n an \u0111\u01b0\u1ee3c kh\u00e1ch h\u00e0ng. C\u00e1ch h\u00e0nh x\u1eed n\u00e0y r\u1ea5t c\u00f3 hi\u1ec7u qu\u1ea3 v\u1ec1 m\u1eb7t t\u00e2m l\u00fd, t\u1ea1o kh\u00f4ng kh\u00ed th\u00e2n thi\u1ec7n, an to\u00e0n cho kh\u00e1ch h\u00e0ng. Tuy \u0111\u1ee9ng ra nh\u1eadn tr\u00e1ch nhi\u1ec7m nh\u01b0ng kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y nh\u1eadn l\u1ed7i v\u1ec1 ph\u00eda m\u00ecnh m\u00e0 trong th\u1eddi gian gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1, h\u1ecd c\u00f3 th\u1ec3 \u0111\u01b0a ra nh\u1eefng b\u1eb1ng ch\u1ee9ng \u0111\u1ec3 t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng cho kh\u00e1ch h\u00e0ng n\u1ebfu h\u1ecd kh\u00f4ng sai.<\/p>\n

\u00d4ng Tr\u1ea7n C\u00f4ng Qu\u1ef3nh L\u00e2n – Ph\u00f3 T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Ng\u00e2n h\u00e0ng TMCP C\u00f4ng th\u01b0\u01a1ng: C\u1ea7n c\u00f3 nguy\u00ean t\u1eafc chung ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt<\/b><\/p>\n

T\u00f4i cho r\u1eb1ng, NHNN c\u1ea7n ph\u1ea3i c\u00f3 c\u00e1c nguy\u00ean t\u1eafc chung v\u1ec1 y\u00eau c\u1ea7u b\u1ea3o m\u1eadt v\u00e0 \u00e1p d\u1ee5ng tri\u1ec3n khai \u0111\u1ed3ng b\u1ed9 tr\u00ean to\u00e0n h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng. T\u1eeb \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 c\u1ea1nh tranh tr\u00ean c\u00f9ng m\u1ed9t m\u1eb7t b\u1eb1ng ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt, c\u00f2n kh\u00e1ch h\u00e0ng c\u0169ng quen thu\u1ed9c v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c x\u00e1c th\u1ef1c c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n

\u00d4ng Nguy\u1ec5n Ho\u00e0ng Minh, Ph\u00f3 Gi\u00e1m \u0111\u1ed1c NHNN chi nh\u00e1nh TP H\u1ed3 Ch\u00ed Minh: Ph\u1ed1i h\u1ee3p v\u1edbi c\u00f4ng an l\u00e0m r\u00f5 v\u1ee5 m\u1ea5t ti\u1ec1n<\/b><\/p>\n

Sau h\u00e0ng lo\u1ea1t s\u1ef1 c\u1ed1 m\u1ea5t ti\u00ean v\u1eeba qua, Chi nh\u00e1nh NHNN \u0111\u00e3 y\u00eau c\u1ea7u c\u00e1c NHTM tr\u00ean \u0111\u1ecba b\u00e0n r\u00e0 so\u00e1t l\u1ea1i t\u1ea5t c\u1ea3 quy tr\u00ecnh n\u1ed9i b\u1ed9 v\u1ec1 qu\u1ea3n l\u00fd. C\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n kh\u1ea9n tr\u01b0\u01a1ng ph\u1ed1i h\u1ee3p v\u1edbi c\u01a1 quan c\u00f4ng an l\u00e0m r\u00f5 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh r\u1ee7i ro \u0111\u00e3 x\u1ea3y ra, tr\u00ean nguy\u00ean t\u1eafc ph\u1ea3i b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i v\u00e0 gi\u1ea3m thi\u1ec3u thi\u1ec7t h\u1ea1i cho kh\u00e1ch h\u00e0ng. Tr\u01b0\u1eddng h\u1ee3p kh\u00e1ch h\u00e0ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c giao d\u1ecbch \u0111\u00f3 kh\u00f4ng do m\u00ecnh th\u1ef1c hi\u1ec7n th\u00ec c\u00e1c ng\u00e2n h\u00e0ng n\u00ean s\u1edbm b\u1ed3i th\u01b0\u1eddng cho kh\u00e1ch h\u00e0ng.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n

Minh Ph\u01b0\u01a1ng – H\u1ea3i Y\u00ean<\/strong><\/p>\n

——————<\/p>\n

Tin t\u1ee9c (H\u1ed9i nh\u1eadp) 09-9-2016:<\/em><\/strong><\/p>\n

http:\/\/baotintuc.vn\/tai-chinh\/bit-ke-ho-trong-bao-mat-ngan-hang-20160908230133214.htm<\/em><\/a><\/p>\n

(51\/1.837)<\/em>","protected":false},"excerpt":{"rendered":"

(TT) – L\u00ean ti\u1ebfp v\u1eeba qua \u0111\u00e3 x\u1ea3y ra s\u1ef1 c\u1ed1 \u201cb\u1ed1c h\u01a1i\u201d ti\u1ec1n trong t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng, t\u1eeb v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ebfn h\u00e0ng ch\u1ee5c t\u1ef7 \u0111\u1ed3ng. Ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng cho r\u1eb1ng, vi\u1ec7c kh\u00e1ch h\u00e0ng b\u1ecb m\u1ea5t ti\u1ec1n g\u1ea7n \u0111\u00e2y ch\u1ec9 l\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p […]<\/p>\n","protected":false},"author":10,"featured_media":16896,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.330. B\u1ecbt k\u1ebd h\u1edf trong b\u1ea3o m\u1eadt ng\u00e2n h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-330-bit-ke-ho-trong-bao-mat-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.330. B\u1ecbt k\u1ebd h\u1edf trong b\u1ea3o m\u1eadt ng\u00e2n h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TT) – L\u00ean ti\u1ebfp v\u1eeba qua \u0111\u00e3 x\u1ea3y ra s\u1ef1 c\u1ed1 \u201cb\u1ed1c h\u01a1i\u201d ti\u1ec1n trong t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng, t\u1eeb v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ebfn h\u00e0ng ch\u1ee5c t\u1ef7 \u0111\u1ed3ng. 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