{"id":16976,"date":"2016-09-20T16:36:27","date_gmt":"2016-09-20T09:36:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=16976"},"modified":"2022-04-04T16:38:03","modified_gmt":"2022-04-04T09:38:03","slug":"1-346-vay-ngan-hang-gan-90-de-lam-bot-muc-phi-cao-la-duong-nhien","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-346-vay-ngan-hang-gan-90-de-lam-bot-muc-phi-cao-la-duong-nhien\/","title":{"rendered":"1.346. Vay ng\u00e2n h\u00e0ng g\u1ea7n 90% \u0111\u1ec3 l\u00e0m BOT, m\u1ee9c ph\u00ed cao l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean"},"content":{"rendered":"

(GDVN) – Theo LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn m\u1ee9c ph\u00ed BOT cao v\u00e0 li\u00ean t\u1ee5c t\u0103ng l\u00e0 do nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f3 ti\u1ec1n, ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao t\u1ea1i ng\u00e2n h\u00e0ng.<\/strong><\/p>\n

G\u1ea7n 90% v\u1ed1n BOT, BT giao th\u00f4ng l\u00e0 vay ng\u00e2n h\u00e0ng\u00a0<\/strong><\/p>\n

T\u1ea1i H\u1ed9i th\u1ea3o “Nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra v\u1edbi d\u1ef1 \u00e1n BOT v\u00e0 vai tr\u00f2 c\u1ee7a Ki\u00ea\u0309m toa\u0301n Nha\u0300 n\u01b0\u01a1\u0301c”, \u0111\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft t\u00ednh \u0111\u1ebfn 30\/6\/2016, ch\u1ec9 t\u00ednh ri\u00eang c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, t\u1ed5ng m\u1ee9c cam k\u1ebft c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n BOT, BT giao th\u00f4ng l\u00e0 159.204 t\u1ef7 \u0111\u1ed3ng; t\u1ed5ng s\u1ed1 d\u01b0 c\u1ea5p t\u00edn d\u1ee5ng l\u00e0 83.611 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 12,43% so v\u1edbi cu\u1ed1i n\u0103m 2015.<\/p>\n\n\n\n\n
\"\"<\/a><\/td>\n<\/tr>\n
TS. Cao S\u1ef9 Ki\u00eam nguy\u00ean Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc tr\u1ea3 l\u1eddi ph\u1ecfng v\u1ea5n B\u00e1o \u0110i\u1ec7n t\u1eed Gi\u00e1o d\u1ee5c Vi\u1ec7t Nam – \u1ea3nh Ho\u00e0ng L\u1ef1c.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Theo t\u00ednh to\u00e1n c\u1ee7a B\u1ed9 Giao th\u00f4ng – V\u1eadn t\u1ea3i, giai \u0111o\u1ea1n 2011-2015, nhu c\u1ea7u ngu\u1ed3n v\u1ed1n \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00e1c d\u1ef1 \u00e1n BOT, BT kho\u1ea3ng 484.000 t\u1ef7 \u0111\u1ed3ng, nh\u01b0ng ngu\u1ed3n ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc, tr\u00e1i phi\u1ebfu ch\u00ednh ph\u1ee7 v\u00e0 v\u1ed1n vay \u01b0u \u0111\u00e3i (ODA) ch\u1ec9 c\u00e2n \u0111\u1ed1i \u0111\u01b0\u1ee3c 181.000 t\u1ef7 \u0111\u1ed3ng, \u0111\u00e1p \u1ee9ng kho\u1ea3ng 37%.<\/p>\n

Trong b\u1ed1i c\u1ea3nh \u0111\u00f3, B\u1ed9 Giao th\u00f4ng – V\u1eadn t\u1ea3i \u0111\u00e3 \u0111\u1ea9y m\u1ea1nh h\u00ecnh th\u1ee9c x\u00e3 h\u1ed9i h\u00f3a \u0111\u1ea7u t\u01b0, thu h\u00fat v\u1ed1n \u0111\u1ea7u t\u01b0 t\u01b0 nh\u00e2n.<\/p>\n

Trong t\u1ed5ng v\u1ed1n huy \u0111\u1ed9ng t\u1eeb khu v\u1ef1c t\u01b0 nh\u00e2n, ch\u1ec9 c\u00f3 v\u00e0i c\u00f4ng tr\u00ecnh ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c v\u1ed1n vay n\u01b0\u1edbc ngo\u00e0i, c\u00f2n l\u1ea1i g\u1ea7n 90% v\u1ed1n \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c d\u1ef1 \u00e1n BOT giao th\u00f4ng xu\u1ea5t ph\u00e1t t\u1eeb vay v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

Ca\u0301c chuy\u00ean gia khuy\u00ea\u0301n ca\u0301o, cho vay BOT giao th\u00f4ng v\u1edbi v\u00f2ng \u0111\u1eddi d\u1ef1 \u00e1n d\u00e0i t\u1edbi 15-20 n\u0103m, trong khi v\u1ed1n ng\u00e2n h\u00e0ng ch\u1ee7 y\u1ebfu l\u00e0 v\u1ed1n ng\u1eafn h\u1ea1n d\u01b0\u1edbi 1 n\u0103m. S\u1ef1 ch\u00eanh l\u1ec7ch k\u1ef3 h\u1ea1n n\u00e0y d\u1ec5 khi\u1ebfn ng\u00e2n h\u00e0ng m\u1ea5t c\u00e2n \u0111\u1ed1i t\u00e0i ch\u00ednh, n\u1ebfu qu\u1ea3n tr\u1ecb d\u00f2ng ti\u1ec1n kh\u00f4ng t\u1ed1t ho\u1eb7c d\u1ef1 \u00e1n kh\u00f4ng thu h\u1ed3i v\u1ed1n \u0111\u01b0\u1ee3c theo k\u1ebf ho\u1ea1ch.<\/p>\n

N\u00f3i \u0111\u1ebfn s\u1ef1 ch\u00eanh l\u1ec7ch trong c\u01a1 c\u1ea5u v\u1ed1n vay t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng, TS. Cao S\u1ef9 Ki\u00eam – nguy\u00ean Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam cho bi\u1ebft, hi\u1ec7n nay c\u00e1c ng\u00e0nh s\u1ea3n xu\u1ea5t n\u00f3i chung thi\u1ebfu v\u1ed1n, doanh nghi\u1ec7p thi\u1ebfu v\u1ed1n, c\u00e1c d\u1ef1 \u00e1n c\u00f3 hi\u1ec7u qu\u1ea3 kinh t\u1ebf c\u0169ng thi\u1ebfu v\u1ed1n tr\u1ea7m tr\u1ecdng. Trong khi \u0111\u1ea7u t\u01b0 hi\u1ec7n nay kh\u00f4ng t\u1eadp trung m\u00e0 d\u00e0n tr\u1ea3i.<\/p>\n

\u1ede m\u1eb7t \u0111\u1ed1i l\u1eadp, TS. Cao S\u1ef9 Ki\u00eam cho hay, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u1eddng \u0111\u1eb7t ti\u00eau ch\u00ed cho vay v\u00e0o d\u1ef1 \u00e1n d\u1ec5 thu h\u1ed3i v\u1ed1n, c\u00f3 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 cao ho\u1eb7c \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o v\u1eefng ch\u1eafc.\u201cTuy c\u01a1 c\u1ea5u v\u1ed1n vay ph\u1ee5 thu\u1ed9c v\u00e0o chi\u1ebfn l\u01b0\u1ee3c kinh doanh c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng, ph\u1ee5 thu\u1ed9c v\u00e0o kh\u1ea3 n\u0103ng qu\u1ea3n l\u00fd c\u1ee7a t\u1eebng doanh nghi\u1ec7p. Tuy nhi\u00ean c\u00f3 th\u1ec3 th\u1ea5y hi\u1ec7n nay g\u1ea7n nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng \u0111ang kh\u00f4ng m\u1eb7n m\u00e0 v\u1edbi vi\u1ec7c cho vay ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t\u201d, TS. Cao S\u1ef9 Ki\u00eam nh\u1eadn \u0111\u1ecbnh.<\/p>\n

\u201cX\u00e9t c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y, c\u00e1c d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 BOT giao th\u00f4ng \u0111\u01b0\u1ee3c xem l\u00e0 an to\u00e0n cao nh\u1ea5t b\u1edfi thu h\u1ed3i v\u1ed1n b\u1eb1ng vi\u1ec7c thu ph\u00ed ph\u01b0\u01a1ng ti\u1ec7n l\u01b0u th\u00f4ng tr\u00ean \u0111\u01b0\u1eddng\u201d, TS. Ki\u00eam nh\u1eadn \u0111\u1ecbnh.<\/p>\n

Nguy\u00ean Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ph\u00e2n t\u00edch, tr\u01b0\u1edbc khi c\u00e1c ng\u00e2n h\u00e0ng quy\u1ebft \u0111\u1ecbnh gi\u1ea3i ng\u00e2n hay cam k\u1ebft cho vay \u0111\u1ea7u t\u01b0 BOT giao th\u00f4ng th\u01b0\u1eddng nh\u00ecn t\u1eebng d\u1ef1 \u00e1n v\u1ec1 kh\u1ea3 n\u0103ng thu h\u1ed3i v\u1ed1n.<\/p>\n

Trong khi \u0111\u00f3 B\u1ed9 Giao th\u00f4ng v\u1eadn t\u1ea3i cho ph\u00e9p doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 c\u00e1c d\u1ef1 \u00e1n BOT giao th\u00f4ng, ch\u1ee7 y\u1ebfu l\u00e0 n\u00e2ng c\u1ea5p s\u1eeda ch\u1eefa c\u00e1c tuy\u1ebfn qu\u1ed1c l\u1ed9 th\u00e0nh \u0111\u01b0\u1eddng BOT do \u0111\u00f3 bu\u1ed9c doanh nghi\u1ec7p ph\u1ea3i \u0111i qua tuy\u1ebfn qu\u1ed1c l\u1ed9 \u0111\u00f3 m\u1edbi \u0111\u1ebfn \u0111\u01b0\u1ee3c \u0111i\u1ec3m c\u1ea7n. N\u00f3i c\u00e1ch kh\u00e1c kh\u1ea3 n\u0103ng thu \u0111\u01b0\u1ee3c ph\u00ed ph\u01b0\u01a1ng ti\u1ec7n g\u1ea7n nh\u01b0 100%.<\/p>\n

\u201cV\u1edbi d\u1ef1 \u00e1n BOT giao th\u00f4ng tr\u00ean tuy\u1ebfn \u0111\u01b0\u1eddng qu\u1ed1c l\u1ed9 nh\u01b0 Qu\u1ed1c l\u1ed9 1, g\u1ea7n nh\u01b0 ph\u01b0\u01a1ng ti\u1ec7n v\u1eadn t\u1ea3i ch\u1eafc ch\u1eafn ph\u1ea3i \u0111i qua, nguy c\u01a1 th\u1ea5t tho\u00e1t ph\u00ed g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3. \u0110\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c thu ph\u00ed \u0111\u1ec3 ho\u00e0n v\u1ed1n lu\u00f4n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o. Y\u1ebfu t\u1ed1 \u0111\u00f3 gi\u1ea3i th\u00edch v\u00ec sao ng\u00e2n h\u00e0ng s\u1eb5n s\u00e0ng cho doanh nghi\u1ec7p \u0111\u1ea7u t\u01b0 c\u00e1c d\u1ef1 \u00e1n BOT giao th\u00f4ng nh\u01b0 v\u1eady\u201d, TS. Cao S\u1ef9 Ki\u00eam cho hay.<\/p>\n

Vay ng\u00e2n h\u00e0ng, l\u00e3i su\u1ea5t cao, ph\u00ed BOT li\u00ean t\u1ee5c t\u0103ng l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean<\/strong><\/p>\n

Nguy\u00ean Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng cho r\u1eb1ng: \u201cR\u00f5 r\u00e0ng gi\u1eefa cho vay \u0111\u1ea7u t\u01b0 BOT giao th\u00f4ng \u1edf d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t, nh\u00e0 \u0111\u1ea7u t\u01b0 cung c\u1ea5p ng\u00e2n h\u00e0ng h\u1ee3p \u0111\u1ed3ng k\u00fd k\u1ebft BOT trong \u0111\u00f3 c\u00f3 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u1ec1 t\u0103ng m\u1ee9c thu ph\u00ed ho\u00e0n v\u1ed1n, \u0111i\u1ec1u kho\u1ea3n \u0111\u1ea3m b\u1ea3o nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 l\u00e3i. Khi \u0111\u00f3, ng\u00e2n h\u00e0ng n\u1ebfu cho vay g\u1ea7n nh\u01b0 n\u1eafm ch\u1eafc ph\u1ea7n l\u1ee3i nhu\u1eadn v\u00e0 kh\u00f4ng lo m\u1ea5t v\u1ed1n\u201d, TS. Ki\u00eam n\u00f3i.<\/p>\n

T\u1eeb th\u1ef1c t\u1ebf n\u00e0y, TS. Cao S\u1ef9 Ki\u00eam \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1: Vi\u1ec7c cho vay v\u1ed1n kinh doanh ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u00e0 quy\u1ec1n t\u1ef1 ch\u1ee7 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, theo \u0111\u00f3 d\u1ef1 \u00e1n n\u00e0o hi\u1ec7u qu\u1ea3, kh\u1ea3 n\u0103ng thu h\u1ed3i v\u1ed1n ng\u00e2n h\u00e0ng cho vay.<\/p>\n\n\n\n
\"\"<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u201cTuy nhi\u00ean \u1edf vai tr\u00f2 qu\u1ea3n l\u00fd, \u0111i\u1ec1u h\u00e0nh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea7n c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng cho vay, \u0111\u1ecbnh h\u01b0\u1edbng th\u1ec3 hi\u1ec7n b\u1eb1ng c\u00e1c ch\u00ednh s\u00e1ch thu h\u00fat \u0111\u1ea7u t\u01b0 \u1edf t\u1eebng d\u1ef1 \u00e1n, t\u1eebng l\u0129nh v\u1ef1c qua c\u00e1c v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt\u201d, TS. Ki\u00eam cho bi\u1ebft.<\/p>\n

C\u1ee5 th\u1ec3, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea7n t\u1ea1o c\u01a1 ch\u1ebf khuy\u1ebfn kh\u00edch \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ed5 v\u1ed1n v\u00e0o \u0111\u1ea7u t\u01b0 cho c\u00e1c d\u1ef1 s\u1ea3n xu\u1ea5t c\u1ee7a doanh nghi\u1ec7p. N\u1ec1n kinh t\u1ebf l\u1edbn m\u1ea1nh c\u1ee7a m\u1ed9t \u0111\u1ea5t n\u01b0\u1edbc ph\u1ee5 thu\u1ed9c v\u00e0o doanh nghi\u1ec7p s\u1ea3n xu\u1ea5t kinh doanh.<\/p>\n

V\u1edbi m\u1ed9t \u0111\u1ea5t n\u01b0\u1edbc c\u00f3 th\u1ec3 m\u1ea1nh v\u1ec1 n\u00f4ng nghi\u1ec7p, \u00f4ng Cao S\u1ef9 Ki\u00eam cho r\u1eb1ng, ng\u00e2n h\u00e0ng n\u00ean d\u00e0nh nhi\u1ec1u v\u1ed1n vay cho ph\u00e1t tri\u1ec3n n\u00f4ng nghi\u1ec7p b\u1ec1n v\u1eefng, s\u1ea3n xu\u1ea5t n\u00f4ng s\u1ea3n ch\u1ea5t l\u01b0\u1ee3ng cao v\u00e0 xu\u1ea5t kh\u1ea9u. B\u00ean c\u1ea1nh \u0111\u00f3 \u0111\u1ec3 ph\u1ee5c v\u1ee5 c\u00f4ng nghi\u1ec7p h\u00f3a c\u1ea7n ph\u00e1t tri\u1ec3n c\u00f4ng nghi\u1ec7p ph\u1ee5 tr\u1ee3, v\u00ec th\u1ebf ng\u00e2n h\u00e0ng n\u00ean quan t\u00e2m \u0111\u1ebfn l\u0129nh v\u1ef1c n\u00e0y.<\/p>\n

V\u1ec1 d\u1ef1 \u00e1n BOT giao th\u00f4ng, d\u00f9 giao th\u00f4ng l\u00e0 huy\u1ebft m\u1ea1ch n\u1ec1n kinh t\u1ebf nh\u01b0ng giao th\u00f4ng c\u0169ng l\u00e0 g\u00e1nh n\u1eb7ng cho n\u1ec1n kinh t\u1ebf n\u1ebfu \u0111i \u0111\u00e2u ng\u01b0\u1eddi d\u00e2n c\u0169ng ph\u1ea3i \u0111\u00f3ng ph\u00ed. Khi ph\u00ed \u0111\u01b0\u1eddng cao h\u01a1n nhi\u00ean li\u1ec7u th\u00ec c\u01a1 c\u1ea5u gi\u00e1 v\u1eadn t\u1ea3i thay \u0111\u1ed5i khi \u0111\u00f3 \u0111\u01b0\u1eddng BOT l\u1ea1i l\u00e0 g\u00e1nh n\u1eb7ng cho \u0111\u1ea5t n\u01b0\u1edbc.<\/p>\n

\u201cC\u1ea7n xi\u1ebft ch\u1eb7t qu\u1ea3n l\u00fd cho vay d\u1ef1 \u00e1n BOT giao th\u00f4ng b\u1eb1ng vi\u1ec7c xem x\u00e9t cho vay d\u1ef1 \u00e1n BOT giao th\u00f4ng n\u00e0o? D\u1ef1 \u00e1n \u0111\u00f3 quan tr\u1ecdng kh\u00f4ng? Ch\u1ee9 kh\u00f4ng ph\u1ea3i c\u1ee9 \u0111\u1ea7u t\u01b0 BOT l\u00e0 cho vay tr\u00e0n lan. Khi \u0111\u00f3 nguy c\u01a1 m\u1ea5t v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng d\u1ec5 x\u1ea3y ra n\u1ebfu nh\u01b0 d\u1ef1 \u00e1n BOT giao th\u00f4ng g\u1eb7p s\u1ef1 ph\u1ea3n \u0111\u1ed1i c\u1ee7a ng\u01b0\u1eddi d\u00e2n\u201d, TS. Ki\u00eam n\u00eau qua \u0111i\u1ec3m.<\/p>\n

C\u0169ng li\u00ean quan \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 xi\u1ebft ch\u1eb7t cho vay BOT, Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Chuy\u00ean gia tham v\u1ea5n th\u1ea9m tra c\u00e1c d\u1ef1 \u00e1n, d\u1ef1 th\u1ea3o v\u0103n b\u1ea3n quy ph\u1ea1m ph\u00e1p lu\u1eadt c\u1ee7a V\u0103n ph\u00f2ng Ch\u00ednh ph\u1ee7 kh\u1eb3ng \u0111\u1ecbnh: Nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn m\u1ee9c ph\u00ed BOT li\u00ean t\u1ee5c t\u0103ng do nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f3 ti\u1ec1n, ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao t\u1ea1i ng\u00e2n h\u00e0ng.<\/p>\n

\u201cV\u1ed1n kh\u00f4ng c\u00f3, nh\u00e0 \u0111\u1ea7u t\u01b0 BOT ph\u1ea3i \u0111i vay ng\u00e2n h\u00e0ng v\u1edbi l\u00e3i su\u1ea5t th\u01b0\u01a1ng m\u1ea1i cao, do \u0111\u00f3 b\u00ean c\u1ea1nh chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng, l\u00e3i doanh nghi\u1ec7p nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i ch\u1ecbu l\u00e3i ng\u00e2n h\u00e0ng. Ch\u00ednh \u00e1p l\u1ef1c l\u00e3i su\u1ea5t khi\u1ebfn ch\u1ee7 \u0111\u1ea7u t\u01b0 BOT bu\u1ed9c ph\u1ea3i c\u00f3 l\u1ed9 tr\u00ecnh t\u0103ng ph\u00ed. \u0110i\u1ec1u \u0111\u00e1ng n\u00f3i l\u00e0 vai tr\u00f2 c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc trong v\u1ea5n \u0111\u1ec1 n\u00e0y\u201d, Lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft.<\/p>\n

V\u00ec th\u1ebf, mu\u1ed1n gi\u1ea3m m\u1ee9c ph\u00ed BOT, theo Lu\u1eadt s\u01b0 \u0110\u1ee9c ph\u1ea3i l\u00e0m t\u1eeb g\u1ed1c r\u1ec5 ch\u1ee9 kh\u00f4ng ph\u1ea3i \u0111\u1ec3 \u0111\u1ebfn khi d\u1ef1 \u00e1n l\u00e0m xong m\u1ee9c ph\u00ed cao m\u1edbi t\u00ednh \u0111\u1ebfn vi\u1ec7c mua l\u1ea1i nh\u01b0 hi\u1ec7n nay.<\/p>\n

Theo \u0111\u00f3, thay v\u00ec y\u00eau c\u1ea7u v\u1ed1n t\u1ed1i thi\u1ec3u 10% – 15% trong t\u1ed5ng s\u1ed1 v\u1ed1n \u0111\u1ea7u t\u01b0 hi\u1ec7n nay, ph\u1ea3i t\u0103ng l\u00ean 50%.<\/p>\n

\u201cN\u1ebfu kh\u00f4ng qu\u1ea3n l\u00fd t\u1eeb g\u1ed1c r\u1ec5 d\u1ef1 \u00e1n \u0111\u01b0\u1eddng BOT kh\u00f4ng ph\u00e1t huy \u0111\u01b0\u1ee3c hi\u1ec7u qu\u1ea3 d\u1eabn \u0111\u1ebfn hi\u1ec7u qu\u1ea3 to\u00e0n n\u1ec1n kinh t\u1ebf kh\u00f4ng c\u00f3, h\u01a1n n\u1eefa v\u1edbi vi\u1ec7c \u201cb\u00e1n h\u00e0ng\u201d theo gi\u00e1 qu\u00e1 cao khi\u1ebfn ng\u01b0\u1eddi mua kh\u00f4ng ch\u1ecbu. Hi\u1ec7n t\u01b0\u1ee3ng ph\u01b0\u01a1ng ti\u1ec7n v\u1eadn t\u1ea3i n\u00e9 tr\u00e1nh tr\u1ea1m thu ph\u00ed BOT, ph\u00e1 n\u00e1t h\u1ea1 t\u1ea7ng giao th\u00f4ng kh\u00e1c cu\u1ed1i c\u00f9ng nh\u00e0 n\u01b0\u1edbc l\u1ea1i ph\u1ea3i lo s\u1eeda ch\u1eefa, n\u00e2ng c\u1ea5p \u0111o\u1ea1n \u0111\u01b0\u1eddng b\u1ecb ph\u00e1 n\u00e1t\u201d, Lu\u1eadt s\u01b0 \u0110\u1ee9c k\u1ebft lu\u1eadn.<\/p>\n\n\n\n
Quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 10 – Ngh\u1ecb \u0111\u1ecbnh 15\/2015\/N\u0110-CP v\u1ec1 \u0111\u1ea7u t\u01b0 theo h\u00ecnh th\u1ee9c \u0111\u1ed1i t\u00e1c c\u00f4ng t\u01b0 quy \u0111\u1ecbnh v\u1edbi d\u1ef1 \u00e1n BOT giao th\u00f4ng c\u00f3 t\u1ed5ng m\u1ee9c \u0111\u1ea7u t\u01b0 d\u01b0\u1edbi 1.500 t\u1ef7 \u0111\u1ed3ng ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i c\u00f3 v\u1ed1n t\u1ed1i thi\u1ec3u 15%, trong khi v\u1edbi d\u1ef1 \u00e1n t\u1eeb 1.500 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean \u00a0t\u1ef7 l\u1ec7 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ea5p h\u01a1n 10% c\u1ee7a ph\u1ea7n v\u1ed1n n\u00e0y.<\/p>\n

\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a n\u1ebfu d\u1ef1 \u00e1n t\u1eeb 1.500 t\u1ef7 \u0111\u1ed3ng tr\u1edf l\u00ean ch\u1ee7 \u0111\u1ea7u t\u01b0 ch\u1ec9 c\u1ea7n c\u00f3 kho\u1ea3ng 150 t\u1ef7 \u0111\u1ed3ng c\u00f3 th\u1ec3 tham gia k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n BOT giao th\u00f4ng. Kho\u1ea3n v\u1ed1n c\u00f2n l\u1ea1i s\u1ebd \u0111\u01b0\u1ee3c ch\u1ee7 \u0111\u1ea7u t\u01b0 vay t\u1eeb c\u00e1c ng\u00e2n h\u00e0ng theo l\u00e3i su\u1ea5t th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

Quy \u0111\u1ecbnh t\u1ea1i Ngh\u1ecb \u0111\u1ecbnh 15 v\u1ec1 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 BOT cho th\u1ea5y, ch\u1ec9 c\u1ea7n s\u1ed1 v\u1ed1n nh\u1ecf, v\u1edbi k\u1ebf ho\u1ea1ch \u0111\u1ea7u t\u01b0 BOT giao th\u00f4ng chi ti\u1ebft m\u1ed9t doanh nghi\u1ec7p hay li\u00ean danh nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f3 th\u1ec3 tham gia x\u00e2y d\u1ef1ng, \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n BOT giao th\u00f4ng v\u00e0 ti\u1ebfn h\u00e0nh thu ph\u00ed.<\/p>\n

C\u01a1 ch\u1ebf m\u1edf \u0111\u00f3 \u0111\u00e3 khi\u1ebfn nhi\u1ec1u doanh nghi\u1ec7p ngo\u00e0i ng\u00e0nh th\u1eadm ch\u00ed m\u1edbi th\u00e0nh l\u1eadp c\u0169ng tham gia \u0111\u1ea7u t\u01b0 BOT giao th\u00f4ng. T\u1eeb \u0111\u00e2y \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1 qu\u1ea3n l\u00fd v\u1ed1n vay t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng tranh vi\u1ec7c m\u1ea5t c\u00e2n b\u1eb1ng v\u1ed1n trong n\u1ec1n kinh t\u1ebf.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Mai Anh<\/b><\/p>\n

——————<\/p>\n

Gi\u00e1o d\u1ee5c Vi\u1ec7t Nam (Kinh t\u1ebf) 20-9-2016:<\/em><\/strong><\/p>\n

http:\/\/giaoduc.net.vn\/Kinh-te\/Gan-90-von-BOT-vay-ngan-hang-muc-phi-cao-la-duong-nhien-post170991.gd<\/em><\/a><\/p>\n

\u00a0(322\/1.713)<\/em><\/p>\n

 ","protected":false},"excerpt":{"rendered":"

(GDVN) – Theo LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn m\u1ee9c ph\u00ed BOT cao v\u00e0 li\u00ean t\u1ee5c t\u0103ng l\u00e0 do nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f3 ti\u1ec1n, ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao t\u1ea1i ng\u00e2n h\u00e0ng. G\u1ea7n 90% v\u1ed1n BOT, BT giao th\u00f4ng l\u00e0 vay ng\u00e2n h\u00e0ng\u00a0 T\u1ea1i H\u1ed9i th\u1ea3o “Nh\u1eefng v\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra […]<\/p>\n","protected":false},"author":10,"featured_media":16979,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-16976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.346. Vay ng\u00e2n h\u00e0ng g\u1ea7n 90% \u0111\u1ec3 l\u00e0m BOT, m\u1ee9c ph\u00ed cao l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-346-vay-ngan-hang-gan-90-de-lam-bot-muc-phi-cao-la-duong-nhien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.346. Vay ng\u00e2n h\u00e0ng g\u1ea7n 90% \u0111\u1ec3 l\u00e0m BOT, m\u1ee9c ph\u00ed cao l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(GDVN) – Theo LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn m\u1ee9c ph\u00ed BOT cao v\u00e0 li\u00ean t\u1ee5c t\u0103ng l\u00e0 do nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u00f3 ti\u1ec1n, ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao t\u1ea1i ng\u00e2n h\u00e0ng. 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