{"id":17817,"date":"2016-08-13T09:33:27","date_gmt":"2016-08-13T02:33:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=17817"},"modified":"2022-04-14T15:53:37","modified_gmt":"2022-04-14T08:53:37","slug":"1-255-lam-sao-de-bao-ve-duoc-tai-khoan-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-255-lam-sao-de-bao-ve-duoc-tai-khoan-ngan-hang\/","title":{"rendered":"1.255. L\u00e0m sao \u0111\u1ec3 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng?"},"content":{"rendered":"

(ZN) – T\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 giao d\u1ecbch qua tin nh\u1eafn \u0111i\u1ec7n tho\u1ea1i, th\u1eadn tr\u1ecdng trong vi\u1ec7c d\u00f9ng c\u00e1c ph\u1ea7n m\u1ec1m l\u1ea5y m\u00e3 x\u00e1c th\u1ef1c OTP.<\/strong><\/p>\n

\n

Chi\u1ec1u 12\/8, Vietcombank th\u00f4ng tin v\u1ec1 vi\u1ec7c t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng Ho\u00e0ng Th\u1ecb Na H\u01b0\u01a1ng b\u1ecb m\u1ea5t s\u1ed1 ti\u1ec1n 500 tri\u1ec7u \u0111\u1ed3ng v\u00e0o \u0111\u00eam ng\u00e0y 3 r\u1ea1ng s\u00e1ng ng\u00e0y 4\/8\/2016. Kh\u00e1ch h\u00e0ng b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin, m\u1eadt kh\u1ea9u, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1eeba \u0111\u1ea3o \u0111\u00e3 chuy\u1ec3n 7 l\u1ea7n t\u1edbi nhi\u1ec1u t\u00e0i kho\u1ea3n kho\u1ea3n trung gian t\u1ea1i 3 ng\u00e2n h\u00e0ng kh\u00e1c nhau \u1edf Vi\u1ec7t Nam.<\/p>\n

Sau \u0111\u00f3, \u0111\u1ed1i t\u01b0\u1ee3ng l\u1eeba \u0111\u1ea3o \u0111\u00e3 r\u00fat 200 tri\u1ec7u \u0111\u1ed3ng qua ATM \u1edf Malaysia. 300 tri\u1ec7u ng\u00e2n h\u00e0ng \u0111\u00e3 ho\u00e0n tr\u1ea3 cho ch\u1ecb H\u01b0\u01a1ng l\u00e0 do ng\u00e2n h\u00e0ng khoanh l\u1ea1i k\u1ecbp th\u1eddi.<\/p>\n

Theo Vietcombank, kh\u00e1ch h\u00e0ng n\u00e0y \u0111\u00e3 k\u00edch v\u00e0o \u0111\u01b0\u1eddng link gi\u1ea3 m\u1ea1o tr\u00ean \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng n\u00ean b\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin. Tuy nhi\u00ean, \u0111\u1ec3 r\u00fat \u0111\u01b0\u1ee3c ti\u1ec1n th\u00ec c\u1ea7n c\u00f3 m\u00e3 OTP (One time password – m\u1eadt kh\u1ea9u x\u00e1c th\u1ef1c m\u1ed9t l\u1ea7n), m\u00e0 ch\u1ecb H\u01b0\u01a1ng kh\u00f4ng h\u1ec1 nh\u1eadn \u0111\u01b0\u1ee3c tin nh\u1eafn qua \u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng ch\u1ee9a m\u00e3 OTP \u0111\u1ec3 x\u00e1c th\u1ef1c giao d\u1ecbch.<\/p>\n

\n
<\/div>\n\n\n\n\n
\"500<\/td>\n<\/tr>\n
M\u00e0n h\u00ecnh hi\u1ec3n th\u1ecb Smart OTP c\u1ee7a ng\u00e2n h\u00e0ng.\u00a0\u1ea2nh minh h\u1ecda.\u00a0<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

L\u00fd gi\u1ea3i v\u1ec1 \u0111i\u1ec1u n\u00e0y v\u1edbi b\u00e1o gi\u1edbi, \u00f4ng \u0110\u00e0o Minh Tu\u1ea5n, Ph\u00f3 t\u1ed5ng gi\u00e1m \u0111\u1ed1c Vietcombank cho bi\u1ebft, l\u00fd do l\u00e0 kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i t\u1eeb d\u1ea1ng nh\u1eadn OTP qua tin nh\u1eafn SMS sang “Smart OTP”.<\/p>\n

Smart OTP l\u00e0 m\u1ed9t ph\u1ea7n m\u1ec1m \u0111\u01b0\u1ee3c c\u00e0i \u0111\u1eb7t tr\u00ean c\u00e1c thi\u1ebft b\u1ecb di \u0111\u1ed9ng (\u0111i\u1ec7n tho\u1ea1i di \u0111\u1ed9ng, m\u00e1y t\u00ednh b\u1ea3ng), cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng ch\u1ee7 \u0111\u1ed9ng l\u1ea5y m\u00e3 x\u00e1c th\u1ef1c OTP cho c\u00e1c giao d\u1ecbch tr\u00ean Internet Banking c\u1ee7a Vietcombank. \u0110\u00e2y c\u0169ng l\u00e0 h\u00ecnh th\u1ee9c x\u00e1c nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00e1c \u00e1p d\u1ee5ng.<\/p>\n

Ng\u00e2n h\u00e0ng c\u1ea7n c\u00f3 h\u1ec7 th\u1ed1ng b\u1ea3o v\u1ec7 ch\u1eb7t ch\u1ebd<\/strong><\/h3>\n

Trao \u0111\u1ed5i v\u1edbi\u00a0Zing.vn<\/em>, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng) cho bi\u1ebft, hi\u1ec7n ch\u01b0a th\u1ec3 x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m r\u00f5 r\u00e0ng l\u00e0 thu\u1ed9c v\u1ec1 kh\u00e1ch h\u00e0ng hay ng\u00e2n h\u00e0ng.<\/p>\n

Vi\u1ec7c kh\u00e1ch h\u00e0ng \u0111\u1ec3 b\u1ecb m\u1ea5t t\u00ean truy c\u1eadp v\u00e0 m\u1eadt kh\u1ea9u l\u00e0 l\u1ed7i thu\u1ed9c v\u1ec1 kh\u00e1ch h\u00e0ng. T\u00ecnh ti\u1ebft quan t\u00e2m \u1edf \u0111\u00e2y l\u00e0 m\u00e3 x\u00e1c th\u1ef1c OTP v\u00e0 c\u00f3 2 kh\u1ea3 n\u0103ng \u0111\u1eb7t ra.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p th\u1ee9 nh\u1ea5t l\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng c\u00f3 b\u1ea5t c\u1eadp, kh\u00f4ng h\u1ee3p l\u00fd, d\u1eabn \u0111\u1ebfn th\u00f4ng tin kh\u00f4ng \u0111\u01b0\u1ee3c g\u1eedi \u0111\u1ebfn kh\u00e1ch h\u00e0ng nh\u01b0ng k\u1ebb gian b\u1eb1ng c\u00e1ch n\u00e0o \u0111\u00f3 \u0111\u1ed9t nh\u1eadp v\u00e0o h\u1ec7 th\u1ed1ng m\u00e0 v\u1eabn r\u00fat \u0111\u01b0\u1ee3c ti\u1ec1n, th\u00ec tr\u00e1ch nhi\u1ec7m thu\u1ed9c v\u1ec1 ng\u00e2n h\u00e0ng.<\/p>\n

Tr\u01b0\u1eddng h\u1ee3p th\u1ee9 hai l\u00e0 k\u1ebb gian l\u1ea5y \u0111\u01b0\u1ee3c OTP qua ph\u1ea7n m\u1ec1m. Ph\u1ea7n m\u1ec1m tr\u00ean \u0111i\u1ec7n tho\u1ea1i c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb x\u00e2m nh\u1eadp ho\u1eb7c t\u1eeb t\u00ean truy c\u1eadp v\u00e0 m\u1eadt kh\u1ea9u \u0111\u00e1nh c\u1eafp \u0111\u01b0\u1ee3c, th\u00ec k\u1ebb gian \u0111\u00e3 c\u00e0i ph\u1ea7n m\u1ec1m Smart OTP v\u00e0 d\u00f2 \u0111\u01b0\u1ee3c m\u00e3 x\u00e1c th\u1ef1c OTP.<\/p>\n

Lu\u1eadt s\u01b0 \u0110\u1ee9c cho bi\u1ebft c\u1ea7n ph\u1ea3i \u0111\u00e1nh gi\u00e1 chi ti\u1ebft t\u1eeb m\u1ed9t b\u00ean th\u1ee9 3 kh\u00e1ch quan ho\u1eb7c c\u01a1 quan \u0111i\u1ec1u tra, \u0111\u1ec3 l\u00e0m r\u00f5 tr\u00e1ch nhi\u1ec7m \u0111\u00fang sai \u0111\u1ebfn \u0111\u00e2u trong v\u1ee5 vi\u1ec7c tr\u00ean.<\/p>\n

Chia s\u1ebb v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y, ti\u1ebfn s\u0129 Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh – ng\u00e2n h\u00e0ng cho r\u1eb1ng, r\u1ea5t kh\u00f3 ph\u00e2n \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y.<\/p>\n

“\u0110\u1ea7u ti\u00ean l\u00e0 l\u1ed7i thu\u1ed9c v\u1ec1 kh\u00e1ch h\u00e0ng khi \u0111\u1ec3 l\u1ed9 c\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n. Nh\u01b0ng v\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng, n\u1ebfu kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng b\u1ea3o v\u1ec7 ch\u1eb7t ch\u1ebd, \u0111\u1ec3 k\u1ebb gian x\u00e2m nh\u1eadp v\u00e0o c\u1ea3 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u1ea5y c\u00e1c th\u00f4ng tin th\u00ec c\u0169ng c\u00f3 ph\u1ea7n ch\u1ecbu tr\u00e1ch nhi\u1ec7m”, \u00f4ng Hi\u1ebfu ph\u00e2n t\u00edch.<\/p>\n

V\u00ec v\u1eady, \u00f4ng Hi\u1ebfu cho r\u1eb1ng c\u01a1 quan \u0111i\u1ec1u tra c\u1ea7n l\u00e0m vi\u1ec7c ch\u1eb7t ch\u1ebd \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ai l\u00e0 ng\u01b0\u1eddi ch\u1ecbu tr\u00e1ch nhi\u1ec7m. Kh\u00e1ch h\u00e0ng b\u1ecb m\u1ea5t ti\u1ec1n c\u1ea7n nh\u1edd \u0111\u1ebfn lu\u1eadt s\u01b0 \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i cho m\u00ecnh.<\/p>\n

B\u1ea3o v\u1ec7 t\u00e0i kho\u1ea3n nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/h3>\n

Chuy\u00ean gia Nguy\u1ec5n Tr\u00ed Hi\u1ebfu khuy\u1ebfn c\u00e1o, ng\u01b0\u1eddi d\u00e2n ph\u1ea3i b\u1ea3o v\u1ec7 t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh ch\u1eb7t ch\u1ebd. C\u1ea7n tr\u00e1nh \u201ckh\u00f4ng n\u00ean cung c\u1ea5p th\u00f4ng tin t\u00e0i kho\u1ea3n, s\u1ed1 th\u1ebb, m\u00e3 s\u1ed1 b\u00ed m\u1eadt, m\u1eadt kh\u1ea9u giao d\u1ecbch, m\u00e3 x\u00e1c th\u1ef1c cho ng\u01b0\u1eddi kh\u00e1c. Lu\u00f4n lu\u00f4n \u0111\u0103ng nh\u1eadp \u0111\u00fang \u0111\u1ecba ch\u1ec9 web c\u1ee7a ng\u00e2n h\u00e0ng, th\u00f4ng b\u00e1o ngay cho \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng c\u1ee7a ng\u00e2n h\u00e0ng khi c\u00f3 nghi ng\u1edd\u201d.<\/p>\n

C\u00f9ng quan \u0111i\u1ec3m, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng, t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u00f3 nhi\u1ec1u t\u1ea7ng b\u1ea3o v\u1ec7 nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o kh\u00e1ch h\u00e0ng c\u0169ng bi\u1ebft c\u00e1c th\u00f4ng tin nh\u01b0 t\u00ean truy c\u1eadp, m\u1eadt kh\u1ea9u ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i b\u1ecb x\u00e2m nh\u1eadp.<\/p>\n

\u00d4ng \u0110\u1ee9c khuy\u00ean m\u1ecdi ng\u01b0\u1eddi c\u1ea7n li\u00ean l\u1ea1c ngay v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 kh\u00f3a t\u00e0i kho\u1ea3n n\u1ebfu c\u00f3 d\u1ea5u hi\u1ec7u nghi ng\u1edd v\u1ec1 vi\u1ec7c l\u1ed9 c\u00e1c th\u00f4ng tin tr\u00ean.<\/p>\n

\u0110\u1ed3ng th\u1eddi, t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 giao d\u1ecbch qua tin nh\u1eafn \u0111i\u1ec7n tho\u1ea1i, th\u1eadn tr\u1ecdng trong vi\u1ec7c d\u00f9ng c\u00e1c ph\u1ea7n m\u1ec1m l\u1ea5y m\u00e3 x\u00e1c th\u1ef1c OTP.<\/p>\n

M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p b\u1ecb m\u1ea5t ti\u1ec1n t\u1ea1i th\u1ebb t\u00edn d\u1ee5ng m\u00e0 giao d\u1ecbch \u1edf n\u01b0\u1edbc ngo\u00e0i khi ch\u1ee7 th\u1ebb \u1edf trong n\u01b0\u1edbc v\u00e0 ch\u1eef k\u00fd l\u1ea1i kh\u00f4ng \u0111\u00fang th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean tr\u00e1ch nhi\u1ec7m thu\u1ed9c v\u1ec1 ng\u00e2n h\u00e0ng.<\/p>\n

Ngo\u00e0i ra, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u0169ng khuy\u1ebfn c\u00e1o kh\u00e1ch h\u00e0ng ch\u1ec9 \u0111\u0103ng nh\u1eadp v\u00e0o c\u00e1c website c\u00f3 bi\u1ec3u t\u01b0\u1ee3ng h\u00ecnh ch\u00eca kh\u00f3a \u1edf \u0111\u1ea7u thanh \u0111\u1ecba ch\u1ec9. Kh\u00f4ng n\u00ean giao d\u1ecbch th\u1ebb tr\u00ean c\u00e1c thi\u1ebft b\u1ecb k\u1ebft n\u1ed1i Internet c\u00f4ng c\u1ed9ng (v\u00ed d\u1ee5 wifi \u1edf qu\u00e1n c\u00e0 ph\u00ea, wifi kh\u00f4ng \u0111\u1eb7t m\u1eadt kh\u1ea9u,\u2026).<\/p>\n

Tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng truy c\u1eadp v\u00e0o c\u00e1c trang m\u1ea1ng qua c\u00e1c \u0111\u01b0\u1eddng d\u1eabn \u0111\u01b0\u1ee3c g\u1eedi k\u00e8m. V\u00ec c\u00f3 th\u1ec3 d\u1eabn t\u1edbi m\u1ed9t s\u1ed1 trang m\u1ea1ng gi\u1ea3 m\u1ea1o c\u00f3 giao di\u1ec7n \u0111\u01b0\u1ee3c l\u00e0m gi\u1ea3 gi\u1ed1ng h\u1ec7t v\u1edbi trang m\u1ea1ng g\u1ed1c, nh\u01b0ng th\u1ef1c ch\u1ea5t l\u00e0 m\u1ed9t c\u00e1ch th\u1ee9c l\u1eeba \u0111\u1ea3o tinh vi.<\/p>\n

Kh\u00f4ng \u0111\u01b0\u1ee3c cung c\u1ea5p th\u00f4ng tin th\u1ebb qua \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c th\u01b0 \u0111i\u1ec7n t\u1eed, Skype, Facebook, tin nh\u1eafn hay c\u00e1c d\u1ecbch v\u1ee5 chat.\u00a0V\u00ec b\u1ea5t c\u1ee9 l\u1eddi \u0111\u1ec1 ngh\u1ecb ho\u1eb7c y\u00eau c\u1ea7u n\u00e0o. Ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng bao gi\u1edd y\u00eau c\u1ea7u nh\u1eefng th\u00f4ng tin n\u00e0y, m\u00e0 ch\u1ec9 ki\u1ec3m tra m\u1ed9t s\u1ed1 th\u00f4ng tin c\u00e1 nh\u00e2n l\u00e0m th\u00f4ng tin x\u00e1c th\u1ef1c.<\/p>\n<\/div>\n

Ph\u01b0\u01a1ng Di\u1ec7p<\/strong><\/p>\n

——————<\/p>\n

Zing (T\u00e0i ch\u00ednh) 13-8-2016:<\/em><\/strong><\/p>\n

http:\/\/news.zing.vn\/lam-sao-de-bao-ve-duoc-tai-khoan-ngan-hang-post673348.html<\/em><\/a><\/p>\n

(287\/1.149)<\/em>","protected":false},"excerpt":{"rendered":"

(ZN) – T\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 giao d\u1ecbch qua tin nh\u1eafn \u0111i\u1ec7n tho\u1ea1i, th\u1eadn tr\u1ecdng trong vi\u1ec7c d\u00f9ng c\u00e1c ph\u1ea7n m\u1ec1m l\u1ea5y m\u00e3 x\u00e1c th\u1ef1c OTP. Chi\u1ec1u 12\/8, Vietcombank th\u00f4ng tin v\u1ec1 vi\u1ec7c t\u00e0i kho\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng Ho\u00e0ng Th\u1ecb Na H\u01b0\u01a1ng b\u1ecb m\u1ea5t s\u1ed1 ti\u1ec1n 500 […]<\/p>\n","protected":false},"author":10,"featured_media":17831,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-17817","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.255. L\u00e0m sao \u0111\u1ec3 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/1-255-lam-sao-de-bao-ve-duoc-tai-khoan-ngan-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]1.255. 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