{"id":17865,"date":"2022-04-12T19:35:12","date_gmt":"2022-04-12T12:35:12","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=17865"},"modified":"2025-03-04T17:22:09","modified_gmt":"2025-03-04T10:22:09","slug":"3-715-hanh-lang-phap-ly-cho-bao-hiem-vi-mo","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/3-715-hanh-lang-phap-ly-cho-bao-hiem-vi-mo\/","title":{"rendered":"3.715. H\u00e0nh lang ph\u00e1p l\u00fd cho b\u1ea3o hi\u1ec3m vi m\u00f4"},"content":{"rendered":"<h4><span style=\"color: #723918;\">H\u00e0nh lang ph\u00e1p l\u00fd cho b\u1ea3o hi\u1ec3m vi m\u00f4<\/span><\/h4>\n<h5><strong>(VOV2) &#8211; Co\u0301 kh\u00f4ng i\u0301t gia \u0111i\u0300nh tr\u01a1\u0309 tha\u0300nh h\u00f4\u0323 nghe\u0300o khi g\u0103\u0323p ru\u0309i ro trong cu\u00f4\u0323c s\u00f4\u0301ng nh\u01b0ng kh\u00f4ng co\u0301 ba\u0309o hi\u00ea\u0309m \u0111\u00ea\u0309 pho\u0300ng th\u00e2n. Nh\u01b0ng b\u1ea3o hi\u1ec3m vi m\u00f4 v\u1eabn ch\u01b0a th\u1ef1c s\u1ef1 ph\u00e1t tri\u1ec3n khi ch\u01b0a c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ea7y \u0111\u1ee7 v\u00e0 r\u00f5 r\u00e0ng.<\/strong><\/h5>\n<p>B\u1ea3o hi\u1ec3m vi m\u00f4 l\u00e0 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi ti\u00eau ch\u00ed: m\u1ee9c ph\u00ed nh\u1ecf, th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd, y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u0111\u01a1n gi\u1ea3n linh ho\u1ea1t ph\u00f9 h\u1ee3p v\u1edbi nhi\u1ec1u h\u00ecnh th\u1ee9c thanh to\u00e1n\u00a0nh\u01b0: t\u00edch h\u1ee3p v\u00e0o giao d\u1ecbch tr\u00ean \u1ee9ng d\u1ee5ng v\u00ed \u0111i\u1ec7n t\u1eed, g\u1ecdi xe, g\u1ecdi \u0111\u1ed3 \u0103n, thanh to\u00e1n h\u00f3a \u0111\u01a1n,&#8230;v\u00e0 v\u1eabn mang \u0111\u1ea7y \u0111\u1ee7 \u0111\u1eb7c t\u00ednh c\u1ee7a s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m th\u00f4ng th\u01b0\u1eddng h\u01b0\u1edbng t\u1edbi\u00a0h\u01b0\u1edbng t\u1edbi h\u1ed7 tr\u1ee3 c\u00e1c gia \u0111\u00ecnh ho\u1eb7c c\u00e1c c\u00e1 nh\u00e2n c\u00f3 thu nh\u1eadp th\u1ea5p.<\/p>\n<p>\u00d4ng Nguy\u00ea\u0303n H\u01b0\u0303u Tri\u0301 \u2013 Gia\u0301m \u0111\u00f4\u0301c c\u00f4ng ty Ba\u0309o hi\u00ea\u0309m IGLOO Vi\u00ea\u0323t Nam cho r\u0103\u0300ng:V\u1edbi d\u00e2n s\u1ed1 g\u1ea7n 100 tri\u1ec7u ng\u01b0\u1eddi, trong \u0111\u00f3 \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 thu nh\u1eadp th\u1ea5p v\u00e0 nh\u1eefng ng\u01b0\u1eddi y\u1ebfu th\u1ebf trong x\u00e3 h\u1ed9i chi\u1ebfm kho\u1ea3ng 20%, th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m vi m\u00f4 \u1edf Vi\u1ec7t Nam r\u1ea5t ti\u1ec1m n\u0103ng. Ngo\u00e0i ra s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi s\u1eed d\u1ee5ng c\u00e1c thi\u1ebft b\u1ecb s\u1ed1 th\u00f4ng minh nh\u01b0 smartphone v\u00e0 am hi\u1ec3u c\u00f4ng ngh\u1ec7 t\u0103ng nhanh \u0111i k\u00e8m v\u1edbi \u0111\u00f2i h\u1ecfi nh\u1eefng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u0111\u01a1n gi\u1ea3n, nhanh ch\u00f3ng v\u00e0 d\u1ec5 ti\u1ebfp c\u1eadn h\u01a1n ch\u00ednh l\u00e0 th\u1ecb tr\u01b0\u1eddng ti\u1ec1m n\u0103ng r\u1ed9ng l\u1edbn cho b\u1ea3o hi\u1ec3m vi m\u00f4 \u1edf n\u01b0\u1edbc ta.<\/p>\n<h6><\/h6>\n<p><img decoding=\"async\" class=\"alignright\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/04\/1-6-350x198.png\" alt=\"H\u00e0nh lang ph\u00e1p l\u00fd cho b\u1ea3o hi\u1ec3m vi m\u00f4\" \/><\/p>\n<p>Theo th\u1ed1ng k\u00ea c\u1ee7a Ng\u00e2n h\u00e0ng Th\u1ebf gi\u1edbi, t\u1ef7 l\u1ec7 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m vi m\u00f4 t\u1ea1i c\u00e1c n\u01b0\u1edbc khu v\u1ef1c \u0110\u00f4ng Nam \u00c1 chi\u1ebfm b\u00ecnh qu\u00e2n h\u01a1n 10% d\u00e2n s\u1ed1 v\u00e0 kinh nghi\u1ec7m t\u1eeb c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n b\u1ea3o hi\u1ec3m vi m\u00f4 trong khu v\u1ef1c cho th\u1ea5y, t\u1ef7 l\u1ec7 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m t\u0103ng \u0111\u00e1ng k\u1ec3 sau khi ch\u00ednh s\u00e1ch ph\u00e1t tri\u1ec3n b\u1ea3o hi\u1ec3m vi m\u00f4 \u0111\u01b0\u1ee3c ho\u00e0n thi\u1ec7n. Ch\u1eb3ng h\u1ea1n, t\u1ea1i Philippines, t\u1ef7 l\u1ec7 ng\u01b0\u1eddi d\u00e2n tham gia b\u1ea3o hi\u1ec3m vi m\u00f4 \u0111\u00e3 t\u0103ng t\u1eeb 20% n\u0103m 2017 l\u00ean 46% n\u0103m 2020 sau khi C\u01a1 quan Qu\u1ea3n l\u00fd b\u1ea3o hi\u1ec3m Philippines \u0111\u01b0a b\u1ea3o hi\u1ec3m vi m\u00f4 v\u00e0o quy \u0111\u1ecbnh t\u1ea1i lu\u1eadt b\u1ea3o hi\u1ec3m n\u0103m 2018 c\u1ee7a n\u01b0\u1edbc n\u00e0y.<\/p>\n<h6><\/h6>\n<p>N\u01b0\u1edbc ta c\u00f3 h\u01a1n 6,4% d\u00e2n s\u1ed1 l\u00e0 h\u1ed9 ngh\u00e8o, h\u1ed9 c\u1eadn ngh\u00e8o, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng kho\u1ea3ng 6,4 tri\u1ec7u ng\u01b0\u1eddi, nh\u01b0ng t\u1ef7 l\u1ec7 nh\u00f3m n\u00e0y tham gia b\u1ea3o hi\u1ec3m vi m\u00f4 c\u00f2n r\u1ea5t h\u1ea1n ch\u1ebf, ch\u01b0a k\u1ec3 t\u1edbi nh\u1eefng th\u00e0nh ph\u1ea7n y\u1ebfu th\u1ebf kh\u00e1c.<\/p>\n<p><a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, <span style=\"color: #000000;\">Gi\u00e1m \u0111\u1ed1c <\/span><a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <strong><a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a><\/strong><em>\u00a0nhi\u0300n nh\u00e2\u0323n: Tham gia ba\u0309o hi\u00ea\u0309m la\u0300 \u0111a\u0309m ba\u0309o an toa\u0300n cho \u0111\u01a1\u0300i s\u00f4\u0301ng cu\u0309a ng\u01b0\u01a1\u0300i d\u00e2n, nh\u01b0ng hi\u00ea\u0323n nay, vi\u00ea\u0323c mua ba\u0309o hi\u00ea\u0309m co\u0301 nhi\u00ea\u0300u ha\u0323n ch\u00ea\u0301 do phi\u0301a cung c\u00e2\u0301p di\u0323ch vu\u0323 co\u0301 nhi\u00ea\u0300u v\u00e2\u0301n \u0111\u00ea\u0300 la\u0300m cho ch\u00e2\u0301t l\u01b0\u01a1\u0323ng kh\u00f4ng cao. V\u00ea\u0300 phi\u0301a ng\u01b0\u01a1\u0300i d\u00e2n, do co\u0301 nhi\u00ea\u0300u thi\u00ea\u0301u th\u00f4\u0301n trong cu\u1ed9c s\u1ed1ng th\u01b0\u1eddng ng\u00e0y n\u00ean ch\u01b0a nghi\u0303 \u0111\u00ea\u0301n vi\u00ea\u0323c mua ba\u0309o hi\u00ea\u0309m. Ba\u0309o hi\u00ea\u0309m vi m\u00f4 co\u0300n kho\u0301 h\u01a1n vi\u0300 ti\u0301nh ch\u00e2\u0301t cu\u0309a ca\u0301c doanh nghi\u00ea\u0323p kinh doanh pha\u0309i thu nho\u0309 le\u0309, ru\u0309i ro ch\u01b0a \u0111\u01b0\u01a1\u0323c pha\u0301p lu\u00e2\u0323t quy \u0111i\u0323nh ro\u0303 ra\u0300ng n\u00ean ca\u0309 hai b\u00ean la\u0300 doanh nghi\u00ea\u0323p va\u0300 ng\u01b0\u01a1\u0300i d\u00e2n ch\u01b0a m\u00e2\u0301y m\u0103\u0323n ma\u0300.<\/em><\/p>\n<p>D\u1ef1 th\u1ea3o Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m m\u1edbi \u0111\u00e3 \u0111\u01b0a ra c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m vi m\u00f4, t\u1ea1o h\u00e0nh lang ph\u00e1p l\u00fd c\u1ea7n thi\u1ebft cho s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y t\u00ednh c\u1ea7n thi\u1ebft t\u1ea5t y\u1ebfu c\u1ee7a b\u1ea3o hi\u1ec3m vi m\u00f4 t\u1ea1i n\u01b0\u1edbc ta, c\u0169ng cho th\u1ea5y quan \u0111i\u1ec3m \u0111\u1ecbnh h\u01b0\u1edbng th\u1ecb tr\u01b0\u1eddng c\u1ee7a c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc.\/.<\/p>\n<h5><em><strong>M\u01a1\u0300i quy\u0301 vi\u0323 nghe trao \u0111\u00f4\u0309i cu\u0309a pho\u0301ng vi\u00ean VOV2 v\u01a1\u0301i \u00f4ng Nguy\u00ea\u0303n H\u01b0\u0303u T\u01b0\u0323 Tri\u0301 &#8211; Gia\u0301m \u0111\u00f4\u0301c C\u00f4ng ty ba\u0309o hi\u00ea\u0309m IGLOO va\u0300 <a href=\"https:\/\/anvilaw.com\/vi\/lawyers\/\"><span style=\"color: #0000ff;\">Lu\u1eadt s\u01b0<\/span><\/a> <a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/vi\/lawyers\/truong-thanh-duc\/\">Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/a>, <span style=\"color: #000000;\">Gi\u00e1m \u0111\u1ed1c <\/span><a style=\"color: #0000ff;\" href=\"https:\/\/anvilaw.com\/\">C\u00f4ng ty Lu\u1eadt<\/a> <a style=\"color: #723900;\" href=\"https:\/\/www.facebook.com\/anvilawfirm\">ANVI<\/a> ta\u0323i \u0111\u00e2y:<\/strong><\/em><\/h5>\n<p><strong>THU H\u00c0<\/strong><\/p>\n<p>&#8212;&#8212;&#8212;&#8211;<\/p>\n<p><strong><em>VOV<\/em><\/strong><strong><em>2 (Ph\u00e1p lu\u1eadt) 12-4-2022:<\/em><\/strong><\/p>\n<p><em><a href=\"https:\/\/vov2.vov.vn\/phap-luat\/hanh-lang-phap-ly-cho-bao-hiem-vi-mo-33609.vov2\">https:\/\/vov2.vov.vn\/phap-luat\/hanh-lang-phap-ly-cho-bao-hiem-vi-mo-33609.vov2<\/a><\/em><\/p>\n<p><em>(122\/661)<\/em>","protected":false},"excerpt":{"rendered":"<p>H\u00e0nh lang ph\u00e1p l\u00fd cho b\u1ea3o hi\u1ec3m vi m\u00f4 (VOV2) &#8211; Co\u0301 kh\u00f4ng i\u0301t gia \u0111i\u0300nh tr\u01a1\u0309 tha\u0300nh h\u00f4\u0323 nghe\u0300o khi g\u0103\u0323p ru\u0309i ro trong cu\u00f4\u0323c s\u00f4\u0301ng nh\u01b0ng kh\u00f4ng co\u0301 ba\u0309o hi\u00ea\u0309m \u0111\u00ea\u0309 pho\u0300ng th\u00e2n. Nh\u01b0ng b\u1ea3o hi\u1ec3m vi m\u00f4 v\u1eabn ch\u01b0a th\u1ef1c s\u1ef1 ph\u00e1t tri\u1ec3n khi ch\u01b0a c\u00f3 h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ea7y \u0111\u1ee7 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":17981,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[51,34,36],"class_list":["post-17865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media","tag-luat-su-bao-hiem","tag-luat-su-doanh-nghiep","tag-luat-su-ngan-hang"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3.715. H\u00e0nh lang ph\u00e1p l\u00fd cho b\u1ea3o hi\u1ec3m vi m\u00f4 - ANVI Law Firm<\/title>\n<meta name=\"description\" content=\"H\u00e0nh lang ph\u00e1p l\u00fd cho b\u1ea3o hi\u1ec3m vi m\u00f4\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/3-715-hanh-lang-phap-ly-cho-bao-hiem-vi-mo\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]3.715. 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