{"id":17898,"date":"2016-08-15T09:41:59","date_gmt":"2016-08-15T02:41:59","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=17898"},"modified":"2022-04-14T09:57:17","modified_gmt":"2022-04-14T02:57:17","slug":"1-260-boc-hoi-500-trieu-dong-ngan-hang-khong-the-phui-trach-nhiem","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-260-boc-hoi-500-trieu-dong-ngan-hang-khong-the-phui-trach-nhiem\/","title":{"rendered":"1.260. B\u1ed1c h\u01a1i 500 tri\u1ec7u \u0111\u1ed3ng, ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 ph\u1ee7i tr\u00e1ch nhi\u1ec7m"},"content":{"rendered":"

(TT) – S\u1ef1 vi\u1ec7c kh\u00e1ch h\u00e0ng Ho\u00e0ng Th\u1ecb Na H\u01b0\u01a1ng b\u1ecb m\u1ea5t 500 tri\u1ec7u \u0111\u1ed3ng trong t\u00e0i kho\u1ea3n m\u1edf \u1edf Vietcombank \u0111\u00e3 g\u00e2y d\u01b0 lu\u1eadn x\u00f4n xao m\u1ea5y ng\u00e0y qua.<\/strong><\/p>\n\n\n\n\n
\"Ng\u01b0\u1eddi<\/a><\/td>\n<\/tr>\n
Ng\u01b0\u1eddi d\u00e2n kh\u00f4ng n\u00ean \u0111\u1ec3 qu\u00e1 nhi\u1ec1u ti\u1ec1n trong t\u00e0i kho\u1ea3n ATM – \u1ea2nh: T\u1ef0 TRUNG<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Trao \u0111\u1ed5i v\u1edbi\u00a0Tu\u1ed5i Tr\u1ebb<\/em>, \u00f4ng NGUY\u1ec4N \u00c1I D\u00c2N, chuy\u00ean gia v\u1ec1 c\u00f4ng ngh\u1ec7 ng\u00e2n h\u00e0ng, kh\u1eb3ng \u0111\u1ecbnh h\u1ec7 th\u1ed1ng c\u1ee7a Vietcombank c\u00f3 v\u1ea5n \u0111\u1ec1 v\u00e0 ng\u00e2n h\u00e0ng n\u00e0y kh\u00f4ng th\u1ec3 ph\u1ee7i tr\u00e1ch nhi\u1ec7m, \u0111\u1ea9y h\u1ebft l\u1ed7i cho kh\u00e1ch h\u00e0ng.<\/p>\n

\u00d4ng D\u00e2n n\u00f3i: \u201cN\u1ebfu \u0111\u1eb7t v\u1ecb tr\u00ed v\u00e0o Vietcombank, t\u00f4i kh\u00f4ng th\u1ec3 ch\u1ec9 n\u00f3i nguy\u00ean nh\u00e2n kh\u00e1ch h\u00e0ng b\u1ecb m\u1ea5t ti\u1ec1n l\u00e0 do ch\u1ecb truy c\u1eadp trang web gi\u1ea3 m\u1ea1o.<\/p>\n

N\u00f3i nh\u01b0 v\u1eady l\u00e0 ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 v\u00ec c\u00f3 c\u1ea3 l\u1ed7i c\u1ee7a ng\u00e2n h\u00e0ng \u1edf \u0111\u00e2y. Vietcombank kh\u1eb3ng \u0111\u1ecbnh h\u1ec7 th\u1ed1ng c\u1ee7a m\u00ecnh lu\u00f4n an to\u00e0n, b\u1ea3o m\u1eadt th\u00ec t\u1ea1i sao x\u1ea3y ra s\u1ef1 c\u1ed1 khi\u1ebfn kh\u00e1ch h\u00e0ng m\u1ea5t ti\u1ec1n? Kh\u00f4ng c\u00f3 h\u1ec7 th\u1ed1ng c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 th\u1ec3 tuy\u00ean b\u1ed1 l\u00e0 kh\u1ecfe tuy\u1ec7t \u0111\u1ed1i c\u1ea3. V\u1ea5n \u0111\u1ec1 l\u00e0 sau khi x\u1ea3y ra s\u1ef1 c\u1ed1 th\u00ec ng\u00e2n h\u00e0ng ph\u1ea3i x\u1eed l\u00fd \u0111\u1ec3 l\u00e0m sao kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m\u201d.<\/p>\n

* V\u1eady l\u1ed7i l\u00e0 do c\u01a1 ch\u1ebf b\u1ea3o m\u1eadt c\u1ee7a Vietcombank c\u00f3 v\u1ea5n \u0111\u1ec1?<\/em><\/strong><\/p>\n

– \u0110i\u1ec1u \u0111\u00f3 th\u1ec3 hi\u1ec7n \u1edf vi\u1ec7c l\u00e0 kh\u00f4ng c\u00f3 tin nh\u1eafn ch\u1ee9a m\u00e3 OTP (m\u1eadt kh\u1ea9u ch\u1ec9 s\u1eed d\u1ee5ng m\u1ed9t l\u1ea7n g\u1eedi t\u1edbi ch\u1ee7 t\u00e0i kho\u1ea3n qua \u0111i\u1ec7n tho\u1ea1i) t\u1eeb Vietcombank \u0111\u1ec3 x\u00e1c th\u1ef1c giao d\u1ecbch m\u00e0 ng\u01b0\u1eddi ta v\u1eabn chuy\u1ec3n kho\u1ea3n \u0111\u01b0\u1ee3c. \u0110\u00e2y l\u00e0 l\u1ed7 h\u1ed5ng c\u1ee7a ng\u00e2n h\u00e0ng, c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3i l\u00e0 l\u1ed7 h\u1ed5ng do c\u00f4ng ngh\u1ec7 m\u00e0 do nh\u00e2n s\u1ef1. V\u1edbi nhi\u1ec1u ph\u1ea7n m\u1ec1m, giao d\u1ecbch vi\u00ean c\u00f3 th\u1ec3 chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c.<\/p>\n

V\u1edbi th\u00f4ng tin ban \u0111\u1ea7u m\u00e0 Vietcombank \u0111\u01b0a ra, theo t\u00f4i, r\u1ee7i ro n\u00e0y c\u00f3 th\u1ec3 \u0111\u1ebfn t\u1eeb ph\u00eda ngo\u00e0i v\u00e0 c\u0169ng c\u00f3 th\u1ec3 \u0111\u1ebfn t\u1eeb n\u1ed9i b\u1ed9 c\u1ee7a ng\u00e2n h\u00e0ng. R\u1ee7i ro c\u00f3 th\u1ec3 b\u00ean ngo\u00e0i h\u1ec7 th\u1ed1ng l\u00e0 50%, t\u1ee9c do hacker \u0111\u1ed9t nh\u1eadp v\u00e0 50% t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng l\u00e0 do nh\u00e2n s\u1ef1, quy tr\u00ecnh, c\u00f4ng t\u00e1c ki\u1ec3m tra… Th\u1ef1c t\u1ebf vi\u1ec7c b\u1ea3o m\u1eadt h\u1ec7 th\u1ed1ng kh\u00f4ng ch\u1ec9 Vietcombank m\u00e0 r\u1ea5t nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111ang c\u00f3 nhi\u1ec1u khi\u1ebfm khuy\u1ebft.<\/p>\n

* Tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi 200 tri\u1ec7u \u0111\u1ed3ng \u0111\u00e3 b\u1ecb r\u00fat m\u1ea5t nh\u01b0 th\u1ebf n\u00e0o, th\u01b0a \u00f4ng (300 tri\u1ec7u \u0111\u1ed3ng \u0111\u00e3 thu h\u1ed3i \u0111\u01b0\u1ee3c)?<\/em><\/strong><\/p>\n

– D\u01b0 lu\u1eadn c\u00f3 hai lu\u1ed3ng th\u00f4ng tin l\u00e0 t\u1eeb kh\u00e1ch h\u00e0ng – ch\u1ecb Na H\u01b0\u01a1ng v\u00e0 t\u1eeb ph\u00eda Vietcombank, song \u0111ang m\u00e2u thu\u1eabn nhau. Do \u0111\u00f3 ch\u1ec9 c\u00f3 th\u1ec3 n\u00f3i ch\u00ednh x\u00e1c m\u1ee9c \u0111\u1ed9 ai sai th\u1ebf n\u00e0o sau khi c\u00f3 k\u1ebft lu\u1eadn c\u1ee7a c\u01a1 quan c\u00f4ng an. Tuy nhi\u00ean, t\u00f4i ngh\u0129 vi\u1ec7c ch\u1ecb Na H\u01b0\u01a1ng c\u00f3 d\u00f9ng trang web gi\u1ea3 m\u1ea1o n\u00e0o \u0111\u00f3 hay kh\u00f4ng th\u00ec tr\u00e1ch nhi\u1ec7m \u0111\u1ec1n b\u00f9 v\u1eabn thu\u1ed9c ng\u00e2n h\u00e0ng. V\u00ec ph\u1ea7n m\u1ec1m kh\u00e1c c\u00f3 th\u1ec3 v\u00e0o \u0111\u01b0\u1ee3c h\u1ec7 th\u1ed1ng c\u1ee7a Vietcombank n\u00ean ng\u00e2n h\u00e0ng n\u00e0y ph\u1ea3i nh\u1eadn tr\u00e1ch nhi\u1ec7m.<\/p>\n

B\u1ea3o m\u1eadt ch\u1ec9 mang t\u00ednh t\u01b0\u01a1ng \u0111\u1ed1i. Hacker c\u00f2n \u0111\u1ed9t nh\u1eadp l\u1ea5y d\u1eef li\u1ec7u c\u1ee7a B\u1ed9 Qu\u1ed1c ph\u00f2ng M\u1ef9 c\u01a1 m\u00e0, th\u1ebf n\u00ean ph\u00eda Vi\u1ec7t Nam c\u0169ng kh\u00f4ng th\u1ec3 ng\u0103n ch\u1eb7n ho\u00e0n to\u00e0n vi\u1ec7c n\u00e0y. T\u00f4i kh\u00f4ng tin l\u00e0 ch\u1ec9 c\u00f3 chuy\u1ec7n m\u1ea5t 200 tri\u1ec7u \u0111\u1ed3ng c\u1ee7a ch\u1ecb Na H\u01b0\u01a1ng, v\u00ec nh\u01b0 \u1edf n\u01b0\u1edbc ngo\u00e0i, nh\u1eefng k\u1ebb l\u1eeba \u0111\u1ea3o c\u00f2n l\u00e0m gi\u1ea3 ATM l\u1ea5y tr\u1ed9m h\u00e0ng tr\u0103m tri\u1ec7u USD. V\u1ee5 vi\u1ec7c c\u1ee7a ch\u1ecb Na H\u01b0\u01a1ng ch\u1ec9 l\u00e0 \u0111i\u1ec3n h\u00ecnh \u0111\u01b0\u1ee3c n\u00eau ra. Kh\u00f4ng n\u00ean tin t\u01b0\u1edfng v\u00e0o h\u1ec7 th\u1ed1ng c\u1ee7a m\u00ecnh \u0111\u01b0\u1ee3c b\u1ea3o m\u1eadt tuy\u1ec7t \u0111\u1ed1i. Qua v\u1ee5 vi\u1ec7c n\u00e0y, ch\u00fang ta th\u1ea5y h\u1ec7 th\u1ed1ng \u0111ang c\u00f3 nhi\u1ec1u l\u1ed7 h\u1ed5ng v\u00e0 c\u1ea7n ph\u1ea3i c\u1ea3i thi\u1ec7n \u0111\u1ec3 ki\u1ec3m so\u00e1t t\u1ed1t h\u01a1n.<\/p>\n

* \u00d4ng c\u00f3 khuy\u1ebfn c\u00e1o g\u00ec v\u1edbi ch\u1ee7 th\u1ebb?<\/em><\/strong><\/p>\n

– \u0110i\u1ec1u \u0111\u1ea7u ti\u00ean l\u00e0 ng\u01b0\u1eddi d\u00e2n kh\u00f4ng n\u00ean \u0111\u1ec3 qu\u00e1 nhi\u1ec1u ti\u1ec1n trong t\u00e0i kho\u1ea3n ATM. V\u1edbi th\u1ebb d\u00f9ng \u0111\u1ec3 \u0111i mua b\u00e1n th\u01b0\u1eddng xuy\u00ean, ph\u1ee5c v\u1ee5 chi ti\u00eau trong gia \u0111\u00ecnh ch\u1ec9 n\u00ean c\u00f3 s\u1ed1 d\u01b0 t\u1ed1i \u0111a 20 – 50 tri\u1ec7u \u0111\u1ed3ng. V\u1edbi m\u1ed9t ng\u01b0\u1eddi m\u00e0 m\u1ecdi chi ti\u00eau t\u1eeb nh\u1eadn l\u01b0\u01a1ng, thanh to\u00e1n \u0111i\u1ec7n tho\u1ea1i, \u0111i\u1ec7n, n\u01b0\u1edbc sinh ho\u1ea1t, thanh to\u00e1n c\u00e1c giao d\u1ecbch l\u1edbn khi kinh doanh, Internet Banking c\u0169ng c\u00f9ng m\u1ed9t th\u1ebb th\u00ec ti\u1ec1m \u1ea9n r\u1ea5t nhi\u1ec1u r\u1ee7i ro n\u1ebfu kh\u00f4ng may b\u1ecb m\u1ea5t m\u00e3 PIN…<\/p>\n

M\u1eb7t kh\u00e1c, ch\u1ee7 th\u1ebb n\u00ean h\u1ea1n ch\u1ebf s\u1eed d\u1ee5ng nhi\u1ec1u thi\u1ebft b\u1ecb \u0111\u1ec3 giao d\u1ecbch tr\u1ef1c tuy\u1ebfn. Ch\u1ec9 n\u00ean s\u1eed d\u1ee5ng m\u1ed9t m\u00e1y t\u00ednh m\u00e0 c\u00e1 nh\u00e2n ng\u01b0\u1eddi ch\u1ee7 t\u00e0i kho\u1ea3n qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c. Kh\u00f4ng n\u00ean s\u1eed d\u1ee5ng m\u00e1y t\u00ednh \u1edf gia \u0111\u00ecnh \u0111\u1ec3 chuy\u1ec3n ti\u1ec1n, thanh to\u00e1n tr\u1ef1c tuy\u1ebfn. B\u1edfi th\u00f4ng th\u01b0\u1eddng nhi\u1ec1u th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh d\u00f9ng chung m\u00e1y t\u00ednh n\u00e0y nh\u01b0 con c\u00e1i c\u00f3 th\u1ec3 v\u00e0o h\u1ecdc, l\u00ean m\u1ea1ng x\u00e3 h\u1ed9i, ch\u01a1i \u0111i\u1ec7n t\u1eed… n\u00ean c\u00f3 th\u1ec3 r\u1ea5t d\u1ec5 nhi\u1ec5m vir\u00fat. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng nguy c\u01a1 m\u00e0 hacker c\u00f3 th\u1ec3 truy c\u1eadp l\u1ea5y c\u1eafp d\u1eef li\u1ec7u.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, t\u00f4i c\u0169ng kh\u00f4ng \u0111\u1ed3ng t\u00ecnh v\u1edbi vi\u1ec7c l\u00e0 d\u1ecbch v\u1ee5 ti\u1ec7n \u00edch c\u00f3 th\u1ec3 ng\u1ed3i m\u1ecdi n\u01a1i m\u1ecdi l\u00fac chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c. Hi\u1ec7n nay, nhi\u1ec1u ng\u00e2n h\u00e0ng c\u1ee9 ch\u1ea1y \u0111ua qu\u1ea3ng c\u00e1o r\u1ed9n r\u00e0ng l\u00e0 c\u00f3 th\u1ec3 chuy\u1ec3n ti\u1ec1n m\u1ecdi n\u01a1i m\u1ecdi l\u00fac, chuy\u1ec3n ti\u1ec1n \u0111\u01b0\u1ee3c qua Facebook. Ti\u1ec7n \u00edch qu\u00e1 c\u0169ng c\u00f3 ngh\u0129a l\u00e0 nhi\u1ec1u r\u1ee7i ro, nguy hi\u1ec3m. Nh\u1ea5t l\u00e0 v\u1edbi doanh nghi\u1ec7p th\u00ec kh\u00f4ng th\u1ec3 ng\u1ed3i m\u00e1y t\u00ednh n\u00e0o c\u0169ng th\u1ef1c hi\u1ec7n chuy\u1ec3n ti\u1ec1n, m\u00e0 ph\u1ea3i c\u00f3 m\u00e1y t\u00ednh nh\u1ea5t \u0111\u1ecbnh.<\/p>\n

S\u1ef1 vi\u1ec7c n\u00e0y c\u0169ng c\u1ea3nh b\u00e1o c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i xem x\u00e9t l\u1ea1i h\u1ec7 th\u1ed1ng c\u1ee7a m\u00ecnh, c\u1ea7n ph\u1ea3i c\u00f3 ch\u1ebf \u0111\u1ed9 ki\u1ec3m so\u00e1t h\u1ec7 th\u1ed1ng t\u1ed1t h\u01a1n. \u0110\u1ec3 ng\u0103n ch\u1eb7n r\u1ee7i ro cho kh\u00e1ch h\u00e0ng, t\u00f4i cho r\u1eb1ng t\u1edbi \u0111\u00e2y c\u00e1c ng\u00e2n h\u00e0ng n\u00ean quy \u0111\u1ecbnh kh\u00e1ch h\u00e0ng mu\u1ed1n chuy\u1ec3n ti\u1ec1n ph\u1ea3i giao d\u1ecbch tr\u00ean ch\u00ednh thi\u1ebft b\u1ecb m\u00e1y t\u00ednh, \u0111i\u1ec7n tho\u1ea1i m\u00e0 c\u00f3 m\u00e3 \u0111\u00e3 \u0111\u0103ng k\u00fd. B\u1edfi m\u1ed7i m\u00e1y t\u00ednh, \u0111i\u1ec7n tho\u1ea1i c\u00f3 m\u00e3 ri\u00eang. Ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 gi\u1ea3m m\u1ed9t ch\u00fat nh\u01b0ng an to\u00e0n h\u01a1n.<\/p>\n

C\u00f2n \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi qu\u1ea3n tr\u1ecb trong ng\u00e2n h\u00e0ng th\u00ec n\u00ean s\u1eed d\u1ee5ng \u00edt nh\u1ea5t hai m\u00e1y t\u00ednh. M\u1ed9t m\u00e1y \u0111\u1ec3 giao d\u1ecbch v\u1edbi b\u00ean ngo\u00e0i, l\u00e0m vi\u1ec7c v\u1edbi email, Internet, v\u1edbi th\u00f4ng tin t\u1eeb kh\u00e1ch h\u00e0ng. V\u00e0 m\u1ed9t m\u00e1y ch\u1ec9 l\u00e0m vi\u1ec7c v\u1edbi c\u01a1 s\u1edf d\u1eef li\u1ec7u nh\u01b0 l\u00e0 c\u00e1c ph\u1ea7n m\u1ec1m, qu\u1ea3n tr\u1ecb… Gi\u1ea3 s\u1eed m\u1ed9t ng\u00e0y n\u00e0o \u0111\u00f3 b\u1ecb hacker x\u00e2m nh\u1eadp t\u1eeb email th\u00ec nhi\u1ec1u th\u00f4ng tin s\u1ebd b\u1ecb l\u1ed9, s\u1ebd r\u1ea5t nguy hi\u1ec3m.<\/p>\n\n\n\n
Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/strong>\u00a0(Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI):<\/em><\/p>\n

Ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 \u0111\u1ee9ng ngo\u00e0i cu\u1ed9c<\/p>\n

C\u00e1ch th\u1ee9c b\u1ea3o m\u1eadt, nguy\u00ean l\u00fd \u0111\u1ea3m b\u1ea3o an to\u00e0n c\u1ee7a Vietcombank c\u00f3 v\u1ea5n \u0111\u1ec1. Ng\u00e2n h\u00e0ng \u0111\u00e3 thu l\u1ea1i \u0111\u01b0\u1ee3c 300 tri\u1ec7u \u0111\u1ed3ng, c\u00f2n 200 tri\u1ec7u \u0111\u1ed3ng b\u1ecb m\u1ea5t r\u1ed3i th\u00ec xem x\u00e9t tr\u00e1ch nhi\u1ec7m l\u1ed7i ch\u00ednh \u1edf b\u00ean n\u00e0o. Tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u1ea7n ph\u1ea3i c\u00f3 s\u1ef1 chia s\u1ebb tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng ch\u1ee9 kh\u00f4ng th\u1ec3 \u0111\u1ea9y tr\u00e1ch nhi\u1ec7m cho kh\u00e1ch h\u00e0ng. V\u00ec Vietcombank l\u00e0 \u0111\u01a1n v\u1ecb cung c\u1ea5p d\u1ecbch v\u1ee5, m\u00e0 d\u1ecbch v\u1ee5 g\u00e2y r\u1ee7i ro cho kh\u00e1ch h\u00e0ng th\u00ec ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m chia s\u1ebb t\u1ed5n th\u1ea5t ch\u1ee9 kh\u00f4ng th\u1ec3 \u0111\u1ee9ng ngo\u00e0i cu\u1ed9c.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00ca THANH<\/strong><\/p>\n

——————<\/p>\n

Tu\u1ed5i tr\u1ebb (Kinh t\u1ebf) 15-8-2016:<\/em><\/strong><\/p>\n

http:\/\/tuoitre.vn\/tin\/kinh-te\/20160815\/boc-hoi-500-trieu-dong-ngan-hang-khong-the-phui-trach-nhiem\/1154932.html<\/em><\/a><\/p>\n

(117\/1.207)<\/em>","protected":false},"excerpt":{"rendered":"

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