{"id":18025,"date":"2018-05-12T09:10:45","date_gmt":"2018-05-12T02:10:45","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=18025"},"modified":"2022-04-15T09:15:51","modified_gmt":"2022-04-15T02:15:51","slug":"2-161-khong-no-suot-ngay-van-bi-doi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-161-khong-no-suot-ngay-van-bi-doi\/","title":{"rendered":"2.161. Kh\u00f4ng n\u1ee3, su\u1ed1t ng\u00e0y v\u1eabn b\u1ecb \u0111\u00f2i"},"content":{"rendered":"(NL\u0110) – Cho vay ti\u00eau d\u00f9ng d\u1ec5 d\u00e3i c\u00f3 th\u1ec3 l\u00e0 nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn gia t\u0103ng t\u00ecnh tr\u1ea1ng \u0111\u00f2i n\u1ee3 “m\u1ea1nh tay”<\/em><\/strong><\/p>\n

C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng (CTVBVNTD) thu\u1ed9c B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng cho bi\u1ebft g\u1ea7n \u0111\u00e2y nh\u1eadn nhi\u1ec1u ph\u1ea3n \u00e1nh, khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 vi\u1ec7c b\u1ecb g\u1ecdi \u0111i\u1ec7n, nh\u1eafn tin \u0111\u00f2i n\u1ee3 “nh\u1ea7m”.<\/p>\n

“Kh\u1ee7ng b\u1ed1” 10 cu\u1ed9c g\u1ecdi\/ng\u00e0y<\/strong><\/p>\n

Ch\u1ecb V.A – m\u1ed9t ch\u1ee7 thu\u00ea bao c\u1ee7a m\u1ea1ng VinaPhone – ph\u1ea3n \u00e1nh t\u1edbi c\u01a1 quan ch\u1ee9c n\u0103ng v\u1ec1 vi\u1ec7c li\u00ean t\u1ee5c b\u1ecb g\u1ecdi \u0111i\u1ec7n, nh\u1eafn tin \u0111e d\u1ecda v\u1edbi m\u1ee5c \u0111\u00edch “nh\u1eafc n\u1ee3”, trong khi ch\u1ecb kh\u00f4ng h\u1ec1 vay c\u1ee7a b\u1ea5t c\u1ee9 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u00e0o. “Ch\u1ecb V.A cho hay d\u00f9 \u0111\u00e3 th\u00f4ng b\u00e1o v\u1ec1 vi\u1ec7c b\u1ecb g\u1ecdi nh\u1ea7m v\u00e0 \u0111\u1ec1 ngh\u1ecb ki\u1ec3m tra l\u1ea1i th\u00f4ng tin \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng tr\u00ean ti\u1ebfp di\u1ec5n nh\u01b0ng v\u1eabn b\u1ecb g\u1ecdi \u0111i\u1ec7n tho\u1ea1i trong su\u1ed1t n\u1eeda n\u0103m, c\u00f3 nh\u1eefng ng\u00e0y ph\u1ea3i nh\u1eadn 10 cu\u1ed9c” – \u0111\u1ea1i di\u1ec7n C\u1ee5c CTVBVNTD th\u00f4ng tin.<\/p>\n

Theo th\u1ed1ng k\u00ea, trong nh\u1eefng th\u00e1ng \u0111\u1ea7u n\u0103m, t\u1ed5ng \u0111\u00e0i t\u01b0 v\u1ea5n, h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ee7a C\u1ee5c CTVBVNTD ti\u1ebfp nh\u1eadn 90 cu\u1ed9c g\u1ecdi ph\u1ea3n \u00e1nh c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1edbi n\u1ed9i dung tr\u00ean. Th\u1eadm ch\u00ed, c\u00f3 tr\u01b0\u1eddng h\u1ee3p c\u00f2n b\u1ecb d\u1ecda s\u1ebd chuy\u1ec3n h\u1ed3 s\u01a1 sang t\u00f2a \u00e1n, c\u00f4ng an v\u00ec t\u1ed9i l\u1ee3i d\u1ee5ng t\u00edn nhi\u1ec7m chi\u1ebfm d\u1ee5ng t\u00e0i s\u1ea3n.<\/p>\n

\"\"<\/p>\n

Cho vay ti\u00eau d\u00f9ng \u1edf m\u1ed9t ng\u00e2n h\u00e0ng t\u1ea1i TP HCM \u1ea2nh: HO\u00c0NG TRI\u1ec0U<\/em><\/p>\n

Tr\u01b0\u1edbc t\u00ecnh tr\u1ea1ng n\u00e0y, \u00f4ng Tr\u1ecbnh Anh Tu\u1ea5n, C\u1ee5c ph\u00f3 C\u1ee5c CTVBVNTD, khuy\u1ebfn c\u00e1o ng\u01b0\u1eddi d\u00e2n c\u00e1c b\u01b0\u1edbc \u0111\u1ec3 ti\u1ebfn h\u00e0nh khi\u1ebfu ki\u1ec7n nh\u1eb1m t\u1ef1 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n. C\u1ee5 th\u1ec3, tr\u01b0\u1edbc h\u1ebft c\u1ea7n t\u00ecm c\u00e1ch n\u1eafm \u0111\u01b0\u1ee3c t\u00ean c\u1ee7a \u0111\u01a1n v\u1ecb ch\u1ee7 qu\u1ea3n n\u1ee3. Trong tr\u01b0\u1eddng h\u1ee3p nh\u00e2n vi\u00ean li\u00ean h\u1ec7 kh\u00f4ng cung c\u1ea5p ho\u1eb7c kh\u00f4ng n\u00f3i r\u00f5 t\u00ean c\u1ee7a \u0111\u01a1n v\u1ecb ch\u1ee7 qu\u1ea3n kho\u1ea3n n\u1ee3 th\u00ec ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea7n t\u00ecm c\u00e1ch trao \u0111\u1ed5i \u0111\u1ec3 c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c t\u00ean c\u1ee7a \u0111\u01a1n v\u1ecb \u0111\u00f3. Ch\u1ec9 khi c\u00f3 \u0111\u01b0\u1ee3c th\u00f4ng tin c\u1ee7a \u0111\u01a1n v\u1ecb n\u00e0y, ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u1edbi c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 khi\u1ebfu n\u1ea1i t\u1edbi c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd, t\u1eeb \u0111\u00f3 c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd c\u00f3 c\u01a1 s\u1edf h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n

Song song \u0111\u00f3, C\u1ee5c CTVBVNTD khuy\u1ebfn c\u00e1o ng\u01b0\u1eddi d\u00e2n khi\u1ebfu n\u1ea1i tr\u1ef1c ti\u1ebfp t\u1edbi ch\u00ednh \u0111\u01a1n v\u1ecb ch\u1ee7 qu\u1ea3n c\u1ee7a kho\u1ea3n n\u1ee3 \u0111\u1ec3 x\u00e1c minh l\u1ea1i vi\u1ec7c thu h\u1ed3i n\u1ee3 nh\u1ea7m \u0111\u1ed1i t\u01b0\u1ee3ng. N\u1ebfu v\u1eabn kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft v\u00e0 v\u1eabn b\u1ecb qu\u1ea5y r\u1ed1i b\u1eb1ng \u0111i\u1ec7n tho\u1ea1i, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u00f3 th\u1ec3 khi\u1ebfu n\u1ea1i l\u00ean C\u1ee5c CTVBVNTD. “Ch\u00fang t\u00f4i s\u1ebd h\u1ed7 tr\u1ee3 t\u1ed1i \u0111a ng\u01b0\u1eddi d\u00e2n gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i th\u00f4ng qua email vcca@moit.gov.vn ho\u1eb7c t\u1ed5ng \u0111\u00e0i 1800.6838. Nh\u01b0ng n\u1ed9i dung khi\u1ebfu n\u1ea1i c\u1ea7n cung c\u1ea5p s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, h\u1ecd t\u00ean c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng, t\u00ean c\u1ee7a \u0111\u01a1n v\u1ecb \u0111\u00f2i n\u1ee3 v\u00e0 t\u00f3m t\u1eaft n\u1ed9i dung v\u1ee5 vi\u1ec7c c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng” – \u0111\u1ea1i di\u1ec7n C\u1ee5c CTVBVNTD l\u01b0u \u00fd.<\/p>\n

Mang b\u00f3ng d\u00e1ng “x\u00e3 h\u1ed9i \u0111en”<\/strong><\/p>\n

Theo gi\u1edbi chuy\u00ean gia t\u00e0i ch\u00ednh, c\u00e1c kho\u1ea3n n\u1ee3 kh\u00f3 \u0111\u00f2i ph\u1ea7n nhi\u1ec1u thu\u1ed9c di\u1ec7n vay ti\u00eau d\u00f9ng v\u1edbi c\u00e1c kho\u1ea3n vay \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n khi ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.<\/p>\n

“Nhi\u1ec1u c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng ho\u1eb7c c\u00e1c doanh nghi\u1ec7p b\u00e1n h\u00e0ng tr\u1ea3 g\u00f3p khi k\u00fd h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n \u0111\u00e3 y\u00eau c\u1ea7u ng\u01b0\u1eddi vay ph\u1ea3i k\u00ea khai 5-10 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a ng\u01b0\u1eddi li\u00ean quan. Khi kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u00fang h\u1ea1n, c\u00e1c c\u00f4ng ty n\u00e0y s\u1ebd li\u00ean l\u1ea1c v\u1edbi ng\u01b0\u1eddi n\u1ee3 ti\u1ec1n v\u00e0 ng\u01b0\u1eddi th\u00e2n c\u1ee7a con n\u1ee3 th\u00f4ng qua c\u00e1c s\u1ed1 \u0111i\u1ec7n tho\u1ea1i khai b\u00e1o. Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng ch\u1ec9 khai b\u00e1o s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a cha m\u1eb9, v\u1ee3 con m\u00e0 c\u00f2n khai kh\u1ed1ng nhi\u1ec1u s\u1ed1 kh\u00e1c, d\u1eabn \u0111\u1ebfn c\u00f3 ng\u01b0\u1eddi b\u1ecb \u0111\u00f2i n\u1ee3 oan” – m\u1ed9t c\u00e1n b\u1ed9 c\u1ee7a B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng gi\u1ea3i th\u00edch.<\/p>\n

\u0110\u1ec3 h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng n\u00e0y, B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng cho r\u1eb1ng ng\u00e0nh t\u00e0i ch\u00ednh n\u00ean c\u00f3 c\u00e1c gi\u1ea3i ph\u00e1p qu\u1ea3n l\u00fd ph\u00f9 h\u1ee3p \u0111\u1ed1i v\u1edbi t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng \u0111\u1ec3 tr\u00e1nh x\u1ea3y ra n\u1ee3 x\u1ea5u t\u1eeb m\u1ed9t \u0111\u1ed1i t\u01b0\u1ee3ng m\u00e0 g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn cu\u1ed9c s\u1ed1ng c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi kh\u00e1c.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, cho r\u1eb1ng nguy\u00ean nh\u00e2n tr\u1ef1c ti\u1ebfp d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng b\u1ecb “kh\u1ee7ng b\u1ed1” \u0111\u00f2i n\u1ee3 l\u00e0 do kh\u00e1ch h\u00e0ng ch\u00e2y \u00ec, ch\u1eadm tr\u1ea3, kh\u00f4ng mu\u1ed1n tr\u1ea3. Nh\u01b0ng nguy\u00ean nh\u00e2n s\u00e2u xa l\u00e0 c\u00e1c kho\u1ea3n vay ti\u00eau d\u00f9ng \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n khi kh\u00f4ng b\u1ea3o \u0111\u1ea3m, \u0111i\u1ec1u ki\u1ec7n cho vay qu\u00e1 \u0111\u01a1n gi\u1ea3n, qu\u00e1 d\u1ec5 d\u00e0ng th\u00ec kh\u00f3 tr\u1ea3 n\u1ee3. Nh\u1eefng s\u1ea3n ph\u1ea9m vay kh\u00e1c kh\u00f4ng \u0111\u1ebfn n\u1ed7i ph\u00e1t sinh n\u1ee3 x\u1ea5u nh\u01b0 cho vay ti\u00eau d\u00f9ng. Ngo\u00e0i nguy\u00ean nh\u00e2n quan tr\u1ecdng kh\u00e1c l\u00e0 l\u00e3i su\u1ea5t vay ti\u00eau d\u00f9ng cao th\u00ec vi\u1ec7c cho vay d\u1ec5 d\u00e3i, bi\u1ec7n ph\u00e1p thu h\u1ed3i n\u1ee3 m\u1ea1nh v\u1eabn c\u00f3 hi\u1ec7u qu\u1ea3 n\u00ean c\u00e1c c\u00f4ng ty cho vay ti\u00eau d\u00f9ng v\u1eabn \u0111\u1ea9y m\u1ea1nh gi\u1ea3i ng\u00e2n. \u0110\u00e2y l\u00e0 v\u1ea5n \u0111\u1ec1 th\u1ef1c s\u1ef1 kh\u00f4ng h\u1ee3p l\u00fd.<\/em><\/p>\n

Th\u1ef1c t\u1ebf, theo lu\u1eadt s\u01b0 \u0110\u1ee9c, n\u1ee3 x\u1ea5u cho vay ti\u00eau d\u00f9ng c\u0169ng t\u1eebng l\u00e0 v\u1ea5n \u0111\u1ec1 r\u1eafc r\u1ed1i \u1edf m\u1ed9t s\u1ed1 qu\u1ed1c gia kh\u00e1c. Tuy nhi\u00ean, t\u1ea1i c\u00e1c n\u01b0\u1edbc v\u0103n minh, lu\u00f4n c\u00f3 quy \u0111\u1ecbnh nguy\u00ean t\u1eafc \u0111\u00f2i n\u1ee3 l\u00e0: Kh\u00f4ng \u0111\u01b0\u1ee3c d\u00f9ng bi\u1ec7n ph\u00e1p b\u1ea5t h\u1ee3p ph\u00e1p, x\u00e2m ph\u1ea1m nh\u00e2n ph\u1ea9m, s\u1ee9c kh\u1ecfe; kh\u00f4ng \u0111\u00f2i n\u1ee3 v\u00e0o ng\u00e0y l\u1ec5, T\u1ebft; kh\u00f4ng \u0111\u01b0\u1ee3c g\u1ecdi \u0111i\u1ec7n \u0111\u00f2i n\u1ee3 sau th\u1eddi gian quy \u0111\u1ecbnh\u2026 “V\u1edbi c\u00e1c n\u01b0\u1edbc nh\u01b0 Vi\u1ec7t Nam, \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi tr\u00ecnh \u0111\u1ed9 ph\u00e1t tri\u1ec3n, c\u1ea7n b\u1ed5 sung c\u00e1c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 \u0111\u00f2i n\u1ee3. V\u00ed d\u1ee5 kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u00f2i n\u1ee3 ng\u01b0\u1eddi th\u00e2n g\u1ed3m cha m\u1eb9, con c\u00e1i, anh em\u2026” – \u00f4ng \u0110\u1ee9c n\u00eau \u00fd ki\u1ebfn.<\/em><\/p>\n

Th\u1ef1c t\u1ebf g\u1ea7n \u0111\u00e2y, ngay c\u1ea3 c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i chuy\u1ec3n sang c\u00e1c c\u00f4ng ty qu\u1ea3n l\u00fd n\u1ee3 v\u00e0 khai th\u00e1c t\u00e0i s\u1ea3n ng\u00e2n h\u00e0ng (AMC) \u0111\u00e3 \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u00f2i n\u1ee3 c\u00f3 \u0111e d\u1ecda mang b\u00f3ng d\u00e1ng “x\u00e3 h\u1ed9i \u0111en”. Nguy\u00ean nh\u00e2n b\u1edfi c\u00e1c AMC kh\u00f4ng ph\u1ea3i gi\u1eef h\u00ecnh \u1ea3nh, uy t\u00edn, kh\u00f4ng ph\u1ea3i gi\u1eef quan h\u1ec7 l\u00e2u d\u00e0i v\u1edbi kh\u00e1ch h\u00e0ng n\u00ean ch\u1ec9 c\u1ea7n duy nh\u1ea5t m\u1ee5c \u0111\u00edch thu h\u1ed3i n\u1ee3. N\u1ebfu kh\u00e1ch h\u00e0ng c\u00e0ng s\u1ee3, kh\u1ea3 n\u0103ng thu h\u1ed3i n\u1ee3 c\u00e0ng nhanh n\u00ean nhi\u1ec1u khi c\u00e1c AMC b\u1ea5t ch\u1ea5p \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c \u0111\u00edch.<\/p>\n

 <\/p>\n

T\u0103ng t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng<\/p>\n

Theo b\u00e1o c\u00e1o c\u1ee7a \u1ee6y ban Gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh qu\u1ed1c gia, n\u0103m 2017, t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng t\u0103ng kho\u1ea3ng 65%, cao h\u01a1n nhi\u1ec1u so v\u1edbi m\u1ee9c t\u0103ng 50,2% c\u1ee7a n\u0103m 2016. T\u1ec9 tr\u1ecdng t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng trong t\u1ed5ng t\u00edn d\u1ee5ng t\u0103ng t\u1eeb 12,3% n\u0103m 2016 l\u00ean 18% (n\u0103m 2017). T\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 cho vay ti\u00eau d\u00f9ng n\u0103m 2017 ti\u1ebfp t\u1ee5c \u0111\u1ebfn t\u1eeb hai nh\u00f3m nh\u00e0 cung c\u1ea5p l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

T\u00f4 H\u00e0 – Ho\u00e0i D\u01b0\u01a1ng<\/strong><\/p>\n

——-<\/p>\n

Ng\u01b0\u1eddi lao \u0111\u1ed9ng (Th\u1eddi s\u1ef1 trong n\u01b0\u1edbc) 12-5-2018:<\/em><\/strong><\/p>\n

https:\/\/nld.com.vn\/thoi-su\/khong-no-suot-ngay-van-bi-doi-20180512211550057.htm<\/a><\/em><\/p>\n

(257\/1.149)<\/em>","protected":false},"excerpt":{"rendered":"

(NL\u0110) – Cho vay ti\u00eau d\u00f9ng d\u1ec5 d\u00e3i c\u00f3 th\u1ec3 l\u00e0 nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn gia t\u0103ng t\u00ecnh tr\u1ea1ng \u0111\u00f2i n\u1ee3 “m\u1ea1nh tay” C\u1ee5c C\u1ea1nh tranh v\u00e0 B\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng (CTVBVNTD) thu\u1ed9c B\u1ed9 C\u00f4ng Th\u01b0\u01a1ng cho bi\u1ebft g\u1ea7n \u0111\u00e2y nh\u1eadn nhi\u1ec1u ph\u1ea3n \u00e1nh, khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 vi\u1ec7c b\u1ecb g\u1ecdi […]<\/p>\n","protected":false},"author":3,"featured_media":18026,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-18025","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n2.161. 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