{"id":1804,"date":"2021-11-16T11:19:48","date_gmt":"2021-11-16T04:19:48","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=1804"},"modified":"2022-02-24T13:03:20","modified_gmt":"2022-02-24T06:03:20","slug":"2-900-tin-dung-xanh-huong-di-moi-cua-nganh-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/2-900-tin-dung-xanh-huong-di-moi-cua-nganh-ngan-hang\/","title":{"rendered":"2.900. T\u00edn d\u1ee5ng xanh, h\u01b0\u1edbng \u0111i m\u1edbi c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng"},"content":{"rendered":"(PN) – Nhi\u1ec1u ng\u00e2n h\u00e0ng cho vay v\u01a1\u0301i la\u0303i su\u00e2\u0301t th\u00e2\u0301p, th\u00e2\u0323m chi\u0301 la\u0303i su\u00e2\u0301t 0% cho nh\u01b0\u0303ng d\u01b0\u0323 a\u0301n nha\u0300 \u01a1\u0309 sinh tha\u0301i, xe cha\u0323y b\u1eb1ng \u0111i\u00ea\u0323n, \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u00ea\u0323 sa\u0309n xu\u00e2\u0301t th\u00e2n thi\u00ea\u0323n v\u01a1\u0301i m\u00f4i tr\u01b0\u01a1\u0300ng.\u00a0<\/strong><\/p>\n

Cho vay kh\u00f4ng l\u00e3i \u0111\u1ec3 mua nh\u00e0, xe<\/strong><\/p>\n

Ng\u00e2n h\u00e0ng UOB Vi\u1ec7t Nam tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng xanh (TDX), cho vay v\u1edbi l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i \u0111\u1ec3 mua nh\u00e0, mua \u00f4 t\u00f4. Theo \u0111\u00f3, khi mua c\u0103n h\u1ed9 thu\u1ed9c d\u1ef1 \u00e1n Cardinal Court (d\u1ef1 \u00e1n \u0111\u1ea1t ch\u1ee9ng ch\u1ec9 c\u00f4ng nh\u1eadn c\u00f4ng tr\u00ecnh xanh EDGE t\u1eeb T\u1ed5 ch\u1ee9c T\u00e0i ch\u00ednh Qu\u1ed1c t\u1ebf – IFC), kh\u00e1ch s\u1ebd \u0111\u01b0\u1ee3c vay v\u1edbi l\u00e3i su\u1ea5t 0% t\u1eeb l\u00fac \u0111\u0103ng k\u00fd kho\u1ea3n vay cho \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m nh\u1eadn nh\u00e0. Ch\u01b0\u01a1ng tr\u00ecnh \u00e1p d\u1ee5ng \u0111\u1ebfn th\u00e1ng 12\/2023, m\u1ee9c vay b\u1eb1ng 75% tr\u1ecb gi\u00e1 c\u0103n nh\u00e0 v\u00e0 h\u1ea1n vay l\u00e0 25 n\u0103m. \u0110\u1ed3ng th\u1eddi, UOB Vi\u1ec7t Nam cho vay v\u1edbi l\u00e3i su\u1ea5t ch\u1ec9 6,99%\/n\u0103m \u0111\u1ed1i v\u1edbi kh\u00e1ch c\u00e1 nh\u00e2n v\u00e0 7,99% \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p (DN) khi mua c\u00e1c d\u00f2ng xe h\u01a1i s\u1eed d\u1ee5ng \u0111\u1ed9ng c\u01a1 th\u00e2n thi\u1ec7n m\u00f4i tr\u01b0\u1eddng (k\u1ebft h\u1ee3p x\u0103ng v\u00e0 m\u00f4-t\u01a1 \u0111i\u1ec7n), trong khi l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh cho vay \u0111\u1ec3 c\u00e1c d\u00f2ng \u00f4 t\u00f4 kh\u00e1c l\u00e0 9%\/n\u0103m.<\/p>\n

Ng\u00e2n h\u00e0ng HSBC Vi\u1ec7t Nam c\u0169ng gi\u1ea3m l\u00e3i su\u1ea5t cho vay th\u00eam 0,25% so v\u1edbi l\u00e3i su\u1ea5t mua nh\u00e0 th\u00f4ng th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi kh\u00e1ch vay mua nh\u00e0 t\u1ea1i d\u1ef1 \u00e1n Cardinal Court, m\u1ee9c l\u00e3i su\u1ea5t c\u00f2n 6,1 – 6,75% trong 6-24 th\u00e1ng. Nh\u1eefng kh\u00e1ch h\u00e0ng c\u00f3 nhu c\u1ea7u l\u1eafp \u0111i\u1ec7n n\u0103ng l\u01b0\u1ee3ng m\u1eb7t tr\u1eddi cho nh\u00e0 \u1edf s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t vay t\u00edn ch\u1ea5p 11,99 – 12,99%\/n\u0103m, b\u1eb1ng m\u1ee9c l\u00e3i su\u1ea5t vay th\u1ebf ch\u1ea5p t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c.<\/p>\n

Ng\u00e2n h\u00e0ng Standard Chartered Vi\u1ec7t Nam c\u0169ng tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh cho vay ti\u1ec1n mua \u00f4 t\u00f4 th\u00e2n thi\u1ec7n m\u00f4i tr\u01b0\u1eddng v\u1edbi l\u00e3i su\u1ea5t 5,75%\/n\u0103m v\u00e0 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo t\u1eebng th\u1eddi k\u1ef3 (c\u00f3 th\u1ec3 ch\u1ecdn m\u1ee9c 5,75% trong 12 th\u00e1ng \u0111\u1ea7u, 6,25% trong 24 th\u00e1ng \u0111\u1ea7u ho\u1eb7c 6,75% trong 36 th\u00e1ng \u0111\u1ea7u).
\nNgo\u00e0i \u01b0u \u0111\u00e3i cho vay ti\u00eau d\u00f9ng, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f2n cho c\u00e1c DN s\u1ea3n xu\u1ea5t vay v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p \u0111\u1ec3 \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7 xanh.<\/p>\n

\u0110\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n Nam \u00c1 (Nam A Bank) cho bi\u1ebft, ng\u00e2n h\u00e0ng n\u00e0y v\u1eeba tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh TDX n\u0103m 2021 d\u00e0nh cho c\u00e1c DN s\u1ea3n xu\u1ea5t, kinh doanh, ti\u00eau d\u00f9ng th\u00e2n thi\u1ec7n m\u00f4i tr\u01b0\u1eddng v\u1edbi l\u00e3i su\u1ea5t 7 – 8,8%\/n\u0103m. Kh\u00e1ch c\u00f3 th\u1ec3 vay \u0111\u1ec3 trang b\u1ecb m\u00e1y m\u00f3c, d\u00e2y chuy\u1ec1n s\u1ea3n xu\u1ea5t kh\u00f4ng g\u00e2y t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn m\u00f4i tr\u01b0\u1eddng, kinh doanh c\u00e1c s\u1ea3n ph\u1ea9m th\u00e2n thi\u1ec7n m\u00f4i tr\u01b0\u1eddng; x\u00e2y s\u1eeda nh\u00e0 \u1edf, v\u0103n ph\u00f2ng s\u1eed d\u1ee5ng v\u1eadt li\u1ec7u ti\u1ebft ki\u1ec7m n\u0103ng l\u01b0\u1ee3ng; mua xe s\u1eed d\u1ee5ng \u0111\u1ed9ng c\u01a1 h\u1ea1n ch\u1ebf th\u1ea3i kh\u00ed CO2.\u201cTh\u1eddi gian qua, nhi\u1ec1u d\u1ef1 \u00e1n g\u00e2y \u1ea3nh h\u01b0\u1edfng ti\u00eau c\u1ef1c \u0111\u1ebfn m\u00f4i tr\u01b0\u1eddng, ph\u1ea3i t\u1ea1m ng\u1eebng ho\u1ea1t \u0111\u1ed9ng khi\u1ebfn c\u1ea3 DN l\u1eabn ng\u00e2n h\u00e0ng ch\u1ecbu nhi\u1ec1u t\u1ed5n th\u1ea5t. TDX s\u1ebd gi\u00fap DN v\u00e0 c\u00e1 nh\u00e2n ph\u00e1t tri\u1ec3n kinh doanh b\u1ec1n v\u1eefng h\u01a1n\u201d – \u0111\u1ea1i di\u1ec7n Nam A Bank n\u00f3i.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng VietinBank, Vietcombank, BIDV, Agribank, HDBank, VPBank, OCB c\u0169ng c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh TDX cho c\u1ea3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n v\u00e0 DN v\u1edbi l\u00e3i su\u1ea5t 5 – 8%\/n\u0103m n\u1ebfu vay ng\u1eafn h\u1ea1n, 8 – 12%\/n\u0103m n\u1ebfu vay trung h\u1ea1n.<\/p>\n

C\u1ea7n nhi\u1ec1u \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn t\u00edn d\u1ee5ng<\/strong><\/p>\n

Theo V\u1ee5 T\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, t\u1eeb n\u0103m 2015, Ch\u00ednh ph\u1ee7 \u0111\u00e3 ban h\u00e0nh Ch\u1ec9 th\u1ecb 03 khuy\u1ebfn kh\u00edch c\u00e1c ng\u00e2n h\u00e0ng t\u00e0i tr\u1ee3, cho vay \u01b0u \u0111\u00e3i \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n xanh. Cu\u1ed1i n\u0103m 2015, d\u01b0 n\u1ee3 l\u0129nh v\u1ef1c n\u00e0y m\u1edbi ch\u1ec9 h\u01a1n 71.000 t\u1ef7 \u0111\u1ed3ng nh\u01b0ng hi\u1ec7n \u0111\u00e3 t\u0103ng l\u00ean 334.000 t\u1ef7 \u0111\u1ed3ng, chi\u1ebfm 3,6% t\u1ed5ng d\u01b0 n\u1ee3 to\u00e0n n\u1ec1n kinh t\u1ebf. TDX ch\u1ee7 y\u1ebfu t\u1eadp trung v\u00e0o n\u00f4ng nghi\u1ec7p xanh (chi\u1ebfm g\u1ea7n 40%), k\u1ebf \u0111\u1ebfn l\u00e0 n\u0103ng l\u01b0\u1ee3ng t\u00e1i t\u1ea1o, n\u0103ng l\u01b0\u1ee3ng s\u1ea1ch (chi\u1ebfm 37%).<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
C\u00e1c doanh nghi\u1ec7p c\u1ea7n \u0111\u1ea1t nhi\u1ec1u ti\u00eau ch\u00ed v\u1ec1 m\u00f4i tr\u01b0\u1eddng \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n t\u00edn d\u1ee5ng xanh. (Trong \u1ea3nh: S\u1ea3n xu\u1ea5t s\u1ea3n ph\u1ea9m t\u1eeb y\u1ebfn \u1edf C\u00f4ng ty TNHH Ph\u00fa H\u1ed3ng Th\u00e0nh) – \u1ea2nh: N.C\u00e2\u0309m<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – tr\u1ecdng t\u00e0i vi\u00ean Trung t\u00e2m Tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC), Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI – cho bi\u1ebft \u0111\u1ea7u th\u00e1ng 10\/2021, Ch\u00ednh ph\u1ee7 ban h\u00e0nh Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1658 ph\u00ea duy\u1ec7t \u201cChi\u1ebfn l\u01b0\u1ee3c qu\u1ed1c gia v\u1ec1 t\u0103ng tr\u01b0\u1edfng xanh giai \u0111o\u1ea1n 2021-2030, t\u1ea7m nh\u00ecn 2050\u201d, trong \u0111\u00f3 c\u00f3 \u0111\u1ebfn 33 ng\u00e0nh ngh\u1ec1 g\u1eafn v\u1edbi ch\u1eef \u201cxanh\u201d nh\u01b0 mua s\u1eafm xanh, n\u00f4ng nghi\u1ec7p xanh, s\u1ea3n ph\u1ea9m xanh, s\u1ea3n xu\u1ea5t xanh, logistics xanh, ngu\u1ed3n v\u1ed1n xanh\u2026 Do \u0111\u00f3, DN ph\u00e1t tri\u1ec3n theo xu h\u01b0\u1edbng xanh l\u00e0 m\u1ed9t l\u1ee3i th\u1ebf. Tuy nhi\u00ean, c\u00e1c DN, nh\u1ea5t l\u00e0 DN nh\u1ecf v\u00e0 v\u1eeba, kh\u00f4ng d\u1ec5 ti\u1ebfp c\u1eadn TDX.\u00a0<\/em><\/p>\n

Th\u1ef1c t\u1ebf, \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n TDX cho ti\u00eau d\u00f9ng c\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1c lo\u1ea1i t\u00edn d\u1ee5ng kh\u00e1c, nh\u01b0ng TDX cho s\u1ea3n xu\u1ea5t th\u00ec m\u1ed7i ng\u00e2n h\u00e0ng \u0111\u01b0a ra nh\u1eefng \u0111i\u1ec1u ki\u1ec7n kh\u00e1c nhau. Nh\u01b0 t\u1ea1i VPBank, DN mu\u1ed1n vay ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m ho\u1eb7c c\u00f4ng ngh\u1ec7 s\u1eed d\u1ee5ng n\u0103ng l\u01b0\u1ee3ng hi\u1ec7u qu\u1ea3 th\u00ec c\u00e1c s\u1ea3n ph\u1ea9m nh\u01b0 t\u1ee7 l\u1ea1nh, n\u1ed3i c\u01a1m \u0111i\u1ec7n v\u00e0 c\u00e1c thi\u1ebft b\u1ecb \u0111i\u1ec1u h\u00f2a ph\u1ea3i \u0111\u1ea1t nh\u00e3n n\u0103ng l\u01b0\u1ee3ng Vi\u1ec7t m\u1ee9c n\u0103m sao ho\u1eb7c \u0111\u1ea1t nh\u00e3n Ng\u00f4i sao n\u0103ng l\u01b0\u1ee3ng Vi\u1ec7t, thi\u1ebft b\u1ecb ti\u1ebft ki\u1ec7m \u00edt nh\u1ea5t 15% n\u0103ng l\u01b0\u1ee3ng so v\u1edbi m\u1ee9c c\u01a1 s\u1edf \u0111\u01b0\u1ee3c m\u1eb7c \u0111\u1ecbnh \u0111\u1ea1t ti\u00eau ch\u00ed xanh. B\u00ean c\u1ea1nh \u0111\u00f3, nh\u01b0 c\u00e1c kho\u1ea3n cho vay th\u00f4ng th\u01b0\u1eddng kh\u00e1c, c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng y\u00eau c\u1ea7u DN c\u00f3 ph\u01b0\u01a1ng \u00e1n kinh doanh kh\u1ea3 thi, ch\u1ee9ng minh \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. \u201cT\u00ednh \u0111\u1ebfn ng\u00e0y 31\/8\/2021, d\u01b0 n\u1ee3 cho vay \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n xanh t\u1ea1i HDBank l\u00e0 13.500 t\u1ef7 \u0111\u1ed3ng. Ngo\u00e0i \u0111\u00e1p \u1ee9ng c\u00e1c ti\u00eau ch\u00ed xanh nh\u01b0 gi\u1ea3m n\u0103ng l\u01b0\u1ee3ng ti\u00eau th\u1ee5, gi\u1ea3m kh\u00ed th\u1ea3i CO2, gi\u1ea3m \u00f4 nhi\u1ec5m m\u00f4i tr\u01b0\u1eddng, d\u1ef1 \u00e1n nh\u1eadn v\u1ed1n c\u00f2n ph\u1ea3i c\u00f3 c\u00e1c gi\u1ea5y ph\u00e9p \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n, ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch vay v\u1ed1n v\u00e0 m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng xanh\u201d – \u0111\u1ea1i di\u1ec7n
\nHDBank n\u00f3i.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, th\u1ef1c t\u1ebf v\u1eabn c\u00f3 DN \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 d\u1ef1 \u00e1n xanh nh\u01b0ng v\u1eabn kh\u00f4ng vay \u0111\u01b0\u1ee3c ngu\u1ed3n TDX. B\u1eb1ng ch\u1ee9ng l\u00e0 c\u00e1c nh\u00e0 m\u00e1y x\u1eed l\u00fd r\u00e1c kh\u00f4ng \u0111\u01b0\u1ee3c vay do ng\u00e2n h\u00e0ng kh\u00f4ng \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c t\u00ednh kh\u1ea3 thi, hi\u1ec7u qu\u1ea3, kh\u00f4ng \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c r\u1ee7i ro do ch\u01b0a c\u00f3 h\u01b0\u1edbng d\u1eabn, ch\u01b0a c\u00f3 danh m\u1ee5c v\u1ec1 c\u00e1c l\u0129nh v\u1ef1c xanh. Ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh, DN nh\u1ecf v\u00e0 v\u1eeba \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn v\u1ed1n \u01b0u \u0111\u00e3i nh\u01b0ng \u201cph\u1ea3i \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u00e1nh gi\u00e1 t\u00ecnh h\u00ecnh t\u00e0i ch\u00ednh minh b\u1ea1ch, l\u00e0nh m\u1ea1nh\u201d. H\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ea5p nh\u1eadn \u0111\u00e1nh gi\u00e1 t\u00e0i ch\u00ednh t\u1eeb ki\u1ec3m to\u00e1n b\u00ean ngo\u00e0i m\u00e0 s\u1eed d\u1ee5ng ki\u1ec3m to\u00e1n do ng\u00e2n h\u00e0ng ch\u1ec9 \u0111\u1ecbnh. Do \u0111\u00f3, c\u00e1c DN nh\u1ecf m\u1edbi th\u00e0nh l\u1eadp r\u1ea5t kh\u00f3 ti\u1ebfp c\u1eadn TDX.\u00a0<\/em><\/p>\n

B\u00e0 Nguy\u1ec5n Th\u1ecb Minh Chi – chuy\u00ean gia t\u00e0i ch\u00ednh DN – th\u00f4ng tin th\u00eam trong 84 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng g\u1eedi b\u00e1o c\u00e1o k\u1ebft qu\u1ea3 th\u1ef1c hi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c qu\u1ed1c gia v\u1ec1 t\u0103ng tr\u01b0\u1edfng xanh, c\u00f3 67 t\u1ed5 ch\u1ee9c c\u00f3 tri\u1ec3n khai TDX l\u1ed3ng gh\u00e9p c\u00e1c \u0111i\u1ec1u ki\u1ec7n vay, m\u1ee9c \u01b0u \u0111\u00e3i nh\u01b0ng \u0111a s\u1ed1 ch\u1ec9 quy \u0111\u1ecbnh chung chung, ch\u1ec9 2-3 ng\u00e2n h\u00e0ng c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3, r\u00f5 r\u00e0ng v\u1ec1 TDX v\u00e0 ch\u1ec9 1-2 ng\u00e2n h\u00e0ng c\u00f3 b\u1ed9 ph\u1eadn chuy\u00ean tr\u00e1ch v\u1ec1 TDX.<\/p>\n

Theo b\u00e0, c\u00e1c ng\u00e2n h\u00e0ng d\u00f9ng ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng t\u1eeb ti\u1ec1n ti\u1ebft ki\u1ec7m v\u1edbi l\u00e3i su\u1ea5t cao l\u00e0m ngu\u1ed3n v\u1ed1n TDX n\u00ean kh\u00f3 cho vay v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n. Trong khi \u0111\u00f3, c\u00e1c l\u0129nh v\u1ef1c n\u0103ng l\u01b0\u1ee3ng t\u00e1i t\u1ea1o, ti\u1ebft ki\u1ec7m n\u0103ng l\u01b0\u1ee3ng \u0111\u00f2i h\u1ecfi d\u00f2ng v\u1ed1n d\u00e0i, chi ph\u00ed \u0111\u1ea7u t\u01b0 l\u1edbn, r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng cao. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khuy\u1ebfn kh\u00edch ph\u00e1t tri\u1ec3n TDX nh\u01b0ng c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 hi\u1ec7u qu\u1ea3 kinh doanh n\u00ean ng\u00e2n h\u00e0ng ph\u1ea3i t\u1ef1 c\u00e2n \u0111\u1ed1i ngu\u1ed3n v\u1ed1n v\u00e0 c\u00f2n e d\u00e8 v\u1edbi l\u0129nh v\u1ef1c n\u00e0y.<\/p>\n\n\n\n
TDX \u0111ang \u0111\u01b0\u1ee3c nhi\u1ec1u qu\u1ed1c gia tr\u00ean th\u1ebf gi\u1edbi theo \u0111u\u1ed5i v\u00e0 \u0111ang l\u00e0 h\u01b0\u1edbng \u0111i m\u1edbi c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc. Ngo\u00e0i v\u1ed1n t\u1ef1 c\u00f3, nhi\u1ec1u ng\u00e2n h\u00e0ng c\u0169ng n\u1ed7 l\u1ef1c t\u00ecm ki\u1ebfm ngu\u1ed3n v\u1ed1n xanh \u0111\u1ec3 h\u1ed7 tr\u1ee3 DN. B\u1eb1ng ch\u1ee9ng l\u00e0 g\u1ea7n \u0111\u00e2y, nhi\u1ec1u ng\u00e2n h\u00e0ng nh\u01b0 Vietcombank, BIDV, HDBank, TPBank, VPBank \u0111\u00e3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c c\u00e1c qu\u1ef9 xanh v\u1edbi c\u00e1c kho\u1ea3n vay d\u00e0i h\u1ea1n l\u00ean \u0111\u1ebfn v\u00e0i tr\u0103m tri\u1ec7u USD t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c n\u01b0\u1edbc ngo\u00e0i. \u0110\u1ec3 th\u00fac \u0111\u1ea9y TDX, Nh\u00e0 n\u01b0\u1edbc c\u1ea7n s\u1edbm ban h\u00e0nh khung ph\u00e1p l\u00fd v\u1ec1 th\u1ea9m \u0111\u1ecbnh d\u1ef1 \u00e1n, ti\u00eau ch\u00ed v\u00e0 c\u01a1 ch\u1ebf \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 r\u1ee7i ro, ban h\u00e0nh danh m\u1ee5c c\u00e1c ng\u00e0nh, l\u0129nh v\u1ef1c xanh, x\u00e2y d\u1ef1ng ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 c\u00e1c kho\u1ea3n TDX cho DN.<\/p>\n

B\u00e0\u00a0Nguy\u1ec5n Th\u1ecb Minh Chi\u00a0<\/strong>chuy\u00ean gia t\u00e0i ch\u00ednh doanh nghi\u1ec7p<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Thanh Hoa<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2014<\/p>\n

Ph\u1ee5 n\u1eef TP HCM (Th\u1ecb tr\u01b0\u1eddng) 16-11-2021:<\/em><\/p>\n

https:\/\/www.phunuonline.com.vn\/tin-dung-xanh-huong-di-moi-cua-nganh-ngan-hang-a1450729.html<\/em><\/a><\/p>\n

(253\/1.526)<\/em>","protected":false},"excerpt":{"rendered":"

(PN) – Nhi\u1ec1u ng\u00e2n h\u00e0ng cho vay v\u01a1\u0301i la\u0303i su\u00e2\u0301t th\u00e2\u0301p, th\u00e2\u0323m chi\u0301 la\u0303i su\u00e2\u0301t 0% cho nh\u01b0\u0303ng d\u01b0\u0323 a\u0301n nha\u0300 \u01a1\u0309 sinh tha\u0301i, xe cha\u0323y b\u1eb1ng \u0111i\u00ea\u0323n, \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u00ea\u0323 sa\u0309n xu\u00e2\u0301t th\u00e2n thi\u00ea\u0323n v\u01a1\u0301i m\u00f4i tr\u01b0\u01a1\u0300ng.\u00a0 Cho vay kh\u00f4ng l\u00e3i \u0111\u1ec3 mua nh\u00e0, xe Ng\u00e2n h\u00e0ng UOB Vi\u1ec7t Nam tri\u1ec3n khai ch\u01b0\u01a1ng […]<\/p>\n","protected":false},"author":1,"featured_media":1809,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[17,26],"tags":[],"class_list":["post-1804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-binh-luan-gop-y","category-legal-media"],"acf":[],"yoast_head":"\n2.900. 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