{"id":18074,"date":"2017-02-20T11:31:58","date_gmt":"2017-02-20T04:31:58","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=18074"},"modified":"2024-01-11T08:52:57","modified_gmt":"2024-01-11T01:52:57","slug":"1-524-tieu-thuong-ngai-quy-dinh-ho-kinh-doanh-khong-duoc-vay-ngan-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-524-tieu-thuong-ngai-quy-dinh-ho-kinh-doanh-khong-duoc-vay-ngan-hang\/","title":{"rendered":"1.524. Ti\u1ec3u th\u01b0\u01a1ng ng\u1ea1i quy \u0111\u1ecbnh ‘h\u1ed9 kinh doanh kh\u00f4ng \u0111\u01b0\u1ee3c vay ng\u00e2n h\u00e0ng'"},"content":{"rendered":"(VNE) – Theo quy \u0111\u1ecbnh m\u1edbi, c\u00e1c h\u1ed9 kinh doanh n\u1ebfu kh\u00f4ng chuy\u1ec3n th\u00e0nh doanh nghi\u1ec7p ph\u1ea3i vay v\u1ed1n v\u1edbi t\u01b0 c\u00e1ch c\u00e1 nh\u00e2n n\u00ean nhi\u1ec1u ti\u1ec3u th\u01b0\u01a1ng lo ng\u1ea1i kh\u00f4ng c\u00f2n h\u01b0\u1edfng l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cho h\u1ed9 kinh doanh nh\u01b0 tr\u01b0\u1edbc.<\/strong><\/p>\n

T\u1eeb ng\u00e0y 15\/3, \u0111\u1ec3 vay v\u1ed1n, c\u00e1c h\u1ed9 kinh doanh ph\u1ea3i chuy\u1ec3n \u0111\u1ed5i th\u00e0nh doanh nghi\u1ec7p ho\u1eb7c ch\u1ee7 h\u1ed9 ph\u1ea3i t\u1ef1 \u0111\u1ee9ng t\u00ean vay b\u1edfi theo Lu\u1eadt m\u1edbi, t\u01b0 c\u00e1ch \u0111\u01b0\u1ee3c vay v\u1ed1n ch\u1ec9 l\u00e0 c\u00e1 nh\u00e2n ho\u1eb7c ph\u00e1p nh\u00e2n. \u0110i\u1ec1u n\u00e0y khi\u1ebfn nhi\u1ec1u h\u1ed9 kinh doanh, \u0111\u1eb7c bi\u1ec7t l\u00e0 ti\u1ec3u th\u01b0\u01a1ng lo l\u1eafng.<\/p>\n

Ch\u1ecb D\u01b0\u01a1ng (ti\u1ec3u th\u01b0\u01a1ng t\u1ea1i ch\u1ee3 H\u00f4m – \u0110\u1ee9c Vi\u00ean, H\u00e0 N\u1ed9i) cho bi\u1ebft, s\u1ea1p qu\u1ea7n \u00e1o c\u1ee7a ch\u1ecb ch\u01b0a \u0111\u1ee7 l\u1edbn, doanh thu c\u0169ng kh\u00f4ng nhi\u1ec1u \u0111\u1ec3 \u0111\u1ee9ng t\u00ean th\u00e0nh doanh nghi\u1ec7p, k\u1ec3 c\u1ea3 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SME). V\u00ec v\u1eady, n\u1ebfu \u0111\u1ee9ng t\u00ean c\u00e1 nh\u00e2n vay, ch\u1ecb lo ng\u1ea1i l\u00e3i su\u1ea5t s\u1ebd ph\u1ea3i \u00e1p theo vay ti\u00eau d\u00f9ng, nh\u01b0 v\u1eady chi ph\u00ed s\u1ebd \u0111\u1eaft \u0111\u1ecf h\u01a1n.<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
C\u00e1c ti\u1ec3u th\u01b0\u01a1ng lo l\u1eafng kh\u00f3 vay v\u1ed1n ng\u00e2n h\u00e0ng h\u01a1n tr\u01b0\u1edbc. \u1ea2nh minh h\u1ecda.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0110\u00e2y c\u0169ng l\u00e0 lo ng\u1ea1i c\u1ee7a nhi\u1ec1u ti\u1ec3u th\u01b0\u01a1ng hi\u1ec7n nay. Tuy nhi\u00ean, trao \u0111\u1ed5i v\u1edbi\u00a0VnExpress<\/em>,\u00a0\u0111\u1ea1i di\u1ec7n nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1ed1n m\u1ea1nh trong m\u1ea3ng cho vay ti\u1ec3u th\u01b0\u01a1ng, h\u1ed9 gia \u0111\u00ecnh kh\u1eb3ng \u0111\u1ecbnh, c\u00e1c ch\u00ednh s\u00e1ch \u00e1p d\u1ee5ng cho \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y s\u1ebd kh\u00f4ng c\u00f3 nhi\u1ec1u thay \u0111\u1ed5i.<\/strong>\u00a0<\/strong>Tuy nhi\u00ean, v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c v\u00e0 c\u00e2u ch\u1eef trong h\u1ee3p \u0111\u1ed3ng c\u00f3 th\u1ec3 s\u1ebd ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh. “Nh\u01b0ng \u0111\u00e2y l\u00e0 vi\u1ec7c c\u1ee7a ng\u00e2n h\u00e0ng ch\u1ee9 kh\u00f4ng ph\u1ea3i c\u1ee7a kh\u00e1ch. C\u00e1c kh\u00e1ch h\u00e0ng y\u00ean t\u00e2m ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t kh\u00f4ng c\u00f3 nhi\u1ec1u thay \u0111\u1ed5i”, \u0111\u1ea1i di\u1ec7n m\u1ed9t nh\u00e0 b\u0103ng cho bi\u1ebft.<\/p>\n

L\u00e3nh \u0111\u1ea1o Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (VPBank) kh\u1eb3ng \u0111\u1ecbnh, c\u00e1c ch\u00ednh s\u00e1ch cho vay v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 h\u1ed9 kinh doanh s\u1ebd kh\u00f4ng c\u00f3 thay \u0111\u1ed5i so v\u1edbi tr\u01b0\u1edbc \u0111\u00e2y. Theo v\u1ecb n\u00e0y, th\u1ef1c t\u1ebf c\u00e1c quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 39 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a h\u01a1n v\u1ec1 th\u1ee7 t\u1ee5c cho c\u00e1c h\u1ed9 kinh doanh. N\u1ebfu nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y, ch\u1ee7 th\u1ec3 \u0111\u1ee9ng t\u00ean vay g\u1ed3m c\u1ea3 t\u00ean h\u1ed9 kinh doanh l\u1eabn ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n (ch\u1ee7 doanh nghi\u1ec7p) th\u00ec nay c\u00f3 th\u1ec3 b\u1ecf m\u00e0 ch\u1ec9 c\u1ea7n t\u00ean ch\u1ee7 \u0111\u01a1n v\u1ecb.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c ch\u00ednh s\u00e1ch v\u1ec1 l\u00e3i su\u1ea5t, \u0111i\u1ec1u ki\u1ec7n hay \u01b0u \u0111\u00e3i v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y c\u0169ng kh\u00f4ng c\u00f3 g\u00ec thay \u0111\u1ed5i so v\u1edbi tr\u01b0\u1edbc. “N\u1ebfu c\u00f3 thay \u0111\u1ed5i ch\u1ec9 l\u00e0 \u0111i\u1ec1u ch\u1ec9nh m\u1ed9t ch\u00fat t\u1eeb ng\u1eef t\u1ea1i h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u1ec3 ph\u00f9 h\u1ee3p b\u1edfi th\u1ef1c ch\u1ea5t, vi\u1ec7c cho vay h\u1ed9 kinh doanh c\u00e1 th\u1ec3 t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay v\u1eabn ph\u1ea3i l\u00e0 do ch\u1ee7 \u0111\u01a1n v\u1ecb \u0111\u1ee9ng t\u00ean. L\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh theo m\u1ee5c \u0111\u00edch vay v\u1ed1n, v\u00ed d\u1ee5 l\u00e0 vay \u0111\u1ec3 s\u1ea3n xu\u1ea5t kinh doanh hay vay ti\u00eau d\u00f9ng, ch\u1ee9 kh\u00f4ng nh\u1ea5t thi\u1ebft c\u1ee9 vay c\u00e1 nh\u00e2n l\u00e0 \u0111\u1eaft \u0111\u1ecf”, \u0111\u1ea1i di\u1ec7n VPBank n\u00f3i.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, \u00f4ng Phan Huy Khang – T\u1ed5ng gi\u00e1m \u0111\u1ed1c\u00a0Ng\u00e2n h\u00e0ng S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (Sacombank) cho bi\u1ebft t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay,\u00a0d\u01b0 n\u1ee3 cho vay \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng l\u00e0 h\u1ed9 kinh doanh t\u1ea1i ng\u00e2n h\u00e0ng c\u0169ng t\u01b0\u01a1ng \u0111\u1ed1i cao v\u00e0 th\u01b0\u1eddng t\u0103ng m\u1ea1nh qua c\u00e1c n\u0103m. Theo \u00f4ng, Th\u00f4ng t\u01b0 39 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng cho vay v\u1edbi nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0y v\u00ec t\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay, c\u00e1c h\u1ed9 kinh doanh, ti\u1ec3u th\u01b0\u01a1ng c\u0169ng hay vay v\u1ed1n d\u01b0\u1edbi t\u01b0 c\u00e1ch c\u00e1 nh\u00e2n. L\u00e3i su\u1ea5t vay c\u0169ng t\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 t\u00edn nhi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p v\u00e0 t\u00ednh kh\u1ea3 thi c\u1ee7a d\u1ef1 \u00e1n…<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c (ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 ph\u00e1p ch\u1ebf – Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng,Gi<\/em>\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt TNHH ANVI<\/em>) cho r\u1eb1ng vi\u1ec7c s\u1eeda \u0111\u1ed5i t\u01b0 c\u00e1ch vay v\u1ed1n ng\u00e2n h\u00e0ng c\u1ee7a Th\u00f4ng t\u01b0 39 ch\u1ec9 gi\u00fap l\u00e0m r\u00f5 h\u01a1n \u0111\u1ed1i t\u01b0\u1ee3ng vay v\u1ed1n ng\u00e2n h\u00e0ng theo \u0111\u00fang th\u00f4ng l\u1ec7 th\u1ebf gi\u1edbi: g\u1ed3m ph\u00e1p nh\u00e2n v\u00e0 c\u00e1 nh\u00e2n. Thay v\u00e0o \u0111\u00f3, kh\u00e1ch h\u00e0ng kh\u00f4ng n\u00ean hi\u1ec3u r\u1eb1ng m\u00ecnh s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c vay v\u1ed1n ph\u1ee5c v\u1ee5 s\u1ea3n xu\u1ea5t kinh doanh m\u00e0 quy \u0111\u1ecbnh m\u1edbi n\u00e0y c\u1ee7a c\u01a1 quan so\u1ea1n th\u1ea3o ch\u1ec9 mang t\u00ednh k\u1ef9 thu\u1eadt ph\u00e1p l\u00fd.<\/em><\/p>\n

“H\u1ed9 gia \u0111\u00ecnh, h\u1ed9 kinh doanh hay t\u1ed5 h\u1ee3p t\u00e1c l\u00e0 ch\u1ee7 th\u1ec3 \u1ea3o, th\u1ef1c ch\u1ea5t l\u00e0 m\u1ed9t ho\u1eb7c m\u1ed9t nh\u00f3m c\u00e1 nh\u00e2n, v\u00ec v\u1eady b\u1ecb x\u00f3a b\u1ecf kh\u1ecfi B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015. L\u1ecbch s\u1eed h\u1ec7 th\u1ed1ng t\u00f2a \u00e1n ch\u01b0a bao gi\u1edd c\u00f3 ch\u1ee7 th\u1ec3 n\u00e0o l\u00e0 h\u1ed9 kinh doanh hay h\u1ed9 gia \u0111\u00ecnh b\u1edfi mu\u1ed1n ki\u1ec7n th\u00ec v\u1eabn ph\u1ea3i ki\u1ec7n ch\u1ee7 doanh nghi\u1ec7p ho\u1eb7c c\u00e1 nh\u00e2n. Tr\u01b0\u1edbc \u0111\u00e2y c\u00f3 l\u00e0 h\u1ed9 kinh doanh th\u00ec ng\u01b0\u1eddi \u0111\u1ee9ng ra vay v\u00e0 c\u00f3 tr\u00e1ch nhi\u1ec7m tr\u1ea3 v\u1eabn l\u00e0 c\u00e1 nh\u00e2n”, \u00f4ng \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

Ngo\u00e0i lo l\u1eafng v\u1ec1 l\u00e3i su\u1ea5t khi vay theo t\u01b0 c\u00e1ch c\u00e1 nh\u00e2n, nhi\u1ec1u ti\u1ec3u th\u01b0\u01a1ng r\u1ea5t lo l\u1eafng s\u1ebd g\u1eb7p kh\u00f3 d\u1ec5 v\u1edbi \u0111i\u1ec1u ki\u1ec7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p v\u00e0 vi\u1ec7c ph\u1ea3i x\u00e1c \u0111\u1ecbnh ng\u00e0nh ngh\u1ec1 kinh doanh.<\/strong>\u00a0Ch\u1ecb Hoa, ti\u1ec3u th\u01b0\u01a1ng t\u1ea1i ch\u1ee3 An B\u00ecnh (qu\u1eadn 5, TP HCM) cho bi\u1ebft, th\u00f4ng th\u01b0\u1eddng \u0111\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n ch\u1ecb ch\u1ec9 c\u1ea7n x\u00e1c nh\u1eadn kinh doanh qua ban qu\u1ea3n l\u00fd, c\u00f2n v\u1edbi quy \u0111\u1ecbnh m\u1edbi n\u00e0y \u0111\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n ch\u1ecb ph\u1ea3i c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p. Trong khi \u0111\u00f3, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p c\u1ee7a gia \u0111\u00ecnh ch\u1ecb l\u1ea1i kh\u00f4ng c\u00f3 n\u00ean th\u1eddi gian t\u1edbi ho\u1ea1t \u0111\u1ed9ng kinh doanh s\u1ebd kh\u00f3 kh\u0103n h\u01a1n.<\/p>\n

\u201cTh\u00f4ng th\u01b0\u1eddng, \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng s\u1ec9 t\u00f4i ph\u1ea3i cho ch\u1ecbu kh\u00e1ch m\u1edbi l\u1ea5y h\u00e0ng nhi\u1ec1u m\u00e0 \u0111\u1ec3 nh\u01b0 v\u1eady th\u00ec v\u1ed1n \u0111\u1ea7u t\u01b0 ph\u1ea3i c\u00f3. N\u1ebfu t\u00ecnh h\u00ecnh vay v\u1ed1n kh\u00f3 kh\u0103n nh\u01b0 th\u1ebf n\u00e0y ch\u1eafc t\u00f4i ph\u1ea3i th\u00f4ng b\u00e1o v\u1edbi kh\u00e1ch s\u1ec9 l\u00e0 ph\u1ea3i tr\u1ea3 ti\u1ec1n tr\u01b0\u1edbc m\u1edbi \u0111\u01b0\u1ee3c l\u1ea5y h\u00e0ng. \u0110i\u1ec1u n\u00e0y c\u0169ng s\u1ebd khi\u1ebfn cho kh\u00e1ch h\u00e0ng e ng\u1ea1i v\u00e0 s\u1ee9c mua gi\u1ea3m\u201d, ch\u1ecb Hoa n\u00f3i.<\/p>\n

\u0110\u00e3 v\u00e0 \u0111ang g\u1eb7p kh\u00f3 kh\u0103n, ch\u1ecb Trang – ch\u1ee7 s\u1ea1p qu\u1ea7n \u00e1o t\u1ea1i ch\u1ee3 An \u0110\u00f4ng 1 (TP HCM) cho bi\u1ebft, ti\u1ec3u th\u01b0\u01a1ng n\u01a1i \u0111\u00e2y kh\u00f3 tr\u0103m b\u1ec1, ch\u1ee3 th\u00ec xu\u1ed1ng c\u1ea5p, s\u1ee9c mua y\u1ebfu m\u00e0 n\u1ebfu ng\u00e2n h\u00e0ng l\u1ea1i si\u1ebft ch\u1eb7t cho vay v\u1ed1n th\u00ec h\u00e0ng tr\u0103m ti\u1ec3u th\u01b0\u01a1ng n\u01a1i \u0111\u00e2y ch\u1ec9 bi\u1ebft kh\u00f3c r\u00f2ng.<\/p>\n

\u201cTr\u00ean th\u1ef1c t\u1ebf, nhi\u1ec1u ti\u1ec3u th\u01b0\u01a1ng nh\u1eefng n\u0103m tr\u01b0\u1edbc \u0111\u00e3 vay v\u1ed1n r\u1ed3i v\u00e0 t\u1edbi nay kh\u00f4ng ph\u1ea3i ai c\u0169ng c\u00f3 \u0111\u1ea7y \u0111\u1ee7 t\u00e0i s\u1ea3n \u0111\u1ec3 th\u1ebf ch\u1ea5p. Ri\u00eang m\u1ed9t s\u1ed1 ti\u1ec3u th\u01b0\u01a1ng c\u00f3 t\u00e0i s\u1ea3n h\u1ecd c\u0169ng \u0111\u00e3 th\u1ebf ch\u1ea5p r\u1ed3i v\u00e0 l\u1ea7n vay v\u1ed1n t\u1edbi \u0111\u00e2y h\u1ecd \u0111ang g\u1eb7p ph\u1ea3i th\u00eam v\u01b0\u1edbng m\u1eafc l\u00e0 ban qu\u1ea3n l\u00fd l\u00e0m kh\u00f3 v\u00e0 kh\u00f4ng ch\u1ecbu x\u00e1c \u0111\u1ecbnh ng\u00e0nh ngh\u1ec1 kinh doanh cho h\u1ecd n\u00ean r\u1ea5t kh\u00f3 vay\u201d, ch\u1ecb Trang n\u00f3i. Ti\u1ec3u th\u01b0\u01a1ng n\u00e0y c\u0169ng cho bi\u1ebft th\u00eam, hi\u1ec7n ch\u1ee3 An \u0110\u00f4ng 1 xu\u1ed1ng c\u1ea5p, t\u00ecnh tr\u1ea1ng kinh doanh t\u1ea1i ch\u1ee3 l\u1ed9n x\u1ed9n khi\u1ebfn ti\u1ec3u th\u01b0\u01a1ng g\u1eb7p r\u1ea5t nhi\u1ec1u kh\u00f3 kh\u0103n khi ch\u1ee9ng minh kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng. Cho n\u00ean kh\u00f3 kh\u0103n ch\u1ed3ng ch\u1ea5t.<\/p>\n

C\u0169ng cho r\u1eb1ng g\u1eb7p kh\u00f3 khi quy \u0111\u1ecbnh m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c. Tuy nhi\u00ean, ch\u1ecb Thanh, ti\u1ec3u th\u01b0\u01a1ng t\u1ea1i trung t\u00e2m th\u01b0\u01a1ng m\u1ea1i Saigon Square cho bi\u1ebft, ch\u1ecb c\u0169ng \u0111ang \u0111\u01b0\u1ee3c m\u1ed9t s\u1ed1 c\u00f4ng ty t\u00e0i ch\u00ednh ng\u1ecf l\u1eddi cho vay theo h\u1ed9 kinh doanh m\u00e0 kh\u00f4ng c\u1ea7n th\u1ebf ch\u1ea5p. Do v\u1eady, th\u1eddi gian t\u1edbi n\u1ebfu ng\u00e2n h\u00e0ng qu\u00e1 kh\u1eaft khe th\u00ec ch\u1ecb s\u1ebd t\u00ecm \u0111\u1ebfn c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh n\u00e0y \u0111\u1ec3 vay v\u1ed1n kinh doanh.<\/p>\n

Nh\u00f3m ph\u00f3ng vi\u00ean<\/strong><\/p>\n

\u2014\u2014\u2014\u2014\u2013<\/strong><\/p>\n

VNExpress (Kinh doanh) 20-02-2017:<\/em><\/strong><\/p>\n

http:\/\/kinhdoanh.vnexpress.net\/tin-tuc\/ebank\/ngan-hang\/tieu-thuong-ngai-quy-dinh-ho-kinh-doanh-khong-duoc-vay-ngan-hang-3542368.html<\/a><\/em><\/p>\n

(185\/1.252)<\/em>","protected":false},"excerpt":{"rendered":"

(VNE) – Theo quy \u0111\u1ecbnh m\u1edbi, c\u00e1c h\u1ed9 kinh doanh n\u1ebfu kh\u00f4ng chuy\u1ec3n th\u00e0nh doanh nghi\u1ec7p ph\u1ea3i vay v\u1ed1n v\u1edbi t\u01b0 c\u00e1ch c\u00e1 nh\u00e2n n\u00ean nhi\u1ec1u ti\u1ec3u th\u01b0\u01a1ng lo ng\u1ea1i kh\u00f4ng c\u00f2n h\u01b0\u1edfng l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cho h\u1ed9 kinh doanh nh\u01b0 tr\u01b0\u1edbc. T\u1eeb ng\u00e0y 15\/3, \u0111\u1ec3 vay v\u1ed1n, c\u00e1c h\u1ed9 kinh doanh ph\u1ea3i chuy\u1ec3n […]<\/p>\n","protected":false},"author":3,"featured_media":18075,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-18074","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.524. 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