{"id":19280,"date":"2017-02-10T15:40:36","date_gmt":"2017-02-10T08:40:36","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=19280"},"modified":"2022-04-25T15:54:26","modified_gmt":"2022-04-25T08:54:26","slug":"1-499-ho-kinh-doanh-lo-voi-lenh-cam-vay-von","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-499-ho-kinh-doanh-lo-voi-lenh-cam-vay-von\/","title":{"rendered":"1.499. H\u1ed9 kinh doanh lo v\u1edbi ‘l\u1ec7nh’ c\u1ea5m vay v\u1ed1n"},"content":{"rendered":"(TN) – Quy \u0111\u1ecbnh t\u1eeb 15.3.2017, h\u1ed9 kinh doanh, h\u1ed9 gia \u0111\u00ecnh, t\u1ed5 h\u1ee3p t\u00e1c x\u00e3 (g\u1ecdi t\u1eaft h\u1ed9 kinh doanh – PV) kh\u00f4ng \u0111\u01b0\u1ee3c vay v\u1ed1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng \u0111ang khi\u1ebfn kh\u00f4ng \u00edt c\u00e1c ch\u1ee7 h\u1ed9, gia \u0111\u00ecnh l\u00e0m \u0103n bu\u00f4n b\u00e1n, kinh doanh nh\u1ecf l\u1ebb lo s\u1ed1t v\u00f3.<\/strong><\/p>\n

\"\"<\/p>\n

C\u00e1c h\u1ed9 c\u00e1 th\u1ec3 s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c vay v\u1ed1n t\u1eeb 15.3.2017 n\u1ebfu kh\u00f4ng l\u1eadp doanh nghi\u1ec7p\u1ea2NH:<\/p>\n

Mu\u1ed1n vay ph\u1ea3i l\u1eadp doanh nghi\u1ec7p<\/strong><\/p>\n

Theo quy \u0111\u1ecbnh t\u1ea1i b\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015, ch\u1ee7 th\u1ec3 tham gia quan h\u1ec7 d\u00e2n s\u1ef1 ch\u1ec9 bao g\u1ed3m ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n. Do \u0111\u00f3, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba b\u1ed5 sung quy \u0111\u1ecbnh v\u1ec1 kh\u00e1ch h\u00e0ng vay t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ch\u1ec9 l\u00e0 ph\u00e1p nh\u00e2n, c\u00e1 nh\u00e2n t\u1ea1i Th\u00f4ng t\u01b0 39. C\u1ee5 th\u1ec3, t\u1eeb ng\u00e0y 15.3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng ph\u1ea3i ph\u00e1p nh\u00e2n (v\u00ed d\u1ee5 nh\u01b0 h\u1ed9 gia \u0111\u00ecnh, t\u1ed5 h\u1ee3p t\u00e1c, t\u1ed5 ch\u1ee9c kh\u00e1c kh\u00f4ng c\u00f3 t\u01b0 c\u00e1ch ph\u00e1p nh\u00e2n) kh\u00f4ng \u0111\u1ee7 t\u01b0 c\u00e1ch ch\u1ee7 th\u1ec3 vay v\u1ed1n.<\/p>\n

Th\u1ed1ng k\u00ea ch\u01b0a \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p VN (VCCI), hi\u1ec7n tr\u00ean c\u1ea3 n\u01b0\u1edbc c\u00f3 kho\u1ea3ng 5,6 tri\u1ec7u h\u1ed9 kinh doanh. Chi\u1ebfu theo quy \u0111\u1ecbnh n\u00e0y, t\u1ea5t c\u1ea3 c\u00e1c h\u1ed9 tr\u00ean n\u1ebfu kh\u00f4ng chuy\u1ec3n \u0111\u1ed5i th\u00e0nh doanh nghi\u1ec7p (DN) s\u1ebd kh\u00f4ng th\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng (NH). N\u1ebfu mu\u1ed1n, c\u00e1c ch\u1ee7 h\u1ed9 ph\u1ea3i vay v\u1edbi t\u01b0 c\u00e1ch c\u00e1 nh\u00e2n.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Ch\u1ee7 t\u1ecbch C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf NH, cho bi\u1ebft quy \u0111\u1ecbnh tr\u00ean nh\u1eb1m x\u00e1c \u0111\u1ecbnh l\u1ea1i \u0111\u1ed1i t\u01b0\u1ee3ng vay v\u1ed1n NH g\u1ed3m ph\u00e1p nh\u00e2n v\u00e0 c\u00e1 nh\u00e2n theo th\u00f4ng l\u1ec7 chung c\u1ee7a to\u00e0n th\u1ebf gi\u1edbi. \u0110\u01a1n thu\u1ea7n vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u1ea1i l\u00e0 \u0111\u1ec3 l\u00e0m r\u00f5 thu\u1eadt ng\u1eef, kh\u00e1i ni\u1ec7m nh\u01b0ng n\u00f3 \u0111ang khi\u1ebfn h\u00e0ng tri\u1ec7u h\u1ed9 kinh doanh, h\u1ed9 gia \u0111\u00ecnh hoang mang, lo l\u1eafng. \u201cT\u1ea5t c\u1ea3 h\u1ed3 s\u01a1, gi\u1ea5y t\u1edd ghi h\u1ed9 kinh doanh, h\u1ed9 gia \u0111\u00ecnh \u0111ang vay v\u1ed1n t\u1ea1i NH hi\u1ec7n nay s\u1ebd nh\u01b0 th\u1ebf n\u00e0o\u201d, \u00f4ng \u0110\u1ee9c \u0111\u1eb7t c\u00e2u h\u1ecfi.<\/em><\/p>\n

Trong r\u1ea5t nhi\u1ec1u chia s\u1ebb, trao \u0111\u1ed5i v\u1edbi Thanh Ni\u00ean, h\u00e0ng ch\u1ee5c h\u1ed9 kinh doanh, nh\u1ecf l\u1ebb kh\u00e1 t\u00e2m t\u01b0 v\u1edbi quy \u0111\u1ecbnh n\u00e0y. B\u1edfi tr\u01b0\u1edbc nay h\u1ecd ch\u1ec9 quen l\u00e0m \u0103n, bu\u00f4n b\u00e1n v\u1edbi quy m\u00f4 nh\u1ecf, kh\u00f4ng mu\u1ed1n m\u1edf r\u1ed9ng hay l\u1eadp DN v\u00ec ng\u1ea1i qu\u1ea3n l\u00fd s\u1ed5 s\u00e1ch, k\u1ebf to\u00e1n, th\u1ee7 t\u1ee5c thu\u1ebf… \u201c\u0110\u00e3 kinh doanh th\u00ec ngo\u00e0i v\u1ed1n t\u1ef1 c\u00f3, m\u01b0\u1ee3n anh em h\u1ecd h\u00e0ng, nh\u01b0ng ch\u1ee7 y\u1ebfu tr\u00f4ng ch\u1edd v\u00e0o v\u1ed1n vay NH. C\u1eaft \u0111\u1ee9t ngu\u1ed3n n\u00e0y l\u00e0m sao khuy\u1ebfn kh\u00edch \u0111\u01b0\u1ee3c ng\u01b0\u1eddi d\u00e2n kh\u1edfi nghi\u1ec7p kinh doanh\u201d, ch\u1ecb H\u00e0 Kim Oanh (H\u00e0 N\u1ed9i) b\u00e0y t\u1ecf. \u0110ang c\u00f3 d\u1ef1 \u0111\u1ecbnh vay 300 tri\u1ec7u \u0111\u1ed3ng \u0111\u1ea7u t\u01b0 qu\u00e1n c\u00e0 ph\u00ea t\u1ea1i Q.C\u1ea7u Gi\u1ea5y, H\u00e0 N\u1ed9i anh Ng\u00f4 Ti\u1ebfn \u0110. (P.D\u1ecbch V\u1ecdng) kh\u00e1 lo l\u1eafng khi nghe tin n\u00e0y. \u201cT\u00f4i v\u00e0 gia \u0111\u00ecnh ch\u1ec9 mong mu\u1ed1n m\u1edf m\u1ed9t c\u1eeda h\u00e0ng c\u00e0 ph\u00ea nho nh\u1ecf, v\u1eeba l\u00e0 s\u1edf th\u00edch c\u00e1 nh\u00e2n c\u0169ng \u0111\u1ec3 ki\u1ebfm th\u00eam v\u00e0i \u0111\u1ed3ng chi ti\u00eau qua ng\u00e0y. Nay bu\u1ed9c ph\u1ea3i th\u00e0nh l\u1eadp DN m\u1edbi \u0111\u01b0\u1ee3c vay th\u00ec kh\u00f3 kh\u0103n qu\u00e1\u201d, anh \u0110. n\u00f3i.<\/p>\n\n\n\n
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<\/td>\nH\u1ecd vay v\u1ed1n l\u00e0m \u0103n, bu\u00f4n b\u00e1n nh\u1ecf nh\u01b0ng c\u0169ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u lao \u0111\u1ed9ng, \u0111\u00f3ng thu\u1ebf \u0111\u1ea7y \u0111\u1ee7. Ch\u00fang ta n\u00ean th\u1eadn tr\u1ecdng xem x\u00e9t l\u1ea1i, cho ai vay v\u1ed1n, vay nh\u01b0 th\u1ebf n\u00e0o, bao nhi\u00eau n\u00ean \u0111\u1ec3 cho ng\u00e2n h\u00e0ng th\u1ecfa thu\u1eadn v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh<\/em><\/td>\n<\/td>\n<\/tr>\n
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T\u1ed5ng gi\u00e1m \u0111\u1ed1c m\u1ed9t ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n<\/strong><\/td>\n<\/tr>\n
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Chuy\u00ean l\u00e0m v\u1ec7 tinh cho c\u00e1c DN may m\u1eb7c l\u1edbn, \u00f4ng Nguy\u1ec5n Xu\u00e2n \u0110., ch\u1ee7 x\u01b0\u1edfng d\u1ec7t t\u1ea1i l\u00e0ng La Ph\u00f9 (H\u00e0 N\u1ed9i), cho bi\u1ebft \u00f4ng v\u00e0 m\u1ea5y anh em trong gia \u0111\u00ecnh chuy\u00ean nhu\u1ed9m v\u1ea3i, l\u00e0m kh\u00f3a. M\u1ed7i n\u0103m h\u1ed9 c\u1ee7a \u00f4ng vay NH v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng. Tuy nhi\u00ean, m\u1ea5y ng\u00e0y qua nh\u00e0 b\u0103ng g\u1eedi th\u00f4ng b\u00e1o l\u00ean l\u00e0m l\u1ea1i h\u1ee3p \u0111\u1ed3ng, m\u1ed9t l\u00e0 \u00f4ng ph\u1ea3i th\u00e0nh l\u1eadp DN m\u1edbi \u0111\u01b0\u1ee3c vay theo l\u00e3i su\u1ea5t kinh doanh, s\u1ea3n xu\u1ea5t. C\u00f2n n\u1ebfu kh\u00f4ng, \u00f4ng ph\u1ea3i vay d\u01b0\u1edbi vai tr\u00f2 c\u00e1 nh\u00e2n. \u201cVay s\u1ea3n xu\u1ea5t, kinh doanh \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t r\u1ebb m\u1ed9t ch\u00fat, c\u00f2n vay c\u00e1 nh\u00e2n h\u1ecd n\u00f3i \u00e1p l\u00e3i su\u1ea5t cao nh\u01b0 vay ti\u00eau d\u00f9ng, mua xe, mua nh\u00e0 m\u01b0\u1eddi m\u1ea5y ph\u1ea7n tr\u0103m m\u1ed9t n\u0103m th\u00ec l\u00e0m sao c\u00f3 l\u00e3i \u0111\u01b0\u1ee3c\u201d.<\/p>\n

T\u1ed5ng gi\u00e1m \u0111\u1ed1c m\u1ed9t NH c\u1ed5 ph\u1ea7n t\u1ea1i H\u00e0 N\u1ed9i cho r\u1eb1ng quy \u0111\u1ecbnh nh\u01b0 tr\u00ean theo \u00f4ng l\u00e0 v\u1ed9i v\u00e0ng v\u00e0 ch\u01b0a t\u00ednh h\u1ebft nhu c\u1ea7u c\u1ee7a ng\u01b0\u1eddi d\u00e2n. L\u00e2u nay, d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ed9 kinh doanh c\u00e1 th\u1ec3 d\u00f9 kh\u00f4ng b\u1eb1ng c\u00e1c t\u1eadp \u0111o\u00e0n, DN l\u1edbn nh\u01b0ng \u0111\u00e2y l\u00e0 ph\u00e2n kh\u00fac mang l\u1ea1i l\u1ee3i nhu\u1eadn r\u1ea5t \u1ed5n \u0111\u1ecbnh, b\u1ec1n v\u1eefng, an to\u00e0n. \u201cH\u1ecd vay v\u1ed1n l\u00e0m \u0103n, bu\u00f4n b\u00e1n nh\u1ecf nh\u01b0ng c\u0169ng gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u lao \u0111\u1ed9ng, \u0111\u00f3ng thu\u1ebf \u0111\u1ea7y \u0111\u1ee7. Ch\u00fang ta n\u00ean th\u1eadn tr\u1ecdng xem x\u00e9t l\u1ea1i, cho ai vay v\u1ed1n, vay nh\u01b0 th\u1ebf n\u00e0o, bao nhi\u00eau n\u00ean \u0111\u1ec3 cho NH th\u1ecfa thu\u1eadn v\u1edbi kh\u00e1ch h\u00e0ng \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh\u201d, v\u1ecb n\u00e0y chia s\u1ebb.<\/p>\n

N\u00ean s\u00e1t s\u01b0\u1eddn kinh doanh<\/strong><\/p>\n

L\u00e0 th\u00e0nh ph\u1ea7n kinh t\u1ebf chi\u1ebfm s\u1ed1 l\u01b0\u1ee3ng \u0111\u00f4ng \u0111\u1ea3o nh\u1ea5t so v\u1edbi c\u00e1c lo\u1ea1i h\u00ecnh kh\u00e1c, h\u1ed9 kinh doanh v\u1edbi \u01b0u th\u1ebf quy m\u00f4 g\u1ecdn nh\u1eb9, s\u1ef1 \u0111a d\u1ea1ng trong lo\u1ea1i h\u00ecnh s\u1ea3n xu\u1ea5t cho ph\u00e9p t\u1ea1o ra nhi\u1ec1u ch\u1ee7ng lo\u1ea1i s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 \u1edf m\u1ecdi n\u01a1i, m\u1ecdi l\u00fac, \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u1ee7a x\u00e3 h\u1ed9i, \u0111\u00f3ng vai tr\u00f2 v\u1ec7 tinh cho c\u00e1c DN trong n\u1ec1n kinh t\u1ebf. B\u00e1o c\u00e1o c\u1ee7a T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea cho th\u1ea5y, c\u00e1c h\u1ed9 kinh doanh \u0111\u00e3 v\u00e0 \u0111ang gi\u1ea3i quy\u1ebft vi\u1ec7c l\u00e0m cho kho\u1ea3ng 8 tri\u1ec7u lao \u0111\u1ed9ng, chi\u1ebfm g\u1ea7n m\u1ed9t n\u1eeda s\u1ed1 lao \u0111\u1ed9ng to\u00e0n x\u00e3 h\u1ed9i. Trong khi ngu\u1ed3n v\u1ed1n c\u1ee7a nh\u00e0 n\u01b0\u1edbc, c\u1ee7a t\u1eadp th\u1ec3 c\u00f2n h\u1ea1n h\u1eb9p th\u00ec ngu\u1ed3n v\u1ed1n ti\u1ec1m n\u0103ng trong d\u00e2n l\u1ea1i r\u1ea5t l\u1edbn. Nh\u01b0ng n\u1ebfu quy \u0111\u1ecbnh nh\u01b0 tr\u00ean s\u1ebd khi\u1ebfn c\u00e1c h\u1ed9 c\u00e1 th\u1ec3 gia \u0111\u00ecnh kh\u00f4ng mu\u1ed1n b\u1ecf v\u1ed1n v\u00e0o s\u1ea3n xu\u1ea5t, kinh doanh m\u1edf r\u1ed9ng t\u00e1i s\u1ea3n xu\u1ea5t g\u00f3p ph\u1ea7n th\u00fac \u0111\u1ea9y ph\u00e1t tri\u1ec3n kinh t\u1ebf.<\/p>\n

TS L\u01b0u B\u00edch H\u1ed3, nguy\u00ean Vi\u1ec7n tr\u01b0\u1edfng Vi\u1ec7n Chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n nh\u1eadn x\u00e9t, trong kinh doanh v\u1ed1n vay v\u00f4 c\u00f9ng quan tr\u1ecdng, v\u1ed1n r\u1ebb gi\u00fap DN ti\u1ebft gi\u1ea3m chi ph\u00ed, n\u00e2ng cao s\u1ee9c c\u1ea1nh tranh, h\u1ea1 gi\u00e1 th\u00e0nh s\u1ea3n ph\u1ea9m, khuy\u1ebfn kh\u00edch kinh doanh. Quy \u0111\u1ecbnh tr\u00ean s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u h\u1ed9 kinh doanh t\u1edbi \u0111\u00e2y kh\u00f4ng \u0111\u01b0\u1ee3c vay v\u1ed1n, n\u1ebfu vay l\u1ea1i ph\u1ea3i thay \u0111\u1ed5i r\u1ea5t nhi\u1ec1u h\u1ed3 s\u01a1, th\u1ee7 t\u1ee5c, gi\u1ea5y t\u1edd v\u00e0 \u0111\u1eb7c bi\u1ec7t ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n, n\u1ebfu \u0111\u1ee9ng d\u01b0\u1edbi vai tr\u00f2 c\u00e1 nh\u00e2n vay v\u1ed1n.<\/p>\n

Th\u1ef1c t\u1ebf cho th\u1ea5y nh\u1eefng ch\u00ednh s\u00e1ch nh\u1eafm v\u00e0o c\u00e1c h\u1ed9 kinh doanh hay c\u00e1c DN v\u1eeba v\u00e0 nh\u1ecf v\u1eeba qua ch\u01b0a s\u00e1t s\u01b0\u1eddn, ch\u01b0a c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m th\u1ef1c ti\u1ec5n. N\u00f3 khi\u1ebfn t\u00e2m l\u00fd c\u1ee7a c\u00e1c h\u1ed9 kinh doanh kh\u00f4ng th\u00edch l\u00ean DN kh\u00f4ng ch\u1ec9 v\u00ec v\u01b0\u1edbng b\u1eadn th\u00eam kh\u00e2u s\u1ed5 s\u00e1ch k\u1ebf to\u00e1n \u0111\u00fang b\u00e0i b\u1ea3n m\u00e0 c\u00f2n v\u00ec t\u1eadp t\u1ee5c, th\u00f3i quen kinh doanh truy\u1ec1n t\u1eeb th\u1ebf h\u1ec7 n\u00e0y qua th\u1ebf h\u1ec7 kh\u00e1c. Ch\u01b0a k\u1ec3, \u0111\u00f3 l\u00e0 nh\u1eefng m\u1ed1i lo, e ng\u1ea1i v\u1ec1 vi\u1ec7c l\u00ean DN s\u1ebd ph\u1ea3i ch\u1ecbu \u0111\u1ee7 h\u00ecnh th\u1ee9c qu\u1ea3n l\u00fd nhi\u00eau kh\u00ea, ch\u1ea3 th\u1ea5m l\u00e0 bao v\u1edbi l\u1ee3i \u00edch c\u1ee7a vi\u1ec7c t\u1ef1 khai thu\u1ebf, kh\u00f4ng \u0111\u00f3ng thu\u1ebf n\u1ebfu ch\u01b0a c\u00f3 l\u1eddi v\u00e0 t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m.<\/p>\n

Trong b\u1ed1i c\u1ea3nh ch\u00fang ta \u0111ang g\u00e2y d\u1ef1ng qu\u1ed1c gia kh\u1edfi nghi\u1ec7p, th\u00ec r\u00e0o c\u1ea3n v\u1ec1 v\u1ed1n c\u00e0ng ph\u1ea3i \u0111\u01b0\u1ee3c th\u00e1o g\u1ee1 m\u1ed9t c\u00e1ch th\u00f4ng tho\u00e1ng, thu\u1eadn l\u1ee3i nh\u1ea5t cho ng\u01b0\u1eddi d\u00e2n.<\/p>\n\n\n\n
\u0110\u1ec3 th\u1ef1c hi\u1ec7n m\u1ee5c ti\u00eau \u0111\u1ebfn n\u0103m 2020 c\u1ea3 n\u01b0\u1edbc c\u00f3 kho\u1ea3ng 1 tri\u1ec7u DN, th\u1eddi gian qua r\u1ea5t nhi\u1ec1u ch\u00ednh s\u00e1ch \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, ban h\u00e0nh. C\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn lu\u1eadt DN quy \u0111\u1ecbnh, h\u1ed9 kinh doanh s\u1eed d\u1ee5ng t\u1eeb 10 lao \u0111\u1ed9ng tr\u1edf l\u00ean ph\u1ea3i \u0111\u0103ng k\u00fd th\u00e0nh l\u1eadp DN. Tr\u01b0\u1edbc \u0111\u00f3, c\u01a1 quan qu\u1ea3n l\u00fd c\u0169ng t\u1eebng d\u1ef1 th\u1ea3o quy \u0111\u1ecbnh r\u1eb1ng h\u1ed9 kinh doanh kh\u00f4ng \u0111\u01b0\u1ee3c mua h\u00f3a \u0111\u01a1n t\u1eeb 1.1.2015, mu\u1ed1n s\u1eed d\u1ee5ng th\u00ec ph\u1ea3i n\u00e2ng l\u00ean th\u00e0nh DN. Nh\u01b0ng sau \u0111\u00f3 d\u1ef1 th\u1ea3o n\u00e0y ph\u1ea3i b\u00e3i b\u1ecf v\u00ec d\u01b0 lu\u1eadn ph\u1ea3n \u1ee9ng gay g\u1eaft, m\u1ed9t ph\u1ea7n do th\u1eddi gian chuy\u1ec3n \u0111\u1ed5i qu\u00e1 ng\u1eafn (15 ng\u00e0y). Sau ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y, c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u00e3 \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p \u201ct\u1eadn thu\u201d l\u00e0 h\u1ed9 kinh doanh \u0111\u00f3ng thu\u1ebf kho\u00e1n ph\u1ea3i tr\u1ea3 th\u00eam 1,5% doanh thu cho m\u1ed7i t\u1edd h\u00f3a \u0111\u01a1n xu\u1ea5t ra, d\u00f9 \u0111\u00e3 \u0111\u00f3ng thu\u1ebf kho\u00e1n. Th\u1ebf nh\u01b0ng k\u1ebft qu\u1ea3 thu \u0111\u01b0\u1ee3c c\u0169ng r\u1ea5t khi\u00eam t\u1ed1n.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, vi\u1ec7c \u0111\u1ec3 c\u00e1c h\u1ed9 kinh doanh n\u00e2ng c\u1ea5p th\u00e0nh DN, b\u00ean c\u1ea1nh vi\u1ec7c \u0111\u01b0a ra h\u00e0nh lang ph\u00e1p l\u00fd ch\u1eb7t ch\u1ebd, ph\u00f9 h\u1ee3p, c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f2n ph\u1ea3i gi\u00fap ng\u01b0\u1eddi kinh doanh th\u00f4ng su\u1ed1t t\u01b0 t\u01b0\u1edfng b\u1eb1ng s\u1ef1 \u0111\u1ed3ng h\u00e0nh, minh b\u1ea1ch c\u00f9ng m\u1ed9t c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng \u0111\u1ed3ng b\u1ed9 th\u00fac \u0111\u1ea9y, h\u1ed7 tr\u1ee3 m\u1ecdi ho\u1ea1t \u0111\u1ed9ng. C\u00e1c ch\u00ednh s\u00e1ch mang t\u00ednh ch\u1ea5t \u201c\u00e9p bu\u1ed9c\u201d, n\u00f3ng v\u1ed9i s\u1ebd r\u1ea5t kh\u00f3 \u0111i v\u00e0o cu\u1ed9c s\u1ed1ng v\u00e0 kh\u00f4ng mang l\u1ea1i hi\u1ec7u qu\u1ea3.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Anh V\u0169<\/strong><\/p>\n

—————————————————-<\/p>\n

Thanh ni\u00ean (Kinh doanh) 10-02-2017:<\/em><\/strong><\/p>\n

http:\/\/thanhnien.vn\/kinh-doanh\/ho-kinh-doanh-lo-voi-lenh-cam-vay-von-790250.html<\/a><\/em><\/p>\n

(187\/1.516)<\/em>","protected":false},"excerpt":{"rendered":"

(TN) – Quy \u0111\u1ecbnh t\u1eeb 15.3.2017, h\u1ed9 kinh doanh, h\u1ed9 gia \u0111\u00ecnh, t\u1ed5 h\u1ee3p t\u00e1c x\u00e3 (g\u1ecdi t\u1eaft h\u1ed9 kinh doanh – PV) kh\u00f4ng \u0111\u01b0\u1ee3c vay v\u1ed1n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng \u0111ang khi\u1ebfn kh\u00f4ng \u00edt c\u00e1c ch\u1ee7 h\u1ed9, gia \u0111\u00ecnh l\u00e0m \u0103n bu\u00f4n b\u00e1n, kinh doanh nh\u1ecf l\u1ebb lo s\u1ed1t v\u00f3. C\u00e1c h\u1ed9 c\u00e1 th\u1ec3 […]<\/p>\n","protected":false},"author":1,"featured_media":19284,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-19280","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.499. 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