{"id":19674,"date":"2016-01-22T08:49:27","date_gmt":"2016-01-22T01:49:27","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=19674"},"modified":"2022-05-07T10:13:22","modified_gmt":"2022-05-07T03:13:22","slug":"955-dung-cho-vay-mua-nha-o-vi-rui-ro-cao","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/955-dung-cho-vay-mua-nha-o-vi-rui-ro-cao\/","title":{"rendered":"955. D\u1eebng cho vay mua nh\u00e0 \u1edf v\u00ec r\u1ee7i ro cao?"},"content":{"rendered":"(TT) – D\u01b0 lu\u1eadn hi\u1ec7n nay \u0111ang x\u00f4n xao vi\u1ec7c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng quy\u1ebft \u0111\u1ecbnh t\u1ea1m d\u1eebng cho vay mua nh\u00e0 th\u1ebf ch\u1ea5p b\u1eb1ng quy\u1ec1n t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai. T\u1ea1i sao?<\/strong><\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
Nhi\u1ec1u ng\u00e2n h\u00e0ng t\u1ea1m d\u1eebng cho vay mua nh\u00e0 \u1edf\u00a0th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n b\u1eb1ng nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Th\u1eddi gian g\u1ea7n \u0111\u00e2y\u00a0c\u00f3 m\u1ed9t\u00a0s\u1ed1 ng\u00e2n h\u00e0ng\u00a0t\u1ea1m th\u1eddi ng\u01b0ng gi\u1ea3i ng\u00e2n, ng\u01b0ng nh\u1eadn th\u1ebf ch\u1ea5p m\u1edbi v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p vay v\u1ed1n th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n b\u1eb1ng nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai.<\/p>\n

L\u00fd gi\u1ea3i v\u1ec1 vi\u1ec7c n\u00e0y, c\u00e1c chuy\u00ean gia cho r\u1eb1ng do m\u1ed9t v\u00e0i quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Nh\u00e0 \u1edf 2014 ch\u01b0a r\u00f5 r\u00e0ng n\u00ean c\u00e1c ng\u00e2n h\u00e0ng bu\u1ed9c ph\u1ea3i t\u1ea1m d\u1eebng vi\u1ec7c cho vay mua nh\u00e0 \u1edf.<\/p>\n

Tr\u01b0\u1edbc th\u00f4ng tin n\u00e0y, nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 d\u1ef1 \u0111\u1ecbnh mua nh\u00e0 ho\u1eb7c \u0111ang mua nh\u00e0 b\u1eb1ng ph\u01b0\u01a1ng th\u1ee9c th\u1ebf ch\u1ea5p ng\u00e2n h\u00e0ng t\u1ecf ra r\u1ea5t lo l\u1eafng.<\/p>\n

\u201cT\u00f4i \u0111\u1eb7t c\u1ecdc mua nh\u00e0 d\u1ef1 \u00e1n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, ch\u1ee7 \u0111\u1ea7u t\u01b0 h\u1ee9a nh\u01b0 \u0111inh \u0111\u00f3ng c\u1ed9t ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 cho vay \u0111\u1ebfn 70% gi\u00e1 tr\u1ecb nh\u00e0, gi\u1edd \u0111\u1ecdc tin n\u00e0y t\u00f4i cho\u00e1ng qu\u00e1, bi\u1ebft b\u1ea5u v\u00edu v\u00e0o \u0111\u00e2u b\u00e2y gi\u1edd!\u201d – m\u1ed9t b\u1ea1n \u0111\u1ecdc hoang mang.<\/p>\n

Ng\u00e2n h\u00e0ng t\u1ef1 tr\u00e1nh r\u1ee7i ro<\/em><\/strong><\/p>\n

Theo lu\u1eadt s\u01b0 (LS) Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng, nhi\u1ec1u quy \u0111\u1ecbnh v\u1ec1 lu\u1eadt nh\u00e0 \u1edf hi\u1ec7n nay h\u00e0m ch\u1ee9a nhi\u1ec1u r\u1ee7i ro cho c\u00e1c ng\u00e2n h\u00e0ng cho n\u00ean vi\u1ec7c t\u1ea1m d\u1eebng cho vay mua nh\u00e0 \u1edf l\u00e0 m\u1ed9t ph\u1ea3n \u1ee9ng h\u1ee3p t\u00ecnh h\u1ee3p l\u00fd.<\/em><\/p>\n

Ph\u00e2n t\u00edch c\u1ee5 th\u1ec3 h\u01a1n, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho bi\u1ebft theo kho\u1ea3n 2 \u0111i\u1ec1u 148 Lu\u1eadt Nh\u00e0 \u1edf 2014 quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, vi\u1ec7c th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n nh\u00e0 \u1edf v\u00e0 th\u1ebf ch\u1ea5p nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh t\u1ea1i Lu\u1eadt n\u00e0y; c\u00e1c tr\u01b0\u1eddng h\u1ee3p th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng nh\u00e0 \u1edf ho\u1eb7c nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai kh\u00f4ng \u0111\u00fang v\u1edbi quy \u0111\u1ecbnh t\u1ea1i Lu\u1eadt n\u00e0y th\u00ec kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd.<\/em><\/p>\n

Nh\u01b0 v\u1eady c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c mua nh\u00e0 th\u1ebf ch\u1ea5p b\u1eb1ng quy\u1ec1n t\u00e0i s\u1ea3n li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai.<\/em><\/p>\n

C\u0169ng theo Ngh\u1ecb \u0111\u1ecbnh 99\/2015\/N\u0110-CP quy \u0111\u1ecbnh chi ti\u1ebft v\u00e0 h\u01b0\u1edbng d\u1eabn thi h\u00e0nh m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt nh\u00e0 \u1edf 2014, ch\u1ec9\u00a0\u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p nh\u00e0 hi\u1ec7n h\u1eefu v\u00e0 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u00f2n quy\u1ec1n t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c.<\/em><\/p>\n

Hi\u1ec7n t\u1ea1i, ch\u1ec9 c\u00f3 B\u1ed9 T\u01b0 ph\u00e1p ban h\u00e0nh c\u00f4ng v\u0103n ch\u1ea5p nh\u1eadn th\u1ebf ch\u1ea5p quy\u1ec1n t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, nh\u01b0ng r\u1ee7i ro \u0111\u1ed1i v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn l\u00e0 qu\u00e1 l\u1edbn.<\/em><\/p>\n

\u201cDo v\u1eady, c\u00e1c ng\u00e2n h\u00e0ng\u00a0d\u00f9 kh\u00f4ng mu\u1ed1n m\u1ea5t kh\u00e1ch h\u00e0ng nh\u01b0ng v\u1eabn bu\u1ed9c ph\u1ea3i t\u1ea1m d\u1eebng vi\u1ec7c cho vay th\u1ebf ch\u1ea5p nh\u00e0 \u1edf. Ngay c\u1ea3 nh\u1eefng ng\u00e2n h\u00e0ng ch\u01b0a quy\u1ebft \u0111\u1ecbnh t\u1ea1m d\u1eebng c\u0169ng \u0111ang \u201crun\u201d s\u1ee3 g\u1eb7p ph\u1ea3i v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd\u201d – LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c nh\u1eadn \u0111\u1ecbnh.<\/em><\/p>\n

Ng\u01b0\u1eddi ngh\u00e8o l\u1ea1i ch\u1ecbu thi\u1ec7t<\/em><\/strong><\/p>\n

\u0110\u00f3 l\u00e0 \u00fd ki\u1ebfn c\u1ee7a LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c. LS \u0110\u1ee9c cho r\u1eb1ng vi\u1ec7c t\u1ea1m d\u1eebng cho vay mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u1eb1ng th\u1ebf ch\u1ea5p quy\u1ec1n nh\u00e0 \u1edf trong t\u01b0\u01a1ng lai l\u00e0 ch\u1eb7n \u0111\u1ee9ng vi\u1ec7c ti\u1ebfp c\u1eadn nh\u00e0 \u1edf c\u1ee7a ng\u01b0\u1eddi ngh\u00e8o.<\/em><\/p>\n

Ng\u01b0\u1eddi c\u00f3 t\u00e0i s\u1ea3n kh\u00f4ng b\u1ecb \u1ea3nh h\u01b0\u1edfng nhi\u1ec1u v\u00ec h\u1ecd kh\u00f4ng c\u1ea7n vay ng\u00e2n h\u00e0ng, ho\u1eb7c n\u1ebfu c\u1ea7n th\u00ec v\u1eabn c\u00f3 th\u1ec3 vay b\u1eb1ng c\u00e1c g\u00f3i kh\u00e1c.<\/em><\/p>\n

\u201cNg\u01b0\u1eddi d\u00e2n ch\u1ec9 c\u00f2n c\u00e1ch ch\u1ea5p nh\u1eadn. Kh\u1ed5 nh\u1ea5t l\u00e0 nh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 k\u00fd h\u1ee3p \u0111\u1ed3ng mua nh\u00e0, th\u1eadm ch\u00ed \u0111ang gi\u1ea3i ng\u00e2n r\u1ed3i, b\u00e2y gi\u1edd l\u1ea1i b\u1ecb d\u1eebng l\u1ea1i th\u00ec h\u1ecd ph\u1ea3i ch\u1ecbu c\u1ea3nh \u201cs\u1ed1ng d\u1edf ch\u1ebft d\u1edf\u201d. Nh\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c mua, ti\u1ec1n th\u00ec ph\u1ea3i tr\u1ea3 l\u00e3i, th\u1eadm ch\u00ed c\u00f2n ph\u1ea3i h\u1ee7y h\u1ee3p \u0111\u1ed3ng v\u00e0 b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 \u0111\u1ea7u t\u01b0. Cho n\u00ean th\u00e0nh ra b\u00e2y gi\u1edd ch\u1ee7 y\u1ebfu ng\u01b0\u1eddi gi\u00e0u m\u1edbi \u0111\u01b0\u1ee3c vay ng\u00e2n h\u00e0ng ch\u1ee9 ng\u01b0\u1eddi ngh\u00e8o th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c vay\u201d – LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

Theo LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, m\u1ed9t s\u1ed1\u00a0ng\u00e2n h\u00e0ng \u0111\u00e3 t\u1ea1m d\u1eebng vi\u1ec7c cho vay nh\u01b0 v\u1eady trong t\u01b0\u01a1ng lai h\u1ecd s\u1ebd ch\u1eb7t ch\u1ebd h\u01a1n ch\u1ee9 kh\u00f4ng c\u00f3 chuy\u1ec7n n\u1edbi l\u1ecfng tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ban h\u00e0nh h\u01b0\u1edbng d\u1eabn r\u00f5 r\u00e0ng h\u01a1n.<\/em><\/p>\n

C\u00f2n c\u00e1c ng\u00e2n h\u00e0ng ch\u01b0a t\u1ea1m d\u1eebng th\u00ec r\u1ea5t c\u00f3 kh\u1ea3 n\u0103ng s\u1eafp t\u1edbi h\u1ecd s\u1ebd quy\u1ebft \u0111\u1ecbnh theo v\u00ec r\u1ee7i ro cao, l\u1ea1i c\u00f3 s\u1eb5n nh\u1eefng ng\u00e2n h\u00e0ng \u201c\u0111i tr\u01b0\u1edbc\u201d.<\/em><\/p>\n\n\n\n\n
V\u1ea5n \u0111\u1ec1 tr\u01b0\u1edbc m\u1eaft l\u00e0 xem l\u1ea1i lu\u1eadt, \u00edt nh\u1ea5t c\u0169ng ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh c\u00e1c ngh\u1ecb \u0111\u1ecbnh, th\u00f4ng t\u01b0 h\u01b0\u1edbng d\u1eabn cho ph\u00f9 h\u1ee3p \u0111\u1ec3 kh\u00f4ng g\u00e2y kh\u00f3 kh\u0103n cho ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho ng\u01b0\u1eddi d\u00e2n mua nh\u00e0.<\/em><\/strong><\/td>\n<\/tr>\n
LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

LS Nguy\u1ec5n V\u0103n H\u1eadu, ph\u00f3 ch\u1ee7 t\u1ecbch H\u1ed9i Lu\u1eadt gia TP.HCM c\u0169ng n\u00f3i: \u201cCu\u1ed1i c\u00f9ng th\u00ec ch\u1ec9 c\u00f3 ng\u01b0\u1eddi d\u00e2n l\u00e0 ch\u1ecbu thi\u1ec7t th\u00f2i. Ng\u00e2n h\u00e0ng ph\u1ea3i l\u00e0 n\u01a1i ph\u1ee5c v\u1ee5 nhu c\u1ea7u x\u00e3 h\u1ed9i, \u0111\u1eb7c bi\u1ec7t l\u00e0 nhu c\u1ea7u nh\u00e0 \u1edf cho ng\u01b0\u1eddi d\u00e2n. T\u1ea1m d\u1eebng nh\u01b0 v\u1eady kh\u00e1c n\u00e0o \u0111\u1ea9y ng\u01b0\u1eddi ngh\u00e8o \u0111ang c\u00f3 nhu c\u1ea7u nh\u00e0 \u1edf v\u00e0o \u0111\u01b0\u1eddng c\u00f9ng?\u201d<\/p>\n

Theo LS Nguy\u1ec5n V\u0103n H\u1eadu, trong th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111ang c\u1ea1nh tranh gay g\u1eaft nh\u01b0 hi\u1ec7n nay, ng\u01b0\u1eddi mua nh\u00e0, \u0111\u1eb7c bi\u1ec7t l\u00e0 mua d\u1ef1 \u00e1n nh\u00e0 \u1edf trong t\u01b0\u01a1ng lai ph\u1ea3i h\u1ebft s\u1ee9c t\u1ec9nh t\u00e1o v\u00e0 t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 d\u1ef1 \u00e1n m\u00ecnh quy\u1ebft \u0111\u1ecbnh mua. B\u00ean c\u1ea1nh \u0111\u00f3 ng\u00e2n h\u00e0ng c\u0169ng c\u1ea7n t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n v\u00e0 ch\u1ee7 d\u1ef1 \u00e1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh theo \u0111\u00fang quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n

\u201cN\u1ebfu nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y r\u1ee7i ro thu\u1ed9c v\u1ec1 ng\u01b0\u1eddi mua nh\u00e0 \u1edf do kh\u00f4ng \u00edt c\u00e1c d\u1ef1 \u00e1n b\u1ecb \u0111\u00ecnh tr\u1ec7 v\u00e0 thi\u1ebfu v\u1ed1n, ch\u1eadm ho\u00e0n thi\u1ec7n, tr\u00ec ho\u00e3n th\u1eddi gian b\u00e0n giao th\u00ec hi\u1ec7n nay, v\u1edbi quy \u0111\u1ecbnh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1edfi ng\u00e2n h\u00e0ng theo quy \u0111\u1ecbnh m\u1edbi c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 Lu\u1eadt Nh\u00e0 \u1edf \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi mua.<\/p>\n

V\u00e0 \u0111\u1eb7c bi\u1ec7t trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng c\u1ea1nh tranh gay g\u1eaft nh\u01b0 hi\u1ec7n nay th\u00ec quy \u0111\u1ecbnh n\u00e0y l\u00e0 c\u00f4ng c\u1ee5 g\u00f3p ph\u1ea7n s\u00e0ng l\u1ecdc ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng \u0111\u1ee7 n\u0103ng l\u1ef1c \u0111\u1ec3 th\u1ef1c hi\u1ec7n d\u1ef1 \u00e1n v\u00e0 h\u1ea1n ch\u1ebf vi\u1ec7c ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u00fang cam k\u1ebft c\u1ee7a m\u00ecnh v\u1edbi kh\u00e1ch h\u00e0ng\u201d – LS Nguy\u1ec5n V\u0103n H\u1eadu n\u00f3i.<\/p>\n

Tuy nhi\u00ean, n\u1ebfu nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng v\u1eabn ti\u1ebfp t\u1ee5c t\u1ea1m d\u1eebng cho vay nh\u01b0 v\u1eady th\u00ec kh\u00f4ng bi\u1ebft quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi mua nh\u00e0 \u1edf s\u1ebd \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o nh\u01b0 th\u1ebf n\u00e0o?<\/p>\n\n\n\n
\u00a0Kh\u00f4ng cho vay th\u00ec n\u00ean l\u00fd gi\u1ea3i r\u00f5 r\u00e0ng v\u00e0 minh b\u1ea1ch.<\/strong><\/p>\n

LS Nguy\u1ec5n V\u0103n H\u1eadu cho r\u1eb1ng m\u1ed9t s\u1ed1\u00a0ng\u00e2n h\u00e0ng hi\u1ec7n nay c\u1ea7n c\u00f3 c\u00e2u tr\u1ea3 l\u1eddi r\u00f5 r\u00e0ng v\u00e0 minh b\u1ea1ch v\u1ec1 vi\u1ec7c t\u1ea1m d\u1eebng cho vay nh\u00e0 \u1edf d\u1ef1 \u00e1n.<\/p>\n

Theo th\u00f4ng t\u01b0 s\u1ed1 07\/2015\/TT- NHNN quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n trong t\u01b0\u01a1ng lai, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i xem x\u00e9t v\u00e0 c\u1ea5p b\u1ea3o l\u00e3nh \u0111\u1ed1i v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai khi ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n. Ng\u00e2n h\u00e0ng n\u00e0o mu\u1ed1n t\u1ea1m d\u1eebng vi\u1ec7c b\u1ea3o l\u00e3nh th\u00ec c\u0169ng ph\u1ea3i theo lu\u1eadt \u0111\u1ecbnh.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

———————————————<\/p>\n

Tu\u1ed5i tr\u1ebb (Ti\u00eau \u0111i\u1ec3m) 2<\/em><\/strong>2-01-2016:<\/em><\/strong><\/p>\n

http:\/\/tuoitre.vn\/tin\/ban-doc\/tieu-diem\/20160122\/dung-cho-vay-mua-nha-o-vi-rui-ro-cao\/1042210.html<\/em><\/p>\n

(611\/1.276)<\/em>","protected":false},"excerpt":{"rendered":"

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