{"id":19766,"date":"2015-09-03T09:32:21","date_gmt":"2015-09-03T02:32:21","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=19766"},"modified":"2022-04-28T20:48:29","modified_gmt":"2022-04-28T13:48:29","slug":"8-15-bao-lanh-nha-o-tuong-lai-ban-khoan-cau-chuyen-cap-giay-phep","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/8-15-bao-lanh-nha-o-tuong-lai-ban-khoan-cau-chuyen-cap-giay-phep\/","title":{"rendered":"815. B\u1ea3o l\u00e3nh nh\u00e0 \u1edf t\u01b0\u01a1ng lai, b\u0103n kho\u0103n c\u00e2u chuy\u1ec7n c\u1ea5p gi\u1ea5y ph\u00e9p"},"content":{"rendered":"(\u0110TCK) – Sau khi b\u1ed5 sung nghi\u1ec7p v\u1ee5 v\u00e0o gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng, nhi\u1ec1u ng\u00e2n h\u00e0ng t\u00ean tu\u1ed5i nh\u01b0 Sacombank, Eximbank\u2026 \u0111\u00e3 c\u00f3 t\u00ean trong danh s\u00e1ch \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Tuy nhi\u00ean, \u0111i\u1ec1u kh\u00f3 hi\u1ec3u l\u00e0 \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t trong nh\u1eefng nghi\u1ec7p v\u1ee5 b\u00ecnh th\u01b0\u1eddng c\u1ee7a ng\u00e2n h\u00e0ng, sao l\u1ea1i ph\u1ea3i c\u00f3 th\u00eam gi\u1ea5y ph\u00e9p?<\/strong><\/p>\n

\"\"<\/p>\n

B\u1ea3o l\u00e3nh l\u00e0 nghi\u1ec7p v\u1ee5 kh\u00e1 c\u01a1 b\u1ea3n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u1ea2nh: Ho\u00e0i Nam<\/em><\/p>\n

Sacombank c\u00e1c c\u00e1i t\u00ean g\u00e2y nhi\u1ec1u s\u1ef1 ng\u1ea1c nhi\u00ean nh\u1ea5t khi v\u1eafng m\u1eb7t trong danh s\u00e1ch l\u1ea7n \u0111\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN). B\u1edfi v\u00ec, \u0111\u00e2y l\u00e0 m\u1ed9t t\u00ean tu\u1ed5i l\u1edbn trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 \u0111\u00e3 c\u00f3 kinh nghi\u1ec7m nhi\u1ec1u n\u0103m ho\u1ea1t \u0111\u1ed9ng b\u1ea3o l\u00e3nh, nh\u01b0ng b\u1ecb lo\u1ea1i v\u1edbi l\u00fd do Gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng quy \u0111\u1ecbnh ho\u1ea1t \u0111\u1ed9ng b\u1ea3o l\u00e3nh thanh to\u00e1n.<\/p>\n

Ng\u00e0y 18\/8 v\u1eeba qua, NHNN \u0111\u00e3 c\u00f3 quy\u1ebft \u0111\u1ecbnh s\u1eeda \u0111\u1ed5i n\u1ed9i dung gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u1ee7a Sacombank, v\u1edbi vi\u1ec7c b\u1ed5 sung n\u1ed9i dung ho\u1ea1t \u0111\u1ed9ng \u201cc\u1ea5p t\u00edn d\u1ee5ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng\u201d.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, Nam \u00c1 Bank sau khi \u0111\u01b0\u1ee3c b\u1ed5 sung n\u1ed9i dung ho\u1ea1t \u0111\u1ed9ng \u201cc\u1ea5p t\u00edn d\u1ee5ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng\u201d v\u00e0o gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u0169ng \u0111\u00e3 c\u00f9ng Sacombank l\u1ecdt v\u00e0o danh s\u00e1ch \u0111\u1ee3t 2 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1ea3o l\u00e3nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n

Tuy nhi\u00ean, d\u00f9 gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng tr\u01b0\u1edbc s\u1eeda \u0111\u1ed5i c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y \u0111\u1ec1u kh\u00f4ng c\u00f3 n\u1ed9i d\u1ee5ng n\u00e0y, nh\u01b0ng trong \u0111i\u1ec1u l\u1ec7 c\u1ee7a c\u1ea3 Sacombank (c\u00f4ng b\u1ed1 n\u0103m 2014) v\u00e0 c\u1ee7a NamA Bank (\u0111\u01b0\u1ee3c \u0110HC\u0110 th\u00f4ng qua ng\u00e0y 17\/4\/2015) \u0111\u1ec1u ghi r\u00f5, c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng cho t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng.<\/p>\n

M\u1ed9t tr\u01b0\u1eddng h\u1ee3p c\u0169ng kh\u00f4ng c\u00f3 t\u00ean trong danh s\u00e1ch \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n do trong gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng kh\u00f4ng c\u00f3 n\u1ed9i dung c\u1ea5p t\u00edn d\u1ee5ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng l\u00e0 Eximbank. Tuy nhi\u00ean, kh\u00e1c v\u1edbi Sacombank v\u00e0 NamA Bank, Eximbank v\u1eabn ch\u01b0a th\u1ea5y th\u00f4ng b\u00e1o thay \u0111\u1ed5i gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u00f3 b\u1ed5 sung n\u1ed9i dung n\u00e0y. D\u00f9 v\u1eady, c\u0169ng t\u01b0\u01a1ng t\u1ef1 2 ng\u00e2n h\u00e0ng tr\u00ean, trong \u0111i\u1ec1u l\u1ec7 c\u1ee7a Eximbank c\u0169ng c\u00f3 n\u1ed9i dung v\u1ec1 c\u1ea5p t\u00edn d\u1ee5ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u1ea3o l\u00e3nh.<\/p>\n

Kh\u00f4ng b\u00e0n nhi\u1ec1u t\u1edbi vi\u1ec7c, t\u1ea1i sao ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p, nh\u01b0ng \u0111i\u1ec1u l\u1ec7 c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i c\u00f3 n\u1ed9i dung ho\u1ea1t \u0111\u1ed9ng c\u1ea5p t\u00edn d\u1ee5ng d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng, vi\u1ec7c Th\u00f4ng t\u01b0 07 y\u00eau c\u1ea7u gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ph\u1ea3i c\u00f3 n\u1ed9i dung nghi\u1ec7p v\u1ee5 b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng m\u1edbi \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u0111\u00e3 g\u00e2y b\u0103n kho\u0103n, b\u1edfi khi nh\u1eafc \u0111\u1ebfn b\u1ea3o l\u00e3nh, ch\u00fang ta v\u1eabn ng\u1ea7m \u0111\u1ecbnh l\u00e0 \u0111\u00e2y l\u00e0 m\u1ed9t ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c nh\u00e0 b\u0103ng t\u1ea1i Vi\u1ec7t Nam th\u1ef1c hi\u1ec7n t\u1eeb kh\u00e1 l\u00e2u.<\/p>\n

Theo TS. C\u1ea5n V\u0103n L\u1ef1c, chuy\u00ean gia ng\u00e2n h\u00e0ng, b\u1ea3o l\u00e3nh ch\u00ednh l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c c\u1ea5p t\u00edn d\u1ee5ng, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ee9ng ra \u0111\u1ea3m b\u1ea3o thay ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 ho\u00e0n tr\u1ea3 ti\u1ec1n cho kh\u00e1ch h\u00e0ng trong tr\u01b0\u1eddng h\u1ee3p cam k\u1ebft v\u1ec1 d\u1ef1 \u00e1n kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c, sau \u0111\u00f3 ng\u00e2n h\u00e0ng s\u1ebd x\u1eed l\u00fd d\u1ef1 \u00e1n \u0111\u1ec3 thu h\u1ed3i kho\u1ea3n t\u00edn d\u1ee5ng \u0111\u00e3 c\u1ea5p.<\/p>\n

Vi\u1ec7c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng nh\u01b0 GPBank, Oceanbank v\u00e0 DongA Bank b\u1ecb lo\u1ea1i do \u0111\u00e3 r\u01a1i v\u00e0o ki\u1ec3m so\u00e1t \u0111\u1eb7c bi\u1ec7t v\u00ec c\u00f3 sai ph\u1ea1m qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng, c\u00f2n v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng nh\u01b0 Sacombank, Eximbank hay NamA Bank, th\u00ec vi\u1ec7c b\u1ecb lo\u1ea1i l\u00e0 do c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c ti\u1ebfn h\u00e0nh b\u1ea5t k\u1ef3 ho\u1ea1t \u0111\u1ed9ng kinh doanh n\u00e0o ngo\u00e0i c\u00e1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng, ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c ghi trong gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng \u0111\u01b0\u1ee3c NHNN c\u1ea5p theo \u0110i\u1ec1u 90, Lu\u1eadt c\u00e1c T\u1ed5 ch\u1ee9c T\u00edn d\u1ee5ng 2010.<\/p>\n

Theo lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, vi\u1ec7c Th\u00f4ng t\u01b0 07 v\u1eadn d\u1ee5ng theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng 2010, nh\u01b0ng v\u1eadn d\u1ee5ng kh\u00e1 m\u00e1y m\u00f3c.<\/em><\/p>\n

Th\u1ef1c ch\u1ea5t, b\u1ea3o l\u00e3nh l\u00e0 nghi\u1ec7p v\u1ee5 \u0111\u01a1n gi\u1ea3n nh\u1ea5t, b\u00ecnh th\u01b0\u1eddng nh\u1ea5t v\u00e0 t\u1ed1i thi\u1ec3u nh\u1ea5t c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng v\u00e0 b\u1ea5t k\u1ef3 ng\u00e2n h\u00e0ng n\u00e0o c\u0169ng kh\u1eb3ng \u0111\u1ecbnh l\u00e0 \u0111\u01b0\u1ee3c l\u00e0m. Tuy nhi\u00ean, trong gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u201cc\u0169\u201d, g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f3 n\u1ed9i dung \u201cb\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng\u201d. V\u00ec v\u1eady, trong danh s\u00e1ch nh\u1eefng ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p b\u1ea3o l\u00e3nh nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, g\u1ea7n nh\u01b0 \u0111\u1ec1u ph\u1ea3i s\u1eeda \u0111\u1ed5i l\u1ea1i gi\u1ea5y ph\u00e9p c\u00f3 b\u1ed5 sung n\u1ed9i dung n\u00e0y.<\/em><\/p>\n

C\u1eaft gi\u1ea3m th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh nh\u1eb1m t\u1eebng b\u01b0\u1edbc ph\u00f9 h\u1ee3p th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf l\u00e0 ch\u1ee7 tr\u01b0\u01a1ng m\u00e0 Ch\u00ednh ph\u1ee7 \u0111\u00e3 v\u00e0 \u0111ang th\u1ef1c hi\u1ec7n. D\u00f9 s\u1ef1 c\u1ea9n tr\u1ecdng l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, nh\u01b0ng c\u0169ng c\u1ea7n c\u00f3 s\u1ef1 th\u00f4ng tho\u00e1ng h\u01a1n v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c, \u0111\u1eb7c bi\u1ec7t khi trong b\u1ed1i c\u1ea3nh h\u1ed9i nh\u1eadp, nhi\u1ec1u nghi\u1ec7p v\u1ee5, s\u1ea3n ph\u1ea9m m\u1edbi ph\u00e1t sinh, \u0111\u00f2i h\u1ecfi c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i nh\u1ea1y b\u00e9n v\u00e0 n\u00f3 c\u0169ng \u0111\u00f2i h\u1ecfi c\u1ea3 s\u1ef1 linh ho\u1ea1t c\u1ee7a c\u1ea3 c\u01a1 quan qu\u1ea3n l\u00fd.<\/p>\n

Trang Ninh<\/strong><\/p>\n

——-<\/p>\n

\u0110\u1ea7u t\u01b0 B\u1ea5t \u0111\u1ed9ng s\u1ea3n (Ti\u1ec1n t\u1ec7) 03-9-2015:<\/em><\/strong><\/p>\n

http:\/\/tinnhanhchungkhoan.vn\/tien-te\/bao-lanh-nha-o-tuong-lai-ban-khoan-cau-chuyen-cap-giay-phep-129181.html<\/em><\/p>\n

(124\/903)","protected":false},"excerpt":{"rendered":"

(\u0110TCK) – Sau khi b\u1ed5 sung nghi\u1ec7p v\u1ee5 v\u00e0o gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng, nhi\u1ec1u ng\u00e2n h\u00e0ng t\u00ean tu\u1ed5i nh\u01b0 Sacombank, Eximbank\u2026 \u0111\u00e3 c\u00f3 t\u00ean trong danh s\u00e1ch \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Tuy nhi\u00ean, \u0111i\u1ec1u kh\u00f3 hi\u1ec3u l\u00e0 \u0111\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t trong nh\u1eefng nghi\u1ec7p v\u1ee5 b\u00ecnh th\u01b0\u1eddng c\u1ee7a ng\u00e2n h\u00e0ng, sao l\u1ea1i ph\u1ea3i […]<\/p>\n","protected":false},"author":3,"featured_media":19768,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-19766","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n815. 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