{"id":19901,"date":"2015-05-26T16:11:39","date_gmt":"2015-05-26T09:11:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=19901"},"modified":"2022-04-28T16:27:18","modified_gmt":"2022-04-28T09:27:18","slug":"709-9-trieu-khong-duoc-tren-9-trieu-cung-khong-xong","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/709-9-trieu-khong-duoc-tren-9-trieu-cung-khong-xong\/","title":{"rendered":"709. 9 tri\u1ec7u kh\u00f4ng \u0111\u01b0\u1ee3c, tr\u00ean 9 tri\u1ec7u c\u0169ng kh\u00f4ng xong"},"content":{"rendered":"

(TT) – Thu nh\u1eadp d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i ng\u00e2n v\u00ec kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 th\u1ea5p, nh\u01b0ng n\u1ebfu thu nh\u1eadp tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng th\u00ec l\u1ea1i n\u1eb1m ngo\u00e0i \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay c\u1ee7a g\u00f3i 30.000 t\u1ec9 \u0111\u1ed3ng (!?)<\/strong><\/p>\n

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\"\"<\/a><\/em><\/p>\n
<\/div>\n<\/td>\n<\/tr>\n
Quy \u0111\u1ecbnh \u0111\u1ed1i t\u01b0\u1ee3ng thu nh\u1eadp th\u1ea5p do B\u1ed9 X\u00e2y d\u1ef1ng \u0111\u1ec1 xu\u1ea5t \u0111ang g\u00e2y kh\u00f3 kh\u0103n cho ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p ti\u1ebfp c\u1eadn g\u00f3i vay 30.000 t\u1ec9 \u0111\u1ed3ng, b\u1edfi m\u1ee9c thu nh\u1eadp n\u00e0y l\u00e0 d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng n\u00ean ng\u00e2n h\u00e0ng t\u1eeb ch\u1ed1i cho vay<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n k\u1ef3 v\u1ecdng g\u00f3i h\u1ed7 tr\u1ee3 30.000 t\u1ec9\u00a0\u0111\u1ed3ng s\u1ebd gi\u00fap h\u1ecd an c\u01b0, l\u1ea1c nghi\u1ec7p. Tuy nhi\u00ean, \u0111\u1ec3 ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c s\u1ed1 ti\u1ec1n h\u1ed7 tr\u1ee3 n\u00e0y kh\u00f4ng ph\u1ea3i l\u00e0 \u0111i\u1ec1u d\u1ec5 d\u00e0ng b\u1edfi nh\u1eefng quy \u0111\u1ecbnh c\u00f3 ph\u1ea7n\u00a0\u201c\u0111\u00e1\u201d\u00a0nhau.<\/p>\n

Hi v\u1ecdng r\u1ed3i th\u1ea5t v\u1ecdng<\/p>\n

C\u00e2u chuy\u1ec7n thu nh\u1eadp d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i ng\u00e2n v\u00ec kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 th\u1ea5p, nh\u01b0ng n\u1ebfu thu nh\u1eadp tr\u00ean 9 tri\u1ec7u\u00a0\u0111\u1ed3ng\u00a0th\u00ec l\u1ea1i n\u1eb1m ngo\u00e0i \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay c\u1ee7a g\u00f3i 30.000 t\u1ec9\u00a0\u0111\u1ed3ng\u00a0\u0111\u00e3 l\u00e0m nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1eb7t c\u00e2u h\u1ecfi: tr\u00ean 9 tri\u1ec7u kh\u00f4ng \u0111\u01b0\u1ee3c, d\u01b0\u1edbi 9 tri\u1ec7u kh\u00f4ng xong th\u00ec thu nh\u1eadp bao nhi\u00eau m\u1edbi\u00a0\u0111\u01b0\u1ee3c vay?<\/p>\n

Ch\u1ecb Th\u1ea3o Nguy\u00ean (Q.4, TP.HCM) cho bi\u1ebft sau 8 n\u0103m \u0111i l\u00e0m, ch\u1ecb t\u00edch c\u00f3p \u0111\u01b0\u1ee3c kho\u1ea3ng 200 tri\u1ec7u \u0111\u1ed3ng. Ch\u1ecb \u0111\u1ecbnh mua m\u1ed9t c\u0103n h\u1ed9\u00a0chung c\u01b0 v\u1edbi gi\u00e1\u00a0kho\u1ea3ng 1 t\u1ec9\u00a0\u0111\u1ed3ng b\u1eb1ng h\u00ecnh th\u1ee9c\u00a0tr\u1ea3 tr\u01b0\u1edbc 20% cho ch\u1ee7 \u0111\u1ea7u t\u01b0, ph\u1ea7n c\u00f2n l\u1ea1i s\u1ebd\u00a0vay g\u00f3i h\u1ed7 tr\u1ee3 30.000 t\u1ec9\u00a0\u0111\u1ed3ng.<\/p>\n

Tuy nhi\u00ean, \u201cthu nh\u1eadp hi\u1ec7n t\u1ea1i c\u1ee7a m\u00ecnh l\u00e0 11 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, th\u1eeba \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 ng\u00e2n h\u00e0ng gi\u1ea3i ng\u00e2n nh\u01b0ng l\u1ea1i kh\u00f4ng n\u1eb1m trong di\u1ec7n \u0111\u01b0\u1ee3c cho vay theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 X\u00e2y d\u1ef1ng\u201d, ch\u1ecb Nguy\u00ean n\u00f3i.<\/p>\n

B\u1ea1n \u0111\u1ecdc Ho\u00e0ng Minh\u00a0cho bi\u1ebft b\u1eaft \u0111\u1ea7u n\u1ea3n v\u00ec \u0111\u00e3 n\u1ed9p h\u1ed3 s\u01a1 h\u01a1n n\u0103m\u00a0th\u00e1ng nh\u01b0ng ng\u00e2n h\u00e0ng v\u1eabn y\u00eau c\u1ea7u b\u1ed5 sung gi\u1ea5y t\u1edd, ch\u01b0a gi\u1ea3i ng\u00e2n.<\/p>\n

\u201cGi\u1edd t\u00f4i ph\u1ea3i \u0111i x\u00e1c nh\u1eadn t\u00f4i nu\u00f4i m\u1ed9t \u0111\u1ee9a con \u0111\u1ec3 thu nh\u1eadp c\u1ee7a t\u00f4i sau khi gi\u1ea3m tr\u1eeb gia c\u1ea3nh l\u00e0 d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng, nh\u01b0ng UBND x\u00e3 kh\u00f4ng x\u00e1c nh\u1eadn cho t\u00f4i. H\u1ecd \u0111\u1ebb ra c\u00e1c quy \u0111\u1ecbnh kh\u00f4ng th\u1ec3 ch\u1ecbu n\u1ed5i, cho ch\u00fat hi\u00a0v\u1ecdng \u0111\u1ec3 th\u1ea5t v\u1ecdng tri\u1ec1n mi\u00ean. T\u00f4i gi\u1edd ph\u1ea3i \u0111i l\u00e0m vi\u1ec7c ki\u1ebfm s\u1ed1ng, kh\u00f4ng c\u00f2n tr\u00f4ng mong g\u00ec v\u00e0o g\u00f3i vay 30.000 t\u1ec9\u00a0\u0111\u1ed3ng\u201d, b\u1ea1n \u0111\u1ecdc n\u00e0y\u00a0vi\u1ebft.<\/p>\n\n\n\n\n
\"\"<\/a><\/td>\n<\/tr>\n
Kh\u00e1ch h\u00e0ng t\u00ecm mua c\u0103n h\u1ed9 t\u1ea1i m\u1ed9t d\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i v\u1eeba kh\u1edfi c\u00f4ng t\u1ea1i TP.HCM – \u1ea2nh: \u0110.D\u00e2n<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nhi\u1ec1u ng\u01b0\u1eddi t\u1ecf ra n\u1ea3n l\u00f2ng b\u1edfi g\u00f3i 30.000 t\u1ec9\u00a0\u0111\u1ed3ng l\u00e0 \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p vay mua nh\u00e0 \u1edf nh\u01b0ng ng\u00e2n h\u00e0ng l\u1ea1i y\u00eau c\u1ea7u thu nh\u1eadp tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng\u00a0m\u1edbi gi\u1ea3i ng\u00e2n, \u201ctrong khi l\u01b0\u01a1ng 9 tri\u1ec7u\/th\u00e1ng \u0111\u00e2u th\u1ec3 g\u1ecdi l\u00e0 thu nh\u1eadp th\u1ea5p\u201d, ch\u1ecb \u00c1nh H\u1ed3ng (Q.T\u00e2n B\u00ecnh) n\u00f3i.<\/p>\n

B\u1ea1n Nhu Trang c\u0169ng \u0111\u1ed3ng t\u00ecnh:\u00a0Thu nh\u1eadp 9 tri\u1ec7u\/th\u00e1ng m\u00e0 g\u1ecdi l\u00e0 thu nh\u1eadp th\u1ea5p, kh\u00f4ng \u0111\u01b0\u1ee3c vay, n\u1ebfu nh\u01b0 v\u1eady th\u00ec l\u01b0\u01a1ng c\u00f4ng ch\u1ee9c 3,5 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng\u00a0bi\u1ebft bao gi\u1edd m\u1edbi mua \u0111\u01b0\u1ee3c nh\u00e0.<\/p>\n

\u201cG\u00f3i 30.000 t\u1ec9\u00a0\u0111\u1ed3ng l\u00e0 \u0111\u1ec3 h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp nh\u1ea5p mua \u0111\u01b0\u1ee3c nh\u00e0, gi\u00fap h\u1ecd y\u00ean t\u00e2m v\u1ec1 n\u01a1i \u0103n, ch\u1ed1n \u1edf. L\u00e0m h\u1ed3 s\u01a1 vay m\u1ea5t bao nhi\u00eau th\u1eddi gian, cu\u1ed1i c\u00f9ng l\u1ea1i th\u00e0nh c\u00f4ng c\u1ed1c th\u00ec quy \u0111\u1ecbnh \u0111\u00e1 nhau th\u1ebf n\u00e0y kh\u1ed5\u00a0cho ng\u01b0\u1eddi d\u00e2n qu\u00e1\u201d, anh Qu\u1ed1c B\u1ea3o (Q.G\u00f2 V\u1ea5p) chia s\u1ebb.<\/p>\n

T\u1ea1i sao kh\u00f4ng \u0111\u1eb7t ra \u0111\u01b0\u1ee3c m\u1ee9c bao nhi\u00eau?<\/p>\n

Ng\u00e2n h\u00e0ng c\u00f3 ti\u1ec1n c\u0169ng kh\u00f4ng d\u00e1m \u0111\u01b0a ra, c\u00f2n ng\u01b0\u1eddi d\u00e2n mu\u1ed1n vay c\u0169ng kh\u00f4ng vay \u0111\u01b0\u1ee3c. \u0110\u00e2y l\u00e0 t\u00ecnh tr\u1ea1ng chung c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng tri\u1ec3n khai ch\u00ednh s\u00e1ch cho vay \u01b0u \u0111\u00e3i t\u1eeb g\u00f3i t\u00edn d\u1ee5ng n\u00e0y. Th\u1ef1c t\u1ebf\u00a0sau g\u1ea7n 2 n\u0103m tri\u1ec3n khai, m\u1edbi ch\u1ec9 c\u00f3 1\/3 s\u1ed1 v\u1ed1n \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n, trong khi \u0111\u00f3\u00a0theo ch\u01b0\u01a1ng tr\u00ecnh, g\u00f3i t\u00edn d\u1ee5ng n\u00e0y ph\u1ea3i gi\u1ea3i ng\u00e2n h\u1ebft trong n\u0103m nay.<\/p>\n

L\u00e3nh \u0111\u1ea1o m\u1ed9t ng\u00e2n h\u00e0ng TMCP t\u1ea1i H\u00e0 N\u1ed9i\u00a0n\u00f3i:\u00a0\u201cR\u00f5 r\u00e0ng cung – c\u1ea7u kh\u00f4ng th\u1ec3 g\u1eb7p nhau do ch\u00ednh s\u00e1ch c\u00f3 v\u1ea5n \u0111\u1ec1\u201d.<\/p>\n

V\u1ecb n\u00e0y cho bi\u1ebft: quy \u0111\u1ecbnh v\u1ec1 m\u1ed9t trong nh\u1eefng \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c vay v\u1ed1n \u01b0u \u0111\u00e3i t\u1eeb g\u00f3i 30.000 t\u1ec9\u00a0\u0111\u1ed3ng \u0111\u1ec3 mua nh\u00e0 \u1edf th\u00ec ng\u01b0\u1eddi vay ph\u1ea3i c\u00f3 thu nh\u1eadp kh\u00f4ng qu\u00e1 9 tri\u1ec7u\u00a0\u0111\u1ed3ng\/th\u00e1ng l\u00e0 b\u1ea5t c\u1eadp.<\/p>\n

V\u00ec \u1edf \u0111\u00f4 th\u1ecb, m\u1ee9c thu nh\u1eadp 9 tri\u1ec7u \u0111\u1ed3ng l\u00e0 th\u1ea5p nh\u01b0ng c\u00f2n \u1edf c\u00e1c t\u1ec9nh, th\u00e0nh ph\u1ed1 kh\u00f4ng ph\u1ea3i l\u00e0 H\u00e0 N\u1ed9i, TP.HCM\u2026 th\u00ec m\u1ee9c n\u00e0y l\u00e0 kh\u00e1 cao. Do \u0111\u00f3\u00a0vi\u1ec7c c\u00e0o b\u1eb1ng m\u1ed9t m\u1ee9c thu nh\u1eadp cho c\u1ea3 n\u01b0\u1edbc l\u00e0 v\u00f4 l\u00fd.<\/p>\n

M\u1eb7t kh\u00e1c, c\u0169ng theo v\u1ecb n\u00e0y,\u00a0n\u1ebfu c\u00f3 \u0111\u1eb7t ra thu nh\u1eadp m\u1ee9c bao nhi\u00eau, 14 hay 15 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng \u0111\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n l\u00e0 \u0111i\u1ec1u kh\u00f4ng d\u1ec5\u00a0v\u00ec s\u1ebd c\u0103n c\u1ee9 v\u00e0o s\u1ed1 v\u1ed1n v\u00e0 th\u1eddi h\u1ea1n vay. Ng\u00e2n h\u00e0ng l\u00e0 \u0111\u01a1n v\u1ecb trung gian \u0111\u1ec3 huy \u0111\u1ed9ng v\u1ed1n v\u00e0 cho vay. D\u00f9 cho vay b\u1ea5t k\u1ef3 \u0111\u1ed1i t\u01b0\u1ee3ng n\u00e0o th\u00ec ng\u00e2n h\u00e0ng c\u0169ng ph\u1ea3i \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c kh\u1ea3 n\u0103ng thu h\u1ed3i n\u1ee3.<\/p>\n

\u00d4ng\u00a0L\u00ea Ho\u00e0ng Ch\u00e2u, ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i B\u1ea5t \u0111\u1ed9ng s\u1ea3n TP.HCM (HoREA), c\u0169ng cho r\u1eb1ng\u00a0B\u1ed9 X\u00e2y d\u1ef1ng kh\u00f4ng n\u00ean x\u00e1c \u0111\u1ecbnh kh\u00e1i ni\u1ec7m ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p \u0111\u00f4 th\u1ecb ph\u1ea3i l\u00e0 ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp kh\u00f4ng ch\u1ecbu thu\u1ebf.<\/p>\n

Nguy\u00ean nh\u00e2n \u00f4ng Ch\u00e2u \u0111\u01b0a ra l\u00e0 theo ngh\u1ecb \u0111\u1ecbnh 71, giao cho \u1ee7y ban c\u1ea5p t\u1ec9nh quy \u0111\u1ecbnh m\u1ee9c thu nh\u1eadp th\u1ea5p \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng \u0111\u1ecba ph\u01b0\u01a1ng\u00a0n\u00ean b\u1ed9 kh\u00f4ng th\u1ec3 \u0111\u01b0a ra m\u1ee9c chung cho c\u00e1c \u0111\u1ecba ph\u01b0\u01a1ng.<\/p>\n

Theo l\u00e3nh \u0111\u1ea1o m\u1ed9t ng\u00e2n h\u00e0ng TMCP \u1edf H\u00e0 N\u1ed9i th\u00ec\u00a0\u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c vay v\u1ed1n, th\u1ef1c t\u1ebf\u00a0ph\u00eda ng\u00e2n h\u00e0ng c\u0169ng th\u1ea5y \u00e1i ng\u1ea1i cho kh\u00e1ch vay, nh\u1ea5t l\u00e0 nh\u1eefng kh\u00e1ch vay \u0111\u1ec3 x\u00e2y, s\u1eeda ch\u1eefa, b\u1ea3o d\u01b0\u1ee1ng nh\u00e0. Ng\u01b0\u1eddi vay ph\u1ea3i l\u00e0m \u0111\u1ebfn h\u01a1n ch\u1ee5c lo\u1ea1i gi\u1ea5y t\u1edd ch\u1ee9ng minh thu nh\u1eadp, th\u1ef1c tr\u1ea1ng nh\u00e0 \u1edf c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a \u0111\u1ecba ph\u01b0\u01a1ng,\u00a0\u0111i n\u0103m l\u1ea7n b\u1ea3y l\u01b0\u1ee3t m\u00e0 ch\u01b0a vay \u0111\u01b0\u1ee3c.<\/p>\n

“Hi\u1ec7n nay, tri\u1ec3n khai g\u00f3i 30.000 t\u1ec9\u00a0\u0111\u1ed3ng, ng\u00e2n h\u00e0ng c\u1ee7a t\u00f4i ch\u1ec9 cho vay theo d\u1ef1 \u00e1n, t\u1ee9c l\u00e0 kh\u00e1ch vay \u0111\u1ec3 mua nh\u00e0 thu\u1ed9c nh\u00e0 \u1edf x\u00e3 h\u1ed9i.\u00a0C\u00f2n vay \u0111\u1ec3 s\u1eeda ch\u1eefa, b\u1ea3o d\u01b0\u1ee1ng, ho\u1eb7c x\u00e2y nh\u00e0 c\u00e1 nh\u00e2n th\u00ec h\u1ed3 s\u01a1, hay ng\u01b0\u1eddi \u0111\u1ebfn h\u1ecfi vay kh\u00e1 nhi\u1ec1u nh\u01b0ng ng\u00e2n h\u00e0ng ch\u01b0a gi\u1ea3i ng\u00e2n b\u1ea5t c\u1ee9 h\u1ed3 s\u01a1 n\u00e0o.<\/p>\n

Th\u1ee7 t\u1ee5c \u0111\u1ec3\u00a0th\u1ea9m \u0111\u1ecbnh r\u1ea5t m\u1ea5t th\u1eddi gian, c\u00e1i quan tr\u1ecdng l\u00e0 v\u1edbi l\u00e3i su\u1ea5t cho vay 5%\/n\u0103m \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong hai n\u0103m nay, n\u1ebfu ng\u00e2n h\u00e0ng cho vay th\u00ec c\u1ea7m ch\u1eafc l\u1ed7. Nhi\u1ec1u ng\u00e2n h\u00e0ng, trong \u0111\u00f3 c\u00f3 ch\u00fang t\u00f4i, kh\u00f4ng th\u1ec3 d\u00f9ng v\u1ed1n kinh doanh \u0111\u1ec3 \u0111i l\u00e0m t\u1eeb thi\u1ec7n \u0111\u01b0\u1ee3c\u201d, v\u1ecb\u00a0l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng n\u00e0y\u00a0kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n\n\n\n\n
\"\"<\/a><\/em><\/td>\n<\/tr>\n
Kh\u00e1ch h\u00e0ng xem m\u1ed9t d\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i t\u1ea1i TP.HCM. V\u1edbi d\u1ef1 \u00e1n n\u00e0y, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 vay g\u00f3i 30.000 t\u1ec9 \u0111\u1ed3ng – \u1ea2nh: \u0110.D\u00e2n<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00d4ng L\u00ea Ho\u00e0ng Ch\u00e2u\u00a0\u0111\u00e1nh gi\u00e1\u00a0nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 thu nh\u1eadp th\u1ea5p kh\u00f4ng th\u1ec3 vay \u0111\u01b0\u1ee3c v\u00ec c\u00f3 thu nh\u1eadp d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. Tuy nhi\u00ean\u00a0\u1edf Vi\u1ec7t Nam, ngo\u00e0i thu nh\u1eadp ch\u00ednh l\u00e0 l\u01b0\u01a1ng th\u00ec nhi\u1ec1u ng\u01b0\u1eddi c\u00f2n c\u00f3 c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh ri\u00eang \u0111\u1ec3 t\u1ea1o th\u00eam ngu\u1ed3n thu nh\u1eadp cho m\u00ecnh. V\u00ec th\u1ebf, n\u1ebfu ch\u1ec9 c\u0103n c\u1ee9 theo b\u1ea3ng l\u01b0\u01a1ng th\u00ec c\u00f3 th\u1ec3 n\u00f3i r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi s\u1ebd kh\u00f4ng th\u1ec3 ch\u1ee9ng minh m\u00ecnh c\u00f3 thu nh\u1eadp \u0111\u1ee7 \u0111\u1ec3 tr\u1ea3 n\u1ee3 ng\u00e2n h\u00e0ng.<\/p>\n

Ch\u00ednh s\u00e1ch thi\u1ebft k\u1ebf sai t\u1eeb g\u1ed1c?<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, ch\u1ee7 t\u1ecbch C\u00e2u l\u1ea1c b\u1ed9 ph\u00e1p ch\u1ebf Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng VN, cho r\u1eb1ng n\u00ean s\u1eeda c\u01a1 b\u1ea3n ch\u00ednh s\u00e1ch hi\u1ec7n h\u00e0nh\u00a0b\u1edfi ch\u00ednh s\u00e1ch cho vay h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf thi\u1ebft k\u1ebf sai t\u1eeb g\u1ed1c.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c ph\u00e2n t\u00edch: Ch\u00ednh s\u00e1ch thi\u1ebft k\u1ebf l\u00e0 cho vay h\u1ed7 tr\u1ee3\u00a0nh\u00e0 \u1edf cho ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp th\u1ea5p, t\u1ee9c l\u00e0 ng\u01b0\u1eddi ngh\u00e8o, nh\u01b0ng tri\u1ec3n khai l\u00e0 ph\u1ea3i cho vay th\u01b0\u01a1ng m\u1ea1i t\u1ee9c l\u00e0 ng\u01b0\u1eddi ph\u1ea3i \u0111\u1ea3m b\u1ea3o n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, c\u00f3 t\u00e0i s\u1ea3n.<\/p>\n

C\u00e2u chuy\u1ec7n n\u00e0y m\u00e2u thu\u1eabn mu\u00f4n \u0111\u1eddi, n\u1ebfu c\u00f3 n\u00e2ng m\u1ee9c thu nh\u1eadp l\u00ean cao h\u01a1n 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng. V\u00ec l\u00fac \u0111\u00f3\u00a0ch\u00ednh s\u00e1ch kh\u00f4ng ph\u1ea3i l\u00e0 cho vay \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi ngh\u00e8o, thu nh\u1eadp\u00a0th\u1ea5p n\u1eefa. Tr\u01b0\u1eddng h\u1ee3p gi\u1eef nguy\u00ean m\u1ee9c 9 tri\u1ec7u \u0111\u1ed3ng th\u00ec c\u0169ng l\u00e0 b\u1ea5t c\u1eadp v\u00ec\u00a0ng\u00e2n h\u00e0ng lo ng\u1ea1i r\u1ee7i ro m\u00e0 kh\u00f4ng cho vay.<\/p>\n

V\u00f2ng lu\u1ea9n qu\u1ea9n n\u00e0y s\u1ebd t\u1ed3n t\u1ea1i n\u1ebfu kh\u00f4ng s\u1eeda to\u00e0n b\u1ed9 quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh.<\/p>\n

\u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c\u00a0\u0111\u01b0a ra \u0111\u1ec1 xu\u1ea5t: M\u1ed9t khi Nh\u00e0 n\u01b0\u1edbc coi g\u00f3i 30.000 t\u1ec9\u00a0\u0111\u1ed3ng l\u00e0 t\u00edn d\u1ee5ng cho vay \u01b0u \u0111\u00e3i nh\u00e0 \u1edf \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p, v\u1edbi m\u1ee5c ti\u00eau \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi d\u00e2n c\u00f3 nh\u00e0 \u1edf th\u00ec ph\u1ea3i giao cho ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch x\u00e3 h\u1ed9i tri\u1ec3n khai vi\u1ec7c cho vay ho\u1eb7c b\u1ea3o l\u00e3nh vay.<\/p>\n

Nh\u00e0 \u1edf th\u00ec c\u00f3 gi\u00e1 tr\u1ecb 300-500 tri\u1ec7u \u0111\u1ed3ng\/c\u0103n. Nh\u00e0 n\u01b0\u1edbc s\u1ebd h\u1ed7 tr\u1ee3 t\u1ed1i \u0111a \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi thu nh\u1eadp th\u1ea5p c\u00f3 nh\u00e0 \u1edf, ngh\u0129a l\u00e0 ng\u01b0\u1eddi ta c\u00f3 th\u1ec3 mua ho\u1eb7c thu\u00ea, ho\u1eb7c thu\u00ea mua ch\u1ee9 kh\u00f4ng ch\u1ec9 mua \u0111\u1ee9t lu\u00f4n c\u0103n h\u1ed9 \u0111\u00f3.<\/p>\n

C\u00f2n \u0111\u1ed1i v\u1edbi nh\u1eefng nh\u00e0 tr\u00ean 1 t\u1ec9\u00a0\u0111\u1ed3ng\/c\u0103n h\u1ed9 th\u00ec vi\u1ec7c cho ng\u01b0\u1eddi ngh\u00e8o vay \u01b0u \u0111\u00e3i \u0111\u1ec3 mua l\u00e0 kh\u00f3. V\u1edbi thu nh\u1eadp 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng c\u0169ng \u0111\u00e3 l\u00e0 cao nh\u01b0ng h\u1ecd ph\u1ea3i chi tr\u1ea3 c\u00e1c nhu c\u1ea7u t\u1ed1i thi\u1ec3u kh\u00e1c g\u1ed3m \u0103n u\u1ed1ng, h\u1ecdc h\u00e0nh cho con, r\u1ed3i \u1ed1m \u0111au\u2026<\/p>\n

\u201cDo \u0111\u00f3, n\u1ebfu \u0111\u1ec3 h\u1ecd \u0111\u1ebfn g\u00f5 c\u1eeda vay c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i th\u00ec ch\u1eafc ch\u1eafn s\u1ebd n\u1ea3n. B\u1edfi nh\u01b0 t\u00f4i n\u00f3i \u1edf tr\u00ean, c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i h\u1ecd ph\u1ea3i nh\u00ecn th\u1ea5y kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. D\u00f9 c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p nh\u01b0ng v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng vi\u1ec7c ph\u00e1t m\u00e3i t\u00e0i s\u1ea3n l\u00e0 c\u1ef1c k\u1ef3 gian nan v\u00e0 thu n\u1ee3 b\u1eb1ng ph\u00e1t m\u00e3i t\u00e0i s\u1ea3n l\u00e0 c\u00e1ch cu\u1ed1i c\u00f9ng, c\u1ef1c ch\u1eb3ng \u0111\u00e3\u201d –\u00a0lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c chia s\u1ebb th\u00eam.<\/p>\n<\/div>\n

\u0110\u1eb6NG T\u01af\u01a0I – L\u00ca THANH – \u0110\u00ccNH D\u00c2N \u2013 TR\u00c0 MY<\/strong>\u00a0<\/strong><\/p>\n

——————<\/p>\n

Tu\u1ed5i tr\u1ebb (Ti\u00eau \u0111i\u1ec3m) 26-5-2015:<\/em><\/strong><\/p>\n

http:\/\/tuoitre.vn\/tin\/chinh-tri-xa-hoi\/tieu-diem\/20150526\/9-trieu-khong-duoc-tren-9-trieu-cung-khong-xong\/752106.html<\/em><\/a><\/p>\n

(418\/1.698)<\/em>","protected":false},"excerpt":{"rendered":"

(TT) – Thu nh\u1eadp d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i ng\u00e2n v\u00ec kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 th\u1ea5p, nh\u01b0ng n\u1ebfu thu nh\u1eadp tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng th\u00ec l\u1ea1i n\u1eb1m ngo\u00e0i \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay c\u1ee7a g\u00f3i 30.000 t\u1ec9 \u0111\u1ed3ng (!?) Quy \u0111\u1ecbnh \u0111\u1ed1i t\u01b0\u1ee3ng thu nh\u1eadp th\u1ea5p do B\u1ed9 X\u00e2y d\u1ef1ng \u0111\u1ec1 xu\u1ea5t […]<\/p>\n","protected":false},"author":10,"featured_media":19915,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-19901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n709. 9 tri\u1ec7u kh\u00f4ng \u0111\u01b0\u1ee3c, tr\u00ean 9 tri\u1ec7u c\u0169ng kh\u00f4ng xong - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/en\/tieng-viet-709-9-trieu-khong-duoc-tren-9-trieu-cung-khong-xong\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]709. 9 tri\u1ec7u kh\u00f4ng \u0111\u01b0\u1ee3c, tr\u00ean 9 tri\u1ec7u c\u0169ng kh\u00f4ng xong[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(TT) – Thu nh\u1eadp d\u01b0\u1edbi 9 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i ng\u00e2n v\u00ec kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3 th\u1ea5p, nh\u01b0ng n\u1ebfu thu nh\u1eadp tr\u00ean 9 tri\u1ec7u \u0111\u1ed3ng th\u00ec l\u1ea1i n\u1eb1m ngo\u00e0i \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c vay c\u1ee7a g\u00f3i 30.000 t\u1ec9 \u0111\u1ed3ng (!?) 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