{"id":20362,"date":"2015-10-06T09:54:18","date_gmt":"2015-10-06T02:54:18","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20362"},"modified":"2022-05-06T10:05:45","modified_gmt":"2022-05-06T03:05:45","slug":"854-ngay-cang-nhieu-nguoi-dan-lua-chon-vay-tieu-dung","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/854-ngay-cang-nhieu-nguoi-dan-lua-chon-vay-tieu-dung\/","title":{"rendered":"854. Ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n l\u1ef1a ch\u1ecdn vay ti\u00eau d\u00f9ng"},"content":{"rendered":"(NN) – Th\u1ee7 t\u1ee5c vay linh ho\u1ea1t, \u0111\u01a1n gi\u1ea3n,k\u00ec h\u1ea1n linh ho\u1ea1t, x\u00e9t duy\u1ec7t nhanh ch\u00f3ng, kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p… l\u00e0 nh\u1eefng th\u1ebf m\u1ea1nh khi\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng ng\u00e0y c\u00e0ng c\u00f3 xu h\u01b0\u1edbng l\u1ef1a ch\u1ecdn vay t\u1eeb c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh h\u01a1n l\u00e0 c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/strong><\/p>\n

S\u1ef1 l\u00ean ng\u00f4i c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh<\/strong><\/p>\n

Theo th\u1ed1ng k\u00ea, t\u00ednh \u0111\u1ebfn n\u0103m 2010 thu nh\u1eadp b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi t\u1ea1i Vi\u1ec7t Nam t\u0103ng trung b\u00ecnh 20,4%\/n\u0103m, c\u00f9ng v\u1edbi \u0111\u00f3 l\u00e0 s\u1ef1 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh m\u1ebd c\u1ea3 v\u1ec1 chi ti\u00eau, mua s\u1eafm. M\u1eb7c d\u00f9 t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng m\u1edbi ch\u1ec9 chi\u1ebfm kho\u1ea3ng 7,3% t\u1ed5ng d\u01b0 n\u1ee3, tuy nhi\u00ean, d\u1ecbch v\u1ee5 n\u00e0y \u0111ang \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o s\u1ebd ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n do nhu c\u1ea7u ti\u00eau d\u00f9ng, mua s\u1eafm, chi ti\u00eau c\u1ee7a ng\u01b0\u1eddi d\u00e2n ng\u00e0y c\u00e0ng t\u0103ng cao, \u0111\u1eb7c bi\u1ec7t l\u00e0 l\u1edbp \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 thu nh\u1eadp trung b\u00ecnh, \u1ed5n \u0111\u1ecbnh v\u00e0 sinh s\u1ed1ng t\u1ea1i c\u00e1c khu \u0111\u00f4 th\u1ecb.<\/p>\n

\u0110\u00e1nh gi\u00e1 v\u1ec1 ti\u1ec1m n\u0103ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng, TS.Cao S\u1ef9 Ki\u00eam – nguy\u00ean Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam cho bi\u1ebft, n\u1ebfu nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y, v\u1edbi nh\u1eefng kho\u1ea3n vay ti\u00eau d\u00f9ng m\u00e0 kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng, h\u1ecd ch\u1ec9 c\u00f3 c\u00e1ch vay m\u01b0\u1ee3n c\u1ee7a ng\u01b0\u1eddi th\u00e2n ho\u1eb7c tham gia th\u1ecb tr\u01b0\u1eddng \u201ct\u00edn d\u1ee5ng \u0111en\u201d, th\u00ec nay vi\u1ec7c n\u00e0y \u0111\u00e3 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n b\u1edfi s\u1ef1 \u0111\u00e1p \u1ee9ng v\u1ed1n linh ho\u1ea1t, \u0111a d\u1ea1ng c\u1ee7a c\u00e1c c\u00f4ng ty cung c\u1ea5p d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng (g\u1ecdi chung l\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh).<\/p>\n

\u00d4ng Cao S\u1ef9 Ki\u00eam cho bi\u1ebft: \u201cTrong chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u ch\u1ecdn con \u0111\u01b0\u1eddng tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb. Th\u1ebf nh\u01b0ng, c\u00e1c s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c ti\u00eau d\u00f9ng hi\u1ec7n nay ch\u1ec9 m\u1edbi t\u1eadp trung v\u00e0o mua nh\u00e0, mua \u00f4 t\u00f4, \u2026, nh\u1eefng kho\u1ea3n vay th\u1ea5p d\u00f9 ch\u1ec9 50-100 tri\u1ec7u c\u0169ng c\u1ea7n c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m. V\u00ec v\u1eady, vi\u1ec7c c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi nh\u1eefng kho\u1ea3n vay nh\u1ecf th\u00ec ng\u00e2n h\u00e0ng g\u1ea7n nh\u01b0 v\u1eafng b\u00f3ng v\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111ang t\u1eadn d\u1ee5ng t\u1ed1i \u0111a kho\u1ea3ng tr\u1ed1ng n\u00e0y\u201d.<\/p>\n

Th\u1ef1c t\u1ebf, ho\u1ea1t \u0111\u1ed9ng cho vay ti\u00eau d\u00f9ng\u0111ang n\u1edf r\u1ed9 h\u01a1n bao gi\u1edd h\u1ebft. Th\u1ed1ng k\u00ea cho th\u1ea5y, t\u1ed5ng d\u01b0 n\u1ee3 cho vay ti\u00eau d\u00f9ng trong h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng Vi\u1ec7t Nam hi\u1ec7n chi\u1ebfm kho\u1ea3ng 6,2% GDPv\u00e0 \u01b0\u1edbc d\u1ef1 ki\u1ebfn \u0111\u1ea1t 10% GDP trong v\u00f2ng 5 n\u0103m t\u1edbi, trong s\u1ed1 \u0111\u00f3 c\u00f3 s\u1ef1 \u0111\u00f3ng g\u00f3p kh\u00f4ng nh\u1ecf c\u1ee7a c\u00e1c c\u00f4ng ty cho vay t\u00e0i ch\u00ednh. S\u1ef1 ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng v\u00e0 \u0111a d\u1ea1ng c\u1ee7a lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 n\u00e0y \u0111\u00e3 mang \u0111\u1ebfn nh\u1eefng ti\u1ec7n \u00edch \u0111\u00e1ng kinh ng\u1ea1c cho ng\u01b0\u1eddi d\u00e2n: kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n nhanh (ch\u1ec9 trong v\u00f2ng 30 ph\u00fat), th\u1ee7 t\u1ee5c \u0111\u01a1n gi\u1ea3n, linh ho\u1ea1t, kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u00f3 th\u1ec3 vay nh\u1eefng kho\u1ea3n gi\u00e1 tr\u1ecb r\u1ea5t nh\u1ecf t\u1eeb 5-7 tri\u1ec7u \u0111\u1ed3ng…<\/p>\n

Theo \u0111\u00e1nh gi\u00e1 c\u1ee7a lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, b\u00ean c\u1ea1nh \u00fd ngh\u0129a th\u00fac \u0111\u1ea9y giao l\u01b0u h\u00e0ng h\u00f3a, ph\u00e1t tri\u1ec3n kinh t\u1ebf, s\u1ef1 gia t\u0103ng d\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh c\u00f2n g\u00f3p ph\u1ea7n thu h\u1eb9p ph\u1ea1m vi ho\u1ea1t \u0111\u1ed9ng c\u1ee7a \u201ct\u00edn d\u1ee5ng \u0111en\u201d. Theo gi\u1ea3i th\u00edch c\u1ee7a \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, n\u1ebfu nh\u01b0 tr\u01b0\u1edbc \u0111\u00e2y, v\u1edbi nh\u1eefng kho\u1ea3n vay ti\u00eau d\u00f9ng, kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng v\u00e0 h\u1ecd ch\u1ec9 c\u00f3 c\u00e1ch vay m\u01b0\u1ee3n c\u1ee7a ng\u01b0\u1eddi th\u00e2n ho\u1eb7c tham gia th\u1ecb tr\u01b0\u1eddng \u201ct\u00edn d\u1ee5ng \u0111en\u201d th\u00ec nay, s\u1ef1 ph\u00e1t tri\u1ec3n, gia t\u0103ng m\u1ea1nh m\u1ebd c\u1ee7a d\u1ecbch v\u1ee5 cho vay t\u00e0i ch\u00ednh \u0111\u00e3\u0111\u00e1p \u1ee9ng m\u1ecdi nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng, v\u00e0 n\u1ea1n \u201ct\u00edn d\u1ee5ng \u0111en\u201d nh\u1edd th\u1ebf \u0111\u01b0\u1ee3c \u0111\u1ea9y l\u00f9i.<\/em><\/p>\n

\"\"<\/em><\/p>\n

Ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n l\u1ef1a ch\u1ecdn vay ti\u00eau d\u00f9ng.<\/em><\/p>\n

V\u1eabn c\u00f2n m\u1ed9t s\u1ed1 r\u00e0o c\u1ea3n<\/p>\n

R\u00e0o c\u1ea3n l\u1edbn nh\u1ea5t hi\u1ec7n nay l\u00e0 nh\u1eefng b\u0103n kho\u0103n v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t \u201ckh\u00f4ng h\u1ec1 nh\u1eb9\u201d c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh. C\u1ee5 th\u1ec3, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111ang cho kh\u00e1ch h\u00e0ng vay v\u1edbi l\u00e3i su\u1ea5t \u00a0t\u1eeb 18 – 60%\/n\u0103m. Tuy nhi\u00ean, theo c\u00e1c chuy\u00ean gia, ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ea7n hi\u1ec3u r\u00f5 v\u1ec1 b\u1ea3n ch\u1ea5t c\u1ee7a vi\u1ec7c n\u00e0y b\u1edfi r\u00f5 r\u00e0ng ch\u1ec9 khi kh\u00f4ng c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n ti\u1ebfp c\u1eadn v\u1ed1n ng\u00e2n h\u00e0ng ho\u1eb7c qu\u00e1 ng\u1ea1i v\u1edbi th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0 c\u1ee7a n\u00f3 th\u00ec kh\u00e1ch h\u00e0ng m\u1edbi t\u00ecm \u0111\u1ebfn d\u1ecbch v\u1ee5 n\u00e0y. N\u00f3i c\u00e1ch kh\u00e1c, ng\u01b0\u1eddi vay l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng d\u01b0\u1edbi chu\u1ea9n c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng vay c\u00f3 m\u1ee9c \u0111\u1ed9 r\u1ee7i ro l\u1edbn, vi\u1ec7c n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c h\u1ecd ph\u1ea3i vay v\u1edbi l\u00e3i su\u1ea5t cao l\u00e0 \u0111\u01b0\u01a1ng nhi\u00ean.<\/p>\n

Gi\u1ea3i th\u00edch v\u1ec1 m\u1ee9c l\u00e3i su\u1ea5t \u201ckh\u1ee7ng\u201d n\u00e0y, TS.Cao S\u1ef9 Ki\u00eam cho r\u1eb1ng, n\u1ebfu nh\u00ecn \u1edf g\u00f3c \u0111\u1ed9 ch\u00ednh s\u00e1ch th\u00ec hi\u1ec7n nay l\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p huy \u0111\u1ed9ng ti\u1ec1n g\u1eedi t\u1eeb d\u00e2n c\u01b0. H\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh\u0111\u1ec1u ph\u1ea3i huy \u0111\u1ed9ng v\u1ed1n t\u1eeb c\u00e1c ngu\u1ed3n \u0111i vay. Vi\u1ec7c ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu kh\u00e1 kh\u00f3 kh\u0103n v\u00e0 t\u1ed1n k\u00e9m do th\u1eddi gian ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty n\u00e0y ch\u01b0a d\u00e0i, l\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 t\u00edn nhi\u1ec7m ch\u01b0a cao. H\u01a1n n\u1eefa, c\u00e1c kho\u1ea3n vay ch\u1ee7 y\u1ebfu t\u1eeb 10-50 tri\u1ec7u kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m n\u00ean c\u00e1c \u0111\u01a1n v\u1ecb n\u00e0y ph\u1ea3i tr\u00edch l\u1eadp m\u1ed9t kho\u1ea3n d\u1ef1 ph\u00f2ng, \u0111i\u1ec1u \u0111\u00f3 d\u1eabn \u0111\u1ebfn m\u1ee9c l\u00e3i su\u1ea5t c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh lu\u00f4n cao h\u01a1n so v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cho vay ti\u00eau d\u00f9ng c\u1ee7a kh\u1ed1i c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

\u0110\u1ec3 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng, h\u00e0i h\u00f2a l\u1ee3i \u00edch gi\u1eefa b\u00ean cho vay v\u00e0 ng\u01b0\u1eddi \u0111i vay, theo chuy\u00ean gia kinh t\u1ebfTS. Nguy\u1ec5n Minh Phong, v\u1ea5n \u0111\u1ec1 \u0111\u1ea7u ti\u00ean c\u1ea7n quan t\u00e2m l\u00e0 ph\u1ea3i ho\u00e0n thi\u1ec7n c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd cho k\u00eanh t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng nh\u1eb1m t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng, c\u1ea1nh tranh l\u00e0nh m\u1ea1nh. Theo \u0111\u00f3, c\u1ea7n t\u00e1ch ri\u00eang d\u1ecbch v\u1ee5 cho vay ti\u00eau d\u00f9ng t\u00edn ch\u1ea5p d\u00e0nh cho kh\u00e1ch h\u00e0ng d\u01b0\u1edbi chu\u1ea9n \u0111\u1ec3 t\u1ea1o thu\u1eadn l\u1ee3i h\u01a1n cho m\u1ecdi \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi nh\u00f3m kh\u00e1ch h\u00e0ng thu nh\u1eadp th\u1ea5p. S\u1ef1 c\u1ea1nh tranh \u0111a d\u1ea1ng nh\u01b0 v\u1eady s\u1ebd l\u00e0m t\u0103ng ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 v\u00e0 gi\u1ea3m l\u00e3i su\u1ea5t, t\u1ef7 l\u1ec7 t\u0103ng tr\u01b0\u1edfng cho lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 n\u00e0y s\u1ebd t\u0103ng nhanh h\u01a1n.<\/p>\n

Ngo\u00e0i ra, c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc v\u00e0 b\u1ea3n th\u00e2n c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng c\u0169ng ph\u1ea3i ch\u00fa tr\u1ecdng n\u00e2ng cao h\u01a1n n\u1eefa nh\u1eadn th\u1ee9c cho ng\u01b0\u1eddi d\u00e2n v\u1ec1 d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng. C\u00f4ng ty t\u00e0i ch\u00ednh c\u1ea7n ph\u1ea3i c\u00f3 t\u01b0 v\u1ea5n t\u1ed1t c\u1ea3 tr\u01b0\u1edbc v\u00e0 trong qu\u00e1 tr\u00ecnh kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5, b\u1edfi v\u00ec nhi\u1ec1u kh\u00e1ch h\u00e0ng c\u00f3 th\u00f3i quen kh\u00f4ng t\u00ecm hi\u1ec3u h\u1ebft c\u00e1c quy \u0111\u1ecbnh, ngh\u0129a v\u1ee5, \u00fd th\u1ee9c tr\u1ea3 n\u1ee3 k\u00e9m, n\u00ean c\u00f3 th\u1ec3 d\u1eabn t\u1edbi nh\u1eefng ph\u1ea3n \u1ee9ng ti\u00eau c\u1ef1c, m\u1ed9t chi\u1ec1u, g\u00e2y b\u1ea5t l\u1ee3i trong d\u01b0 lu\u1eadn. L\u00e0m \u0111\u01b0\u1ee3c nh\u01b0 v\u1eady, uy t\u00edn, vai tr\u00f2 c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh ti\u00eau d\u00f9ng m\u1edbi \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n, t\u1ea1o \u0111\u1ed9ng l\u1ef1c tham gia v\u00e0o qu\u00e1 tr\u00ecnh giao l\u01b0u h\u00e0ng h\u00f3a, mang l\u1ea1i nh\u1eefng thu\u1eadn l\u1ee3i nh\u1ea5t \u0111\u1ecbnh cho ng\u01b0\u1eddi ti\u00eau d\u00f9ng n\u00f3i ri\u00eang, th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng n\u1ec1n kinh t\u1ebf n\u00f3i chung.\/.<\/p>\n

Nguy\u1ec5n Qu\u00e2n \/ Theo Ng\u00e0y nay Online<\/strong><\/p>\n

——-<\/p>\n

Ng\u00e0y nay (Kinh doanh) 06-10-2015:<\/em><\/strong><\/p>\n

http:\/\/tieudungplus.vn\/print\/ngay-cang-nhieu-nguoi-dan-lua-chon-vay-tieu-dung-4234.html<\/em><\/a><\/p>\n

(142\/1.261)<\/strong>","protected":false},"excerpt":{"rendered":"

(NN) – Th\u1ee7 t\u1ee5c vay linh ho\u1ea1t, \u0111\u01a1n gi\u1ea3n,k\u00ec h\u1ea1n linh ho\u1ea1t, x\u00e9t duy\u1ec7t nhanh ch\u00f3ng, kh\u00f4ng c\u1ea7n t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p… l\u00e0 nh\u1eefng th\u1ebf m\u1ea1nh khi\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng ng\u00e0y c\u00e0ng c\u00f3 xu h\u01b0\u1edbng l\u1ef1a ch\u1ecdn vay t\u1eeb c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh h\u01a1n l\u00e0 c\u00e1c d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. S\u1ef1 l\u00ean […]<\/p>\n","protected":false},"author":3,"featured_media":20363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20362","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n854. 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