{"id":20378,"date":"2015-10-09T10:23:54","date_gmt":"2015-10-09T03:23:54","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20378"},"modified":"2022-05-06T10:27:52","modified_gmt":"2022-05-06T03:27:52","slug":"858a-truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/858a-truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn\/","title":{"rendered":"858a. Tr\u01b0\u1edbc h\u1ebft ph\u1ea3i quy tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd n\u1ee3 x\u1ea5u cho DN"},"content":{"rendered":"<strong>(NH) &#8211; Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh nh\u01b0 v\u1eady khi trao \u0111\u1ed5i v\u1ec1 v\u1ea5n \u0111\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u hi\u1ec7n nay.<\/strong><\/p>\n<table width=\"192\">\n<tbody>\n<tr>\n<td><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-20379 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/58a-450x373.jpg\" alt=\"\" width=\"450\" height=\"373\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/58a-450x373.jpg 450w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/58a.jpg 500w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/td>\n<\/tr>\n<tr>\n<td><em>LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Tr\u01b0\u1edbc h\u1ebft ph\u1ea3i quy tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd n\u1ee3 x\u1ea5u cho DN n\u1ee3. DN ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ch\u00ednh v\u1ec1 vi\u1ec7c kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 vay, t\u1ee9c v\u1ec1 t\u00ecnh tr\u1ea1ng n\u1ee3 x\u1ea5u c\u1ee7a ng\u00e2n h\u00e0ng. V\u00ec x\u00e3 h\u1ed9i v\u00e0 c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ee9 nghi\u00eang nh\u1ea7m theo h\u01b0\u1edbng r\u1eb1ng, n\u1ee3 x\u1ea5u l\u00e0 c\u1ee7a NH, n\u00ean \u0111\u1ea9y h\u1ebft cho ng\u00e2n h\u00e0ng\u00a0ph\u1ea3i t\u1ef1 ch\u1ecbu, t\u1ef1 lo v\u00e0 t\u1ef1 \u201cx\u1eed\u201d, v\u00ec v\u1eady d\u1eabn \u0111\u1ebfn vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u th\u1ef1c ch\u1ea5t b\u1ecb r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng r\u1ea5t kh\u00f3, r\u1ea5t ch\u1eadm v\u00e0 r\u1ea5t x\u1ea5u.<\/p>\n<p>X\u1eed l\u00fd n\u1ee3 x\u1ea5u kh\u00f4ng ch\u1ec9 l\u00e0 vi\u1ec7c gi\u00fap cho h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, m\u00e0 l\u00e0 c\u1ee9u gi\u00fap c\u1ea3 n\u1ec1n kinh t\u1ebf, v\u00ec th\u1ef1c ch\u1ea5t c\u1ee7a vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u, l\u00e0 \u201cc\u1ea5p c\u1ee9u, \u0111i\u1ec1u tr\u1ecb v\u00e0 d\u01b0\u1ee1ng b\u1ec7nh\u201d cho DN, c\u0169ng nh\u01b0 cho c\u1ea3 n\u1ec1n kinh t\u1ebf.<\/p>\n<p>Ti\u1ebfp \u0111\u00f3 l\u00e0 b\u1ea3o v\u1ec7 quy\u1ec1n c\u1ee7a ch\u1ee7 n\u1ee3. M\u1eb7c d\u00f9, c\u1ea3 hai b\u00ean trong quan h\u1ec7 t\u00edn d\u1ee5ng l\u00e0 ng\u00e2n h\u00e0ng\u00a0v\u00e0 kh\u00e1ch h\u00e0ng vay, \u0111\u1ec1u c\u1ea7n \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt b\u1ea3o v\u1ec7. Tuy nhi\u00ean, quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n l\u00e0 ti\u1ec1n cho vay c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 h\u01a1n quy\u1ec1n s\u1edf h\u1eefu l\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m ti\u1ec1n vay.<\/p>\n<p>Kh\u00f4ng ph\u1ea3i v\u00f4 c\u1edb m\u00e0 B\u1ed9 lu\u1eadt T\u1ed1 t\u1ee5ng d\u00e2n s\u1ef1 n\u0103m 2004 (\u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung n\u0103m 2011), \u0111\u00e3 quy \u0111\u1ecbnh: Th\u1eddi hi\u1ec7u \u0111\u1ec3 kh\u1edfi ki\u1ec7n \u0111\u00f2i ti\u1ec1n b\u1ed3i th\u01b0\u1eddng trong c\u00e1c v\u1ee5 vi\u1ec7c tranh ch\u1ea5p h\u1ee3p \u0111\u1ed3ng ch\u1ec9 c\u00f3 2 n\u0103m, nh\u01b0ng th\u1eddi hi\u1ec7u kh\u1edfi ki\u1ec7n \u0111\u1ec3 ch\u1ee7 n\u1ee3 \u0111\u00f2i l\u1ea1i ti\u1ec1n cho vay \u0111\u01b0\u1ee3c k\u00e9o d\u00e0i v\u0129nh vi\u1ec5n.<\/p>\n<p>Theo \u0111u\u1ed5i n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, b\u00ean c\u1ea1nh \u201ccu\u1ed9c chi\u1ebfn\u201d ch\u1ed1ng \u201cgi\u1eb7c t\u00edn d\u1ee5ng \u0111en\u201d b\u1ea5t h\u1ee3p ph\u00e1p b\u00f3c l\u1ed9t ng\u01b0\u1eddi \u0111i vay v\u00e0 c\u0103n b\u1ea3n h\u01a1n l\u00e0 ph\u1ea3i b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c quy\u1ec1n s\u1edf h\u1eefu ti\u1ec1n b\u1ea1c c\u1ee7a ng\u01b0\u1eddi cho vay h\u1ee3p ph\u00e1p.<\/p>\n<p>Khi kho\u1ea3n vay c\u00f2n l\u00e0 n\u1ee3 t\u1ed1t th\u00ec kh\u00e1ch h\u00e0ng l\u00e0 \u201cTh\u01b0\u1ee3ng \u0111\u1ebf\u201d, nh\u01b0ng khi \u0111\u00e3 bi\u1ebfn th\u00e0nh n\u1ee3 x\u1ea5u th\u00ec \u201cTh\u01b0\u1ee3ng \u0111\u1ebf\u201d \u0111\u00e3 tr\u1edf th\u00e0nh \u201ct\u1ed9i \u0111\u1ed3\u201d, v\u00ec kh\u00f4ng c\u00f2n mang l\u1ea1i l\u1ee3i nhu\u1eadn, l\u1ee3i \u00edch m\u00e0 mang l\u1ea1i r\u1ee7i ro, nguy hi\u1ec3m cho ng\u00e2n h\u00e0ng\u00a0c\u0169ng nh\u01b0 cho n\u1ec1n kinh t\u1ebf. Khi \u0111\u00f3, con n\u1ee3 kh\u00f4ng th\u1ec3 c\u00f9ng v\u1ecb th\u1ebf v\u1edbi ch\u1ee7 n\u1ee3.<\/p>\n<p>Tuy nhi\u00ean, ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh kh\u00f4ng nh\u1eefng ch\u01b0a kh\u1eb3ng \u0111\u1ecbnh r\u00f5 v\u1ecb th\u1ebf c\u1ee7a ch\u1ee7 n\u1ee3, kh\u00f4ng \u01b0u ti\u00ean b\u1ea3o v\u1ec7 quy\u1ec1n c\u1ee7a ch\u1ee7 n\u1ee3, b\u1ea3o v\u1ec7 quy\u1ec1n s\u1edf h\u1eefu h\u1ee3p ph\u00e1p b\u1ecb x\u00e2m ph\u1ea1m, m\u00e0 l\u1ea1i coi ch\u1ee7 n\u1ee3 c\u0169ng nh\u01b0 con n\u1ee3, th\u1eadm ch\u00ed c\u00f2n nghi\u00eang v\u1ec1 ph\u00eda b\u1ea3o v\u1ec7 con n\u1ee3.<\/p>\n<p>\u0110i\u1ec1u n\u00e0y \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n ngay t\u1eeb c\u00e1ch g\u1ecdi ng\u01b0\u1eddi c\u00f3 quy\u1ec1n \u0111\u00f2i n\u1ee3 l\u00e0 ch\u1ee7 n\u1ee3, nh\u01b0ng l\u1ea1i kh\u00f4ng g\u1ecdi ng\u01b0\u1eddi c\u00f3 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 l\u00e0 con n\u1ee3, m\u00e0 ch\u1ec9 g\u1ecdi l\u00e0 ng\u01b0\u1eddi n\u1ee3, ng\u01b0\u1eddi m\u1eafc n\u1ee3 v\u00e0 th\u1eadm ch\u00ed \u201ct\u00f4n\u201d l\u00ean th\u00e0nh \u201ckh\u00e1ch n\u1ee3\u201d, t\u1ee9c v\u1eabn gi\u1eef ng\u00f4i \u201cTh\u01b0\u1ee3ng \u0111\u1ebf\u201d (c\u00f3 14 Ngh\u1ecb \u0111\u1ecbnh v\u00e0 kho\u1ea3ng tr\u00ean 50 th\u00f4ng t\u01b0, quy\u1ebft \u0111\u1ecbnh s\u1eed d\u1ee5ng t\u1eeb \u201ckh\u00e1ch n\u1ee3\u201d).<\/p>\n<p><strong>PV<\/strong><\/p>\n<p>&#8212;&#8212;-<\/p>\n<p><strong><em>Th\u1eddi b\u00e1o Ng\u00e2n h\u00e0ng (G\u00f3c nh\u00ecn) 09-10-2015:<\/em><\/strong><\/p>\n<p><a href=\"http:\/\/thoibaonganhang.vn\/truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn-40352.html\"><em>http:\/\/thoibaonganhang.vn\/truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn-40352.html<\/em><\/a><\/p>\n<p><em>(548\/548)<\/em>","protected":false},"excerpt":{"rendered":"<p>(NH) &#8211; Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh nh\u01b0 v\u1eady khi trao \u0111\u1ed5i v\u1ec1 v\u1ea5n \u0111\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u hi\u1ec7n nay. LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c Tr\u01b0\u1edbc h\u1ebft ph\u1ea3i quy tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd n\u1ee3 x\u1ea5u cho DN n\u1ee3. DN ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ch\u00ednh v\u1ec1 vi\u1ec7c kh\u00f4ng tr\u1ea3 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":20224,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20378","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>858a. Tr\u01b0\u1edbc h\u1ebft ph\u1ea3i quy tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd n\u1ee3 x\u1ea5u cho DN  - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/858a-truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]858a. Tr\u01b0\u1edbc h\u1ebft ph\u1ea3i quy tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd n\u1ee3 x\u1ea5u cho DN [:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(NH) &#8211; Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh nh\u01b0 v\u1eady khi trao \u0111\u1ed5i v\u1ec1 v\u1ea5n \u0111\u1ec1 x\u1eed l\u00fd n\u1ee3 x\u1ea5u hi\u1ec7n nay. LS. Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c Tr\u01b0\u1edbc h\u1ebft ph\u1ea3i quy tr\u00e1ch nhi\u1ec7m x\u1eed l\u00fd n\u1ee3 x\u1ea5u cho DN n\u1ee3. DN ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ch\u00ednh v\u1ec1 vi\u1ec7c kh\u00f4ng tr\u1ea3 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/858a-truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2015-10-09T03:23:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-06T03:27:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2015\/06\/no-xau-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"276\" \/>\n\t<meta property=\"og:image:height\" content=\"183\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/858a-truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/858a-truoc-het-phai-quy-trach-nhiem-xu-ly-no-xau-cho-dn\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng Trung Ngh\u0129a\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/28ef9093c3478d1b1ba56f61255ebe7a\"},\"headline\":\"858a. 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