{"id":20709,"date":"2015-07-15T14:02:39","date_gmt":"2015-07-15T07:02:39","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20709"},"modified":"2022-05-11T14:04:51","modified_gmt":"2022-05-11T07:04:51","slug":"755-phi-atm-moc-tui-khach-hang","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/","title":{"rendered":"755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng"},"content":{"rendered":"(PL) – ATM hi\u1ec7n ch\u01b0a ph\u1ea3i l\u00e0 d\u1ecbch v\u1ee5 th\u1ecb tr\u01b0\u1eddng \u0111\u00fang ngh\u0129a v\u00e0 c\u00f3 nhi\u1ec1u bi\u1ebfn t\u01b0\u1edbng khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng b\u1ee9c x\u00fac.<\/strong><\/p>\n

Th\u1eddi gian g\u1ea7n \u0111\u00e2y, nhi\u1ec1u ng\u00e2n h\u00e0ng (NH) l\u1ea1i t\u0103ng ph\u00ed ATM. M\u1edbi \u0111\u00e2y nh\u1ea5t, HDBank ch\u00ednh th\u1ee9c thu ph\u00ed th\u01b0\u1eddng ni\u00ean 60.000 \u0111\u1ed3ng\/n\u0103m, c\u00f2n tr\u01b0\u1edbc \u0111\u00e2y mi\u1ec5n ph\u00ed. Ch\u1ee7 th\u1ebb n\u1ed9i \u0111\u1ecba EximBank khi r\u00fat ti\u1ec1n c\u0169ng b\u1ecb thu 1.100 \u0111\u1ed3ng\/giao d\u1ecbch cho giao d\u1ecbch \u0111\u1ea7u ti\u00ean thay v\u00ec mi\u1ec5n ph\u00ed nh\u01b0 tr\u01b0\u1edbc.<\/p>\n

Ph\u00ed chuy\u1ec3n kho\u1ea3n c\u00f9ng h\u1ec7 th\u1ed1ng 2.200 \u0111\u1ed3ng, ph\u00ed r\u00fat ti\u1ec1n 2.200 \u0111\u1ed3ng, in sao k\u00ea, ph\u00ed c\u1ea5p l\u1ea1i pin 30.000 \u0111\u1ed3ng\/l\u1ea7n, ph\u00ed in h\u00f3a \u0111\u01a1n 500 \u0111\u1ed3ng\/giao d\u1ecbch, ph\u00ed chuy\u1ec3n ti\u1ec1n li\u00ean ng\u00e2n h\u00e0ng qua ATM 10.000 \u0111\u1ed3ng\/giao d\u1ecbch…<\/p>\n

\"\"<\/em><\/p>\n

Nhi\u1ec1u kh\u00e1ch h\u00e0ng than phi\u1ec1n ph\u00ed ATM hi\u1ec7n nay qu\u00e1 nhi\u1ec1u. \u1ea2nh minh h\u1ecda: HTD<\/em><\/p>\n

Hoa m\u1eaft v\u1edbi c\u00e1c lo\u1ea1i ph\u00ed<\/strong><\/p>\n

Tr\u01b0\u1edbc h\u00e0ng lo\u1ea1t lo\u1ea1i ph\u00ed nh\u01b0 v\u1eady, \u00f4ng B\u00f9i Qu\u1ed1c L\u1ee3i, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty D\u1ecbch v\u1ee5 k\u1ef9 thu\u1eadt Minh Giao, nh\u00ecn nh\u1eadn c\u00e1c doanh nghi\u1ec7p giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean v\u1edbi h\u00e0ng t\u1ec9 \u0111\u1ed3ng th\u00ec h\u1ecd r\u1ea5t quan t\u00e2m \u0111\u1ebfn vi\u1ec7c t\u0103ng ph\u00ed. \u201cRi\u00eang t\u1ea1i ACB, v\u00ec s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 n\u00e0o t\u00ednh ph\u00ed d\u1ecbch v\u1ee5 \u0111\u00f3 n\u00ean khi chuy\u1ec3n kho\u1ea3n t\u1eeb NH n\u00e0y sang MB ph\u00ed b\u1ecb t\u00ednh cao h\u01a1n. Do v\u1eady, n\u1ebfu c\u1ed9ng l\u1ea1i m\u1ed9t n\u0103m th\u00ec s\u1ed1 ti\u1ec1n s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 kh\u00f4ng ph\u1ea3i l\u00e0 nh\u1ecf\u201d – \u00f4ng L\u1ee3i n\u00f3i.<\/p>\n

Anh T., m\u1ed9t kh\u00e1ch h\u00e0ng t\u1ea1i H\u00e0 N\u1ed9i, cho r\u1eb1ng khi ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ATM th\u00ec vi\u1ec7c ph\u1ea3i tr\u1ea3 ph\u00ed l\u00e0 b\u00ecnh th\u01b0\u1eddng. \u201cV\u1ea5n \u0111\u1ec1 l\u00e0 m\u1ee9c ph\u00ed m\u00e0 kh\u00e1ch h\u00e0ng ph\u1ea3i tr\u1ea3 l\u00e0 qu\u00e1 nhi\u1ec1u v\u00e0 cao. M\u1eb7t kh\u00e1c, NH ph\u1ea3i thanh to\u00e1n s\u00f2ng ph\u1eb3ng l\u00e3i su\u1ea5t s\u1ed1 ti\u1ec1n \u0111\u1ec3 trong th\u1ebb c\u1ee7a kh\u00e1ch h\u00e0ng. B\u1edfi \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp cao, s\u1ed1 ti\u1ec1n m\u00e0 h\u1ecd duy tr\u00ec trong t\u00e0i kho\u1ea3n th\u1ebb kh\u00f4ng nh\u1ecf. Nh\u01b0 v\u1eady NH t\u1ef1 nhi\u00ean c\u00f3 \u0111\u01b0\u1ee3c kho\u1ea3n l\u00e3i l\u1edbn\u201d.<\/p>\n

G\u1eb7p kh\u00f3 kh\u0103n n\u00ean thu ph\u00ed?<\/strong><\/p>\n

Kh\u00f4ng \u00edt kh\u00e1ch h\u00e0ng b\u1ee9c x\u00fac cho r\u1eb1ng NH, t\u1ee9c b\u00ean cung \u1ee9ng d\u1ecbch v\u1ee5, th\u00f4ng th\u01b0\u1eddng mu\u1ed1n thu ph\u00ed th\u00ec c\u1ee9 \u0111\u01a1n ph\u01b0\u01a1ng th\u00f4ng b\u00e1o r\u1ed3i ti\u1ebfn h\u00e0nh thu, l\u1ea1m d\u1ee5ng quy\u1ec1n \u0111\u01b0\u1ee3c thu v\u00e0 \u00e1p d\u1ee5ng nh\u1eefng lo\u1ea1i ph\u00ed qu\u00e1 cao ho\u1eb7c kh\u00f4ng ph\u00f9 h\u1ee3p. Trong khi \u0111\u00f3, ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 ATM l\u1ea1i c\u00f3 v\u1ea5n \u0111\u1ec1. V\u00ed d\u1ee5 nh\u01b0 h\u1ebft ti\u1ec1n, ng\u01b0ng cung c\u1ea5p do ngh\u1ebdn m\u1ea1ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u00e0o c\u00e1c d\u1ecbp l\u1ec5, t\u1ebft. Th\u1ebf nh\u01b0ng ph\u00ed ATM l\u1ea1i li\u00ean t\u1ee5c t\u0103ng.<\/p>\n

TS Nguy\u1ec5n Tr\u00ed Hi\u1ebfu, chuy\u00ean gia t\u00e0i ch\u00ednh NH, ph\u00e2n t\u00edch c\u00f3 nhi\u1ec1u nguy\u00ean nh\u00e2n khi\u1ebfn NH thu ph\u00ed ho\u1eb7c t\u0103ng ph\u00ed ATM. V\u00ed d\u1ee5: Nh\u1eefng n\u0103m qua NH ch\u1ee7 y\u1ebfu ch\u00fa tr\u1ecdng v\u00e0o d\u1ecbch v\u1ee5 cho vay m\u00e0 kh\u00f4ng quan t\u00e2m nhi\u1ec1u \u0111\u1ebfn ph\u00e1t tri\u1ec3n b\u00e1n l\u1ebb. L\u1ee3i nhu\u1eadn c\u1ee7a NH tr\u01b0\u1edbc \u0111\u00e2y l\u1edbn n\u00ean h\u1ecd s\u1eb5n s\u00e0ng mi\u1ec5n ph\u00ed d\u1ecbch v\u1ee5. Song hi\u1ec7n nay kinh doanh ng\u00e0y c\u00e0ng kh\u00f3 kh\u0103n, ngu\u1ed3n thu t\u1eeb t\u00edn d\u1ee5ng gi\u1ea3m s\u00fat khi\u1ebfn c\u00e1c NH t\u0103ng c\u01b0\u1eddng thu ph\u00ed, trong \u0111\u00f3 c\u00f3 ph\u00ed s\u1eed d\u1ee5ng th\u1ebb v\u00e0 ph\u00ed giao d\u1ecbch tr\u00ean ATM.<\/p>\n

\u201cG\u1eafn v\u1edbi chi\u1ebfc th\u1ebb ATM c\u00f3 qu\u00e1 nhi\u1ec1u lo\u1ea1i ph\u00ed, kh\u00e1c h\u1eb3n v\u1edbi \u1edf n\u01b0\u1edbc ngo\u00e0i h\u1ea7u nh\u01b0 kh\u00f4ng t\u00ednh ph\u00ed ATM. Nh\u01b0ng vi\u1ec7c s\u1eed d\u1ee5ng th\u1ebb ATM \u1edf M\u1ef9 kh\u00e1c h\u1eb3n v\u1edbi \u1edf Vi\u1ec7t Nam\u2026\u201d – \u00f4ng Hi\u1ebfu n\u00f3i.<\/p>\n

L\u00e3nh \u0111\u1ea1o m\u1ed9t NH t\u1ea1i TP.HCM l\u00fd gi\u1ea3i \u0111\u1ea7u t\u01b0 cho m\u1ed9t c\u00e2y ATM h\u01a1n 300 tri\u1ec7u \u0111\u1ed3ng. \u0110\u1ea7u t\u01b0 h\u1ec7 th\u1ed1ng d\u1eef li\u1ec7u ph\u1ea7n m\u1ec1m, b\u1ea3n quy\u1ec1n\u2026 kho\u1ea3ng 450 tri\u1ec7u \u0111\u1ed3ng.<\/p>\n

\u201cN\u1ebfu th\u1eddi gian kh\u1ea5u hao l\u00e0 t\u00e1m n\u0103m th\u00ec NH s\u1ebd m\u1ea5t \u0111i kho\u1ea3ng 1 t\u1ec9 \u0111\u1ed3ng\/m\u00e1y. Nh\u01b0 v\u1eady v\u1edbi m\u1ed9t NH c\u00f3 kho\u1ea3ng 300-500 m\u00e1y s\u1ebd ng\u1ed1n v\u00e0i ch\u1ee5c t\u1ec9 \u0111\u1ed3ng\/n\u0103m. S\u1ed1 ti\u1ec1n n\u00e0y ch\u01b0a t\u00ednh \u0111\u1ebfn c\u00e1c lo\u1ea1i ph\u00ed nh\u01b0 thu\u00ea m\u1eb7t b\u1eb1ng, \u0111\u01b0\u1eddng truy\u1ec1n\u2026 Th\u1ebf n\u00ean d\u00f9 c\u00f3 t\u0103ng ph\u00ed \u0111i ch\u0103ng n\u1eefa c\u0169ng kh\u00f4ng b\u00f9 \u0111\u1eafp \u0111\u01b0\u1ee3c chi ph\u00ed m\u00e0 NH \u0111\u00e3 b\u1ecf ra\u201d – v\u1ecb n\u00e0y n\u00f3i.<\/p>\n

B\u1ea5t l\u1ee3i cho ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM<\/em><\/strong><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Trung t\u00e2m Tr\u1ecdng t\u00e0i qu\u1ed1c t\u1ebf Vi\u1ec7t Nam (VIAC), n\u00f3i vi\u1ec7c NH t\u0103ng c\u00e1c lo\u1ea1i ph\u00ed \u0111\u1ed1i v\u1edbi th\u1ebb ATM g\u00e2y b\u1ea5t l\u1ee3i cho ng\u01b0\u1eddi d\u00f9ng th\u1ebb ATM. Tuy vi\u1ec7c n\u00e0y ph\u1ea7n l\u1edbn d\u1ef1a tr\u00ean c\u01a1 s\u1edf gi\u00e1 c\u1ea3 th\u1ecb tr\u01b0\u1eddng nh\u01b0ng khi c\u00e1c NH \u0111\u1ec1u t\u0103ng ph\u00ed ATM th\u00ec kh\u00e1ch h\u00e0ng v\u1eabn ph\u1ea3i ch\u1ea5p nh\u1eadn v\u00ec \u00edt c\u00f3 l\u1ef1a ch\u1ecdn kh\u00e1c.<\/em><\/p>\n

\u201cV\u1ec1 vi\u1ec7c c\u00e1c NH thu nhi\u1ec1u lo\u1ea1i ph\u00ed \u0111\u1ed1i v\u1edbi ATM c\u00f3 h\u1ee3p l\u00fd hay kh\u00f4ng th\u00ec c\u00f2n ph\u1ea3i xem x\u00e9t tr\u00ean nhi\u1ec1u g\u00f3c \u0111\u1ed9. C\u00f3 \u0111i\u1ec1u th\u1ea5y r\u00f5 l\u00e0 vi\u1ec7c t\u0103ng ph\u00ed n\u00e0y s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ef1 t\u00edn nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi d\u00f9ng th\u1ebb v\u00e0 g\u00e2y ra b\u1ea5t l\u1ee3i \u0111\u1ed1i v\u1edbi NH\u201d – lu\u1eadt s\u01b0 \u0110\u1ee9c b\u00ecnh lu\u1eadn.<\/em><\/p>\n

Ch\u1eb3ng h\u1ea1n kh\u00e1ch h\u00e0ng h\u1ee7y b\u1ecf th\u1ebb, chuy\u1ec3n qua NH kh\u00e1c ho\u1eb7c quay tr\u1edf l\u1ea1i giao d\u1ecbch ti\u1ec1n m\u1eb7t, d\u1eabn \u0111\u1ebfn NH m\u1ea5t kh\u00e1ch, m\u1ea5t ngu\u1ed3n thu, \u0111\u1ed3ng th\u1eddi m\u1ee5c ti\u00eau h\u1ea1n ch\u1ebf s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t s\u1ebd b\u1ecb \u1ea3nh h\u01b0\u1edfng.<\/em><\/p>\n

M\u1ed9t trong c\u00e1c gi\u1ea3i ph\u00e1p \u0111\u1ec3 gi\u1ea3m ph\u00ed, t\u1ee9c gi\u1ea3m gi\u00e1 d\u1ecbch v\u1ee5 ATM, theo lu\u1eadt s\u01b0 \u0110\u1ee9c l\u00e0 Nh\u00e0 n\u01b0\u1edbc ph\u1ea3i t\u1ea1o ra m\u1ed9t m\u00f4i tr\u01b0\u1eddng c\u1ea1nh tranh an to\u00e0n, l\u00e0nh m\u1ea1nh v\u00e0 hi\u1ec7u qu\u1ea3, qua \u0111\u00f3 bu\u1ed9c c\u00e1c NH ph\u1ea3i gi\u1ea3m gi\u00e1, trong \u0111\u00f3 c\u00f3 c\u00e1c kho\u1ea3n ph\u00ed ATM. \u201cKhi \u0111\u00f3 kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng ATM s\u1ebd c\u00f3 nhi\u1ec1u l\u1ef1a ch\u1ecdn v\u00ec c\u00e1c NH ph\u1ea3i c\u00f3 nh\u1eefng d\u1ecbch v\u1ee5 t\u1ed1t nh\u1ea5t, c\u00f3 l\u1ee3i nh\u1ea5t v\u00e0 r\u1ebb nh\u1ea5t \u0111\u1ec3 ph\u1ee5c v\u1ee5 kh\u00e1ch h\u00e0ng\u201d.<\/em><\/p>\n

M\u1ed9t chuy\u00ean gia \u0111\u1ec1 ngh\u1ecb kh\u00f4ng n\u00eau t\u00ean cho r\u1eb1ng mu\u1ed1n thu ph\u00ed ATM th\u00ec ph\u1ea3i x\u00e1c \u0111\u1ecbnh r\u00f5 ATM l\u00e0 d\u1ecbch v\u1ee5 hay l\u00e0 c\u00f4ng c\u1ee5 th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch c\u1ee7a Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

Theo \u0111\u00f3, n\u1ebfu coi ATM nh\u01b0 m\u1ed9t d\u1ecbch v\u1ee5 kinh doanh c\u1ee7a NH, d\u1ecbch v\u1ee5 n\u00e0y ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng theo quy lu\u1eadt cung-c\u1ea7u c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Th\u1ef1c t\u1ebf, ATM hi\u1ec7n ch\u01b0a ph\u1ea3i l\u00e0 d\u1ecbch v\u1ee5 th\u1ecb tr\u01b0\u1eddng \u0111\u00fang ngh\u0129a v\u00e0 c\u00f3 nhi\u1ec1u bi\u1ebfn t\u01b0\u1edbng n\u00ean ng\u01b0\u1eddi d\u00f9ng b\u1ee9c x\u00fac.<\/p>\n

N\u1ebfu coi ATM l\u00e0 c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch c\u1ee7a Nh\u00e0 n\u01b0\u1edbc nh\u1eb1m h\u1ea1n ch\u1ebf vi\u1ec7c d\u00f9ng ti\u1ec1n m\u1eb7t, t\u1ea1o thu\u1eadn l\u1ee3i trong qu\u1ea3n l\u00fd, minh b\u1ea1ch d\u00f2ng ti\u1ec1n th\u00ec c\u00e1c NH kh\u00f4ng \u0111\u01b0\u1ee3c thu ph\u00ed ATM.<\/p>\n

\u201cTuy nhi\u00ean, s\u1ef1 nh\u1eadp nh\u1eb1ng trong s\u1eed d\u1ee5ng v\u00e0 qu\u1ea3n l\u00fd ATM c\u1ee7a c\u00e1c NH \u0111\u00e3 t\u1ea1o ra nh\u1eefng b\u1ea5t h\u1ee3p l\u00fd. Do v\u1eady, ng\u01b0\u1eddi d\u00e2n ph\u1ea7n n\u00e0o \u0111\u00f3 c\u00f2n ch\u01b0a \u0111\u1ed3ng t\u00ecnh v\u1edbi c\u00e1c kho\u1ea3n ph\u00ed ATM c\u0169ng l\u00e0 \u0111i\u1ec1u d\u1ec5 hi\u1ec3u\u201d – chuy\u00ean gia n\u00e0y cho hay.<\/p>\n\n\n\n
C\u1ea7n minh b\u1ea1ch t\u1eebng kho\u1ea3n ph\u00ed<\/strong><\/p>\n

Theo TS Tr\u1ecbnh Minh Th\u1ea3o, chuy\u00ean gia t\u00e0i ch\u00ednh NH, nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n c\u1ee7a c\u00e1c NH khi m\u1eddi kh\u00e1ch h\u00e0ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ATM ph\u1ea3i c\u00f4ng khai, minh b\u1ea1ch t\u1eebng kho\u1ea3n ph\u00ed. N\u1ebfu t\u0103ng ph\u00ed ph\u1ea3i th\u00f4ng b\u00e1o r\u1ed9ng r\u00e3i, c\u00f4ng khai \u0111\u1ec3 kh\u00e1ch h\u00e0ng kh\u00f4ng c\u1ea3m th\u1ea5y b\u1ed7ng nhi\u00ean l\u1ea1i t\u0103ng ph\u00ed n\u00ean th\u1ea5y kh\u00f4ng tho\u1ea3i m\u00e1i.<\/p>\n

Ph\u00eda kh\u00e1ch h\u00e0ng n\u1ebfu th\u1ea5y d\u1ecbch v\u1ee5 n\u00e0o kh\u00f4ng h\u1eefu d\u1ee5ng cho m\u00ecnh, khi k\u00fd h\u1ee3p \u0111\u1ed3ng h\u00e3y c\u1eaft d\u1ecbch v\u1ee5 \u0111\u00f3.<\/p>\n

H\u1ecd \u0111\u00e3 n\u00f3i<\/strong><\/p>\n

C\u1ea7n xem l\u1ea1i<\/strong><\/p>\n

Ph\u1ea7n l\u1edbn c\u00e1c lo\u1ea1i ph\u00ed m\u00e0 NH thu c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng ATM l\u00e0 kh\u00e1 h\u1ee3p l\u00fd v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7. Song vi\u1ec7c m\u1ed9t th\u1ebb ATM g\u00e1nh nhi\u1ec1u ph\u00ed l\u00e0 \u0111i\u1ec1u c\u00e1c NH c\u1ea7n xem x\u00e9t l\u1ea1i. B\u1edfi l\u1ebd n\u1ebfu coi ATM l\u00e0 m\u1ed9t lo\u1ea1i d\u1ecbch v\u1ee5 c\u1ee7a NH th\u00ec vi\u1ec7c th\u1ecfa thu\u1eadn gi\u1eefa ng\u01b0\u1eddi s\u1eed d\u1ee5ng ATM v\u00e0 ch\u1ee7 th\u1ebb ATM ph\u1ea3i l\u00e0 t\u1ef1 nguy\u1ec7n, c\u00f3 s\u1ef1 l\u1ef1a ch\u1ecdn.<\/p>\n

TS TR\u1ea6N PH\u01af\u01a0NG LAN, gi\u1ea3ng vi\u00ean H\u1ecdc vi\u1ec7n VinAcademy<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Y\u00caN TRANG – CH\u00c2N LU\u1eacN<\/strong><\/p>\n

 <\/p>\n

B\u00e1o b\u1ecf \u0111o\u1ea1n n\u00e0y:<\/strong><\/p>\n

V\u1ec1 vi\u1ec7c khi kh\u00e1ch h\u00e0ng \u0111\u1ec3 ti\u1ec1n trong ATM nh\u01b0ng \u0111\u01b0\u1ee3c tr\u1ea3 l\u00e3i r\u1ea5t th\u1ea5p, LS \u0110\u1ee9c l\u00fd gi\u1ea3i: Ngo\u00e0i l\u00fd do l\u00e3i su\u1ea5t huy \u0111\u1ed9ng kh\u00f4ng k\u1ef3 h\u1ea1n s\u1ebd ph\u1ea3i th\u1ea5p h\u01a1n l\u00e3i su\u1ea5t c\u00f3 k\u1ef3 h\u1ea1n, th\u00ec c\u00f2n do gi\u1edbi h\u1ea1n b\u1eaft bu\u1ed9c c\u1ee7a ph\u00e1p lu\u1eadt. Tr\u01b0\u1edbc \u0111\u00e2y, \u0111\u00e3 t\u1eebng c\u00f3 ng\u00e2n h\u00e0ng tr\u1ea3 l\u00e3i ti\u1ec1n g\u1eedi t\u00e0i kho\u1ea3n ATM l\u00ean \u0111\u1ebfn 8%\/n\u0103m v\u00e0 thu h\u00fat \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u ti\u1ec1n g\u1eedi. Nh\u01b0ng sau \u0111\u00f3 th\u00ec g\u1ea7n nh\u01b0 kh\u00f4ng c\u00f2n s\u1ef1 kh\u00e1c bi\u1ec7t v\u1ec1 l\u00e3i su\u1ea5t do v\u01b0\u1edbng quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt. Ch\u1eb3ng h\u1ea1n, kho\u1ea3n 1, \u0110i\u1ec1u 1, Th\u00f4ng t\u01b0 s\u1ed1 15\/2013\/TT-NHNN ng\u00e0y 27-6-2013 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN quy \u0111\u1ecbnh: \u201cL\u00e3i su\u1ea5t t\u1ed1i \u0111a \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n v\u00e0 c\u00f3 k\u1ef3 h\u1ea1n d\u01b0\u1edbi 1 th\u00e1ng l\u00e0 1,2%\/n\u0103m. V\u00e0 hi\u1ec7n nay, m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y t\u1ed1i \u0111a l\u00e0 1%\/n\u0103m theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 498\/Q\u0110-NHNN ng\u00e0y 17-3-2014.<\/p>\n

——————<\/p>\n

Ph\u00e1p lu\u1eadt TP H\u1ed3 Ch\u00ed Minh (Kinh t\u1ebf) 15-7-2015:<\/em><\/strong><\/p>\n

http:\/\/phapluattp.vn\/kinh-te\/phi-atm-moc-tui-khach-hang-568681.html<\/em><\/p>\n

(258\/1.280)<\/em>","protected":false},"excerpt":{"rendered":"

(PL) – ATM hi\u1ec7n ch\u01b0a ph\u1ea3i l\u00e0 d\u1ecbch v\u1ee5 th\u1ecb tr\u01b0\u1eddng \u0111\u00fang ngh\u0129a v\u00e0 c\u00f3 nhi\u1ec1u bi\u1ebfn t\u01b0\u1edbng khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng b\u1ee9c x\u00fac. Th\u1eddi gian g\u1ea7n \u0111\u00e2y, nhi\u1ec1u ng\u00e2n h\u00e0ng (NH) l\u1ea1i t\u0103ng ph\u00ed ATM. M\u1edbi \u0111\u00e2y nh\u1ea5t, HDBank ch\u00ednh th\u1ee9c thu ph\u00ed th\u01b0\u1eddng ni\u00ean 60.000 \u0111\u1ed3ng\/n\u0103m, c\u00f2n tr\u01b0\u1edbc \u0111\u00e2y mi\u1ec5n ph\u00ed. Ch\u1ee7 th\u1ebb n\u1ed9i […]<\/p>\n","protected":false},"author":10,"featured_media":20710,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(PL) – ATM hi\u1ec7n ch\u01b0a ph\u1ea3i l\u00e0 d\u1ecbch v\u1ee5 th\u1ecb tr\u01b0\u1eddng \u0111\u00fang ngh\u0129a v\u00e0 c\u00f3 nhi\u1ec1u bi\u1ebfn t\u01b0\u1edbng khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng b\u1ee9c x\u00fac. Th\u1eddi gian g\u1ea7n \u0111\u00e2y, nhi\u1ec1u ng\u00e2n h\u00e0ng (NH) l\u1ea1i t\u0103ng ph\u00ed ATM. M\u1edbi \u0111\u00e2y nh\u1ea5t, HDBank ch\u00ednh th\u1ee9c thu ph\u00ed th\u01b0\u1eddng ni\u00ean 60.000 \u0111\u1ed3ng\/n\u0103m, c\u00f2n tr\u01b0\u1edbc \u0111\u00e2y mi\u1ec5n ph\u00ed. Ch\u1ee7 th\u1ebb n\u1ed9i […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2015-07-15T07:02:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-11T07:04:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"850\" \/>\n\t<meta property=\"og:image:height\" content=\"650\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\"},\"headline\":\"755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng\",\"datePublished\":\"2015-07-15T07:02:39+00:00\",\"dateModified\":\"2022-05-11T07:04:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\"},\"wordCount\":2194,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg\",\"articleSection\":[\"Ph\u1ecfng v\u1ea5n\",\"T\u01b0 li\u1ec7u ANVI\"],\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\",\"url\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\",\"name\":\"[:vi]755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng[:] - ANVI Law Firm\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg\",\"datePublished\":\"2015-07-15T07:02:39+00:00\",\"dateModified\":\"2022-05-11T07:04:51+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg\",\"width\":850,\"height\":650},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/anvilaw.com\/vi\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#website\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"name\":\"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI\",\"description\":\"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm\",\"publisher\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\"},\"alternateName\":\"anvilaw.com\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/anvilaw.com\/vi\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#organization\",\"name\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\",\"alternateName\":\"ANVI\",\"url\":\"https:\/\/anvilaw.com\/vi\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"contentUrl\":\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png\",\"width\":3493,\"height\":1535,\"caption\":\"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm\"},\"image\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/facebook.com\/anvilawfirm\",\"https:\/\/x.com\/anvilawfirm\",\"https:\/\/www.youtube.com\/@anvilawfirm\",\"https:\/\/www.youtube.com\/@lsduc_anvi\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\",\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g\",\"caption\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\"},\"sameAs\":[\"https:\/\/anvilaw.com\"],\"url\":\"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:vi]755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng[:] - ANVI Law Firm","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/","og_locale":"vi_VN","og_type":"article","og_title":"[:vi]755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng[:] - ANVI Law Firm","og_description":"(PL) – ATM hi\u1ec7n ch\u01b0a ph\u1ea3i l\u00e0 d\u1ecbch v\u1ee5 th\u1ecb tr\u01b0\u1eddng \u0111\u00fang ngh\u0129a v\u00e0 c\u00f3 nhi\u1ec1u bi\u1ebfn t\u01b0\u1edbng khi\u1ebfn ng\u01b0\u1eddi d\u00f9ng b\u1ee9c x\u00fac. Th\u1eddi gian g\u1ea7n \u0111\u00e2y, nhi\u1ec1u ng\u00e2n h\u00e0ng (NH) l\u1ea1i t\u0103ng ph\u00ed ATM. M\u1edbi \u0111\u00e2y nh\u1ea5t, HDBank ch\u00ednh th\u1ee9c thu ph\u00ed th\u01b0\u1eddng ni\u00ean 60.000 \u0111\u1ed3ng\/n\u0103m, c\u00f2n tr\u01b0\u1edbc \u0111\u00e2y mi\u1ec5n ph\u00ed. Ch\u1ee7 th\u1ebb n\u1ed9i […]","og_url":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/","og_site_name":"ANVI Law Firm","article_publisher":"https:\/\/facebook.com\/anvilawfirm","article_published_time":"2015-07-15T07:02:39+00:00","article_modified_time":"2022-05-11T07:04:51+00:00","og_image":[{"width":850,"height":650,"url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg","type":"image\/jpeg"}],"author":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","twitter_card":"summary_large_image","twitter_creator":"@anvilawfirm","twitter_site":"@anvilawfirm","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"11 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#article","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/"},"author":{"name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9"},"headline":"755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng","datePublished":"2015-07-15T07:02:39+00:00","dateModified":"2022-05-11T07:04:51+00:00","mainEntityOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/"},"wordCount":2194,"commentCount":0,"publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg","articleSection":["Ph\u1ecfng v\u1ea5n","T\u01b0 li\u1ec7u ANVI"],"inLanguage":"vi","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/","url":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/","name":"[:vi]755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng[:] - ANVI Law Firm","isPartOf":{"@id":"https:\/\/anvilaw.com\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage"},"thumbnailUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg","datePublished":"2015-07-15T07:02:39+00:00","dateModified":"2022-05-11T07:04:51+00:00","breadcrumb":{"@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#primaryimage","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/11-atm_KLLY.jpg","width":850,"height":650},{"@type":"BreadcrumbList","@id":"https:\/\/anvilaw.com\/vi\/755-phi-atm-moc-tui-khach-hang\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/anvilaw.com\/vi\/"},{"@type":"ListItem","position":2,"name":"755. Ph\u00ed ATM \u201cm\u00f3c t\u00fai\u201d kh\u00e1ch h\u00e0ng"}]},{"@type":"WebSite","@id":"https:\/\/anvilaw.com\/vi\/#website","url":"https:\/\/anvilaw.com\/vi\/","name":"ANVI Law Firm - C\u00f4ng ty Lu\u1eadt ANVI","description":"C\u00f4ng ty Lu\u1eadt ANVI - ANVI Law Firm","publisher":{"@id":"https:\/\/anvilaw.com\/vi\/#organization"},"alternateName":"anvilaw.com","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/anvilaw.com\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/anvilaw.com\/vi\/#organization","name":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm","alternateName":"ANVI","url":"https:\/\/anvilaw.com\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","contentUrl":"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/01\/ANVI-Logo-ca-hinh-va-chu-khong-co-nen-174K-1.png","width":3493,"height":1535,"caption":"C\u00f4ng ty Lu\u1eadt ANVI | ANVI Law Firm"},"image":{"@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/facebook.com\/anvilawfirm","https:\/\/x.com\/anvilawfirm","https:\/\/www.youtube.com\/@anvilawfirm","https:\/\/www.youtube.com\/@lsduc_anvi"]},{"@type":"Person","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9","name":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/48c13c33fcaee5c68ce1912665eb14ad7e85ea7575821e274a185c42319818d0?s=96&d=mm&r=g","caption":"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng"},"sameAs":["https:\/\/anvilaw.com"],"url":"https:\/\/anvilaw.com\/vi\/author\/hoangtv\/"}]}},"_links":{"self":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/20709","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/comments?post=20709"}],"version-history":[{"count":0,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/posts\/20709\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media\/20710"}],"wp:attachment":[{"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/media?parent=20709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/categories?post=20709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anvilaw.com\/vi\/wp-json\/wp\/v2\/tags?post=20709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}