{"id":20830,"date":"2016-03-25T15:14:18","date_gmt":"2016-03-25T08:14:18","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20830"},"modified":"2022-05-11T15:17:55","modified_gmt":"2022-05-11T08:17:55","slug":"1-014-dieu-dung-voi-song-ngam-tin-dung-den","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/1-014-dieu-dung-voi-song-ngam-tin-dung-den\/","title":{"rendered":"1.014. \u0110i\u00eau \u0111\u1ee9ng v\u1edbi s\u00f3ng ng\u1ea7m t\u00edn d\u1ee5ng \u0111en."},"content":{"rendered":"(KT&\u0110T) – B\u00e1o Kinh t\u1ebf & \u0110\u00f4 th\u1ecb kh\u1edfi \u0111\u0103ng lo\u1ea1t b\u00e0i \u201c\u0110i\u00eau \u0111\u1ee9ng v\u1edbi s\u00f3ng ng\u1ea7m t\u00edn d\u1ee5ng \u0111en\u201d, n\u00eau r\u00f5 d\u1ecbch v\u1ee5 n\u00e0y g\u00e2y ra h\u1ec7 l\u1ee5y cho nhi\u1ec1u gia \u0111\u00ecnh khi\u1ebfn kinh t\u1ebf ki\u1ec7t qu\u1ec7, gia \u0111\u00ecnh ly t\u00e1n.<\/strong><\/p>\n

\u0110\u00e2u l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en b\u00f9ng ph\u00e1t v\u00e0 gi\u1ea3i ph\u00e1p n\u00e0o h\u1ea1n ch\u1ebf lo\u1ea1i h\u00ecnh d\u1ecbch v\u1ee5 n\u00e0y? Kinh t\u1ebf & \u0110\u00f4 th\u1ecb \u0111\u00e3 c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u0111\u1ec3 l\u00e0m r\u00f5 v\u1ea5n \u0111\u1ec1 n\u00e0y.<\/p>\n

B\u00e0i 4: C\u00f2n \u0111\u1ea5t s\u1ed1ng do lu\u1eadt\u00a0thi\u1ebfu minh b\u1ea1ch<\/strong><\/p>\n


\nN\u1ebfu x\u1ea3y ra tranh ch\u1ea5p, ph\u00e1p lu\u1eadt c\u00f3 \u0111\u1ee9ng v\u1ec1 ph\u00eda ng\u01b0\u1eddi \u0111i vay khi ch\u00ednh h\u1ecd \u0111\u00e3 \u201cnh\u1eafm m\u1eaft\u201d k\u00fd v\u00e0o c\u00e1c gi\u1ea5y t\u1edd g\u00e2y b\u1ea5t l\u1ee3i cho b\u1ea3n th\u00e2n?<\/em>Theo \u00f4ng, l\u00fd do n\u00e0o khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en ho\u00e0nh h\u00e0nh trong th\u1eddi gian qua m\u00e0 ch\u01b0a x\u1eed l\u00fd tri\u1ec7t \u0111\u1ec3?<\/em>
\n– C\u00f3 nhi\u1ec1u nguy\u00ean nh\u00e2n \u0111\u1ea9y ng\u01b0\u1eddi ta tr\u1edf th\u00e0nh th\u1ee7 ph\u1ea1m v\u00e0 n\u1ea1n nh\u00e2n c\u1ee7a b\u1eaby t\u00edn d\u1ee5ng \u0111en, nh\u01b0ng c\u00f3 m\u1ed9t nguy\u00ean nh\u00e2n quan tr\u1ecdng l\u00e0 do ph\u00e1p lu\u1eadt thi\u1ebfu minh b\u1ea1ch. Lu\u1eadt ph\u00e1p hi\u1ec7n v\u1eabn c\u00f2n nhi\u1ec1u k\u1ebd h\u1edf \u0111\u1ec3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ee3i d\u1ee5ng, l\u00e1ch lu\u1eadt. Th\u1eadm ch\u00ed, c\u00f3 nh\u1eefng v\u1ee5 vi\u1ec7c li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng \u0111en, t\u00f2a \u00e1n c\u00f2n ch\u01b0a bi\u1ebft ph\u1ea3i x\u1eed th\u1ebf n\u00e0o, l\u00e0m sao ng\u01b0\u1eddi d\u00e2n bi\u1ebft \u0111\u01b0\u1ee3c h\u00ecnh th\u1ee9c cho vay n\u00e0y h\u1ee3p ph\u00e1p hay kh\u00f4ng.
\nC\u1ee5 th\u1ec3, \u0110i\u1ec1u 476, B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2005 quy \u0111\u1ecbnh: L\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean th\u1ecfa thu\u1eadn nh\u01b0ng kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 150% c\u1ee7a l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 \u0111\u1ed1i v\u1edbi lo\u1ea1i cho vay t\u01b0\u01a1ng \u1ee9ng. Nh\u01b0 v\u1eady, giao d\u1ecbch cho vay n\u00e0o v\u01b0\u1ee3t m\u1ee9c 13,5%\/n\u0103m l\u00e0 giao d\u1ecbch b\u1ea5t h\u1ee3p ph\u00e1p v\u1ec1 l\u00e3i su\u1ea5t, l\u00e0 b\u1eaft \u0111\u1ea7u c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a t\u00edn d\u1ee5ng \u0111en. Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u1ea1i \u0111a s\u1ed1 giao d\u1ecbch cho vay c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cao h\u01a1n, bao g\u1ed3m c\u1ea3 giao d\u1ecbch cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00e1c. Hi\u1ebfm c\u00f3 ai ngh\u0129 r\u1eb1ng, l\u00e3i su\u1ea5t cho vay d\u00e2n s\u1ef1 hi\u1ec7n nay tr\u00ean 13,5%\/n\u0103m l\u00e0 t\u00edn d\u1ee5ng \u0111en, m\u1eb7c d\u00f9 \u0111\u00f3 l\u00e0 b\u1ea5t h\u1ee3p ph\u00e1p.
\n\u0110\u1eb7c bi\u1ec7t, vi\u1ec7c cho vay v\u01b0\u1ee3t m\u1ee9c tr\u1ea7n l\u00e3i su\u1ea5t cao nh\u1ea5t, t\u1eeb 5 – 10 l\u1ea7n, th\u1eadm ch\u00ed cao h\u01a1n, n\u1ebfu kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00ecnh s\u1ef1 th\u00ec c\u0169ng kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t vi ph\u1ea1m h\u00e0nh ch\u00ednh, do ch\u01b0a c\u00f3 quy \u0111\u1ecbnh x\u1eed l\u00fd.
\nPh\u1ea3i ch\u0103ng do ng\u01b0\u1eddi d\u00e2n thi\u1ebfu hi\u1ec3u bi\u1ebft khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en b\u00f9ng ph\u00e1t?<\/em>
\n– C\u00f3 th\u1ec3 ng\u01b0\u1eddi d\u00e2n thi\u1ebfu hi\u1ec3u bi\u1ebft, ho\u1eb7c c\u0169ng c\u00f3 th\u1ec3 h\u1ecd bi\u1ebft nh\u01b0ng c\u1ed1 t\u00ecnh l\u00e0m li\u1ec1u v\u00ec c\u1ea7n kho\u1ea3n vay tr\u01b0\u1edbc m\u1eaft. M\u1ed9t trong nh\u1eefng \u201cc\u1eeda\u201d ph\u00e1p l\u00fd quan tr\u1ecdng nh\u01b0ng b\u1ecb b\u1ecf qua, \u0111\u00f3 l\u00e0 c\u00e1c ph\u00f2ng v\u00e0 v\u0103n ph\u00f2ng c\u00f4ng ch\u1ee9ng khi ch\u1ee9ng nh\u1eadn c\u00e1c giao d\u1ecbch \u1ee7y quy\u1ec1n v\u00e0 mua b\u00e1n nh\u00e0 \u0111\u1ea5t m\u00e0 th\u1ef1c ch\u1ea5t l\u00e0 c\u00f4ng c\u1ee5 si\u1ebft n\u1ee3 cho vay n\u1eb7ng l\u00e3i. V\u1ec1 nguy\u00ean t\u1eafc, c\u00f4ng ch\u1ee9ng vi\u00ean ph\u1ea3i gi\u1ea3i th\u00edch r\u00f5 cho ng\u01b0\u1eddi cam k\u1ebft h\u1ee3p \u0111\u1ed3ng c\u00f4ng ch\u1ee9ng nh\u00e0 \u0111\u1ea5t v\u1ec1 vi\u1ec7c c\u00f3 th\u1eadt s\u1ef1 t\u1ef1 nguy\u1ec7n giao d\u1ecbch mua b\u00e1n nh\u00e0 \u0111\u1ea5t hay kh\u00f4ng v\u00e0 trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, n\u1ebfu kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, h\u1ecd s\u1ebd b\u1ecb m\u1ea5t t\u00e0i s\u1ea3n nh\u00e0 \u0111\u1ea5t.<\/p>\n

– N\u1ebfu ph\u00e1p lu\u1eadt th\u1ef1c hi\u1ec7n nghi\u00eam minh, c\u00f3 th\u1ec3 x\u1eed l\u00fd theo t\u1ed9i cho vay l\u00e3i n\u1eb7ng n\u1ebfu ch\u1ee9ng minh \u0111\u01b0\u1ee3c m\u1ee9c l\u00e3i su\u1ea5t v\u01b0\u1ee3t qu\u00e1 10 l\u1ea7n m\u1ee9c l\u00e3i su\u1ea5t cao nh\u1ea5t m\u00e0 ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh (t\u1eeb 1\/7\/2016 tr\u1edf \u0111i l\u00e0 5 l\u1ea7n). Tr\u01b0\u1eddng h\u1ee3p ph\u1ea1m t\u1ed9i cho vay l\u00e3i n\u1eb7ng m\u1edbi \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 t\u00edn d\u1ee5ng \u0111en, \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong \u0110i\u1ec1u 163, B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1.<\/p>\n

Ngo\u00e0i ra, t\u00f2a \u00e1n c\u0169ng c\u00f3 th\u1ec3 kh\u00f4ng c\u00f4ng nh\u1eadn h\u1ee3p \u0111\u1ed3ng b\u1edfi n\u00f3 kh\u00f4ng \u0111\u00fang v\u1edbi \u00fd ch\u00ed, nguy\u1ec7n v\u1ecdng c\u1ee7a ng\u01b0\u1eddi tham gia h\u1ee3p \u0111\u1ed3ng n\u1ebfu ng\u01b0\u1eddi tham gia ch\u1ee9ng minh \u0111\u01b0\u1ee3c c\u00f3 y\u1ebfu t\u1ed1 l\u1eeba \u0111\u1ea3o ho\u1eb7c b\u1ecb c\u01b0\u1ee1ng \u00e9p, nh\u1ea7m l\u1eabn. V\u1edbi nh\u1eefng giao d\u1ecbch gi\u1ea3 t\u1ea1o nh\u01b0 th\u1ebf, ph\u00e1p lu\u1eadt kh\u00f4ng th\u1eeba nh\u1eadn v\u00e0 coi l\u00e0 v\u00f4 hi\u1ec7u.
\nTuy nhi\u00ean, v\u1edbi nh\u1eefng quy \u0111\u1ecbnh ph\u00e1p l\u00fd ch\u01b0a r\u00f5 r\u00e0ng, n\u1ebfu t\u00f2a \u00e1n ch\u1ec9 c\u0103n c\u1ee9 v\u00e0o gi\u1ea5y tr\u1eafng m\u1ef1c \u0111en, kh\u00f4ng l\u00e0m r\u00f5 theo h\u01b0\u1edbng t\u1ed9i ph\u1ea1m hay giao d\u1ecbch gian d\u1ed1i, ng\u01b0\u1eddi \u0111i vay s\u1ebd ph\u1ea3i ch\u1ecbu \u201cb\u00fat sa g\u00e0 ch\u1ebft\u201d.
\nTheo \u00f4ng, gi\u1ea3i ph\u00e1p n\u00e0o \u0111\u1ec3 ng\u0103n ch\u1eb7n, h\u1ea1n ch\u1ebf ho\u1ea1t \u0111\u1ed9ng v\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a t\u00edn d\u1ee5ng \u0111en?<\/em>
\n– \u0110\u1ec3 ng\u0103n ng\u1eeba ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, vi\u1ec7c n\u1ed7 l\u1ef1c th\u00fac \u0111\u1ea9y s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng cho vay ti\u00eau d\u00f9ng c\u0169ng l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p h\u1ebft s\u1ee9c c\u0103n c\u01a1 c\u1ea7n t\u00ednh \u0111\u1ebfn. Theo \u0111\u00f3, c\u1ea7n t\u0103ng c\u01b0\u1eddng, \u0111\u1ea9y m\u1ea1nh s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng, t\u00edn d\u1ee5ng t\u00e0i ch\u00ednh, gi\u00fap chi\u1ebfm l\u1ea1i th\u1ecb ph\u1ea7n c\u1ee7a t\u00edn d\u1ee5ng \u0111en, h\u1ea1n ch\u1ebf t\u00ecnh tr\u1ea1ng cho vay n\u1eb7ng l\u00e3i.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh l\u00e3i n\u1ebfu ph\u00e1t hi\u1ec7n vi ph\u1ea1m m\u1ee9c l\u00e3i su\u1ea5t cho vay cao; \u0111\u1ed3ng th\u1eddi, l\u00e0m r\u00f5 c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u1ef1 nguy\u1ec7n, th\u1ecfa thu\u1eadn. V\u1edbi tr\u01b0\u1eddng h\u1ee3p c\u00f3 d\u1ea5u hi\u1ec7u c\u01b0\u1ee1ng \u00e9p, t\u00f2a \u00e1n ph\u1ea3i b\u1ea3o v\u1ec7, tuy\u00ean v\u00f4 hi\u1ec7u, kh\u00f4ng c\u00f4ng nh\u1eadn giao d\u1ecbch.<\/p>\n

Ngo\u00e0i ra, ng\u01b0\u1eddi d\u00e2n c\u1ea7n n\u00e2ng cao nh\u1eadn th\u1ee9c, t\u00ecm hi\u1ec3u k\u1ef9 c\u00e1c th\u00f4ng tin li\u00ean quan khi \u0111\u1eb7t b\u00fat k\u00fd b\u1ea5t c\u1ee9 h\u1ee3p \u0111\u1ed3ng vay m\u01b0\u1ee3n n\u00e0o.<\/p>\n\n\n\n
Th\u01b0\u1ee3ng t\u01b0\u1edbng L\u00ea Qu\u00fd V\u01b0\u01a1ng\u00a0Th\u1ee9 tr\u01b0\u1edfng B\u1ed9 C\u00f4ng an:<\/strong><\/p>\n

R\u00e0 so\u00e1t, ch\u1ee7 \u0111\u1ed9ng\u00a0n\u1eafm t\u00ecnh h\u00ecnh<\/strong><\/p>\n

\u0110\u1ec3 kh\u1eafc ph\u1ee5c t\u00ecnh tr\u1ea1ng vi ph\u1ea1m ph\u00e1p lu\u1eadt li\u00ean quan \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en, v\u1ec1 ph\u00eda ng\u00e2n h\u00e0ng c\u1ea7n t\u1eadp trung \u0111a d\u1ea1ng h\u00f3a c\u00e1c h\u00ecnh th\u1ee9c vay v\u1ed1n, nghi\u00ean c\u1ee9u c\u00e1c h\u00ecnh th\u1ee9c thu h\u00fat v\u1ed1n \u0111\u1ea7u t\u01b0 trong Nh\u00e2n d\u00e2n. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u1ea7n s\u1eeda \u0111\u1ed5i, b\u1ed5 sung, ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng ph\u00e1p lu\u1eadt, trong \u0111\u00f3 l\u01b0u \u00fd \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 vay v\u00e0 cho vay. L\u1ef1c l\u01b0\u1ee3ng c\u00f4ng an c\u1ea7n ph\u1ed1i h\u1ee3p t\u1ed1t v\u1edbi c\u00e1c B\u1ed9, ban, ng\u00e0nh, c\u00e1c l\u1ef1c l\u01b0\u1ee3ng li\u00ean quan ti\u1ebfn h\u00e0nh r\u00e0 so\u00e1t, ch\u1ee7 \u0111\u1ed9ng n\u1eafm t\u00ecnh h\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u00edn d\u1ee5ng \u0111en, nghi\u00ean c\u1ee9u c\u00e1c v\u1ee5 \u00e1n nh\u1eb1m \u0111\u01b0a ra th\u1ee7 \u0111o\u1ea1n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a lo\u1ea1i t\u1ed9i ph\u1ea1m n\u00e0y, c\u00f9ng ph\u00eda ng\u00e2n h\u00e0ng t\u0103ng c\u01b0\u1eddng tuy\u00ean truy\u1ec1n t\u1edbi ng\u01b0\u1eddi d\u00e2n \u0111\u1ec3 ph\u00f2ng ng\u1eeba t\u1ed9i ph\u1ea1m.<\/p>\n

B\u00e0 Tr\u1ea7n Th\u1ecb H\u1ed3ng H\u1ea1nh – T\u1ed5ng Th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam:<\/strong><\/p>\n

T\u00ednh r\u0103n \u0111e kh\u00f4ng \u0111\u1ee7 m\u1ea1nh<\/strong><\/p>\n

Do t\u00edn d\u1ee5ng \u0111en l\u00e0 t\u00edn d\u1ee5ng ng\u1ea7m \u1edf th\u1ecb tr\u01b0\u1eddng phi ch\u00ednh th\u1ee9c, c\u1ea3 ng\u01b0\u1eddi \u0111i vay v\u00e0 cho vay \u0111\u1ec1u kh\u00f4ng xu\u1ea5t hi\u1ec7n, n\u00ean vi\u1ec7c ph\u00e1t hi\u1ec7n x\u1eed l\u00fd r\u1ea5t kh\u00f3 kh\u0103n. Trong khi \u0111\u00f3, B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 hi\u1ec7n m\u1edbi ch\u1ec9 c\u00f3 quy \u0111\u1ecbnh c\u1ea5m cho vay n\u1eb7ng l\u00e3i, ch\u01b0a quy \u0111\u1ecbnh ch\u1ebf t\u00e0i x\u1eed l\u00fd h\u00e0nh vi n\u00e0y. \u0110i\u1ec1u 163, B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 quy \u0111\u1ecbnh h\u00e0nh vi cho vay n\u1eb7ng l\u00e3i ph\u1ea3i th\u1ecfa m\u00e3n 2 y\u1ebfu t\u1ed1 “l\u00e3i su\u1ea5t g\u1ea5p 10 l\u1ea7n l\u00e3i su\u1ea5t cao nh\u1ea5t m\u00e0 ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh” v\u00e0 “c\u00f3 t\u00ednh ch\u1ea5t chuy\u00ean b\u00f3c l\u1ed9t” (t\u1ee9c l\u00e0 ng\u01b0\u1eddi s\u1ed1ng b\u1eb1ng ngh\u1ec1 cho vay n\u1eb7ng l\u00e3i v\u00e0 d\u00f9ng nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n \u0111\u1ec3 \u00e9p bu\u1ed9c cho vay v\u00e0 tr\u1ea3 n\u1ee3). Tr\u00ean th\u1ef1c t\u1ebf, c\u01a1 quan c\u00f4ng an kh\u00f4ng d\u1ec5 ch\u1ee9ng minh v\u00e0 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111i\u1ec1u n\u00e0y. H\u01a1n n\u1eefa, theo B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1, t\u1ea5t c\u1ea3 c\u00e1c h\u00e0nh vi cho vay n\u1eb7ng l\u00e3i ch\u1ec9 b\u1ecb ph\u1ea1t cao nh\u1ea5t 3 n\u0103m t\u00f9 giam, n\u00ean t\u00ednh r\u0103n \u0111e kh\u00f4ng \u0111\u1ee7 m\u1ea1nh.<\/p>\n

Th\u01b0\u1ee3ng t\u00e1 \u0110\u1eb7ng Ng\u1ecdc H\u00e2n – Ph\u00f3 tr\u01b0\u1edfng C\u00f4ng an huy\u1ec7n Ph\u00fa Xuy\u00ean:<\/strong><\/p>\n

N\u00e2ng cao tinh th\u1ea7n c\u1ea3nh gi\u00e1c<\/strong><\/p>\n

V\u1ee5 v\u1ee1 n\u1ee3 c\u1ee7a Nguy\u1ec5n Th\u1ecb C\u00fac t\u1ea1i th\u1ecb tr\u1ea5n Ph\u00fa Minh h\u1ed3i n\u0103m 2011 \u0111\u00e3 g\u00e2y ra nhi\u1ec1u h\u1ec7 l\u1ee5y ph\u00e1t sinh m\u00e2u thu\u1eabn gi\u1eefa c\u00e1c b\u00ean, l\u00e0m m\u1ea5t an ninh tr\u1eadt t\u1ef1 v\u00f9ng n\u00f4ng th\u00f4n Ph\u00fa Xuy\u00ean v\u1ed1n y\u00ean b\u00ecnh. Tr\u01b0\u1edbc t\u00ecnh h\u00ecnh tr\u00ean, \u0111\u1ec3 g\u00f3p ph\u1ea7n n\u00e2ng cao tinh th\u1ea7n c\u1ea3nh gi\u00e1c, ng\u0103n ch\u1eb7n k\u1ecbp th\u1eddi th\u1ee7 \u0111o\u1ea1n c\u1ee7a t\u1ed9i ph\u1ea1m cho vay n\u1eb7ng l\u00e3i, l\u00e3nh \u0111\u1ea1o C\u00f4ng an huy\u1ec7n Ph\u00fa Xuy\u00ean \u0111\u00e3 ch\u1ec9 \u0111\u1ea1o c\u00e1c \u0111\u1ed9i nghi\u1ec7p v\u1ee5, c\u00f4ng an c\u00e1c \u0111\u1ed3n, c\u00e1c x\u00e3 tri\u1ec3n khai \u0111\u1ebfn c\u00e1n b\u1ed9, \u0111\u1ea3ng vi\u00ean v\u00e0 Nh\u00e2n d\u00e2n v\u1ec1 ph\u01b0\u01a1ng th\u1ee9c, th\u1ee7 \u0111o\u1ea1n ho\u1ea1t \u0111\u1ed9ng c\u1ee7a t\u1ed9i ph\u1ea1m n\u00e0y \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n n\u00e2ng cao tinh th\u1ea7n c\u1ea3nh gi\u00e1c, ng\u0103n ch\u1eb7n k\u1ecbp th\u1eddi. \u0110\u1ed3ng th\u1eddi, t\u0103ng c\u01b0\u1eddng c\u00f4ng t\u00e1c n\u1eafm t\u00ecnh h\u00ecnh, qu\u1ea3n l\u00fd nh\u00e2n kh\u1ea9u, h\u1ed9 kh\u1ea9u, qu\u1ea3n l\u00fd \u0111\u1ed1i t\u01b0\u1ee3ng, t\u0103ng c\u01b0\u1eddng ki\u1ec3m tra h\u00e0nh ch\u00ednh nh\u1eefng tr\u01b0\u1eddng h\u1ee3p nghi v\u1ea5n. Tr\u01b0\u1eddng h\u1ee3p l\u1ea1 m\u1eb7t th\u01b0\u1eddng xuy\u00ean xu\u1ea5t hi\u1ec7n tr\u00ean \u0111\u1ecba b\u00e0n s\u1ebd \u0111\u01b0\u1ee3c ki\u1ec3m tra k\u1ecbp th\u1eddi, kh\u00f4ng \u0111\u1ec3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ee3i d\u1ee5ng s\u1ef1 thi\u1ebfu hi\u1ec3u bi\u1ebft c\u1ee7a ng\u01b0\u1eddi d\u00e2n v\u00f9ng n\u00f4ng th\u00f4n \u0111\u1ec3 tr\u1ee5c l\u1ee3i.<\/p>\n

TS L\u00ea Xu\u00e2n Ngh\u0129a – chuy\u00ean gia kinh t\u1ebf:<\/strong><\/p>\n

T\u00edn d\u1ee5ng \u0111en l\u00e0 ung nh\u1ecdt c\u1ee7a x\u00e3 h\u1ed9i<\/strong><\/p>\n

T\u00edn d\u1ee5ng \u0111en \u0111ang ngang nhi\u00ean l\u1ed9ng h\u00e0nh, trong khi, \u201clu\u1eadt\u201d c\u1ee7a t\u00edn d\u1ee5ng \u0111en r\u1ea5t \u0111\u00e1ng s\u1ee3. Th\u1eddi gian g\u1ea7n \u0111\u00e2y t\u00ecnh tr\u1ea1ng t\u00edn d\u1ee5ng \u0111en v\u1eabn t\u1ed3n t\u1ea1i, ho\u1ea1t \u0111\u1ed9ng, quy m\u00f4 tr\u00ean to\u00e0n l\u00e3nh th\u1ed5 Vi\u1ec7t Nam, c\u00f3 th\u1ec3 l\u00ean t\u1edbi h\u00e0ng ch\u1ee5c tri\u1ec7u USD. S\u1edf d\u0129 c\u00f2n t\u1ed3n t\u1ea1i t\u00ecnh tr\u1ea1ng n\u00e0y l\u00e0 do ph\u00e1p lu\u1eadt ch\u01b0a nghi\u00eam, ch\u1ebf t\u00e0i c\u00f2n qu\u00e1 y\u1ebfu. C\u00f3 th\u1ec3 n\u00f3i t\u00edn d\u1ee5ng \u0111en l\u00e0 ung nh\u1ecdt c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00edn d\u1ee5ng c\u1ea7n ph\u1ea3i h\u1ea1n ch\u1ebf \u0111\u1ebfn m\u1ee9c th\u1ea5p nh\u1ea5t c\u00f3 th\u1ec3. H\u1ec7 th\u1ed1ng Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam c\u00f3 chi nh\u00e1nh \u0111\u1ebfn t\u1eadn huy\u1ec7n, x\u00e3, th\u00f4n; c\u00f3 c\u1ea3 ng\u00e2n h\u00e0ng ch\u00ednh s\u00e1ch, h\u1ee3p t\u00e1c x\u00e3 v\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh, c\u00e1c qu\u1ef9 c\u1ee7a n\u01b0\u1edbc ngo\u00e0i, c\u00e1c qu\u1ef9 c\u1ee7a hi\u1ec7p h\u1ed9i thanh ni\u00ean; c\u00f3 ng\u00e2n h\u00e0ng ng\u01b0\u1eddi ngh\u00e8o, ng\u00e2n h\u00e0ng ph\u00e1t tri\u1ec3n, th\u1eadm ch\u00ed l\u00e0 c\u1ea3 h\u1ee5i h\u1ecd\u2026 th\u1ebf m\u00e0 d\u00e2n v\u1eabn khan ti\u1ec1n, ch\u1ee9ng t\u1ecf nhu c\u1ea7u trong d\u00e2n r\u1ea5t cao. \u0110i\u1ec1u n\u00e0y l\u00fd gi\u1ea3i v\u00ec sao t\u00edn d\u1ee5ng \u0111en v\u1eabn ho\u00e0nh h\u00e0nh\u2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Nh\u00f3m PVPL th\u1ef1c\u00a0hi\u1ec7n<\/strong><\/p>\n

\n

Kinh t\u1ebf & \u0110\u00f4 th\u1ecb (Ph\u00e1p lu\u1eadt) 25-3-2016:<\/em><\/strong><\/p>\n

http:\/\/www.kinhtedothi.vn\/phap-luat\/dieu-tra-vu-viec\/2016\/03\/81032D88\/dieu-dung-voi-song-ngam-tin-dung-den\/<\/em><\/a><\/p>\n

(957\/1.716)<\/p>\n

 ","protected":false},"excerpt":{"rendered":"

(KT&\u0110T) – B\u00e1o Kinh t\u1ebf & \u0110\u00f4 th\u1ecb kh\u1edfi \u0111\u0103ng lo\u1ea1t b\u00e0i \u201c\u0110i\u00eau \u0111\u1ee9ng v\u1edbi s\u00f3ng ng\u1ea7m t\u00edn d\u1ee5ng \u0111en\u201d, n\u00eau r\u00f5 d\u1ecbch v\u1ee5 n\u00e0y g\u00e2y ra h\u1ec7 l\u1ee5y cho nhi\u1ec1u gia \u0111\u00ecnh khi\u1ebfn kinh t\u1ebf ki\u1ec7t qu\u1ec7, gia \u0111\u00ecnh ly t\u00e1n. \u0110\u00e2u l\u00e0 nguy\u00ean nh\u00e2n khi\u1ebfn ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng \u0111en b\u00f9ng ph\u00e1t v\u00e0 […]<\/p>\n","protected":false},"author":7,"featured_media":20801,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20830","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n1.014. \u0110i\u00eau \u0111\u1ee9ng v\u1edbi s\u00f3ng ng\u1ea7m t\u00edn d\u1ee5ng \u0111en. - 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