{"id":20843,"date":"2016-03-01T10:15:07","date_gmt":"2016-03-01T03:15:07","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20843"},"modified":"2022-05-13T16:16:13","modified_gmt":"2022-05-13T09:16:13","slug":"9-77-nen-cam-the-chap-nha-o-co-san-chua-co-giay-chung-nhan-quyen-so-huu","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/9-77-nen-cam-the-chap-nha-o-co-san-chua-co-giay-chung-nhan-quyen-so-huu\/","title":{"rendered":"977. N\u00ean c\u1ea5m th\u1ebf ch\u1ea5p nh\u00e0 \u1edf c\u00f3 s\u1eb5n ch\u01b0a c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu?"},"content":{"rendered":"(TBTC) – Vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf c\u00f3 s\u1eb5n ch\u01b0a c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn, \u0111ang \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t trong nh\u1eefng r\u00e0o c\u1ea3n h\u1ea1n ch\u1ebf c\u00e1c giao d\u1ecbch B\u0110S. Tuy nhi\u00ean, nhi\u1ec1u \u00fd ki\u1ebfn lo ng\u1ea1i n\u1ebfu cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ed9t nh\u00e0 \u1edf th\u1ebf ch\u1ea5p nhi\u1ec1u n\u01a1i.<\/strong><\/p>\n

\"\"<\/p>\n

\u0110\u1ec3 ho\u00e0n t\u1ea5t quy\u1ec1n s\u1edf h\u1eefu c\u1ee7a ng\u01b0\u1eddi mua nh\u00e0, vi\u1ec7c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu v\u1eabn l\u00e0 c\u1ea7n thi\u1ebft.<\/em><\/p>\n

Kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong Lu\u1eadt v\u00e0 Ngh\u1ecb \u0111\u1ecbnh<\/strong><\/p>\n

Nh\u00e0 \u1edf th\u01b0\u1eddng \u0111\u01b0\u1ee3c chia l\u00e0m 3 giai \u0111o\u1ea1n: Giai \u0111o\u1ea1n nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, giai \u0111o\u1ea1n nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf v\u00e0 giai \u0111o\u1ea1n nh\u00e0 \u1edf \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf.<\/p>\n

Tuy nhi\u00ean, giai \u0111o\u1ea1n th\u1ee9 nh\u1ea5t v\u00e0 giai \u0111o\u1ea1n ba th\u00ec c\u00e1c b\u00ean c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd \u0111\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch, c\u00f2n giai \u0111o\u1ea1n 2 th\u00ec giao d\u1ecbch th\u1ebf ch\u1ea5p kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn. Ngay nh\u01b0 trong Lu\u1eadt X\u00e2y d\u1ef1ng 2014 v\u00e0 Ngh\u1ecb \u0111\u1ecbnh 99 n\u0103m 2015 h\u01b0\u1edbng d\u1eabn chi ti\u1ebft Lu\u1eadt X\u00e2y d\u1ef1ng 2014 c\u0169ng kh\u00f4ng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e2u chuy\u1ec7n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf.<\/p>\n

Theo Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, v\u1ec1 m\u1eb7t kinh t\u1ebf, Ngh\u1ecb \u0111\u1ecbnh 99 \u0111\u00e3 lo\u1ea1i b\u1ecf m\u1ed9t lo\u1ea1i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 quy\u1ec1n t\u00e0i s\u1ea3n li\u00ean quan \u0111\u1ebfn nh\u00e0 \u1edf. Nh\u01b0 v\u1eady, ph\u00e1p lu\u1eadt \u0111\u00e3 can thi\u1ec7p qu\u00e1 s\u00e2u v\u00e0o quy\u1ec1n d\u00e2n s\u1ef1 c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 ph\u00e1p nh\u00e2n. Lo s\u1ee3 khi cho nh\u1eadn nhi\u1ec1u h\u00ecnh th\u1ee9c th\u1ebf ch\u1ea5p c\u00f9ng l\u00fac s\u1ebd d\u1eabn \u0111\u1ebfn vi\u1ec7c ch\u1ed3ng ch\u00e9o, \u0111em l\u1ea1i r\u1ee7i ro, nh\u01b0ng k\u1ebft qu\u1ea3 l\u1ea1i l\u00e0 r\u1ee7i ro h\u01a1n. Th\u1eadm ch\u00ed \u0111\u1ebfn m\u1ee9c m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f2n d\u1eebng c\u1ea3 vi\u1ec7c cho vay v\u00ec v\u01b0\u1edbng m\u1eafc v\u1ec1 nh\u1eadn t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p li\u00ean quan \u0111\u1ebfn nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu.<\/em><\/p>\n

\u00d4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng, vi\u1ec7c ch\u1ea5p nh\u1eadn giao d\u1ecbch n\u00e0o hay nh\u1eadn lo\u1ea1i t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p n\u00e0o l\u00e0 quy\u1ec1n c\u1ee7a doanh nghi\u1ec7p. R\u1ee7i ro nhi\u1ec1u hay \u00edt l\u00e0 vi\u1ec7c c\u1ee7a c\u00e1c b\u00ean v\u00e0 h\u1ecd c\u0169ng \u0111\u1ec1u bi\u1ebft \u0111\u1ec3 t\u1ef1 c\u00e2n nh\u1eafc quy\u1ebft \u0111\u1ecbnh. Ri\u00eang \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng, th\u00ec ph\u00e1p lu\u1eadt c\u0169ng \u0111\u00e3 y\u00eau c\u1ea7u ph\u00f2ng ng\u1eeba r\u1ee7i ro b\u1eb1ng c\u00e1c h\u1ec7 s\u1ed1 r\u1ee7i ro \u0111\u1ed1i v\u1edbi t\u1eebng lo\u1ea1i t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/em><\/p>\n

V\u1ec1 m\u1eb7t ph\u00e1p l\u00fd, Ngh\u1ecb \u0111\u1ecbnh n\u00e0y \u0111\u00e3 quy \u0111\u1ecbnh tr\u00e1i v\u1edbi B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 v\u1ec1 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c ph\u00e9p th\u1ebf ch\u1ea5p. Quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt c\u1ea7n \u0111i theo h\u01b0\u1edbng, Ngh\u1ecb \u0111\u1ecbnh kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p quy \u0111\u1ecbnh nh\u1eefng \u0111i\u1ec1u c\u1ea5m \u0111o\u00e1n. Th\u1eadm ch\u00ed ngay c\u1ea3 vi\u1ec7c \u0111\u1eb7t ra \u0111i\u1ec1u ki\u1ec7n kinh doanh c\u0169ng ph\u1ea3i xu\u1ea5t ph\u00e1t t\u1eed \u201cl\u00fd do qu\u1ed1c ph\u00f2ng, an ninh qu\u1ed1c gia, tr\u1eadt t\u1ef1, an to\u00e0n x\u00e3 h\u1ed9i, \u0111\u1ea1o \u0111\u1ee9c x\u00e3 h\u1ed9i, s\u1ee9c kh\u1ecfe c\u1ee7a c\u1ed9ng \u0111\u1ed3ng\u201d theo quy \u0111\u1ecbnh c\u1ee7a Hi\u1ebfn ph\u00e1p n\u0103m 2013 v\u00e0 Lu\u1eadt \u0110\u1ea7u t\u01b0 n\u0103m 2014.<\/em><\/p>\n

\u201cV\u00ec v\u1eady, vi\u1ec7c s\u1eeda Ngh\u1ecb \u0111\u1ecbnh l\u00e0 c\u1ea7n thi\u1ebft, \u0111\u1ec3 t\u1ea1o quy\u1ec1n ch\u1ee7 \u0111\u1ed9ng cho doanh nghi\u1ec7p trong kinh doanh, trong \u0111\u00f3 c\u00f3 giao d\u1ecbch b\u1ea3o \u0111\u1ea3m. R\u1ea5t may l\u00e0 Lu\u1eadt Nh\u00e0 \u1edf quy \u0111\u1ecbnh kh\u00f4ng th\u1eadt r\u00f5, n\u00ean ch\u1ec9 c\u1ea7n s\u1eeda Ngh\u1ecb \u0111\u1ecbnh th\u00ec c\u0169ng \u0111\u00e3 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c v\u1ea5n \u0111\u1ec1 v\u01b0\u1edbng m\u1eafc\u201d, \u00f4ng Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

C\u1ea7n ho\u00e0n t\u1ea5t quy\u1ec1n s\u1edf h\u1eefu<\/strong><\/p>\n

Theo \u00fd ki\u1ebfn c\u1ee7a NHNN, Kho\u1ea3n 18 v\u00e0 19 \u0110i\u1ec1u 3, Lu\u1eadt Nh\u00e0 \u1edf 2014 quy \u0111\u1ecbnh, \u201c18. Nh\u00e0 \u1edf c\u00f3 s\u1eb5n l\u00e0 nh\u00e0 \u1edf \u0111\u00e3 ho\u00e0n th\u00e0nh vi\u1ec7c \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng v\u00e0 \u0111\u01b0a v\u00e0o s\u1eed d\u1ee5ng. 19.Nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai l\u00e0 nh\u00e0 \u1edf \u0111ang trong qu\u00e1 tr\u00ecnh \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng v\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c nghi\u1ec7m thu \u0111\u01b0a v\u00e0o s\u1eed d\u1ee5ng\u201d. Tuy nhi\u00ean, \u0110i\u1ec1u 118 Lu\u1eadt Nh\u00e0 \u1edf 2014 v\u00e0 \u0110i\u1ec1u 72 Ngh\u1ecb \u0111\u1ecbnh 99 \/2015\/N\u0110-CP ch\u1ec9 quy \u0111\u1ecbnh v\u1ec1 giao d\u1ecbch \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu v\u00e0 nh\u00e0 \u1edf h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, m\u00e0 kh\u00f4ng quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu. V\u00ec v\u1eady, nh\u1eefng v\u01b0\u1edbng m\u1eafc c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 c\u00f3 c\u01a1 s\u1edf. NHNN \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n \u0111\u1ec1 ngh\u1ecb B\u1ed9 X\u00e2y d\u1ef1ng nghi\u00ean c\u1ee9u s\u1eeda \u0111\u1ed5i, b\u1ed5 sung quy \u0111\u1ecbnh c\u1ee7a N\u0110 99 theo h\u01b0\u1edbng cho ph\u00e9p th\u1ebf ch\u1ea5p nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn s\u1edf h\u1eefu.<\/p>\n

Tuy nhi\u00ean, sau khi nghi\u00ean c\u1ee9u c\u00e1c \u0111\u1ec1 xu\u1ea5t c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 t\u00ecnh h\u00ecnh th\u1ef1c ti\u1ec5n c\u1ee7a th\u1ecb tr\u01b0\u1eddng B\u0110S, \u00f4ng L\u00ea Ho\u00e0ng Ch\u00e2u, Ch\u1ee7 t\u1ecbch Hi\u1ec7p h\u1ed9i B\u0110S TP.HCM (HoREA) cho r\u1eb1ng, \u0111\u1ed1i v\u1edbi nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf th\u00ec kh\u00f4ng c\u00f3 c\u01a1 s\u1edf ph\u00e1p l\u00fd \u0111\u1ec3 th\u1ef1c hi\u1ec7n th\u1ebf ch\u1ea5p nh\u00e0 \u1edf. Do \u0111\u00f3, v\u1ea5n \u0111\u1ec1 c\u1ea5p b\u00e1ch c\u1ea7n gi\u1ea3i quy\u1ebft l\u00e0 B\u1ed9 T\u00e0i nguy\u00ean M\u00f4i tr\u01b0\u1eddng kh\u1ea9n tr\u01b0\u01a1ng h\u01b0\u1edbng d\u1eabn th\u1ee7 t\u1ee5c v\u00e0 quy \u0111\u1ecbnh \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf cho ch\u1ee7 s\u1edf h\u1eefu, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o c\u01a1 s\u1edf ph\u00e1p l\u00fd cho ch\u1ee7 s\u1edf h\u1eefu nh\u00e0 \u1edf th\u1ef1c hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 c\u00e1c quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh. N\u1ebfu cho ph\u00e9p th\u1ebf ch\u1ea5p nh\u00e0 \u1edf c\u00f3 s\u1eb5n nh\u01b0ng ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu nh\u00e0 \u1edf th\u00ec c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ed9t nh\u00e0 \u1edf th\u1ebf ch\u1ea5p nhi\u1ec1u n\u01a1i.<\/p>\n

Lu\u1eadt s\u01b0 Nguy\u1ec5n Ti\u1ebfn L\u1eadp, V\u0103n ph\u00f2ng Lu\u1eadt s\u01b0 NHQuang v\u00e0 C\u1ed9ng s\u1ef1 cho bi\u1ebft, th\u1ef1c ra c\u00e1c quy \u0111\u1ecbnh h\u00e0nh ch\u00ednh \u0111\u1ec3 ki\u1ec3m so\u00e1t vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf ch\u01b0a c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn s\u1edf h\u1eefu l\u00e0 kh\u00f4ng n\u00ean v\u00e0 s\u1ebd kh\u00f4ng kh\u1ea3 thi, v\u00ec vi\u1ec7c th\u1ebf ch\u1ea5p l\u00e0 giao d\u1ecbch d\u00e2n s\u1ef1 v\u00e0 th\u01b0\u01a1ng m\u1ea1i, c\u00e1c ng\u00e2n h\u00e0ng bu\u1ed9c ph\u1ea3i c\u00f3 c\u00e1ch ki\u1ec3m so\u00e1t r\u1ee7i ro c\u1ee7a h\u1ecd c\u00f2n ng\u01b0\u1eddi ti\u00eau d\u00f9ng th\u00ec bu\u1ed9c ph\u1ea3i h\u00e0nh x\u1eed trung th\u1ef1c, n\u1ebfu kh\u00f4ng s\u1ebd b\u1ecb coi l\u00e0 l\u1eeba \u0111\u1ea3o v\u00e0 x\u1eed l\u00fd h\u00ecnh s\u1ef1. Tuy nhi\u00ean, vi\u1ec7c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu v\u1eabn l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 ho\u00e0n t\u1ea5t quy\u1ec1n s\u1edf h\u1eefu.\/.<\/p>\n

H\u00e0 Anh<\/strong><\/p>\n

————————————————————-<\/p>\n

Th\u1eddi b\u00e1o T\u00e0i ch\u00ednh (Kinh doanh) 01-3-2016:<\/em><\/strong><\/p>\n

http:\/\/thoibaotaichinhvietnam.vn\/pages\/kinh-doanh\/2016-03-01\/nen-cam-the-chap-nha-o-co-san-chua-co-giay-chung-nhan-quyen-so-huu-29152.aspx<\/em><\/p>\n

(375\/1.076)","protected":false},"excerpt":{"rendered":"

(TBTC) – Vi\u1ec7c th\u1ebf ch\u1ea5p nh\u00e0 \u1edf c\u00f3 s\u1eb5n ch\u01b0a c\u00f3 Gi\u1ea5y ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1edf h\u1eefu kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn, \u0111ang \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t trong nh\u1eefng r\u00e0o c\u1ea3n h\u1ea1n ch\u1ebf c\u00e1c giao d\u1ecbch B\u0110S. Tuy nhi\u00ean, nhi\u1ec1u \u00fd ki\u1ebfn lo ng\u1ea1i n\u1ebfu cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ed9t […]<\/p>\n","protected":false},"author":1,"featured_media":20844,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20843","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n977. 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