{"id":20858,"date":"2016-03-03T10:36:11","date_gmt":"2016-03-03T03:36:11","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20858"},"modified":"2022-05-13T16:17:12","modified_gmt":"2022-05-13T09:17:12","slug":"982-nhac-dn-khong-cho-vay-tin-dung-den","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/982-nhac-dn-khong-cho-vay-tin-dung-den\/","title":{"rendered":"982. Nh\u1eafc DN kh\u00f4ng cho vay \u2018t\u00edn d\u1ee5ng \u0111en\u2019"},"content":{"rendered":"(PL) – C\u00e1c DN mu\u1ed1n ho\u1ea1t \u0111\u1ed9ng cho vay ph\u1ea3i \u0111\u0103ng k\u00fd v\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/strong><\/p>\n

S\u1edf KH&\u0110T TP \u0110\u00e0 N\u1eb5ng v\u1eeba c\u00f3 v\u0103n b\u1ea3n nh\u1eafc nh\u1edf h\u01a1n 100 doanh nghi\u1ec7p\u00a0<\/strong>(DN) tr\u00ean \u0111\u1ecba b\u00e0n, y\u00eau c\u1ea7u c\u00e1c DN n\u00e0y ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng \u0111\u00fang ng\u00e0nh ngh\u1ec1 kinh doanh \u0111\u00e3 th\u00f4ng b\u00e1o.<\/p>\n

\u0110\u01b0\u1ee3c bi\u1ebft tr\u01b0\u1edbc ho\u1ea1t \u0111\u1ed9ng cho vay t\u00edn d\u1ee5ng tr\u00e1i lu\u1eadt \u0111ang di\u1ec5n ra, UBND \u0110\u00e0 N\u1eb5ng y\u00eau c\u1ea7u c\u00e1c ng\u00e0nh ch\u1ee9c n\u0103ng ki\u1ec3m tra c\u00e1c DN cho vay tr\u00e1i ph\u00e9p.<\/p>\n

Sau \u0111\u00f3, S\u1edf KH&\u0110T \u0111\u00e3 y\u00eau c\u1ea7u 154 DN ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng \u0111\u00fang ng\u00e0nh ngh\u1ec1 kinh doanh. C\u00e1c DN n\u00e0y kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ho\u1ea1t \u0111\u1ed9ng cho vay \u0111\u00e1o h\u1ea1n ng\u00e2n h\u00e0ng, h\u1ed7 tr\u1ee3 vay v\u1ed1n, cho vay ti\u00eau d\u00f9ng\u2026 tr\u00e1i lu\u1eadt v\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u1ea5p ph\u00e9p kinh doanh. \u201cDN n\u00e0o cho vay tr\u00e1i lu\u1eadt s\u1ebd b\u1ecb x\u1eed l\u00fd nghi\u00eam theo quy \u0111\u1ecbnh\u201d – v\u0103n b\u1ea3n n\u00eau.<\/p>\n

Theo\u00a0<\/em>b\u00e0 Nguy\u1ec5n Th\u1ecb Thu Nguy\u1ec7t, Tr\u01b0\u1edfng ph\u00f2ng \u0110\u0103ng k\u00fd kinh doanh, S\u1edf KH&\u0110T, 154 DN n\u00e0y \u0111\u0103ng k\u00fd d\u1ecbch v\u1ee5 c\u1ea7m \u0111\u1ed3, kh\u00f4ng c\u00f3 ho\u1ea1t \u0111\u1ed9ng cho vay v\u00e0 t\u00edn d\u1ee5ng. \u201cVi\u1ec7c n\u00e0y l\u00e0 nh\u1eafc DN ho\u1ea1t \u0111\u1ed9ng \u0111\u00fang ng\u00e0nh ngh\u1ec1 \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p. \u0110\u1ed1i v\u1edbi c\u00e1c DN ch\u01b0a \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc v\u00e0 S\u1edf KH&\u0110T c\u1ea5p ph\u00e9p ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng th\u00ec kh\u00f4ng \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng cho vay v\u1edbi b\u1ea5t c\u1ee9 h\u00ecnh th\u1ee9c n\u00e0o\u201d – b\u00e0 Nguy\u1ec7t nh\u1ea5n m\u1ea1nh.<\/p>\n

Theo b\u00e0 Nguy\u1ec7t, c\u00e1c DN mu\u1ed1n ho\u1ea1t \u0111\u1ed9ng cho vay ph\u1ea3i \u0111\u0103ng k\u00fd v\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Ch\u1ee7 nhi\u1ec7m C\u00e2u l\u1ea1c b\u1ed9 Ph\u00e1p ch\u1ebf Ng\u00e2n h\u00e0ng (Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam), cho bi\u1ebft th\u00eam, theo quy \u0111\u1ecbnh, nghi\u1ec7p v\u1ee5 cho vay l\u00e0 m\u1ed9t trong c\u00e1c \u201cho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng\u201d v\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. Nh\u01b0ng ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o, \u1edf m\u1ee9c \u0111\u1ed9 n\u00e0o th\u00ec \u0111\u01b0\u1ee3c xem l\u00e0 \u201cho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng\u201d th\u00ec ch\u01b0a r\u00f5 r\u00e0ng.<\/em><\/p>\n

Hi\u1ec7n m\u1ed9t s\u1ed1 DN kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (TCTD) nh\u01b0ng cho vay v\u1ed1n th\u00ec c\u00f3 ph\u1ea3i \u201cho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng\u201d kh\u00f4ng?<\/em><\/p>\n

Theo lu\u1eadt s\u01b0 \u0110\u1ee9c, Lu\u1eadt Thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng (VAT) quy \u0111\u1ecbnh d\u1ecbch v\u1ee5 cho vay c\u1ee7a ng\u01b0\u1eddi n\u1ed9p thu\u1ebf kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng ph\u1ea3i n\u1ed9p thu\u1ebf VAT. Th\u00f4ng t\u01b0 s\u1ed1 219\/2013 c\u1ee7a B\u1ed9 T\u00e0i ch\u00ednh c\u00f2n h\u01b0\u1edbng d\u1eabn \u0111\u00f3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng cho vay ri\u00eang l\u1ebb, kh\u00f4ng ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng kinh doanh, kh\u00f4ng ph\u1ea3i l\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. \u201cNh\u01b0 v\u1eady, vi\u1ec7c DN d\u00f9ng v\u1ed1n nh\u00e0n r\u1ed7i cho vay \u0111\u01b0\u1ee3c B\u1ed9 T\u00e0i ch\u00ednh mi\u1ec5n thu\u1ebf VAT, ngh\u0129a l\u00e0 kh\u00f4ng c\u1ea5m m\u00e0 c\u00f2n c\u00f3 t\u00ednh ch\u1ea5t khuy\u1ebfn kh\u00edch\u201d – lu\u1eadt s\u01b0 \u0110\u1ee9c n\u00f3i.<\/em><\/p>\n

C\u0169ng theo lu\u1eadt s\u01b0 \u0110\u1ee9c, Lu\u1eadt C\u00e1c TCTD v\u00e0 Lu\u1eadt Thu\u1ebf VAT quy \u0111\u1ecbnh n\u1ebfu DN kh\u00f4ng cho vay th\u01b0\u1eddng xuy\u00ean hay l\u00e0 ho\u1ea1t \u0111\u1ed9ng ch\u00ednh th\u00ec kh\u00f4ng b\u1ecb c\u1ea5m. \u00d4ng n\u00f3i: \u201cT\u00f4i bi\u1ebft c\u00f3 c\u00f4ng ty c\u00f3 v\u1ed1n d\u01b0 n\u00ean th\u01b0\u1eddng xuy\u00ean cho nh\u00e2n vi\u00ean vay \u0111\u1ebfn h\u00e0ng ch\u1ee5c t\u1ec9 \u0111\u1ed3ng \u0111\u1ec3 mua nh\u00e0 \u1edf. \u0110\u1ea5y l\u00e0 vi\u1ec7c DN n\u00ean l\u00e0m v\u00e0 x\u00e3 h\u1ed9i n\u00ean khuy\u1ebfn kh\u00edch ch\u1ee9 kh\u00f4ng n\u00ean c\u1ea5m\u201d.<\/em><\/p>\n

Lu\u1eadt s\u01b0 \u0110\u1ee9c cho r\u1eb1ng n\u1ebfu DN cho nhi\u1ec1u ng\u01b0\u1eddi vay v\u1edbi s\u1ed1 ti\u1ec1n l\u1edbn \u0111\u1ec3 thu l\u1ea1i l\u1ee3i nhu\u1eadn l\u1edbn h\u01a1n so v\u1edbi c\u00e1c ho\u1ea1t \u0111\u1ed9ng kh\u00e1c c\u1ee7a DN th\u00ec \u0111\u00e2y l\u00e0 ho\u1ea1t \u0111\u1ed9ng cho vay th\u01b0\u1eddng xuy\u00ean, chuy\u00ean nghi\u1ec7p. \u0110\u00e2y l\u00e0 \u201cho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng\u201d l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p.<\/em><\/p>\n\n\n\n
Vi\u1ec7c c\u00e1 nh\u00e2n cho vay v\u1ed1n kh\u00f4ng c\u1ea7n ph\u1ea3i xin ph\u00e9p, c\u1ea5p ph\u00e9p g\u00ec v\u00ec n\u00f3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1. Tuy nhi\u00ean, m\u1ee9c l\u00e3i vay kh\u00f4ng \u0111\u01b0\u1ee3c qu\u00e1 quy \u0111\u1ecbnh.<\/em><\/p>\n

Ngo\u00e0i ra, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ch\u1ec9 c\u1ea5p ph\u00e9p cho ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a c\u00e1c TCTD ch\u1ee9 kh\u00f4ng c\u1ea5p ph\u00e9p cho c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kh\u00e1c. V\u00ec v\u1eady, \u1ee6y ban Th\u01b0\u1eddng v\u1ee5 Qu\u1ed1c h\u1ed9i c\u1ea7n gi\u1ea3i th\u00edch r\u00f5 r\u00e0ng th\u1ebf n\u00e0o l\u00e0 ho\u1ea1t \u0111\u1ed9ng cho vay kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p \u0111\u1ec3 DN, c\u00e1 nh\u00e2n y\u00ean t\u00e2m cho vay v\u00e0 ng\u01b0\u1eddi \u0111i vay c\u0169ng \u0111\u01b0\u1ee3c l\u1ee3i h\u01a1n khi c\u00f3 nhi\u1ec1u ngu\u1ed3n v\u1ed1n \u0111\u1ec3 h\u1ecd ti\u1ebfp c\u1eadn d\u1ec5 d\u00e0ng h\u01a1n.<\/em><\/p>\n

Lu\u1eadt s\u01b0\u00a0TR\u01af\u01a0NG THANH \u0110\u1ee8C<\/strong><\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

L\u00ca PHI – QU\u1ef2NH NH\u01af<\/strong><\/p>\n

—————————————————–<\/p>\n

Ph\u00e1p lu\u1eadt TP HCM (Kinh t\u1ebf) 03-3-2016<\/em><\/strong><\/p>\n

http:\/\/plo.vn\/kinh-te\/quan-ly-thi-truong\/nhac-dn-khong-cho-vay-tin-dung-den-615165.html<\/em><\/a><\/p>\n

(439\/727)","protected":false},"excerpt":{"rendered":"

(PL) – C\u00e1c DN mu\u1ed1n ho\u1ea1t \u0111\u1ed9ng cho vay ph\u1ea3i \u0111\u0103ng k\u00fd v\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. S\u1edf KH&\u0110T TP \u0110\u00e0 N\u1eb5ng v\u1eeba c\u00f3 v\u0103n b\u1ea3n nh\u1eafc nh\u1edf h\u01a1n 100 doanh nghi\u1ec7p\u00a0(DN) tr\u00ean \u0111\u1ecba b\u00e0n, y\u00eau c\u1ea7u c\u00e1c DN n\u00e0y ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng \u0111\u00fang ng\u00e0nh ngh\u1ec1 kinh doanh \u0111\u00e3 th\u00f4ng b\u00e1o. […]<\/p>\n","protected":false},"author":1,"featured_media":20861,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20858","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n982. Nh\u1eafc DN kh\u00f4ng cho vay \u2018t\u00edn d\u1ee5ng \u0111en\u2019 - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/982-nhac-dn-khong-cho-vay-tin-dung-den\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]982. Nh\u1eafc DN kh\u00f4ng cho vay \u2018t\u00edn d\u1ee5ng \u0111en\u2019[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(PL) – C\u00e1c DN mu\u1ed1n ho\u1ea1t \u0111\u1ed9ng cho vay ph\u1ea3i \u0111\u0103ng k\u00fd v\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c ph\u00e9p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. S\u1edf KH&\u0110T TP \u0110\u00e0 N\u1eb5ng v\u1eeba c\u00f3 v\u0103n b\u1ea3n nh\u1eafc nh\u1edf h\u01a1n 100 doanh nghi\u1ec7p\u00a0(DN) tr\u00ean \u0111\u1ecba b\u00e0n, y\u00eau c\u1ea7u c\u00e1c DN n\u00e0y ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng \u0111\u00fang ng\u00e0nh ngh\u1ec1 kinh doanh \u0111\u00e3 th\u00f4ng b\u00e1o. […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/982-nhac-dn-khong-cho-vay-tin-dung-den\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2016-03-03T03:36:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-13T09:17:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/6-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"administrator\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"administrator\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/982-nhac-dn-khong-cho-vay-tin-dung-den\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/982-nhac-dn-khong-cho-vay-tin-dung-den\/\"},\"author\":{\"name\":\"administrator\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/eb3eded70711d9ebee6ffdcf3118521b\"},\"headline\":\"982. 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