{"id":20931,"date":"2016-03-14T11:33:37","date_gmt":"2016-03-14T04:33:37","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=20931"},"modified":"2022-05-13T16:28:43","modified_gmt":"2022-05-13T09:28:43","slug":"997-map-mo-lai-suat-goi-30-000-ty-dong-se-yeu-cau-cac-ngan-hang-bao-cao-ro","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/997-map-mo-lai-suat-goi-30-000-ty-dong-se-yeu-cau-cac-ngan-hang-bao-cao-ro\/","title":{"rendered":"997. M\u1eadp m\u1edd l\u00e3i su\u1ea5t g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng: \u201cS\u1ebd y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng b\u00e1o c\u00e1o r\u00f5\u201d"},"content":{"rendered":"(\u0110TCK) – \u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a \u00f4ng Nguy\u1ec5n Ti\u1ebfn \u0110\u00f4ng, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 t\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf – Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), \u0111\u01a1n v\u1ecb \u0111\u01b0\u1ee3c giao ch\u1ee7 tr\u00ec x\u00e2y qu\u1ea3n l\u00fd, ki\u1ec3m tra, gi\u00e1m s\u00e1t g\u00f3i vay 30.000 t\u1ef7 \u0111\u1ed3ng, tr\u01b0\u1edbc th\u00f4ng tin c\u00e1c ng\u00e2n h\u00e0ng \u201cl\u1eadp l\u1edd\u201d trong h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n g\u00f3i t\u00edn d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u01b0u \u0111\u00e3i n\u00e0y.<\/strong><\/p>\n

\"\"<\/p>\n

G\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng s\u1ebd ch\u1ea5m d\u1ee9t gi\u1ea3i ng\u00e2n sau ng\u00e0y 1\/6\/2016. \u1ea3nh: D\u0169ng Minh<\/em><\/p>\n

G\u00f3i 30.000 t\u1ef7 kh\u00f4ng c\u00f2n nhi\u1ec1u<\/strong><\/p>\n

Trao \u0111\u1ed5i v\u1edbi b\u00e1o ch\u00ed cu\u1ed1i tu\u1ea7n qua, \u00f4ng \u0110\u00f4ng cam k\u1ebft, n\u1ebfu s\u1ef1 vi\u1ec7c x\u1ea3y ra \u0111\u00fang nh\u01b0 d\u01b0 lu\u1eadn \u0111\u00e3 n\u00eau, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd x\u1eed l\u00fd nghi\u00eam c\u00e1c ng\u00e2n h\u00e0ng l\u00e0m sai, kh\u00f4ng \u0111\u00fang ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a Ch\u00ednh ph\u1ee7, NHNN.<\/p>\n

Tuy nhi\u00ean, v\u1ecb \u0111\u1ea1i di\u1ec7n n\u00e0y c\u0169ng cho bi\u1ebft, theo th\u1ed1ng k\u00ea, \u0111\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, con s\u1ed1 gi\u1ea3i ng\u00e2n g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng l\u00ean t\u1edbi h\u01a1n 20.000 t\u1ef7 \u0111\u1ed3ng tr\u00ean t\u1ed5ng s\u1ed1 28.884 t\u1ef7 \u0111\u1ed3ng cam k\u1ebft cho vay. Nh\u01b0 v\u1eady, \u0111\u1ebfn 1\/6\/2016, g\u00f3i n\u00e0y v\u1ec1 c\u01a1 b\u1ea3n s\u1ebd cho vay h\u1ebft.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, theo Ngh\u1ecb \u0111\u1ecbnh 100\/2015\/N\u0110-CP, ngay sau khi g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng k\u1ebft th\u00fac, Nh\u00e0 n\u01b0\u1edbc s\u1ebd h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf cho ng\u01b0\u1eddi ngh\u00e8o b\u1eb1ng c\u00e1c ch\u00ednh s\u00e1ch m\u1edbi. Theo tinh th\u1ea7n c\u1ee7a ngh\u1ecb \u0111\u1ecbnh n\u00e0y, NHNN \u0111\u00e3 c\u00f3 Th\u00f4ng t\u01b0 25 quy \u0111\u1ecbnh, m\u1ee9c l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng thu\u00ea, thu\u00ea mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i; x\u00e2y d\u1ef1ng m\u1edbi ho\u1eb7c c\u1ea3i t\u1ea1o, s\u1eeda ch\u1eefa nh\u00e0 \u0111\u1ec3 \u1edf s\u1ebd \u0111\u01b0\u1ee3c kh\u1ed1ng ch\u1ebf kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 50% l\u00e3i su\u1ea5t b\u00ecnh qu\u00e2n c\u1ee7a ng\u00e2n h\u00e0ng tr\u00ean th\u1ecb tr\u01b0\u1eddng. Quy \u0111\u1ecbnh n\u00e0y s\u1ebd chuy\u1ec3n ti\u1ebfp ngay sau khi th\u1eddi h\u1ea1n gi\u1ea3i ng\u00e2n g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng ch\u1ea5m d\u1ee9t v\u00e0o 1\/6\/2016 n\u00e0y.<\/p>\n

V\u1ec1 vi\u1ec7c c\u00f3 hay kh\u00f4ng s\u1ef1 m\u1eadp m\u1edd c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 khi gi\u1ea3i th\u00edch cho c\u00e1c kh\u00e1ch h\u00e0ng, trao \u0111\u1ed5i v\u1edbi \u0110\u1ea7u t\u01b0 B\u1ea5t \u0111\u1ed9ng s\u1ea3n, lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng, theo quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1, \u0110i\u1ec1u 2 Th\u00f4ng t\u01b0 s\u1ed1 11\/2013\/TT-NHNN ng\u00e0y 15\/5\/2013 c\u1ee7a NHNN: \u201c… Vi\u1ec7c gi\u1ea3i ng\u00e2n cho vay h\u1ed7 tr\u1ee3 nh\u00e0 \u1edf c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng t\u1eeb ngu\u1ed3n t\u00e1i c\u1ea5p v\u1ed1n c\u1ee7a NHNN k\u1ebft th\u00fac khi NHNN gi\u1ea3i ng\u00e2n h\u1ebft s\u1ed1 ti\u1ec1n t\u00e1i c\u1ea5p v\u1ed1n, nh\u01b0ng t\u1ed1i \u0111a l\u00e0 36 th\u00e1ng k\u1ec3 t\u1eeb ng\u00e0y Th\u00f4ng t\u01b0 n\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c (1\/6\/2013 )\u201d.<\/em><\/p>\n

Quy \u0111\u1ecbnh n\u00e0y l\u00e0 kh\u00e1 r\u00f5 r\u00e0ng, nh\u01b0ng theo \u00f4ng \u0110\u1ee9c, c\u00f3 3 v\u1ea5n \u0111\u1ec1 trong c\u00e2u chuy\u1ec7n n\u00e0y l\u00e0 kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c k\u00fd h\u1ee3p \u0111\u1ed3ng vay, \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n v\u00e0 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i. N\u1ebfu kh\u00e1ch h\u00e0ng \u0111\u00e3 \u0111\u01b0\u1ee3c k\u00fd h\u1ee3p \u0111\u1ed3ng khi \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay v\u00e0 cho vay theo g\u00f3i n\u00e0y, th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean ph\u1ea3i \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n, \u0111\u1ed3ng th\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t 5%\/n\u0103m.<\/em><\/p>\n

Vi\u1ec7c k\u00fd h\u1ee3p \u0111\u1ed3ng ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p trong th\u1eddi h\u1ea1n 36 th\u00e1ng (3 n\u0103m) v\u00e0 trong ph\u1ea1m vi s\u1ed1 ti\u1ec1n 30.000 t\u1ef7 \u0111\u1ed3ng, nh\u01b0ng vi\u1ec7c gi\u1ea3i ng\u00e2n ph\u1ea3i th\u1ef1c hi\u1ec7n theo \u0111\u00fang h\u1ee3p \u0111\u1ed3ng, \u0111\u1ebfn khi n\u00e0o h\u1ebft s\u1ed1 ti\u1ec1n cam k\u1ebft th\u00ec m\u1edbi ch\u1ea5m d\u1ee9t. Th\u1eddi h\u1ea1n n\u00e0y c\u00f3 th\u1ec3 l\u00e0 v\u00e0i th\u00e1ng hay v\u00e0i n\u0103m, \u0111\u00fang theo h\u1ed3 s\u01a1 \u0111\u00e3 x\u00e9t duy\u1ec7t.<\/em><\/p>\n

Vi\u1ec7c ti\u1ebfp t\u1ee5c ph\u1ea3i gi\u1ea3i ng\u00e2n cho to\u00e0n b\u1ed9 h\u1ee3p \u0111\u1ed3ng vay v\u1ed1n v\u1eeba l\u00e0 tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd, v\u1eeba \u0111\u00fang v\u1edbi t\u00ednh ch\u1ea5t c\u1ee7a ch\u00ednh s\u00e1ch, v\u1eeba ph\u00f9 h\u1ee3p v\u1edbi th\u1ef1c t\u1ebf. N\u1ebfu d\u1eebng l\u1ea1i, th\u00ec kh\u00f4ng kh\u00e1c n\u00e0o \u0111\u00e1nh b\u1eaby ng\u01b0\u1eddi vay, \u0111\u1ea9y ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp th\u1ea5p v\u00e0o t\u00ecnh tr\u1ea1ng kh\u1ed1n kh\u1ed5 khi kh\u00f4ng \u0111\u01b0\u1ee3c vay \u01b0u \u0111\u00e3i.<\/em><\/p>\n

\u201cC\u1ea7n ph\u1ea3i nhanh ch\u00f3ng s\u1eeda \u0111\u1ed5i quy \u0111\u1ecbnh tr\u00ean, n\u1ebfu kh\u00f4ng, nh\u1eefng ng\u01b0\u1eddi \u0111\u00e3 k\u00fd vay v\u1ed1n g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng mua nh\u00e0 s\u1ebd g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, kh\u00f4ng thanh to\u00e1n n\u1ed5i cho ng\u00e2n h\u00e0ng v\u00e0 kh\u1ea3 n\u0103ng d\u1ef1 \u00e1n b\u1ecb \u0111\u00ecnh tr\u1ec7 v\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i ng\u00e2n l\u00e0 \u0111i\u1ec1u c\u00f3 th\u1ec3 x\u1ea3y ra\u201d, \u00f4ng \u0110\u1ee9c khuy\u1ebfn ngh\u1ecb v\u00e0 cho bi\u1ebft, c\u00f3 th\u1ec3 m\u1ed9t s\u1ed1 ch\u1ee7 \u0111\u1ea7u t\u01b0 s\u1ebd l\u1ee3i d\u1ee5ng \u0111i\u1ec1u n\u00e0y \u0111\u1ec3 g\u00e2y s\u1ee9c \u00e9p, y\u00eau c\u1ea7u ng\u01b0\u1eddi mua nh\u00e0 ph\u1ea3i gi\u1ea3i ng\u00e2n tr\u01b0\u1edbc ti\u1ebfn \u0111\u1ed9 n\u1ebfu mu\u1ed1n h\u01b0\u1edfng l\u00e3i su\u1ea5t 5%\/n\u0103m nh\u1eb1m tr\u1ee5c l\u1ee3i.<\/em><\/p>\n

\u0110\u1ed3ng quan \u0111i\u1ec3m, m\u1ed9t chuy\u00ean gia b\u1ea5t \u0111\u1ed9ng s\u1ea3n cho bi\u1ebft, c\u00e1ch \u0111\u00e2y 5 – 6 th\u00e1ng, trong nhi\u1ec1u cu\u1ed9c trao \u0111\u1ed5i v\u1ec1 ph\u00e1t tri\u1ec3n nh\u00e0 \u1edf x\u00e3 h\u1ed9i, \u00f4ng \u0111\u00e3 t\u1eebng ki\u1ebfn ngh\u1ecb v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 ph\u1ea3n h\u1ed3i c\u1ee7a NHNN cho 3 ph\u01b0\u01a1ng \u00e1n gi\u1ea3i ng\u00e2n g\u00f3i t\u00edn d\u1ee5ng n\u00e0y sau ng\u00e0y 1\/6\/2016, l\u00e0 gia h\u1ea1n th\u1eddi gian gi\u1ea3i ng\u00e2n cho c\u00e1c kh\u00e1ch h\u00e0ng \u0111ang \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n v\u1edbi c\u00e1c d\u1ef1 \u00e1n v\u1eabn ph\u1ea3i \u0111\u00f3ng ti\u1ec1n theo ti\u1ebfn \u0111\u1ed9; s\u1ebd \u0111\u01b0\u1ee3c thay th\u1ebf b\u1eb1ng g\u00f3i 50.000 t\u1ef7 \u0111\u1ed3ng v\u1edbi l\u00e3i su\u1ea5t c\u1ee9ng l\u00e0 7%\/n\u0103m; ho\u1eb7c l\u00e3i su\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c th\u1ea3 n\u1ed5i theo bi\u00ean \u0111\u1ed9 c\u1ee7a NHNN, c\u1ed9ng 2,5 – 3,5%\/n\u0103m.<\/p>\n

\u201cN\u1ebfu kh\u00f4ng s\u1edbm \u0111\u01b0a ra ph\u01b0\u01a1ng \u00e1n gi\u1ea3i quy\u1ebft, kh\u1ea3 n\u0103ng s\u1ebd g\u00e2y ra s\u1ef1 ho\u1ea3ng lo\u1ea1n kh\u00f4ng \u0111\u00e1ng c\u00f3 t\u1eeb ph\u00eda ng\u01b0\u1eddi d\u00e2n. T\u00f4i \u0111\u1ec1 ngh\u1ecb, B\u1ed9 X\u00e2y d\u1ef1ng v\u00e0 NHNN c\u1ea7n s\u1edbm xem x\u00e9t th\u1ea3o lu\u1eadn k\u1ef9 v\u1ea5n \u0111\u1ec1 n\u00e0y\u201d, v\u1ecb chuy\u00ean gia n\u00e0y khuy\u1ebfn c\u00e1o.<\/p>\n

C\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 n\u00f3i g\u00ec?<\/strong><\/p>\n

Tr\u01b0\u1edbc th\u00f4ng tin ng\u01b0\u1eddi mua nh\u00e0, ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 ng\u00e2n h\u00e0ng \u0111ang ch\u1ea1y b\u1eaft tay \u0111\u1ec3 t\u0103ng t\u1ed1c \u0111\u1ed9 gi\u1ea3i ng\u00e2n g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m k\u1ebft th\u00fac, \u0110\u1ea7u t\u01b0 B\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u00e3 li\u00ean h\u1ec7 v\u1edbi m\u1ed9t s\u1ed1 ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 n\u1eafm r\u00f5 h\u01a1n v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y.<\/p>\n

Trao \u0111\u1ed5i v\u1edbi \u0110\u1ea7u t\u01b0 B\u1ea5t \u0111\u1ed9ng s\u1ea3n, \u00f4ng Ph\u1ea1m Th\u1ebf H\u01b0ng, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty TNHH B\u00e1nh k\u1eb9o Th\u0103ng Long, ch\u1ee7 \u0111\u1ea7u t\u01b0 D\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i Bright City cho bi\u1ebft, cho t\u1edbi th\u1eddi \u0111i\u1ec3m n\u00e0y v\u1eabn ch\u01b0a nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea5t k\u1ef3 v\u0103n b\u1ea3n n\u00e0o t\u1eeb ph\u00eda ng\u00e2n h\u00e0ng, hay c\u01a1 quan qu\u1ea3n l\u00fd v\u1ec1 quy tr\u00ecnh v\u00e0 l\u00e3i su\u1ea5t cho ng\u01b0\u1eddi mua nh\u00e0 sau khi g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng h\u1ebft h\u1ea1n.<\/p>\n

Tuy nhi\u00ean, DN kh\u00f4ng ch\u1ee7 tr\u01b0\u01a1ng th\u1ef1c hi\u1ec7n vi\u1ec7c \u0111\u1ec1 xu\u1ea5t v\u1edbi ng\u01b0\u1eddi mua nh\u00e0 \u0111\u1ec3 t\u0103ng t\u1ed1c \u0111\u1ed9 gi\u1ea3i ng\u00e2n. Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 s\u1ef1 thay \u0111\u1ed5i ch\u00ednh s\u00e1ch t\u1eeb c\u01a1 quan qu\u1ea3n l\u00fd mang y\u1ebfu t\u1ed1 b\u1ea5t l\u1ee3i v\u1edbi ng\u01b0\u1eddi mua nh\u00e0, ch\u1ee7 \u0111\u1ea7u t\u01b0 s\u1ebd l\u00e0m vi\u1ec7c v\u1edbi ng\u00e2n h\u00e0ng \u0111\u1ec3 t\u00ecm gi\u1ea3i ph\u00e1p th\u00e1o g\u1ee1 t\u1ed1i \u01b0u nh\u1ea5t, tr\u00e1nh g\u00e2y t\u00e2m l\u00fd b\u1ee9c x\u00fac t\u1eeb ph\u00eda kh\u00e1ch h\u00e0ng.<\/p>\n

C\u00f2n theo \u0111\u1ea1i di\u1ec7n c\u1ee7a CTCP \u0110\u1ecba \u1ed1c Ho\u00e0ng Qu\u00e2n, \u0111\u01a1n v\u1ecb \u0111ang tri\u1ec3n khai kh\u00e1 nhi\u1ec1u d\u1ef1 \u00e1n nh\u00e0 \u1edf x\u00e3 h\u1ed9i, tr\u00ean nguy\u00ean t\u1eafc vi\u1ec7c vay mua nh\u00e0 \u1edf x\u00e3 h\u1ed9i d\u00f9 ch\u01b0a h\u1ebft h\u1ea1n g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng, hay \u0111\u00e3 h\u1ebft v\u1eabn ph\u1ea3i th\u1ef1c hi\u1ec7n theo Ngh\u1ecb \u0111\u1ecbnh 100\/2015\/N\u0110-CP v\u00e0 Th\u00f4ng t\u01b0 25\/2015\/TT-NHNN.<\/p>\n

Khi \u0111\u00f3, vi\u1ec7c gi\u1ea3i ng\u00e2n ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt hi\u1ec7n h\u00e0nh v\u1ec1 cho vay v\u00e0 quy \u0111\u1ecbnh c\u1ee7a NHNN. C\u00f2n v\u1ec1 l\u00e3i su\u1ea5t cho vay \u01b0u \u0111\u00e3i s\u1ebd do NHNN x\u00e1c \u0111\u1ecbnh v\u00e0 c\u00f4ng b\u1ed1 trong t\u1eebng th\u1eddi k\u1ef3.<\/p>\n

Tuy nhi\u00ean, kh\u00e1ch h\u00e0ng kh\u00f4ng n\u00ean qu\u00e1 lo l\u1eafng, v\u00ec k\u1ec3 c\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p g\u00f3i 30.000 t\u1ef7 \u0111\u1ed3ng h\u1ebft h\u1ea1n, ch\u1eafc ch\u1eafn v\u1eabn \u0111\u01b0\u1ee3c vay v\u1ed1n \u01b0u \u0111\u00e3i theo l\u00e3i su\u1ea5t cho vay nh\u00e0 \u1edf x\u00e3 h\u1ed9i, kh\u00f4ng ph\u1ea3i vay theo l\u00e3i su\u1ea5t th\u01b0\u01a1ng m\u1ea1i v\u00e0 \u0111\u1ec1u c\u00f3 s\u1ef1 ti\u1ebfp n\u1ed1i b\u1eb1ng c\u00e1c g\u00f3i vay kh\u00e1c sau ng\u00e0y 1\/6\/2016.<\/p>\n

Nh\u01b0ng v\u00ec m\u1ed9t l\u00fd do n\u00e0o \u0111\u00f3, NHNN hay c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng ch\u01b0a ban h\u00e0nh \u0111\u01b0\u1ee3c ch\u00ednh s\u00e1ch ti\u1ebfp n\u1ed1i sau ng\u00e0y 1\/6, v\u1edbi c\u00e1c d\u1ef1 \u00e1n HQC \u0111\u00e3 m\u1edf b\u00e1n tr\u01b0\u1edbc ng\u00e0y 1\/6, C\u00f4ng ty s\u1ebd \u0111\u1ec1 ngh\u1ecb kh\u00e1ch h\u00e0ng v\u00e0 ng\u00e2n h\u00e0ng kh\u00f4ng gi\u1ea3i ng\u00e2n ti\u1ebfp, kh\u00e1ch h\u00e0ng ch\u1ec9 ph\u1ea3i ch\u1ecbu l\u00e3i su\u1ea5t 5%\/n\u0103m cho n\u0103m 2016 v\u00e0 l\u00e3i su\u1ea5t kh\u00f4ng l\u1edbn h\u01a1n 6%\/n\u0103m cho 15 n\u0103m ti\u1ebfp theo. \u0110\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n HQC ch\u01b0a tri\u1ec3n khai, 100% d\u1ef1 \u00e1n s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo quy \u0111\u1ecbnh m\u1edbi t\u1eeb ng\u00e0y 1\/6.<\/p>\n

\u201cRi\u00eang \u0111\u1ed1i v\u1edbi HQC, tr\u01b0\u1eddng h\u1ee3p c\u00e1c d\u1ef1 \u00e1n tr\u1ec5 ti\u1ebfn \u0111\u1ed9 qua ng\u00e0y 1\/6 th\u00ec kh\u00e1ch h\u00e0ng v\u1eabn \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t kh\u00f4ng qu\u00e1 6%\/n\u0103m. N\u1ebfu ch\u00ednh s\u00e1ch ban h\u00e0nh m\u00e0 l\u00e3i su\u1ea5t cao h\u01a1n 6%\/n\u0103m, th\u00ec Ho\u00e0ng Qu\u00e2n b\u00f9 ph\u1ea7n ch\u00eanh l\u00e3i su\u1ea5t cho kh\u00e1ch\u201d, v\u1ecb n\u00e0y kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n

Vi\u1ec7t D\u01b0\u01a1ng\u00a0<\/strong>
\n———————————————————<\/p>\n

\u0110\u1ea7u t\u01b0 B\u1ea5t \u0111\u1ed9ng s\u1ea3n (Ti\u1ec1n t\u1ec7) 14-3-2016:<\/em><\/strong><\/p>\n

http:\/\/tinnhanhchungkhoan.vn\/tien-te\/map-mo-lai-suat-goi-30000-ty-dong-se-yeu-cau-cac-ngan-hang-bao-cao-ro-145186.html<\/em><\/p>\n

(406\/1.405)","protected":false},"excerpt":{"rendered":"

(\u0110TCK) – \u0110\u00f3 l\u00e0 kh\u1eb3ng \u0111\u1ecbnh c\u1ee7a \u00f4ng Nguy\u1ec5n Ti\u1ebfn \u0110\u00f4ng, V\u1ee5 tr\u01b0\u1edfng V\u1ee5 t\u00edn d\u1ee5ng c\u00e1c ng\u00e0nh kinh t\u1ebf – Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), \u0111\u01a1n v\u1ecb \u0111\u01b0\u1ee3c giao ch\u1ee7 tr\u00ec x\u00e2y qu\u1ea3n l\u00fd, ki\u1ec3m tra, gi\u00e1m s\u00e1t g\u00f3i vay 30.000 t\u1ef7 \u0111\u1ed3ng, tr\u01b0\u1edbc th\u00f4ng tin c\u00e1c ng\u00e2n h\u00e0ng \u201cl\u1eadp l\u1edd\u201d trong h\u1ee3p \u0111\u1ed3ng […]<\/p>\n","protected":false},"author":1,"featured_media":20932,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-20931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n997. 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