{"id":21186,"date":"2014-06-18T18:27:01","date_gmt":"2014-06-18T11:27:01","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21186"},"modified":"2022-05-13T18:43:01","modified_gmt":"2022-05-13T11:43:01","slug":"514-han-che-giao-dich-tien-mat-bang-thu-phi-ke-sach-co-kha-thi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/514-han-che-giao-dich-tien-mat-bang-thu-phi-ke-sach-co-kha-thi\/","title":{"rendered":"514. H\u1ea1n ch\u1ebf giao d\u1ecbch ti\u1ec1n m\u1eb7t b\u1eb1ng thu ph\u00ed: K\u1ebf s\u00e1ch c\u00f3 kh\u1ea3 thi?"},"content":{"rendered":"(D\u0110DN) –\u00a0\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u1eeba c\u00f4ng b\u1ed1 d\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 Quy \u0111\u1ecbnh ph\u00ed d\u1ecbch v\u1ee5 ti\u1ec1n m\u1eb7t. M\u1eb7c d\u00f9 m\u1edbi ch\u1ec9 trong giai \u0111o\u1ea1n l\u1ea5y \u00fd ki\u1ebfn, nh\u01b0ng d\u1ef1 th\u1ea3o \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u.<\/strong><\/p>\n

T\u00e1c \u0111\u1ed9ng Hai chi\u1ec1u<\/em><\/strong><\/p>\n

\"Lu\u1eadt<\/p>\n

LS\u00a0Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/strong> – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean VIAC<\/em><\/p>\n

X\u00e9t v\u1ec1 m\u1eb7t qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc v\u00e0 ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc th\u00ec m\u1ee5c \u0111\u00edch h\u1ea1n ch\u1ebf giao d\u1ecbch ti\u1ec1n m\u1eb7t th\u1ec3 hi\u1ec7n r\u1ea5t r\u00f5. Tr\u01b0\u1edbc \u0111\u00e2y ch\u1ec9 r\u00fat ti\u1ec1n m\u1edbi ph\u1ea3i n\u1ed9p ph\u00ed, c\u00f2n nay n\u1ed9p ti\u1ec1n c\u0169ng m\u1ea5t ph\u00ed. \u0110i\u1ec1u n\u00e0y ch\u1eafc ch\u1eafn s\u1ebd khi\u1ebfn kh\u00e1ch h\u00e0ng l\u1ef1a ch\u1ecdn chuy\u1ec3n kho\u1ea3n \u0111\u1ec3 \u0111\u1ee1 m\u1ea5t ph\u00ed. Cho d\u00f9, m\u1ee9c ph\u00ed bu\u1ed9c ph\u1ea3i \u1ea5n \u0111\u1ecbnh c\u00f4ng khai c\u00f3 nh\u1ecf \u0111\u1ebfn m\u1ea5y th\u00ec v\u1edbi nh\u1eefng giao d\u1ecbch l\u1edbn v\u00e0 th\u01b0\u1eddng xuy\u00ean, gi\u00e1 tr\u1ecb c\u0169ng l\u00e0 \u0111\u00e1ng k\u1ec3.<\/em>D\u1ef1 th\u1ea3o th\u00f4ng t\u01b0 quy \u0111\u1ecbnh v\u1ec1 ph\u00ed d\u1ecbch v\u1ee5\u00a0ti\u1ec1n m\u1eb7t<\/a>\u00a0s\u1ebd c\u00f3 t\u00e1c \u0111\u1ed9ng hai m\u1eb7t. Theo quy \u0111\u1ecbnh t\u1ea1i d\u1ef1 th\u1ea3o, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c quy\u1ec1n \u1ea5n \u0111\u1ecbnh m\u1ee9c ph\u00ed n\u1ed9p ti\u1ec1n m\u1eb7t kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 0,03% t\u1ed5ng gi\u00e1 tr\u1ecb ti\u1ec1n m\u1eb7t n\u1ed9p v\u00e0 ph\u1ea3i ni\u00eam y\u1ebft c\u00f4ng khai. C\u00f2n m\u1ee9c ph\u00ed r\u00fat ti\u1ec1n m\u1eb7t, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c quy\u1ec1n \u1ea5n \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 0,05% t\u1ed5ng gi\u00e1 tr\u1ecb ti\u1ec1n m\u1eb7t r\u00fat.<\/em><\/p>\n

\u0110i\u1ec1u n\u00e0y c\u00f2n c\u00f3 t\u00e1c \u0111\u1ed9ng b\u1eafc c\u1ea7u, \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch c\u1ee7a ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc b\u1eaft bu\u1ed9c ph\u1ea3i thu ph\u00ed th\u00ec c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i h\u1ecd s\u1ebd ch\u1ea3 d\u1ea1i g\u00ec ch\u1ecbu m\u1ee9c ph\u00ed \u0111\u00f3 m\u00e0 chuy\u1ec3n cho kh\u00e1ch h\u00e0ng. Khi kh\u00e1ch h\u00e0ng bu\u1ed9c ph\u1ea3i ch\u1ecbu ph\u00ed r\u00fat ti\u1ec1n th\u00ec h\u1ecd c\u0169ng s\u1ebd chuy\u1ec3n sang chuy\u1ec3n kho\u1ea3n \u0111\u1ec3 h\u1ea1n ch\u1ebf chi ph\u00ed.<\/em><\/p>\n

Tuy nhi\u00ean, \u0111\u1ee9ng \u1edf g\u00f3c \u0111\u1ed9 kh\u00e1c v\u1edbi nh\u1eefng giao d\u1ecbch nh\u1ecf th\u00ec kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ec3 l\u1ef1a ch\u1ecdn chuy\u1ec3n kho\u1ea3n. V\u1edbi m\u1ee9c ph\u00ed 0,03% nhi\u1ec1u giao d\u1ecbch c\u00f3 th\u1ec3 ch\u1ec9 l\u00e0 v\u00e0i \u0111\u1ed3ng. Trong khi \u0111\u00f3, ph\u00ed chuy\u1ec3n kho\u1ea3n t\u1ed1i thi\u1ec3u c\u00f9ng ph\u1ea3i v\u00e0i ch\u1ee5c ng\u00e0n. Th\u1ef1c t\u1ebf n\u00e0y khi\u1ebfn nh\u1eefng giao d\u1ecbch th\u01b0\u01a1ng m\u1ea1i th\u01b0\u1eddng ng\u00e0y c\u1ee7a ng\u01b0\u1eddi d\u00e2n ho\u1eb7c giao d\u1ecbch c\u00f3 gi\u00e1 tr\u1ecb kh\u00f4ng l\u1edbn s\u1ebd ng\u00e0y c\u00e0ng b\u1ecb \u0111\u1ea9y xa kh\u1ecfi c\u00e1c d\u1ecbch v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng.<\/em><\/p>\n

Ngo\u00e0i ra, c\u00e1c\u00a0ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/a>\u00a0ch\u1ec9 quan t\u00e2m t\u1edbi m\u1ee5c ti\u00eau kinh doanh n\u00ean h\u1ecd s\u1ebd c\u1ed1 g\u1eafng thu c\u00e0ng nhi\u1ec1u ph\u00ed c\u00e0ng t\u1ed1t.\u00a0\u00a0Tuy nhi\u00ean, khi ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ti\u1ebfn h\u00e0nh thu c\u1ea3 ph\u00ed n\u1ed9p ti\u1ec1n th\u00ec nguy c\u01a1 kh\u00e1ch h\u00e0ng kh\u00f4ng s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng trong nhi\u1ec1u giao d\u1ecbch l\u00e0 hi\u1ec7n h\u1eefu. Nh\u01b0 v\u1eady, m\u1ee5c ti\u00eau h\u1ea1n ch\u1ebf d\u00f9ng ti\u1ec1n m\u1eb7t c\u1ee7a th\u00f4ng t\u01b0 s\u1ebd kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c.<\/em><\/p>\n

C\u1ea7n c\u00f3 l\u1ed9 tr\u00ecnh<\/strong><\/p>\n

\"ch\u00ednh\\<\/p>\n

PGS. TS\u00a0<\/em>Ph\u1ea1m Qu\u00fd Th\u1ecd<\/strong>\u00a0<\/em>– Ch\u1ee7 nhi\u1ec7m khoa Ch\u00ednh s\u00e1ch c\u00f4ng, H\u1ecdc vi\u1ec7n ch\u00ednh s\u00e1ch v\u00e0 ph\u00e1t tri\u1ec3n (B\u1ed9 KH&\u0110T)<\/em><\/p>\n

V\u00ec sao t\u00f4i n\u00f3i nh\u01b0 v\u1eady, v\u00ec hi\u1ec7n nay c\u00e1c giao d\u1ecbch trong n\u1ec1n kinh t\u1ebf ph\u1ea7n l\u1edbn s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t, n\u1ebfu kh\u00f4ng \u00e1p d\u1ee5ng th\u00ec nh\u00e0 n\u01b0\u1edbc s\u1ebd kh\u00f4ng ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c lu\u1ed3ng ti\u1ec1n \u0111i \u0111\u00e2u, \u0111\u1ebfn \u0111\u00e2u, ti\u1ec1n trong x\u00e3 h\u1ed9i\u2026 h\u1ec7 l\u1ee5y r\u1ea5t nguy hi\u1ec3m cho n\u1ec1n kinh t\u1ebf. Khi \u0111\u00f3, s\u1ebd r\u1ea5t kh\u00f3 c\u00f3 gi\u1ea3i ph\u00e1p t\u1ed1i \u01b0u \u0111\u1ec3 gi\u1ea3i quy\u1ebft. B\u00ean c\u1ea1nh \u0111\u00f3, ngo\u00e0i l\u00fd do ph\u00e1t tri\u1ec3n kinh t\u1ebf c\u00f2n l\u00fd do an ninh t\u00e0i ch\u00ednh, ch\u1eb3ng h\u1ea1n, hi\u1ec7n nay giao d\u1ecbch ti\u1ec3u ng\u1ea1ch v\u1edbi Trung Qu\u1ed1c ph\u1ea7n l\u1edbn l\u00e0 s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t. Ngo\u00e0i ra, vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t c\u0169ng h\u1ea1n ch\u1ebf \u0111\u01b0\u1ee3c tham nh\u0169ng kinh t\u1ebf.Trong b\u1ed1i c\u1ea3nh VN hi\u1ec7n nay v\u1eabn c\u00f2n l\u00e0 n\u01b0\u1edbc c\u00f3 t\u1ef7 l\u1ec7 s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t kh\u00e1 cao, vi\u1ec7c \u0111\u01b0a ra c\u00e1c bi\u1ec7n ph\u00e1p nh\u1eb1m h\u1ea1n ch\u1ebf giao d\u1ecbch ti\u1ec1n m\u1eb7t, th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t l\u00e0 \u0111i\u1ec1u c\u1ea7n l\u00e0m. Tuy nhi\u00ean, \u1edf th\u1eddi \u0111i\u1ec3m n\u00e0y ch\u01b0a th\u1ef1c s\u1ef1 kh\u1ea3 thi v\u1edbi n\u1ec1n kinh t\u1ebf VN, n\u00f3 ch\u1ec9 mang t\u00ednh tham kh\u1ea3o.<\/p>\n

Tuy nhi\u00ean, trong xu h\u01b0\u1edbng gi\u1ea3m\u00a0l\u00e3i su\u1ea5t<\/a>\u00a0ti\u1ebft ki\u1ec7m, n\u1ebfu thu ph\u00ed giao d\u1ecbch ti\u1ec1n m\u1eb7t, ng\u01b0\u1eddi d\u00e2n s\u1ebd \u201cng\u1ea1i\u201d g\u1eedi ti\u1ec1n m\u00e0 s\u1ebd mua ngo\u1ea1i t\u1ec7, v\u00e0ng\u2026 \u0111\u1ec3 t\u00edch tr\u1eef \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng r\u1ee7i ro, ch\u1edd c\u01a1 h\u1ed9i. \u0110i\u1ec1u n\u00e0y s\u1ebd g\u00e2y l\u00e3ng ph\u00ed r\u1ea5t l\u1edbn cho x\u00e3 h\u1ed9i v\u00e0 kh\u00f4ng huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c ngu\u1ed3n l\u1ef1c trong d\u00e2n v\u00e0 g\u00e2y r\u1ed1i lo\u1ea1n n\u1ec1n kinh t\u1ebf.<\/p>\n

S\u1ee1 d\u0129 \u1edf c\u00e1c n\u01b0\u1edbc ng\u01b0\u1eddi d\u00e2n kh\u00f4ng s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t c\u00f3 nhi\u1ec1u l\u00fd do, \u0111\u00f3 l\u00e0 h\u1ec7 th\u1ed1ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng ph\u00e1t tri\u1ec3n \u0111\u1ed3ng b\u1ed9, c\u00f3 nhi\u1ec1u k\u00eanh thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. Trong khi \u1edf VN ch\u1ee7 y\u1ebfu giao d\u1ecbch ti\u1ec1n m\u1eb7t qua k\u00eanh ng\u00e2n h\u00e0ng, ATM\u2026 v\u00e0\u00a0\u00a0kh\u00f4ng c\u00f3 nhi\u1ec1u k\u00eanh \u0111\u1ec3 ng\u01b0\u1eddi d\u00e2n l\u1ef1a ch\u1ecdn. N\u00ean nh\u1edb, thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t ch\u1ec9 \u0111\u01b0\u1ee3c \u0111\u1ea9y nhanh khi c\u00e1c k\u00eanh thanh to\u00e1n qua ng\u00e2n h\u00e0ng ph\u00e1t tri\u1ec3n \u0111\u1ed3ng b\u1ed9, an to\u00e0n\u2026<\/p>\n

T\u00f4i cho r\u1eb1ng, c\u1ea7n m\u1ed9t th\u1eddi gian n\u1eefa v\u00e0 c\u00f3 l\u1ed9 tr\u00ecnh th\u00ec vi\u1ec7c \u00e1p d\u1ee5ng gi\u1ea3i ph\u00e1p n\u00e0y m\u1edbi kh\u1ea3 thi. V\u00e0 \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 c\u1ea7n nhi\u1ec1u bi\u1ec7n ph\u00e1p cho t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng l\u00e0 c\u00e1 nh\u00e2n, l\u00e0 DN nh\u1ecf hay DN l\u1edbn. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111i\u1ec1u ch\u1ec9nh ph\u1ea3i l\u00e0 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng c\u00f3 t\u00e0i kho\u1ea3n v\u00e0 c\u00f3 l\u01b0\u1ee3ng ti\u1ec1n \u0111\u00e1ng k\u1ec3…<\/p>\n

Kh\u00f3 kh\u1ea3 thi<\/strong><\/p>\n

\"TS<\/p>\n

TS.\u00a0<\/em>Cao S\u0129 Ki\u00eam<\/strong>\u00a0<\/em>– \u1ee6y Vi\u00ean UB Kinh t\u1ebf c\u1ee7a Qu\u1ed1c h\u1ed9i<\/em><\/p>\n

N\u1ebfu c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n c\u00f3 t\u1edbi 80-90% giao d\u1ecbch qua t\u00e0i kho\u1ea3n th\u00ec VN l\u1ea1i ng\u01b0\u1ee3c l\u1ea1i, ch\u1ee7 y\u1ebfu v\u1eabn l\u00e0 giao d\u1ecbch ti\u1ec1n m\u1eb7t. B\u1edfi hi\u1ec7n t\u1ea1i h\u1ea1 t\u1ea7ng d\u1ecbch v\u1ee5 c\u1ee7a VN c\u00f2n h\u1ea1n ch\u1ebf, thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi d\u00e2n c\u00f2n th\u1ea5p.\u00a0\u00a0M\u1eb7t kh\u00e1c, hi\u1ec7n nay, k\u00eanh th\u01b0\u01a1ng m\u1ea1i hi\u1ec7n \u0111\u1ea1i m\u1edbi chi\u1ebfm kho\u1ea3ng 20% n\u00ean ng\u01b0\u1eddi d\u00e2n bu\u1ed9c ph\u1ea3i thanh to\u00e1n mua h\u00e0ng b\u1eb1ng ti\u1ec1n m\u1eb7t. \u0110\u1eb7c bi\u1ec7t l\u00e0 \u1edf khu v\u1ef1c n\u00f4ng th\u00f4n.Vi\u1ec7c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 ph\u00ed d\u1ecbch v\u1ee5 ti\u1ec1n m\u1eb7t nh\u1eb1m th\u00fac \u0111\u1ea9y thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t t\u1ea1i VN, \u0111i\u1ec1u n\u00e0y l\u00e0 ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf. Tuy nhi\u00ean x\u00e9t \u0111\u1ea7y \u0111\u1ee7 c\u00e1c \u0111i\u1ec1u ki\u1ec7n, n\u1ebfu\u00a0\u00a0\u00e1p d\u1ee5ng v\u00e0o th\u1ef1c ti\u1ec5n VN hi\u1ec7n nay l\u00e0 kh\u00f3 kh\u1ea3 thi.<\/p>\n

Trong b\u1ed1i c\u1ea3nh \u0111\u00f3, vi\u1ec7c thu ph\u00ed giao d\u1ecbch ti\u1ec1n m\u1eb7t s\u1ebd t\u1ea1o hi\u1ec7u \u1ee9ng ng\u01b0\u1ee3c chi\u1ec1u. Thu ph\u00ed nh\u1eb1m h\u1ea1n ch\u1ebf giao d\u1ecbch ti\u1ec1n m\u1eb7t h\u01b0\u1edbng kh\u00e1ch h\u00e0ng \u0111\u1ebfn giao d\u1ecbch qua t\u00e0i kho\u1ea3n, giao d\u1ecbch \u0111i\u1ec7n t\u1eed\u2026 Tuy nhi\u00ean, h\u1ec7 th\u1ed1ng giao d\u1ecbch n\u00e0y hi\u1ec7n nay v\u1eabn ch\u01b0a ho\u00e0n thi\u1ec7n, c\u00f2n nhi\u1ec1u b\u1ea5t c\u1eadp. B\u1edfi v\u1eady tr\u01b0\u1edbc khi si\u1ebft ch\u1eb7t v\u1ea5n \u0111\u1ec1 thu ph\u00ed giao d\u1ecbch ti\u1ec1n m\u1eb7t th\u00ec c\u1ea7n ph\u1ea3i c\u1ea7n n\u00e2ng cao h\u1ec7 th\u1ed1ng giao d\u1ecbch kh\u00e1c nh\u01b0 giao d\u1ecbch \u0111i\u1ec7n t\u1eed, chuy\u1ec3n kho\u1ea3n\u2026<\/p>\n

Theo s\u1ed1 li\u1ec7u c\u00f4ng b\u1ed1 \u0111\u1ebfn qu\u00fd I\/2014, ch\u1ec9 ri\u00eang s\u1ed1 d\u01b0 c\u1ee7a 48 tri\u1ec7u t\u00e0i kho\u1ea3n thanh to\u00e1n c\u1ee7a ch\u1ee7 th\u1ebb t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng \u0111\u00e3 l\u00ean t\u1edbi tr\u00ean 116.428 t\u1ef7 \u0111\u1ed3ng. Ngu\u1ed3n v\u1ed1n n\u00e0y l\u00e0 \u0111\u00e1ng k\u1ec3 \u0111\u1ec3 c\u00e1c ng\u00e2n h\u00e0ng khai th\u00e1c, \u0111\u1ea7u t\u01b0 v\u00e0o n\u1ec1n kinh t\u1ebf, \u0111\u1eb7c bi\u1ec7t l\u00e0 g\u00f3p ph\u1ea7n gi\u00fap h\u1ecd k\u00ea c\u00e1c c\u00e2n \u0111\u1ed1i trong an to\u00e0n ho\u1ea1t \u0111\u1ed9ng. Nh\u01b0 tr\u00ean, n\u1ebfu \u0111\u00e1nh ph\u00ed c\u1ea3 hai chi\u1ec1u n\u1ed9p v\u00e0 r\u00fat, n\u1ebfu m\u1ed9t b\u1ed9 ph\u1eadn ngu\u1ed3n l\u1ef1c n\u00e0y r\u1eddi b\u1ecf, \u1ea3nh h\u01b0\u1edfng \u0111\u1ea7u ti\u00ean s\u1ebd l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n

M\u1ed9t \u0111i\u1ec3m n\u1eefa c\u0169ng c\u1ea7n xem x\u00e9t. Ngo\u00e0i vi\u1ec7c c\u00e1c nh\u00e0 b\u0103ng kh\u00f4ng d\u00f9ng quy\u1ec1n \u0111\u01b0\u1ee3c \u00e1p ph\u00ed nh\u01b0 n\u00eau tr\u00ean, n\u1ebfu bu\u1ed9c ph\u1ea3i thu ph\u00ed, kh\u00f4ng lo\u1ea1i tr\u1eeb kh\u1ea3 n\u0103ng h\u1ecd v\u1eabn c\u00f3 th\u1ec3 \u201cl\u00e1ch\u201d b\u1eb1ng c\u00e1ch b\u00f9 ch\u00e9o ph\u00ed cho kh\u00e1ch h\u00e0ng qua n\u00e2ng l\u00e3i su\u1ea5t cho s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi tr\u00ean t\u00e0i kho\u1ea3n \u0111\u00f3. V\u00e0 n\u1ebfu t\u00ecnh hu\u1ed1ng n\u00e0y x\u1ea3y ra, ch\u00ednh s\u00e1ch thu ph\u00ed tr\u1edf n\u00ean v\u00f4 ngh\u0129a.<\/p>\n

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111ang nghi\u00ean c\u1ee9u<\/strong><\/p>\n

\"H\u00e0ng
\n\u00d4ng\u00a0<\/em>Nguy\u1ec5n \u0110\u1ed3ng Ti\u1ebfn<\/strong>\u00a0<\/em>– Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN<\/em><\/p>\n

M\u1ee5c ti\u00eau c\u1ee7a vi\u1ec7c thu ph\u00ed n\u1ed9p ti\u1ec1n m\u1eb7t l\u00e0 \u0111\u1ec3 h\u1ea1n ch\u1ebf ti\u1ec1n m\u1eb7t trong n\u1ec1n kinh t\u1ebf, g\u00f3p ph\u1ea7n ti\u1ebft ki\u1ec7m chi ph\u00ed x\u00e3 h\u1ed9i li\u00ean quan \u0111\u1ebfn s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t v\u00e0 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng d\u1ecbch v\u1ee5 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. B\u00ean c\u1ea1nh \u0111\u00f3, c\u00f2n c\u00f3 th\u1ec3 c\u00f3 nhi\u1ec1u t\u00e1c \u0111\u1ed9ng t\u00edch c\u1ef1c \u0111\u1ebfn qu\u00e1 tr\u00ecnh ch\u1ed1ng\u00a0r\u1eeda ti\u1ec1n<\/a>, minh b\u1ea1ch trong chi ti\u00eau, \u0111\u1ea7u t\u01b0 c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c, DN. Tuy nhi\u00ean, th\u1ef1c hi\u1ec7n trong ho\u00e0n c\u1ea3nh VN nh\u01b0 th\u1ebf n\u00e0o, l\u1ed9 tr\u00ecnh ra sao ch\u00fang t\u00f4i \u0111ang c\u00f3 nghi\u00ean c\u1ee9u. Quan \u0111i\u1ec3m c\u1ee7a ch\u00fang t\u00f4i \u0111\u00e3 \u0111\u1ec1 c\u1eadp r\u00f5 trong D\u1ef1 th\u1ea3o, \u0111\u00f3 l\u00e0:Tr\u01b0\u1edbc \u0111\u00e2y, NHNN t\u1eebng c\u00f3 th\u00f4ng t\u01b0 quy \u0111\u1ecbnh m\u1ee9c ph\u00ed 0%-0,05% cho m\u1ed7i l\u1ea7n r\u00fat ti\u1ec1n m\u1eb7t nh\u01b0ng qu\u00e1 tr\u00ecnh th\u1ef1c hi\u1ec7n c\u00e1c ng\u00e2n h\u00e0ng \u00e1p d\u1ee5ng m\u1ee9c ph\u00ed kh\u00e1c nhau v\u00e0 th\u1ea5p h\u01a1n so v\u1edbi ph\u00ed chuy\u1ec3n kho\u1ea3n ho\u1eb7c kh\u00f4ng thu ph\u00ed. V\u00ec v\u1eady ch\u01b0a c\u00f3 \u1ea3nh h\u01b0\u1edfng nhi\u1ec1u \u0111\u1ebfn vi\u1ec7c kh\u00e1ch h\u00e0ng l\u1ef1a ch\u1ecdn s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t thay cho vi\u1ec7c s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t \u0111\u1ec3 thanh to\u00e1n.<\/p>\n

L\u1ea5y m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t l\u00e0m c\u01a1 s\u1edf cho vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m m\u1ee9c ph\u00ed (thanh to\u00e1n \u0111i\u1ec7n t\u1eed li\u00ean ng\u00e2n h\u00e0ng-TT\u0110TLNH) c\u1ee7a NHNN, qua \u0111\u00f3 t\u00e1c \u0111\u1ed9ng k\u00e9o gi\u1ea3m m\u1eb7t b\u1eb1ng thu ph\u00ed c\u1ee7a\u00a0\u00a0c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng v\u00e0 khuy\u1ebfn kh\u00edch kh\u00e1ch h\u00e0ng giao d\u1ecbch thanh to\u00e1n qua ng\u00e2n h\u00e0ng.<\/p>\n

C\u00e1ch thu v\u00e0 m\u1ee9c thu ph\u00ed d\u1ecbch v\u1ee5 thanh to\u00e1n h\u01b0\u1edbng t\u1edbi ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u th\u1ecb tr\u01b0\u1eddng, khuy\u1ebfn kh\u00edch s\u1eed d\u1ee5ng ch\u1ee9ng t\u1eeb \u0111i\u1ec7n t\u1eed trong thanh to\u00e1n, ph\u00e1t huy hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng TT\u0110TLNH nh\u01b0ng ph\u1ea3i \u0111\u1ea3m b\u1ea3o \u0111i\u1ec1u ti\u1ebft h\u00e0i h\u00f2a gi\u1eefa c\u00e1c k\u00eanh thanh to\u00e1n v\u00e0 c\u00e2n \u0111\u1ed1i m\u1ee5c ti\u00eau b\u00f9 \u0111\u1eafp m\u1ed9t ph\u1ea7n chi ph\u00ed.<\/p>\n

K\u1ebf th\u1eeba nh\u1eefng \u01b0u \u0111i\u1ec3m v\u00e0 kh\u1eafc ph\u1ee5c nh\u1eefng nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a Quy\u1ebft \u0111\u1ecbnh 50. Bi\u1ec3u ph\u00ed r\u00f5 r\u00e0ng, d\u1ec5 \u00e1p d\u1ee5ng, h\u01b0\u1edbng t\u1edbi ph\u00f9 h\u1ee3p v\u1edbi th\u00f4ng l\u1ec7 qu\u1ed1c t\u1ebf v\u1ec1 vi\u1ec7c thu ph\u00ed \u0111\u1ed1i v\u1edbi c\u00e1c h\u1ec7 th\u1ed1ng thanh to\u00e1n do NHNN qu\u1ea3n l\u00fd v\u00e0 v\u1eadn h\u00e0nh.<\/p>\n

Box: N\u1ebfu bu\u1ed9c ph\u1ea3i thu ph\u00ed, kh\u00f4ng lo\u1ea1i tr\u1eeb kh\u1ea3 n\u0103ng ng\u00e2n h\u00e0ng v\u1eabn c\u00f3 th\u1ec3 \u201cl\u00e1ch\u201d b\u1eb1ng c\u00e1ch b\u00f9 ch\u00e9o ph\u00ed cho kh\u00e1ch h\u00e0ng qua n\u00e2ng l\u00e3i su\u1ea5t cho s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi tr\u00ean t\u00e0i kho\u1ea3n \u0111\u00f3.<\/p>\n

B.T\u00fa, P.Nam, T.Anh,
\nP.H\u00e0<\/strong>\u00a0th\u1ef1c hi\u1ec7n<\/em><\/p>\n

——————<\/p>\n

Di\u1ec5n \u0111\u00e0n Doanh nghi\u1ec7p (To\u1ea1 \u0111\u00e0m) 18-6-2014:<\/em><\/strong><\/p>\n

http:\/\/dddn.com.vn\/toa-dam\/han-che-giao-dich-tien-mat-bang-thu-phi-ke-sach-co-kha-thi-20140618105628281.htm<\/em><\/p>\n

(412\/1.731)","protected":false},"excerpt":{"rendered":"

(D\u0110DN) –\u00a0\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u1eeba c\u00f4ng b\u1ed1 d\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 Quy \u0111\u1ecbnh ph\u00ed d\u1ecbch v\u1ee5 ti\u1ec1n m\u1eb7t. M\u1eb7c d\u00f9 m\u1edbi ch\u1ec9 trong giai \u0111o\u1ea1n l\u1ea5y \u00fd ki\u1ebfn, nh\u01b0ng d\u1ef1 th\u1ea3o \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u \u00fd ki\u1ebfn tr\u00e1i chi\u1ec1u. T\u00e1c \u0111\u1ed9ng Hai chi\u1ec1u LS\u00a0Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, […]<\/p>\n","protected":false},"author":10,"featured_media":21199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n514. H\u1ea1n ch\u1ebf giao d\u1ecbch ti\u1ec1n m\u1eb7t b\u1eb1ng thu ph\u00ed: K\u1ebf s\u00e1ch c\u00f3 kh\u1ea3 thi? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/514-han-che-giao-dich-tien-mat-bang-thu-phi-ke-sach-co-kha-thi\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]514. H\u1ea1n ch\u1ebf giao d\u1ecbch ti\u1ec1n m\u1eb7t b\u1eb1ng thu ph\u00ed: K\u1ebf s\u00e1ch c\u00f3 kh\u1ea3 thi?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(D\u0110DN) –\u00a0\u00a0Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u1eeba c\u00f4ng b\u1ed1 d\u1ef1 th\u1ea3o Th\u00f4ng t\u01b0 Quy \u0111\u1ecbnh ph\u00ed d\u1ecbch v\u1ee5 ti\u1ec1n m\u1eb7t. 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