{"id":21397,"date":"2013-11-12T16:37:29","date_gmt":"2013-11-12T09:37:29","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21397"},"modified":"2022-05-17T19:47:13","modified_gmt":"2022-05-17T12:47:13","slug":"406-can-quy-dinh-ro-thoi-han-tra-co-tuc","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/406-can-quy-dinh-ro-thoi-han-tra-co-tuc\/","title":{"rendered":"406. C\u1ea7n quy \u0111\u1ecbnh r\u00f5 th\u1eddi h\u1ea1n tr\u1ea3 c\u1ed5 t\u1ee9c"},"content":{"rendered":"(\u0110TCK) – C\u1ed5 t\u1ee9c l\u00e0 quy\u1ec1n l\u1ee3i quan tr\u1ecdng nh\u1ea5t c\u1ee7a c\u1ed5 \u0111\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb DN. Tuy nhi\u00ean, cho \u0111\u1ebfn nay, kh\u00f4ng c\u00f3 m\u1ed9t c\u01a1 ch\u1ebf r\u00f5 r\u00e0ng n\u00e0o v\u1ec1 vi\u1ec7c tr\u1ea3 c\u1ed5 t\u1ee9c nh\u01b0 th\u1eddi h\u1ea1n tr\u1ea3, th\u1eddi h\u1ea1n k\u00e9o d\u00e0i, ph\u1ea1t ch\u1eadm tr\u1ea3\u2026<\/strong><\/p>\n

\u0110TCK c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI.<\/em><\/p>\n

\u00d4ng c\u00f3 nh\u1eadn x\u00e9t g\u00ec v\u1ec1 t\u00ecnh tr\u1ea1ng ch\u1eadm tr\u1ea3 c\u1ed5 t\u1ee9c c\u1ee7a c\u00e1c DN?<\/em><\/strong><\/p>\n

Nh\u00ecn chung, t\u00ecnh tr\u1ea1ng ch\u1eadm tr\u1ea3 c\u1ed5 t\u1ee9c hi\u1ec7n kh\u00e1 ph\u1ed5 bi\u1ebfn, do DN kh\u00f3 kh\u0103n v\u1ec1 ngu\u1ed3n v\u1ed1n n\u00ean t\u1ea1m th\u1eddi \u0111\u1ec3 ngu\u1ed3n tr\u1ea3 c\u1ed5 t\u1ee9c l\u1ea1i ph\u1ee5c v\u1ee5 ho\u1ea1t \u0111\u1ed9ng kinh doanh.<\/p>\n

V\u1ec1 l\u00fd thuy\u1ebft, \u201cc\u01a1m kh\u00f4ng \u0103n th\u00ec g\u1ea1o c\u00f2n \u0111\u00f3\u201d, chia c\u1ed5 t\u1ee9c s\u1edbm th\u00ec c\u1ed5 \u0111\u00f4ng h\u01b0\u1edfng s\u1edbm, m\u00e0 n\u1ebfu \u0111\u1ec3 l\u1ea1i th\u00ec \u0111\u00f3 s\u1ebd l\u00e0 ngu\u1ed3n v\u1ed1n \u0111em l\u1ea1i l\u1ee3i nhu\u1eadn trong t\u01b0\u01a1ng lai.<\/p>\n

Tuy nhi\u00ean, th\u1ef1c t\u1ebf, vi\u1ec7c n\u00e0y l\u1ea1i ph\u00e1t sinh nhi\u1ec1u v\u1ea5n \u0111\u1ec1. Ch\u1eb3ng h\u1ea1n, n\u1ebfu c\u00f4ng ty chi tr\u1ea3 c\u1ed5 t\u1ee9c r\u1ed3i \u0111i vay \u0111\u1ec3 l\u1ea5y v\u1ed1n ho\u1ea1t \u0111\u1ed9ng th\u00ec l\u00e3i vay \u0111\u01b0\u1ee3c h\u1ea1ch to\u00e1n v\u00e0o chi ph\u00ed h\u1ee3p l\u1ec7, h\u1ee3p ph\u00e1p, nh\u01b0ng d\u00f9ng ngu\u1ed3n chi tr\u1ea3 c\u1ed5 t\u1ee9c \u0111\u1ec3 kinh doanh th\u00ec DN kh\u00f4ng \u0111\u01b0\u1ee3c t\u00ednh chi ph\u00ed v\u1ed1n. Nh\u01b0 v\u1eady, tuy \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n r\u1ebb, nh\u01b0ng DN l\u1ea1i c\u00f3 nguy c\u01a1 ph\u1ea3i d\u00f9ng l\u1ee3i nhu\u1eadn \u0111\u1ec3 n\u1ed9p thu\u1ebf.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, quy\u1ec1n l\u1ee3i quan tr\u1ecdng nh\u1ea5t c\u1ee7a c\u1ed5 \u0111\u00f4ng l\u00e0 c\u1ed5 t\u1ee9c. N\u1ebfu m\u1ee5c \u0111\u00edch \u0111\u1ea7u t\u01b0 kh\u00f4ng \u0111\u1ea1t \u0111\u01b0\u1ee3c, c\u1ed5 \u0111\u00f4ng s\u1ebd m\u1ea5t ni\u1ec1m tin v\u00e0o DN v\u00e0 kh\u00f4ng \u0111\u1ed3ng h\u00e0nh c\u00f9ng DN trong c\u00e1c k\u1ebf ho\u1ea1ch t\u0103ng v\u1ed1n.<\/p>\n

\u0110\u00f3 l\u00e0 ch\u01b0a k\u1ec3, trong khi ph\u1ea7n \u0111\u00f4ng c\u1ed5 \u0111\u00f4ng m\u00f2n m\u1ecfi ch\u1edd c\u1ed5 t\u1ee9c th\u00ec c\u00f3 m\u1ed9t s\u1ed1 c\u1ed5 \u0111\u00f4ng n\u00e0o \u0111\u00f3 v\u1eabn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c l\u0129nh c\u1ed5 t\u1ee9c (n\u1ebfu mu\u1ed1n), th\u00f4ng qua \u0111\u01a1n \u0111\u1ec1 ngh\u1ecb t\u1ea1m \u1ee9ng c\u1ed5 t\u1ee9c. \u0110i\u1ec1u n\u00e0y t\u1ea1o ra s\u1ef1 b\u1ea5t b\u00ecnh \u0111\u1eb3ng gi\u1eefa c\u00e1c c\u1ed5 \u0111\u00f4ng.<\/p>\n

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Hi\u1ec7n nay, c\u01a1 ch\u1ebf tr\u1ea3 c\u1ed5 t\u1ee9c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh ra sao, th\u01b0a \u00f4ng?<\/em><\/strong><\/p>\n

Hi\u1ec7n kh\u00f4ng c\u00f3 b\u1ea5t c\u1ee9 m\u1ed9t quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt n\u00e0o v\u1ec1 vi\u1ec7c chi tr\u1ea3 c\u1ed5 t\u1ee9c. T\u00f4i ngh\u0129, khi thi\u1ebft k\u1ebf lu\u1eadt th\u00ec \u00fd t\u01b0\u1edfng l\u00e0 \u0111\u1ec3 c\u1ed5 \u0111\u00f4ng quy\u1ebft \u0111\u1ecbnh vi\u1ec7c tr\u1ea3 c\u1ed5 t\u1ee9c, v\u00ec \u0111\u00e2y l\u00e0 c\u00f4ng vi\u1ec7c n\u1ed9i b\u1ed9 c\u1ee7a DN. V\u1ec1 c\u01a1 b\u1ea3n, \u0111i\u1ec1u n\u00e0y l\u00e0 h\u1ee3p l\u00fd, ph\u00e1p lu\u1eadt kh\u00f4ng n\u00ean can thi\u1ec7p qu\u00e1 s\u00e2u v\u00e0o vi\u1ec7c n\u1ed9i b\u1ed9 DN.<\/p>\n

Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf, \u0110HC\u0110 th\u01b0\u1eddng ch\u1ec9 ra ngh\u1ecb quy\u1ebft v\u1ec1 t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c chi tr\u1ea3, c\u00f2n th\u1eddi \u0111i\u1ec3m chi tr\u1ea3 \u0111\u01b0\u1ee3c \u1ee7y quy\u1ec1n cho t\u1ed5ng gi\u00e1m \u0111\u1ed1c ho\u1eb7c H\u0110QT quy\u1ebft \u0111\u1ecbnh. H\u1eadu qu\u1ea3 l\u00e0 ng\u01b0\u1eddi c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 kh\u00f4ng \u0111\u01b0a ra th\u1eddi h\u1ea1n r\u00f5 r\u00e0ng, m\u00e0 ch\u1ec9 th\u00f4ng b\u00e1o chung chung s\u1ebd chi tr\u1ea3 khi c\u00f3 ngu\u1ed3n. S\u1ef1 thi\u1ebfu r\u00f5 r\u00e0ng trong quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian tr\u1ea3 c\u1ed5 t\u1ee9c \u0111\u00e3 khi\u1ebfn c\u1ed5 \u0111\u00f4ng kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7, t\u1eeb \u0111\u00f3 l\u00e0m cho m\u00f4i tr\u01b0\u1eddng \u0111\u1ea7u t\u01b0, ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DN kh\u00f4ng hi\u1ec7u qu\u1ea3.<\/p>\n

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Hi\u1ec7n kh\u00f4ng c\u00f3 b\u1ea5t c\u1ee9 m\u1ed9t quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt n\u00e0o v\u1ec1 vi\u1ec7c chi tr\u1ea3 c\u1ed5 t\u1ee9c<\/em><\/p>\n

\u00a0\u00a0Theo \u00f4ng, c\u00f2n b\u1ea5t c\u1eadp g\u00ec n\u1eefa v\u1ec1 chi tr\u1ea3 c\u1ed5 t\u1ee9c c\u1ea7n s\u1edbm \u0111\u01b0\u1ee3c kh\u1eafc ph\u1ee5c?<\/em><\/strong><\/p>\n

Kh\u00f4ng ch\u1ec9 ch\u1eadm tr\u1ea3, nhi\u1ec1u DN khi th\u1ef1c hi\u1ec7n tr\u1ea3 c\u1ed5 t\u1ee9c l\u1ea1i c\u00f3 nh\u1eefng l\u1ec7ch l\u1ea1c do hi\u1ec3u sai quy \u0111\u1ecbnh c\u1ee7a lu\u1eadt, l\u00e0m \u1ea3nh h\u01b0\u1edfng nghi\u00eam tr\u1ecdng quy\u1ec1n l\u1ee3i c\u1ee7a c\u1ed5 \u0111\u00f4ng.<\/p>\n

T\u00f4i t\u1eebng g\u1eb7p tr\u01b0\u1eddng h\u1ee3p DN sau 2 n\u0103m m\u1edbi thanh to\u00e1n c\u1ed5 t\u1ee9c v\u00e0 th\u1ef1c hi\u1ec7n ch\u1ed1t l\u00f9i danh s\u00e1ch v\u00e0o th\u1eddi \u0111i\u1ec3m 2 n\u0103m tr\u01b0\u1edbc, trong khi c\u1ed5 ph\u1ea7n \u0111\u00e3 \u0111\u01b0\u1ee3c chuy\u1ec3n nh\u01b0\u1ee3ng qua ng\u01b0\u1eddi kh\u00e1c.<\/p>\n

Nh\u01b0 v\u1eady, ng\u01b0\u1eddi \u0111\u00e3 b\u00e1n c\u1ed5 phi\u1ebfu l\u1ea1i \u0111\u01b0\u1ee3c g\u1ecdi \u0111\u1ebfn l\u0129nh c\u1ed5 t\u1ee9c, c\u00f2n ng\u01b0\u1eddi \u0111ang s\u1edf h\u1eefu c\u1ed5 ph\u1ea7n l\u1ea1i kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng.<\/p>\n

Nguy\u00ean nh\u00e2n l\u00e0 do quy \u0111\u1ecbnh v\u1ec1 ch\u1ed1t danh s\u00e1ch, DN ph\u1ea3i ch\u1ed1t danh s\u00e1ch tr\u01b0\u1edbc 30 ng\u00e0y chi tr\u1ea3 c\u1ed5\u00a0t\u1ee9c. H\u1eadu qu\u1ea3 l\u00e0 DN n\u00e0y \u0111\u00e3 hi\u1ec3u l\u1ea7m ho\u1eb7c c\u1ed1 t\u00ecnh hi\u1ec3u l\u1ea7m l\u00e0 ch\u1ed1t danh s\u00e1ch tr\u01b0\u1edbc 30 ng\u00e0y, 3 th\u00e1ng th\u1eadm ch\u00ed tr\u01b0\u1edbc 3 n\u0103m \u0111\u1ec1u \u0111\u01b0\u1ee3c. Kh\u00f4ng \u00edt c\u1ed5 \u0111\u00f4ng \u0111\u00e3 ph\u1ea3i kh\u00f3c d\u1edf m\u1ebfu d\u1edf v\u00ec mua ph\u1ea3i c\u1ed5 phi\u1ebfu r\u1ed7ng ru\u1ed9t.<\/p>\n

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V\u1eady c\u1ed5 \u0111\u00f4ng c\u00f3 th\u1ec3 l\u00e0m g\u00ec n\u1ebfu c\u00f4ng ty kh\u1ea5t l\u1ea7n c\u1ed5 t\u1ee9c?<\/em><\/strong><\/p>\n

V\u1edbi quy \u0111\u1ecbnh kh\u00f4ng r\u00f5 r\u00e0ng nh\u01b0 hi\u1ec7n nay, c\u1ed5 \u0111\u00f4ng c\u00f3 l\u1ebd ch\u1ec9 c\u00f2n c\u00e1ch ch\u1edd. B\u1edfi n\u1ebfu c\u00f3 kh\u1edfi ki\u1ec7n th\u00ec xem ra kh\u00f3 m\u00e0 \u0111\u01b0\u1ee3c th\u1ee5 l\u00fd, b\u1edfi quy \u0111\u1ecbnh kh\u00f4ng r\u00f5 r\u00e0ng, DN tr\u1ea3 c\u0169ng \u0111\u01b0\u1ee3c, kh\u00f4ng tr\u1ea3 c\u0169ng kh\u00f4ng sao.<\/p>\n

Vi\u1ec7c x\u00e1c \u0111\u1ecbnh h\u00e0nh vi ch\u1eadm tr\u1ea3 c\u1ed5 t\u1ee9c c\u00f3 x\u00e2m ph\u1ea1m \u0111\u1ebfn l\u1ee3i \u00edch c\u1ee7a c\u1ed5 \u0111\u00f4ng hay kh\u00f4ng \u0111\u1ec3 kh\u1edfi ki\u1ec7n c\u0169ng kh\u00f4ng d\u1ec5 v\u00e0 n\u1ebfu x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c th\u00ec c\u1ed5 \u0111\u00f4ng s\u1edf h\u1eefu 1% c\u1ed5 ph\u1ea7n c\u1ee7a DN tr\u1edf l\u00ean m\u1edbi \u0111\u01b0\u1ee3c kh\u1edfi ki\u1ec7n. Ch\u01b0a k\u1ec3, chi ph\u00ed cho v\u1ee5 ki\u1ec7n t\u1ed1n k\u00e9m, l\u1ea1i m\u1ea5t th\u1eddi gian, m\u00e0 b\u1ea3n \u00e1n ch\u01b0a ch\u1eafc \u0111\u00e3 thi h\u00e0nh \u0111\u01b0\u1ee3c.<\/p>\n

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C\u00e1ch \u0111\u00e2y h\u01a1n 1 n\u0103m, B\u1ed9 T\u00e0i ch\u00ednh c\u00f3 ban h\u00e0nh Quy ch\u1ebf qu\u1ea3n l\u00fd Qu\u1ef9 H\u1ed7 tr\u1ee3 s\u1eafp x\u1ebfp v\u00e0 ph\u00e1t tri\u1ec3n DN. Theo \u0111\u00f3, DN ch\u1eadm tr\u1ea3 c\u1ed5 t\u1ee9c cho c\u1ed5 \u0111\u00f4ng Nh\u00e0 n\u01b0\u1edbc th\u00ec b\u1ecb ph\u1ea1t. Ph\u1ea3i ch\u0103ng quy \u0111\u1ecbnh n\u00e0y c\u1ea7n \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i cho c\u00e1c c\u1ed5 \u0111\u00f4ng, ch\u1ee9 kh\u00f4ng ch\u1ec9 c\u1ed5 \u0111\u00f4ng Nh\u00e0 n\u01b0\u1edbc?<\/em><\/strong><\/p>\n

N\u1ebfu \u0111\u00f3 l\u00e0 DN 100% v\u1ed1n nh\u00e0 n\u01b0\u1edbc th\u00ec quy \u0111\u1ecbnh nh\u01b0 tr\u00ean l\u00e0 h\u1ee3p l\u00fd. N\u1ebfu l\u00e0 c\u00f4ng ty c\u1ed5 ph\u1ea7n th\u00ec ph\u1ea3i xem x\u00e9t l\u1ea1i, b\u1edfi nh\u01b0 v\u1eady l\u00e0 quy\u1ec1n l\u1ef1c Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 \u00e1p \u0111\u1eb7t cho quy\u1ec1n l\u1ee3i c\u1ee7a Nh\u00e0 n\u01b0\u1edbc, c\u00f2n quy\u1ec1n l\u1ee3i c\u1ee7a c\u1ed5 \u0111\u00f4ng kh\u00e1c, quy\u1ec1n l\u1ee3i chung b\u1ecb \u0111\u1ec3 sang m\u1ed9t b\u00ean.<\/p>\n

Theo t\u00f4i, ph\u00e1p lu\u1eadt c\u1ea7n c\u00f3 quy \u0111\u1ecbnh v\u1ec1 th\u1eddi h\u1ea1n chi tr\u1ea3 c\u1ed5 t\u1ee9c, gi\u1ed1ng nh\u01b0 th\u1eddi h\u1ea1n t\u1ed5 ch\u1ee9c \u0110HC\u0110. N\u1ebfu th\u1eddi h\u1ea1n t\u1ed5 ch\u1ee9c \u0110HC\u0110 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong v\u00f2ng 4 th\u00e1ng k\u1ec3 t\u1eeb ng\u00e0y b\u1eaft \u0111\u1ea7u n\u0103m t\u00e0i ch\u00ednh, n\u1ebfu gia h\u1ea1n th\u00ec kh\u00f4ng qu\u00e1 6 th\u00e1ng, th\u00ec th\u1eddi h\u1ea1n tr\u1ea3 c\u1ed5 t\u1ee9c c\u0169ng n\u00ean quy \u0111\u1ecbnh v\u00e0o kho\u1ea3ng th\u00e1ng 5, th\u00e1ng 6 sau ng\u00e0y k\u1ebft th\u00fac n\u0103m t\u00e0i ch\u00ednh li\u1ec1n k\u1ec1, n\u1ebfu gia h\u1ea1n th\u00ec c\u0169ng ch\u1ec9 \u0111\u01b0\u1ee3c trong v\u00f2ng 3 th\u00e1ng.<\/p>\n

Ch\u1eadm h\u01a1n n\u1eefa, DN s\u1ebd ph\u1ea3i ch\u1ecbu l\u00e3i su\u1ea5t ch\u1eadm tr\u1ea3. C\u00f3 nh\u01b0 v\u1eady, quy\u1ec1n l\u1ee3i c\u1ed5 \u0111\u00f4ng m\u1edbi \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m.<\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, n\u1ebfu c\u00f4ng ty v\u1eabn kh\u00f4ng ch\u1ecbu chi tr\u1ea3\u00a0\u00a0theo y\u00eau c\u1ea7u c\u1ed5 \u0111\u00f4ng th\u00ec c\u1ed5 \u0111\u00f4ng c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i. Tuy nhi\u00ean, \u0111i k\u00e8m v\u1edbi quy \u0111\u1ecbnh n\u00e0y, c\u1ea7n ph\u1ea3i c\u00f4ng nh\u1eadn chi ph\u00ed h\u1ee3p ph\u00e1p, h\u1ee3p l\u1ec7 cho DN v\u1edbi kho\u1ea3n l\u00e3i tr\u1ea3 cho c\u1ed5 \u0111\u00f4ng.<\/p>\n\n\n\n
T\u1eeb ng\u00e0y 1\/7\/2012, Quy ch\u1ebf qu\u1ea3n l\u00fd Qu\u1ef9 H\u1ed7 tr\u1ee3 s\u1eafp x\u1ebfp v\u00e0 ph\u00e1t tri\u1ec3n DN \u0111\u01b0\u1ee3c ban h\u00e0nh k\u00e8m theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 21\/2012\/Q\u0110-TTg b\u1eaft\u00a0\u00a0\u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c (Quy ch\u1ebf\u00a0\u00a021). Theo \u0111\u00f3, Qu\u1ef9 c\u00f3 nhi\u1ec1u ngu\u1ed3n thu nh\u01b0 thu t\u1eeb CPH, thu t\u1eeb b\u00e1n, giao, gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n DNNN, thu sau CPH\u2026, trong \u0111\u00f3 c\u00f3 l\u1ee3i nhu\u1eadn, c\u1ed5 t\u1ee9c t\u1eeb vi\u1ec7c \u0111\u1ea7u t\u01b0 v\u1ed1n nh\u00e0 n\u01b0\u1edbc.<\/p>\n

\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o c\u00e1c ngu\u1ed3n thu n\u00e0y ch\u1ea3y v\u1ec1 Qu\u1ef9\u00a0\u00a0\u0111\u00fang h\u1eb9n, Quy ch\u1ebf 21 quy \u0111\u1ecbnh m\u1ed9t s\u1ed1 ch\u1ebf t\u00e0i. C\u1ee5 th\u1ec3, n\u1ebfu ch\u1eadm n\u1ed9p trong v\u00f2ng 3 th\u00e1ng, DN ph\u1ea3i ch\u1ecbu th\u00eam ti\u1ec1n l\u00e3i t\u00ednh theo l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do NHNN c\u00f4ng b\u1ed1 t\u1ea1i th\u1eddi \u0111i\u1ec3m g\u1ea7n nh\u1ea5t cho s\u1ed1 ti\u1ec1n v\u00e0 th\u1eddi gian ch\u1eadm n\u1ed9p. N\u1ebfu ti\u1ebfp t\u1ee5c ch\u1eadm n\u1ed9p, DN ph\u1ea3i ch\u1ecbu th\u00eam ti\u1ec1n l\u00e3i t\u00ednh theo l\u00e3i su\u1ea5t ti\u1ec1n vay qu\u00e1 h\u1ea1n cho s\u1ed1 ti\u1ec1n ch\u1eadm n\u1ed9p c\u1ee7a th\u1eddi gian qu\u00e1 h\u1ea1n sau 3 th\u00e1ng. Sau 4 th\u00e1ng, DN v\u1eabn ch\u01b0a n\u1ed9p ti\u1ec1n, th\u00ec ngo\u00e0i vi\u1ec7c ph\u1ea3i ch\u1ecbu n\u1ed9p l\u00e3i ph\u1ea1t, DN s\u1ebd b\u1ecb \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p c\u01b0\u1ee1ng ch\u1ebf b\u1eb1ng c\u00e1ch tr\u00edch ti\u1ec1n t\u1eeb t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi v\u1ec1 Qu\u1ef9.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Ho\u00e0ng Duy<\/strong><\/p>\n

———————————————–<\/p>\n

\u0110\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n 12-11-2013:<\/em><\/strong>","protected":false},"excerpt":{"rendered":"

(\u0110TCK) – C\u1ed5 t\u1ee9c l\u00e0 quy\u1ec1n l\u1ee3i quan tr\u1ecdng nh\u1ea5t c\u1ee7a c\u1ed5 \u0111\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c t\u1eeb DN. Tuy nhi\u00ean, cho \u0111\u1ebfn nay, kh\u00f4ng c\u00f3 m\u1ed9t c\u01a1 ch\u1ebf r\u00f5 r\u00e0ng n\u00e0o v\u1ec1 vi\u1ec7c tr\u1ea3 c\u1ed5 t\u1ee9c nh\u01b0 th\u1eddi h\u1ea1n tr\u1ea3, th\u1eddi h\u1ea1n k\u00e9o d\u00e0i, ph\u1ea1t ch\u1eadm tr\u1ea3\u2026 \u0110TCK c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng […]<\/p>\n","protected":false},"author":1,"featured_media":21398,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21397","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n406. 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