{"id":21463,"date":"2013-11-20T17:21:41","date_gmt":"2013-11-20T10:21:41","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21463"},"modified":"2022-05-16T17:24:40","modified_gmt":"2022-05-16T10:24:40","slug":"415-sai-pham-cua-nganh-ngan-hang-phan-lon-la-co-y-lam-trai","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/415-sai-pham-cua-nganh-ngan-hang-phan-lon-la-co-y-lam-trai\/","title":{"rendered":"415. Sai ph\u1ea1m c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng, ph\u1ea7n l\u1edbn l\u00e0 c\u1ed1 \u00fd l\u00e0m tr\u00e1i?"},"content":{"rendered":"(GDVN) – V\u1ec1 nh\u1eefng sai ph\u1ea1m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong th\u1eddi gian qua, li\u00ean quan \u0111\u1ebfn c\u00e1c v\u1ee5 \u00e1n kinh t\u1ebf, chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng B\u00f9i Ki\u1ebfn Th\u00e0nh cho r\u1eb1ng, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 v\u1ea5n \u0111\u1ec1 tr\u00ecnh \u0111\u1ed9 n\u0103ng l\u1ef1c m\u00e0 l\u00e0 chuy\u1ec7n kh\u00e1c, kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 tr\u00ecnh \u0111\u1ed9 m\u00e0 \u0111\u00e2y l\u00e0 vi\u1ec7c c\u1ed1 \u00fd l\u00e0m tr\u00e1i ph\u00e1p lu\u1eadt, c\u1ed1 \u00fd l\u00e0m sai.<\/strong><\/p>\n

\u00a0\u201cG\u00f3t ch\u00e2n Asin\u201d c\u1ee7a ng\u00e0nh ng\u00e2n h\u00e0ng \u1edf \u0111\u00e2u?<\/strong><\/p>\n

Th\u1eddi gian qua, l\u1ea7n l\u01b0\u1ee3t v\u1ee5 vi\u1ec7c sai ph\u1ea1m c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c \u0111\u01b0a ra \u00e1nh s\u00e1ng, con s\u1ed1 19 h\u1ed3 s\u01a1 v\u1ee5 vi\u1ec7c sai ph\u1ea1m c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c NHNN chuy\u1ec3n c\u01a1 quan c\u00f4ng an \u0111i\u1ec1u tra ph\u1ea7n n\u00e0o cho th\u1ea5y \u201cg\u00f3t ch\u00e2n Asin\u201d b\u1ea5y l\u00e2u n\u00e0y c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111ang d\u1ea7n l\u1ed9 r\u00f5. Nh\u1eefng y\u1ebfu k\u00e9m c\u1ee7a ng\u00e2n h\u00e0ng bao g\u1ed3m c\u00e1c y\u1ebfu t\u1ed1 t\u1eeb \u0111\u1ed9i ng\u0169 c\u00e1n b\u1ed9 thi\u1ebfu tr\u00ecnh \u0111\u1ed9, thi\u1ebfu c\u01a1 ch\u1ebf qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t hi\u1ec7u qu\u1ea3 \u0111\u1ebfn v\u0129 m\u00f4 h\u01a1n l\u00e0 c\u00e1ch \u0111i\u1ec1u h\u00e0nh c\u1ee7a l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng.<\/p>\n

H\u1eadu qu\u1ea3 \u0111\u1ec3 l\u1ea1i sau th\u1eddi gian d\u00e0i ch\u1ea1y theo t\u0103ng tr\u01b0\u1edfng n\u00f3ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 n\u1ee3 x\u1ea5u. V\u1ec1 v\u1ea5n \u0111\u1ec1 n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng hi\u1ec7n nay, trao \u0111\u1ed5i v\u1edbi B\u00e1o Gi\u00e1o d\u1ee5c Vi\u1ec7t Nam, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c \u2013 Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI cho r\u1eb1ng n\u1ee3 x\u1ea5u kh\u00f4ng ph\u1ea3i do ng\u00e2n h\u00e0ng g\u00e2y ra, ng\u00e2n h\u00e0ng c\u00f3 l\u1ed7i nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh d\u1eabn \u0111\u1ebfn n\u1ee3 x\u1ea5u.\u00a0<\/em><\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
“G\u00f3t ch\u00e2n Asin” c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c l\u1ed9 r\u00f5 (\u1ea2nh minh h\u1ecda).<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

\u201cNg\u00e2n h\u00e0ng ch\u1ec9 l\u00e0 trung gian khi huy \u0111\u1ed9ng l\u00e3i su\u1ea5t cao th\u00ec bu\u1ed9c anh ph\u1ea3i cho vay v\u1edbi l\u00e3i su\u1ea5t cao v\u00e0 ng\u01b0\u1ee3c l\u1ea1i, l\u1ed7i c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 ch\u1ec9 l\u00e0 vi\u1ec7c \u0111i\u1ec1u ph\u1ed1i, ph\u00e2n b\u1ed5 ngu\u1ed3n ti\u1ec1n\u201d, LS \u0110\u1ee9c cho bi\u1ebft.<\/em><\/p>\n

Ch\u1ec9 ra c\u00e1ch \u0111i\u1ec1u h\u00e0nh v\u0129 m\u00f4 kh\u00f4ng h\u1ee3p l\u00fd, LS Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c cho r\u1eb1ng vi\u1ec7c b\u1eaft ng\u00e2n h\u00e0ng ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m ph\u1ea3i cung \u1ee9ng cho n\u1ec1n kinh t\u1ebf l\u00e0 kh\u00f4ng \u0111\u00fang. Vi\u1ec7c cung \u1ee9ng n\u1ec1n kinh t\u1ebf ph\u1ea3i t\u1eeb Ch\u00ednh ph\u1ee7.<\/em><\/p>\n

\u201cC\u1ea7n t\u00e1ch bi\u1ec7t ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u1edbi \u0111i\u1ec1u h\u00e0nh qu\u1ea3n l\u00fd. \u0110\u1ec3 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c t\u1ed1t, Ch\u00ednh ph\u1ee7 ph\u1ea3i d\u00f9ng c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, c\u00f4ng c\u1ee5 kinh t\u1ebf kh\u00f4ng n\u00ean d\u00f9ng h\u00e0nh ch\u00ednh. Kh\u00f4ng th\u1ec3 \u0111\u01b0a ra m\u1ed9t con s\u1ed1 chung theo ki\u1ec3u l\u00e3i su\u1ea5t 5% v\u00e0 bu\u1ed9c c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i \u00e1p d\u1ee5ng d\u1eabn \u0111\u1ebfn \u1ea3nh h\u01b0\u1edfng r\u1ea5t l\u1edbn ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng. Vi\u1ec7c cho vay l\u00e3i su\u1ea5t 25% \u2013 30% l\u00e0 do th\u1ecb tr\u01b0\u1eddng quy \u0111\u1ecbnh huy \u0111\u1ed9ng l\u00e3i su\u1ea5t l\u1edbn th\u00ec bu\u1ed9c ph\u1ea3i t\u0103ng l\u00e3i su\u1ea5t cho vay, kh\u00f4ng th\u1ec3 b\u1eaft ng\u00e2n h\u00e0ng huy \u0111\u1ed9ng l\u00e3i su\u1ea5t cao nh\u01b0ng cho vay l\u00e3i su\u1ea5t th\u1ea5p \u0111\u01b0\u1ee3c\u201d,\u00a0 LS \u0110\u1ee9c n\u00f3i
\n<\/em><\/p>\n

Trong khi \u0111\u00f3, \u0111\u1ec1 c\u1eadp \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 kh\u00e1 n\u00f3ng c\u1ee7a ng\u00e2n h\u00e0ng l\u00e0\u00a0 tr\u00ecnh \u0111\u1ed9, n\u0103ng l\u1ef1c c\u1ee7a \u0111\u1ed9i ng\u0169 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean c\u00f2n nhi\u1ec1u h\u1ea1n ch\u1ebf, TS. L\u00ea Xu\u00e2n Ngh\u0129a \u2013 Th\u00e0nh vi\u00ean t\u01b0 v\u1ea5n ch\u00ednh s\u00e1ch t\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 qu\u1ed1c gia cho r\u1eb1ng: So v\u1edbi 5 \u2013 10 n\u0103m tr\u01b0\u1edbc, tr\u00ecnh \u0111\u1ed9 \u0111\u1ed9i ng\u0169 c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng hi\u1ec7n nay t\u1ed1t h\u01a1n r\u1ea5t nhi\u1ec1u nh\u1edd v\u00e0o c\u00f4ng ngh\u1ec7 corebanking (h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb ng\u00e2n h\u00e0ng t\u1eadp trung). G\u1eafn li\u1ec1n v\u1edbi c\u00f4ng ngh\u1ec7 corebanking l\u00e0 h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd ng\u00e2n h\u00e0ng hi\u1ec7n \u0111\u1ea1i v\u00ec v\u1eady c\u00e1c ng\u00e2n h\u00e0ng th\u1eddi gian qua quan t\u00e2m nhi\u1ec1u h\u01a1n \u0111\u1ed9i ng\u0169 nh\u00e2n l\u1ef1c.<\/p>\n

\u201cSo v\u1edbi nh\u1eefng n\u0103m ch\u01b0a c\u00f3 c\u00f4ng ngh\u1ec7 corebanking, tr\u00ecnh \u0111\u1ed9 c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng hi\u1ec7n nay t\u1ed1t h\u01a1n r\u1ea5t nhi\u1ec1u, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 m\u1ed9t s\u1ed1 l\u0129nh v\u1ef1c d\u00f9 c\u00e1n b\u1ed9 tr\u00ecnh \u0111\u1ed9 t\u1ed1t nh\u01b0ng kh\u00f4ng ph\u00e1t huy \u0111\u01b0\u1ee3c t\u00e1c d\u1ee5ng. Th\u01b0\u1eddng ng\u00e2n h\u00e0ng n\u00e0o c\u00f3 n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb, n\u0103ng l\u1ef1c qu\u1ea3n l\u00fd r\u1ee7i ro t\u1ed1t th\u00ec tr\u00ecnh \u0111\u1ed9 c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng c\u0169ng \u0111\u01b0\u1ee3c t\u0103ng l\u00ean v\u00e0 duy tr\u00ec m\u1ee9c kh\u00e1 cao. C\u00f2n nh\u1eefng ng\u00e2n h\u00e0ng b\u1ecb c\u00e1c c\u1ed5 \u0111\u00f4ng l\u1edbn chi ph\u1ed1i th\u01b0\u1eddng c\u00e1c quy\u1ebft \u0111\u1ecbnh t\u00edn d\u1ee5ng kh\u00f4ng \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c chu\u1ea9n m\u1ef1c v\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro. Nh\u1eefng ng\u00e2n h\u00e0ng nh\u01b0 v\u1eady c\u00e1n b\u1ed9 kh\u00f4ng ph\u00e1t huy \u0111\u01b0\u1ee3c t\u00e1c d\u1ee5ng\u201d, TS L\u00ea Xu\u00e2n Ngh\u0129a nh\u1eadn \u0111\u1ecbnh.<\/p>\n

\u0110i\u1ec3m y\u1ebfu nh\u1ea5t v\u1ec1 chuy\u00ean m\u00f4n c\u1ee7a c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng hi\u1ec7n nay theo TS L\u00ea Xu\u00e2n Ngh\u0129a \u0111\u00f3 l\u00e0 tr\u00ecnh \u0111\u1ed9 ti\u1ebfng Anh c\u00f2n k\u00e9m, khi\u1ebfn vi\u1ec7c c\u1eadp nh\u1eadt th\u00f4ng tin v\u00e0 \u00e1p d\u1ee5ng c\u00f4ng ngh\u1ec7 qu\u1ea3n tr\u1ecb ng\u00e2n h\u00e0ng s\u1ebd kh\u00f3 kh\u0103n h\u01a1n.<\/p>\n


\nSai ph\u1ea1m c\u1ee7a ng\u00e2n h\u00e0ng, ph\u1ea7n l\u1edbn l\u00e0 c\u1ed1 \u00fd l\u00e0m tr\u00e1i?\u00a0\u00a0<\/strong><\/p>\n

T\u1eeb nh\u1eadn \u0111\u1ecbnh c\u1ee7a TS L\u00ea Xu\u00e2n Ngh\u0129a, d\u1ec5 th\u1ea5y v\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra l\u00e0 tr\u00ecnh \u0111\u1ed9 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng t\u1ed1t nh\u01b0ng t\u1ea1i sao v\u1eabn c\u00f3 nhi\u1ec1u sai ph\u1ea1m b\u1ecb ph\u00e1t hi\u1ec7n, phanh phui?<\/p>\n

L\u00fd gi\u1ea3i \u0111i\u1ec1u n\u00e0y chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng B\u00f9i Ki\u1ebfn Th\u00e0nh cho r\u1eb1ng, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 v\u1ea5n \u0111\u1ec1 tr\u00ecnh \u0111\u1ed9 n\u0103ng l\u1ef1c m\u00e0 l\u00e0 chuy\u1ec7n kh\u00e1c, kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 tr\u00ecnh \u0111\u1ed9 m\u00e0 \u0111\u00e2y l\u00e0 vi\u1ec7c c\u1ed1 \u00fd l\u00e0m tr\u00e1i ph\u00e1p lu\u1eadt, c\u1ed1 \u00fd l\u00e0m sai.<\/p>\n

\u201cSau h\u00e0ng lo\u1ea1t v\u1ee5 vi\u1ec7c sai ph\u1ea1m ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c v\u1ea1ch ra \u0111\u1eb7t ra v\u1ea5n \u0111\u1ec1 tr\u00ecnh \u0111\u1ed9 c\u1ee7a m\u1ed9t b\u1ed9 ph\u1eadn c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng. Th\u1ee9 nh\u1ea5t l\u00e0 kh\u00f4ng bi\u1ebft, th\u1ee9 hai bi\u1ebft nh\u01b0ng c\u1ed1 \u00fd vi ph\u1ea1m v\u00ec c\u00f3 v\u1ea5n \u0111\u1ec1 ti\u00eau c\u1ef1c. Ng\u01b0\u1eddi ta c\u00f3 tr\u00ecnh \u0111\u1ed9 \u0111\u1ea5y nh\u01b0ng ng\u01b0\u1eddi ta c\u1ed1 \u00fd l\u00e0m sai v\u00ec nh\u1eadn \u0111\u01b0\u1ee3c phong b\u00ec. \u0110\u1ec3 x\u1ea3y ra sai ph\u1ea1m t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng th\u1eddi gian qua c\u00f2n do s\u1ef1 qu\u1ea3n l\u00fd l\u1ecfng l\u1ebbo c\u1ee7a ban l\u00e3nh \u0111\u1ea1o\u201d, chuy\u00ean \u00a0gia B\u00f9i Ki\u1ebfn Th\u00e0nh ph\u00e2n t\u00edch.<\/p>\n

Chuy\u00ean gia B\u00f9i Ki\u1ebfn Th\u00e0nh th\u1eeba nh\u1eadn, \u00f4ng kh\u00f4ng b\u1ea5t ng\u1edd v\u1ec1 con s\u1ed1 v\u1ee5 \u00e1n kinh t\u1ebf l\u1edbn li\u00ean quan \u0111\u1ebfn ng\u00e2n h\u00e0ng trong th\u1eddi gian qua. \u201cT\u1eeb tr\u01b0\u1edbc \u0111\u1ebfn nay, ch\u00fang ta \u0111\u00e3 nh\u00ecn th\u1ea5y ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng v\u1edbi nhi\u1ec1u b\u1ea5t c\u1eadp m\u00e0 ai c\u0169ng bi\u1ebft. Ch\u1ec9 ri\u00eang ho\u1ea1t \u0111\u1ed9ng cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng kh\u00f4ng d\u1ef1a v\u00e0o d\u1ef1 \u00e1n ph\u00e1t tri\u1ec3n n\u00e0o m\u00e0 d\u1ef1a v\u00e0o t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p d\u1eabn \u0111\u1ebfn vi\u1ec7c d\u00f9ng c\u00f9ng m\u1ed9t t\u00e0i s\u1ea3n \u0111i vay nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u1ebfn khi v\u1ee1 n\u1ee3, v\u00e0i ng\u00e2n h\u00e0ng l\u1ea1i c\u00f9ng \u0111\u1ebfn tranh s\u1ed1 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p \u0111\u00f3. Vi\u1ec7c cho vay nh\u01b0 th\u1ebf kh\u00f4ng \u0111\u00fang m\u1ee5c \u0111\u00edch c\u00f2n c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng mu\u1ed1n t\u01b0 l\u1ee3i ri\u00eang, mu\u1ed1n \u201cphong bao – phong b\u00ec\u201d th\u00ec c\u00f9ng v\u1edbi doanh nghi\u1ec7p c\u1ed1 v\u1ebd ra d\u1ef1 \u00e1n \u0111\u1ec3 tr\u00ecnh l\u00ean s\u1ebfp \u0111\u1ec3 \u0111\u01b0\u1ee3c ph\u00ea duy\u1ec7t, c\u00f3 \u0111\u01b0\u1ee3c h\u1ea1n m\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 gi\u1ea3i ng\u00e2n \u0111\u1ec3 r\u1ed3i t\u1ea1o ra m\u1ed9t \u0111\u1ed1ng n\u1ee3 x\u1ea5u\u201d, chuy\u00ean gia B\u00f9i Ki\u1ebfn Th\u00e0nh n\u00eau b\u1ea5t c\u1eadp.<\/p>\n

\u0110\u1ec3 kh\u1eafc ph\u1ee5c t\u00ecnh tr\u1ea1ng n\u00e0y, c\u1ea7n ph\u1ea3i \u0111i\u1ec1u tra nghi\u00ean c\u1ee9u, thanh ki\u1ec3m tra, n\u1ebfu ph\u00e1t hi\u1ec7n ng\u00e2n h\u00e0ng vi ph\u1ea1m ph\u00e1p lu\u1eadt, n\u1ee3 x\u1ea5u qu\u00e1 nhi\u1ec1u tr\u00ean quy \u0111\u1ecbnh l\u00e0 3% \u00e1p d\u1ee5ng lu\u1eadt ph\u00e1p c\u00f3 th\u1ec3 cho \u0111\u00f3ng c\u1eeda. \u201cMu\u1ed1n l\u00e0m s\u1ea1ch s\u1ebd ph\u1ea3i l\u00e0m nh\u01b0 th\u1ebf, ph\u1ea3i m\u1ea1nh tay lo\u1ea1i b\u1ecf nh\u1eefng ng\u00e2n h\u00e0ng y\u1ebfu k\u00e9m theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, m\u00ecnh c\u00f3 ph\u00e1p lu\u1eadt th\u00ec ph\u1ea3i \u00e1p d\u1ee5ng theo \u0111\u1ec3 l\u00e0m s\u1ea1ch c\u1ea3 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng\u201d, chuy\u00ean gia B\u00f9i Ki\u1ebfn Th\u00e0nh n\u00f3i.<\/p>\n

Ho\u1ea1t \u0111\u1ed9ng y\u1ebfu k\u00e9m c\u1ee7a ng\u00e2n h\u00e0ng th\u1eddi gian qua, chuy\u00ean gia B\u00f9i Ki\u1ebfn Th\u00e0nh cho r\u1eb1ng c\u00f3 ph\u1ea7n tr\u00e1ch nhi\u1ec7m l\u1edbn thu\u1ed9c v\u1ec1 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) v\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc. \u0110\u1eb7t v\u1ea5n \u0111\u1ec1 h\u00e0ng n\u0103m NHNN v\u00e0 c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u1ec1u ti\u1ebfn h\u00e0nh thanh tra, ki\u1ec3m tra ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng v\u1eady t\u1ea1i sao kh\u00f4ng ph\u00e1t hi\u1ec7n \u0111\u01b0\u1ee3c sai ph\u1ea1m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng? N\u1ebfu bi\u1ebft t\u1ea1i sao kh\u00f4ng x\u1eed l\u00fd ngay t\u1eeb ban \u0111\u1ea7u?<\/p>\n

T\u1eeb \u0111\u00f3 chuy\u00ean gia B\u00f9i Ki\u1ebfn Th\u00e0nh nh\u1eadn \u0111\u1ecbnh, n\u1ebfu n\u00f3i vi\u1ec7c thanh ki\u1ec3m tra c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc kh\u00f4ng ph\u00e1t hi\u1ec7n sai ph\u1ea1m l\u00e0m v\u00f4 l\u00fd. \u201cAnh l\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd, ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc ch\u00ednh ph\u1ee7 vi\u1ec7c \u0111i\u1ec1u h\u00e0nh gi\u00e1m s\u00e1t ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng n\u1ebfu kh\u00f4ng l\u00e0m t\u1ed1t th\u00ec ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m. M\u00ecnh l\u00e3nh tr\u00e1ch nhi\u1ec7m r\u1ed3i m\u00ecnh ph\u1ea3i l\u00e0m kh\u00f4ng th\u1ec3 ch\u1ed1i tr\u00e1ch nhi\u1ec7m \u0111\u01b0\u1ee3c\u201d, \u00f4ng Th\u00e0nh kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n

HO\u00c0NG L\u1ef0C<\/strong><\/p>\n

————————————————-<\/p>\n

Gi\u00e1o d\u1ee5c 20-11-2013 (M\u1ee5c Kinh t\u1ebf):<\/em><\/strong><\/p>\n

http:\/\/giaoduc.net.vn\/Utilities\/PrintView.aspx?ID=326055<\/a><\/em><\/p>\n

(299\/1.402)","protected":false},"excerpt":{"rendered":"

(GDVN) – V\u1ec1 nh\u1eefng sai ph\u1ea1m c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong th\u1eddi gian qua, li\u00ean quan \u0111\u1ebfn c\u00e1c v\u1ee5 \u00e1n kinh t\u1ebf, chuy\u00ean gia t\u00e0i ch\u00ednh ng\u00e2n h\u00e0ng B\u00f9i Ki\u1ebfn Th\u00e0nh cho r\u1eb1ng, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 v\u1ea5n \u0111\u1ec1 tr\u00ecnh \u0111\u1ed9 n\u0103ng l\u1ef1c m\u00e0 l\u00e0 chuy\u1ec7n kh\u00e1c, kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean ng\u00e2n […]<\/p>\n","protected":false},"author":1,"featured_media":21464,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n415. 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