{"id":21752,"date":"2012-06-02T06:40:55","date_gmt":"2012-06-01T23:40:55","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21752"},"modified":"2022-05-21T18:31:04","modified_gmt":"2022-05-21T11:31:04","slug":"170-chung-thu-bao-lanh-hai-chieu-sang-toi","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/170-chung-thu-bao-lanh-hai-chieu-sang-toi\/","title":{"rendered":"170. Ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh, hai chi\u1ec1u \u201cs\u00e1ng \u2013 t\u1ed1i\u201d"},"content":{"rendered":"(PLVN) – Th\u1eddi gian g\u1ea7n \u0111\u00e2y, xu\u1ea5t hi\u1ec7n nhi\u1ec1u v\u1ee5 ti\u00eau c\u1ef1c li\u00ean quan \u0111\u1ebfn b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. V\u1eady, ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh \u0111\u00f3ng vai tr\u00f2 nh\u01b0 th\u1ebf n\u00e0o trong ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 t\u1ea1i sao n\u00f3 l\u00e0 ph\u01b0\u01a1ng th\u1ee9c d\u1ec5 b\u1ecb l\u1ee3i d\u1ee5ng? Li\u1ec7u c\u00f3 th\u1ec3 kh\u1eafc ph\u1ee5c c\u00e1c t\u1ed3n t\u1ea1i \u0111\u1ec3 ph\u01b0\u01a1ng th\u1ee9c n\u00e0y ph\u00e1t huy \u0111\u01b0\u1ee3c t\u00e1c d\u1ee5ng? Ch\u00fang t\u00f4i \u0111\u00e3 ghi nh\u1eadn \u00fd ki\u1ebfn c\u1ee7a nh\u1eefng ng\u01b0\u1eddi c\u00f3 nhi\u1ec1u kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c n\u00e0y:<\/p>\n\n\n\n\n
\"\"<\/td>\n<\/tr>\n
H\u00ecnh minh h\u1ecda<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c – Gi\u00e1m \u0111\u1ed1c Ph\u00e1p ch\u1ebf BAOVIET BANK<\/em><\/strong> (sai)<\/em><\/strong>, Gi\u00e1m d\u1ed1c Cty Lu\u1eadt ANVI:<\/span>\u00a0<\/em><\/strong><\/p>\n

C\u00f3 s\u1ef1 m\u1eadp m\u1edd gi\u1eefa tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n v\u00e0 ng\u00e2n h\u00e0ng<\/em><\/strong><\/p>\n

Trong m\u1ed9t s\u1ed1 v\u1ee5 vi\u1ec7c, c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00f4ng ph\u1ea3i l\u00e0 l\u00e0m gi\u1ea3 th\u01b0 b\u1ea3o l\u00e3nh, m\u00e0 l\u00e0 th\u01b0 b\u1ea3o l\u00e3nh th\u1eadt, ng\u01b0\u1eddi k\u00fd l\u00e0 gi\u00e1m \u0111\u1ed1c th\u1eadt, d\u1ea5u ng\u00e2n h\u00e0ng th\u1eadt, nh\u01b0ng l\u00e0 vi\u1ec7c l\u00e0m v\u01b0\u1ee3t qu\u00e1 th\u1ea9m quy\u1ec1n \u0111\u01b0\u1ee3c giao nh\u01b0: Kh\u00f4ng th\u1ea9m \u0111\u1ecbnh kh\u00e1ch h\u00e0ng, kh\u00f4ng l\u00e0m h\u1ed3 s\u01a1 th\u1ee7 t\u1ee5c \u0111\u1ea7y \u0111\u1ee7, k\u00fd v\u01b0\u1ee3t th\u1ea9m quy\u1ec1n ph\u00ea duy\u1ec7t…<\/em><\/p>\n

Do \u0111\u00f3, ng\u00e2n h\u00e0ng th\u01b0\u1eddng t\u1eeb ch\u1ed1i tr\u00e1ch nhi\u1ec7m v\u00ec cho r\u1eb1ng kh\u00f4ng ph\u1ea3i l\u00e0 v\u0103n b\u1ea3n do ng\u00e2n h\u00e0ng ph\u00e1t h\u00e0nh, m\u00e0 do c\u00e1 nh\u00e2n c\u1ed1 \u00fd l\u00e0m tr\u00e1i. Ng\u01b0\u1eddi nh\u1eadn b\u1ea3o l\u00e3nh r\u1ea5t kh\u00f3 bi\u1ebft \u0111\u01b0\u1ee3c th\u01b0 b\u1ea3o l\u00e3nh n\u00e0o l\u00e0 \u0111\u00fang hay sai. H\u1ea7u h\u1ebft c\u00e1c v\u1ee5 \u0111\u1ec1u c\u00f3 s\u1ef1 m\u1eadp m\u1edd gi\u1eefa tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u00e2n h\u00e0ng. N\u1ebfu ng\u01b0\u1eddi k\u00fd b\u1ecb truy t\u1ed1, x\u00e9t x\u1eed v\u1ec1 h\u00ecnh s\u1ef1 th\u00ec \u0111\u01b0\u01a1ng nhi\u00ean l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1 nh\u00e2n.\u00a0<\/em><\/p>\n

B\u00e0 \u0110\u1eb7ng Th\u1ecb H\u1ed3ng H\u1ea3i – Ch\u1ee7 t\u1ecbch H\u0110QT Cty Cung \u1ee9ng t\u00e0u bi\u1ec3n H\u1ea3i Ph\u00f2ng:<\/strong><\/p>\n

C\u1ea7n xem x\u00e9t quy \u0111\u1ecbnh v\u1ec1 ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh t\u1ea1i m\u1ed7i ng\u00e2n h\u00e0ng<\/strong><\/p>\n

Ph\u00e1t h\u00e0nh ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh l\u00e0 d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c c\u1ea3 ng\u00e2n h\u00e0ng v\u00e0 DN l\u1ef1a ch\u1ecdn b\u1edfi ba b\u00ean c\u00f9ng c\u00f3 l\u1ee3i: DN b\u00e1n h\u00e0ng th\u00ec \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m thanh to\u00e1n, DN \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh th\u00ec kh\u00f4ng m\u1ea5t chi ph\u00ed v\u1ed1n, c\u00f2n ng\u00e2n h\u00e0ng cam k\u1ebft b\u1eb1ng uy t\u00edn nh\u01b0ng \u0111\u00e3 c\u00f3 l\u1ee3i nhu\u1eadn t\u1eeb 1-2% t\u1eeb kho\u1ea3n thu ph\u00ed.<\/p>\n

Theo nh\u1eadn \u0111\u1ecbnh c\u1ee7a t\u00f4i, hi\u1ec7n ch\u01b0a c\u00f3 quy chu\u1ea9n th\u1ed1ng nh\u1ea5t lo\u1ea1i h\u00ecnh v\u0103n b\u1ea3n n\u00e0y n\u00ean v\u1eabn c\u00f2n nh\u1eefng l\u1ed7 h\u1ed5ng v\u1ec1 ph\u00e1p l\u00fd. H\u1ea7u h\u1ebft c\u00e1c ch\u1ee9ng th\u01b0 \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh nh\u01b0 m\u1ed9t c\u00f4ng v\u0103n, v\u0103n b\u1ea3n, ch\u1ec9 c\u1ea7n ch\u1eef k\u00fd v\u00e0 con d\u1ea5u c\u1ee7a gi\u00e1m \u0111\u1ed1c; n\u1ebfu ch\u1eef k\u00fd v\u00e0 con d\u1ea5u \u0111\u01b0\u1ee3c l\u00e0m gi\u1ea3 th\u00ec kh\u00f3 m\u00e0 ki\u1ec3m so\u00e1t \u0111\u01b0\u1ee3c. Do v\u1eady, \u0111\u1ec3 ph\u00f2ng ng\u1eeba, t\u1ed1t nh\u1ea5t Ng\u00e2n h\u00e0ng c\u1ea7n ph\u1ea3i qu\u1ea3n l\u00fd t\u1eebng ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh ph\u00e1t ra nh\u01b0 \u0111\u1ec1u ph\u1ea3i \u0111\u01b0a v\u00e0o h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd, c\u00f3 ki\u1ec3m so\u00e1t m\u1edbi in \u0111\u01b0\u1ee3c m\u1eabu b\u1ea3o l\u00e3nh; tr\u00e1nh t\u00ecnh tr\u1ea1ng m\u1ed9t c\u00e1n b\u1ed9 ng\u00e2n h\u00e0ng l\u00e0m sai, c\u1ea3 h\u1ec7 th\u1ed1ng g\u00e1nh h\u1eadu qu\u1ea3 v\u00ec ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho DN th\u1ee5 h\u01b0\u1edfng b\u1ea3o l\u00e3nh.<\/p>\n

Vi\u1ec7c quy \u0111\u1ecbnh kho\u1ea3n ti\u1ec1n b\u1ea3o l\u00e3nh c\u0169ng c\u1ea7n ph\u1ea3i xem x\u00e9t. M\u1ed7i ng\u00e2n h\u00e0ng l\u1ea1i c\u00f3 quy \u0111\u1ecbnh kh\u00e1c nhau v\u1ec1 ph\u00e1t h\u00e0nh ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh, c\u00f3 ng\u00e2n h\u00e0ng ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh ch\u1ee9ng th\u01b0 d\u01b0\u1edbi 10 t\u1ef7 \u0111\u1ed3ng nh\u01b0ng c\u0169ng c\u00f3 nh\u1eefng \u0111\u01a1n v\u1ecb \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh v\u1edbi m\u1ee9c h\u00e0ng tr\u0103m t\u1ef7 \u0111\u1ed3ng. N\u1ebfu c\u00f3 r\u1ee7i ro, thi\u1ec7t h\u1ea1i s\u1ebd kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. Suy \u0111i t\u00ednh l\u1ea1i, t\u1ea5t c\u1ea3 \u0111\u1ec1u xu\u1ea5t ph\u00e1t t\u1eeb \u00fd th\u1ee9c, tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1c c\u00e1n b\u1ed9 l\u00e0m vi\u1ec7c trong ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 DN.<\/p>\n

B\u00e0 V\u0169 Th\u1ecb Duy\u00ean – K\u1ebf to\u00e1n tr\u01b0\u1edfng Cty TNHH Th\u01b0\u01a1ng m\u1ea1i – V\u1eadn t\u1ea3i H\u1ea3i Ph\u00f2ng (HaiPhong Traco):\u00a0<\/strong><\/p>\n

Ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh mang l\u1ea1i nhi\u1ec1u l\u1ee3i \u00edch nh\u01b0ng v\u1eabn c\u00f3 r\u1ee7i ro<\/strong><\/p>\n

HaiPhong Traco c\u0169ng nh\u01b0 h\u1ea7u h\u1ebft DN kh\u00e1c \u0111\u1ec1u ph\u1ea3i s\u1eed d\u1ee5ng ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh \u0111\u1ec3 thanh to\u00e1n c\u00e1c h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf v\u1edbi m\u1ed9t ho\u1eb7c nhi\u1ec1u kh\u00e1ch h\u00e0ng. C\u00f4ng b\u1eb1ng m\u00e0 n\u00f3i, ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh mang l\u1ea1i l\u1ee3i \u00edch r\u1ea5t l\u1edbn cho DN, gi\u00fap qu\u00e1 tr\u00ecnh kinh doanh, giao d\u1ecbch c\u1ee7a c\u00e1c \u0111\u1ed1i t\u00e1c \u0111\u01b0\u1ee3c thu\u1eadn l\u1ee3i, nhanh ch\u00f3ng. Ch\u1eb3ng h\u1ea1n, vi\u1ec7c thanh to\u00e1n nh\u1eadp th\u00eam x\u0103ng d\u1ea7u kh\u00f4ng b\u1ecb gi\u00e1n \u0111o\u1ea1n v\u00e0o c\u00e1c ng\u00e0y ngh\u1ec9 khi c\u00f3 ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh \u0111\u1ea3m b\u1ea3o s\u1ed1 ti\u1ec1n c\u1ea7n thanh to\u00e1n hay giao d\u1ecbch\u2026nh\u01b0ng nh\u1eefng r\u1ee7i ro ch\u1ee9ng th\u01b0 mang l\u1ea1i kh\u00f4ng ph\u1ea3i kh\u00f4ng c\u00f3.<\/p>\n

Hi\u1ec7n nay, th\u00f4ng th\u01b0\u1eddng c\u00f3 2 m\u1eabu ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh, m\u1ed9t lo\u1ea1i ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh theo m\u1eabu c\u1ee7a ng\u00e2n h\u00e0ng, lo\u1ea1i c\u00f2n l\u1ea1i theo m\u1eabu ri\u00eang c\u1ee7a DN, kh\u00e1ch h\u00e0ng. C\u1ea3 hai m\u1eabu \u0111\u1ec1u c\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n \u201cc\u1ee9ng\u201d nh\u01b0: s\u1ed1 ti\u1ec1n b\u1ea3o l\u00e3nh, th\u1eddi h\u1ea1n b\u1ea3o l\u00e3nh, nh\u1eefng c\u0103n c\u1ee9 theo h\u1ee3p \u0111\u1ed3ng ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh v\u1ec1 h\u1ee3p \u0111\u1ed3ng hai b\u00ean \u0111\u00e3 k\u00fd k\u1ebft\u2026 Nh\u01b0ng v\u1edbi m\u1eabu ri\u00eang c\u1ee7a DN hi\u1ec7n nay, DN s\u1ebd t\u00ecm \u0111\u1ee7 m\u1ecdi ph\u01b0\u01a1ng th\u1ee9c \u0111\u1ec3 \u201cl\u00e1ch lu\u1eadt\u201d v\u00e0 b\u1ed5 sung nh\u1eefng \u0111i\u1ec1u ki\u1ec7n c\u00f3 l\u1ee3i v\u1ec1 ph\u00eda m\u00ecnh, gi\u1ea3m thi\u1ec3u nh\u1eefng r\u1ee7i ro. N\u1ebfu kh\u00f4ng t\u00ednh to\u00e1n k\u1ef9 l\u01b0\u1ee1ng, r\u1ea5t c\u00f3 th\u1ec3 c\u00e1n b\u1ed9 l\u1ee3i d\u1ee5ng quy\u1ec1n h\u1ea1n ch\u1ee9c n\u0103ng c\u1ee7a m\u00ecnh \u0111\u1ec3 l\u00e0m gi\u1ea3 con d\u1ea5u v\u00e0 ch\u1eef k\u00fd c\u1ee7a Ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh \u0111\u1ec3 chi\u1ebfm \u0111o\u1ea1t ti\u1ec1n c\u1ee7a ng\u00e2n h\u00e0ng ho\u1eb7c \u0111\u1ed1i t\u00e1c.<\/p>\n

Ngo\u00e0i ra, c\u00f3 hai h\u00ecnh th\u1ee9c ph\u00e1t h\u00e0nh ch\u1ee9ng th\u01b0, DN c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh ch\u1ee9ng th\u01b0 b\u1eb1ng ti\u1ec1n c\u1ee7a DN ho\u1eb7c ti\u1ec1n c\u1ee7a Ng\u00e2n h\u00e0ng. Nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng s\u1ebd l\u1ee3i d\u1ee5ng k\u1ebd h\u1edf n\u00e0y \u0111\u1ec3 tr\u1ee5c l\u1ee3i, b\u1edfi DN kh\u00f4ng c\u00f3 ti\u1ec1n trong t\u00e0i kho\u1ea3n v\u1eabn c\u00f3 th\u1ec3 ph\u00e1t h\u00e0nh \u0111\u01b0\u1ee3c ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh. L\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 k\u00fd nhi\u1ec1u gi\u1ea5y b\u1ea3o l\u00e3nh thanh to\u00e1n kh\u00f4ng c\u00f3 h\u1ed3 s\u01a1, kh\u00f4ng h\u1ea1ch to\u00e1n, kh\u00f4ng thu ph\u00ed b\u1ea3o l\u00e3nh cho m\u1ed9t s\u1ed1 DN \u201cth\u00e2n quen\u201d. \u0110\u00e2y ch\u00ednh l\u00e0 c\u0103n nguy\u00ean g\u00e2y ra t\u00ecnh tr\u1ea1ng chi\u1ebfm d\u1ee5ng v\u1ed1n, l\u1eeba \u0111\u1ea3o nh\u01b0 m\u1ed9t s\u1ed1 v\u1ee5 vi\u1ec7c x\u1ea3y ra trong th\u1eddi gian g\u1ea7n \u0111\u00e2y.<\/p>\n

Thanh – L. Nh\u00e2m<\/strong><\/p>\n

———————-<\/p>\n

Ph\u00e1p lu\u1eadt Vi\u1ec7t Nam 02-6-2012:<\/em><\/strong><\/p>\n

http:\/\/www.phapluatvn.vn\/kinh-doanh\/thi-truong\/201206\/Chung-thu-bao-lanh-hai-chieu-sang-toi-2067510\/<\/a><\/em><\/p>\n

(179\/994)<\/em>","protected":false},"excerpt":{"rendered":"

(PLVN) – Th\u1eddi gian g\u1ea7n \u0111\u00e2y, xu\u1ea5t hi\u1ec7n nhi\u1ec1u v\u1ee5 ti\u00eau c\u1ef1c li\u00ean quan \u0111\u1ebfn b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. V\u1eady, ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh \u0111\u00f3ng vai tr\u00f2 nh\u01b0 th\u1ebf n\u00e0o trong ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 t\u1ea1i sao n\u00f3 l\u00e0 ph\u01b0\u01a1ng th\u1ee9c d\u1ec5 b\u1ecb l\u1ee3i d\u1ee5ng? Li\u1ec7u c\u00f3 th\u1ec3 kh\u1eafc ph\u1ee5c c\u00e1c […]<\/p>\n","protected":false},"author":2,"featured_media":22598,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n170. Ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh, hai chi\u1ec1u \u201cs\u00e1ng \u2013 t\u1ed1i\u201d - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/170-chung-thu-bao-lanh-hai-chieu-sang-toi\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]170. Ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh, hai chi\u1ec1u \u201cs\u00e1ng \u2013 t\u1ed1i\u201d[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(PLVN) – Th\u1eddi gian g\u1ea7n \u0111\u00e2y, xu\u1ea5t hi\u1ec7n nhi\u1ec1u v\u1ee5 ti\u00eau c\u1ef1c li\u00ean quan \u0111\u1ebfn b\u1ea3o l\u00e3nh ng\u00e2n h\u00e0ng. V\u1eady, ch\u1ee9ng th\u01b0 b\u1ea3o l\u00e3nh \u0111\u00f3ng vai tr\u00f2 nh\u01b0 th\u1ebf n\u00e0o trong ho\u1ea1t \u0111\u1ed9ng nghi\u1ec7p v\u1ee5 c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 t\u1ea1i sao n\u00f3 l\u00e0 ph\u01b0\u01a1ng th\u1ee9c d\u1ec5 b\u1ecb l\u1ee3i d\u1ee5ng? 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