{"id":21769,"date":"2014-07-22T10:47:44","date_gmt":"2014-07-22T03:47:44","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21769"},"modified":"2022-05-18T10:53:29","modified_gmt":"2022-05-18T03:53:29","slug":"526-xung-quanh-viec-ngan-hang-thau-tom-cac-cong-ty-tai-chinh-can-xoa-bo-cac-cong-ty-tai-chinh-o-cac-dnnn","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/526-xung-quanh-viec-ngan-hang-thau-tom-cac-cong-ty-tai-chinh-can-xoa-bo-cac-cong-ty-tai-chinh-o-cac-dnnn\/","title":{"rendered":"526. Xung quanh vi\u1ec7c ng\u00e2n h\u00e0ng \u201cth\u00e2u t\u00f3m\u201d c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh: C\u1ea7n x\u00f3a b\u1ecf c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u1edf c\u00e1c DNNN"},"content":{"rendered":"(PL) \u2013 Xu th\u1ebf s\u00e1p nh\u1eadp c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng ch\u1ec9 x\u1ea3y ra v\u1edbi c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, m\u00e0 ch\u00ednh c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111ang kh\u00f4ng tr\u00e1nh kh\u1ecfi. N\u1ebfu s\u00e1p nh\u1eadp theo c\u00e1ch gi\u1ea3i th\u1ec3 c\u00f4ng ty \u0111\u1ec3 nh\u1eadp chung v\u00e0o ng\u00e2n h\u00e0ng th\u00ec hai b\u00ean c\u0169ng ch\u1eb3ng c\u00f3 l\u1ee3i l\u1ed9c g\u00ec \u0111\u00e1ng k\u1ec3. N\u1ebfu chuy\u1ec3n th\u00e0nh c\u00f4ng ty con c\u1ee7a ng\u00e2n h\u00e0ng, th\u00ec c\u00f4ng ty c\u00f3 \u0111\u01b0\u1ee3c ch\u1ed7 d\u1ef1a v\u1eefng m\u1ea1nh, \u0111\u1ed3ng th\u1eddi ng\u00e2n h\u00e0ng c\u0169ng m\u1edf th\u00eam \u0111\u01b0\u1ee3c m\u1ed9t k\u00eanh b\u00e1n h\u00e0ng \u0111\u1ec3 t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf v\u1ec1 nh\u00e2n s\u1ef1, m\u1ea1ng l\u01b0\u1edbi, c\u00f4ng ngh\u1ec7, c\u01a1 s\u1edf kh\u00e1ch h\u00e0ng,\u2026 \u0110\u00f3 l\u00e0 nh\u1eadn \u0111\u1ecbnh c\u1ee7a Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI v\u1edbi ph\u00f3ng vi\u00ean T\u1ea1p ch\u00ed Ph\u00e1p l\u00fd xung quanh vi\u1ec7c h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng \u201cth\u00e2u t\u00f3m\u201d c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong th\u1eddi gian qua.<\/strong><\/p>\n

Nhi\u1ec1u c\u00f4ng ty t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng k\u00e9m hi\u1ec7u qu\u1ea3<\/strong><\/p>\n

\"\"<\/em><\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI<\/em><\/p>\n

Ph\u00f3ng vi\u00ean: Hi\u1ec7n nay, \u1edf n\u01b0\u1edbc ta c\u00f3 kho\u1ea3ng 17 c\u00f4ng ty t\u00e0i ch\u00ednh, th\u00ec c\u00f3 t\u1edbi 12 c\u00f4ng ty c\u00f3 li\u00ean quan \u0111\u1ebfn c\u00e1c t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc. \u00d4ng \u0111\u00e1nh gi\u00e1 nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh tr\u1ef1c thu\u1ed9c c\u00e1c t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc n\u00e0y? \u00a0\u00a0 \u00a0Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c: Hi\u1ec7u qu\u1ea3 kh\u00f4ng cao, v\u00ec c\u00e1c c\u00f4ng ty n\u00e0y kh\u00f4ng th\u1ef1c s\u1ef1 c\u1ea1nh tranh, nhi\u1ec7m v\u1ee5 quan tr\u1ecdng nh\u1ea5t c\u1ee7a h\u1ecd l\u00e0 t\u1eadp trung ph\u1ee5c v\u1ee5 n\u1ed9i b\u1ed9, \u0111\u00f3ng vai tr\u00f2 g\u1ea7n nh\u01b0 m\u1ed9t \u0111\u01a1n v\u1ecb qu\u1ea3n l\u00fd, \u0111i\u1ec1u h\u00f2a ngu\u1ed3n v\u1ed1n c\u1ee7a t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty. V\u00ec t\u00ednh c\u1ea1nh tranh k\u00e9m, n\u00ean t\u1ea5t y\u1ebfu d\u1eabn \u0111\u1ebfn hi\u1ec7u qu\u1ea3 kh\u00f4ng cao, nh\u1ea5t l\u00e0 ch\u00ednh nhi\u1ec1u t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty c\u0169ng \u0111\u1ea1t hi\u1ec7u qu\u1ea3 th\u1ea5p.<\/p>\n

Kh\u00e1c v\u1edbi ng\u00e2n h\u00e0ng, theo quy \u0111\u1ecbnh, c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 nghi\u1ec7p v\u1ee5 cho vay, \u0111\u1ea7u t\u01b0\u2026 thay v\u00ec to\u00e0n b\u1ed9 c\u00e1c nghi\u1ec7p v\u1ee5 nh\u01b0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i. \u0110i\u1ec1u n\u00e0y \u0111\u00e3 h\u1ea1n ch\u1ebf \u0111\u00e1ng k\u1ec3 kh\u1ea3 n\u0103ng huy \u0111\u1ed9ng v\u1ed1n c\u1ee7a nh\u1eefng \u0111\u1ecbnh ch\u1ebf n\u00e0y. V\u1eady, theo \u00f4ng, \u0111\u00e2y c\u00f3 ph\u1ea3i l\u00e0 nguy\u00ean nh\u00e2n ch\u00ednh khi\u1ebfn c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng thua l\u1ed7, k\u00e9m hi\u1ec7u qu\u1ea3?<\/em><\/p>\n

C\u00f4ng ty t\u00e0i ch\u00ednh ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 nghi\u1ec7p v\u1ee5 l\u00e0 ho\u00e0n to\u00e0n h\u1ee3p l\u00fd. N\u1ebfu c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng nh\u01b0 ng\u00e2n h\u00e0ng, th\u00ec n\u00f3 s\u1ebd kh\u00f4ng c\u00f2n l\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh n\u1eefa. \u0110\u1eb7c \u0111i\u1ec3m quan tr\u1ecdng nh\u1ea5t c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh l\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p huy \u0111\u1ed9ng v\u1ed1n r\u1ed9ng r\u00e3i t\u1eeb c\u00f4ng ch\u00fang. Nguy\u00ean nh\u00e2n ch\u00ednh khi\u1ebfn c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ho\u1ea1t \u0111\u1ed9ng thua l\u1ed7, k\u00e9m hi\u1ec7u qu\u1ea3 l\u00e0 do b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng kh\u00f4ng thu\u1eadn (nh\u01b0 l\u1ea1m ph\u00e1t cao tri\u1ec1n mi\u00ean, d\u1eabn \u0111\u1ebfn r\u1ea5t kh\u00f3 huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n d\u00e0i h\u1ea1n tr\u00ean th\u1ecb tr\u01b0\u1eddng), do ch\u00ednh s\u00e1ch sai l\u1ea7m khi cho ph\u00e9p th\u00e0nh l\u1eadp c\u00f4ng ty t\u00e0i ch\u00ednh thu\u1ed9c t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty v\u00e0 do chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n duy tr\u00ec theo ki\u1ec3u \u201c\u0111\u00f3ng c\u1eeda\u201d c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh.<\/p>\n

V\u1eady, c\u00f3 ph\u1ea3i v\u00ec th\u1ebf m\u00e0 th\u1eddi gian qua vi\u1ec7c c\u00e1c C\u00f4ng ty t\u00e0i ch\u00ednh s\u00e1p nh\u1eadp v\u00e0o c\u00e1c ng\u00e2n h\u00e0ng \u0111ang c\u00f3 xu h\u01b0\u1edbng gia t\u0103ng? Theo \u00f4ng, vi\u1ec7c s\u00e1p nh\u1eadp n\u00e0y s\u1ebd \u0111em l\u1ea1i l\u1ee3i \u00edch g\u00ec cho c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh?<\/em><\/p>\n

Xu th\u1ebf s\u00e1p nh\u1eadp c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng ch\u1ec9 x\u1ea3y ra v\u1edbi c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, m\u00e0 ch\u00ednh c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111ang kh\u00f4ng tr\u00e1nh kh\u1ecfi. N\u1ebfu s\u00e1p nh\u1eadp theo c\u00e1ch gi\u1ea3i th\u1ec3 c\u00f4ng ty \u0111\u1ec3 nh\u1eadp chung v\u00e0o ng\u00e2n h\u00e0ng th\u00ec hai b\u00ean c\u0169ng ch\u1eb3ng c\u00f3 l\u1ee3i l\u1ed9c g\u00ec \u0111\u00e1ng k\u1ec3. N\u1ebfu chuy\u1ec3n th\u00e0nh c\u00f4ng ty con c\u1ee7a ng\u00e2n h\u00e0ng, th\u00ec c\u00f4ng ty c\u00f3 \u0111\u01b0\u1ee3c ch\u1ed7 d\u1ef1a v\u1eefng m\u1ea1nh, \u0111\u1ed3ng ng\u00e2n h\u00e0ng c\u0169ng m\u1edf th\u00eam \u0111\u01b0\u1ee3c m\u1ed9t k\u00eanh b\u00e1n h\u00e0ng \u0111\u1ec3 t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf v\u1ec1 nh\u00e2n s\u1ef1, m\u1ea1ng l\u01b0\u1edbi, c\u00f4ng ngh\u1ec7, c\u01a1 s\u1edf kh\u00e1ch h\u00e0ng,\u2026 Nh\u01b0ng nguy\u00ean nh\u00e2n ch\u00ednh l\u00e0 do ch\u1ee7 tr\u01b0\u01a1ng c\u1ee7a nh\u00e0 n\u01b0\u1edbc tr\u01b0\u1edbc t\u00ecnh h\u00ecnh h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f3 nhi\u1ec1u t\u1ed3n t\u1ea1i, y\u1ebfu k\u00e9m, l\u00e0 b\u00e0i to\u00e1n nh\u1eb1m tr\u00e1nh gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n, ch\u1ee9 kh\u00f4ng th\u1eadt s\u1ef1 v\u00ec l\u1ee3i \u00edch. Nh\u1eefng vi\u1ec7c m\u00e0 ng\u00e2n h\u00e0ng \u0111ang l\u00e0m th\u00ec c\u00f4ng ty t\u00e0i ch\u00ednh kh\u00f4ng l\u00e0m \u0111\u01b0\u1ee3c. Nh\u1eefng vi\u1ec7c m\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh \u0111ang l\u00e0m th\u00ec ng\u00e2n h\u00e0ng c\u00f3 th\u1eeba kh\u1ea3 n\u0103ng l\u00e0m. Theo ph\u00e1p lu\u1eadt th\u00ec ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p, th\u1eadm ch\u00ed ph\u1ea3i th\u00e0nh l\u1eadp c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u1ec3 th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 ho\u1ea1t \u0111\u1ed9ng kinh doanh.\u00a0 Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf nhi\u1ec1u n\u0103m qua Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng c\u1ea5p ph\u00e9p th\u00e0nh l\u1eadp c\u00f4ng ty t\u00e0i ch\u00ednh, n\u00ean c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e0nh ph\u1ea3i \u201cd\u00f9ng m\u00f3n s\u1eb5n c\u00f3\u201d.<\/p>\n

S\u00e1p nh\u1eadp kh\u00f4ng lo l\u00e0m t\u0103ng n\u1ee3 x\u1ea5u<\/strong><\/p>\n

Tr\u1ea3 l\u1eddi b\u00e1o \u0110\u1ea7u t\u01b0, \u00f4ng Nguy\u1ec5n Ho\u00e0ng Minh, Ph\u00f3 Gi\u00e1m \u0111\u1ed1c NHNN Chi nh\u00e1nh TP.HCM kh\u1eb3ng \u0111\u1ecbnh, t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2013, n\u1ee3 x\u1ea5u c\u1ee7a kh\u1ed1i c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 cho thu\u00ea t\u00e0i ch\u00ednh cao nh\u1ea5t h\u1ec7 th\u1ed1ng, l\u1ea7n l\u01b0\u1ee3t l\u00e0 21,96% v\u00e0 37,53%. H\u01a1n n\u1eefa, nhi\u1ec1u c\u00f4ng ty t\u00e0i ch\u00ednh cho vay v\u1edbi l\u00e3i su\u1ea5t l\u00ean t\u1edbi 80- 120%\/n\u0103m, vay ti\u1ec1n b\u1eaft mua b\u1ea3o hi\u1ec3m, d\u00f9ng x\u00e3 h\u1ed9i \u0111en \u0111\u00f2i n\u1ee3\u2026, g\u00e2y nhi\u1ec1u tai ti\u1ebfng. \u00d4ng ngh\u0129 sao v\u1ec1 \u00fd ki\u1ebfn n\u00e0y?<\/em><\/p>\n

\"\"<\/em><\/p>\n

HD Bank mua l\u1ea1i C\u00f4ng ty T\u00e0i ch\u00ednh Vi\u1ec7t Soci\u00e9t\u00e9 G\u00e9n\u00e9rale<\/em><\/p>\n

\u0110i\u1ec1u \u0111\u00f3 c\u00e0ng ch\u1ee9ng t\u1ecf quan \u0111i\u1ec3m, l\u1ebd th\u01b0\u1eddng th\u00ec ng\u00e2n h\u00e0ng kh\u00f4ng \u201cd\u1ea1i\u201d g\u00ec m\u00e0 nh\u1eadn \u201cnu\u00f4i\u201d c\u00f4ng ty t\u00e0i ch\u00ednh v\u1edbi t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe nh\u01b0 v\u1eady. S\u00f2ng ph\u1eb3ng ra, th\u00ec c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh ph\u1ea3i t\u1ef1 kh\u1eafc ph\u1ee5c y\u1ebfu k\u00e9m \u0111\u1ec3 t\u1ed3n t\u1ea1i ho\u1eb7c ph\u1ea3i t\u00ednh \u0111\u1ebfn con \u0111\u01b0\u1eddng gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n. Nh\u01b0ng n\u1ebfu th\u1ebf, th\u00ec h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh l\u1ea1i c\u00f3 nguy c\u01a1 \u201ctuy\u1ec7t ch\u1ee7ng\u201d c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh v\u00e0 \u0111\u00f3 l\u1ea1i l\u00e0 chuy\u1ec7n kh\u00f4ng h\u1ee3p l\u00fd, ki\u1ec3u nh\u01b0 \u201cm\u1ea5t c\u00e2n b\u1eb1ng gi\u1edbi t\u00ednh\u201d hay \u201cm\u1ea5t c\u00e2n b\u1eb1ng sinh th\u00e1i\u201d. V\u00e0 c\u0169ng ch\u00ednh t\u1eeb th\u00f4ng tin \u0111\u00f3, c\u00f2n cho th\u1ea5y m\u1ed9t ph\u00e9p t\u00ednh n\u1eefa l\u00e0, t\u1ef1 b\u1ea3n th\u00e2n c\u00e1c ng\u00e2n h\u00e0ng, th\u00ec kh\u00f3 l\u00f2ng c\u00f3 th\u1ec3 cho vay v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t ng\u1ea5t ng\u01b0\u1edfng, nh\u01b0ng n\u1ebfu nh\u1eadn th\u00eam \u201c\u0111\u1ee9a con\u201d c\u00f4ng ty t\u00e0i ch\u00ednh th\u00ec l\u1ea1i r\u1ea5t d\u1ec5 d\u00e0ng \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau cho vay ti\u00eau d\u00f9ng v\u1edbi l\u00e3i su\u1ea5t cao h\u01a1n h\u1eb3n l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng.<\/p>\n

M\u1ed9t\u00a0 s\u1ed1 chuy\u00ean gia lo ng\u1ea1i: C\u00e1c ng\u00e2n h\u00e0ng mua c\u00f4ng ty t\u00e0i ch\u00ednh, li\u1ec7u c\u00e1c c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 gi\u00e1m s\u00e1t \u0111\u01b0\u1ee3c vi\u1ec7c ng\u00e2n h\u00e0ng l\u1ea5y ti\u1ec1n huy \u0111\u1ed9ng l\u00e3i su\u1ea5t th\u1ea5p r\u1ed3i cho c\u00f4ng ty t\u00e0i ch\u00ednh con vay gi\u00e1 r\u1ebb, sau \u0111\u00f3 c\u00f4ng ty con n\u00e0y l\u1ea1i cho kh\u00e1ch vay v\u1edbi gi\u00e1 cao v\u00e0 h\u01b0\u1edfng ch\u00eanh l\u1ec7ch l\u1edbn n\u00e0y. \u00dd ki\u1ebfn c\u1ee7a \u00f4ng v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y nh\u01b0 th\u1ebf n\u00e0o?<\/em><\/p>\n

Lo ng\u1ea1i n\u00e0y l\u00e0 th\u1eeba, v\u00ec \u0111\u00f3 l\u00e0 c\u00e2u chuy\u1ec7n l\u00e0m \u0103n c\u1ee7a 2 ph\u00e1p nh\u00e2n. L\u1ee3i b\u00ean n\u00e0y th\u00ec thi\u1ec7t b\u00ean kia. N\u1ebfu kh\u00f4ng v\u00ec l\u1ee3i \u00edch t\u01b0 t\u00fai c\u00e1 nh\u00e2n, th\u00ec l\u00e0 \u0111i\u1ec1u ho\u00e0n to\u00e0n b\u00ecnh th\u01b0\u1eddng. \u0110\u1eb7c bi\u1ec7t, n\u1ebfu c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u00e3 l\u00e0 con c\u1ee7a ng\u00e2n h\u00e0ng, th\u00ec b\u00e1o c\u00e1o t\u00e0i ch\u00ednh l\u00e0 h\u1ee3p nh\u1ea5t, l\u1ee3i nhu\u1eadn c\u1ee7a con th\u00ec c\u0169ng ch\u00ednh l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a m\u1eb9, ch\u1eb3ng \u0111i \u0111\u00e2u m\u00e0 s\u1ee3.<\/p>\n

T\u1eeb s\u1ed1 li\u1ec7u n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh th\u00ec vi\u1ec7c c\u00f4ng ty t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c s\u00e1p nh\u1eadp v\u00e0o ng\u00e2n h\u00e0ng, li\u1ec7u c\u00f3 l\u00e0m gia t\u0103ng n\u1ee3 x\u1ea5u cho ng\u00e2n h\u00e0ng kh\u00f4ng, th\u01b0a \u00f4ng?<\/em><\/p>\n

\u0110\u01b0\u01a1ng nhi\u00ean l\u00e0 c\u00e1c kho\u1ea3n n\u1ee3 x\u1ea5u kh\u00f4ng t\u1ef1 d\u01b0ng bi\u1ebfn m\u1ea5t. Tuy nhi\u00ean, quy m\u00f4 c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh t\u01b0\u01a1ng \u0111\u1ed1i nh\u1ecf so v\u1edbi ng\u00e2n h\u00e0ng, n\u00ean khi tr\u1ed9n v\u00e0o th\u00ec c\u0169ng kh\u00f4ng l\u00e0m n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng t\u0103ng v\u1ecdt. C\u00f3 \u0111i\u1ec1u g\u00e1nh n\u1eb7ng n\u1ee3 x\u1ea5u ng\u00e2n h\u00e0ng s\u1ebd tr\u0129u n\u1eb7ng h\u01a1n n\u1eefa. V\u00e0 sau \u0111\u00f3, th\u00ec nguy c\u01a1 n\u1ee3 x\u1ea5u \u0111\u1ed1i v\u1edbi l\u0129nh v\u1ef1c cho vay c\u1ee7a c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh v\u1eabn c\u1ee9 c\u00f3 nguy c\u01a1 cao h\u01a1n ng\u00e2n h\u00e0ng.<\/p>\n

C\u1ea7n x\u00f3a b\u1ecf c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u1edf c\u00e1c DNNN<\/strong><\/p>\n

Hi\u1ec7n nay, \u0111a ph\u1ea7n c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh l\u00e0m \u0103n thua l\u1ed7, k\u00e9m hi\u1ec7u qu\u1ea3, t\u1ea5t nhi\u00ean gi\u00e1 c\u1ea3 chuy\u1ec3n nh\u01b0\u1ee3ng s\u1ebd th\u1ea5p. Nh\u01b0 v\u1eady, sau khi \u0111\u01b0\u1ee3c s\u00e1p nh\u1eadp v\u00e0o ng\u00e2n h\u00e0ng, li\u1ec7u c\u00f3 lo ng\u1ea1i v\u1ec1 vi\u1ec7c l\u00e0m th\u1ea5t tho\u00e1t ngu\u1ed3n v\u1ed1n c\u1ee7a nh\u00e0 n\u01b0\u1edbc kh\u00f4ng?<\/em><\/p>\n

Gi\u00e1 c\u1ea3 mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng l\u00e0 theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng. Ch\u00ednh v\u00ec thua l\u1ed7, k\u00e9m hi\u1ec7u qu\u1ea3 n\u00ean b\u00ean mua m\u1edbi mua \u0111\u01b0\u1ee3c gi\u00e1 th\u1ea5p, b\u00ean b\u00e1n ph\u1ea3i ch\u1ea5p nh\u1eadn gi\u00e1 kh\u00f4ng cao. Nh\u01b0 v\u1eady, kh\u00f4ng c\u00f3 chuy\u1ec7n gi\u00e1 thi\u1ec7t hay gi\u00e1 h\u1eddi, m\u00e0 ch\u1ec9 c\u00f3 gi\u00e1 thu\u1eadn mua, v\u1eeba b\u00e1n. T\u00f4i cho r\u1eb1ng, vi\u1ec7c b\u00e1n \u0111\u01b0\u1ee3c gi\u00e1 th\u1ea5p \u0111\u1ec3 kh\u1ecfi ph\u1ea3i gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n th\u00ec l\u00e0 m\u1ed9t \u0111i\u1ec1u may m\u1eafn, l\u00e0 c\u00f3 l\u1ee3i, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 th\u1ea5t tho\u00e1t.<\/p>\n

V\u1eady, theo \u00f4ng th\u1eddi gian s\u1eafp t\u1edbi, trong c\u00e1c \u0111\u1ec1 \u00e1n t\u00e1i c\u01a1 c\u1ea5u kinh t\u1ebf ch\u00fang ta c\u00f3 n\u00ean x\u00f3a b\u1ecf m\u00f4 h\u00ecnh c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc hay kh\u00f4ng?<\/em><\/p>\n

C\u00f4ng ty t\u00e0i ch\u00ednh n\u00f3i chung th\u00ec kh\u00f4ng nh\u1eefng kh\u00f4ng n\u00ean x\u00f3a b\u1ecf, m\u00e0 c\u1ea7n ph\u00e1t tri\u1ec3n nhi\u1ec1u h\u01a1n. Nh\u01b0ng ri\u00eang c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh trong t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc th\u00ec kh\u00f4ng c\u00f2n l\u00fd do g\u00ec \u0111\u1ec3 t\u1ed3n t\u1ea1i, v\u00ec n\u00f3 \u0111i ng\u01b0\u1ee3c l\u1ea1i v\u1edbi y\u00eau c\u1ea7u, t\u00ednh ch\u1ea5t c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng. Ch\u1ec9 ri\u00eang vi\u1ec7c c\u1ea5m, vi\u1ec7c h\u1ea1n ch\u1ebf v\u00e0 gi\u1edbi h\u1ea1n v\u1ec1 c\u1ea5p t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty v\u00e0 ng\u01b0\u1eddi c\u00f3 li\u00ean quan c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng n\u0103m 2010, th\u00ec c\u0169ng \u0111\u00e3 cho th\u1ea5y, c\u00f4ng ty t\u00e0i ch\u00ednh ch\u1ec9 c\u00f2n c\u00e1nh c\u1eeda r\u1ea5t h\u1eb9p \u0111\u1ec3 c\u1ea5p t\u00edn d\u1ee5ng cho c\u00f4ng ty m\u1eb9 c\u0169ng nh\u01b0 c\u00e1c th\u00e0nh vi\u00ean c\u1ee7a t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty. T\u1ee9c l\u00e0 c\u00f4ng ty t\u00e0i ch\u00ednh mu\u1ed1n t\u1ed3n t\u1ea1i v\u00e0 ph\u00e1t tri\u1ec3n, th\u00ec bu\u1ed9c ph\u1ea3i m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng ra b\u00ean ngo\u00e0i, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ee7 y\u1ebfu nh\u1eb1m ph\u1ee5c v\u1ee5 n\u1ed9i b\u1ed9 \u201ctrong nh\u00e0\u201d. M\u00e0 \u0111\u00e3 ch\u1ee7 y\u1ebfu nh\u1eb1m t\u1edbi th\u1ecb tr\u01b0\u1eddng b\u00ean ngo\u00e0i, th\u00ec ch\u1eb3ng c\u00f2n l\u00fd do l\u00e0 c\u00f4ng ty con c\u1ee7a c\u00e1c t\u1eadp \u0111o\u00e0n, t\u1ed5ng c\u00f4ng ty. Th\u1eadm ch\u00ed, vi\u1ec7c c\u00f4ng ty m\u1eb9 s\u1ebd ph\u1ea3i tho\u00e1i v\u1ed1n kh\u1ecfi c\u00f4ng ty t\u00e0i ch\u00ednh, v\u00ec \u0111\u00f3 l\u00e0 ho\u1ea1t \u0111\u1ed9ng ngo\u00e0i ng\u00e0nh, ngo\u00e0i ch\u1ee9c n\u0103ng c\u1ee7a c\u00e1c c\u00f4ng ty nh\u00e0 n\u01b0\u1edbc.\/.<\/p>\n

Xin c\u1ea3m \u01a1n \u00f4ng!<\/em><\/p>\n

L\u1ea1c S\u01a1n (th\u1ef1c hi\u1ec7n)<\/strong><\/p>\n

——————<\/p>\n

T\u1ea1p ch\u00ed Ph\u00e1p l\u00fd (Doanh nghi\u1ec7p) 22-7-2014:<\/em><\/strong><\/p>\n

http:\/\/phaply.net.vn\/kinh-doanh-phap-luat\/doanh-nghiep-kinh-doanh-phap-luat\/xung-quanh-viec-ngan-hang-thau-tom-cac-cong-ty-tai-chinh-can-xoa-bo-cac-cong-ty-tai-chinh-o-cac-dnnn.html<\/em><\/p>\n

(1.806\/1.806)<\/em>","protected":false},"excerpt":{"rendered":"

(PL) \u2013 Xu th\u1ebf s\u00e1p nh\u1eadp c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng ch\u1ec9 x\u1ea3y ra v\u1edbi c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh, m\u00e0 ch\u00ednh c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111ang kh\u00f4ng tr\u00e1nh kh\u1ecfi. N\u1ebfu s\u00e1p nh\u1eadp theo c\u00e1ch gi\u1ea3i th\u1ec3 c\u00f4ng ty \u0111\u1ec3 nh\u1eadp chung v\u00e0o ng\u00e2n h\u00e0ng th\u00ec hai b\u00ean c\u0169ng ch\u1eb3ng c\u00f3 l\u1ee3i l\u1ed9c g\u00ec […]<\/p>\n","protected":false},"author":10,"featured_media":21778,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n526. Xung quanh vi\u1ec7c ng\u00e2n h\u00e0ng \u201cth\u00e2u t\u00f3m\u201d c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh: C\u1ea7n x\u00f3a b\u1ecf c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh \u1edf c\u00e1c DNNN - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/526-xung-quanh-viec-ngan-hang-thau-tom-cac-cong-ty-tai-chinh-can-xoa-bo-cac-cong-ty-tai-chinh-o-cac-dnnn\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]526. 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