{"id":21803,"date":"2014-08-16T11:10:48","date_gmt":"2014-08-16T04:10:48","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21803"},"modified":"2022-05-18T11:28:44","modified_gmt":"2022-05-18T04:28:44","slug":"541-trach-nhiem-dan-su-trong-hop-dong-vay-tien","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/541-trach-nhiem-dan-su-trong-hop-dong-vay-tien\/","title":{"rendered":"541. Tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ec1n"},"content":{"rendered":"(VTV2) – Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean VIAC, tr\u1ea3 l\u1eddi ph\u1ecfng v\u1ea5n BT Tu\u1ec7 ng\u00e0y 15-05-2014, quay t\u1ea1i S 11, ph\u00e1t tr\u00ean VTV2 C\u00e2u chuy\u1ec7n Ph\u00e1p lu\u1eadt 7h15, ph\u00e1t l\u1ea1i v\u00e0o 21h15 ng\u00e0y 16-8-2014.<\/strong><\/p>\n

\"\"<\/p>\n

C\u00e2u chuy\u1ec7n v\u1ec1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1<\/strong><\/p>\n

Hai di\u1ec5n vi\u00ean 1 nam 1 n\u1eef gi\u00e0<\/em><\/strong><\/p>\n

T\u1ea1i nh\u00e0 \u00f4ng L\u00fd (\u1edf n\u00f4ng th\u00f4n), \u00f4ng L\u00fd \u0111i t\u1eeb ngo\u00e0i v\u1ec1 v\u1edbi d\u00e1ng v\u1ebb b\u1ef1c t\u1ee9c. \u2026<\/em><\/p>\n

L\u00fd: <\/strong>B\u00e0 Lanh \u0111\u00e2u r\u1ed3i? B\u00e0 Lanh \u01a1i!…(Ng\u01a1 ng\u00e1c m\u1ed9t l\u00fac kh\u00f4ng th\u1ea5y<\/em>)\u2026 Qu\u00e1i l\u1ea1, c\u00e1i b\u00e0 n\u00e0y, c\u1ee9 tho\u00e1ng m\u1ed9t c\u00e1i l\u00e0 bi\u1ebfn m\u1ea5t ngay, su\u1ed1t ng\u00e0y kh\u00f4ng lo l\u00e0m \u0103n\u2026 L\u1ea1i \u0111i bu\u00f4n d\u01b0a l\u00ea, b\u00e1n d\u01b0a h\u1ea5u r\u1ed3i \u0111\u00e2y\u2026<\/p>\n

Lanh:<\/strong> C\u00e1i g\u00ec th\u1ebf? C\u00e1i g\u00ec th\u1ebf? \u00d4ng c\u00f3 nh\u1ea5t thi\u1ebft ph\u1ea3i n\u00f3i x\u1ea5u sau l\u01b0ng v\u1ee3 th\u1ebf kh\u00f4ng?<\/p>\n

L\u00fd:<\/strong> X\u1ea5u m\u1edbi ch\u1ea3 xa c\u00e1i g\u00ec? Phen n\u00e0y th\u00ec c\u00f3 mu\u1ed1n \u0111\u1eb9p c\u0169ng ch\u1eb3ng \u0111\u01b0\u1ee3c n\u1eefa r\u1ed3i?<\/p>\n

Lanh:<\/strong> C\u00e1i g\u00ec? Sao l\u1ea1i x\u1ea5u m\u1edbi ch\u1ea3 \u0111\u1eb9p\u2026 (s\u1edd tr\u00e1n ch\u1ed3ng<\/em>): \u00d4ng c\u00f3 b\u1ecb l\u00e0m sao kh\u00f4ng? Huy\u1ebft \u00e1p t\u0103ng \u0111\u1ed9t ng\u1ed9t \u00e0?<\/p>\n

L\u00fd:<\/strong> (G\u1ea1t ph\u1eaft tay v\u1ee3 ra<\/em>) B\u1ecf tay ra, b\u00e0 c\u00f3 \u0111\u1ecbnh tr\u00eau t\u1ee9c t\u00f4i kh\u00f4ng \u0111\u1ea5y? B\u00e0 c\u00f3 bi\u1ebft l\u00e0 t\u00f4i \u0111ang \u0111i\u00ean l\u00ean r\u1ed3i \u0111\u00e2y kh\u00f4ng?<\/p>\n

Lanh:<\/strong> Th\u1ebf t\u00fam l\u1ea1i c\u00f3 chuy\u1ec7n g\u00ec? Hay s\u00e1ng nay ra \u0111\u01b0\u1eddng \u00f4ng d\u1eabm ph\u1ea3i\u2026<\/p>\n

L\u00fd:<\/strong> Ph\u1ea3i ph\u1ea3i.. c\u00e1i ph\u1ea3i gi\u00f3 nh\u00e0 b\u00e0 \u1ea5y, t\u00f4i \u0111ang \u0111i\u00ean \u0111\u00e2y\u2026<\/p>\n

Lanh:<\/strong> L\u1ea1 th\u1eadt \u0111\u1ea5y, \u00f4ng c\u1ee9 b\u1ea3o \u00f4ng \u0111i\u00ean, nh\u01b0ng t\u1ea1i sao \u00f4ng \u0111i\u00ean? Hay l\u00e0 h\u00f4m nay r\u1ea3nh r\u1ed7i \u00f4ng ra tr\u00eau b\u00f2, b\u00f2 n\u00f3 \u0111\u00e1 cho tr\u00fang\u2026.<\/p>\n

L\u00fd:<\/strong> Tr\u00fang c\u00e1i mi\u1ec7ng b\u00e0 \u1ea5y! Chuy\u1ec7n nghi\u00eam t\u00fac \u0111\u00e2y n\u00e0y..<\/p>\n

Lanh:<\/strong> Chuy\u1ec7n g\u00ec n\u00e0o?<\/p>\n

L\u00fd:<\/strong> Chuy\u1ec7n c\u00e1i th\u1eb1ng con qu\u00fd t\u1eed c\u1ee7a b\u00e0 \u1ea5y, phen n\u00e0y th\u00ec to chuy\u1ec7n th\u1eadt r\u1ed3i\u2026<\/p>\n

Lanh:<\/strong> V\u1eabn ch\u01b0a hi\u1ec3u g\u00ec s\u1ea5t!<\/p>\n

L\u00fd:<\/strong> \u0110\u1ea5y, ch\u1ebft v\u00ec l\u00fac n\u00e0o c\u0169ng ch\u01b0a hi\u1ec3u \u0111\u1ea5y! B\u00e0 chi\u1ec1u n\u00f3 cho n\u00f3 \u0111\u1eaby v\u00e0o, c\u1ee9 \u0111\u1ed9ng m\u1ed9t c\u00e1i l\u00e0 b\u00e0 b\u1ea3o ph\u1ea3i \u0111\u1ea7u t\u01b0\u2026<\/p>\n

B\u00e0 \u0111\u1ea7u t\u01b0 ki\u1ec3u n\u00e0y th\u00ec \u0111\u1ebfn s\u1ea1t nghi\u1ec7p th\u00f4i..<\/p>\n

Lanh:<\/strong> S\u1ea1t nghi\u1ec7p l\u00e0 sao? N\u00f3 \u0111i h\u1ecdc \u1edf tr\u00ean t\u1ec9nh, m\u00ecnh \u0111\u1ea7u t\u01b0 cho n\u00f3 l\u00e0 \u0111\u1ea7u t\u01b0 cho t\u01b0\u01a1ng lai\u2026<\/p>\n

L\u00fd:<\/strong> Lai c\u00e1i g\u00ec n\u1eefa\u2026 gi\u1edd n\u00e0y b\u00e0 v\u1eabn c\u00f2n \u0111\u1ee9ng d\u00f3 m\u00e0 lai \u00e0? B\u00e0 l\u00ean m\u00e0 gi\u1ea3i quy\u1ebft h\u1eadu qu\u1ea3 \u0111i?!<\/p>\n

Lanh:<\/strong> L\u00e0 sao?<\/p>\n

L\u00fd:<\/strong> L\u1ea1i c\u00f2n sao n\u1eefa, v\u1eeba n\u00e3y c\u00f3 ng\u01b0\u1eddi g\u1ecdi \u0111i\u1ec7n cho t\u00f4i, h\u1ecd n\u00f3i l\u00e0 ch\u1ee7 hi\u1ec7u c\u1ea7m \u0111\u1ed3 \u1edf tr\u00ean t\u1ec9nh, ch\u1ed7 th\u1eb1ng T\u01b0\u1edfng nh\u00e0 m\u00ecnh tr\u1ecd h\u1ecdc, h\u1ecd n\u00f3i th\u1eb1ng t\u01b0\u1edfng c\u00f3 vay h\u1ecd ti\u1ec1n, \u0111\u1ebfn nay c\u1ea3 v\u1ed1n c\u1ea3 l\u00e3i \u0111\u00e3 \u0111\u1ebfn h\u01a1n 20 tri\u1ec7u r\u1ed3i\u2026<\/p>\n

Lanh:<\/strong> Ch\u1ebft, \u00f4ng c\u00f3 nghe nh\u1ea7m kh\u00f4ng? N\u00f3 l\u00e0m g\u00ec m\u00e0 ph\u1ea3i c\u1ea7n \u0111\u1ebfn 20 tri\u1ec7u? H\u00e0ng th\u00e1ng v\u1ee3 ch\u1ed3ng m\u00ecnh v\u1eabn g\u1eedi ti\u1ec1n \u0103n, h\u1ecdc cho n\u00f3 \u0111\u1ea7y \u0111\u1ee7, t\u00f4i c\u00f2n gi\u1ea5u \u00f4ng m\u1ed7i th\u00e1ng cho th\u00eam n\u00f3 500 ngh\u00ecn n\u1eefa \u0111\u1ec3 sinh ho\u1ea1t, b\u1ea1n b\u00e8 c\u01a1 m\u00e0\u2026<\/p>\n

L\u00fd:<\/strong> \u0110\u1ea5y, ch\u1ebft l\u00e0 \u1edf ch\u1ed7 \u1ea5y \u0111\u1ea5y, t\u00f4i \u0111\u00e3 b\u1ea3o b\u00e0 ph\u1ea3i nghi\u00eam kh\u1eafc v\u1edbi n\u00f3, b\u00e2y gi\u1edd th\u00ec b\u00e0 \u0111\u00e3 th\u1ea5y ch\u01b0a? C\u00f3 \u0111\u00fang l\u00e0 con h\u01b0 t\u1ea1i b\u00e0 kh\u00f4ng?<\/p>\n

Lanh:<\/strong> N\u00e0y, sao c\u1ee9 c\u00f3 c\u00e1i g\u00ec kh\u00f4ng t\u1eed t\u1ebf, kh\u00f4ng t\u1ed1t \u0111\u1eb9p th\u00ec \u00f4ng l\u1ea1i chuy\u1ec3n sang cho t\u00f4i th\u1ebf nh\u1ec9!? Th\u1ebf t\u00f4i h\u1ecfi \u00f4ng, nh\u1eefng l\u00fac t\u00f4i m\u1eafng m\u1ecf n\u00f3 chuy\u1ec7n \u0103n ti\u00eau hoang ph\u00ed, l\u01b0\u1eddi nh\u00e1c h\u1ecdc h\u00e0nh th\u00ec \u00f4ng l\u1ea1i \u0111\u1ee9ng ra b\u00eanh l\u00e0 n\u00f3 l\u1edbn r\u1ed3i, ph\u1ea3i \u0111\u1ec3 n\u00f3 gi\u1eef th\u1ec3 di\u1ec7n c\u1ee7a n\u00f3 kh\u00f4ng? Ch\u00ednh v\u00ec c\u00e1i th\u1ec3 di\u1ec7n \u00f4ng gi\u1eef cho n\u00f3 nh\u01b0 th\u1ebf n\u00ean n\u0103m nay \u0111\u00e3 20 tu\u1ed5i r\u1ed3i m\u00e0 n\u00f3 m\u1edbi h\u1ecdc n\u0103m th\u1ee9 2 \u0111\u1ea5y!<\/p>\n

L\u00fd: <\/strong>\u00d4 hay, th\u1ebf b\u00e0 c\u0169ng \u0111\u1ecbnh \u0111\u1ed5 t\u1ed9i l\u00ean \u0111\u1ea7u t\u00f4i \u0111\u1ea5y \u00e0?<\/p>\n

Lanh:<\/strong> H\u01a1i \u0111\u00e2u m\u00e0 t\u00f4i \u0111\u1ed5 cho \u00f4ng\u2026., m\u00e0 \u00f4ng n\u00e0y, t\u00f4i ch\u01b0a hi\u1ec3u t\u1ea1i sao ng\u01b0\u1eddi ta cho n\u00f3 vay nhi\u1ec1u ti\u1ec1n nh\u01b0 v\u1eady, n\u00f3 l\u00e0m g\u00ec c\u00f3 g\u00ec th\u1ebf ch\u1ea5p \u0111\u00e2u\u2026 L\u00fac n\u00f3 nh\u1eadp h\u1ecdc \u00f4ng c\u00f2n ph\u1ea3i \u0111\u01b0a n\u00f3 l\u00ean t\u1eadn n\u01a1i, th\u00eau ch\u1ed7 \u1edf tr\u1ecd g\u1ea7n tr\u01b0\u1eddng \u0111\u1ec3 b\u1edbt kho\u1ea3n \u0111\u1ea7u t\u01b0 ph\u01b0\u01a1ng ti\u1ec7n \u0111i l\u1ea1i.., trong ng\u01b0\u1eddi n\u00f3 c\u00f3 v\u1eadt g\u00ec \u0111\u00e1ng gi\u00e1 \u0111\u00e2u?<\/p>\n

L\u00fd:<\/strong> B\u00e0 h\u1ecfi t\u00f4i t\u00f4i bi\u1ebft h\u1ecfi ai? T\u00f4i ch\u1ec9 th\u1ea5y ch\u1ee7 hi\u1ec7u c\u1ea7m \u0111\u1ed3 g\u1ecdi \u0111i\u1ec7n b\u1ea3o mang ti\u1ec1n l\u00ean tr\u1ea3 cho n\u00f3 m\u00e0 l\u1ea5y th\u1ebb sinh vi\u00ean v\u00e0 ch\u1ee9ng minh nh\u00e2n d\u00e2n v\u1ec1, n\u1ebfu kh\u00f4ng n\u00f3 s\u1ebd b\u1ecb \u0111u\u1ed5i h\u1ecdc\u2026<\/p>\n

H\u1ecd c\u00f2n b\u1ea3o t\u00f4i k\u1ec3 c\u1ea3 b\u1ecb \u0111u\u1ed5i h\u1ecdc c\u0169ng kh\u00f4ng tho\u00e1t \u0111\u01b0\u1ee3c kh\u1ecfi tay h\u1ecd \u0111\u00e2u.. h\u1ecd s\u1ebd truy v\u1ec1 t\u1eadn qu\u00ea \u0111\u1ec3 \u0111\u00f2i b\u1eb1ng \u0111\u01b0\u1ee3c \u0111\u1ea5y!!<\/p>\n

Lanh:<\/strong> Th\u1ebf \u00f4ng \u0111\u00e3 h\u1ecfi l\u1ea1i th\u1eb1ng T\u01b0\u1edfng ch\u01b0a? C\u00f3 \u0111\u00fang l\u00e0 nh\u01b0 v\u1eady kh\u00f4ng?<\/p>\n

L\u00fd:<\/strong> L\u00fac \u0111\u00f3 t\u00f4i g\u1ecdi ngay cho n\u00f3 r\u1ed3i, ban \u0111\u1ea7u th\u00ec n\u00f3 ch\u1ed1i, nh\u01b0ng sau \u0111\u00f3 n\u00f3 n\u00f3i chuy\u1ec7n ch\u1ee7 hi\u1ec7u c\u1ea7m \u0111\u1ed3 n\u00f3i l\u00e0 th\u1eadt, n\u00f3 b\u1ecb ch\u1ee7 hi\u1ec7u b\u1eaft ph\u1ea3i \u0111\u01b0a s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a t\u00f4i cho h\u1ecd\u2026<\/p>\n

T\u00f4i h\u1ecfi n\u00f3 t\u1ea1i sao n\u1ee3 nhi\u1ec1u ti\u1ec1n th\u1ebf th\u00ec n\u00f3 b\u1ea3o v\u00ec n\u1ee3 d\u1ed3n n\u1ee3 r\u1ed3i l\u00e3i m\u1eb9 \u0111\u1ebb l\u00e3i con, m\u00e0 l\u00e3i su\u1ea5t n\u00e0o c\u00f3 th\u1ea5p, \u0111\u1ebfn b\u1ea3y, t\u00e1m ngh\u00ecn \u0111\u1ed3ng m\u1ed9t tri\u1ec7u m\u1ed9t ng\u00e0y\u2026<\/p>\n

Lanh:<\/strong> Th\u1ebf n\u00e0y th\u00ec ch\u1ebft th\u1eadt r\u1ed3i T\u01b0\u1edfng \u01a1i? B\u1ed1 m\u1eb9 m\u00e0y l\u1ea5y \u0111\u00e2u ra h\u01a1n 20 tri\u1ec7u m\u1ed9t l\u00fac b\u00e2y gi\u1edd\u2026<\/p>\n

L\u00fd:<\/strong> Th\u00f4i, th\u00f4i\u2026 b\u00e0 tr\u1eadt t\u1ef1 \u0111i cho t\u00f4i nh\u1edd, b\u00e2y gi\u1edd c\u00f3 ph\u1ea3i l\u00e0 l\u00fac \u0111\u1ec3 b\u00e0 kh\u00f3c n\u00f3 \u0111\u00e2u..<\/p>\n

Lanh:<\/strong> \u00d4ng l\u1ea1i c\u00f2n c\u1ea5m t\u00f4i kh\u00f3c n\u1eefa \u00e0? \u1ee8c th\u1ebf n\u00e0y th\u00ec t\u00f4i sao s\u1ed1ng n\u1ed5i \u0111\u00e2y\u2026 H\u01a1i \u00f4ng L\u00fd \u01a1i l\u00e0 \u00f4ng L\u00fd \u01a1i\u2026\u01a1i T\u01b0\u1edfng \u01a1i m\u00e0y gi\u1ebft m\u1eb9 m\u00e0y r\u1ed3i\u2026.<\/p>\n

L\u00fd:<\/strong> M\u1eb7t bu\u1ed3n thiu nh\u00ecn v\u1ee3<\/em><\/p>\n

D\u1ef1 ki\u1ebfn c\u00e2u h\u1ecfi tr\u01b0\u1eddng quay: <\/strong>(Ch\u1ed3ng v\u00e0o tr\u01b0\u1eddng quay<\/em><\/strong>)<\/p>\n

Th\u01b0a Lu\u1eadt s\u01b0, \u0111\u00fang l\u00e0 con d\u1ea1i c\u00e1i mang\u2026 l\u00e0 ng\u01b0\u1eddi qu\u00ea m\u00f9a, d\u1eefng t\u01b0\u1edfng \u0111\u1ea7u t\u01b0 cho con h\u1ecdc h\u00e0nh, ch\u0103m ch\u00fat tr\u1ed3ng ng\u01b0\u1eddi r\u1ed3i c\u00f3 ng\u00e0y \u0111\u01b0\u1ee3c h\u00e1i qu\u00e1, n\u00e0o ng\u1edd b\u00e2y gi\u1edd gia \u0111\u00ecnh t\u00f4i \u0111\u01b0\u1ee3c m\u1ed9t qu\u1ea3 v\u1eeba non, v\u1eeba \u0111\u1eafng nh\u01b0 v\u1eady\u2026<\/p>\n

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  1. Xin Lu\u1eadt s\u01b0 cho bi\u1ebft Hi\u1ec7u c\u1ea7m \u0111\u1ed3 cho vay v\u1edbi l\u00e3i su\u1ea5t t\u1eeb b\u1ea3y \u0111\u1ebfn t\u00e1m ngh\u00ecn \u0111\u1ed3ng\/ 1 tri\u1ec7u \u0111\u1ed3ng m\u1ed9t ng\u00e0y nh\u01b0 v\u1eady c\u00f3 vi ph\u1ea1m ph\u00e1p lu\u1eadt kh\u00f4ng?<\/li>\n<\/ol>\n

    Lu\u1eadt s\u01b0 gi\u1ea3i \u0111\u00e1p:<\/u><\/strong><\/p>\n

    Th\u1ee9 nh\u1ea5t, ban vay ti\u1ec1n v\u1edbi l\u00e3i su\u1ea5t l\u00e0 7 ngh\u00ecn \u0111\u1ed3ng 1 ng\u00e0y \u0111\u1ed1i v\u1edbi 1 tri\u1ec7u \u0111\u1ed3ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi 252%\/ 1 n\u0103m. Theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 1 \u0110i\u1ec1u 476\u00a0B\u1ed9 Lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005<\/strong><\/a>\u00a0c\u00f3 quy \u0111\u1ecbnh \u201cL\u00e3i su\u1ea5t vay do c\u00e1c b\u00ean tho\u1ea3 thu\u1eadn nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 150% c\u1ee7a l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc c\u00f4ng b\u1ed1 \u0111\u1ed1i v\u1edbi lo\u1ea1i cho vay t\u01b0\u01a1ng \u1ee9ng\u201d. T\u1ea1i th\u1eddi \u0111i\u1ec3m n\u00e0y, theo Quy\u1ebft \u0111\u1ecbnh\u00a0s\u1ed1 499\/Q\u0110-NHNN ng\u00e0y 17\/3\/2014\u00a0quy\u00a0 \u0111\u1ecbnh m\u1ee9c l\u00e3i su\u1ea5t c\u01a1 b\u1ea3n kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 9% 1 n\u0103m, 13,5. C\u00f3 ngh\u0129a l\u00e0 Hi\u1ec7u c\u1ea7m \u0111\u1ed3 \u0111ang cho vay v\u1edbi l\u00e3i su\u1ea5t g\u1ea5p 28 18 l\u1ea7n quy \u0111\u1ecbnh cho ph\u00e9p. V\u00ec v\u1eady trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y ch\u1ee7 hi\u1ec7u c\u1ea7m \u0111\u1ed3 \u0111\u00e3 vi ph\u1ea1m ph\u00e1p lu\u1eadt v\u1ec1 quy \u0111\u1ecbnh t\u00f4i cho vay n\u1eb7ng l\u00e3i theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec1u 163 BLHS.<\/p>\n

    N\u1ebfu b\u00ean c\u1eeda hi\u1ec7u c\u1ea7m \u0111\u1ed3 \u0111\u00f3 c\u00f3 nhi\u1ec1u h\u00e0nh vi d\u1ecda n\u1ea1t, h\u00e0nh vi \u0111e d\u1ecda, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7m ch\u1ee9ng t\u1eeb c\u00f9ng c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ebfn c\u01a1 quan c\u00f4ng an \u0111\u1ec3 t\u1ed1 gi\u00e1c h\u00e0nh vi cho vay n\u1eb7ng l\u00e3i c\u1ee7a c\u1eeda hi\u1ec7u c\u1ea7m \u0111\u1ed3 n\u00e0y.<\/p>\n

      \n
    1. Kh\u1ed5 c\u00e1i th\u00e2n t\u00f4i, v\u1ee3 ch\u1ed3ng t\u00f4i lam l\u0169 l\u00e0m \u0103n t\u00edch c\u00f3p, \u0111\u1ebfn b\u00e2y gi\u1edd c\u0169ng ch\u1eb3ng c\u00f3 \u0111\u1ee7 10 tri\u1ec7u trong nh\u00e0, th\u1ebf m\u00e0 th\u1eb1ng con t\u00f4i n\u00f3 l\u1ea1i d\u00e1m l\u00e0m chuy\u1ec7n t\u00e0y \u0111\u00ecnh nh\u01b0 v\u1eady?<\/li>\n<\/ol>\n

      Xin h\u1ecfi Lu\u1eadt s\u01b0 n\u1ebfu gia \u0111\u00ecnh t\u00f4i kh\u00f4ng c\u00f3 ti\u1ec1n tr\u1ea3 n\u1ee3 th\u00ec v\u1ea5n \u0111\u1ec1 s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft nh\u01b0 th\u1ebf n\u00e0o?<\/p>\n

      Lu\u1eadt s\u01b0 gi\u1ea3i \u0111\u00e1p:<\/u><\/strong><\/p>\n

      Theo b\u1ea1n tr\u00ecnh b\u00e0y, con b\u1ea1n \u0111\u00e3 20 tu\u1ed5i. Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 17 v\u00e0 19 c\u1ee7a BLDS n\u0103m 2005, con b\u1ea1n l\u00e0 ng\u01b0\u1eddi th\u00e0nh ni\u00ean, c\u00f3 n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 \u0111\u1ea7y \u0111\u1ee7. V\u00ec v\u1eady con b\u1ea1n ph\u1ea3i t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 nh\u1eefng giao d\u1ecbch d\u00e2n s\u1ef1 c\u1ee7a m\u00ecnh. V\u1ee3 ch\u1ed3ng b\u1ea1n kh\u00f4ng b\u1ecb bu\u1ed9c ph\u1ea3i tr\u1ea3 n\u1ee3 thay con, tr\u1eeb khi v\u1ee3 ch\u1ed3ng b\u1ea1n t\u1ef1 nguy\u1ec7n.<\/p>\n

      N\u1ebfu con c\u1ee7a b\u1ea1n kh\u00f4ng tr\u1ea3 n\u1ee3 \u0111\u01b0\u1ee3c \u0111\u00fang h\u1eb9n, ch\u1ee7 n\u1ee3 c\u00f3 quy\u1ec1n ki\u1ec7n con b\u1ea1n ra t\u00f2a \u0111\u1ec3 \u0111\u00f2i n\u1ee3.<\/p>\n

        \n
      1. Khi gia \u0111\u00ecnh ch\u00fang t\u00f4i kh\u00f4ng c\u00f3 ti\u1ec1n tr\u1ea3 h\u1ecd r\u1ea5t c\u00f3 th\u1ec3 h\u1ecd s\u1ebd ti\u1ebfp t\u1ee5c g\u1ecdi \u0111i\u1ec7n ho\u1eb7c th\u1eadm ch\u00ed v\u1ec1 t\u1eadn nh\u00e0 \u0111e do\u1ea1. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y ch\u00fang t\u00f4i ph\u1ea3i l\u00e0m g\u00ec? C\u00f3 h\u00ecnh th\u1ee9c n\u00e0o b\u1ea3o v\u1ec7 gia \u0111\u00ecnh t\u00f4i kh\u00f4ng? V\u00ec th\u1ef1c t\u1ebf t\u00f4i th\u1ea5y c\u00f3 kh\u00e1 nhi\u1ec1u gia \u0111\u00ecnh l\u00e2m v\u00e0o t\u00ecnh tr\u1ea1ng n\u00e0y m\u00e0 kh\u00f4ng c\u00f3 c\u00e1ch gi\u1ea3i quy\u1ebft r\u1ed3i..<\/li>\n<\/ol>\n

        Lu\u1eadt s\u01b0 gi\u1ea3i \u0111\u00e1p:<\/u><\/strong><\/p>\n

        Nh\u01b0 tr\u00ean \u0111\u00e3 n\u00f3i, Hi\u1ec7u c\u1ea7m \u0111\u1ed3 n\u00e0y \u0111ang cho vay v\u1edbi l\u00e3i su\u1ea5t g\u1ea5p 28 l\u1ea7n quy \u0111\u1ecbnh cho ph\u00e9p. V\u00ec v\u1eady trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y ch\u1ee7 hi\u1ec7u c\u1ea7m \u0111\u1ed3 \u0111\u00e3 vi ph\u1ea1m ph\u00e1p lu\u1eadt h\u00ecnh s\u1ef1, \u0110i\u1ec1u 163 BLHS quy \u0111\u1ecbnh v\u1ec1 t\u1ed9i cho vay n\u1eb7ng l\u00e3i.<\/p>\n

        N\u1ebfu b\u00ean c\u1eeda hi\u1ec7u c\u1ea7m \u0111\u1ed3 \u0111\u00f3 c\u00f3 nhi\u1ec1u h\u00e0nh vi d\u1ecda n\u1ea1t, h\u00e0nh vi \u0111e d\u1ecda, b\u1ea1n c\u00f3 th\u1ec3 c\u1ea7m ch\u1ee9ng t\u1eeb c\u00f9ng c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft \u0111\u1ebfn c\u01a1 quan c\u00f4ng an \u0111\u1ec3 t\u1ed1 gi\u00e1c h\u00e0nh vi cho vay n\u1eb7ng l\u00e3i c\u1ee7a c\u1eeda hi\u1ec7u c\u1ea7m \u0111\u1ed3 n\u00e0y.<\/p>\n

          \n
        1. Xin Lu\u1eadt s\u01b0 cho gia \u0111\u00ecnh t\u00f4i l\u1eddi khuy\u00ean \u0111\u1ec3 gi\u1ea3i quy\u1ebft th\u1ea5u t\u00ecnh \u0111\u1ea1t l\u00fd s\u1ef1 vi\u1ec7c!<\/li>\n<\/ol>\n

          Lu\u1eadt s\u01b0 gi\u1ea3i \u0111\u00e1p:<\/u><\/strong><\/p>\n

          Theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1, con b\u1ea1n vay th\u00ec c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i tr\u1ea3. Tuy nhi\u00ean, trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y n\u00ean ph\u00e2n t\u00edch r\u00f5 cho Hi\u1ec7u c\u1ea7m \u0111\u1ed3 bi\u1ebft m\u1ee9c l\u00e3i h\u1ecd \u0111ang \u00e1p d\u1ee5ng l\u00e0 vi ph\u1ea1m ph\u00e1p lu\u1eadt h\u00ecnh s\u1ef1. Sau \u0111\u00f3 th\u01b0\u01a1ng l\u01b0\u1ee3ng l\u1ea1i v\u1edbi Hi\u00eau c\u1ea7m \u0111\u1ed3 s\u1ed1 ti\u1ec1n l\u00e3i m\u00e0 ph\u1ea3i tr\u1ea3 \u00e1p d\u1ee5ng m\u1ee9c t\u1ed1i \u0111a ph\u00e1p lu\u1eadt cho ph\u00e9p (t\u1ee9c l\u00e0 22,5%\/n\u0103m 13,5). N\u1ebfu con b\u1ea1n kh\u00f4ng t\u1ef1 tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3\u00a0 th\u00ec b\u1ea1n c\u0169ng n\u00ean can thi\u1ec7p \u0111\u1ec3 con b\u1ea1n kh\u00f4ng c\u1ea3m th\u1ea5y m\u00ecnh b\u1ecb b\u1ecf r\u01a1i. Sau \u0111\u00f3, c\u1ea7n n\u00e2ng cao nh\u1eadn th\u1ee9c cho con b\u1ea1n v\u1ec1 t\u00ednh t\u1ef1 ch\u1ecbu tr\u00e1ch nhi\u1ec7m khi th\u1ef1c hi\u1ec7n nh\u1eefng giao d\u1ecbch d\u00e2n s\u1ef1, v\u00ec con b\u1ea1n \u0111\u00e3 20 tu\u1ed5i.","protected":false},"excerpt":{"rendered":"

          (VTV2) – Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean VIAC, tr\u1ea3 l\u1eddi ph\u1ecfng v\u1ea5n BT Tu\u1ec7 ng\u00e0y 15-05-2014, quay t\u1ea1i S 11, ph\u00e1t tr\u00ean VTV2 C\u00e2u chuy\u1ec7n Ph\u00e1p lu\u1eadt 7h15, ph\u00e1t l\u1ea1i v\u00e0o 21h15 ng\u00e0y 16-8-2014. C\u00e2u chuy\u1ec7n v\u1ec1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Hai di\u1ec5n vi\u00ean 1 nam […]<\/p>\n","protected":false},"author":10,"featured_media":20527,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21803","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n541. Tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ec1n - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/541-trach-nhiem-dan-su-trong-hop-dong-vay-tien\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]541. Tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong h\u1ee3p \u0111\u1ed3ng vay ti\u1ec1n[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VTV2) – Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI, Tr\u1ecdng t\u00e0i vi\u00ean VIAC, tr\u1ea3 l\u1eddi ph\u1ecfng v\u1ea5n BT Tu\u1ec7 ng\u00e0y 15-05-2014, quay t\u1ea1i S 11, ph\u00e1t tr\u00ean VTV2 C\u00e2u chuy\u1ec7n Ph\u00e1p lu\u1eadt 7h15, ph\u00e1t l\u1ea1i v\u00e0o 21h15 ng\u00e0y 16-8-2014. C\u00e2u chuy\u1ec7n v\u1ec1 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 Hai di\u1ec5n vi\u00ean 1 nam […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/541-trach-nhiem-dan-su-trong-hop-dong-vay-tien\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2014-08-16T04:10:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-18T04:28:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2015\/07\/LS-DUC-VTV2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"12 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/anvilaw.com\/vi\/541-trach-nhiem-dan-su-trong-hop-dong-vay-tien\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/anvilaw.com\/vi\/541-trach-nhiem-dan-su-trong-hop-dong-vay-tien\/\"},\"author\":{\"name\":\"Tr\u01b0\u01a1ng V\u0169 Ho\u00e0ng\",\"@id\":\"https:\/\/anvilaw.com\/vi\/#\/schema\/person\/2d150c4ef033c94d530c391731b640b9\"},\"headline\":\"541. 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