{"id":21840,"date":"2014-08-22T11:54:56","date_gmt":"2014-08-22T04:54:56","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21840"},"modified":"2022-05-18T20:01:16","modified_gmt":"2022-05-18T13:01:16","slug":"551-15-tuoi-duoc-mo-tai-khoan-ngan-hang-co-qua-som","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/551-15-tuoi-duoc-mo-tai-khoan-ngan-hang-co-qua-som\/","title":{"rendered":"551. 15 tu\u1ed5i \u0111\u01b0\u1ee3c m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng: C\u00f3 qu\u00e1 s\u1edbm?"},"content":{"rendered":"<strong>(VTV1) &#8211; Nhi\u1ec1u ng\u01b0\u1eddi \u0111ang \u0111\u1eb7t ra c\u00e2u h\u1ecfi: li\u1ec7u \u0111\u1ed9 tu\u1ed5i 15 c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng v\u1ec1 m\u1eb7t lu\u1eadt ph\u00e1p \u0111\u1ec3 s\u1edf h\u1eefu m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng?<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-21850 img-fluid img-fluid\" src=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/551.jpg\" alt=\"\" width=\"506\" height=\"286\" srcset=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/551.jpg 416w, https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/551-350x198.jpg 350w\" sizes=\"auto, (max-width: 506px) 100vw, 506px\" \/><\/p>\n<p>Theo th\u00f4ng t\u01b0 23 c\u1ee7a NHNN, t\u1eeb ng\u00e0y 15\/10 t\u1edbi \u0111\u00e2y, c\u00e1c c\u00e1 nh\u00e2n t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean c\u0169ng \u0111\u01b0\u1ee3c ph\u00e9p\u00a0<a href=\"http:\/\/vtv.vn\/Kinh-te\/Du-15-tuoi-moi-duoc-mo-tai-khoan-ngan-hang\/130089.vtv\">m\u1edf t\u00e0i kho\u1ea3n<\/a>\u00a0ng\u00e2n h\u00e0ng thay v\u00ec ph\u1ea3i \u0111\u1ee7 18 tu\u1ed5i nh\u01b0 quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh.\u00a0Nh\u01b0 v\u1eady l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c s\u1edf h\u1eefu t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng tr\u1ebb h\u01a1n 3 tu\u1ed5i.<\/p>\n<p>Nhi\u1ec1u ng\u01b0\u1eddi \u0111ang \u0111\u1eb7t ra c\u00e2u h\u1ecfi li\u1ec7u \u0111\u1ed9 tu\u1ed5i n\u00e0y c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng v\u1ec1 m\u1eb7t lu\u1eadt ph\u00e1p \u0111\u1ec3 s\u1edf h\u1eefu m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng? Ph\u00f3ng vi\u00ean VTV \u0111\u00e3 c\u00f3 cu\u1ed9c trao \u0111\u1ed5i v\u1edbi lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c v\u1ec1 t\u00ecm hi\u1ec3u v\u1ec1 quy \u0111\u1ecbnh n\u00e0y.<\/p>\n<p>M\u1eddi qu\u00fd v\u1ecb v\u00e0 c\u00e1c b\u1ea1n theo d\u00f5i Video d\u01b0\u1edbi \u0111\u00e2y:<\/p>\n<p>http:\/\/vtv.vn\/Kinh-te\/15-tuoi-duoc-mo-tai-khoan-ngan-hang-Co-qua-som\/130259.vtv#sthash.cI6wsk1s.dpuf<\/p>\n<p><strong>Ph\u01b0\u01a1ng Huy\u1ec1n<\/strong><\/p>\n<p><strong>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;-<\/strong><\/p>\n<ol>\n<li>Tu\u1ed5i \u0111\u01b0\u1ee3c m\u1edf t\u00e0i kho\u1ea3n:<\/li>\n<\/ol>\n<ul>\n<li>Quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh: Ph\u1ea3i \u0111\u1ee7 18 tu\u1ed5i<\/li>\n<li>Th\u00f4ng t\u01b0 23\/2014\/TT-NHNN ng\u00e0y 19-8-2014: Ng\u01b0\u1eddi t\u1eeb \u0111\u1ee7 15 tu\u1ed5i \u0111\u1ebfn ch\u01b0a \u0111\u1ee7 18 tu\u1ed5i, c\u00f3 t\u00e0i s\u1ea3n ri\u00eang b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 trong vi\u1ec7c m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n (\u0111i\u1ec3m b, kho\u1ea3n 1, \u0110i\u1ec1u 11 v\u1ec1 \u201c\u0110\u1ed1i t\u01b0\u1ee3ng m\u1edf t\u00e0i kho\u1ea3n thanh to\u00e1n\u201d).<\/li>\n<\/ul>\n<ol start=\"2\">\n<li>Quy \u0111\u1ecbnh tr\u00ean:<\/li>\n<\/ol>\n<ul>\n<li>Ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh t\u1ea1i <a name=\"_Toc102331066\"><\/a><a name=\"_Toc103887897\"><\/a><a name=\"_Toc326319376\"><\/a>kho\u1ea3n 2, \u0110i\u1ec1u 20 v\u1ec1 \u201cN\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 c\u1ee7a ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean t\u1eeb \u0111\u1ee7 s\u00e1u tu\u1ed5i \u0111\u1ebfn ch\u01b0a \u0111\u1ee7 m\u01b0\u1eddi t\u00e1m tu\u1ed5i\u201d, B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2005:<\/li>\n<\/ul>\n<p>\u201c<em>2. Trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi t\u1eeb \u0111\u1ee7 m\u01b0\u1eddi l\u0103m tu\u1ed5i \u0111\u1ebfn ch\u01b0a \u0111\u1ee7 m\u01b0\u1eddi t\u00e1m tu\u1ed5i c\u00f3 t\u00e0i s\u1ea3n ri\u00eang b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 th\u00ec c\u00f3 th\u1ec3 t\u1ef1 m\u00ecnh x\u00e1c l\u1eadp, th\u1ef1c hi\u1ec7n giao d\u1ecbch d\u00e2n s\u1ef1 m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n theo ph\u00e1p lu\u1eadt, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ph\u00e1p lu\u1eadt c\u00f3 quy \u0111\u1ecbnh kh\u00e1c<\/em>.\u201d<\/p>\n<ul>\n<li>Ph\u00f9 h\u1ee3p v\u1edbi quy \u0111\u1ecbnh t\u00e0i kho\u1ea3n 1, \u0110i\u1ec1u 3 v\u00e8 \u201c<a name=\"_Toc231501501\"><\/a>Gi\u1ea3i th\u00edch t\u1eeb ng\u1eef\u201d, B\u1ed9 lu\u1eadt Lao \u0111\u1ed9ng n\u0103m 2012:<\/li>\n<\/ul>\n<p>\u201c<em>1. Ng\u01b0\u1eddi lao \u0111\u1ed9ng l\u00e0 ng\u01b0\u1eddi t\u1eeb \u0111\u1ee7 15 tu\u1ed5i tr\u1edf l\u00ean, c\u00f3 kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng, l\u00e0m vi\u1ec7c theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, \u0111\u01b0\u1ee3c tr\u1ea3 l\u01b0\u01a1ng v\u00e0 ch\u1ecbu s\u1ef1 qu\u1ea3n l\u00fd, \u0111i\u1ec1u h\u00e0nh c\u1ee7a ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng<\/em>.\u201d<\/p>\n<ul>\n<li>Th\u1ed1ng nh\u1ea5t v\u1edbi quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2, \u0110i\u1ec1u 7 v\u1ec1 \u201c\u0110i\u1ec1u ki\u1ec7n th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m\u201d, Quy ch\u1ebf v\u1ec1 ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m, ban h\u00e0nh k\u00e8m theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1160\/2004\/Q\u0110-NHNN ng\u00e0y 13-9-2004 c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN (\u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i, b\u1ed5 sung theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 47\/2006\/Q\u0110-NHNN ng\u00e0y 25-9-2006 v\u00e0 Th\u00f4ng t\u01b0 s\u1ed1 04\/2011\/TT-NHNN ng\u00e0y 10-3-2011):<\/li>\n<\/ul>\n<p>\u201c<em>2. C\u00e1 nh\u00e2n Vi\u1ec7t Nam, c\u00e1 nh\u00e2n n\u01b0\u1edbc ngo\u00e0i \u0111ang sinh s\u1ed1ng v\u00e0 ho\u1ea1t \u0111\u1ed9ng h\u1ee3p ph\u00e1p t\u1ea1i Vi\u1ec7t Nam t\u1eeb \u0111\u1ee7 15 tu\u1ed5i \u0111\u1ebfn ch\u01b0a \u0111\u1ee7 18 tu\u1ed5i nh\u01b0ng c\u00f3 t\u00e0i s\u1ea3n ri\u00eang \u0111\u1ee7 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o vi\u1ec7c th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 d\u00e2n s\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 Lu\u1eadt d\u00e2n s\u1ef1 th\u00ec \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch li\u00ean quan \u0111\u1ebfn ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m<\/em>.\u201d<\/p>\n<ol start=\"3\">\n<li>Kh\u00f3 kh\u0103n v\u01b0\u1edbng m\u1eafc:<\/li>\n<\/ol>\n<ul>\n<li>Th\u00f4ng t\u01b0 tr\u00ean kh\u00f4ng quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 vi\u1ec7c d\u1ef1a v\u00e0o gi\u1ea5y t\u1edd, c\u0103n c\u1ee9 ph\u00e1p l\u00fd n\u00e0o \u0111\u1ec3 cho ng\u01b0\u1eddi ch\u01b0a \u0111\u1ee7 18 tu\u1ed5i m\u1edf t\u00e0i kho\u1ea3n v\u00e0 \u0111\u00e3 cho m\u1edf r\u1ed3i th\u00ec khi n\u00e0o \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng t\u00e0i kho\u1ea3n n\u1ed9p ti\u1ec1n v\u00e0o, chuy\u1ec3n ti\u1ec1n \u0111i.<\/li>\n<li>V\u01b0\u1edbng m\u1eafc ch\u1ee7 y\u1ebfu l\u00e0 vi\u1ec7c x\u00e1c \u0111\u1ecbnh th\u1ebf n\u00e0o l\u00e0 \u201cc\u00f3 t\u00e0i s\u1ea3n ri\u00eang\u201d?<\/li>\n<li>C\u00f3 th\u1ec3 d\u1ef1a v\u00e0o c\u00e1c c\u0103n c\u1ee9 sau:<\/li>\n<li>\u0110\u01a1n v\u1ecb n\u01a1i ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean l\u00e0m vi\u1ec7c chuy\u1ec3n ti\u1ec1n l\u01b0\u01a1ng, ti\u1ec1n c\u00f4ng, ti\u1ec1n th\u01b0\u1edfng,\u2026 v\u00e0o t\u00e0i kho\u1ea3n;<\/li>\n<li>H\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, b\u1ea3ng l\u01b0\u01a1ng,\u2026 th\u1ec3 hi\u1ec7n ngu\u1ed3n thu nh\u1eadp;<\/li>\n<li>V\u0103n b\u1ea3n c\u1ee7a cha m\u1eb9, ng\u01b0\u1eddi gi\u00e1m h\u1ed9 v\u1ec1 vi\u1ec7c ng\u01b0\u1eddi ch\u01b0a th\u00e0nh ni\u00ean c\u00f3 s\u1ed1 ti\u1ec1n ri\u00eang;<\/li>\n<li>B\u1ea3n \u00e1n, Bi\u00ean b\u1ea3n tho\u1ea3 thu\u1eadn ph\u00e2n chia di s\u1ea3n \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng ch\u1ee9ng, ch\u1ee9ng th\u1ef1c v\u1ec1 vi\u1ec7c \u0111\u01b0\u1ee3c t\u1eb7ng cho, th\u1eeba k\u1ebf t\u00e0i s\u1ea3n<\/li>\n<li>C\u0103n c\u1ee9 ch\u1ee9ng minh ngu\u1ed3n thu nh\u1eadp h\u1ee3p ph\u00e1p kh\u00e1c.<\/li>\n<\/ul>\n<p>(ch\u1ec9 n\u00f3i t\u00f3m t\u1eaft v\u00e0 ch\u1ec9 ph\u00e1t 1 ph\u1ea7n)<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<\/p>\n<p><strong><em>VTV1 (T\u00e0i ch\u00ednh \u2013 Kinh doanh) 12h40 ng\u00e0y 22-8-2014:<\/em><\/strong><\/p>\n<p><em>http:\/\/vtv.vn\/Kinh-te\/15-tuoi-duoc-mo-tai-khoan-ngan-hang-Co-qua-som\/130259.vtv<\/em>","protected":false},"excerpt":{"rendered":"<p>(VTV1) &#8211; Nhi\u1ec1u ng\u01b0\u1eddi \u0111ang \u0111\u1eb7t ra c\u00e2u h\u1ecfi: li\u1ec7u \u0111\u1ed9 tu\u1ed5i 15 c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng v\u1ec1 m\u1eb7t lu\u1eadt ph\u00e1p \u0111\u1ec3 s\u1edf h\u1eefu m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng? Theo th\u00f4ng t\u01b0 23 c\u1ee7a NHNN, t\u1eeb ng\u00e0y 15\/10 t\u1edbi \u0111\u00e2y, c\u00e1c c\u00e1 nh\u00e2n t\u1eeb 15 tu\u1ed5i tr\u1edf l\u00ean c\u0169ng \u0111\u01b0\u1ee3c ph\u00e9p\u00a0m\u1edf t\u00e0i kho\u1ea3n\u00a0ng\u00e2n h\u00e0ng thay [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":21850,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>551. 15 tu\u1ed5i \u0111\u01b0\u1ee3c m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng: C\u00f3 qu\u00e1 s\u1edbm? - ANVI Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/anvilaw.com\/vi\/551-15-tuoi-duoc-mo-tai-khoan-ngan-hang-co-qua-som\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:vi]551. 15 tu\u1ed5i \u0111\u01b0\u1ee3c m\u1edf t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng: C\u00f3 qu\u00e1 s\u1edbm?[:] - ANVI Law Firm\" \/>\n<meta property=\"og:description\" content=\"(VTV1) &#8211; Nhi\u1ec1u ng\u01b0\u1eddi \u0111ang \u0111\u1eb7t ra c\u00e2u h\u1ecfi: li\u1ec7u \u0111\u1ed9 tu\u1ed5i 15 c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng v\u1ec1 m\u1eb7t lu\u1eadt ph\u00e1p \u0111\u1ec3 s\u1edf h\u1eefu m\u1ed9t t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng? 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