{"id":21843,"date":"2014-08-31T12:55:04","date_gmt":"2014-08-31T05:55:04","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21843"},"modified":"2022-05-18T12:11:41","modified_gmt":"2022-05-18T05:11:41","slug":"554-http-m-vietnamnet-vn-vn-kinh-te-194991-tin-dung-tac-no-xau-tang-sep-ngan-hang-met-moi-html","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/554-http-m-vietnamnet-vn-vn-kinh-te-194991-tin-dung-tac-no-xau-tang-sep-ngan-hang-met-moi-html\/","title":{"rendered":"554. http:\/\/m.vietnamnet.vn\/vn\/kinh-te\/194991\/tin-dung-tac–no-xau-tang–sep-ngan-hang-met-moi.html"},"content":{"rendered":"

(VNN) – N\u1ee3 x\u1ea5u ti\u1ebfp t\u1ee5c t\u0103ng cao v\u00e0 t\u00edn d\u1ee5ng t\u1eafc \u0111\u1ea7u ra v\u1eabn l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 l\u00e0m cho c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c kh\u00f3 kh\u0103n v\u00e0 m\u1ec7t m\u1ecfi \u0111\u1ec3 x\u1eed l\u00fd.<\/strong><\/p>\n

N\u1ee3 x\u1ea5u, b\u1ea5t ng\u1edd t\u1eeb \u00f4ng l\u1edbn<\/strong><\/p>\n

Ph\u1ea3i \u0111\u1ebfn h\u1ea1n 15\/8 nhi\u1ec1u NH m\u1edbi c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 2\/2014 v\u00e0 n\u1ee3 x\u1ea5u t\u0103ng cao l\u00e0 di\u1ec5n bi\u1ebfn \u0111\u00e1ng ch\u00fa \u00fd nh\u1ea5t.<\/p>\n

Kh\u00f4ng ch\u1ec9 c\u00e1c NH c\u00f3 l\u1ecbch s\u1eed n\u1ee3 x\u1ea5u cao ng\u1ea5t ng\u01b0\u1edfng m\u00e0 c\u1ea3 c\u00e1c NH c\u0169ng c\u00f9ng c\u1ea3nh ng\u1ed9. B\u1ea5t ng\u1edd nh\u1ea5t l\u00e0 VietinBank. T\u1eeb m\u1ee9c th\u1ea5p trong h\u1ec7 th\u1ed1ng l\u00e0 0,82% v\u00e0o cu\u1ed1i n\u0103m ngo\u00e1i, \u0111\u00e3 l\u00ean 2,53% v\u00e0o th\u00e1ng 6\/2014. N\u1ee3 x\u1ea5u c\u1ee7a Vietcombank c\u0169ng \u0111\u00e3 t\u0103ng l\u00ean 3,09%, ACB t\u0103ng l\u00ean 3,6%, MB ch\u00ednh th\u1ee9c v\u01b0\u1ee3t m\u1ed1c tr\u00ean v\u1edbi 3,1%….<\/p>\n

Th\u1eddi \u0111i\u1ec3m c\u00e1c NH b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 2 l\u00e0 l\u00fac Th\u00f4ng t\u01b0 09 c\u00f3 hi\u1ec7u l\u1ef1c. Nh\u1eefng y\u00eau c\u1ea7u kh\u1eaft khe h\u01a1n trong vi\u1ec7c x\u00e1c \u0111\u1ecbnh n\u1ee3 x\u1ea5u \u0111\u00e3 khi\u1ebfn c\u00e1c NH ph\u1ea3i l\u1ed9 d\u1ea7n nh\u1eefng kho\u1ea3n n\u1ee3 x\u1ea5u tr\u01b0\u1edbc \u0111\u00e2y v\u1eabn che \u0111\u1eady. L\u1ea7n \u0111\u1ea7u ti\u00ean, nhi\u1ec1u \u00f4ng l\u1edbn ph\u1ea3i ghi nh\u1eadn c\u1ee5 th\u1ec3 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 tr\u00e1i phi\u1ebfu DN, c\u00e1c kho\u1ea3n ti\u1ec1n g\u1eedi tr\u00ean li\u00ean ng\u00e2n h\u00e0ng v\u00e0o n\u1ee3 x\u1ea5u.<\/p>\n

N\u1ee3 x\u1ea5u t\u0103ng c\u00f2n do nhi\u1ec1u nguy\u00ean nh\u00e2n kh\u00e1c, ch\u1eb3ng h\u1ea1n nh\u01b0 DN ph\u00e1 s\u1ea3n, t\u1ea1m ng\u1eebng ho\u1ea1t \u0111\u1ed9ng t\u0103ng. Theo T\u1ed5ng c\u1ee5c Th\u1ed1ng k\u00ea, s\u1ed1 DN g\u1eb7p kh\u00f3 kh\u0103n bu\u1ed9c ph\u1ea3i gi\u1ea3i th\u1ec3 ho\u1eb7c t\u1ea1m ng\u1eebng ho\u1ea1t \u0111\u1ed9ng c\u00f3 \u0111\u0103ng k\u00fd ho\u1eb7c ng\u1eebng ho\u1ea1t \u0111\u1ed9ng ch\u1edd \u0111\u00f3ng m\u00e3 s\u1ed1 DN ho\u1eb7c kh\u00f4ng \u0111\u0103ng k\u00fd trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m 2014 l\u00e0 33.454 DN, t\u0103ng 16,3% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. Khi m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng l\u1edbn DN ph\u1ea3i gi\u1ea3i th\u1ec3, ng\u1eebng ho\u1ea1t \u0111\u1ed9ng th\u00ec nh\u1eefng kho\u1ea3n vay c\u1ee7a h\u1ecd s\u1ebd bi\u1ebfn th\u00e0nh n\u1ee3 x\u1ea5u v\u00e0 n\u1ee3 x\u1ea5u t\u0103ng l\u00ean.<\/p>\n

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\"{keywords}\"<\/em><\/td>\n<\/tr>\n
N\u1ee3 x\u1ea5u ti\u1ebfp t\u1ee5c t\u0103ng cao v\u00e0 t\u00edn d\u1ee5ng t\u1eafc \u0111\u1ea7u ra v\u1eabn l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 l\u00e0m cho c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c kh\u00f3 kh\u0103n v\u00e0 m\u1ec7t m\u1ecfi \u0111\u1ec3 x\u1eed l\u00fd.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

B\u00e1o c\u00e1o c\u1ee7a NHNN th\u00e1ng 7 v\u1eeba qua kh\u00f4ng c\u00f4ng b\u1ed1 con s\u1ed1 n\u1ee3 x\u1ea5u nh\u01b0ng v\u1edbi di\u1ec5n bi\u1ebfn n\u1ee3 x\u1ea5u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i cho th\u1ea5y, con s\u1ed1 r\u1ee7i ro n\u00e0y ch\u01b0a h\u1ec1 gi\u1ea3m d\u00f9 qua m\u1ed7i l\u1ea7n c\u00f4ng b\u1ed1, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u r\u1ea5t t\u1ef1 tin tuy\u00ean b\u1ed1 v\u1ec1 vi\u1ec7c x\u1eed l\u00fd n\u1ee3 x\u1ea5u. Ch\u00ednh v\u00ec th\u1ebf, nh\u1eefng c\u1ea3nh b\u00e1o v\u00e0 d\u1ef1 b\u00e1o con s\u1ed1 th\u1ef1c n\u1ee3 x\u1ea5u cao h\u01a1n th\u1ef1c t\u1ebf c\u00f4ng b\u1ed1 c\u1ee7a c\u00e1c chuy\u00ean gia v\u1eabn ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c \u0111\u01b0a ra nh\u01b0 m\u1ed9t ch\u1ec9 b\u00e1o v\u1ec1 nh\u1eefng kh\u00f3 kh\u0103n v\u00e0 r\u1ee7i ro m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t trong d\u00e0i h\u1ea1n.<\/p>\n

T\u00edn d\u1ee5ng t\u1eafc, huy \u0111\u1ed9ng v\u1ed1n l\u00e0m g\u00ec<\/strong><\/p>\n

Trong khi n\u1ee3 x\u1ea5u t\u0103ng th\u00ec \u0111\u1ea7u ra t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng l\u1ea1i \u00ec \u1ea1ch ch\u01b0a c\u00f3 nhi\u1ec1u chuy\u1ec3n bi\u1ebfn. Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty Lu\u1eadt ANVI <\/span>(Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam) cho r\u1eb1ng, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng tr\u00ean th\u1ef1c t\u1ebf r\u1ea5t th\u1ea5p. Hi\u1ec7n nay t\u00ecnh tr\u1ea1ng chung l\u00e0 h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u gi\u1eef ti\u1ec1n, kh\u00f4ng d\u00e1m cho vay do lo ng\u1ea1i n\u1ee3 x\u1ea5u, m\u1ea5t v\u1ed1n, b\u1ecb quy t\u1ed9i b\u1ea5t c\u1ee9 khi n\u00e0o.<\/p>\n\n\n\n\n
\"{keywords}\"<\/em><\/td>\n<\/tr>\n
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Hi\u1ec7n nay, h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u gi\u1eef ti\u1ec1n, kh\u00f4ng d\u00e1m cho vay<\/em><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u0110i\u1ec1u n\u00e0y c\u0169ng \u0111\u01b0\u1ee3c \u00f4ng Nguy\u1ec5n \u0110\u1ee9c H\u01b0\u1edfng, Ph\u00f3 Ch\u1ee7 t\u1ecbch Th\u01b0\u1eddng tr\u1ef1c H\u0110QT Ng\u00e2n h\u00e0ng B\u01b0u \u0111i\u1ec7n Li\u00ean Vi\u1ec7t chia s\u1ebb T\u1ea1i Di\u1ec5n \u0111\u00e0n Kinh t\u1ebf mi\u1ec1n Trung v\u1eeba qua. \u00d4ng H\u01b0\u1edfng cho r\u1eb1ng: Hi\u1ec7n nay, n\u1ec1n kinh t\u1ebf v\u1eabn ch\u01b0a t\u00ecm l\u1ea5y l\u1ed1i tho\u00e1t khi ng\u00e2n h\u00e0ng th\u1eeba ngu\u1ed3n, c\u00f2n DN v\u00e0 \u0111\u1ecba ph\u01b0\u01a1ng l\u1ea1i thi\u1ebfu v\u1ed1n. V\u00ec th\u1ebf, m\u1ea5y n\u0103m nay, b\u00e0i to\u00e1n tr\u00ean v\u1eabn ch\u01b0a th\u1ec3 n\u00e0o gi\u1ea3i \u0111\u01b0\u1ee3c. Trong l\u00fac kinh doanh kh\u00f3 kh\u0103n th\u00ec xu h\u01b0\u1edbng “h\u00ecnh s\u1ef1 h\u00f3a” kinh t\u1ebf l\u1ea1i tr\u1ed7i d\u1eady. C\u0169ng v\u00ec th\u1ebf, t\u1ea5t c\u1ea3 c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u ng\u1ea1i \u0111\u1ea7u t\u01b0 t\u00edn d\u1ee5ng v\u00ec s\u1ee3 b\u1ecb quy v\u00e0o t\u1ed9i thi\u1ebfu tr\u00e1ch nhi\u1ec7m ho\u1eb7c c\u1ed1 \u00fd l\u00e0m tr\u00e1i. Th\u1ef1c s\u1ef1 n\u1ec1n kinh t\u1ebf \u0111ang kh\u00f3 kh\u0103n n\u00ean \u0111\u1ea7u t\u01b0 g\u1eb7p r\u1ea5t nhi\u1ec1u r\u1ee7i ro, cho n\u00ean \u0111a s\u1ed1 ng\u00e2n h\u00e0ng ngh\u0129 l\u00e0 \u0111\u1ec3 ti\u1ec1n trong t\u1ee7 cho ch\u1eafc ch\u1eafn, sau n\u00e0y kinh t\u1ebf h\u1ed3i ph\u1ee5c r\u1ed3i t\u00ednh ti\u1ebfp.<\/p>\n

Th\u1ebf nh\u01b0ng, b\u1ea5t ch\u1ea5p t\u00edn d\u1ee5ng t\u0103ng th\u1ea5p, NH th\u1eadn trong cho vay, n\u1ee3 x\u1ea5u t\u0103ng v\u1ecdt th\u00ec l\u1ea1i c\u00f3 nhi\u1ec1u NH vi\u1ec7c \u0111\u1ea9y m\u1ea1nh khuy\u1ebfn m\u00e3i nh\u1eb1m h\u00fat th\u00eam ti\u1ec1n g\u1eedi. Th\u1eddi gian qua nhi\u1ec1u ng\u00e2n h\u00e0ng v\u1eabn “ch\u1ea1y \u0111ua” huy \u0111\u1ed9ng v\u1ed1n t\u1eeb d\u00e2n c\u01b0 v\u1edbi h\u00e0ng lo\u1ea1t c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i “kh\u1ee7ng” nh\u01b0 t\u1eb7ng qu\u00e0, t\u1eb7ng xe… l\u00ean \u0111\u1ebfn h\u00e0ng ch\u1ee5c t\u1ef7 \u0111\u1ed3ng.<\/p>\n

Sacombank \u0111ang c\u00f3 Ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i “H\u00e8 r\u1ed9n r\u00e0ng, ng\u00e0n ni\u1ec1m vui” v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb gi\u1ea3i th\u01b0\u1edfng h\u01a1n 16 t\u1ef7 \u0111\u1ed3ng. ViettinBank c\u00f3 Ch\u01b0\u01a1ng tr\u00ecnh “R\u1ea1ng r\u1ee1 ng\u00e0y h\u00e8 \u2013 G\u1eedi ti\u1ec1n tr\u00fang l\u1edbn\u201d v\u1edbi gi\u1ea3i th\u01b0\u1edfng \u0111\u1eb7c bi\u1ec7t l\u00e0 chi\u1ebfc \u00f4t\u00f4 Honda City 1.5L tr\u1ecb gi\u00e1 g\u1ea7n 600 tri\u1ec7u \u0111\u1ed3ng cho kh\u00e1ch g\u1eedi ti\u1ec1n. BIDV c\u00f3 Ch\u01b0\u01a1ng tr\u00ecnh ti\u1ebft ki\u1ec7m d\u1ef1 th\u01b0\u1edfng may m\u1eafn v\u1edbi gi\u1ea3i th\u01b0\u1edfng g\u1ed3m 2 chi\u1ebfc \u00f4t\u00f4 Honda Civic tr\u1ecb gi\u00e1 750 tri\u1ec7u \u0111\u1ed3ng, 10 chuy\u1ebfn du l\u1ecbch Singapore, 20 xe m\u00e1y Honda SH v\u1edbi t\u1ed5ng gi\u00e1 tr\u1ecb l\u00ean t\u1edbi 11 t\u1ef7 \u0111\u1ed3ng. Eximbank tung Ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i c\u1ed9ng l\u00e3i su\u1ea5t th\u01b0\u1edfng 0,4% cho kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ec1n k\u1ef3 h\u1ea1n 15 v\u00e0 18 th\u00e1ng, 0,2% cho k\u1ef3 h\u1ea1n 24 th\u00e1ng tr\u1edf l\u00ean\u2026<\/p>\n

Theo th\u1ed1ng k\u00ea, th\u1eddi gian t\u1eeb th\u00e1ng 4\/2014 \u0111\u1ebfn nay c\u00f3 h\u01a1n 10 ng\u00e2n h\u00e0ng \u0111\u00e3 tung ra c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn m\u00e3i \u0111\u1ec3 thu h\u00fat ti\u1ec1n g\u1eedi c\u1ee7a kh\u00e1ch h\u00e0ng. Trong khi t\u00edn d\u1ee5ng t\u0103ng tr\u01b0\u1edfng th\u1ea5p, ng\u00e2n h\u00e0ng \u0111ang th\u1eeba ti\u1ec1n m\u00e0 v\u1eabn “ch\u1ea1y \u0111ua” huy \u0111\u1ed9ng v\u1ed1n khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng kh\u1ecfi b\u0103n kho\u0103n.<\/p>\n

C\u00e2u h\u1ecfi \u0111\u1eb7t ra, v\u1edbi t\u00edn d\u1ee5ng kh\u00f3 kh\u0103n th\u00ec c\u00e1c ng\u00e2n h\u00e0ng huy \u0111\u1ed9ng v\u1ed1n \u0111\u1ec3 l\u00e0m g\u00ec?.<\/p>\n

M\u1ed9t s\u1ed1 NH cho bi\u1ebft, h\u1ecd ph\u1ea3i \u0111\u1ea9y m\u1ea1nh huy \u0111\u1ed9ng v\u00ec nhu c\u1ea7u v\u1ec1 v\u1ed1n cu\u1ed1i n\u0103m t\u0103ng v\u00e0 nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c k\u00fd h\u1ed3i \u0111\u1ea7u n\u0103m \u0111\u00e3 s\u1eafp \u0111\u1ebfn k\u1ef3 gi\u1ea3i ng\u00e2n. Tuy nhi\u00ean kh\u00f4ng \u00edt \u00fd ki\u1ebfn nghi ng\u1edd r\u1eb1ng, c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ea9y m\u1ea1nh khuy\u1ebfn m\u00e3i thu h\u00fat ti\u1ec1n g\u1eedi, c\u00f2n \u0111\u1ec3 b\u00f9 \u0111\u1eafp thanh kho\u1ea3n.<\/p>\n

N\u00f3i v\u1ec1 \u0111i\u1ec1u n\u00e0y, chuy\u00ean gia t\u00e0i ch\u00ednh Ph\u1ea1m Nam Kim c\u0169ng lo ng\u1ea1i, khi c\u00e1c ng\u00e2n h\u00e0ng c\u1ee9 ph\u1ea3i loay hoay “\u0111\u00e1nh v\u1eadt” v\u1edbi n\u1ee3 x\u1ea5u, th\u00ec t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf b\u1ecb \u1ea3nh h\u01b0\u1edfng v\u00e0 \u0111\u1ebfn m\u1ed9t th\u1eddi \u0111i\u1ec3m n\u00e0o \u0111\u00f3, t\u1ea5t c\u1ea3 \u0111\u1ec1u m\u1ec7t m\u1ecfi b\u1edfi n\u1ee3 x\u1ea5u.<\/p>\n

Tr\u1ea7n Th\u1ee7y<\/strong><\/p>\n

——————<\/p>\n

Vef (Vietnamnet \u00a0-Kinh t\u1ebf) 31-8-2014:<\/em><\/strong><\/p>\n

http:\/\/m.vietnamnet.vn\/vn\/kinh-te\/194991\/tin-dung-tac–no-xau-tang–sep-ngan-hang-met-moi.html<\/em><\/p>\n

(82\/1.143)<\/em>","protected":false},"excerpt":{"rendered":"

(VNN) – N\u1ee3 x\u1ea5u ti\u1ebfp t\u1ee5c t\u0103ng cao v\u00e0 t\u00edn d\u1ee5ng t\u1eafc \u0111\u1ea7u ra v\u1eabn l\u00e0 nh\u1eefng v\u1ea5n \u0111\u1ec1 l\u00e0m cho c\u00e1c ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c kh\u00f3 kh\u0103n v\u00e0 m\u1ec7t m\u1ecfi \u0111\u1ec3 x\u1eed l\u00fd. 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