{"id":21901,"date":"2012-06-18T20:23:23","date_gmt":"2012-06-18T13:23:23","guid":{"rendered":"https:\/\/anvilaw.com\/vi\/?p=21901"},"modified":"2022-08-17T21:56:31","modified_gmt":"2022-08-17T14:56:31","slug":"176-cho-vay-the-chap-bat-dong-san-du-an-rui-ro-chong-rui-ro","status":"publish","type":"post","link":"https:\/\/anvilaw.com\/vi\/176-cho-vay-the-chap-bat-dong-san-du-an-rui-ro-chong-rui-ro\/","title":{"rendered":"176. Cho vay th\u1ebf ch\u1ea5p b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u1ef1 \u00e1n: R\u1ee7i ro ch\u1ed3ng r\u1ee7i ro"},"content":{"rendered":"(\u0110TCK) – M\u1ed9t d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng, sau \u0111\u00f3 l\u1ea1i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng cho vay \u0111\u1ec3 kh\u00e1ch h\u00e0ng mua c\u00e1c c\u0103n h\u1ed9 c\u1ee7a ch\u00ednh d\u1ef1 \u00e1n \u0111\u00f3. <\/strong><\/p>\n

Nh\u01b0 v\u1eady, r\u1ee7i ro t\u1eeb vi\u1ec7c cho vay th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd r\u1ea5t l\u1edbn, b\u1edfi ng\u00e2n h\u00e0ng \u0111\u00e3 hai l\u1ea7n gi\u1ea3i ng\u00e2n cho hai kho\u1ea3n vay kh\u00e1c nhau m\u00e0 ch\u1ec9 c\u00f3 m\u1ed9t t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/p>\n

\"\"<\/p>\n

Gi\u00e1 tr\u1ecb cho vay c\u1ee7a nhi\u1ec1u d\u1ef1 \u00e1n c\u00f3 th\u1ec3 g\u1ea5p t\u1edbi 2,3 l\u1ea7n t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o<\/em><\/p>\n

M\u1ed9t d\u1ef1 \u00e1n, th\u1ebf ch\u1ea5p nhi\u1ec1u l\u1ea7n<\/em><\/strong><\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c d\u1ef1 \u00e1n t\u00f2a nh\u00e0 v\u0103n ph\u00f2ng, khu c\u0103n h\u1ed9\u2026, d\u00f9 ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 chu\u1ea9n b\u1ecb v\u1ed1n l\u1edbn \u0111\u1ebfn \u0111\u00e2u, th\u00ec v\u1eabn ph\u1ea3i ph\u1ee5 thu\u1ed9c v\u00e0o ngu\u1ed3n v\u1ed1n t\u00edn d\u1ee5ng trung v\u00e0 d\u00e0i h\u1ea1n. X\u00e9t cho c\u00f9ng, t\u0103ng tr\u01b0\u1edfng c\u1ee7a qu\u1ed1c gia nh\u1edd m\u1ed9t ph\u1ea7n quan tr\u1ecdng c\u1ee7a t\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng, m\u00e0 ph\u1ea7n t\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng th\u01b0\u1eddng g\u1eafn ch\u1eb7t v\u1edbi t\u0103ng tr\u01b0\u1edfng b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n

V\u1ea5n \u0111\u1ec1 l\u00e0 khi t\u00e0i tr\u1ee3 cho c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n, r\u1ee7i ro m\u00e0 ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u1ed1i m\u1eb7t l\u00e0 g\u00ec? Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p cho vay n\u00e0y, t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m b\u00ean \u0111i vay \u0111\u01b0a v\u00e0o th\u1ebf ch\u1ea5p ch\u00ednh l\u00e0 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c h\u00ecnh th\u00e0nh b\u1edfi ngu\u1ed3n v\u1ed1n vay: b\u1ea5t \u0111\u1ed9ng s\u1ea3n t\u1eeb d\u1ef1 \u00e1n. \u0110\u00e2y l\u00e0 ph\u1ea7n chi\u1ebfm t\u1ef7 tr\u1ecdng r\u1ea5t l\u1edbn trong c\u01a1 c\u1ea5u cho vay c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 c\u1ee7a c\u1ea3 n\u1ec1n kinh t\u1ebf. T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 ch\u00ednh c\u00f4ng tr\u00ecnh, t\u00f2a nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai v\u00e0 \u0111\u01b0\u1ee3c \u0111\u1ecbnh gi\u00e1 theo c\u01a1 c\u1ea5u v\u1ed1n \u0111\u1ea7u t\u01b0: t\u1ed5ng t\u00e0i s\u1ea3n, d\u1ef1 to\u00e1n v\u1ed1n \u0111\u1ea7u t\u01b0, d\u1ef1 to\u00e1n khai th\u00e1c…<\/p>\n

Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u1ef1 \u00e1n th\u01b0\u1eddng nh\u1eafm v\u00e0o c\u00e1c t\u00f2a nh\u00e0 v\u0103n ph\u00f2ng, c\u0103n h\u1ed9 v\u00e0 h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau b\u00e1n ho\u1eb7c cho thu\u00ea. Nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ec1 ngh\u1ecb ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3 kh\u00e2u b\u00e1n h\u00e0ng th\u00f4ng qua quy tr\u00ecnh kh\u00e9p k\u00edn l\u00e0 ng\u00e2n h\u00e0ng ph\u1ed1i h\u1ee3p cho vay mua s\u1ea3n ph\u1ea9m b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n b\u1eb1ng c\u00e1c s\u1ea3n ph\u1ea9m t\u00edn d\u1ee5ng ti\u00eau d\u00f9ng cho vay mua nh\u00e0. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u00e2n h\u00e0ng cho kh\u00e1ch h\u00e0ng vay ti\u1ec1n \u0111\u1ec3 mua c\u0103n h\u1ed9 v\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 ch\u00ednh c\u0103n h\u1ed9. Nh\u01b0 v\u1eady, m\u1ed9t t\u00e0i s\u1ea3n nh\u01b0ng l\u1ea1i \u0111\u01b0\u1ee3c ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u00e0 ng\u01b0\u1eddi vay mua nh\u00e0 c\u00f9ng th\u1ebf ch\u1ea5p.<\/p>\n

Ch\u01b0a k\u1ec3, c\u00f3 tr\u01b0\u1eddng h\u1ee3p, nh\u00e0 cung c\u1ea5p v\u00e0 nh\u00e0 th\u1ea7u l\u1ea1i th\u1ebf ch\u1ea5p c\u00e1c t\u00e0i s\u1ea3n l\u00e0 v\u1eadt t\u01b0, h\u00e0ng h\u00f3a l\u01b0u \u0111\u1ed9ng nh\u01b0 xi m\u0103ng, s\u1eaft th\u00e9p, thang m\u00e1y\u2026 v\u00e0 ngu\u1ed3n tr\u1ea3 n\u1ee3 ch\u00ednh l\u00e0 thu b\u00e1n h\u00e0ng t\u1eeb d\u1ef1 \u00e1n. Khi ng\u01b0\u1eddi vay kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng thanh to\u00e1n, ng\u00e2n h\u00e0ng ti\u1ebfn h\u00e0nh xi\u1ebft n\u1ee3, x\u1eed l\u00fd t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 v\u1eadt t\u01b0, h\u00e0ng h\u00f3a. Nh\u01b0ng khi th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n, to\u00e0n b\u1ed9 v\u1eadt t\u01b0, h\u00e0ng h\u00f3a \u0111\u00e3 \u0111\u01b0\u1ee3c t\u00ednh to\u00e1n h\u00ecnh th\u00e0nh n\u00ean gi\u00e1 tr\u1ecb c\u1ee7a d\u1ef1 \u00e1n trong l\u1ea7n th\u1ebf ch\u1ea5p tr\u01b0\u1edbc \u0111\u00f3. T\u00ednh ra, c\u00f9ng m\u1ed9t t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m m\u00e0 gi\u00e1 tr\u1ecb cho vay d\u1ef1a tr\u00ean t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u00e3 \u0111\u01b0\u1ee3c nh\u00e2n l\u00ean g\u1ea5p 2, g\u1ea5p 3 l\u1ea7n.<\/p>\n

Th\u1ef1c t\u1ebf ghi nh\u1eadn, c\u00f3 ng\u00e2n h\u00e0ng nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ec1 ngh\u1ecb cho vay \u0111\u1ed1i v\u1edbi m\u1ed9t d\u1ef1 \u00e1n c\u0103n h\u1ed9, c\u00f3 d\u1ef1 to\u00e1n h\u00e0ng tr\u0103m t\u1ef7 \u0111\u1ed3ng. Th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd c\u1ee7a d\u1ef1 \u00e1n \u0111\u00e3 ho\u00e0n t\u1ea5t, ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u00e3 c\u00f3 gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng v\u00e0 Ng\u00e2n h\u00e0ng \u0111\u00e3 cho vay v\u1edbi t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m l\u00e0 to\u00e0n b\u1ed9 d\u1ef1 \u00e1n \u0111\u00f3. Sau khi \u0111\u01b0\u1ee3c gi\u1ea3i ng\u00e2n, ch\u1ee7 d\u1ef1 \u00e1n l\u1ea1i b\u00e1n c\u0103n h\u1ed9 d\u01b0\u1edbi d\u1ea1ng g\u00f3p v\u1ed1n \u0111\u1ea7u t\u01b0. Nh\u1eefng ng\u01b0\u1eddi g\u00f3p v\u1ed1n \u0111\u1ea7u t\u01b0 c\u0169ng l\u00e0 ch\u1ee7 s\u1edf h\u1eefu m\u1ed9t ph\u1ea7n c\u1ee7a D\u1ef1 \u00e1n.<\/p>\n

Khi ph\u00e1t hi\u1ec7n ra \u0111i\u1ec1u n\u00e0y, Ng\u00e2n h\u00e0ng \u0111\u00e3 d\u1eebng gi\u1ea3i ng\u00e2n v\u00e0 ti\u1ebfn h\u00e0nh thu h\u1ed3i n\u1ee3 tr\u01b0\u1edbc h\u1ea1n th\u00ec v\u01b0\u1edbng m\u1eafc v\u1ec1 s\u1edf h\u1eefu, d\u1eabn \u0111\u1ebfn t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m c\u1ee7a Ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f2n. Ng\u00e2n h\u00e0ng \u0111\u1ed1i m\u1eb7t v\u1edbi tranh ch\u1ea5p m\u1edbi, tranh ch\u1ea5p v\u1edbi c\u00e1c ch\u1ee7 n\u1ee3 kh\u00e1c, trong \u0111\u00f3, c\u00f3 nh\u1eefng ng\u01b0\u1eddi g\u00f3p v\u1ed1n v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 \u0111\u1ec3 s\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n

Nhi\u1ec1u r\u1ee7i ro kh\u00e1c cho ng\u00e2n h\u00e0ng<\/em><\/strong><\/p>\n

Nh\u01b0 v\u1eady, khi t\u00e0i s\u1ea3n b\u1ecb \u0111em \u0111i th\u1ebf ch\u1ea5p nhi\u1ec1u n\u01a1i, ng\u00e2n h\u00e0ng nh\u1eadn th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n \u0111\u1ee9ng tr\u01b0\u1edbc nguy c\u01a1 m\u1ea5t tr\u1eafng, n\u1ebfu kh\u00f4ng b\u00e1m s\u00e1t ch\u1ee7 \u0111\u1ea7u t\u01b0, b\u1edfi vi\u1ec7c th\u1ebf ch\u1ea5p d\u1ef1 \u00e1n kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd giao d\u1ecbch \u0111\u1ea3m b\u1ea3o. \u0110\u1ed1i v\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n, khi th\u1ebf ch\u1ea5p, ng\u00e2n h\u00e0ng ph\u1ea3i \u0111\u0103ng k\u00fd t\u1ea1i v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd nh\u00e0 \u0111\u1ea5t c\u00e1c c\u1ea5p. Tuy nhi\u00ean, do d\u1ef1 \u00e1n l\u00e0 t\u00e0i s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai, m\u1ed9t d\u1ea1ng quy\u1ec1n t\u00e0i s\u1ea3n n\u00ean v\u0103n ph\u00f2ng \u0111\u0103ng k\u00fd nh\u00e0 \u0111\u1ea5t s\u1ebd kh\u00f4ng cho \u0111\u0103ng k\u00fd. Khi ph\u00e1t sinh tranh ch\u1ea5p, ng\u00e2n h\u00e0ng s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u01b0u ti\u00ean x\u1eed l\u00fd thu h\u1ed3i n\u1ee3.<\/p>\n

\u0110\u1ed1i v\u1edbi vi\u1ec7c cho vay d\u1ef1 \u00e1n, r\u1ee7i ro kh\u00e1c m\u00e0 ng\u00e2n h\u00e0ng g\u1eb7p ph\u1ea3i l\u00e0 nguy c\u01a1 d\u1ef1 \u00e1n b\u1ecb mua \u0111i b\u00e1n l\u1ea1i nhi\u1ec1u. V\u1ec1 nguy\u00ean t\u1eafc, ph\u00e1p lu\u1eadt ch\u1ec9 cho ph\u00e9p chuy\u1ec3n nh\u01b0\u1ee3ng d\u1ef1 \u00e1n khi \u0111\u00e3 ho\u00e0n thi\u1ec7n c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng, nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, c\u00f3 nhi\u1ec1u doanh nghi\u1ec7p c\u00f3 \u0111\u1ea5t nh\u01b0ng kh\u00f4ng c\u00f3 ti\u1ec1m l\u1ef1c kinh t\u1ebf \u0111\u1ec3 tri\u1ec3n khai d\u1ef1 \u00e1n v\u1eabn \u201cl\u00e1ch lu\u1eadt\u201d b\u1eb1ng nhi\u1ec1u c\u00e1ch \u0111\u1ec3 chuy\u1ec3n nh\u01b0\u1ee3ng d\u1ef1 \u00e1n cho ch\u1ee7 \u0111\u1ea7u t\u01b0 th\u1ee9 c\u1ea5p. Khi n\u00e0y, n\u1ebfu ch\u1ee7 \u0111\u1ea7u t\u01b0 th\u1ee9 c\u1ea5p \u0111\u1ee9ng ra vay v\u1ed1n ng\u00e2n h\u00e0ng v\u00e0 kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 th\u00ec ng\u00e2n h\u00e0ng r\u1ea5t kh\u00f3 x\u1eed l\u00fd t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, b\u1edfi ch\u1ee7 \u0111\u1ea7u t\u01b0 th\u1ee9 c\u1ea5p kh\u00f4ng c\u00f3 \u0111\u1ea7y \u0111\u1ee7 quy\u1ec1n n\u0103ng ph\u00e1p l\u00fd \u0111\u1ed1i v\u1edbi d\u1ef1 \u00e1n.<\/p>\n

Ngo\u00e0i ra, c\u00f2n h\u00e0ng lo\u1ea1t r\u1ee7i ro kh\u00e1c nh\u01b0 d\u1ef1 \u00e1n b\u1ecb r\u00fat gi\u1ea5y ph\u00e9p, kh\u00f4ng th\u1ec3 tri\u1ec3n khai ho\u1eb7c l\u00e0 thu h\u1eb9p di\u1ec7n t\u00edch. Th\u1eadm ch\u00ed, d\u1ef1 \u00e1n \u0111\u00e3 tri\u1ec3n khai nh\u01b0ng c\u00f3 r\u1ee7i ro nh\u01b0 c\u00f4ng tr\u00ecnh sai ph\u00e9p, c\u00f4ng tr\u00ecnh kh\u00f4ng \u0111\u1ea3m b\u1ea3o ch\u1ea5t l\u01b0\u1ee3ng, x\u1ea3y ch\u00e1y m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m.<\/p>\n

Ng\u1eeba r\u1ee7i ro t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, c\u00e1ch n\u00e0o?<\/em><\/strong><\/p>\n

Nh\u1eefng ng\u00e2n h\u00e0ng c\u00f3 quy tr\u00ecnh ch\u1eb7t ch\u1ebd s\u1ebd \u0111\u01b0a v\u00e0o h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng nh\u1eefng th\u1ecfa thu\u1eadn \u0111\u1ec3 qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m, \u0111\u1ec3 n\u1ebfu ph\u00e1t sinh v\u1ea5n \u0111\u1ec1, s\u1ebd thu h\u1ed3i n\u1ee3 tr\u01b0\u1edbc h\u1ea1n. T\u1ee9c l\u00e0, th\u1ecfa thu\u1eadn m\u1ecdi giao d\u1ecbch, cam k\u1ebft li\u00ean quan \u0111\u1ebfn d\u1ef1 \u00e1n v\u1edbi b\u00ean th\u1ee9 ba ph\u1ea3i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng ch\u1ea5p thu\u1eadn.<\/p>\n

Khi cho vay mua c\u0103n h\u1ed9, ng\u00e2n h\u00e0ng ph\u1ea3i th\u1ecfa thu\u1eadn v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0, ki\u1ec3m so\u00e1t ti\u1ebfn \u0111\u1ed9 th\u1ef1c hi\u1ec7n v\u00e0 thanh to\u00e1n c\u1ee7a d\u1ef1 \u00e1n. Khi ch\u1ee7 \u0111\u1ea7u t\u01b0 b\u00e0n giao s\u1ed5 \u0111\u1ecf, c\u0103n h\u1ed9, ng\u00e2n h\u00e0ng ph\u1ea3i tham gia. B\u1edfi l\u1ebd, v\u1edbi c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u0103n h\u1ed9, v\u0103n ph\u00f2ng \u0111\u1ec3 b\u00e1n, th\u00ec khi ch\u1ee7 \u0111\u1ea7u t\u01b0 b\u00e0n giao cho kh\u00e1ch h\u00e0ng, t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0 l\u00fac n\u00e0y s\u1ebd tr\u1edf v\u1ec1 s\u1ed1 0. Ng\u00e2n h\u00e0ng ch\u1ec9 c\u00f3 th\u1ec3 qu\u1ea3n l\u00fd \u0111\u01b0\u1ee3c ngu\u1ed3n thu khi b\u00e1n c\u0103n h\u1ed9, n\u1ebfu kh\u00f4ng l\u00e0m ch\u1eb7t th\u00ec t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m s\u1ebd kh\u00f4ng c\u00f2n.<\/p>\n

C\u00f3 th\u1ec3 n\u00f3i, t\u00ednh ch\u1ea5t d\u1ef1 \u00e1n, t\u01b0 c\u00e1ch ch\u1ee7 \u0111\u1ea7u t\u01b0, s\u1ef1 kh\u1ea3 thi c\u1ee7a d\u1ef1 \u00e1n m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ea3m b\u1ea3o \u0111\u1ec3 ng\u00e2n h\u00e0ng xem x\u00e9t cho vay. B\u1edfi th\u1ef1c t\u1ebf, b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u1ef1 \u00e1n ch\u1ec9 l\u00e0 m\u1ed9t d\u1ea1ng quy\u1ec1n t\u00e0i s\u1ea3n.<\/p>\n

Lu\u1eadt s\u01b0 Tr\u01b0\u01a1ng Thanh \u0110\u1ee9c<\/strong><\/p>\n

PV Trang ph\u1ecfng v\u1ea5n<\/p>\n

——————–<\/p>\n

\u0110\u1ea7u t\u01b0 Ch\u1ee9ng kho\u00e1n 18-06-2012:<\/em><\/strong><\/p>\n

http:\/\/tinnhanhchungkhoan.vn\/GL\/N\/CIJBGE\/cho-vay-the-chap-bat-dong-san-du-an:-rui-ro-chong-rui-ro.html<\/a><\/em><\/p>\n

(1.283\/1.283)<\/em>","protected":false},"excerpt":{"rendered":"

(\u0110TCK) – M\u1ed9t d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0\u1ee3c th\u1ebf ch\u1ea5p \u0111\u1ec3 vay v\u1ed1n ng\u00e2n h\u00e0ng, sau \u0111\u00f3 l\u1ea1i \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng cho vay \u0111\u1ec3 kh\u00e1ch h\u00e0ng mua c\u00e1c c\u0103n h\u1ed9 c\u1ee7a ch\u00ednh d\u1ef1 \u00e1n \u0111\u00f3. Nh\u01b0 v\u1eady, r\u1ee7i ro t\u1eeb vi\u1ec7c cho vay th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd […]<\/p>\n","protected":false},"author":2,"featured_media":21902,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,26],"tags":[],"class_list":["post-21901","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews","category-legal-media"],"acf":[],"yoast_head":"\n176. 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Nh\u01b0 v\u1eady, r\u1ee7i ro t\u1eeb vi\u1ec7c cho vay th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n l\u00e0 d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/anvilaw.com\/vi\/176-cho-vay-the-chap-bat-dong-san-du-an-rui-ro-chong-rui-ro\/\" \/>\n<meta property=\"og:site_name\" content=\"ANVI Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/anvilawfirm\" \/>\n<meta property=\"article:published_time\" content=\"2012-06-18T13:23:23+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-17T14:56:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/anvilaw.com\/wp-content\/uploads\/2022\/05\/Picture1-31.png\" \/>\n\t<meta property=\"og:image:width\" content=\"968\" \/>\n\t<meta property=\"og:image:height\" content=\"566\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"ductt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:site\" content=\"@anvilawfirm\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"ductt\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/176-cho-vay-the-chap-bat-dong-san-du-an-rui-ro-chong-rui-ro\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/176-cho-vay-the-chap-bat-dong-san-du-an-rui-ro-chong-rui-ro\\\/\"},\"author\":{\"name\":\"ductt\",\"@id\":\"https:\\\/\\\/anvilaw.com\\\/vi\\\/#\\\/schema\\\/person\\\/f250bfe7ec16ce4eba7ae37ffd717a9e\"},\"headline\":\"176. 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